JPS5911492A - Give away dispenser for automatic deposit - Google Patents

Abstract

(57) [Summary] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

DETAILED DESCRIPTION OF THE INVENTION The present invention relates to a service product providing device for automatically depositing money using an automatic teller machine in financial institutions such as banks, credit unions, and agricultural cooperatives.

In recent years, there has been a remarkable development and practical application of automated business processing equipment for banks and other financial institutions, especially automatic cash dispensing equipment that uses cash cards, savings passbooks, etc., automatic cash deposit equipment, automatic cash deposit equipment, etc. The spread of automated teller machines is remarkable. However, in these automated teller machines, the usage rate of automated deposits is generally much lower than that of automated cash payments. One of the reasons for the low usage rate of automatic deposits is that when deposits are made manually at counters, people tend to lose interest in deposits (services such as tissue vapor, etc.)
Memo pads and the like are often provided to depositors, but in the case of automatic deposits, such services are not available. However, when making a deposit at a counter, especially during busy hours, the deposit processing time is long and the counter is open for a long time.
Because of this, I ended up using automatic deposit, even though I was dissatisfied with not being able to receive the above-mentioned novice items.

Therefore, in the case of self-help deposits, the lack of service products reduces the usage rate of automatic deposits, and the automated teller machines installed by financial institutions to provide prompt services to customers However, this has also been a cause of customer dissatisfaction as described above.

The purpose of this book is to resolve the above-mentioned customer dissatisfaction and improve the usage rate of automatic deposits.

In order to achieve this purpose, in the automatic deposit service product supply device of the present invention, an automatic service product discharging device capable of storing a large number of service products is built into the automatic cash transaction device. Depending on the type of transaction performed on the device and the amount automatically deposited, service products are discharged from the automatic service product discharge device and automatically provided to the customer. Therefore, even when depositors make automatic deposits, they can receive services according to the amount deposited, and they can use automated teller machines without being dissatisfied with the lack of service products as in the past. As a result, the utilization rate of automatic deposits at automatic cash transaction machines will be greatly improved.

Preferred embodiments of the present invention will be described below with reference to the drawings.

FIGS. 1 and 2 show an automatic deposit service product 11fl provision device according to an embodiment of the present invention.

Reference numeral 1 in the figure shows the entire automatic cash transaction arrangement, and the automatic cash transaction device 1 has an automatic service product discharging device incorporated therein.

The automatic teller machine 1 is equipped with an automatic teller machine 3 and an automatic teller machine 4. In addition, the automatic teller machine 1 is provided with a customer's cash card,
A card into which a pass is inserted, a pass φB insertion slot 5, a card reader 6 which reads the PIN number of the inserted card or passbook, an operation key 7 by which the customer operates the PIN number, month, amount, type of transaction, etc. An operating section 8 that processes signals from the operating keys 7, a display section 9 that displays the operating procedures of the operating keys 7, information regarding deposits (and displays informing you of the provision of services, etc.), and a cash register that displays transaction amounts and balances. Receipt issuing t110 for printing 1- and issuing the cash register 1-, cash slot 1 for inserting cash
1. A cash dispensing outlet 12 for dispensing cash, and a display section 13 for displaying automatic payment or automatic deposit processing are provided.

Furthermore, the automatic teller machine 1 is provided with a voice generator 14, and the voice generator 14 has a tape recorder, voice memory, and voice synthesizer (not shown), and these signals The sound is amplified and the sound is generated from the speaker 15. The automatic teller machine 3, the automatic teller machine 4, the card reader, the operation section 8, the operation display section 9, the issue U to the cash register 1, 1110, and the audio generator 14 are music composition devices that process these signals. 1
6.

The control device 16 has a small CPU incorporated therein.
Cash count for deposits and payments, check function, AL ID number confirmation function, operation unit 8, display unit 9, receipt issuing machine 10, signal processing function for voice generator 14, 1 navigation item automatic discharge device 2 It has signal processing functions.

The service product automatic discharge device 2 is capable of storing a large number of service products 17 of a plurality of types therein. The service items 17 are usually items to express gratitude for the deposits provided to the depositor, such as plastic bags or boxed tissue vapor, notebooks, memos, J-lenders, piggy banks, boxed handkerchiefs, and boxes. It consists of towels, garbage bags, napkins, plates, etc. In addition, the service product automatic discharge device 2 includes a discharge device 18 for discharging the stacked service products 17 one by one from the lowest level to 11F, and each discharge device 18
A push button 19 disposed on the front side of the automatic service goods ejecting device 2 allows manual input of an activation signal for the ejecting device 18 in response to the operation, and processes the activation signal of the ejecting device 18 and the signal from the push button 19. A control unit @ 20 is provided, and the service product 17 discharged by the discharge device 18 is delivered to the outlet 2.
It is designed to be discharged at 1. This automatic service item ejecting device 2 has a structure in which the coin insertion slot and the coin detection section are removed from each of the commercially available vending machines. The control device 20 is connected to the control device 16 of the automatic teller machine 1, and can control the discharge of service items 17 υ11 by signals from the control device 16.

