JPH097037A - Cash processor - Google Patents

Abstract

PURPOSE: To perform a high-speed processing of cash housed inside and to shorten the processing time by changing over and controlling a coin discrimination standard switching means and a carrying speed switching means corresponding to an external cash processing mode and an internal cash processing mode. CONSTITUTION: A received coin discrimination part 47 is constituted of an inclined path 47a for rotationally carrying a fed coin C, an outside diameter discrimination and detection sensor S1 for discriminating the outside diameter of the coin C rotationally moving inside the incline path 47a from a side part, a pattern read and detection sensor S2 for reading the pattern of one side of the coin C rotationally moving inside the inclined path 47a from the side part and a material detection sensor S3 disposed between the sensors S1 and S2. Then, the coin is highly accurately discriminated by the three sensors S1-S3 in a received money transaction mode for handling unknown coins and detection is performed only by the sensor signals of the outside diameter discrimination and detection sensor S1 and the material detection sensor S3 in a payment/ distribution/precision check mode.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a cash processing apparatus which is internally constructed in, for example, an automatic teller machine of a financial institution, and more specifically, can speed up cash processing to shorten processing time. The present invention relates to a cash processing device.

[0002]

2. Description of the Related Art A coin processing device will be described below as an example. This coin processing device is roughly divided into four processing modes of a deposit processing mode, a withdrawal processing mode, a distribution processing mode and a scrutiny processing mode. Gold trading is allowed.

Of these processing modes, the depositing / dispensing processing mode has a small number of sheets to be processed (about 1 to 100 sheets) and has a short conveyance length, so that one processing time is relatively short. On the other hand, in the distribution / scrutiny processing mode, the number of processed sheets is large (several hundred to 1000 sheets) and the transport length is long, so that one processing time is long.

Further, in recent years, in order to promote 24-hour non-stop operation and the like, the capacity of cash has been increased, and when the capacity is increased, the processing time increases in proportion to the increase in the number of distribution / scrutiny processing. It takes a long time, and there is a problem that the operation rate decreases because the transaction is suspended during the distribution / scrutiny process.

[0005]

SUMMARY OF THE INVENTION Therefore, according to the present invention, the cash stored in the inside is unknown cash that has been input from the outside, and the cash or cash is known once it has been discriminated. Treated as highly reliable cash,
It is an object of the present invention to provide a cash processing apparatus that enables high-speed processing of cash stored inside and reduction of processing time.

[0006]

According to the first aspect of the present invention,
A cash processing apparatus having an external cash processing mode in which the inputted cash is discriminated by a discrimination section and handled, and an internal cash processing mode in which the stored cash is discriminated and handled by the discrimination section. A discrimination standard switching means for allowing the discrimination criteria of the discrimination section to be switched according to the simple discrimination, a transportation speed switching means for permitting high speed switching of the transportation speed of the cash transport path for transporting cash, the external cash processing mode and the internal cash. It is characterized by further comprising control means for controlling switching of the discrimination reference switching means and the transport speed switching means according to the processing mode.

The invention according to claim 2 is characterized by comprising a discrimination criterion switching means for simplifying the discrimination criterion in the internal cash processing mode.

[0008]

According to the present invention, when the customer is in an external cash processing mode such as a deposit transaction in which cash is input from the outside, cash is handled and processed according to a normal discrimination standard and a normal transportation speed, and withdrawal / distribution is performed. / In the internal cash processing mode such as scrutiny processing, the control means controls the switching of the discrimination standard switching means and the transportation speed switching means to switch the discrimination standard of the discrimination section to the simple discrimination, and the transportation speed of the cash transportation path. Switch to high speed.

Further, since the cash is highly reliable in the internal cash processing mode, the discrimination criterion switching means simplifies the discrimination criterion and speeds up the processing speed in the internal cash treatment mode.

[0010]

As a result, in the internal cash processing mode, the cash stored inside can be handled as highly reliable cash managed by the staff or the device.
Simple identification is required, and high-speed transfer processing is possible. Therefore, the processing time in the internal cash processing mode can be surely shortened, and even when the cash capacity is increased by operating for a long time or improving the transaction processing capacity, the simple discrimination and the high speed transfer can be performed. By switching, the processing time can be shortened remarkably. Also, in the internal cash processing mode such as the distribution / scrutiny processing in which the number of processed sheets is large and the transportation route is long, the trading device stops trading during that time, but it can be completed in a short time, so the operating rate is improved. Therefore, the customer does not have to wait for a long time for the distribution / scrutiny process, and the cash distribution / scrutiny process can be efficiently performed in a short time.

