JPH07271879A - Automatic teller machine - Google Patents

Abstract

PURPOSE:To provide a device capable of easily selecting and inputting previously determined various amounts without using a ten-key. CONSTITUTION:Plural previously determined fixed amounts are displayed on displays 32 to 34 in a display part 31 and a user executes operation based upon the display of the display part 31. Since a necessary amount can be specified only by one operation without using a ten-key 35 or the like, operation can be simply and quickly executed. Since the previously determined fixed amounts. can be optionally set up by a supervisor for the device, proper fixed amounts whose high using frequency is predicted in accordance with the application date and place of this automatic teller machine(ATM) can be specified and the ATM can be efficiently utilized.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention enables cash deposit / withdrawal transactions by, for example, inputting information necessary for a transaction by a user's operation and communicating online with a host computer connected online via a communication line. The present invention relates to an automatic transaction device that performs automatically.

[0002]

2. Description of the Related Art In recent years, in financial institutions such as banks, by inputting the information required for transactions by the operation of users and communicating online with a host computer connected online via a communication line, deposit and withdrawal transactions, etc. Various automated teller machines, such as automatic teller machines and automatic tellers, have been developed and put into practical use.

In such an automatic transaction apparatus connected online, the user generally inputs the withdrawal amount or the deposit amount with the ten keys. Also, depending on the device, one type of fixed amount frequently used by each user can be registered in the user's individual ID card, and the specified amount can be automatically withdrawn without inputting the amount from the numeric keypad. There is also one.

[0004]

However, as in the conventional method of searching for a necessary key from a large number of keys such as a numeric keypad and pressing a few keys to input the amount of money, it is necessary. It took a considerable amount of time because the time to find a key and the time to press multiple keys were added.

When pressing a plurality of keys,
The key to be pressed may be wrong and the amount of money may be erroneously input. In such a case, it is necessary to input the correct amount of money again, which is troublesome.

If one kind of amount of money is fixedly registered in the ID card for each person, the amount of money cannot be changed depending on the situation and judgment of the user at that time, and the input amount of money is changed. In this case, it is necessary to change the registration amount of the ID card, and it is troublesome to change the registration of the ID card each time the amount is changed.

Therefore, an object of the present invention is to provide an automatic transaction device which can easily select and input various predetermined transaction amounts without using a ten-key pad.

[0008]

According to the first aspect of the present invention, display means for displaying a plurality of fixed amount transaction amounts, and among the plurality of fixed amount transaction amounts based on the display of the display device, It has an input means for inputting a selected predetermined transaction amount, a means for performing a transaction according to the transaction amount input by this input means, and a setting means for setting a plurality of fixed transaction amounts. An automatic transaction device is obtained.

According to a second aspect of the present invention, there is provided an automatic transaction device having an arbitrary amount transaction mode and a fixed amount transaction mode, wherein display means for displaying a plurality of transaction amounts and display based on this display means. An input means for inputting a predetermined transaction amount selected from the plurality of transaction amounts, a means for setting the fixed amount transaction mode when input from the input means, and the fixed amount transaction mode, An automatic transaction device comprising: a means for performing a transaction according to the transaction amount input by the input means.

According to a third aspect of the present invention, there is provided an automatic cash transaction apparatus having an arbitrary amount transaction mode and a fixed amount transaction mode, and means for displaying a ten-key input section and a plurality of transaction amount input sections. An input means for inputting a predetermined transaction amount selected from the plurality of transaction amounts based on the display of the display means, and a means for setting the fixed amount transaction mode when input from the input means. , Means for setting the arbitrary amount transaction mode when an amount of money is input from the ten-key input unit, and means for conducting a cash transaction in accordance with the transaction amount input by the ten-key input unit or the input unit, It is possible to obtain an automated teller machine, which is characterized by including.

According to a fourth aspect of the present invention, there is provided an automatic transaction device having a fixed amount transaction mode, wherein a plurality of fixed amount transaction amounts are displayed, and a plurality of the plurality of fixed amount transaction amounts are displayed based on the display of the display device. Selection means for selecting a predetermined transaction amount from transaction amounts, means for performing a transaction according to the transaction amount selected by the selection means, means for changing to a fixed amount transaction amount amount setting mode, and an amount setting mode In the above, there is provided means for designating each fixed amount transaction amount, and an automatic transaction device is obtained.

[0012]

According to the present invention, a plurality of predetermined fixed amounts of money are displayed on the display unit, and the user performs an operation based on the display on the display unit. Therefore, the necessary amount of money can be designated once, instead of operating the numeric keypad, etc., and the operation becomes simple and quick.

