JPS59157785A - Transaction operator - Google Patents

Abstract

(57) [Summary] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

Detailed Description of the Invention (a) Technical Field of the Invention The present invention relates to a transaction operation device such as an automatic teller machine that is operated by a user to carry out a transaction, and particularly relates to a transaction operation device that allows easy input of a transaction amount. Device.

(Background of BL technology) In recent years, automatic cash dispensers (CDs), which are transaction operation devices, have been used at counters of financial institutions as part of computer banking systems.
and automatic cash deposit payment system (ta)
Tel-er Machines (hereinafter referred to as ATMs) are widely used. These devices are usually operated using a credit card (hereinafter referred to as a card) or a bankbook, and transactions such as cash payments and deposits are performed.

Due to its convenience, the number of devices being used is increasing, and the number of devices installed is also increasing, but it is desirable that it can be used easily even by people who are not familiar with operating the buttons on the device.

(C) Conventional technology and problems Figures 1 to 4 show the conventional method using ATM as an example.
This will be explained with reference to 13. FIG. 1 is a perspective view illustrating an ATM to which the present invention is applied, FIG. 2 is a sectional view taken along line A-A in FIG. 1, and FIG. 3 is a partial view taken along line B-B in FIG. 1. A broken sectional view and FIG. 4 are explanatory diagrams showing a conventional method.

As shown in FIG. 1, an ATM has a card insertion slot 1 and a passbook insertion slot 2 arranged side by side on the front of the device, and a banknote insertion slot 6 and a cash withdrawal slot 3 on the left side of the panel below. Arranged on the right side is a keyboard 4 for specifying a transaction such as a deposit, inputting a PIN number and transaction amount, and a display 5 for displaying and guiding the customer regarding operation details.

Inside the device, as shown in FIG. 2, behind the upper passbook insertion slot 2 and on the right side in the figure, there is a write section 13a that reads and writes the magnetic stripe of the passbook 11 and records transaction details on the passbook 11 and journal paper 20. A printing section 14 for printing is provided.

There is a discrimination section 21 in the center of the device that discriminates the authenticity, denomination, and front and back of the inserted banknotes 10, and on the right side there is an alignment pool section 22 that partially pools the banknotes 10.
Above the 'rt? A discrimination section 23 is arranged to discriminate the denomination of the IO.

At the bottom of the device is a storage box 24 in which banknotes 10 are stored by denomination.
Reject box 25 that is stored when there is a feeding failure such as double feeding of banknotes 3 to 24C and banknotes 10.
is provided. A mechanism for storing and feeding out banknotes 10 is provided at the upper part of the storage boxes 242 to 24C.

Further, as shown in FIG. 3, behind the upper card insertion slot 1,
In the figure, on the right side there are provided a dry drive section 13b for reading and writing the magnetic stripe of the cart 17, and a printing section 15 for printing transaction details on a receipt.

Since it has such a configuration, an example of how this device is used is to explain deposits and withdrawals. First, when a customer wants to make a deposit, he or she presses the neck button on the keyboard 4 to indicate his or her intention, and then displays the operation guidance on the display 5. Accordingly, when the passbook 11 is inserted into the passbook insertion slot 2, the magnetic stripe on the back of the passbook is read by the read/write section 13a, and the account number is confirmed. Insert into the input slot.

The device uses a discrimination section 21 to discriminate the authenticity of the banknotes 10 and distinguish between them.
s' banknotes are 1-A-C indicated by arrow 131 in the figure.
The banknotes 10 are returned to the cash dispensing port, and the genuine banknotes 10 are sent to the pool section 22 via route D to be pooled with the front and back sides aligned, and the amount is counted and displayed on the display 5.

The customer confirms that the amount matches the input amount.
When you confirm F and press the confirmation button on the keyboard 4, the deposit amount is printed on the passbook 11, the transaction details are printed on the journal paper 20, which is wound up in the device and inserted into the passbook 11 from the passbook insertion slot 2.
is returned and the transaction ends.

Then, the banknotes 10 are
are fed out, the denominations are again discriminated by the discrimination section 23 at routes E, F, B, G and 11, and the denominations are stored in the storage box 24 according to denomination.

If there is an error such as a duffle fee 1.'' in the feeding of the feeding section 22a, the N rupees 10 are stored in the reject hook 25 through the route f.

Further, when the customer presses the credit card cancellation button, the dispensed banknotes 10 are returned to the cash dispensing port 3 via routes E, F, B, and C. When making a deposit using the card I7 without using the passbook 11, a receipt is issued.

Also, when paying out cash, press the payout button, insert the card 17 into the car lζ insertion slot 1, insert the passbook 11 into the passbook insertion slot 2, and enter the secret dIF number and the payout amount. As shown in FIG.
The banknote IQ is fed out by the feeding mechanism above ~24C and route J is reached.

