JPH09204468A - Automatic approval device - Google Patents

Abstract

PROBLEM TO BE SOLVED: To improve a service function for a user in an automatic approval device executing approval by permitting the user himself to execute an operation. SOLUTION: A control processor 7 controls a user operation/display device 6 and permits the user to select whether approval is executed by using a credit card or cash. At the time of executing approval by using the credit card in accordance with the selected result, a card reader 1 and a credit card approval center on-line processor 4 are controlled and approval is executed. At the time of executing approval by cash, a paper money input/output device 2 and a coin input/output device 3 are controlled so as to execute approval.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automatic settlement apparatus which is installed in an accommodation facility, a sports facility or the like, and which is operated by a user to settle the price and make a settlement.

[0002]

2. Description of the Related Art In accommodation facilities, sports facilities, and the like, there is an automatic payment device that allows the user to make a payment when paying with a credit card. By installing this device, it becomes possible to make a payment using a credit card without involving an attendant.

[0003]

However, in the case of the conventional automatic settlement apparatus, when the settlement is made by cash, the clerk has to do it, which is troublesome for the clerk, and the settlement is made by using a credit card or cash. Since the method is different, it was not satisfactory as a service function for users.

[0004]

In order to solve the above-mentioned problems, the present invention receives the operation of the user to settle the price,
In an automatic payment device for payment, a user uses a card payment means for performing payment processing using a card, a cash payment means for performing payment processing using cash, and either one or both of the card payment means and the cash payment means. And selecting means for determining the settlement means.

[0005]

1 is a block diagram showing a first embodiment of an automatic settlement apparatus of the present invention. In the figure,
A card reading device 1 takes in a credit card or the like and performs processing such as reading data. It also has the function of printing receipts. A bill depositing / dispensing device 2 counts and stores bills inserted by a customer, counts bills discharged as change, and discharges bills.

A coin depositing / dispensing device 3 counts and stores coins inserted by a customer, counts coins discharged as change, and discharges them. A credit card payment center online processing device 4 communicates with a credit card payment center (not shown) based on data read from the credit card.

A facility computer online processing device 5 communicates with a facility computer (not shown) of a facility in which the automatic settlement device shown in FIG. 1 is installed, based on data for identifying a user. A user operation / display device 6 displays a screen for guiding the operation to the user and performs processing such as input of the user's operation.

Reference numeral 7 denotes a control processing device, which controls each of the above-mentioned components to perform automatic settlement processing. Here, the control processor 7 controls the user operation / display device 6 to guide the user to select one or both of payment using a credit card and payment using cash. It is equipped with a control function that performs automatic payment processing according to the user's selection.

FIG. 2 is an external perspective view of the automatic settlement apparatus described in FIG. A display 8 is provided with a touch panel and constitutes the user operation / display device 6 described in FIG. 9 is a card insertion outlet, 10 is a receipt outlet,
It is provided in the card reading device 1 described in FIG.

Reference numeral 11 denotes a bill insertion / ejection port, which is provided in the bill insertion / withdrawal device 2 described with reference to FIG. 12 is a coin slot, 1
Reference numeral 3 denotes a coin outlet, which is provided in the coin depositing / dispensing device 3 described with reference to FIG. 3 to 7 are explanatory views showing an example of the operation guidance screen displayed on the display 8, and are described below.
The operation of the automatic payment device according to the embodiment will be described.

First, data for identifying a user is input to the automatic settlement apparatus. Here, in an accommodation facility or a sports facility, it is assumed that a card storing information that identifies the user when the user uses the facility is issued. The control processing device 7 controls the user operation / display device 6 to prompt the user to insert a card in which user data is stored from the card insertion / ejection slot 9 as shown in FIG. Display the guidance screen.

When a card in which user data is stored is inserted from the card insertion / ejection slot 9, the control processing device 7 controls the card reading device 1 to take in the card and read the user data. When the reading of the user data is completed, the control processing device 7 controls the card reading device 1 to eject the card from the card insertion / ejection slot 9, and also controls the user operation / display device 6 to cause the operation of FIG. ), An operation guide screen is displayed to prompt the user to receive the card from the card insertion / ejection slot 9.

The control processor 7 controls the facility computer online processor 5 to notify the facility computer (not shown) of the user data read from the card. The storage device of the facility computer stores data such as facility usage status and billing amount for each user, and the facility computer uses the facility based on the user data notified from the automatic payment device. Status,
Search for data such as billing amount and notify the automatic payment device.

When the control processor 7 controls the facility computer online processor 5 and receives a notification of data such as the utilization status of the facility of the user and the billing amount from the facility computer, the user operation / display device 6 is operated. As shown in FIG. 4A, data such as the usage status of the facility and the billing amount is displayed, and an operation guidance screen prompting confirmation of the contents is displayed. Control processor 7
When it is judged from the output of the user operation / display device 6 that the user has confirmed this content by looking at this display, the user operation / display device 6 is controlled, as shown in FIG. An operation guidance screen prompting the user to select a payment method is displayed on.

