JPH04165588A - Cashless pos system - Google Patents
Cashless pos systemInfo
- Publication number
- JPH04165588A JPH04165588A JP29291190A JP29291190A JPH04165588A JP H04165588 A JPH04165588 A JP H04165588A JP 29291190 A JP29291190 A JP 29291190A JP 29291190 A JP29291190 A JP 29291190A JP H04165588 A JPH04165588 A JP H04165588A
- Authority
- JP
- Japan
- Prior art keywords
- card
- customer
- cash
- credit
- prepaid
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
- 238000000034 method Methods 0.000 claims description 5
- 238000007599 discharging Methods 0.000 abstract description 4
- 238000010586 diagram Methods 0.000 description 3
- 230000001186 cumulative effect Effects 0.000 description 2
- 230000000694 effects Effects 0.000 description 1
- 238000005516 engineering process Methods 0.000 description 1
Abstract
Description
【発明の詳細な説明】
〔産業上の利用分野〕
本発明はキャッシュレスPOSシステムに関し、特に顧
客とオペレータとの間で行われる商品取引の方法に関す
る。DETAILED DESCRIPTION OF THE INVENTION [Field of Industrial Application] The present invention relates to a cashless POS system, and more particularly to a method of product transaction between a customer and an operator.
従来のキャッシュレスPOSシステムは、顧客が商品の
代金を支払うとき、すなわち、商品取引の段階において
、プイペイドカードによる取引以外にクレジットカード
、銀行カードおよび現金による取引も可能となっていた
。In conventional cashless POS systems, when a customer pays for a product, that is, at the stage of product transaction, it is possible to use credit cards, bank cards, and cash in addition to transactions using PIP cards.
上述した従来のキャッシュレスPOSシステムは、商品
取引の段階でプイペイドカード以外にクレジットカード
や銀行カードおよび現金による取引を可能としているが
、クレジットカードや銀行カードの場合は、カードの信
用照会に時間を要し、顧客−人当りにかかる取引時間が
長く、従って、込客の待ち時間が長くなるという欠点が
ある。The conventional cashless POS system described above allows transactions using credit cards, bank cards, and cash in addition to prepaid cards at the product transaction stage, but in the case of credit cards and bank cards, it takes time to verify the card credit. This method has the disadvantage that the transaction time required per customer is long, and the waiting time for customers is therefore long.
また、現金取引の場合は、オペレータがキャッシュドロ
ワを操作し、現金の収納9選別を行わなければならず、
オペレータに負荷がかかるという欠点がある。In addition, in the case of cash transactions, the operator must operate the cash drawer and store and sort the cash.
The disadvantage is that it places a heavy burden on the operator.
本発明は、プイペイドカードによる商品の取引を行うキ
ャッシュレスPOSシステムであって、前記プイペイド
カードの販売を行うカード処理手段と、前記カード処理
手段を外部とオンラインで処理を行うオンライン処理制
御部とを有するプイペイドカード販売装置と;
前記商品のコード番号を読取る商品コード読取り装置と
、前記プイペイドカードに対し情報の読取り・書込みを
行うプイペイドカード読取り・書込み装置とを接続した
前記プイペイドカード専用のPOS端末装置と:
より構成されている。The present invention is a cashless POS system for transacting products using a PAYPAY card, which includes a card processing means for selling the PAYPAY card, and an online processing control section that processes the card processing means externally and online. a PuiPay card vending device comprising: a product code reading device that reads a code number of the product; and a PuiPay card reading/writing device that reads and writes information to the PuiPay card; It consists of a card-dedicated POS terminal device and:
次に、本発明について図面を参照して説明する。 Next, the present invention will be explained with reference to the drawings.
