JPH08263720A - Automatic transaction device - Google Patents

Abstract

PURPOSE: To easily and surely execute cash management by reducing coin replenishing frequency to be executed by a staff and counting up and storing the amount of replenished coins in each denomination. CONSTITUTION: This automatic transaction device 15 provided with a detection means for detecting the stored amount of coints stored in a denomination stacker part 11 for storing coins in each denomination sort, a reject stacker 12 for storing excess coins which can not be stored in the stacker part 11 and a recovery cassette 13 for recovering coins from the stacker part 11 and storing the recover ed coins. This device is also provided with a detection means for detecting the stored amount of coins stored in the stacker 12 and a recovery operating means for discharging coins from the stacker 12 and storing the discharged coins in the cassette 13 and the stacker part 11.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automatic transaction device used in a financial institution, and more particularly to a coin deposit / withdrawal processing device capable of automatically replenishing coins.

[0002]

2. Description of the Related Art Recently, an automatic teller machine (ATM) widely used in financial institutions has been used more and more because of its convenience, and an apparatus for handling not only banknotes but also coins has been developed. In the automatic deposit / withdrawal transaction device that handles these coins, it is necessary to replenish and collect coins in deposit / withdrawal transactions. In other words, storing the coins in the storage unit before the start of business and supplementing the decrease due to the withdrawal transaction,
This is a collection when coins become full and cannot be stored due to a deposit transaction. Further, at the end of work, all coins are withdrawn from each storage unit and counted.

[0003] In particular, it is desired that replenishment and collection during a transaction be performed without interrupting the transaction, but normally six types of coins (1 yen, 5 yen, 10 yen, 50 yen, 100 yen, 500
When it is detected that one of the denominations has decreased due to the progress of the transaction, it is necessary for the staff member to open the device door and replenish the corresponding denomination to the accommodation section. Alternatively, even in a device provided with a coin replenishment cassette for automatically replenishing coin-type accommodating portions, an operation of replenishing coins corresponding to the coin replenishment cassette is required.

[0004]

SUMMARY OF THE INVENTION In the above replenishment method,
It is necessary to open the device door by a person in charge to replenish the corresponding denomination to the accommodating section, or to replenish the coins corresponding to the coin replenishing cassette for automatically replenishing the denomination-type accommodating section. There is a problem of stopping. Further, there is a problem that it is necessary to know the denomination and the number of coins to be replenished and the amount of coins to be replenished is smaller than that of banknotes, so that the number of replenishment is increased.

[0005]

To solve the above problems, the present invention provides a denomination stacker unit for storing coins of each denomination and a detection for detecting the amount of coins stored in the denomination stacker unit. In an automatic transaction device having means, a reject stacker for storing excess coins that cannot be stored in the denomination stacker unit, and a collection cassette for collecting and storing coins from the denomination stacker unit, the automatic transaction device is stored in the reject stacker. It has a means for detecting the amount of stored coins, and has a collecting operation means for feeding out coins from the reject stacker and storing it in a collecting cassette according to the information from the detecting means. Also replenish.

In addition, a stacker section for each denomination is arranged inside the reject stacker. Further, the denomination stacker section and the denomination cassette in the reject stacker are configured to be interchangeable with each other.

[0007]

According to the present invention having the above-mentioned function, when the overflow coin is stored in the reject stacker and becomes full, a so-called automatic partial recovery operation of detecting the overflow coin and recovering a part of the coin to the replenishment / recovery cassette, Or, in the partial collection operation by the instruction operation of the staff, when the coins stored in each denomination stacker unit are less than the predetermined amount, when collecting from the reject stacker to the supplement collection cassette, first the denomination stacker unit The replenishment is controlled so that the replenishment is continuously performed and the replenishment and collection cassette is continuously collected.

Further, when the denomination type stacker portion is provided inside the reject stacker, the denominations lacking in the denomination stacker are preferentially replenished.

Further, when the denomination stacker section and the denomination cassettes in the reject stacker are configured to be recombinable with each other, they can be recombined promptly by a staff member.
As a result, they will be replenished.

[0010]

Embodiments of the present invention will be described below with reference to the drawings.

FIG. 2 is a schematic side view of the coin depositing / dispensing processing unit in the automatic transaction apparatus of the present invention, and FIG. 3 is a perspective view showing the appearance of the automatic transaction apparatus. 1 is an automatic transaction device (hereinafter,
2) is a card processing unit which is an information reading means for accepting a card in which customer information such as a code for each financial institution and a customer account number is stored, and for confirming the customer by a personal identification number. is there. Reference numeral 3 denotes a passbook processing unit, which is used to record the transaction contents such as deposit / withdrawal transactions in the passbook.