Further, the administrator of the automatic transaction apparatus can change and specify an appropriate fixed amount of money which is expected to be frequently used depending on the operation date and time and the operation place of the automatic transaction apparatus, and the display control means is preset in the display section. By displaying a plurality of fixed amounts of money, the user can input the fixed amount of money by operating the input means based on the display on the display unit. Therefore, the user can specify the necessary amount of money once, instead of operating the numeric keypad or the like, and the operation becomes simple and quick.

Further, the above-mentioned input means is also provided with a ten-key input section so that the user can designate a designated fixed amount of money once and use a ten-key pad to designate an amount other than the designated fixed amount of money. Can be used.

[0015]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS An embodiment of the present invention will be described below with reference to the drawings. FIG. 6 shows the appearance of an automatic teller machine, which is an automatic transaction apparatus according to this embodiment. In the figure, a substantially L-shaped customer service operating portion 2 is formed on the front surface of a housing 1. On the horizontal surface of the customer service operating section 2, a banknote slot 3 is provided which can receive a large number of banknotes in a batch and receives the discharged banknotes in a batch. The banknote slot 3 has an openable door 4 Is provided.

A color CRT display device 5 having a transparent touch sensor panel on the display surface is provided on the horizontal surface of the customer service operating section 2. The CRT display device 5 displays operation procedures and other information on the screen by characters, wording, illustrations, or image information to guide the user's operation, and to display numbers, katakana, alphabets, confirmation and cancellation characters. By touching the corresponding part of the touch sensor panel with a finger, desired information can be input. In the present embodiment, in addition to the above display, a fixed amount of fixed amount, for example, "5,000 yen", "10,000 yen", "30,000 yen", and the like can be input and the information can be input. It is designed to be possible.

On the other hand, on the vertical surface of the customer service operating section 2, a card slot 6 for accepting a magnetic card as a transaction medium on which a personal identification number, an account number, etc. are recorded and discharging a printed receipt (detailed voucher), Similarly, a passbook opening 7 for receiving a magnetic passbook as a transaction medium, a coin insertion opening 8 for receiving a large number of coins in a batch, a coin receiving opening 9 for receiving ejected coins in a batch, and a key of a staff key operated by a staff member Holes 10 and the like are provided.

FIG. 5 shows the configuration of the above-mentioned automatic transaction apparatus, which is a card reader / receipt printer unit 1.
1, passbook printer unit 12, banknote deposit / withdrawal unit 1
3, coin deposit / withdrawal unit 14, customer service unit 15, voice guidance unit 16, internal monitor 17, storage unit 18, floppy disk device 19, transmission control unit 20, main control unit 2
1, a power supply unit 22 and the like.

The card reader / receipt printer unit 11 reads / writes data from / to the magnetic stripe of the magnetic card received from the card slot 6. In addition, you can issue a receipt that prints the transaction details or online information, and
Discharge from.

The passbook printer unit 12 reads or writes data from or to the magnetic stripe of the passbook received from the passbook opening 7, and prints unbooked data on the passbook as necessary.

The banknote deposit / withdrawal unit 13 discriminates and counts the banknotes collectively put into the banknote slot 3, and stores the banknotes. When necessary, the banknote deposit / withdrawal unit 13 withdraws a predetermined number of banknotes stored in advance in the safe. Pay out collectively from mouth 3.

The coin deposit / withdrawal unit 14 is provided with a coin slot 8
The coins that have been put into the box are discriminated and counted and stored, and if necessary, a predetermined number of coins that have been stored in the safe in advance are taken out, and the coins are received from the coin receiving port 9 collectively.

The customer service unit 15 is composed of the CRT display device 5 and the like, displays a plurality of predetermined fixed amounts, and the user uses a touch sensor as an input means based on the display of the data display section. In addition to inputting a fixed amount of money by operation, a desired amount of money can be input using the numeric keypad.

The voice guidance unit 16 provides voice guidance to guide the user's operation. The internal monitor 17
Not only the staff involved in the operation of the apparatus is notified of the status of the apparatus, but also the staff inputs the operation instruction. As will be described later, the internal monitor 17 functions as a data input unit for a clerk to input a predetermined fixed amount.

The storage unit 18 stores online information during online communication. The floppy disk device 19 stores a program of processing procedures related to the operation of this device, records various kinds of information used for transactions, records transactions, records the operation status of this device, and stores special information set unique to this device. Store and so on.

The transmission controller 20 is connected online with a host computer (host device) 24 in the center via a communication line 23, and is adapted to communicate online with the host computer 24 as necessary.

The main control unit 21 is, for example, a CPU, and refers to the program information in the floppy disk device 19 while referring to the staff key 10, each of the units 11 to 16, the internal monitor 17, the storage unit 18, and the transmission control unit 20. To perform a predetermined transaction operation.