第1図(a)及び同図(b)は本発明のプイペイドカー
ド販売装置及びPOS端末装置をそれぞれ示す構成図で
ある。第1図(a)及び同図(b)において、プイペイ
ドカード販売装置1は現金処理機構部10.カード処理
機構部11.装置制御部12.オンライン処理制御部1
3.プイペイドカード格納庫14.プイペイドカード放
出機構部15および操作部16から構成され、シリアル
インタフェース4と回線5とによって外部の装置と接続
されている。また、POS端末装置17には、プイペイ
ドカード読取り・書込み装置18および商品コード読取
り装置19が接続されると共に、シリアルインタフェー
ス4により外部と接続されている。FIG. 1(a) and FIG. 1(b) are block diagrams respectively showing a PIP card vending device and a POS terminal device of the present invention. In FIGS. 1(a) and 1(b), the PIP card vending device 1 has a cash processing mechanism section 10. Card processing mechanism section 11. Device control unit 12. Online processing control unit 1
3. Puipaid card hangar 14. It is composed of a private pay card discharging mechanism section 15 and an operation section 16, and is connected to external devices via a serial interface 4 and a line 5. Further, the POS terminal device 17 is connected to a private pay card reading/writing device 18 and a product code reading device 19, and is also connected to the outside via a serial interface 4.
ここで、顧客がプイペイドカードを購入する場合、現金
ならば現金処理機構部10、クレジットカード成るいは
銀行カードならばカード処理機構部11にそれぞれ挿入
される。そして、装置制御部12は現金かカードかの判
断を行ない、カードの場合には、オンライン処理制御部
工3を介してカードの信用照会を実行する。その後、操
作部工6から指定入力された金額に従ってプリペイドカ
ード放出機構部15からプイペイドカードが放出される
。また、POS端末装置17はキャッシュドロワレスと
なっており、商品取引時は、オペレータが商品フード読
取り装置19で顧客が購入しようとする商品の商品コー
ドを読取って価格情報を検索し、POS端末装置17が
累計後、顧客のプイペイドカードをプイペイドカード読
取り拳書込み装ft18に挿入することにより、カード
内残高情報から累計額を差引いて顧客に返却する。Here, when a customer purchases a pay-as-you-go card, cash is inserted into the cash processing mechanism section 10, and credit card or bank card is inserted into the card processing mechanism section 11. Then, the device control unit 12 determines whether it is cash or a card, and if it is a card, performs a credit inquiry of the card via the online processing control unit 3. Thereafter, the prepaid card is discharged from the prepaid card discharging mechanism section 15 in accordance with the amount specified and inputted from the operation section operator 6. In addition, the POS terminal device 17 is cash drawerless, and when making a product transaction, the operator reads the product code of the product the customer wants to purchase using the product food reader 19, searches for price information, and then uses the POS terminal device After 17 has been accumulated, the customer's PuiPaid card is inserted into the PuiPaid card reading/writing device ft18, and the cumulative amount is subtracted from the balance information in the card and returned to the customer.
これにより商品取引を終了する。This ends the product transaction.
第2図は本発明のキャッシュレスPOSシステムを用い
た店舗レイアウトの一例を示す図である。第2図におい
て、店舗フロア−2内各所にプイペイドカード販売装置
1が設置されており、これらは全てPCLS端末装置1
7と同様にシリアルインタフェース4により店舗フロア
−2階に設置された端末制御装置3に接続され、装置内
の情報を管理されている。また、プイペイドカード販売
装置1は、初めて来店する顧客にも確実にプイペイドカ
ードを購入してもらえるよう、店舗フロア−2の出入口
付近に多数設置されている。更に、陳列商品20の付近
にもプイペイドカード販売装置1を設置することにより
、顧客が途中でプイペイドカードを追加購入できるよう
考慮されている。FIG. 2 is a diagram showing an example of a store layout using the cashless POS system of the present invention. In Fig. 2, PIP card vending machines 1 are installed at various locations on store floor 2, and these are all PCLS terminal devices 1.
7, it is connected via a serial interface 4 to a terminal control device 3 installed on the second floor of the store, and information within the device is managed. In addition, a large number of PAYPaid card sales devices 1 are installed near the entrance of the store floor 2 so that even customers visiting the store for the first time can reliably purchase PAYPaid cards. Furthermore, by installing the PAYPAYED card vending device 1 near the displayed products 20, it is considered that customers can purchase additional PID cards on the way.