Banknotes 10 are dispensed from the cash dispensing port 3 via F, B, and C.

During this time, the read/write section 13b of the car 1"17 performs reading confirmation, etc., the transaction details are printed on the bankbook 11 and the journal, the journals are wound up in the device, and the bankbook 11 is returned through the bankbook insertion slot 2.

If you don't insert your passbook 11 (or pay out your card 17), a receipt will be issued.

In AT~1, the method of inputting the payout amount is as shown in FIG.
is operated according to the number of digits, and it varies depending on the model, but for example, if the amount is 123,000 yen, press the button as follows: 123,000 yen ■ 23,000 yen 12a 1,000 yen 123,000 yen There is.

However, according to this method, ■It may take time to manually collect a fixed amount.

■Elderly people and people who are unfamiliar with the device may be confused.

■It is difficult for people with physical disabilities to input data using many buttons.

There is a drawback.

(d) Object of the Invention The object of the present invention is to solve the above-mentioned drawbacks, and to provide a transaction operating device that allows even people who are unfamiliar with the device to easily input transaction amounts.

(e1 Structure of the Invention The present invention is a transaction operation device characterized by displaying a plurality of amount data on a display section and providing a batch input mode in which the displayed plurality of amount data can be specified. By doing so, you can achieve your purpose.

(F1 Embodiment of the Invention Hereinafter, an embodiment of the present invention will be explained with reference to FIGS. 5 and 6. FIG. 5 is a block diagram showing an embodiment of the present invention, and FIG. FIG.

In FIG. 5, 26 is a computer center, 27 is a line control unit, 27a is a line buffer, 28 is a main control unit, 2
9 is an encoder, 30 is a phase input control section, 31 is a changeover switch, 32 is a transaction mode storage register, 33 is an amount table section, 34 is an amount input cover sofa, 35 is a screen control section, 36 is a screen buffer, 37 is a 38 is a screen data file section, 39a is a cash counter control section, 39b is a printer control section, 40 is a keypad 1-141 to 48 are function keys, and 49 is a PIN witness cover sofa.

The line control section 27 controls sending data from the main control section 28 to the computer center 26 and receiving data from the computer center 26 side.

The encoder 29 converts the signal from the hardware so that it can be read by the software 1.
This is an IC circuit that converts characters etc. into Hifu1-code.

The phase input control section 30 has the function of controlling the changeover switch 31 that switches between the transaction mode storage register 32 and the amount table section 33 according to the phase input, and also sends data to the amount input cover sofa 34.

The changeover switch 31 is switched to the transaction storage register 32 when an input is made using the energizing mode button for normal payout, deposit, 1lll account entry, etc., and to the amount table section 33 when input is made using the function key 48. Camo IS
This is the result.

The transaction mode storage register 32 stores transaction modes such as deposit, payout, and bankbook entry, and has a function of activating a specified mode of the main control unit 28 when the mode is specified.

The amount table section 33 has a plurality of payout amounts set and filed in advance, and has a function of sending the filed amount table to the amount input card 34 when the -invitation input mode ° is specified. ing.

The amount input Hanwha 34 has a function of temporarily holding inputted amounts or amount data sent from the amount table section 33 and sending it to the main control section 28.

When the screen control section 35 specifies a screen number to be displayed on the display 5 according to a command from the main control section 28, the screen control section 35 pulls out the specified screen data from the screen data file section 38 and displays the screen image along with the amount data sent from the main control section 28'. , Fa 3
It has the function of sending data to 6.

The screen generator 36 has a function of extracting character pattern data from the character generator 37 and sending it to the display 5 based on the input screen data and amount data.

The character generator 37 files character pattern data.

The screen data file 38 stores preset guidance display texts and the like.

The cash counter control unit 39a is connected to the storage boxes 24a to 24.
This is to control the operation and counting without feeding out the banknotes 10 from C.

The printer control unit 39b is responsible for printing transaction details.
Controls printers and imprinters for bankbook printing, receipt and journal printing, etc.

The password input buffer 49 stores a password entered by the customer by pressing a button on the keyboard 40, and this password is read and verified when the card 17 is inserted, and is checked against the registered password at the computer center 26. Used for matching.

6 also shows the display 5, function keys 41 to 48, etc. of FIG. 5, and the function keys 41 to 48 are arranged on both the left and right sides of the display 5 in the figure. This is used by switching the buttons normally used as mode buttons etc. with the function key 48. In the batch input mode, the function key 41
-46 are used to designate any one of the amount table displayed on the display 5, ie, a plurality of, for example, six types of amounts, and the function key 47 is used to issue a withdrawal instruction in the normal mode.