Further, in the internal cash processing mode, since the classified cash is handled, the classification standard can be simplified and the cash can be distinguished at a high speed.

[0012]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS One embodiment of the present invention will be described below in detail with reference to the drawings. FIG. 1 shows an automatic teller machine (ATM) 11 installed in a financial institution such as a bank. This ATM 11 is a CRT 12 also serving as a touch panel for displaying transaction operations to a customer and a passbook insertion slot on the upper front surface of the main body of the apparatus. 13, a card insertion slot 14, a coin insertion slot 15, a bill insertion slot 16,
It is equipped with a handling indicator 17 to allow transactions such as deposit, withdrawal, transfer, entry of a passbook, and inquiry of balance.

FIG. 2 shows a block diagram of the control circuit of the ATM 11. The main CPU 21 controls each circuit device according to a program stored in the ROM 22, and the control data is stored in the RAM 23 so that it can be read.

The main CPU 21 described above, via the interface 24, the CRT 12, the passbook processing unit 25, the card processing unit 26, the coin processing unit 27, the bill processing unit 28, the statement slip processing unit 29, the journal processing unit 30, the center communication processing. The unit 31, the remote monitoring device (CRMC) communication processing unit 32, and the staff panel processing unit 33 are connected.

Of these, the CRT 12 has various transaction display guides, a procedure for operating the transaction display guides, and a touch input function for permitting touch input corresponding to the display portion displayed on the screen.

The passbook processing unit 25 reads transaction data of the passbook inserted into the passbook insertion slot 13 and writes update data, and performs transaction data and unregistered data entry processing in the passbook print field. Further, the passbook is returned to the passbook insertion slot 13 when the transaction ends and is cancelled.

The card processing unit 26 reads the transaction data of the cash card inserted into the card insertion slot 14 and writes the updated data, and ejects the card to the card insertion slot 14 when the transaction ends and is cancelled.

The coin processing unit 27 takes in the coins inserted into the coin insertion slot 15 to receive the coins therein, and ejects the coins from the coin insertion slot 15 at the time of withdrawal and withdrawal of the coins.

The banknote processing unit 28 takes in the banknotes inserted into the banknote insertion slot 16 and accepts them, and discharges the banknotes from the banknote insertion slot 16 at the time of withdrawal and withdrawal of deposit.

The statement slip processing unit 29 issues a statement slip that describes transaction data of various transaction contents such as deposit / withdrawal transaction and balance inquiry for each transaction.

Each time the journal processing unit 30 issues a statement slip, it saves a journal (copy slip) having the same recorded contents inside the apparatus.

The center communication processing unit 31 sends the edited deposit / withdrawal request message, bookkeeping request message, etc. to the center 34, and receives the automatic transaction data such as deposit / withdrawal reply and book data sent from the center 34. To do.

Remote monitoring device (CRMC) communication processing unit 32
Sends the detection data of ATM11 to CRMC,
The response data returned from the MC is received and processed.

The clerk panel processing section 33 handles the clerk panel provided inside the ATM to attach and detach bills and coins.
Execute operations such as distribution / scrutiny, fault recovery and maintenance inspection.

FIG. 3 shows a coin processing machine 41 which is internally provided in the ATM 11. The coin processing machine 41 is a customer service panel 4.
2 has a coin insertion opening 15 through which a customer allows insertion and removal of coins.
It is opened and closed with 3.

A C-shaped tray 44 is provided below the coin slot 15, and a feeder 46 containing a disc 45 for individual separation is provided below the tray 44.
The coins thrown in are driven by driving the feeder 46 and successively guided to the deposit discriminating section 47 in the next stage one by one.

After the coins guided to the deposit discriminating section 47 are discriminated between authenticity and denomination, the coins are temporarily discriminated from each other via the individual conveying path 48 and the other temporary denomination. The paper is branched and conveyed to the holding unit 50 side.

