JPH0844935A - Automatic teller machine - Google Patents

Abstract

PURPOSE:To provide the automatic teller machine which can maintain high safety even when an advanced counting processing is performed at the time of money payment transaction. CONSTITUTION:This machine is equipped with a breakage detection sensor 51 which detects the breakage of a shutter 2a or an action to break the shutter 2a, and once the breakage of the shutter 2a or the action to break the shutter 2a is detected, separate stacking mechanism parts 3, and 11a-11c, and a conveyance path 5 are driven to take in bills sent into a customer contact opening 2, thereby storing them in cassettes 8a-8c provided by the money kinds.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automatic transaction device used in financial institutions and the like.

[0002]

2. Description of the Related Art FIG. 8 is a flow chart showing the flow of processing during a withdrawal transaction in a conventional automatic transaction device. First, when the card is inserted into the card reader / writer of the automatic transaction device (SA1), the CR of the customer operation unit of the automatic transaction device
A message prompting the user to input a personal identification number is displayed on T. Looking at this, when the customer inputs the personal identification number (SA2), C
A display prompting the user to enter the amount to be dispensed is displayed on the RT. Looking at this, when the customer inputs the withdrawal amount (SA3), C
A display prompting the RT to confirm is displayed. Looking at this, when the customer inputs the confirmation key, the control unit of the automatic transaction device communicates with the host (SA4), and the host performs the withdrawal process. That is, the host identifies the customer from the personal identification number sent from the automatic transaction device, and confirms whether the amount of money to be dispensed is within the limit for withdrawing money to the identified customer. When the host sends information that the transaction is possible and the communication is completed, the required banknotes are paid out from the cassette of each denomination and sent to the customer service port (SA5).

When the required number of banknotes are accumulated in the customer service slot,
When the card is ejected (SA6) and it is confirmed that the card has been ejected, the shutter of the customer service port is opened (SA7) and the bill is handed to the customer. When it is confirmed that the customer has received the bill (SA8), the shutter is closed (SA
9).

According to the above-mentioned processing procedure, since the bills are separated and fed out and accumulated after the communication with the host is completed, the processing time becomes long. FIG. 9 is a flowchart showing the flow of processing in another conventional withdrawal transaction, which is conceived to shorten the processing time. First, when the card is inserted into the card reader / writer of the automatic transaction device (SB1),
A display prompting the user to enter a personal identification number is displayed on the CRT of the customer operation unit of the automatic transaction device. Looking at this, when the customer inputs the personal identification number (SB2), a display prompting the input of the withdrawal amount is displayed on the CRT. Looking at this, when the customer inputs the withdrawal amount (SB3), a display prompting confirmation is displayed on the CRT. Looking at this, when the customer inputs the confirmation key, the control unit of the automatic transaction device communicates with the host (S
B4), the host performs the withdrawal process as described above.

At the same time, when the customer inputs a confirmation key, in parallel with communication with the host, necessary banknotes are fed out from the denomination-based cassette and sent to the customer service port (S).
B5). When the host communication is completed and the required number of banknotes are accumulated in the customer service slot, the card is ejected (SB6), and when it is confirmed that the card has been ejected, the shutter of the customer service slot is opened (SB7), and the customer is informed. Hand over banknotes.

When it is confirmed that the customer has received the bill (SB8), the shutter is closed (SB9).
As described above, the processing time can be shortened by starting the separation feeding and collecting of the dispensed bills without waiting for the result of communication with the host. This is called the leading count.

[0007]

However, in the above-described conventional automatic transaction device, when the preceding counting process is executed, banknotes are accumulated in the service opening before the communication with the host is completed. When not finished,
That is, if the banknotes have already been accumulated in the customer service slot when the customer himself / herself and the withdrawal limit have not been specified, and the shutter is broken at this time, the banknotes in the customer service slot will be owned by the other party at this point. Since it has not been confirmed, there is a problem that the banknotes on the financial institution side are taken out. Even if the PIN is incorrect or the requested withdrawal amount exceeds the limit, banknotes will start to be collected in the customer service port, so a withdrawal transaction will be started with the stolen card and the banknote will be transferred to the service port. There is a problem that the shutters can be destroyed and the bills can be taken out by stacking them.

The present invention has been made to solve such a problem, and an object of the present invention is to provide an automatic transaction apparatus capable of maintaining a high level of security even if a preceding counting process is executed. .