Reference numeral 4 denotes a customer entrance, which is a depositing or dispensing port for bills, and a shutter is operated by a driving means (not shown) to regulate the insertion and withdrawal of bills. Reference numeral 5 denotes a customer service section, which is a so-called touch panel and is used for transaction input operation. Reference numeral 6 is a coin depositing / dispensing processing unit, and 7 is a coin depositing / dispensing port having a shutter 7a. The coin deposit / withdrawal processing unit 6 is incorporated in the broken line portion of the ATM 1 shown in FIG.

(First Embodiment) In the drawing, numeral 8 is a coin tray, which has a shutter 8a (not shown) at the bottom. The shutter 8a and the shutter 7a are configured so that they can be opened and closed by a driving unit (not shown). Reference numeral 9 is a discriminating unit for discriminating between authenticity and denomination of coins, and 10 is a denomination temporary holding unit for conveying and temporarily holding the discriminated coins, and temporary holding units 10a to 10f are provided depending on denominations. It is provided. Reference numeral 11 denotes a denomination stacker unit having denomination-type stacker units 11a to 11f respectively corresponding to the temporary holding units 10a to 10f.

12, the denomination stacker section 11 becomes full,
A reject stacker for accommodating overflowed coins when it cannot be fully accommodated, and 13 is a replenishment / recovery cassette for accommodating coins in the denomination stacker unit 11 prior to the start of operations in deposit / withdrawal transactions and reduction due to withdrawal transactions. When the reject stacker 12 becomes full due to replenishment, deposit transaction, etc. and cannot be accommodated, coins are collected and coins are stored.

13a is a supplementary reject box,
The discriminator 9 accommodates coins determined to be defective coins. In addition, 14 is an overflow coin temporary holding part.

Denoted at 15 is a payout unit for temporarily holding coins to be paid to a customer at the time of a dispensing transaction, having a shutter 15a (not shown), and opened / closed by a driving means (not shown). . Reference numeral 16 is a take-in reject box for taking in and storing coins to be paid when the customer forgets to take them.

Reference numeral 17 denotes a conveying path connecting the above-mentioned respective parts, which conveys the coins to the respective parts by a conveying means (not shown), and a blade 18 (not shown) for changing the conveying direction of the coins is arranged at a branching position. There is.

Next, the control block diagram of the essential part of the present invention shown in FIG. 4 will be described. 9 is the discrimination section, 19 is a discrimination control section, and the discrimination section 9 discriminates the authenticity and denomination of coins. And the discrimination result is sent to the main control unit 20 and the counting unit 21 counts the number of denominations for each storage unit and the information is stored in the storage unit 20a provided in the main control unit 20. I remember.

S1 is an optical sensor provided in the tray portion 8 for detecting the presence or absence of coins in the tray, and S2 is an optical sensor provided in the feeding portion 15 for detecting the presence or absence of coins paid to the customer. There is. S3 is reject stacker 1
2 is a near-full detection optical sensor, which is arranged so as to be detected when the amount of coins stored therein reaches a predetermined amount, and S4 is a near-full detection optical sensor provided in the replenishment / recovery cassette 13. It is detected when the number of coins accommodated reaches a predetermined amount, and S5 to S10
Is a denomination stacker 11 provided in the denomination stacker unit 11.
It is an optical sensor provided in each of a to 11f.

Although the above-mentioned sensors S1 to S10 are optical sensors, mechanical switches may be used, and the description thereof is omitted in the drawing. 22 is the optical sensors S1 to S
It is a sensor amplifier circuit that amplifies the detection signal of 10, and is connected to the main control unit 20 and the counting unit 21. The predetermined amount is set to the amount in the near-full state with a margin to accommodate one deposit from the maximum accommodation amount.

Reference numeral 18 denotes the above-mentioned blade, which is the conveying path 17
The coin transfer direction is provided at a position configured as a branch path in the middle of the, and is driven by a solenoid 23 coupled in a configuration not shown. 24 is a solenoid 23
Is a driver circuit for driving the controller and is connected to the main controller 20. Reference numeral 25 denotes a motor as a drive source for carrying coins, which is connected to the driver circuit 24. Although a plurality of blades 18 and motors 25 are provided, they are omitted in the figure.

