JPH0636223B2 - Credit card sales system - Google Patents

Description

Description: (a) Technical Field The present invention relates to a credit card vending system, and more particularly to a credit card vending system in which a credit card is used to check entrance and exit of a parking lot.

(b) Conventional Technology and Its Deficiencies Conventionally, in a sales system using a credit card, anyone can use the credit card to purchase services, goods, etc., so that the credit card can be stolen or stolen by another person. There was a problem of using it for. In this case, even if the theft or loss is registered, the real-time property is lacking.

(c) Object of the invention In view of the above problems, an object of the present invention is to perform entrance / exit management of a parking lot with a credit card in a sales system in which a purchaser always goes by car to a place of sale such as a store for shopping. Is to provide a credit card sales system capable of preventing unauthorized use of credit cards.

(d) Structure and Effect of the Invention The present invention is an introduction to read information of a customer's credit card, which is provided at an entrance gate of a parking lot of a store in a store equipped with a credit transaction device using a credit card, and which is used by a car to enter. A card information reading unit, an entry permission unit that permits entry when the credit card is determined to be valid by the card information read by the entry card information reading unit, and a registration unit that stores this card information; This credit card is judged to be valid based on the card information reading means at the time of the entrance, which is provided at the entrance gate of the parking lot and reads the information of the credit card of the customer who starts the car, and the card information read by the card information reading at the entrance, and , Permission to enter the gate when the card information is stored in the registration means A means, and further to the credit transaction equipment, characterized in that a determination means that allows only transaction credit cards that are registered in the registration means.

By checking the customer's entrance and exit by reading the credit card as described above, those who are trying to enter with a fraudulent card will be checked at the time of entry, try to enter with a valid card and use the fraudulent card in the store Also, it is checked by the discrimination means. In addition, even if you use an illegally obtained card in the store or try to use it for the gate, it will be checked at the time of opening the gate, making it impossible to illegally use the credit card and ensuring transaction security. .

In addition, by reading the credit card at the time of starting the gate, even if the parking charge changes depending on the purchase amount, you can read the transaction data of the credit and automatically calculate the parking charge, eliminating the need for a staff member to confirm the receipt. It is possible to unmanned the gate. In addition, since it is possible to settle the parking fee by credit transaction, the customer can save the trouble of taking out coins to start the gate, and there is an advantage that the flow of the gate becomes smooth.

(e) Embodiment FIG. 1 is a block diagram of a credit card selling system which is an embodiment of the present invention.

Reference numeral 1 is a CAT (credit inquiry terminal) provided at the entrance gate 2 of the parking lot, and 3 is a CAT provided at the exit gate 4.
The CATs 1 and 3 read the card information from the credit card inserted at the time of entrance and exit to check the validity. C
When it is determined that the credit card is valid in AT1 and AT3, opening permission is given to the entrance gate 2 or the exit gate 4.

5 is a HOST computer of a store equipped with a parking lot, which exchanges entry and exit information with CATs 1 and 3 and EC
Collect and manage purchase data by credit card in R6-8.

FIG. 2 shows a card format of a credit card. The credit card records ID information, business category, member's secret number, credit company code, offline use item (limit amount), and the like. CAT1,3 and H
The OST computer 5 performs data transmission via a public telephone line. FIG. 3 shows introductory management data provided in the memory of the HOST computer 5, and the membership number of the credit card checked to be valid at the time of introductory entry is CAT1 to HO.
It is transmitted to the ST computer 5 and registered in this table. The entry time is managed by the HOST computer 5. The entry management table is provided with a flag for recording parking permission for each membership number. When a shopper parked in a parking lot purchases more than a predetermined purchase amount in the store, a parking permit with no parking fee is registered. When the purchase amount is insufficient, a clerk will settle the charge according to the parking time at the time of departure.

The flowchart in FIG. 4 shows the operation at the time of entry.