[0009]

In order to achieve this object, the present invention provides at least a banknote to be dispensed to a customer and a banknote deposited by the customer that can be reused for dispensing at least 1. One banknote storage part, while feeding the banknotes to the banknote storage part, and a separating and stacking mechanism for feeding out the banknotes from the banknote storage part, the banknotes can be stacked together.
Provided in order to cut off the inside and outside of the customer service opening, the separation and collection mechanism that feeds the paper money to the customer service opening and receives the banknotes from the customer service opening, and the customer service opening that exchanges bills with the customer An openable and closable shutter, a transportation path that connects the customer service port and the bill storage unit, and a bill is transported, and a drive mechanism that drives the transportation path to transport the bill.
A banknote deposit / withdrawal device provided on the transport path and having a discriminating unit for discriminating bills, a customer operation unit to which information necessary for transactions is input by a customer, and a personal identification number and a withdrawal amount from the customer operation unit When is input, the bill depositing / dispensing device is controlled, the bills stored in the bill storage unit are sent to the discriminating unit, the bills suitable for dispensing are discriminated, and the bills suitable for dispensing. When the transaction is confirmed when the PIN and the withdrawal amount are appropriate, the transaction is confirmed when the above PIN and withdrawal amount are determined by communicating with the host. In an automatic transaction device provided with a control unit that controls the withdrawal of a customer's banknotes by opening the shutter, a detection unit for detecting the act of breaking the shutter or breaking the shutter is provided.
When the detecting means detects the act of breaking the shutter or the breaking of the shutter, it controls the separating and accumulating mechanism and the driving mechanism to take in the bills sent to the customer service port and store them in the bill storing section.

Here, if it is determined that the personal identification number or the withdrawal amount input from the customer operation unit is not proper, the control unit measures the time for a predetermined time, and the proper personal identification number within the time. Alternatively, when the withdrawal amount is not input, the separating / collecting mechanism and the drive mechanism are controlled to take in the bills sent to the customer service port. Further, the control unit controls the separating and accumulating mechanism and the driving mechanism to take in the bills sent to the customer service port when an incorrect personal identification number or withdrawal amount is input a predetermined number of times from the customer operation unit. is there.

Further, the control unit either stops the operation of the device after taking in the bills sent to the customer service port, or takes in the bills sent to the customer service port, and then stores the content in a storage medium. At the same time, after confirming that the shutter operates normally, the operation of the apparatus is continued.

[0012]

According to the present invention having the above-described structure, the advance counting method is performed in which the requested bills are sent to the customer service port, the customer is identified by communication with the host, and the withdrawal limit amount for the customer is confirmed in parallel. During the withdrawal transaction of, while the banknotes accumulated in the customer service port are still on the financial institution side, if the destruction of the shutter or the act of destruction of the shutter is detected,
Immediately, take in the banknotes in the service port.

Further, if it is judged that the personal identification number or the withdrawal amount is not appropriate during the advance counting method withdrawal transaction, the transaction is continued if it is correct as a result of re-entry, but it was decided. If the correct personal identification number or withdrawal amount is not entered within the time, or if the wrong number is entered a predetermined number of times, the bill in the customer service port is immediately taken.

After taking in the bill, the operation of the apparatus is stopped or the error information is left as a history,
If the shutter is normal, continue the operation.

[0015]

Embodiments Embodiments will be described below with reference to the drawings. FIG. 1 is a control block diagram of an automatic transaction device according to an embodiment of the present invention, and FIG. 2 is a side view showing an internal structure of a banknote deposit / withdrawal device mounted in this automatic transaction device. First, referring to FIG. The bill deposit / withdrawal device will be described.

In the figure, 1 is a banknote depositing / dispensing device, 2 is a front side of the banknote depositing / dispensing device 1 (the side facing the customer), and the customer collectively deposits deposited banknotes from the outside during a deposit transaction. , Banknotes that are not suitable for deposit during a deposit transaction or dispensed banknotes during a dispense transaction are collectively discharged to the customer from the inside of the device. It is configured such that it can be held by means of a guide or the like for guiding and holding banknotes (not shown). Reference numeral 2a denotes a shutter provided above the customer service opening 2 so as to be openable and closable. When the shutter 2a is closed, the outside and the inside of the banknote depositing / dispensing apparatus 1 are shut off and the shutter 2a is opened. In that case, it is possible to insert a bill into the service opening 2 and receive a bill from the service opening 2.

Here, the customer service opening 2 has a rotating body structure by a mechanism (not shown), and a customer position for opening and closing the shutter 2a and delivering and receiving bills to and from the customer (indicated by a solid line in FIG. 2). ), The shutter 2a is closed to separate the deposited bills one by one, and the bills are sent into the device.
Separation that collects banknotes from the device one by one at the customer service port 2.
It stops at the accumulation position (indicated by a two-dot chain line in FIG. 2).

Reference numeral 3 designates one bill held in the customer service slot 2.
The separating and accumulating mechanism unit 3 separates the sheets one by one and takes them into the device, and discharges the banknotes from the device to the customer service port 2. The separating and accumulating mechanism unit 3 includes a plurality of rollers for conveying the banknotes and the rollers. When the rollers that constitute the separating and accumulating mechanism unit 3 are controlled so as to rotate in the CW direction, the bills in the customer service port 2 are constituted so that they can rotate in opposite directions and are configured by a drive mechanism (not shown) that takes in and ejects the bills. Is taken in, C
When controlled to rotate in the CW direction, banknotes are discharged to the customer service port 2.

