JPS59178598A - Transaction processor - Google Patents

Abstract

(57) [Summary] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

DETAILED DESCRIPTION OF THE INVENTION Field of the Invention This invention relates to transaction processing devices, and more particularly to transaction processing devices such as electronic cash registers (hereinafter referred to as ECRs) that process transactions using cash cards.

Description of the Prior Art Recently, an ECR has been implemented that allows a customer to process a transaction using a cash card when purchasing a product without having to settle the payment in cash. An ECR like this
has a built-in card reader that reads the secret number recorded on the cash card, and when the customer submits the cash card, the operator has the card reader read the secret number recorded on the cash card. , transaction processing is enabled only when the secret number entered by the customer from the keyboard matches the secret number read by the card reader. Inputting such a secret number is to prevent unauthorized use if the card is dropped or stolen.

By the way, recently, we have entered a cashless era, and the frequency of transaction processing using the above-mentioned cash card is increasing. However, when shopping at a familiar store in the neighborhood, it is easy to determine whether the card and cardholder are the same, so there is no need to enter the secret number each time. It's very complicated. Moreover, small children sometimes purchase products for small amounts using cash cards rather than cash, and it is not easy for such children to memorize secret numbers.

OBJECTS OF THE INVENTION Therefore, the main object of the present invention is to provide a transaction processing device that allows transactions to be processed without inputting a secret number when the amount deposited is relatively small.

Structure and effect of the invention To summarize this invention, a secret number and an identification code are recorded on the card without indicating whether or not input of the secret number is required. When the secret number and the identification code are read, and the identification code indicates that the secret number does not need to be input, the system is configured to enable transaction processing immediately even if the secret number is not input. .

Therefore, according to this invention, when a familiar customer goes shopping at a nearby store, the store owner can easily determine whether the card belongs to the customer, and the store owner can easily identify whether the card belongs to the customer or not. There is no need to enter the secret number each time and check it against the secret number recorded on the card, which saves time and allows transactions to be carried out quickly.

The invention will be explained in more detail below along with embodiments shown in the drawings.

Description of examples FIG. 1 is a diagram showing a card to which the present invention is applied.

In FIG. 1, a card 1 is provided with a magnetic recording area 11 for recording a secret number and a magnetic recording area 12 for recording an identification code indicating whether or not the secret number needs to be input. In the recording area 12, a logic "1" is recorded if the secret number needs to be input, and a logic "0" is recorded if the secret number does not need to be input.

FIG. 2 is a schematic diagram of an embodiment of the present invention, and FIG. 3 is a schematic block diagram of an embodiment of the invention. Next, the configuration of an embodiment of the present invention will be described with reference to FIGS. 2 and 3. The ECR body 2 is provided with a card reader 3, a display section 4 called a turret, and a secret number input key 5 for inputting a secret number. And E.C.
The R main body 2 is connected to a memory file 6 of a bank or the like via a transmission line. The ECR main body 2 has a built-in CPIJ 7, and a memory 9 for storing data in relation to the CPU 7 is provided. Also, CPU7 has I10
Control unit 8 is connected. A card reader 3, a cash box 10, a turret 4, a front display section 13, a keyboard 14, a printer 15, a secret number entry key 5, and a transmission control circuit 16 are connected to the i10 control section 8. The card reader 3 reads the secret number and identification code recorded in the recording areas 1 and 12 of the card 1 shown in FIG. The turret 4 is for displaying single item price information and total price information to the customer. Freon 1 to display section 13 are for displaying single item price information and total price information registered by the operator.

The keyboard 14 is used by the operator to input information such as the price of each product purchased by the customer. The printer 15 is used to print registered item price information, joint price information, etc. on a receipt. The secret number entry key 5 is operated by the customer when entering the secret number.

The transmission control circuit 16 is connected to the ECR 2 and the bank memory file 6.
This is for transmitting data between.

Figure vJ4 is a flow diagram for explaining the specific operation of an embodiment of the present invention.

Next, the specific operation of one embodiment of the present invention will be explained with reference to FIGS. 1 to 4. When a customer purchases a product and requests transaction processing using the cash card 1, the operator receives the cash card 1 from the customer and inserts it into the card reader '3. card reader 3
reads the secret number recorded in the recording area 11 of the cash card 1 and the identification code recorded in the recording area 12. The reading output of the card reader 3 is the I10 control unit 8
is provided to CPIJ7 via. The CPU 7 determines whether the information read from the card reader 3 is normal or not, and if it is abnormal, displays an error message on the front display section 13.

When the error display lights up, the operator inserts the cash card into the cart reader 3 again. cart reader 3
Secret number and identification of cash card 1 by: ]-
If the code is read normally, the CPU 7 determines whether the identification code is logic "1" or logic "0".

When the identification code is not logic "1", that is, when inputting a secret number is not necessary, a display is made on the turret 4 and the front display section 13 to indicate that the amount of money will be entered manually. The operator looks at the display and inputs the price information for each item purchased by the customer from the keyboard 14. Single item price information input from the keyboard 14 is recorded in a predetermined storage area of the memory 9. After the operator finishes inputting the price information for each item of all products purchased by the customer, the operator performs a totaling operation. When the CP LJ 7 is operated n1, it calculates the sum of the single item amount information registered so far, and checks whether the total amount is smaller than the balance of the customer's account stored in the bank's memory file 6. Determine. If the total amount is larger than the balance, error processing is performed, and if the total amount is less than the balance, the total amount is subtracted from the balance and the balance is transferred to the bank's memory file 6, and the cash card 10 is displayed. write to a storage area that does not.

In addition, in the step of determining whether the above-mentioned identification code is logic [1], when it is determined that the identification code is rOJ, that is, if it is necessary to input the secret number,
A message indicating that a secret number should be entered is displayed on the turret 4 and the front display section 13.

The customer sees the display and inputs his/her own secret number using the secret number input key 5. The CPLJ7 determines whether the secret number entered from the secret number entry key 5 and the secret number are read from the cash card 1 and matches the secret number, and if they match, it handles an error process, and if they match, the above-mentioned amount is sent to the key. Display that it should be done manually.

As described above, according to this embodiment, since the identification code indicating whether or not it is necessary to input a secret number is recorded on the cash card 1, the logic rOJ or By recording an identification code that indicates that there is no need to enter a secret number,
It is possible to omit inputting a secret number for the customer, and transaction processing can be performed easily and quickly.

[Brief explanation of the drawing]

FIG. 1 is a diagram showing a cash card 1 to which an embodiment of the present invention is applied. FIG. 2 shows the W factor in one embodiment of the present invention. FIG. 3 is a schematic block diagram of one embodiment of the present invention. FIG. 4 is a flowchart for explaining the specific operation of one embodiment of the present invention. In the figure, 1 is a cash card, 11 is a secret number recording area, 12 is an identification code recording area, 3 is a card reader, 5 is a secret number key, 16 is a silver number memory file,
7 is a CPLJ, 9 is a memory, 14 is a keyboard, and 15 is a printer. Patent applicant Tateishi Electric Co., Ltd.

Claims (1)

[Scope of Claims] In a transaction processing device that performs transaction processing using a card, the card includes an area for recording a secret number and an identification code indicating whether or not input of the secret number is required. C. A reading means for reading the secret number and identification code recorded on the card, and determining whether input of the secret number is necessary or unnecessary based on the identification code read by the reading means. 1. A transaction processing device comprising: a determining means for determining whether a secret number exists; and a transaction processing means for immediately processing a transaction in response to the determining means determining that input of a secret number is unnecessary.