これにより、商品取引時は商品コード読取り装置19に
よる取引額の高速累計処理を行うと共に、プイペイドカ
ード読取り拳書込み装置18により、プイペイドカード
のみによる取引処理を行う。As a result, at the time of product transaction, the product code reading device 19 performs high-speed cumulative processing of the transaction amount, and the PUIPID card reading and writing device 18 performs transaction processing using only the PUIPID card.
以上説明したように本発明は、タレジットカード、銀行
カードおよび現金のいずれでもプリペイドカードを購入
可能なプイペイドカード販売装置とプイペイドカードに
よる商品取引専用としたPOS端末装置とを備え、商品
取引をプイペイドカードによる方法に統一することによ
り、クレジットカードや銀行カードによる取引時の信用
照会による顧客の待ち時間が低減できると共に、現金取
引においても、オペレータ負荷の軽減ができるという効
果がある。As explained above, the present invention includes a PII-paid card vending device that can purchase prepaid cards with any of a credit card, a bank card, or cash, and a POS terminal device exclusively used for product transactions using PII-paid cards, By unifying the method using a PIP card, it is possible to reduce the waiting time for customers due to credit inquiries when making transactions using credit cards or bank cards, and it is also effective in reducing the burden on operators when making cash transactions.
第1図(a)および同図(b)は本発明のプイペイドカ
ード販売装置及びPOS端末装置をそれぞれ示す構成図
、第2図は本発明のキャッシュレスPoSシステムを用
いた店舗レイアウトの一例を示す図である。
1・・・プイペイドカード販売装置、2・・・店舗フロ
ア、3・・・端末制御装置、4・・・シリアルインタフ
ェース、5・・・回線、10・・・現金処理機構部、1
1・・・カード処理機構部、12・・・装置制御部、1
3・・・オンライン処理制御部、14・・・プイペイド
カード格納庫、15・・・プイペイドカード放出機構部
、16・・・操作部、17・・・POS端宋装置、18
・・・プイペイドカード読取り・書込み装置、19・・
・商品コード読取り装置、20・・・陳列商品。FIGS. 1(a) and 1(b) are block diagrams respectively showing a PIP card vending device and a POS terminal device of the present invention, and FIG. 2 is an example of a store layout using the cashless PoS system of the present invention. FIG. DESCRIPTION OF SYMBOLS 1... Paid card sales device, 2... Store floor, 3... Terminal control device, 4... Serial interface, 5... Line, 10... Cash processing mechanism section, 1
1... Card processing mechanism section, 12... Device control section, 1
3...Online processing control section, 14...Puipaid card storage, 15...Puipaid card discharging mechanism section, 16...Operation section, 17...POS terminal device, 18
... Paid card reading/writing device, 19...
-Product code reading device, 20...Displayed products.
Claims (1)
レスPOSシステムであって、 前記プイペイドカードの販売を行うカード処理手段と、
前記カード処理手段を外部とオンラインで処理を行うオ
ンライン処理制御部とを有するプイペイドカード販売装
置と; 前記商品のコード番号を読取る商品コード読取り装置と
、前記プイペイドカードに対し情報の読取り・書込みを
行うプイペイドカード読取り・書込み装置とを接続した
前記プイペイドカード専用のPOS端末装置と; を備えたことを特徴とするキャッシュレスPOSシステ
ム。[Scope of Claims] A cashless POS system for transacting products using a PyPaid card, comprising: a card processing means for selling the PyPaid card;
a PAYPaid card vending device having an online processing control unit that processes the card processing means externally and online; a product code reading device that reads a code number of the product; and a product code reading device that reads and writes information to the PPYPaid card. 1. A cashless POS system comprising: a POS terminal device exclusively for the PyPaid card connected to a PyPaid card reading/writing device that performs the processing.