When the control processing device 7 determines from the output of the user operation / display device 6 that the user has selected the payment by credit card, the control processing device 7 controls the user operation / display device 6 to execute the operation shown in FIG. ), An operation guidance screen for prompting the user to insert the credit card from the card insertion / ejection slot 9 is displayed. When a credit card is inserted through the card insertion / ejection slot 9, the control processing device 7 controls the card reading device 1 to take in the credit card and read the data.

When the data reading is completed, the control processing unit 7 controls the credit card settlement center online processing unit 4 to notify the credit card settlement center (not shown) of the data read from the credit card.
The credit card settlement center approves the transaction based on the data sent from the automatic settlement device and notifies the automatic settlement device of the result. The approval may be made in the automatic payment device.

When the control processing unit 7 controls the credit card settlement center online processing unit 4 and receives a notification of approval of the transaction from the credit card settlement center, it controls the card reading unit 1 to print a receipt. . When the receipt is printed, the control processing unit 7 controls the card reading unit 1 to eject the credit card from the card insertion / ejecting port 9 and the receipt from the receipt ejecting port 10, and the user operation / display device. 6, controlling FIG.
As shown in (b), an operation guidance screen prompting the user to receive a credit card and a receipt is displayed.

When the control processing device 7 determines that the credit card and the receipt have been received, the payment by the credit card ends. When the control processing device 7 determines from the output of the user operation / display device 6 that the user has selected cash payment on the payment method selection screen shown in FIG. 4B, the user operation / display device 6 is displayed. By controlling, as shown in FIG. 6 (a), an operation guidance screen for prompting to insert a bill from the bill insertion / ejection port 11 and a coin from the coin insertion port 12 is displayed.

When a bill is inserted from the bill insertion / ejection port 11, the control processing device 7 controls the bill insertion / withdrawal device 2 to take in the bill and count it. When a coin is inserted from the coin insertion slot 12, the control processing device 7 controls the coin depositing / dispensing device 3 to take in the coin and perform counting. In this counting operation, if there is a bill or coin that has been discriminated as unsuitable for receipt, the bill is returned to the bill insertion / ejection port 11 and the coin is conveyed to the coin ejection port 13 to be received by the user. Try to encourage re-injection.

When the counting is completed, the control processing device 7 calculates the total of the counting results and the amount of change, and controls the user operation / display device 6 to display the billing amount as shown in FIG. 6 (b). , Display the input amount, the amount of change, and display the operation guidance screen that prompts you to confirm the contents. The control processing device 7 allows the user to see this display from the output of the user operation / display device 6,
When it is determined that the contents have been confirmed, the banknote depositing / dispensing device 2 and the coin depositing / dispensing device 3 are controlled to discharge the change, and the user operation / display device 6 is controlled, as shown in FIG. As described above, the operation guidance screen for prompting the receipt of the change is displayed.

Further, the control processing device 7 controls the card reading device 1 to print a receipt, and when the change is received and printing of the receipt is finished, the card reading device 1
Is controlled to discharge the receipt, and the user operation / display device 6 is controlled to display an operation guidance screen prompting the receipt of the receipt, as shown in FIG. 7B. When the control processing device 7 determines that the receipt has been received, the cash settlement ends.

In the payment method selection screen shown in FIG. 4B, either credit card payment or cash payment can be selected, but payment using both credit card and cash is possible. You may make it selectable. In this case, the control processor 7 is operated by the user /
When it is determined from the output of the display device 6 that the user has selected the payment using both the credit card and cash, the user operation /
Display the operation guidance screen that controls the display device 6 and prompts the user to enter the amount to be paid with a credit card or the amount to be paid with cash, and specify the amount to be paid with a credit card or the amount to be paid with cash from the billed amount. After that, the above-mentioned credit card payment processing and cash payment processing are executed.

The automatic settlement apparatus according to the first embodiment described above can be applied to an automatic checkout apparatus for accommodation facilities such as hotels and an automatic settlement apparatus for sports facilities such as golf courses. As described above, according to the first embodiment of the automatic payment device of the present invention, the automatic payment device is equipped with the cash payment processing function and the credit card payment processing function, and further, the payment method by the user. Since the option can be selected, the user can make a payment by an optimal method.
Also, from the side of installing this automatic payment device, it is possible to improve the service to the user and reduce the work of the staff.

The automatic payment device of the first embodiment described above has been described as a device used for settlement of accommodation facilities and sports facilities, but this automatic payment device can also be mounted on an automatic vending machine or an automatic ticket issuing machine. Is. The embodiment will be described below with reference to FIG. Here, FIG. 8 is a block diagram showing a second embodiment of the automatic settlement apparatus of the present invention.

