JPH06231162A - Method for processing magnetic card - Google Patents

Abstract

PURPOSE:To make it possible to continue transaction operation by checking/ correcting the data abnormality of a magnetic card by a user himself (or herself) and writing normal data in the magnetic card or a new magnetic card. CONSTITUTION:At the time of detecting an erroneous data while observing data set up by a user himself (or herself) and displayed on a display device 9, the user inputs corrected data through an input part 10 and an input part control circuit 24 so as to correct the user's set data stored in a memory 25. After visually confirming that accurate correction is performed on the display device 9, the user depresses a confirm key on the input part 10. The user's set data corrected and inputted by the user are overwritten through a data conversion circuit 22 and a magnetic writing head 4. A transfer card is carried to a magnetic reading header 3 to read out and judge the data of the card, whether the card is normally written and becomes available or not is checked, and when the normality of the card is judged, its transcation is continued. At the time of judging its abnormality, retrying operation for writing correct data is executed.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a magnetic card handling method, and more particularly to a magnetic card handling method suitable for confirming / correcting data on a magnetic card used in financial institutions and for effectively using the data.

[0002]

2. Description of the Related Art In the prior art, data recorded on a magnetic card is read by using a magnetic read header, and it is determined whether the data is normal data. . When the read data is determined to be abnormal data, the data is read and determined by the magnetic card read header again (retry operation). When the retry operation is repeated a prescribed number of times and the abnormal data is still judged, the magnetic card is judged to be unusable and returned to the user.

As described above, a conventional technique for performing a retry operation of the read / write operation when there is an abnormality in the read / write data is described in, for example, Japanese Patent Application Laid-Open No. 2-183884.

[0004]

Although the above-mentioned conventional technique is effective against accidental data read error when reading data from a magnetic card, a part of the data on the magnetic card is destroyed and the data becomes normal. If the data cannot be read, there is no effect and transactions with the magnetic card cannot be made.

An object of the present invention is to display the read data on a display device so that the user can correct and confirm the data so that the transaction can be continued when a part of the data on the magnetic card cannot be read normally. Especially. Further, by writing the data corrected by the user in the magnetic card, it is possible to reproduce the magnetic card into a usable card or to issue a new card.

[0006]

The magnetic card handling method of the present invention is for issuing a magnetic card in and out, a magnetic read header for reading data from the magnetic card, a magnetic write header for writing data to the magnetic card, and a new magnetic card. A hopper to be stored in, a read data determination unit that determines whether or not there is an abnormality in the read data, a stacker that collects the magnetic card when the data of the magnetic card is abnormal, and a magnetic card is distributed to the hopper or the stacker. At least a distribution gate, a transport path for transporting a magnetic card between the above elements, a display unit for displaying various data, an input unit for inputting various data, and a CPU for overall control of each of the above components It is applied to a magnetic card handling device and has the following features.

That is, when the data read from the magnetic card is abnormal, at least the abnormal data is displayed on the display unit, and the data of the magnetic card is corrected using the corrected data obtained by the correction input by the user. It is characterized in that the magnetic card having the data abnormality is reproduced or all the data including the correction data is written in the new card to issue the new magnetic card.

[0008]

According to the present invention, the data abnormality of the magnetic card is confirmed and corrected by the user himself and the normal data is written to the magnetic card or a new magnetic card, so that the transaction operation can be continued. Become. Further, thereafter, the magnetic card can be used as a normal card.

[0009]

Embodiments of the present invention will be described below with reference to the accompanying drawings.

FIG. 2 is a view showing the mechanism of the magnetic card handling device. In FIG. 2, 1 is a transfer card, 2 is an entrance / exit of the transfer card 1, 3 is a magnetic read header for reading data from the transfer card 1, 4 is a magnetic write header for writing data to the transfer card 1, and 5 is a new transfer card A hopper that stores a large number of transfer cards 11 for issuing, a stacker 6 for collecting the transfer cards 1, a sorting gate 7, a transfer path of the transfer card 1, 9 an indicator, 10 an input unit , 11 are transfer cards for new issuance stored in the hopper 5.