A remote monitor 25 can be connected to the main control section 21 as needed to monitor from a distance.
The remote monitor 25 is controlled by the main control unit 21 and displays substantially the same information as the internal monitor 17, and when an abnormality occurs in this device, it also informs by using a sounding means such as a buzzer.

Next, the operation of such a configuration will be described by taking a payment transaction (withdrawal transaction) as an example. First, the user inserts his or her magnetic card into the card slot 6 and, as shown in FIG. 2, inputs his or her personal identification number using the ten-key pad 35 displayed on the display screen 31 of the CRT display device 5. Next, the numeric keypad 35 or fixed amount keys 32, 33,
The payment amount is input by pressing 34.
Then, after confirming the payment amount displayed on the CRT display device 5, the displayed confirmation key 39 is pressed.

When the confirmation key 39 is pressed, the main controller 2
1 performs online communication with the host computer 24 via the transmission control unit 20 and the communication line 23. At this time, the main control unit 21 stores the online information (transmission information, reception information) at the time of online communication in the online information storage unit 18 a of the storage unit 18.

When a payment permission message is received from the host computer 24 by online communication, the main control unit 21
Is a banknote deposit / withdrawal unit 13 (coin deposit / withdrawal unit 1
By driving 4), the designated amount of banknotes and coins are paid out to the banknote slot 3 (coin receiving slot 9). And
The card reader / receipt printer unit 11 issues a receipt in which the transaction details at this time are printed,
The magnetic card is ejected to the card slot 6.

When the payment permission message is received from the host computer 24, but the bill is not paid out to the bill slot 3, the main control unit 21 detects it as an error, and the operation of the present apparatus is detected. It is supposed to stop.

Next, the characteristic operation of the automatic teller machine according to this embodiment will be described. FIG. 1 shows a withdrawal operation by a user of the automatic teller machine according to the present invention. In the present embodiment, in the automatic teller machine, as the amount of money to be withdrawn by the user, a plurality of patterns (for example, two to three types) are set in advance as the amount of money that is likely to be used.
As shown in, it is displayed on the display screen 31 (ST
1).

At this time, one key is used for one kind of amount of money, and the "5,000 yen key" 32, the "10,000 yen key" 33 and the "30,000 yen key" 34, and the ten-key 35,
The "ten thousand", "thousand", "yen", "confirm", and "cancel" keys 36, 37, 38, 39, 40 are displayed.

Then, when the user wants to withdraw the displayed fixed amount, the selection keys 32, 33 of three patterns,
Select the amount button you want to withdraw from 34,
You can press one button (ST2) and enter the withdrawal amount.

Taking the case of withdrawing "30,000 yen" as an example, first, select and press the "30,000 yen key" 34 on the fixed amount withdrawal transaction screen, and then press the confirmation key 39 (ST.
3). In this embodiment, the fixed amount selection keys 32, 3
In addition to 3, 34, numeric keypad 35 that can input arbitrary numbers
Since the "ten thousand", "thousand" and "yen" keys 36, 37 and 38 are displayed, it is possible to input data of an arbitrary amount with the touch sensor.

Here, in the present embodiment, the setting of the plurality of patterns of the amount of money is not held as the fixed amount of money on the program, but after the automatic teller machine is operated, the bank staff is notified from the internal monitor. The amount of money will be set as needed each time by hand.

Here, three types of withdrawal amount selection buttons are set and displayed on the screen.
From the end of operation of the automated teller machine to the start of operation, as part of the processing performed by the bank staff (hereinafter referred to as "clerk processing"), the amount of "fixed amount withdrawal" shall be set. .

The "flat-rate withdrawal amount setting" screen at that time will be described with reference to FIG. 4, and the "flat-rate withdrawal amount setting" schematic operation flow will be described with reference to FIG. In the general operation of the “fixed amount withdrawal amount setting” by the clerk, first, the process of “fixed amount withdrawal amount setting” is selected by the “clerk process” of the internal monitor 17 (S1).

Then, the "fixed amount withdrawal amount setting" screen 41 is displayed on the internal monitor 17 (S2). Here, as shown in FIG. 4, a “flat-rate withdrawal setting key” 42, a ten-key pad 4
3, “Thousand”, “Thousand”, “Setting”, “Cancel” keys 4
4, 45, 46, 47, "↓" and "↑" for moving setting items
Keys 48 and 49 are displayed.

Next, the numeric value of the set amount is pressed with the ten keys 43. At this time, the setting in units of ten thousand yen is limited to two digits, and the setting in units of thousand yen is limited to one digit (S3).
Therefore, for example, if 99,000,000 yen is entered, it will not be represented as 99,000 yen, and then the "ten thousand keys" 44 or the "thousand keys" 45 will be pressed. (S4 to S6).

