JP2001195620A - Ic card processing system - Google Patents

Abstract

PROBLEM TO BE SOLVED: To actualize a card system at low facility cost. SOLUTION: This system comprises an entrance/exiting processing machine which is provided at an entrance and exit of a specific area, a transaction terminal machine which is provided in the specific area and can perform specific transaction processing for shopping, etc., a decision means which decides the validity of an IC card as a credit card when data are sent and received between the entrance/exiting processing machine and IC card, and a control means which allows entry into the specific area through the entrance/exiting processing machine and allows specific transaction processing by the transaction terminal machine when the IC card to/from which data has been sent/received is decided valid.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an IC card processing system suitable when an IC card is used as a credit card.

[0002]

2. Description of the Related Art Conventionally, when an IC card is used as a credit card, in order to secure transaction security,
The headquarters, which is a management company that manages credit cards, is configured to make a credit inquiry via a communication line each time it is used.

[0003]

However, in the above-described conventional IC card system, when an IC card is used as a credit, a credit inquiry is made via a communication line every time the IC card is used. If a full-fledged card society such as money arrives, not only will communication costs for inquiries for each transaction increase, but also enormous communication equipment will be required, which will increase operating costs and infrastructure. Disadvantages arise.

Accordingly, the present invention has been made to solve the above-mentioned drawbacks, and an object of the present invention is to use an IC card as a credit card without requiring a large-scale facility or the like. It is an object of the present invention to provide an IC card processing system that can perform the processing.

[0005]

In order to achieve the above object, an IC card processing system according to the present invention includes an entrance / exit processing machine provided at an entrance and exit in a predetermined area, and an IC card processing machine provided in the predetermined area. When data is exchanged between the transaction terminal capable of performing predetermined transaction processing such as shopping and the entrance / exit processor and the IC card, the validity of the IC card as a credit card is performed. Determining means for performing a determination, and when the IC card having received the data is determined to be valid, permitting the entry / exit processing machine to enter the predetermined area, And control means for permitting transaction processing. Further, when a predetermined transaction is conducted by the transaction terminal, the transaction terminal is provided with an output means for outputting the content by a display unit, a printout, or both. Furthermore, the output means is provided in the transaction terminal. An entry permitting means is provided for permitting entry by the entry / exit processing machine from within the predetermined area when the IC card for which data has been exchanged is determined to be valid.

[0006]

Embodiments of the present invention will be described below with reference to the drawings. FIG. 1 is a plan view of a predetermined area a such as a station premises or a paid amusement park. An entrance / exit processing machine G is provided at an entrance of the area a.

The entrance / exit processing machine G includes an entrance gate G1 used when a user enters the area A and an entrance gate G2 used when the user exits from the station premises A.
It is composed of The entrance / exit processor G may be a two-way gate that can use one gate for entry and exit.

In FIG. 1, reference numerals 10a to 10f denote transaction terminals each including an IC card processor provided in an area A.
For example, it is provided at a predetermined place such as a shop in the area A. The transaction terminal shown here is also used as a transaction statement output device that can display details of a predetermined transaction performed in the area b on a display screen or print out and output the transaction details. Have been. When used in this way, the device can be simplified.

In FIG. 1, reference numeral 20 denotes a processing unit which manages an entrance / exit processing machine G. When this IC card processing system is provided in a station, it also serves as a well-known station control device. Can be. This processing device 20 includes a communication line L1
, And can communicate with each of the transaction terminals 10a to 10f via the communication line L2. Further, the processing device 20 includes a communication line L
0 is connected to a host computer (not shown) of the headquarters which manages the card C.

FIG. 2 is a perspective view of the entrance gate G1. Since the entrance gate G2 has the same configuration, the entrance / exit processing machine G will be described below using the entrance gate G1 as an example.