With such a configuration and function, in the case of a normal payout, when the PIN stored in the PIN card 49 is verified by the customer's operation of the payout button, card input, and PIN input operation, , the changeover switch 31 in FIG.
The payout mode is specified.

When the payout 7=do signal is sent to the main control unit 28, the screen control unit 35 pulls out the screen data with the corresponding screen number from the screen data file unit 38, and stores it in the screen buffer 3.
Character generation is performed at 6; characters are extracted from the character file at 37, and operation guidance is displayed on the display 5.

When the customer enters money fij1, the computer center 26
By communicating with the PIN entry cover 49, the PIN number is checked against the registered PIN and transaction processing is performed, and the amount data is sent from the input control unit 30 to the main control unit 28 via the amount input cover 34. Furthermore, the screen control section 35 extracts the character file of the character generator 37 from the screen buffer 36, and the amount is displayed on the display 5.

When the customer presses the function key 47 for withdrawal, the main controller &828 instructs the cash counter control section 39a to dispense a designated amount of banknotes 10 from the storage boxes 24a to 24C and dispense them to the cash dispensing port 3.

At the same time, the printer controller 39b is instructed to print the bankbook 11 or the receipt and journal. Cash register 1・
When the cash is paid out and the card J7 and passbook 11 are returned, the amount displayed on the display 5 disappears and the transaction ends.

In addition, in the finger input mode, when specifying the payout amount using the amount table and making a payout, the customer first presses the function key 48 and enters the card manually and the password, which is held in the dark 81F and input buffer 49. When the password is verified, the changeover switch 31 is switched and the amount data in the amount charge section 33 is sent to the amount input cover sofa 34 and further sent to the main control section 28.

The data sent from the main control unit 28 is sent to the screen control unit 3.
5, the character file 37 is drawn out in the screen buffer 36, and six types of amounts are displayed on the display 5 as shown in FIG.

When the customer selects the desired amount from among these and presses any one of the function keys 41 to 46 located next to the amount, communication with the computer center 26 allows the customer to enter the password of the PIN entry Kahanofa 49. The number is verified against the registered PIN and the transaction is processed. Only the specified amount will be displayed, and all other amounts will disappear.

The main control section 28 instructs the gear 6x transfer counter control section 39a to dispense a specified amount of banknotes 10 from the storage boxes 24a to 24C and pay them into the cash dispensing port 3.

At the same time, the printer controller 39b is instructed to print the bankbook 11 or the receipt and journal. When the cash is dispensed with the receipt and the card 17 and passbook 11 are returned, the amount displayed on the display 5 disappears and the transaction is completed.

In this way, in addition to paying out the amount using the usual method of inputting the amount using numeric buttons, it is possible to display the amount table on the display 5, designate the payout amount in the table, and make the payout.

In the upper part, a method has been explained in which the amount charge part 33 is provided in parallel with the transaction mode storage register 32 and the switching switch 31 is used to switch the amount, but the transaction mode storage register 32 performs one invitation in parallel with the normal mode. Alternatively, the amount table may be stored so that the amount table can be paid out, and when the function key 47 is used to instruct payout of the amount table, the amount table stored in the register 32 is output and displayed on the display 5.

Further, application examples of the present invention are shown in FIGS. 7 and 8 (al~(C1
Explain with reference to. FIG. 7 is a block diagram showing an application example of the present invention, and FIGS. 8A to 8C are explanatory diagrams of FIG.

FIG. 7 shows parts common to the embodiment shown in FIG. 5 with some parts omitted.
b indicates an expanded amount table section. 3-0 The application example in FIG. 7 is different from the embodiment in FIG. By making it possible to switch the amount table displayed multiple times and setting the amount of the amount in multiple stages, the customer can select more desired amounts.

That is, the extended amount table 33b is added to the amount table section 33a.
is connected. Further, the keyboard 40 is provided with function keys 41a to 48a.

The amount table section 33a expands the amount table section 33 for one screen of the amount table in which a plurality of payout amounts are set in advance.
b, and when this finger input mode is specified, it has a function to send the filed amount table to the amount input cover sofa 34, and every time the amount table switching tree command is input. It also has a function of pulling out the next screen worth of amount table filed in the expanded amount table 33b, filing it, and sending it to the amount manual buffer 34.

The extended amount table section 33b stores a plurality of double-sided portions of the amount table divided into one screen at a time, and has a function of sequentially switching and outputting one screen each time a switching instruction is input. The plurality of set amounts in the amount table become increasingly large on each screen.