Finally, the setting key 46 is pressed to complete the setting of "amount 1" on the "fixed amount withdrawal amount setting" screen 41 (S7). As shown in FIG. 4, in the case of setting three kinds of amounts of money 1 to 3 in the same manner, from the numerical value input of the numeric keypad 43 (S3) to the pressing of the "setting" key 46 (S7) in the same manner. Repeat two more times.

This completes the setting of the fixed amount. Here, when a new setting (change) of the previously input amount is made, the designated portion of the fixed amount setting may be changed with the "↓" and "↑" keys.

In general, the amount of money that the user withdraws at a high rate can be predicted variously depending on the date and place. In this embodiment,
The setting of "amount" can be freely changed according to it, which is very convenient for the user. For example, it is convenient to increase the set amount immediately after a payday or set the amount in thousands of yen in a place where there are many students.

[0045]

As described above, according to the present invention, a plurality of predetermined fixed amounts of money are displayed on the display unit, and the user performs an operation based on the display on the display unit. Therefore, the necessary amount of money can be specified once, instead of operating the numeric keypad, etc., and the operation becomes simple, reliable, and quick. Further, since the predetermined fixed amount can be arbitrarily set by the administrator of the device, it is possible to specify an appropriate fixed amount that is expected to be frequently used depending on the operation date and time and the operation place of the automatic transaction device, Can be operated efficiently.

[Brief description of drawings]

FIG. 1 is a flow chart showing an amount input process by a user of a control method for an automatic transaction device according to the present invention.

FIG. 2 is a diagram showing a display image during withdrawal processing by a user of the automatic transaction device according to the present invention.

FIG. 3 is a flowchart showing a fixed amount of money setting process by an employee of the control method of the automatic transaction device according to the present invention.

FIG. 4 is a diagram showing a display image of an internal monitor when a fixed amount of money is processed by a staff member of the automatic transaction device according to the present invention.

FIG. 5 is a block diagram showing a configuration of an automatic transaction device according to the present invention.

FIG. 6 is a perspective view showing an external configuration of an automatic transaction device according to the present invention.

[Explanation of symbols]

1 ... Housing, 2 ... Customer service section, 3 ... Bill slot, 4 ... Door, 5 ...
CRT display device, 6 ... card slot, 7 ... passbook slot, 8 ... coin slot, 9 ... coin receiving slot, 10 ... clerk key, 11 ... card reader / receipt printer unit, 12 ... passbook printer unit, 13 ... bill input / output Gold unit, 14 ... Coin deposit / withdrawal unit, 15 ... Customer reception unit, 16 ... Voice guidance unit, 17 ... Internal monitor, 18 ... Storage unit, 19 ... Floppy disk device, 20 ... Transmission control unit, 21 ... Main control unit, 22 … Power supply, 23… Communication line, 24… Host computer, 25… Remote monitor

Claims (4)

[Claims] 1. A display unit for displaying a plurality of fixed amount transaction amounts, and an input unit for inputting a predetermined transaction amount selected from the plurality of fixed amount transaction amounts based on the display of the display unit. An automatic transaction device comprising: a means for performing a transaction according to a transaction amount input by an input means; and a setting means for setting a plurality of fixed transaction amounts. 2. An automatic transaction device having an arbitrary amount transaction mode and a fixed amount transaction mode, wherein display means for displaying a plurality of transaction amounts, and among the plurality of transaction amounts based on the display of the display means. Input means for inputting a predetermined transaction amount selected from, means for setting the fixed amount transaction mode when input from this input means, and in the fixed amount transaction mode, for the transaction amount input by the input means An automatic transaction device comprising: a means for performing a transaction according to the above. 3. An automatic cash transaction apparatus having an arbitrary amount transaction mode and a fixed amount transaction mode, wherein display means for displaying a ten-key input section and a plurality of transaction amount input sections, and based on the display of this display means. Input means for inputting a predetermined transaction amount selected from the plurality of transaction amounts, means for setting the fixed amount transaction mode when input from the input means, and input of an amount from the ten-key input section When there is, a means for setting the arbitrary amount transaction mode, and means for performing a cash transaction according to the transaction amount input by the ten-key input unit or the input means, the cash. Automatic transaction equipment. 4. An automatic transaction device having a fixed amount transaction mode, wherein a display means for displaying a plurality of fixed amount transaction amounts, and a predetermined transaction amount among the plurality of transaction amounts based on the display of the display means. Selecting means for selecting, a means for performing a transaction according to the transaction amount selected by the selecting means, a means for changing to a fixed amount transaction amount amount setting mode, and a means for specifying each fixed amount transaction amount in the amount setting mode An automatic transaction device comprising: