JPS622354A - Cash automatic transaction device - Google Patents

Abstract

PURPOSE:To obtain a cash dispenser which can settle a trouble between a financial agency and a user, by photographing the user by an electronic camera, and storing its image signal together with the transaction contents which are being transacted, and time information such as a date and time, etc. of the transaction, in a memory device. CONSTITUTION:By a user's prescribed transaction procedure, the processing data of an allowable transaction is sent from a center. A main control part 6 receives it, starts a paying operation, also sends s photographing instruction to an electronic camera mechanism 2, also commands a transfer of a date and time of the time when this transaction has been formed from a timepiece mechanism 12, and receives its data. The electronic camera mechanism 2 photographs the user, based on the photographing instruction command from the main control part 6, and sends its image signal to the main control part 6. The main control part 6 sends out the data and time, and the user's image signal to a photoelectro-magnetic disk 7 together with an account number and the transaction contents by a transaction procssing data which has been received from the center, and stores them.

Description

[Detailed Description of the Invention] [Field of Application of the Invention] The present invention allows cash transactions by establishing a specific relationship between information read from a user's card and information input by the user's own keystroke operation. Related to automated teller machines.

[Background of the invention]

It is known to record and save transaction information regarding executed transaction contents and transaction results in a removable magnetic recording medium (Japanese Patent Application Laid-open No. 121476/1983). However, if a transaction-related trouble occurs between a user and a financial institution, it is difficult for the financial institution to identify the user, especially if the user is not the contracting party for the transaction. There are many things like that.

[Purpose of the invention]

An object of the present invention is to provide a cash transaction device that, when a trouble occurs between a financial institution and a user, makes it easy to clarify the details of the necessary transaction and who made the transaction, thereby resolving the trouble with the user. It's about getting.

[Summary of the invention]

To achieve such an objective, the present invention photographs a user with an electronic camera in response to execution of a transaction, and uses the image signal to record time information such as the content of the transaction and the date and time of the transaction. It is also stored in the storage device. For example, when a trouble occurs, the details of the transaction are displayed on the display of the automatic transaction device along with the user's image signal using the account number or transaction date and time as indicators.

[Embodiments of the invention]

FIG. 1 is a side view of the installation of the automatic teller machine 1, in which 2 is an electronic camera mechanism for photographing a user 3, 4 is a card reader/writer, 5 is an operation unit for inputting keystrokes, and 6 is an operation unit 5. ,
The card reader/writer 4, the main control unit 7 that performs overall control of the electronic camera mechanism 2, etc., stores information from the main control unit, and sends the stored information to the main control unit 6.A magneto-optical disk 8 is a display that displays guidance during transactions, etc.

The second factor is a block diagram showing a schematic configuration of the automatic teller machine 1. 9 is a magnetic card used by the user for payment transactions, etc.; 10 is a payment mechanism that discharges banknotes 11 of a specified amount by the user; 12 is a clock mechanism that informs the main control unit of the year, month, day, and time;
Reference numeral 5 denotes a communication mechanism for transmitting and receiving transaction data to and from the center computer via the line 14. When making a payment transaction, the user first inserts his or her card 9 into the card reader/writer 4 using the operation unit 5 according to the guidance message on the display 8. Next, the user enters his/her personal identification number and desired payment amount using the operating section 5. Transaction information such as the account number read by the card reader/writer 4 and key input information from the operation section 5 are sent to the main control section 6, and the payment amount and the like are displayed on the display 8. The user sees this and presses the transaction execution key on the operation unit 5 after confirming the confirmation. The main control unit 6 sends data required for transaction processing to the center via the communication device 11$13. The center refers to and rewrites the customer information file based on the received acceptance data, and then transmits the processing data indicating that the transaction is possible.The main control unit 6 operates the payment mechanism 10 upon receiving the transaction processing data that indicates the transaction is possible. The banknote payment operation begins. Further, it sends a photographing instruction command to the electronic camera mechanism 2, instructs the clock mechanism 12 to transfer the date and time when this transaction was completed, and receives the data.

Further, the electronic camera mechanism 2 photographs the user 3 based on a photographing instruction command from the main control section 6 and sends the image signal to the main control section 6. The main control unit 6 uses the transaction processing data received from the center to store the account number, transaction details, date,
The time and the image signal of the user 3 are sent to the magneto-optical disk 7 and stored therein.

FIG. 3 shows the details of the data sent by the main controller 6 to the magneto-optical disk. The numbers in FIG. 3 represent the amount of data, and the unit is bytes. Here, the transaction amount indicates the number of 6-karat gold a@ handled. Next, for some reason, it becomes necessary to investigate the details of the transaction, and at this time, from the operation section 5, the automatic payment machine 1 is set to the cashier mode, and the account number and transaction date are entered by keystroke. Based on the account number and transaction date sent from the operation section 5, the main control section 6 reads the corresponding transaction data from the magneto-optical disk 7 together with the user's image information and displays it on the display 8. An example of the display is shown in FIG. 4. This allows the clerk to see at a glance who the user is and what kind of transaction they have made.

〔Effect of the invention〕

According to the present invention, cash transaction information is stored in a storage device together with user image information, and the contents can be referenced using the display of the automatic transaction device when checking the contents. , even if there is a problem with the user,
It is also possible to easily confirm the details of the transaction together with the user. Also, since the time information of the transaction can be seen, it is easy to know what the department did before and after the transaction.

[Brief explanation of the drawing]

FIG. 1 shows an automatic teller machine showing one embodiment of the present invention. 2 is a diagram showing its configuration, FIG. 3 is a diagram showing an example of the format of the transaction contents stored in the storage device, and FIG. 4 is a diagram showing the transaction contents read from the storage device and displayed on the display. The figure which shows the example of a display. 1...Automated teller machine, 2...Electronic camera mechanism, 6...
・User, 4... Card reader/writer, 5... Operating unit, 6... Main control unit, 7... Magneto-optical disk, 8...
...Display representative patent attorney Masaru Ogawa 2 rods 1 illustrations 2 illustrations 3 distributions 1st cow i

Claims (1)

[Claims] In an automatic teller machine that allows cash transactions based on a specific relationship between information read from a card held by the user and information entered by the user's own keystrokes, there is a clock mechanism that measures time. , an electronic camera mechanism for photographing the user; and a memory for storing an image signal of the user obtained by photographing the user with the electronic camera mechanism during a transaction, together with the transaction information and the time indicated by the clock mechanism. When referring to the device and the transaction information stored in the storage device, by specifying a unique number or time for each user, the corresponding transaction details are displayed together with the image of the user of the specified transaction. An automated teller machine characterized by having a display that displays.