FIG. 3 is a side view showing the structure of the above-mentioned service opening 2. Reference numeral 51 denotes a breakage detection sensor. The breakage detection sensor 51 is provided on the shutter 2a. When the external force of a predetermined amount or more is applied to the shutter 2a, the breakage detection sensor 51 is activated (ON). It is possible to detect vandalism with respect to and the destruction of the shutter 2a.

Reference numeral 52 denotes a stacking bill stopper, which regulates the position of the banknotes at the time of stacking so that the banknotes to be delivered to the customer are aligned. Reference numeral 53 is a front guide, and 54 is a bill press disposed opposite to the front guide 53. A space between the front guide 53 and the bill press 54 forms a customer service pool portion 55 in which banknotes can be collectively collected. . Here, the bill press 54 can be moved toward and away from the front guide 53, and by moving the bill press 54, the separating and stacking mechanism unit 3 is moved to stack the bills. And the separating position for separating and feeding out the bill.

Reference numeral 56 denotes a picker roller which constitutes the separating and accumulating mechanism section 3. When picking up bills, the bill 57 pushed up by the bill press 54 contacts the picker roller 56, and the picker roller 56 rotates. The bills are paid out at. Reference numeral 58 denotes a feed roller which constitutes the separating and accumulating mechanism section 3 and conveys the bills fed by the picker roller 56 and rotates in the opposite direction to feed the bills to the customer service port 2.

Reference numeral 59 is a separating roller which is arranged opposite to the feed roller 58, and separates the bills conveyed between the feed roller 58 and the separating roller 59 so that the feed roller 58 feeds the bills one by one. I do.
Returning to FIG. 2, reference numeral 4 is a discrimination section, which is a genuine or counterfeit, a front and back side, and a double feed (overlapping of two or more sheets) of banknotes conveyed on a conveyance path 5 connecting between the customer service port 2 and a denomination-based cassette described later. ), Chain (abnormal approach of consecutive banknotes), skew, etc. are detected.

Here, in the discrimination section 4, discrimination can be performed regardless of the conveying direction of the bills passing therethrough,
Banknotes conveyed from the customer service port 2 in the direction of the denomination cassette,
Both bills conveyed from the denomination-based cassette toward the two service ports can be discriminated. Reference numeral 6 denotes a front / back reversing mechanism unit for aligning the direction of the dispensed banknotes discharged to the service opening 2 in one direction (here, the front side), so that the banknotes discriminated as being face-down by the discriminating unit 4 at the time of dispensing transaction. The direction is switched back and reversed.

Reference numeral 7 denotes a blade for switching whether the delivery path of the dispensed banknote is passed through the front / back reversing mechanism section 6 or directly sent to the customer service port 2. The dispensed banknote discriminated as being face-down by the discrimination section 4 is When the blade 7 is switched, it is conveyed to the front / back reversing mechanism section 6. 8a, 8b,
8c is a denomination-type cassette that collects banknotes on stages 36, 37, and 38 so that the banknotes can be fed out and stored. Here, 8a is a 1,000-yen ticket cassette, and 8b and 8c are 10,000-yen ticket cassettes. .

The stages 36, 37, 38 are designed to move up and down by a driving mechanism composed of a motor or the like, and the positions of the uppermost portions of the banknotes accumulated on the stages 36, 37, 38. Is controlled. 9a, 9b, 9c
Is a pay-in / pay-out unit 10a, 10b, 10c provided above the denomination cassettes 8a-8c, and is openably openable just above the denomination cassettes 8a-8c in the pay-in / pay-out units 9a-9c and is closed. In the state, the upper side of the denomination cassettes 8a to 8c is closed to allow the banknotes to be temporarily held, and in the opened state, the upper side of the denomination cassettes 8a to 8c is opened to allow the storage and delivery of the banknotes. It is a temporary holding plate.

Reference numerals 11a, 11b and 11c denote separating and accumulating mechanism portions provided in the depositing / dispensing units 9a, 9b and 9c, respectively, and a plurality of rollers for conveying banknotes and a drive for enabling these rollers to rotate in both forward and reverse directions. It is composed of a mechanism etc.,
The banknotes in the denomination-based cassettes 8a to 8c are separated one by one and fed out to the transport path, and the banknotes from the transport path are sent onto the temporary holding plates 10a to 10c, and the separation and stacking mechanism parts 11a to 11c are configured. When the roller for rotating is controlled so as to rotate in the CW direction, the denomination cassettes 8a-8
When the banknotes in b or the banknotes accumulated on the temporary storage plates 10a to 10b are fed out and controlled to rotate in the CCW direction, they are stored in the denomination cassettes 8a to 8b or on the temporary storage plates 10a to 10c. Banknotes are accumulated.