It should be noted that among these devices, those in which the audio generating device 14 is not incorporated do not display the provision of service products on the display section 9, and merely display a sticker or the like indicating the provision of service products. Good too. Also,
The control device 20 of the automatic screw product discharge device 2 is not separate from the control device 16, but is controlled by the control device 1 consisting of a CPU.
It may also be one that utilizes 100 functions of 6.

The automatic deposit service product providing apparatus of the present invention having the above configuration is operated as follows. In other words, as shown in FIG. 3, the control I device 16 confirms the PIN number of the cash card or bankbook inserted by the customer, and
Money or payout is determined based on the customer's operations. In the case of deposits,
The inserted cash is counted and the counted amount is confirmed. Then, the deposit amount, total balance, etc. are printed on the receipt 5 by an instruction signal to the punching machine 10.

Thereafter, it is determined whether the deposited amount is equal to or greater than the amount for which the service item should be L% tlc, which is set as information in advance. If the amount is equal to or greater than the amount for which the service item is provided, it is determined whether or not the service emphasis period is in progress. The decision made during this service emphasis period is that for customers who have deposited more than a certain amount during the service emphasis period, we will provide service products regardless of the amount deposited. On the other hand, outside of the service emphasis period, the financial institution may preset the service products depending on the deposit amount. This is done with the intention of providing it automatically. Therefore, if the judgment during the service emphasis period is No, a preset service product is selected according to the rank of the deposit amount, and the service product discharge signal from the control device 16 corresponding to that one service product is activated. Therefore, the service item 17 is automatically discharged via the control device 20 and the discharge H1iffi 18. On the other hand, if the judgment is YES during the 1-no-bis emphasis period, the signal causes games 1 to 1 in the control device m20 that link one push button of the automatic ejecting device 2 and each ejecting device 18 to be activated, and the customer Push button 1 selected according to your preference
As a result of the operation 9, the service item 17 is discharged to the outlet 21.

When providing these service items 17, the display of the service item 1v supply and the display of a request to operate the push button 19 of the automatic discharge device 2 are displayed on the display screen 9 along with a display of gratitude for the deposit.
Along with this display, a sound with the same content is generated from the speaker 15 by the sound generating device 14. After this, the cash card is returned and a receipt is issued.

In addition, when determining the amount of service goods to be provided, if the deposit amount is less than a certain amount, we will conduct a negotiation on the deposit in order to prevent a large amount of service goods from being released or a large amount of service items from being intentionally deposited in small increments. (Only the display and sound generation are performed.

As described above, when a certain amount or more is automatically deposited by the automatic deposit service providing device of the present invention, the automatic deposit service product provision device of the present invention automatically provides service depending on the rank of the deposit amount or according to the customer's selection. Since the goods are provided to the customer, it is possible to eliminate the dissatisfaction that the service goods cannot be received in the case of conventional automatic deposits. This results in
It is possible to improve the utilization rate of automatic deposits, and it becomes possible for the automatic teller machine to perform its original function, that is, the function of improving service through rapid processing.

[Brief explanation of the drawing]

Fig. 1 is a perspective view of an apparatus according to an embodiment of the self-III top one-service product providing apparatus of the present invention, Fig. 2 is a block diagram of the apparatus of Fig. 1, and Fig. 3 is a diagram of the present invention. Flowchart A7 according to an embodiment of the automatic deposit service product providing device. 1......Automated cash transaction device 2...
・・・Automatic discharge device for service parts 4・・・・・・・・・
Automatic teller machine 6... Card reader 7... Operation keys 8... Operation section 9... Display section 10...Receipt issuing section 14...
...Audio generator 15...Speaker 16...Control device 17...Service product 18... ...Discharge device 19...Push button 20...Control device 21......Ejection port Fig. 1 Fig. 2 Fig. 3

Claims (3)

[Claims] (1) An automatic service goods dispensing device capable of storing a large number of service goods and capable of automatically discharging service goods in response to a service goods discharge signal is incorporated into an automatic cash transaction device capable of automatic deposits, and the above-mentioned cash 3 automatic transaction is implemented. A service product providing device for automatic deposit, characterized in that the service product is automatically discharged from the service product automatic discharge device in accordance with a transaction signal of the device. (2) The automatic teller machine has a built-in voice generating device, and the voice generating device is pre-inputted with a voice notifying the provision of service products for automatic deposits, and the voice generating device is pre-inputted into the voice generating device to inform the user of the provision of a service product for an automatic deposit, and the automatic teller machine generates a voice that informs the provision of a service product in response to a transaction of the automatic teller machine. 2. The automatic deposit service provision device according to claim 1, wherein the voice is generated by the automatic deposit system. (3) The automated teller machine is provided with a display section that sequentially shows the customer's operating procedures for automated cash transactions, and the display contents of the display section include the operating steps as well as the provision of service items for automated deposits. The automatic deposit service product providing device according to claim 1, wherein a notification display is inputted in advance, and the service product provision display is displayed in response to a transaction of the automatic teller machine.