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
JP29291190A JPH04165588A (en) | 1990-10-30 | 1990-10-30 | Cashless pos system |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
JP29291190A JPH04165588A (en) | 1990-10-30 | 1990-10-30 | Cashless pos system |
Publications (1)
Publication Number | Publication Date |
---|---|
JPH04165588A true JPH04165588A (en) | 1992-06-11 |
Family
ID=17787997
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
JP29291190A Pending JPH04165588A (en) | 1990-10-30 | 1990-10-30 | Cashless pos system |
Country Status (1)
Country | Link |
---|---|
JP (1) | JPH04165588A (en) |
Cited By (9)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US6032859A (en) * | 1996-09-18 | 2000-03-07 | New View Technologies, Inc. | Method for processing debit purchase transactions using a counter-top terminal system |
US9213965B1 (en) | 2008-11-26 | 2015-12-15 | Metabank | Machine, methods, and program product for electronic inventory tracking |
US9251511B2 (en) | 2007-12-21 | 2016-02-02 | Metabank | Transfer account systems, computer program products, and associated computer-implemented methods |
US9508067B2 (en) | 2008-09-04 | 2016-11-29 | Metabank | System, program product and methods for retail activation and reload associated with partial authorization transactions |
US9767451B2 (en) | 2009-02-04 | 2017-09-19 | Metabank | System and computer program product to issue a retail prepaid card including a user-designed external face using a chit and related computer implemented methods |
US10318980B2 (en) | 2009-09-28 | 2019-06-11 | Metabank | Computer-implemented methods, computer program products, and machines for management and control of a loyalty rewards network |
US10515405B2 (en) | 2008-03-03 | 2019-12-24 | Metabank | Person-to-person lending program product, system, and associated computer-implemented methods |
US10706397B2 (en) | 2007-12-21 | 2020-07-07 | Metabank | Transfer account machine, non-transitory computer medium having computer program, and associated computer-implemented method |
US11227331B2 (en) | 2008-05-14 | 2022-01-18 | Metabank | System, program product, and computer-implemented method for loading a loan on an existing pre-paid card |
-
1990
- 1990-10-30 JP JP29291190A patent/JPH04165588A/en active Pending
Cited By (13)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US6032859A (en) * | 1996-09-18 | 2000-03-07 | New View Technologies, Inc. | Method for processing debit purchase transactions using a counter-top terminal system |
US10068208B2 (en) | 2007-12-21 | 2018-09-04 | Metabank | Transfer account systems, computer program products, and associated computer-implemented methods |
US9251511B2 (en) | 2007-12-21 | 2016-02-02 | Metabank | Transfer account systems, computer program products, and associated computer-implemented methods |
US10706397B2 (en) | 2007-12-21 | 2020-07-07 | Metabank | Transfer account machine, non-transitory computer medium having computer program, and associated computer-implemented method |
US10515405B2 (en) | 2008-03-03 | 2019-12-24 | Metabank | Person-to-person lending program product, system, and associated computer-implemented methods |
US11227331B2 (en) | 2008-05-14 | 2022-01-18 | Metabank | System, program product, and computer-implemented method for loading a loan on an existing pre-paid card |
US9508067B2 (en) | 2008-09-04 | 2016-11-29 | Metabank | System, program product and methods for retail activation and reload associated with partial authorization transactions |
US9785922B2 (en) | 2008-11-26 | 2017-10-10 | Metabank | Machine, methods, and program product for electronic inventory tracking |
US9990612B2 (en) | 2008-11-26 | 2018-06-05 | Metabank | Machine, methods, and program product for electronic inventory tracking |
US9665855B2 (en) | 2008-11-26 | 2017-05-30 | Metabank | Machine, methods, and program product for electronic inventory tracking |
US9213965B1 (en) | 2008-11-26 | 2015-12-15 | Metabank | Machine, methods, and program product for electronic inventory tracking |
US9767451B2 (en) | 2009-02-04 | 2017-09-19 | Metabank | System and computer program product to issue a retail prepaid card including a user-designed external face using a chit and related computer implemented methods |
US10318980B2 (en) | 2009-09-28 | 2019-06-11 | Metabank | Computer-implemented methods, computer program products, and machines for management and control of a loyalty rewards network |
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