On the other hand, the collective holding section 49 has an individual transport path 48.
It is arranged on the lower side corresponding to the terminal reversing part, and is for collectively holding coins that are reversed and dropped from the individual transport path 48, and can collectively hold the maximum number of coins for one transaction. Has a holding space.

Further, the batch holding belt 51 arranged at the bottom of the batch holding section 49 is rotated in the forward direction, so that the coins held on the surface of the belt 51 are transferred from the reversing section side to the collecting cartridge 52 below. The coins retained on the surface of the belt 51 are dropped from the other end reversing portion side to the return belt 53 surface below by allowing the batch retaining belt 51 to reversely operate so that the coins can be returned. are doing.

The other money type temporary holding section 50 is arranged via a sorting and conveying path 54 branched and connected to an intermediate position of the individual conveying path 48, and a money type stacker 55 equipped for coin dispensing. Are arranged corresponding to the respective entrances of the coins, and the small-capacity coins of each coin are temporarily held at the respective entrances of the denomination stacker 55 for each denomination.

In this case, by opening the holding distribution plate 56 arranged at the start end of the sorting and conveying path 54, coins on the individual conveying path 48 are taken into the sorting and conveying path 54, and the coins thus taken in. Since the authenticity and the denomination are discriminated in advance by the deposit discriminating section 47 in the preceding stage, for example, 6 denominations of 1 yen, 5 yen, 10 yen, 50 yen, 100 yen and 500 yen that are individually stored according to denomination are available. The coins are stored in correspondence with the temporary holding units 50a to 50f, and the distribution plates F located above the respective temporary holding units 50a to 50f for each denomination are opened to store the denominations.

These money type temporary holding sections 50a to 50f
6 stackers 55a to 55 corresponding to the denominations below
f is provided in a pair, the coins are dropped and stored in each of the stackers 55a to 55f, and the deposited coins are reusably replenished and supplied.

By the way, when paying out coins from the stacker 55 side for dispensing, the stackers 55a to 55f corresponding to dispensing are dispensed.
The coin is dropped and discharged from the opening at the lower end of the coin, and the discharged coin is returned to the original coin insertion port 15 and discharged through the dispensing conveyor belt 57 and the return belt 53 that are opposed to the coin. To do.

Further, when paying out coins from the recovery cartridge 52, the coins are returned to the original coin insertion port 15 via the cartridge discharge belt 58 and the return belt 53, and the recovery cartridge 52 is further filled with the recovered coins or at the initial stage. It is attached to and detached from the coin processor 41 at the time of loading and setting.

In the figure, 55g is a forgotten stacker, 55h is a poor distribution stacker, 59 is a true / false distribution plate, 60 is a dispensing discriminating section, 61 is a staff panel, M1 is a shutter drive motor, and
M2 is a disk drive motor, M3 is an individual transport path drive motor, M4 is a batch holding belt drive motor, M5 is a cartridge drive motor, M6 is a sorting drive motor, and M7 is a return / drive.
It is a dispensing drive motor.

FIG. 4 shows a block diagram of a control circuit of the coin processing machine 41. The CPU 71 controls each circuit device according to a program stored in the ROM 72, and the control data is stored in R.
It is stored so that it can be read by the AM73.

The coin detection sensor S is provided in each coin transport path inside and at each position where coins are inserted and withdrawn.
Based on the detection signal of the sensor S, the CPU 71 detects and manages processing operations such as a coin transporting state and a sorting state.

The drive motors M1 to M7 are arranged corresponding to the coin depositing / dispensing processing mechanism and various coin transport paths, and drive and control these motors M1 to M7 based on control signals from the CPU 71. Also, the solenoid SOL is CPU71
The distribution plates 56, F, various shutters 43, etc. are opened / closed based on the control signal.

By the way, the CPU 71 has a control ability to adjust and manage the discrimination accuracy and the conveyance speed to optimum values according to the types of processing modes of the deposit transaction mode and the withdrawal / distribution / scrutiny mode. This is an unknown transaction coin with low reliability in the case of the deposit transaction mode in which the customer inputs a coin from the outside and deposits the transaction. Therefore, the CPU 71 stably and reliably conveys the discrimination standard and the coin set with high accuracy. Handles and processes coins at medium speed.