Next, the partial recovery operation will be described with reference to the partial recovery operation flowchart shown in FIG. 1 and the schematic side view shown in FIG. First, when the near full detection optical sensor S3 detects that a predetermined amount of coins or more are stored in the reject stacker 12 (A1), or when there is an instruction operation from a staff operation unit (not shown), a replenishment / recovery cassette 1
It is judged from the detection information of the optical sensor S4 whether or not there is a room to store coins in A3 (A2). If the near full detection optical sensor S4 has already detected, there is little room to store a coin and a call is made to the staff (A3). ). However, the optical sensor S
4 should have already issued the clerk call information.

Subsequently, the unillustrated driving means starts feeding the coins from the reject stacker 12 to the conveying path 17 (A4), where the main control unit 20 determines the remaining amount of each denomination of the denomination stacker unit 11. It is detected by the optical sensors S5 to S10 whether the denomination stackers 11a to 11f have denominations smaller than a predetermined amount (A5).

The coins fed to the transport path 17 are discriminated by the discrimination section 9
The denomination is identified by passing through the denomination, and the conveyance is further continued. However, when a coin corresponding to the denomination accommodated in the denomination stacker unit 11 with a small remaining amount is conveyed, the solenoid 23 is operated by the main control unit 20. The blade 18 is driven to switch the blade 18 to construct the transport path 17 in the direction of the arrow B, and the coin is guided to and stored in the corresponding denomination stacker unit 11 (A6).

At the same time, the accommodating unit 21 counts the accommodating and updates the accommodating number. On the other hand, denomination stacker unit 1
The coins that do not need to be stored in 1 are transported to and stored in the replenishment / recovery cassette 13 through a predetermined transport path (direction of arrow C) without switching the blade 18.

When it is detected that the denomination cassette unit 11 has been replenished and all the optical sensors S5 to S10 are full (A7), all the coins thereafter are conveyed to the replenishment / recovery cassette 13 and stored (A8). ). In this way, when the near-full detection optical sensor S4 of the replenishment / recovery cassette 13 detects (A9), the feeding operation is ended (A11), and the feeding operation is continued until the coins in the reject stacker 12 become less than a predetermined amount. , Near-full detection optical sensor S3
When it is detected that the number of coins is less than a predetermined amount, (A
10) The driving of the motor 25 is stopped and the feeding operation is completed (A11).

It should be noted that the bold arrows in FIG. 2 indicate the transportation routes of coins, and FIG. 5 is an operation relationship diagram of the present invention, in which the reject stacker 12 to the denomination cassette unit 11 are shown.
It has been described that the sheet is replenished in the replenishment and the sheet is collected from the reject stacker 12 into the replenishment collection cassette 13.

In the above description, the amount of coins stored is detected by the optical sensor for replenishment or collection, but the storage unit 2 of the main control unit 20 is used.
Needless to say, if the storage amount of each denomination stacker unit 11, the reject stacker 12, and the replenishment / recovery cassette 13 is managed and updated at 0a, the same operation can be performed. It is also possible to deal with bias.

(Second Embodiment) Next, a second embodiment of the present invention shown in FIG. 6 will be described. The difference between the second embodiment and the first embodiment is that the configurations of the denomination stacker section and the reject stacker are different, and the others are the same. Therefore, the description of the same parts is omitted, and the same reference numerals are shown as the same objects.

In FIG. 6, reference numeral 26 is a denomination type stacker section, and denomination type stacker sections 26a to 26f (for example, 1
Up to ¥ 50, ¥ 5, ¥ 5, ¥ 100, ¥ 10, ¥ 500 6
It has a cylindrical container of a denomination), 27 is a reject stacker, and inside it is a stacker section 26a'-2 for each denomination.
6 f ′ is arranged so that coins overflowing from the upper part can be accommodated by denomination, and coins can be delivered to the conveying path 17 one by one from the lower part. The stackers 26a to 26f of the above-mentioned denominations are provided with optical sensors S5 to S5.
Since each S10 is provided, the accommodation amount can be detected.

The reject stacker 27 accommodates coins that have overflowed when the denomination stacker unit 26 is full and cannot be accommodated. At this time, the stackers 26a 'to 26f' are assigned to the denominations in the reject stacker 27. While accommodating, the number of accommodations is counted by the counting unit 21 and stored in the storage unit 20a.

Explaining the partial collecting operation, first, the near full detection optical sensor S3 detects that a predetermined amount or more of coins are stored in the reject stacker 27, or a clerk operation unit (not shown) operates. When the instruction operation is performed, the main control unit 20 detects the remaining amount of each denomination of the denomination stacker unit 26 by the optical sensors S5 to S10, and determines whether or not the denomination stackers 26a to 26f have less than a predetermined amount. To detect. If it is determined that the replenishment is necessary, the driving means (not shown) starts feeding the coins of the deficient denomination from the reject stacker 27 to the conveying path 17, and the coins fed to the conveying path 17 are discriminated by the discriminating unit. By passing through 9, the denomination is identified and the conveyance is further continued. The solenoid 23 is driven by the main control unit 20 to switch the blade 18 to construct the conveying path 17 in the direction of the arrow B, and the coin is put in the corresponding denomination stacker unit 26. Are guided and housed.