Here, the deposit / withdrawal units 9a-9c
On the temporary holding plates 10a to 10c, the banknotes are temporarily stacked on the closed temporary holding plates 10a to 10c by the separating and stacking mechanism units 11a to 11c, and the temporary holding plates 10a to 10c are opened. It has a function of storing bills in the denomination cassettes 8a to 8c. Reference numerals 13a, 13b and 13c are blades for switching the conveyance direction of the bill, and the discrimination unit 4
The banknotes are sorted into denominations based on the discrimination result in 1 above, and the banknotes are sent to desired denomination cassettes 8a to 8c.

Reference numeral 14 denotes a batch cassette provided on the rear side of the apparatus, which stores bills of a plurality of denominations in a lump and replenishes the denomination cassettes 8a to 8c as needed, or the denomination cassette 8a. It has a function of storing the banknotes collected from 8c, and the transport path from the batch cassette 14 is merged with the transport path 5 between the service opening 2 and the discrimination section 4.

Reference numeral 15 denotes a reject cassette, which is a storage unit 15a for storing banknotes that the customer has forgotten to take out during a withdrawal transaction, and non-recyclable banknotes that have been discriminated as receivable but not reusable for withdrawal transactions. It is provided with a storage section 15b for storing the withdrawal reject banknotes that are identified as non-withdrawal during the withdrawal transaction. Reference numeral 16 denotes a door that is provided on the back side of the banknote pay-in / pay-out device 1 so as to be openable and closable. By opening the door 16, the batch cassette 14 can be attached to and detached from the banknote pay-in / pay-out device 1. The reject cassette 15 can be attached and detached without opening the door 16.

Reference numeral 17 denotes a banknote that has not been discriminated as a genuine note by the discriminating unit 4 at the time of deposit transaction, or a bill that has been discriminated to be double-fed, chained, or skewed beyond a certain amount (hereinafter referred to as a deposit reject bill). A deposit reject pool unit for temporarily storing a bill, a reference numeral 18 denotes a separating and accumulating mechanism unit including a plurality of rollers for conveying banknotes, a drive mechanism for rotating the rollers in both forward and reverse directions, and the deposit reject pool unit. 17
The banknotes in the banknotes are separated one by one and sent to the transport path, and the deposit reject banknotes are sent from the transport path to the deposit reject pool section 17, and the rollers constituting the separating and accumulating mechanism section 18 rotate in the CW direction. The bills are accumulated in the deposit reject pool unit 17 when controlled so that the bills are fed from the deposit reject pool unit 17 when controlled to rotate in the CCW direction.

Numerals 20a, 20b and 20c are conveying motors for driving the conveying path 5, and the conveying motors 20a to 20c.
Is transmitted to the rollers and belts constituting the conveyance path 5 via a driving force transmission mechanism (not shown), and the conveyance motors 20a to 20c can be rotated in both forward and reverse directions. It is possible to switch the conveyance direction of the banknotes conveyed in the number 5.

Here, the conveyance motor 20a is provided with the service port 3,
Driving the transport path 5a (shown by the solid line) from the batch cassette 14 to the deposit reject pool section 17 through the discrimination section 4,
By rotating in the CW direction, the banknotes are conveyed in the direction from the customer port 3 toward the storage units 8a to 8c, and by rotating in the CCW direction, the banknotes are transported in the direction from the storage units 8a to 8c toward the customer port 3. To be done.

Further, the transport motor 20b drives the transport path 5b (indicated by a one-dot chain line) from the deposit / reject pool section 17 to the deposit / withdrawal units 9a to 9b, and rotates in the CW direction, so that the bills are in the service port 3 From the storage units 8a to 8c, and by rotating in the CCW direction, the banknotes are transported from the storage units 8a to 8c toward the customer service opening 3.

Further, the carry motor 20c drives the carry path 5c (shown by a dotted line) branching from the carry paths 5a and 5b to reach the reject cassette 15, and is rotated in the CW direction so that the banknotes are rejected. It is conveyed in the direction toward 15. Reference numerals 21a to 21h are blades that switch the transport direction of the banknotes transported on the transport path 5.

Reference numerals 22a to 22t denote traveling monitoring sensors. The traveling monitoring sensors 22a to 22t are those in which a light emitting element and a light receiving element are arranged to face each other with a predetermined distance therebetween so as to sandwich the conveyance path 5 in the banknote conveying direction. Are provided on both the left and right sides of the banknote, the optical axis of which crosses the banknote transport path in the transport path 5 vertically, and how the light emitted from the light emitting element reaches the light receiving element The running state can be determined. The traveling monitoring sensors 22a to 22t are provided at various places on the transport path 5 and can finely monitor the transport status of the banknotes on the transport path 5.