On the other hand, in the withdrawal / distribution / scrutiny mode, the coins stored inside are transferred and processed, and since the coins inside are known coins that have been previously discriminated once, the reliability is high. It is expensive and does not require high discrimination accuracy because it is not a foreign substance or a fake coin, and the discrimination criteria of the deposit discriminating unit 47 and the withdrawal discriminating unit 60 can be set and changed for simple discrimination. Therefore, the passing speed in the discriminating unit can be increased, and the carrying speed of the carrying path can be switched to a high speed to carry out the carrying process in a short time.

As a result, in the dispensing / distributing / scrutiny mode, since the coin can be treated as a highly reliable discriminated coin, simple discrimination can be performed and a high-speed transfer process can be performed. Therefore, the processing time can be surely shortened, and even when the capacity of coins is increased by operating for a long time or by improving the transaction processing ability, the processing time can be remarkably shortened by switching to the simple discrimination and the high speed conveyance.

FIG. 5 is a schematic view of the discriminating structure of the deposit discriminating section 47. The deposit discriminating section 47 includes an inclined passage 47a for rolling and transporting the inserted coin C and a coin rolling in the inclined passage 47a. An outer diameter discrimination detection sensor S1 for discriminating the outer diameter of C from the side, and a pattern reading detection sensor S2 for laterally reading the pattern on one side of the coin C rolling in the inclined passage 47a.
And a material detection sensor S3 disposed between the two sensors S1 and S2.

As shown in FIG. 6, the outer diameter discrimination detecting sensor S1 and the pattern reading detecting sensor S2 irradiate a coin C with an optical axis 82 projected from a light source 81 such as a light emitting diode and the reflection reflected by this irradiation. The optical axis 83 is captured by the CCD 85 via the self-fog lens 84, and the CCD 8
The outer diameter and the pattern of the coin C are read by 5.

In this case, when determining the denomination, the size of the coin C is discriminated by the outer diameter discrimination detection sensor S1, and a predetermined radial position based on the center of the coin is determined based on the discriminated size of the coin C. Is partially read by a scan line, the read pattern is electrically read and detected as a read pattern at a specific position, and the read pattern is collated with a standard pattern pattern to determine the denomination.

At this time, the outer diameter discrimination detection sensor S1 and the material detection sensor S3 determine whether or not the detected sensor outputs match the standard values stored in advance. Therefore, the determination times of these sensors S1 and S3 are determined. Is relatively short and can be processed at high speed. On the other hand, the pattern reading detection sensor S2 is
Since the reading patterns are collated, it takes time to make the determination.

Therefore, in the deposit transaction mode for handling unknown coins, the coins are accurately discriminated by the three sensors S1 to S3, and in the dispensing / distributing / scrutiny mode, the outer diameter discrimination detection sensor S1 and the material detection sensor. It can be accurately detected only by the two sensor signals S3 and, therefore, coins can be conveyed at high speed and processed in a short time.

The processing operation in the deposit transaction mode of the coin processing machine 41 thus constructed will be described with reference to the flowchart of FIG. Now, when coins are inserted into the coin slot 15, the inserted coins are taken into the inside one by one through the feeder 46 for individual separation as shown by a thick solid line in FIG. At the position of the discriminating portion 47, three kinds of sensors, an outer diameter discrimination detection sensor S1, a pattern reading detection sensor S2, and a material detection sensor S3, are used to highly accurately check and discriminate authenticity and denomination (step n1). ~ N3).

The discriminated true coins are conveyed to a subsequent stage at a constant conveying speed, guided to the temporary holding units 50a to 50f for the respective gold types and temporarily held, and after the deposit transaction is confirmed, the stackers 55a to the lower gold types are provided. It is stored in 55f and the one deposit transaction is completed. At this time, if there is a deposit cancellation or a defective identification coin, the coin is dropped and guided to the lower return belt 53, and then returned to the original coin insertion port 15.
In this way, in the deposit transaction mode, processing is carried out at the preset standard discrimination value and standard transport speed (step n4).
~ N5).

On the other hand, the processing operation in the distribution supplement mode will be described with reference to the flowchart of FIG. Now, when the clerk operates the clerk panel 61 to set the distribution / replenishing mode, the CPU 71 performs a high-speed payout operation of the coins from the recovery cartridge 52 based on the processing signal, and the high-speed paid-out coins have a thick solid line in FIG. As shown by, the coin insertion slot 15 is then inserted through the return belt 53 set to high speed.
At a high speed, the coins are picked up one by one through the feeder 46 at a high speed (step n11).