An antenna a for communicating with a non-contact type IC card C is provided on the upper surface of the housing H on the entrance side of the entrance gate G1. In FIG. 2, D1 and D2 denote doors for opening and closing the ticket gate passage P1, and the door D1 is closed when entry and exit of a user cannot be permitted due to data transfer between the IC card C and the entrance gate G1. Is configured. In FIG. 2, reference numeral 1 denotes a display screen which is displayed when it is necessary to inform the user of the reason, for example, when the user is refused entry. Be informed.

In FIG. 2, reference numeral 2 denotes a controller for controlling the operation of the entrance gate G1, which is constituted mainly by a microcomputer. The controller 2 is connected to a transmitter T for transmitting and receiving data to and from the IC card C. The memory (not shown) of the controller 2 includes:
An alarm ID, an effective date, an effective period, an effective terminal number, an area use restriction code such as a transaction upper limit amount, and an effective ID condition of an IC card C that generates an alarm shown in a flowchart of FIG. I have. In the memory of the entry gate G2, the card ID of the IC card C whose entry from the area A is prohibited is stored in advance.

The transmitter T is provided with an entrance gate G1 via an antenna a, similarly to a known contactless automatic ticket gate.
Has a function of transmitting a transmission signal of data such as a current date to the IC card C and receiving card data such as a card ID recorded on the IC card C.

FIG. 3 is a block diagram showing an electrical configuration of the entrance gate G1. The controller 2 is connected to the doors D1 and D2 in addition to the above-described transmitter T having the antenna a. Door drive unit 3 for drive control
Is connected. The control unit 2 includes a processing device 20.
A communication control unit 4 for performing communication with the device is connected. That is, the processing device 20 is configured to communicate with a host computer (not shown) of the headquarters that manages the IC card C via the communication line L0. In addition,
The controller 2 is connected to a sensor amplifier and the like for inputting a signal from a human detector provided in a known automatic ticket gate, but is omitted here.

Since the IC card C is the same as a normal IC card having a wireless communication function, its detailed description is omitted, but the transmission and reception for communication between the IC card C and the entrance gate G is omitted. It has an antenna and an antenna for receiving a power wave transmitted from the entrance gate G1. Therefore, the IC card C is provided with a power generation circuit for generating power for driving the IC card C. The IC card C has a driving power source (battery).
It can also be of the form with

Since each of the transaction terminals 10a to 10f has the same configuration, taking the transaction terminal 10a shown in FIG. 4 as an example, the transaction terminal 10a has an antenna a for communicating with the IC card C. So that data can be exchanged with the IC card C held there. Further, the transaction terminal 10a is also used as a transaction statement output device that displays a statement of the transaction and prints out the information if necessary. Of course, the transaction terminal device 10a and the transaction statement output device can be separated from each other, but if the dual-purpose device is used as described above, the device can be simplified. Note that the IC card C may be drawn into the transaction terminal 10a so that the antenna provided inside the transaction terminal 10a can read and write the IC card C.

In FIG. 4, reference numeral 11 denotes an input unit composed of numeric keys, and reference numeral 12 denotes a display unit for displaying an input state of the input unit 11 and the like. The input unit 11 and the display unit 12 are used to input and confirm predetermined information such as a password of the IC card C and a purchase price at the time of shopping. In FIG. 4, reference numeral 13 denotes a ticket issuing port for issuing a statement when a user performs a predetermined transaction and desires a transaction statement. Accordingly, a printer such as a journal printer is built in the transaction terminal 10a.

FIG. 5 is a block diagram, not shown in FIG. 4, showing an electrical configuration of the controller 14 mainly composed of a CPU for controlling the transaction terminal 10a.
The controller 14 includes a transmitter 15 having the above-described antenna a, an input unit 11, a display unit 12, and a communication control unit 16 for communicating with the processing device 20 via a communication line L2 (see FIG. 1). And the printer 17 are connected.

The control operation of the entrance gate G1 will be described below with reference to the flowchart of FIG. 6 and the following FIGS. 7 and 8 show the IC of the present invention.
Since the card C includes a contact-type IC card in addition to the non-contact-type card, the operation of the contact-type IC card is also included. In the flowchart of FIG. 6 and the like, the above-mentioned area A is set as the premises.

