JPH11505343A - 金融的な過剰支払を受け付けるためのシステム及びその使用方法 - Google Patents

金融的な過剰支払を受け付けるためのシステム及びその使用方法

Info

Publication number
JPH11505343A
JPH11505343A JP8532797A JP53279796A JPH11505343A JP H11505343 A JPH11505343 A JP H11505343A JP 8532797 A JP8532797 A JP 8532797A JP 53279796 A JP53279796 A JP 53279796A JP H11505343 A JPH11505343 A JP H11505343A
Authority
JP
Japan
Prior art keywords
account
amount
card
charity
computer
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
JP8532797A
Other languages
English (en)
Japanese (ja)
Inventor
バーク、バートラム
Original Assignee
エブリー・ペニー・カウンツ・インコーポレイテッド
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US08/429,758 external-priority patent/US6112191A/en
Application filed by エブリー・ペニー・カウンツ・インコーポレイテッド filed Critical エブリー・ペニー・カウンツ・インコーポレイテッド
Publication of JPH11505343A publication Critical patent/JPH11505343A/ja
Pending legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00—Cash registers
    • G07G1/12—Cash registers electronically operated
    • G07G1/14—Systems including one or more distant stations co-operating with a central processing unit

Landscapes

  • Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
JP8532797A 1995-04-25 1996-04-25 金融的な過剰支払を受け付けるためのシステム及びその使用方法 Pending JPH11505343A (ja)

Applications Claiming Priority (7)

Application Number Priority Date Filing Date Title
US42840195A 1995-04-25 1995-04-25
US08/428,401 1995-04-25
US08/429,758 1995-04-27
US08/429,758 US6112191A (en) 1993-02-18 1995-04-27 Method and system to create and distribute excess funds from consumer spending transactions
US49339695A 1995-06-22 1995-06-22
US08/493,396 1995-06-22
PCT/US1996/006055 WO1996034358A1 (fr) 1995-04-25 1996-04-25 Systeme et son procede d'utilisation pour l'acceptation de paiements excedentaires

Publications (1)

Publication Number Publication Date
JPH11505343A true JPH11505343A (ja) 1999-05-18

Family

ID=27411585

Family Applications (1)

Application Number Title Priority Date Filing Date
JP8532797A Pending JPH11505343A (ja) 1995-04-25 1996-04-25 金融的な過剰支払を受け付けるためのシステム及びその使用方法

Country Status (5)

Country Link
EP (1) EP0850456A4 (fr)
JP (1) JPH11505343A (fr)
CA (1) CA2252638A1 (fr)
NZ (1) NZ335926A (fr)
WO (1) WO1996034358A1 (fr)

Cited By (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2002099780A (ja) * 2000-07-19 2002-04-05 Ooku:Kk ネットワークを利用した商品販売または購入の方法
JP2002366618A (ja) * 2001-06-05 2002-12-20 Kazutoshi Ito 寄付金付き旅行販売システム
JP2007026471A (ja) * 2000-07-19 2007-02-01 Ooku:Kk ネットワークを利用した商品販売または購入の方法及びそのシステム
JP2007048015A (ja) * 2005-08-10 2007-02-22 Shinya Futagami 予算指定方法および、予算指定付き支払い方法
JP2007504558A (ja) * 2003-09-05 2007-03-01 アメリカン キャンサー ソサエティ インスツルメントから金銭的寄付を自動的に決定し収集する方法及びシステム
US9171316B2 (en) 1997-08-26 2015-10-27 Inventor Holdings, Llc Method and apparatus for vending a combination of products
JP6231652B1 (ja) * 2016-12-28 2017-11-15 三井住友カード株式会社 貯蓄および投資システム、方法、およびプログラム
JP6271063B1 (ja) * 2017-04-28 2018-01-31 三井住友カード株式会社 資金移動システム、資金移動システムによって実行される方法およびプログラム