FIG. 4 is a control block diagram of the above-described bill depositing / dispensing apparatus. Reference numeral 23 denotes a control unit, which receives the output of the destruction detection sensor 51, the determination of the presence / absence of banknotes in the service opening 2, the control of the rotation operation of the service opening 2, the control of the opening / closing of the shutter 2a, and the output of the destruction detection sensor 51. Detection of breakage of the shutter 2a and control of each unit according to detection of breakage, drive control of the separation and stacking mechanism unit 3, discrimination of bills received by the discrimination unit 4 and control of each unit according to discrimination result, conveyance motor 20a
˜20c drive control, presence / absence of banknotes in deposit reject pool section 17, drive control of separation / collection mechanism section 18, discrimination of banknote traveling state in response to outputs of travel sensors 22a-22t, switching blades 7, 13a-13c. , 21a
Drive control of ~ 21g, drive control of separation collection mechanism parts 11a-11c, and control of opening / closing of temporary storage boards 10a-10c are performed.

The bill depositing / dispensing apparatus 1 having the above-described structure is mounted on the automatic transaction apparatus. Hereinafter, the automatic transaction device will be described with reference to FIG. A card reader / writer 101 reads information from a card inserted by a customer, writes necessary information on the card, and returns the information to the customer. Reference numeral 102 denotes a customer operation unit, which is composed of a touch panel or the like, and information required for a transaction such as transaction selection, PIN input, withdrawal amount input, etc. is input by the operation of the customer.

Reference numeral 103 denotes a CRT, which displays texts, illustrations and the like for guiding the operation to the customer. Reference numeral 104 denotes a memory, which is composed of EPROM, FD, HDD, etc. and stores transaction history and the like. A main control unit 105 controls the bill depositing / dispensing apparatus 1 according to the information read from the card by the card reader / writer 101 and the information input from the customer operation unit 102, operation guidance text for the CRT, display of illustrations, and memory 104. Controls the storage of transaction history in the.

Reference numeral 106 denotes a host, which manages customer information, and a plurality of automatic transaction apparatuses are connected to the host 106, and the main control unit 1 of each automatic transaction apparatus is connected.
The 05 executes withdrawal transactions and deposit transactions while communicating with the host 106. Below, the flow of the withdrawal transaction in the above-described automatic transaction device of the present embodiment will be explained.

FIG. 5 is a flow chart showing the flow of processing at the time of dispensing transaction, and FIG. 6 is a side view of the bill depositing / withdrawing apparatus showing the flow of bills at the time of dispensing transaction. First, when the customer selects a withdrawal transaction in the customer operation unit 102 of the automatic transaction apparatus, the main control unit 105 displays a message on the CRT 103 to prompt the insertion of a card. Looking at this, when the customer inserts the card into the card reader / writer 101 (SC1),
A display is displayed on the CRT 103 to prompt the user to input a personal identification number.

Looking at this, when the customer inputs the personal identification number (SC2), the CRT 103 displays a message prompting the user to input the amount of money to be dispensed. Looking at this, when the customer inputs the withdrawal amount (SC3), the main control unit 105 instructs the control unit 23 of the banknote deposit / withdrawal apparatus 1 to start the withdrawal process of the banknote according to the withdrawal amount. To send.

When the withdrawal amount is sent, the control unit 23 of the bill depositing / withdrawing apparatus 1 sends out 10,000-yen and 1,000-yen bills from the denomination cassettes 8a to 8c in response to the sent amount (SC.
4). First, the carry motors 20a and 20b are rotated in the CCW direction, and the carry motor 20c is rotated in the CW direction.
The bills can be conveyed, the customer service port 2 is set as a stacking position among the molecule / stacking positions, and the separation and stacking mechanism unit 3 is set as a stacking position.
Drives the separating and accumulating mechanism section 3 so as to rotate in the CCW direction, and further drives the separating and accumulating mechanism section 11a to 11c so that the rollers rotate in the CW direction with the separating and accumulating mechanism sections 11a to 11c set to the separating position. To do.

Next, either the denomination-type cassette 8b or the denomination-type cassette 8c is raised to bring the 10,000-yen note into contact with the rollers of the separating and accumulating mechanism sections 11b and 11c, so that the 10,000-yen note becomes 1 The sheets are sent one by one to the transport path 5b. When the 10,000-yen ticket is sent to the transport path 5b, the travel monitoring sensor 2
Counting is performed when passing 2k or 22l, and the control unit 23 monitors the number of 10,000 yen bills to be paid out.