At this time, since the coin is a known positive coin with high reliability, which is once stored in the collection cartridge 52 and stored and managed, the outer diameter at the position of the deposit discriminating section 47 can be easily dealt with. Discrimination detection sensor S1
It is only necessary to discriminate between genuineness and denomination with two kinds of sensors, the material detection sensor S3 and the material detection sensor S3, and the detection operation of the pattern reading detection sensor S2 which takes a little time can be omitted (steps n12 to n13).

Therefore, in this distribution and supplement mode, high-speed discrimination can be performed, and the discriminated coins are conveyed at a high speed through the sorting conveyance path 54 in the subsequent stage, and then the temporary holding sections 50a to 50f of the denominations are used. Stackers 55a-5 of each denomination
5f is quickly distributed and replenished (steps n14 to n15).

In the processing mode for handling the coins stored inside like the above-mentioned distribution replenishment mode, since the coins can be handled as highly reliable coins managed by the staff or the device, simple discrimination is required, and It can be transported at high speed. For this reason, the processing time of the withdrawal / distribution / scrutiny mode can be surely shortened, and even when the capacity of coins is increased by long-term operation or improvement of transaction processing capacity, it is possible to perform the simple discrimination. The processing time can be remarkably shortened by switching to high-speed transportation. Also, the number of processed sheets is large,
At the time of distribution / inspection mode with long transport route, AT during that time
Although the transaction of M is stopped, it can be completed in a short time and the operation rate can be improved, so that the customer does not have to wait for a long time for the distribution / scrutiny process, and the coin distribution / scrutiny process can be efficiently performed in a short time. it can.

In the correspondence between the present invention and the configuration of the above-described embodiment, the cash of the present invention corresponds to the coin C of the embodiment, and hereinafter, the discrimination section is the same as the deposit discriminating section 47 of the embodiment. Corresponding to the withdrawal discrimination section 60, the external cash processing mode corresponds to the deposit transaction mode, and the internal cash processing mode corresponds to withdrawal /
The discrimination reference switching means, the conveyance speed switching means and the control means correspond to the distribution / inspection mode and correspond to the CPU 71, but the present invention is not limited to the configuration of the above-described embodiment.

[Brief description of drawings]

FIG. 1 is an external perspective view of an ATM according to the present invention.

FIG. 2 is a block diagram of an ATM control circuit according to the present invention.

FIG. 3 is an internal configuration diagram of the coin processing machine of the present invention.

FIG. 4 is a control circuit block diagram of the coin processing machine of the present invention.

FIG. 5 is a schematic explanatory view of a deposit discriminating section of the present invention.

FIG. 6 is an explanatory view of a main part showing a coin reading structure of the present invention.

FIG. 7 is a flowchart showing the processing operation of the deposit transaction mode of the present invention.

FIG. 8 is a transport explanatory diagram showing a deposit path in the deposit transaction mode of the present invention.

FIG. 9 is a flowchart showing the processing operation of the distribution supplement mode of the present invention.

FIG. 10 is a conveyance explanatory view showing a distribution / replenishment path in the distribution / replenishment mode of the present invention.

[Explanation of symbols]

 15 ... Coin slot 41 ... Coin processor 47 ... Deposit discriminating unit 52 ... Collection cartridge 55 ... Gold type stacker 60 ... Withdrawal discriminating unit 71 ... CPU C ... Coin S1 ... Outer diameter discrimination detection sensor S2 ... Pattern reading detection Sensor S3… Material detection sensor

Claims (2)

[Claims] 1. A cash processing system comprising an external cash processing mode in which a cash classification is carried out by a classification section for handling and processing, and an internal cash processing mode in which stored cash is classified and handled by the classification section. An apparatus, which comprises a discrimination standard switching means for allowing the discrimination criteria of the discrimination section to be switched according to simple discrimination, a transportation speed switching means for permitting a high speed transportation of a cash transportation path for transporting cash, and the external cash. A cash processing apparatus comprising: control means for switching and controlling the discrimination reference switching means and the transport speed switching means according to a processing mode and an internal cash processing mode. 2. The cash processing apparatus according to claim 1, wherein the discrimination standard switching means simplifies the discrimination standard in the internal cash processing mode.