Families Citing this family (40)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7571849B2 (en) 1993-02-18 2009-08-11 Burke Bertram V Method and system to create and distribute excess funds from consumer spending transactions
BR9815463A (pt) * 1997-03-21 2001-11-06 Walker Asset Man Ltd Partnersh Sistema, processos para realizar uma transação lotérica e transações de bilhetes de loteria e transações de mercadorias, para processar uma solicitação de informações e de bilhete de loteria e de transações de bilhetes de loteria, para adquirir e para autenticar um bilhete de loteria, dispositivo de processamento de transações, recibo e processos e aparelhos para determinar uma venda complementar de uma compra e um segundo produto na dependência de uma compra, para oferecer uma venda complementar de uma compra, para facilitar a compra de frações de bilhetes de loteria para proporcionar uma venda de um produto suplementar em um terminal de ponto-de-venda, para controlar o desempenho de um processo suplementar em um terminal de ponto-de-venda, para processar uma venda de produto suplementar em um terminal de ponto-de-venda e para controlar ofertas que são providas em um terminal de ponto-de-venda
US6941274B1 (en) * 1997-11-28 2005-09-06 Diebold, Incorporated Automated transaction machine
FR2776403B1 (fr) * 1998-03-20 2000-05-26 Roland Moreno Procede et systeme de collecte electronique de fonds
AU2001264784A1 (en) * 2000-05-22 2001-12-03 Electronic Data Systems Corporation Method and system for settlement processing
US7480634B1 (en) 2001-04-17 2009-01-20 Cornelius Marketing Method and system for saving and investing through use of a money management card and pooled investment accounts
JP2003067839A (ja) * 2001-08-27 2003-03-07 Fujitsu Ltd 釣銭管理システム，釣銭管理装置，現金出金機，釣銭管理方法，釣銭管理プログラム及び釣銭管理プログラムを記録したコンピュータ読取可能な記録媒体
GB0605281D0 (en) * 2006-03-16 2006-04-26 Dent Davie R Payment and recipient system
US10540712B2 (en) 2008-02-08 2020-01-21 The Pnc Financial Services Group, Inc. User interface with controller for selectively redistributing funds between accounts
US8229806B1 (en) 2008-05-12 2012-07-24 The Pnc Financial Services Group, Inc. Computer implemented method of tracking customer spending and income
US8401938B1 (en) 2008-05-12 2013-03-19 The Pnc Financial Services Group, Inc. Transferring funds between parties' financial accounts
US8768736B1 (en) 2008-05-12 2014-07-01 The Pnc Financial Services Group, Inc. Tracking customer spending
US8751385B1 (en) 2008-05-15 2014-06-10 The Pnc Financial Services Group, Inc. Financial email
US8065230B1 (en) 2008-07-14 2011-11-22 The Pnc Financial Services Group, Inc. Family purchase card for developing financial management skills
US8965798B1 (en) 2009-01-30 2015-02-24 The Pnc Financial Services Group, Inc. Requesting reimbursement for transactions
US10891037B1 (en) 2009-01-30 2021-01-12 The Pnc Financial Services Group, Inc. User interfaces and system including same
US10387853B1 (en) 2010-01-19 2019-08-20 The Pnc Financial Services Group, Inc. Secondary purchase card for financial transactions (“cap card”)
US8780115B1 (en) 2010-04-06 2014-07-15 The Pnc Financial Services Group, Inc. Investment management marketing tool
US8791949B1 (en) 2010-04-06 2014-07-29 The Pnc Financial Services Group, Inc. Investment management marketing tool
US8417614B1 (en) 2010-07-02 2013-04-09 The Pnc Financial Services Group, Inc. Investor personality tool
US8423444B1 (en) 2010-07-02 2013-04-16 The Pnc Financial Services Group, Inc. Investor personality tool
US8374940B1 (en) 2011-02-28 2013-02-12 The Pnc Financial Services Group, Inc. Wealth allocation analysis tools
US9852470B1 (en) 2011-02-28 2017-12-26 The Pnc Financial Services Group, Inc. Time period analysis tools for wealth management transactions
US9665908B1 (en) 2011-02-28 2017-05-30 The Pnc Financial Services Group, Inc. Net worth analysis tools
US8321316B1 (en) 2011-02-28 2012-11-27 The Pnc Financial Services Group, Inc. Income analysis tools for wealth management
US9098831B1 (en) 2011-04-19 2015-08-04 The Pnc Financial Services Group, Inc. Search and display of human resources information
US10169812B1 (en) 2012-01-20 2019-01-01 The Pnc Financial Services Group, Inc. Providing financial account information to users
US8781906B2 (en) 2012-02-06 2014-07-15 Walter Cruttenden Systems and methods for managing consumer transaction-based investments
US10937097B1 (en) 2012-02-06 2021-03-02 Acorns Grow Incorporated Systems and methods for creating excess funds from retail transactions and apportioning those funds into investments
USD972577S1 (en) 2013-03-14 2022-12-13 Acorns Grow Inc. Mobile device screen with a graphical user interface
US11176614B1 (en) 2013-03-14 2021-11-16 Acorns Grow Incorporated Systems and methods for creating excess funds from retail transactions and apportioning those funds into investments
USD927508S1 (en) 2013-03-14 2021-08-10 Acorns Grow Incorporated Mobile device screen or portion thereof with graphical user interface
USD969818S1 (en) 2013-03-14 2022-11-15 Acorns Grow Inc. Mobile device screen with graphical user interface
USD928190S1 (en) 2013-03-14 2021-08-17 Acorns Grow Incorporated Mobile device screen or portion thereof with an animated graphical user interface
WO2015118506A2 (fr) * 2014-02-08 2015-08-13 Singh Suvan Procédé de distribution de fonds
USD792890S1 (en) 2015-05-22 2017-07-25 Acorns Grow Incorporated Display screen or portion therof with a financial data graphical user interface
USD928799S1 (en) 2018-07-19 2021-08-24 Acorns Grow Incorporated Mobile device screen or portion thereof with graphical user interface
US11567655B2 (en) 2019-02-21 2023-01-31 Acorns Grow Incorporated Secure signature creation on a secondary device
US11315139B2 (en) 2019-09-13 2022-04-26 Capital One Services, Llc Systems and methods for overpayment handling
USD927521S1 (en) 2019-12-09 2021-08-10 Acorns Grow Incorporated Mobile device screen or portion thereof with a graphical user interface