The 10,000-yen ticket is sent from the transportation path 5b to the transportation path 5a, and when passing through the discrimination section 4, whether the denomination is the designated denomination, front and back, and damage are discriminated, and the 10,000-yen ticket is suitable for withdrawal. If there is, the conveyance path is switched by the blade 21b and further conveyed on the conveyance path 5a. Here, the discrimination unit 4
The 10,000-yen ticket discriminated from the back side is switched by the blade 7 to pass through the front / back reversing mechanism section 6 so that the front and back sides are reversed and fed into the customer service port 2, and the discrimination section 4 discriminates the front side. The differentiated 10,000-yen ticket is directly sent to the customer service port 2 without being turned over, and the separation and collection mechanism section 3 stacks the 10,000-yen tickets with the front and back aligned.

The bills discriminated by the discriminating unit 4 as non-circulation target bills such as abnormal conveyance bills and damaged bills are sent to the conveyance path 5c by the conveyance path switched by the blade 21b, and are rejected from the conveyance path 5c. It is sent to 15. When the necessary number of 10,000-yen tickets have been delivered and accumulated, the stage is lowered to stop the delivery of 10,000-yen tickets.

When the accumulation of the 10,000-yen bills is completed, the stage 36 of the denomination-type cassette 8a is raised and the 1,000-yen bills are brought into contact with the rollers of the separating and accumulating mechanism section 11a. Then, the 1,000-yen tickets are sent one by one to the transport path 5b. When the 1,000-yen ticket is sent to the transport path 5b, the counting is performed when it passes the traveling monitoring sensor 22j, and the control unit 23 monitors the number of the 1,000-yen ticket to be paid out.

Thousand yen bills are sent from the conveying path 5b to the conveying path 5a, and when passing through the discriminating section 4, whether or not the denomination is as specified, front and back, and damage are discriminated. If there is, the conveyance path is switched by the blade 21b and further conveyed on the conveyance path 5a. Here, the discrimination unit 4
The transfer path of the 1,000-yen ticket that has been discriminated from the back side is switched by the blade 7 and passed through the front / back reversing mechanism section 6 so that the front and back sides are reversed and fed into the customer service port 2, and the discrimination section 4 discriminates the front side. The discriminated 1,000-yen ticket is directly sent to the customer service port 2 without being turned over, and the separating and accumulating mechanism unit 3 accumulates the 10,000-yen ticket as well as the 1,000-yen ticket with the front and back arranged.

The banknotes discriminated by the discriminating section 4 as nonconveyance banknotes such as abnormal conveyance bills and unfit bills are switched to the conveyance path 5c by the blade 21b and fed into the conveyance path 5c. It is sent to 15. When the required number of 1,000-yen tickets have been delivered and accumulated, the stage is lowered to stop the delivery of 1,000-yen tickets.

Here, the main control unit 105 of the automatic transaction device.
When the customer inputs the amount of money to be dispensed, as described above, the banknote depositing / dispensing device is controlled to start the accumulation of the dispensed banknotes in the customer service port 2 and to start communication with the host 106. (SC5) Then, it is confirmed whether the entered personal identification number is correct (SC6). Your PIN is correct,
When the customer is specified, it is confirmed whether the input withdrawal amount is within the limit of withdrawing money to the specified customer (SC7).

When it is judged that the amount of money to be dispensed is within the limit, the above-mentioned operation of accumulating the dispensed banknotes in the customer service slot 2 is continued, and when the banknotes as designated are accumulated in the customer service slot 2, the service bank 2 is rotated to the customer position, the shutter 2a is opened (SC8), and the dispensed bill is handed to the customer. Then, when the sensor or the like (not shown) detects that the customer has withdrawn the bill (SC9), the shutter 2a is closed (SC).
10). If the customer forgets to take the bill, the bill is stored in the reject cassette 15 as the forgotten bill.

However, in the confirmation operation of the host 106 in SC6 and SC7, it is determined that the personal identification number is not correct, or even if the personal identification number is correct, the withdrawal amount is withdrawn to the specified customer. If it is determined that the limit is exceeded, the main control unit 105 displays a message prompting the CRT 103 to re-input the personal identification number or the withdrawal amount, and the timer (not shown) sets a time to determine the personal identification number or the withdrawal amount. Wait for re-input of amount (SC11).

The password or the withdrawal amount is re-entered within the time (SC12), and when it is judged that it is correct (SC13), the above-mentioned operation of accumulating the withdrawn bills in the customer service slot 2 is continued. , When the collection of banknotes is completed, SC8
~ The operation of SC10 is executed to deliver the dispensed bill to the customer. However, if the personal identification number or the withdrawal amount is not re-entered within the time, the bill depositing / dispensing device is caused to immediately take the bills accumulated in the customer service slot 2 into the device.
That is, the driving of the transport motors 20a to 20c is stopped, and the driving of the separation and stacking mechanism units 3 and 11a to 11c is stopped to stop the stacking of banknotes. Next, the customer service port 2 and the separating and accumulating mechanism section 3 are set to the separating position, the feed roller 58 of the separating and accumulating mechanism section 3 is rotated in the CW direction, and the separating and accumulating mechanism sections 11a to 11c are set to the accumulating position. While rotating the rollers of the parts 11a to 11c in the CCW direction and the transport motors 20a to 20c in the CW direction (SC14), the banknotes accumulated in the customer service port 2 are taken in (SC15), and the discrimination unit 4 determines the denomination. Differentiate,
It is stored in the denomination type cassettes 8a to 8c. The bills are stored in the denomination-type cassettes 8a to 8c because the bills sent to the customer service port 2 are still on the financial institution side.