FIG. 3 is a control block diagram of the magnetic card handling apparatus, and the same elements as those shown in FIG. 2 are designated by the same reference numerals. In FIG. 3, 20 is a CP for controlling the whole.
U and 21 are binarization circuits that binarize the data read from the magnetic read header 3, and 22 is a data conversion circuit that converts the format of the write data when writing the data from the magnetic write header 4 to the transfer card. , 23 are indicators 9
Control circuit for controlling the display section, 24 is an input section control circuit for controlling the input section 10, 25 is a memory, and 26 is a binarization circuit 2.
A read data determination unit that determines whether the read data output from the device 1 is normal or abnormal, and 27 is a transport control circuit that controls the hopper 5, the stacker 6, the sorting gate 7, and the transport path 8.

FIG. 4 is an explanatory view showing an outline of a transfer card 1 which is a kind of magnetic card, and FIG. 5 is a view showing an example of a data format stored in the transfer card 1. As shown in FIG. 4, the transfer card 1 is provided with a magnetic stripe 101, and various kinds of data shown in FIG. 5 are written in the magnetic stripe 101. As shown in FIG. 5, the data recorded on the magnetic stripe of the transfer card 1 includes a timing code indicating the beginning and end of the data format, a start code, an end code, and a BCC (byte check code). Contains various kinds of user setting data set by the user (customer) (data such as the transfer destination bank, branch name, deposit type, account number, payee name, and telephone number).

Next, the operation of the magnetic card handling device shown in FIGS. 2 and 3 will be described. The transfer card 1 is inserted into the entrance / exit 2 by the user. The CPU 20 conveys the inserted transfer card 1 through the conveyance path 8, reads the data by the magnetic read header 3, and fetches the data from the binarization circuit 21 to the memory 25. When the read data determination unit 26 determines that the data in the memory 25 is normal data, the transaction processing is shifted to normal. When it is determined that the taken-in data is abnormal data, the transfer card 1 is again conveyed to the position of the magnetic read head 3, and the data is read by the magnetic read header 3 and the above determination is performed again (retry operation). The retry operation is repeated until it is determined that the normal data is the specified number of times, and when it is still determined as the abnormal data, the transfer card 1 is used as described above in the conventional technique.
Is judged to be unusable and returned to the user from the entrance / exit 2. However, in the present embodiment, it is processed as follows according to the flowcharts shown in FIGS. 1, 6 and 7.

FIGS. 1, 6, and 7 are flow charts showing the operation of the embodiment shown in FIGS. 2 to 5. In this embodiment, when it is determined that the data is abnormal even after the specified number of retries is repeated. The following processing is performed.

That is, in step S1 shown in FIG. 1, the read data determination unit 26 checks the data recorded on the magnetic stripe 101 of the transfer card 1. Here, the read data determination unit 26 selects the user setting data (such as transfer destination bank, branch name, deposit type, account number, payee name, telephone number, etc.) from the data recorded on the magnetic stripe 101. Data other than data) (first timing code, start code, end code, BC
C, the last timing code) is abnormal, a part of the user setting data is abnormal, or the user setting data is normal. As a result of the determination, when there is an abnormality in the data other than the user setting data such as the timing code, the transfer card 1 is determined to be unusable and returned to the user, as in the prior art.

If it is determined in step S1 that a part of the user setting data is abnormal,
If the "data 1 partial abnormality" flag is set and it is determined that the user setting data has no abnormality,
Set the "normal data" flag. The data 1 partial error flag set and the data normal flag set will be described later in detail with reference to FIG. Then, if it is determined that a part of the user setting data is abnormal,
If it is determined that the user setting data is normal, the process proceeds to step S2.