In the figure, 1 is a card reading device,
It takes in a credit card etc. and performs processing such as reading data. It also has the function of printing receipts. 2
Is a bill depositing / dispensing device that counts and stores bills inserted by a customer, counts bills discharged as change, and discharges bills. A coin depositing / dispensing device 3 counts and stores coins inserted by a customer, counts coins discharged as change, and discharges coins.

Reference numeral 4 denotes a credit card settlement center online processing device, which communicates with a credit card settlement center (not shown) based on data read from the credit card. A user operation / display device 6 displays a screen for guiding the operation to the user and performs processing such as input of the user's operation.

Reference numeral 21 denotes an article issuing device or a ticket issuing device, which releases an item selected by a user's operation or issues a ticket. Reference numeral 7 denotes a control processing device, which controls each of the above-mentioned components to perform automatic settlement processing. Here, the control processing device 7 controls the user operation / display device 6 when selling or issuing a ticket to perform either or both of payment using a credit card and payment using cash. It is equipped with a control function that guides the user to select an operation and performs automatic payment processing according to the user's selection.

The operation of the automatic payment apparatus according to the first embodiment will be described below. The settlement processing in the above-described automatic settlement apparatus according to the second embodiment is almost the same as that in the automatic settlement apparatus according to the first embodiment. Therefore, the outline of the entire operation will be described here. First, the user operates the user operation / display device 6 to select an item to purchase or a ticket.

When the control processing unit 7 determines from the output of the user operation / display unit 6 that the user has selected an item or a ticket to be purchased, the control processing unit 7 calculates the price of the purchase and the user operation / display unit. Controlling 6 to display information about the purchased item, the price of the purchased item, etc., and an operation guidance screen prompting confirmation of the content is displayed. If you judge that this display content has been confirmed,
The control processing device 7 displays the operation guidance screen for prompting the user to select the payment method as described in FIG. 4B.
Since the credit card payment process and the cash payment process according to the selection result are the same as those described in the first embodiment, the description thereof will be omitted here.

When the settlement is completed, the control processing device 7 controls the article issuing device and the ticket issuing device 21 to hand over the purchased product to the user and complete the transaction. The automatic payment device according to the second embodiment described above can be applied to a vending machine for high-priced tickets such as airline tickets and a vending machine for gift certificates. As described above, according to the second embodiment of the automatic payment device of the present invention, an automatic payment device having a cash payment processing function and a credit card payment processing function is provided in an automatic vending machine or an automatic ticket issuing machine. Since it is installed and the payment method can be selected by the user, the user can perform the payment by the optimum method, and the convenience of the user is improved.

Here, when the credit card is used for the settlement processing in the automatic settlement apparatus according to the first and second embodiments described above, the settlement is performed with a larger amount than the invoiced amount, and the difference from the invoiced amount. By passing the payment to the user as change, cashing can be performed at the same time when the payment is made. In this case, when the credit card payment is selected, the control processing device 7 causes the user to input the payment amount, and then performs the credit card payment described in the first embodiment. , The difference between the settlement amount and the billed amount is calculated, and the bill depositing / dispensing device 2 and the coin depositing / dispensing device 3 are controlled so that the difference is passed to the user.

[0032]

As described above, according to the present invention, a function of performing payment processing using a card and a function of performing payment processing using cash are installed, and the payment method can be selected by the user. The user can make the payment in an optimal way. In addition, by allowing payment using both cash and a card, the operating rate of the device can be increased.

[Brief description of drawings]

FIG. 1 is a block diagram showing a first embodiment of an automatic payment device of the present invention.

FIG. 2 is an external perspective view of the automatic payment device.

FIG. 3 is an explanatory diagram showing an example of an operation guidance screen.

FIG. 4 is an explanatory diagram showing an example of an operation guidance screen.

FIG. 5 is an explanatory diagram showing an example of an operation guidance screen.

FIG. 6 is an explanatory diagram showing an example of an operation guidance screen.

FIG. 7 is an explanatory diagram showing an example of an operation guidance screen.

FIG. 8 is a block diagram showing a second embodiment of an automatic payment device of the present invention.

[Explanation of symbols]

 1 Card reading device 2 Banknote deposit / withdrawal device 3 Coin deposit / withdrawal device 4 Credit card settlement center online processing device 5 Facility computer online processing device 6 User operation / display device 7 Control processing device

Claims (2)

[Claims] 1. An automatic settlement apparatus for settlement and settlement of payment in response to a user's operation, a card settlement means for performing settlement processing using a card, and a cash settlement means for performing settlement processing using cash. An automatic payment apparatus comprising: a selection unit that allows a user to select one or both of the card payment unit and the cash payment unit, and determines the payment unit. 2. The automatic payment apparatus according to claim 1, further comprising: an article sales means for releasing an article selected by a user's operation, wherein the price of the released article is either the card settlement means or the cash settlement means. An automatic payment device characterized by making payment using either or both.