In the case where the personal identification number or the withdrawal amount is re-entered within the time and it is determined that it is not correct, there is a mistaken input a predetermined number of times, for example, three times within the time. In the case (SC16, 17), the above S
The operations of 14 and S15 are performed, and the banknotes accumulated in the customer service port 2 are immediately taken into the device. Then, when all the bills have been taken in and stored in each cassette, the conveyance motor,
The separation and collection mechanism unit is stopped.

As described above, when the bills accumulated in the service opening 2 have been taken in, the main control unit 105 stops the operation of the automatic transaction device. In this way, it is possible to prevent misuse of stolen cards, etc., and operation will be resumed after inspection by the staff. Alternatively, when the collection of the bills accumulated in the service opening 2 is completed, the main control unit 105 stores the error information in the memory 104 so that the error history can be stored later, and the shutter 2a is normally opened and closed. After confirming that the operation is performed, the normal operation is resumed. As a result, the subsequent transaction can be continued without stopping the operation of the device, and the error information can be confirmed later (SC18).

Note that the above-described bill taking operation is supposed to be performed by the main control unit 106 of the automatic transaction device based on the result of communication with the host 106.
It is also possible to make a judgment at 06 and send a command to the main control unit 105, and the main control unit 105 may control each unit based on this command, thereby reducing changes in the control program on the automatic transaction device side. it can.

Here, in the dispensing operation of the above-described advance processing method, when the destruction of the shutter 2a or the act of destruction of the shutter 2a is detected while the banknotes are being accumulated in the customer service slot 2, the customer service slot is detected. By immediately collecting the banknotes accumulated in 2 in the device, it is possible to prevent the banknotes from being taken out before the customer is specified. Figure 7
Is a flowchart showing the flow of another process at the time of withdrawal transaction.

The main control unit 105 of the automatic transaction device, via the control unit 23 of the banknote deposit / withdrawal device 1, during the dispensing transaction operation,
The output of the destruction detection sensor 51 is monitored, and when the destruction detection sensor 51 is turned on due to a strong force applied to the shutter 2a or the shutter 2a being destroyed (SD1), it is determined whether or not the shutter 2a is being accumulated at the customer service port 2 ( SD2), when determining that the stacking is in progress, controls the control unit 23, whereby the control unit 23 stops driving the transport motors 20a to 20c and also stops driving the separation and stacking mechanism units 3 and 11a to 11c. Then, the stacking of banknotes is stopped (SD3).

Next, the customer port 2 and the separating and accumulating mechanism section 3 are set to the separating position, and the feed roller 58 of the separating and accumulating mechanism section 3 is rotated in the CW direction to separate and collect the accumulating mechanism sections 11a-1a.
1c as a stacking position, and the separation and stacking mechanism section 11a-
The roller 11c is rotated in the CCW direction, and the carry motors 20a to 20c are rotated in the CW direction (SD
4) and start taking in the banknotes accumulated in the service opening 2 (S
D5), the discrimination unit 4 discriminates the denomination, and the denomination cassette 8
Store in a to 8c.

When all the bills in the customer service area 2 have been fed out and stored in a predetermined cassette (SD6), the transport motor,
The separation / accumulation mechanism unit is stopped (SD7). As described above, when the bills accumulated in the service opening 2 have been taken in,
The main control unit 105 stops the operation of the automatic transaction device. As a result, it is possible to prevent theft due to the continuation of transactions, and the operation will be resumed after inspection by the staff.

Alternatively, when the receipt of the bills accumulated in the service opening 2 is completed, the main control unit 105 stores the error information in the memory 104 so that the error history can be stored later, and the shutter 2a is opened and closed. After confirming that is normally performed, the normal operation is resumed. As a result, the subsequent transaction can be continued without stopping the operation of the device, and the error information can be confirmed later. If the shutter 2a cannot be opened / closed normally, the operation of the apparatus is stopped (SD8).

When it is determined in SD2 that the bills are not being accumulated, it is determined whether there is a bill in the service opening 2 (SD9). If there is no bill, the operation of the device is stopped or error information is displayed. After the storage, if there is no abnormality in the shutter 2a, the operation is continued (SD10). In addition, if there is a bill in the service opening 2 although it is not being collected, the SD
The operation of 4 to SD7 is performed to take in the banknote having the customer service port 2.