Now, it is assumed that the user holding the IC card C tries to enter the area A and holds the IC card C over the antenna a of the entrance gate G1 (step 1).
00. Hereinafter, the step is referred to as “S”. ). When the IC card C is held over the antenna a, the card data stored in the IC card C is read. Then, the ID of the IC card C is extracted from the read card data (S102).

If the extracted ID of the IC card C is registered as an invalid card due to expiration of the validity period, theft, etc. (No at S104), the door D1 is closed and entry into the area (premises) a is prohibited. Will be blocked. Further, when the IC card C whose entry is prohibited contains a serious cause such as theft (Yes at S106), the fact is notified to the processing device 20 (S108), and via the processing device 20. In each of the transaction terminals 10a to 10f in the area b, the IC
The ID of the card C is sent out, and the host computer of the headquarters is notified that entry to the IC card C has been attempted (S110, S112).

When the IC card C is valid (S1
04 affirmative), the restriction code such as the transaction upper limit is written in the memory of the IC card C, the door D1 is opened and entry is permitted (S116). Then, the ID of the IC card C permitted to enter is notified to the processing device 20 (S1).
18). For example, if the processing device 20 receives the notification, if the card ID is registered as not being able to perform a predetermined transaction (No at S120), the processing device 20 reports the ID of the IC card C to each of the transaction terminals 10a to 10f. (S12
2). Therefore, it is possible to effectively prevent careless transactions from being performed by the invalid IC card C.

The IC card C determined to be usable in the area A by the processing device 20 (S120 affirmation) is opened an account and each of the transaction terminals 10a to 10a in the area A.
0f is notified that the IC card C is valid (S1).
24, S126).

The control operation when the user makes a predetermined transaction will be described with reference to the flowchart of FIG.

Now, a user purchases a predetermined product and attempts to make a credit settlement using the IC card C.
It is assumed that the card C has been inserted into the insertion slot 11. When the IC card C is inserted into the insertion slot 11, the card ID recorded on the IC card C is read (S200).

When the read ID of the IC card C is reported from the processing device 20 as an invalid card, the transaction is prohibited (No at S204), and the fact is displayed on the display unit of the input device 12 (S206). ). Further, even if the IC card C is a valid card, the transaction is prohibited even if the IC card C exceeds the predetermined transaction upper limit (No at S208) (S2).
06).

If the IC card C inserted into the slot 11 is within the restriction code (S208: Yes), the transaction is completed,
The details of the transaction are stored in a memory (not shown) of the controller 13 of the transaction terminal 10a (here, the transaction terminal 10a is used), and the stored details of the transaction are stored in the processing device 20. At the same time, the details of the transaction are stored in the memory of the IC card C (S210,
S212, S214, S216, S218).

The processing device 20, which has obtained the information of the details of the transaction from the transaction terminal 10a,
The transaction amount is added to the account (S220). If the additional amount is still within the transaction upper limit amount, the next transaction is permitted (Yes at S222). However, if the current transaction exceeds the transaction upper limit (No at S222), the next transaction cannot be permitted.
f, the ID of the IC card C is reported to prohibit the transaction by the IC card C (S224).

The flowchart of FIG. 8 shows the control operation when a user enters from the area A. That is,
When the user holds the IC card C over the antenna a of the entry gate G2 (S300), the card ID recorded on the IC card C is read (S30).
2). If it is determined that the IC card C is valid (Yes at S304), the door D1 is opened to allow entry, and the restriction code written at the time of entry into the IC card C is deleted (S306, S308).

The user of the IC card C enters the entry gate G2.
Is notified to the processing device 20 (S31).
0), the account of the IC card C in the processing device 20 is closed, and the inquiry of the card C is made to the host computer of the head office (central processing unit) (S312, S314),
Then, when the inquiry is successfully performed, information on the contents of the transaction using the IC card C is transmitted to the host computer of the headquarters (Yes at S316, S318).