First, in step n1 (hereinafter step ni is simply referred to as ni), an entry vehicle is detected in front of the entry gate 2. Then, the credit card inserted in CAT1 is read (n2). The ID read from the card, the business classification, the company code, etc. are checked, and if the card is valid, the opening gate 2 is given permission to open and the membership number is transmitted to the HOST computer 5 (n3 to n5). The card check of n3 checks the stolen or lost card at the time of entry, so it is possible to prevent unauthorized use of the stolen or lost card. Parking tickets will be issued to shoppers who do not have a credit card, and a gate will be opened by staff (n
6). After opening the gate by issuing a valid card or a parking ticket, when it is detected that the introductory vehicle has passed through the introductory gate 2, the introductory gate 2 is closed (n7, n8).

The flowchart of FIG. 5 shows the operation at the time of sale.

When a shopper presents a credit card at the cash register in the store,
Lead credit card with ECR (n10, n1
1). Then, the card information is sent to the HOST computer 5 to inquire about the membership number (n12). At n12, the membership number is retrieved from the introductory management table to check whether the membership number sent from the ECR is registered. If it is registered, the sales permission is given and the sales information such as the purchase amount is received from the ECR (n13 to n15). If not registered, the process goes to the stolen card processing (n17). Even if you try to use a stolen or lost card without parking in the parking lot, it is possible to prevent unauthorized use by disapproving the sale when you find the entry not registered by referring to the membership number of n12. After the sale by the registration card is finished, when the purchase amount exceeds the predetermined amount, the parking permission is registered in the member number (n16).

The flowchart in FIG. 6 shows the operation at the time of starting the gate.

A gate car is detected in front of the gate 4 and the shopper detects CAT3.
Read the credit card inserted in (n20, n
21). Then, the card information is sent to the HOST computer 5 to inquire about loss or theft. If the HOST computer 5 determines that there is a problem with the credit card due to loss or theft in credit processing, or if there is no entry registration in the entry management table, the entry is not permitted and the operation goes to the theft card processing (n22). If the card can be processed by credit and is registered as an introductory card, and if the parking permit is registered, the gate 4 is opened, and after confirming that the vehicle has entered, the door is closed (n23 to n25). When there is no parking permission, the parking fee cleared by the HOST side is received, the shopping gate is informed to the shopper, and after the parking fee is paid, the staff opens the gate. In n22, the validity of the credit card is checked and the entry is permitted. Therefore, it is possible to detect a credit card related to theft or loss at the sales floor after the entrance at the exit of the parking lot and prevent illegal use. In this embodiment, a parking ticket is issued to a shopper who does not have a credit card.However, if a non-credit card entry is not accepted, and if the parking fee is not settled by receipt or ticket presentation at the time of exiting the gate, It is possible to prevent unauthorized use of credit cards and simplify and automate entry / exit management. n
3, n22 corresponds to the checking means of the present invention, n5 corresponds to the registration means of the present invention, and n23 corresponds to the gate permission means of the present invention.

[Brief description of drawings]

FIG. 1 is a block diagram of a credit card selling system according to an embodiment of the present invention, FIG. 2 is a card format diagram of a credit card used in the credit card selling system, and FIG. 3 is an HO of the credit card selling system.
FIG. 4 and FIG. 6 are diagrams showing an introductory management table provided in the memory of the ST computer, and are flowcharts showing the operation of the credit card selling system. 1,3-CAT (card information reading means).

Claims (1)

[Claims] 1. In a store equipped with a credit transaction device using a credit card, an introductory card information reading means which is provided at an introductory gate of a parking lot of the store and reads information of a credit card of a customer who enters by car, Entry permission means for permitting entry when the credit card is judged to be valid by the card information read by the entry card information reading means, registration means for storing this card information, and provided at the exit gate of the parking lot The credit card information reading means for reading the credit card information of the customer who comes out of the car and the card information read by the card information reading means at the entrance gate determines that the credit card is valid, and the card information is registered as described above. And a gate permission means for permitting the gate to be stored when stored in the means. The credit transaction apparatus, credit card sales system, characterized in that a determination means for permitting the transaction only credit card that is registered in the registration means.