In this way, first, the denominations lacking in the denomination stacker 26 are preferentially replenished in the denomination stacker unit 26, thereby further reducing the possibility that the transaction will be canceled due to the shortage of coins for payment. be able to. When the replenishment to the denomination cassette unit 26 is completed, the overflowing coins are accommodated in the replenishment and collection cassette.

In addition to this configuration, a stacker 2 of a denomination type having a construction in which each stacker (denomination) can be easily removed
6a to 26f and the denomination-type stacker units 26a 'to 26f' in the reject stacker 27 can be recombined with each other, if the denomination-type stacker units 26a 'to 26f' have full denominations. , It can be rearranged promptly by the operation of the staff, and as a result, it has been replenished.

In this case, the stacker unit 26 for each denomination
If a'-26f 'is detected to be full, the stackers 26a-26 of different denominations will be used even after the rearrangement.
There is no problem even if the count value of the stored coins in the storage unit 20a is updated by detecting f similarly.

[0036]

As described above, according to the present invention, when the coins stored in each denomination stacker are less than a predetermined amount, the denomination stacker is used when performing the collecting operation from the reject stacker to the replenishment / recovery cassette. It is possible to reduce the frequency of replenishment by the staff or replenishment to the replenishment / recovery cassette, and to count the denomination and the number of coins replenished as it is replenished to the department and also to the replenishment / recovery cassette. Since it is stored in advance, there is an effect that cash management can be performed easily and surely.

When the denomination stacker section and the denomination cassettes in the reject stacker are configured to be recombinable with each other, they can be recombined promptly by a staff member, and if there is an opportunity to open the apparatus door, Since they can be operated at the same time, the waiting time for customers can be reduced.

[Brief description of drawings]

FIG. 1 is an operation flowchart of partial recovery according to the present invention.

FIG. 2 is a schematic side view of a coin depositing / dispensing processing unit of the present invention.

FIG. 3 is a perspective view showing an appearance of an automatic transaction device of the present invention.

FIG. 4 is a control block diagram showing a main part of the present invention.

FIG. 5 is an operation relationship diagram of the present invention.

FIG. 6 is a schematic side view of a second embodiment of the present invention.

[Explanation of symbols]

 DESCRIPTION OF SYMBOLS 1 Automatic transaction device 6 Coin deposit / withdrawal processing unit 11 Money type stacker unit 12 Reject stacker 13 Replenishment / recovery cassette 17 Conveyance path 18 Blade 20 Main control unit 20a Storage unit 21 Counting unit

Claims (5)

[Claims] 1. A denomination stacker unit for storing coins of each denomination, a detection unit for detecting the amount of coins stored in the denomination stacker unit, and an excess coin that cannot be stored in the denomination stacker unit. An automatic transaction device having a reject stacker for storing and a collecting cassette for collecting and storing coins from the denomination stacker unit, having a collecting operation means for feeding out coins from the reject stacker and storing the coins in the collecting cassette. An automatic transaction device, wherein coins are replenished to the denomination stacker unit according to the information from the detecting means during the collecting operation. 2. The automatic transaction device according to claim 1, further comprising a detection unit for detecting a storage amount of coins stored in the reject stacker, wherein the detection information indicates the storage amount of the denomination stacker unit during the collecting operation. An automatic transaction device characterized by replenishing coins to the denomination stacker section when it is detected that there is a margin. 3. The automatic transaction apparatus according to claim 1, wherein, in the recovery operation to the recovery cassette, the denomination stacker unit is preferentially replenished and then continuously recovered to the recovery cassette. apparatus. 4. A denomination stacker unit for storing coins of each denomination, a detection unit for detecting the amount of coins stored in the denomination stacker unit, and an excess coin that cannot be stored in the denomination stacker unit. In the automatic transaction apparatus having a reject stacker for storing coins and a collection cassette for collecting and storing coins, the reject stacker is also provided with a stacker unit for storing coins by denomination. 5. The automatic transaction device according to claim 4, further comprising a detection unit for detecting the amount of coins stored in the reject stacker, and the coins from the reject stacker to the denomination stacker unit based on information from the detection unit. An automatic transaction device characterized by replacing each stacker when replenishing.