If the entry gate G2 determines that the entry is invalid (No at S304), the door D1 is closed to inhibit entry, and if the entry ID is a card ID in which entry inhibition is registered in advance, I determined to be invalid
The fact that the C card C has been extracted is reported to the processing device 20 (Yes at S320, S322).

The processing device 20, which has received the notification that the invalid card has been extracted, displays the fact on a monitor screen (not shown) of the processing device 20, and the reason for the invalidity corresponds to a predetermined reason such as a stolen card. When hitting the alarm ID (S32
6), also notified to the headquarters (S328).

[0033]

The IC card processing system according to the present invention performs an entry / exit processing machine provided at an entrance and exit in a predetermined area, and performs a predetermined transaction processing such as shopping provided in the predetermined area. A transaction terminal capable of transmitting and receiving data between the entry / exit processing machine and the IC card; and a determination unit for determining the validity of the IC card as a credit card. When the IC card is determined to be valid, the control means permits the entry / exit processing device to enter the predetermined area and permits the transaction terminal device to perform predetermined transaction processing. There is no need to check the credit for each transaction,
It is possible to realize a card system while reducing communication costs and equipment costs. Also, when a predetermined transaction is performed by the transaction terminal, if the output means for outputting the content by a display unit or a printout, or by both, is provided, the content of the transaction is clearly known to the user. Can be done. When the IC card for which data has been exchanged is determined to be valid, if entry permission means for permitting entry by the entry / exit processing machine from within a predetermined area is provided, entry using an invalid card is effectively performed. Can be prevented.

[Brief description of the drawings]

FIG. 1 is a plan view showing a schematic configuration of an IC card system according to an embodiment of the present invention.

FIG. 2 is a perspective view of an entrance gate.

FIG. 3 is a block diagram showing an electrical configuration of an entrance gate.

FIG. 4 is a perspective view of a transaction terminal.

FIG. 5 is a block diagram showing an electrical configuration of the transaction terminal.

FIG. 6 is a flowchart showing a control operation of an entrance gate.

FIG. 7 is a flowchart showing a control operation of the transaction terminal.

FIG. 8 is a flowchart showing a control operation of the entry gate.

[Explanation of symbols]

 G Entrance / exit processing machine G1 Entrance gate G2 Entrance gate 10a-10f Transaction terminal 20 Processing unit B Area C IC card (card)

──────────────────────────────────────────────────続 き Continued on the front page (51) Int.Cl. ⁷ Identification symbol FI Theme coat ゛ (Reference) G06K 17/00 G06K 17/00 B G06F 15/21 340C F-term (Reference) 2C005 HB09 HB13 MB08 NA09 SA04 SA05 SA06 TA22 TA27 TA28 3E027 EA05 EC05 EC06 EC08 5B049 AA01 AA06 BB00 BB61 CC13 DD04 EE22 EE28 FF02 FF04 GG04 5B058 CA01 KA31 YA02

Claims (4)

[Claims] An entry / exit processing machine provided at an entrance and exit in a predetermined area; a transaction terminal provided in the predetermined area and capable of performing predetermined transaction processing such as shopping; When data is exchanged between the entry processing machine and the IC card, a judging means for judging the validity of the IC card as a credit card, and when the IC card having exchanged the data is judged to be valid Control means for permitting the entrance / exit processing machine to enter the predetermined area and permitting the transaction terminal to perform predetermined transaction processing. 2. The system according to claim 1, further comprising output means for outputting the content of the predetermined transaction by the transaction terminal through a display unit, a printout, or both. The IC card processing system according to the above. 3. The IC card processing system according to claim 2, wherein said output means is provided in said transaction terminal. 4. An entry permitting means for permitting entry by the entry / exit processing machine from within the predetermined area when the IC card for which data has been exchanged is determined to be valid is provided. The IC according to claim 1.
Card processing system.