FIG. 8 (al) does not include the display 5 and function keys 41a to 48a in FIG.
8a is placed. This is because the button used for normal mode 1 etc. can be switched using the function key 48a. Specify the function keys 41a to 45a corresponding to the amount table displayed on the display 5, that is, a plurality of, for example, five types of amounts, and use the function keys 46a and 4.7a to instruct to switch the amount table.

Used for withdrawal instructions in normal mode.

Because it has such a configuration and function, it can be used as a normal number button 4.
a. The method of operating and inputting the amount using the amount unit 4b is the same as described above, so it will be omitted. To explain how to specify the payout amount using the amount unit and make a payout, the customer first presses the function key 482. When pressed, the changeover switch 31 is switched to enter the batch input mode, and the amount data in the amount table section 33a is sent to the amount manual buffer 34 and further to the main control section 28.

As for the data sent out from the main control section 28, five types of amounts are returned to the discrepancy table in the same manner as in the above-described embodiment.

When any of the function keys 412 to 45a corresponding to the desired amount is pressed, only that amount remains displayed on the display 5, and banknotes 10 of the desired amount are dispensed. When the first passbook is returned, the display 5 disappears and the transaction ends.

In this way, the payout amount can be selected and specified by switching the screen display of the amount of money multiple times.

In the above application example, the extended amount table section 33b is provided,
An example has been explained in which the amount table is sent to the amount table section 33a one after another, but there is a method in which the amount table section 33a stores the amounts of money for multiple sides and outputs one screen at a time for each switching instruction operation of the function key 4.62. Of course, it is okay to take .

In each of the above-mentioned embodiments, the display area 47d in FIG. 6 has been described only for displaying the amount in the current withdrawal mode, but it may also be used as a display area for inputting the amount in the -finger input mode.

In this case, the amount specified in the batch input mode is
J! ! ”':・-→Pay the amount for one step Kahanofa 34
Human power (J, set in 1j, when multiple amounts are manually applied,
They may be added together to form transaction amount data.

As a result, it is possible to input an amount other than the amount displayed in the one-finger input mode using only the amount displayed in the finger input mode.

As described above, according to the implementation side, the display 5 that provides operation guidance is used to display the amount for bulk deposit camote, so there is no need to add special keys other than the numeric keypad to display the amount. This effect can also be achieved.

[g) Effects of the Invention According to the present invention, a plurality of payout amounts are displayed on the display as an amount table, and the customer can make a selection from among them, so ■ A fixed amount can be quickly specified. .

■Easy to operate even for elderly people and people unfamiliar with the device without any confusion.

■Easy to operate without the burden of operating many buttons even though it occupies 15ζ of the body.

There is an effect.

[Brief explanation of the drawing]

FIG. 1 is a perspective view illustrating an ATM to which the present invention is applicable;
Fig. 2 is an lli iMi diagram taken along line A-A in Fig. 1, Fig. 3 is a partially cutaway cross-sectional view taken along line B-B in Fig. 1, and Fig. 4 is an explanation showing the conventional method. 5 is a block diagram showing an embodiment of the present invention, FIG. 6 is an explanatory diagram of FIG. 5, and FIG. 7 is a block diagram showing an embodiment of the present invention.
The figure is a block diagram showing an application example of the present invention, and FIG.
(C1 is an explanatory diagram of FIG. 7. In the figure, 4, 40.40' is a keyboard, 4a is a number button, 4b is a money button, 5 is a display, 26 is a computer center, and 27 is a line control 28 is a main control IB, 29 is an encoder, 30 is a button input control unit, 31 is a changeover switch, 32 is a transaction mode storage register, 33
, 332 is an amount table section, 33b is an extended amount table section, 34 is an amount entry cover sofa, 35 is a screen control section, 3b
37 is the character generator, 38 is the internal Ha Sofa.
is the screen data file, 39a is the cow Janos counter,
39b is the printer control unit, 41~48°4.1 a~4
8a indicates the function key, numbers 49 and 81, the cover sofa. Stem I Listen 4th 1 4 “Den D ■○■■■○○■ Houki 6ji 5 4, -7 ■○■ @ ■ ¥5 Koku 6 Question 7'W-a Sen (α (υ ( C)

Claims (1)

[Scope of Claims] (1) In a transaction device that performs a transaction corresponding to a specified transaction amount, a display section that displays a plurality of different amount data, and a When the plurality of operation input means provided correspondingly and operated by the user and the MbR production input means are operated, the amount data displayed on the display section corresponding to the operation input means is displayed as the transaction amount. The transaction operation device is characterized by comprising: means for extracting transaction amount data, and means for executing a transaction based on the extracted transaction amount data. amount data are prepared, and further comprising a switching means for switching between the plurality of screens, and the plurality of amount data displayed on the display section can be switched by the switching means. The transaction operation device according to item 1.