Although the destruction detection sensor 102 detects that a strong force is applied to the shutter 2a or that the shutter 2a is destroyed, it is detected that the shutter 2a is vibrated as a destruction act on the shutter 2a. You may Further, another detection means may be provided to detect that vibration is applied to the shutter 2a. Further, in the above control, the control unit 23 of the banknote deposit / withdrawal device 1
May monitor the output of the destruction detection sensor 51, detect the destruction of the shutter 2a or the destruction of the shutter 2a, perform the above-described fetching operation, and send the result to the main control unit 105 of the automated teller machine. .

[0063]

As described above, according to the present invention, the requested bills are sent to the customer service port, the customer is identified by communication with the host, and the withdrawal limit amount for the customer is confirmed in parallel. During the withdrawal transaction of the forward counting method, if the shutter is broken or the shutter is broken,
Immediately, since it was decided to take in the banknotes in the customer service port, preventing the banknotes from being taken out while the banknotes accumulated in the service port are still on the financial institution side, and in executing the advance counting method withdrawal transaction, Security is secured.

Further, in the advance counting method withdrawal transaction, if the PIN or the withdrawal amount is not proper, the proper PIN or withdrawal amount cannot be input within the determined time, or the determination cannot be made. If the wrong number of times is input, the banknotes in the customer service area 2 are immediately taken in, so it is possible to prevent the banknotes from being taken out using a theft card, and to carry out the withdrawal transaction of the preceding counting method. , Security is secured.

Further, the cost can be kept low because the apparatus can be implemented without largely changing the configuration.

[Brief description of drawings]

FIG. 1 is a control block diagram of an automatic transaction device according to an embodiment of the present invention.

FIG. 2 is a side view showing the internal structure of the banknote deposit / withdrawal device mounted in the automatic transaction device of this embodiment.

FIG. 3 is a side view showing a structure of a customer service port.

FIG. 4 is a control block diagram of the banknote deposit / withdrawal device.

FIG. 5 is a flowchart showing a flow of processing at the time of withdrawal transaction.

FIG. 6 is a side view of a bill depositing / dispensing apparatus showing a flow of bills at the time of dispensing transaction.

FIG. 7 is a flowchart showing the flow of another process at the time of withdrawal transaction.

FIG. 8 is a flow chart showing a flow of processing at the time of withdrawal transaction in the conventional automatic transaction device.

FIG. 9 is a flowchart showing a flow of processing in another conventional dispensing transaction.

[Explanation of symbols]

 2 Customer service port 2a Shutters 8a to 8c Gold type cassette 51 Breakage detection sensor 105 Main control unit 106 Memory

Claims (6)

[Claims] 1. A bill storage unit for storing bills, a discrimination unit for discriminating bills, a customer service opening for receiving and delivering banknotes to a customer, and a banknote having an openable / closable shutter for blocking the inside of the service office from the outside of the apparatus. A deposit / withdrawal device, a customer operation unit to which a customer inputs information necessary for a transaction, and when a personal identification number and a withdrawal amount are input from the customer operation unit, the bill deposit / withdrawal device is controlled to store a bill. Send the banknotes stored in the department to the classification section, identify whether it is suitable for withdrawal, send the banknotes suitable for withdrawal to the customer service port and accumulate, and communicate with the host,
Judgment is made as to whether or not the input personal identification number and withdrawal amount are proper, and if the personal identification number and withdrawal amount are proper and the transaction is confirmed, the shutter is opened and the banknote is delivered to the customer. In the automatic transaction apparatus provided with a control unit for performing the action of detecting the destruction of the shutter or the destruction of the shutter, the detection unit detects the destruction of the shutter or the destruction of the shutter during the withdrawal control. Then, the automatic transaction device characterized by taking in the bills sent to the customer service port. 2. The automatic transaction apparatus according to claim 1, wherein the control unit, when it is determined that the personal identification number or the withdrawal amount input from the customer operation unit is not appropriate, sets a predetermined time count. The automatic transaction device, which takes in the bills sent to the customer service port if the proper PIN or the withdrawal amount is not entered within the time. 3. The automatic transaction apparatus according to claim 1, wherein the control unit takes in the banknotes sent to the customer service port when an incorrect personal identification number or withdrawal amount is input a predetermined number of times from the customer operation unit. An automatic transaction device characterized by. 4. The automatic transaction apparatus according to claim 2 or 3, wherein the control unit stops the operation of the apparatus after taking in the bills sent to the customer service port. . 5. The automated teller machine according to claim 2 or 3, wherein the control unit, after taking in the bills sent to the customer service port, stores the contents in a storage medium to leave a history. An automatic transaction device characterized by. 6. The automatic transaction device according to claim 2 or 3, wherein the control unit stores the contents in a storage medium after the bills sent into the customer service port are stored and the shutter is normally operated. An automatic transaction device characterized by continuing to operate the device after confirming that it operates.