Family Cites Families (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4823264A (en) * 1986-05-27 1989-04-18 Deming Gilbert R Electronic funds transfer system
US5202826A (en) * 1989-01-27 1993-04-13 Mccarthy Patrick D Centralized consumer cash value accumulation system for multiple merchants
US5220501A (en) * 1989-12-08 1993-06-15 Online Resources, Ltd. Method and system for remote delivery of retail banking services

Cited By (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9171316B2 (en) 1997-08-26 2015-10-27 Inventor Holdings, Llc Method and apparatus for vending a combination of products
JP2002099780A (ja) * 2000-07-19 2002-04-05 Ooku:Kk ネットワークを利用した商品販売または購入の方法
JP2007026471A (ja) * 2000-07-19 2007-02-01 Ooku:Kk ネットワークを利用した商品販売または購入の方法及びそのシステム
JP2002366618A (ja) * 2001-06-05 2002-12-20 Kazutoshi Ito 寄付金付き旅行販売システム
JP4623351B2 (ja) * 2001-06-05 2011-02-02 和俊 伊藤 寄付金付き旅行販売システム
JP2007504558A (ja) * 2003-09-05 2007-03-01 アメリカン キャンサー ソサエティ インスツルメントから金銭的寄付を自動的に決定し収集する方法及びシステム
JP2007048015A (ja) * 2005-08-10 2007-02-22 Shinya Futagami 予算指定方法および、予算指定付き支払い方法
JP6231652B1 (ja) * 2016-12-28 2017-11-15 三井住友カード株式会社 貯蓄および投資システム、方法、およびプログラム
JP2018106613A (ja) * 2016-12-28 2018-07-05 三井住友カード株式会社 貯蓄および投資システム、方法、およびプログラム
JP6271063B1 (ja) * 2017-04-28 2018-01-31 三井住友カード株式会社 資金移動システム、資金移動システムによって実行される方法およびプログラム
JP2018190074A (ja) * 2017-04-28 2018-11-29 三井住友カード株式会社 資金移動システム、資金移動システムによって実行される方法およびプログラム

Also Published As

Publication number Publication date
EP0850456A4 (fr) 2004-11-24
CA2252638A1 (fr) 1996-10-31
EP0850456A1 (fr) 1998-07-01
WO1996034358A1 (fr) 1996-10-31
NZ335926A (en) 2001-02-23

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