In step S2, the user setting data is displayed on the display 9 via the display controller 23. This display may be performed for all of the user setting data (in particular, all of the user setting data is displayed if there is no error in the user setting data), or only abnormal data may be displayed.

Next, in step S3, the user looks at the user setting data displayed on the display 9, and if there is an error in the data, the user sends the correction data via the input section 10 and the input section control circuit 24. Input and correct the user setting data in the memory 25. Further, it is visually confirmed on the display device 19 that the correction has been correctly performed, and the confirmation key on the input unit 10 is pressed. Also, if the displayed data is originally correct,
Only the confirmation process is performed by pressing the confirmation key on the input unit 10.

When the depression of the confirmation key on the input unit 10 is detected in step S4, the process proceeds to step S5. In step S5, the flag set in step 1 is "data normal" or "data 1 partial error".
Is determined. If it is determined that the data normal flag is set, the transaction processing is continued. If it is determined that the data 1 partial abnormality flag is set, the process proceeds to step S6.

In step S6, the transfer card 1 is transported through the transport path 8 and the user setting data corrected and input by the user is overwritten via the data conversion circuit 22 and the magnetic write header 4, and the process proceeds to step S7. .

In step S7, the transfer card 1 is conveyed to the magnetic lead header 3, data is read and determined, and it is confirmed whether or not the transfer card 1 is normally written and can be used. If it is determined in step S7 that the transaction is normal, the transaction can be continued. If it is determined that the lead check is abnormal in step S7, the process proceeds to step S8.

In step S8, a write data retry operation for correction data (steps S6 to S8) is performed. Even if the retry operation is repeated a prescribed number of times, if it is determined that the data is abnormal, the transfer card 1 is determined to be unusable, and a new transfer card is issued in step S9.

The new issue in step S9 is performed as follows. That is, the sorting gate 7 on the transport path 8 is set on the stacker 6 side, and the transfer card 1 is transported and collected in the stacker 6. Next, one transfer card 11 stored in the hopper 5 is fed to the transport path 8 and transported. Next, the user setting data of the recipient bank or the like, which has already been confirmed by the user, is written in the transfer card 11 via the data conversion circuit 22 and the magnetic write header 4, and then the data by the magnetic read header 3 is written. Read and judge to check if the card is written correctly and can be used.

Next, the magnetic stripe data determination shown in step S1 of FIG. 1 will be described with reference to the flow chart shown in FIG. Steps S11, S12 of FIG.
As shown in S13, first of all the data written in the magnetic stripe 101 of the transfer card 1, the timing code is normal / abnormal, the start code and the end code are normal / abnormal, and other checks are performed. Here, the other checks include, for example, checks such as BCC (byte check code) written in the magnetic stripe 101. If an abnormality is detected in any of steps S11, S12, and S13, that is, if an abnormality is detected in data other than the user setting data,
As shown in FIG. 1, the transfer card 1 is returned to the user. Next, when no abnormality is detected in any of steps S11, S12, and S13, the process proceeds to step S14. In step S14, a horizontal / vertical parity check is performed. As a result of the check, if an abnormality is detected, the process proceeds to step S15, and a partial data abnormality flag is set. If no abnormality is detected (normal), the process proceeds to step S16, and the data normal flag is set.

FIG. 7 is a flow chart showing another example of step S1. In the flow chart shown in FIG. 6, when no abnormality is detected in the horizontal / vertical parity check of step S14 (normal), step S17 is performed. Proceed to to check the validity of the data.
Here, the data validity check means that after the lead data of the transfer card 1 is determined to be normal, there is no contradiction in the transfer destination bank, branch name, deposit type, account number, etc., which is the user setting data. Is to check. This validity check may be performed by communication with the host computer.

As is apparent from the above description, according to this embodiment, the user can correct the abnormal part of the magnetic card and continue the transaction, and correct the abnormal part of the magnetic card. You can do it or issue a new card, which greatly improves operability.

[0027]

According to the present invention, when some data of the magnetic card is abnormal as a result of storing the magnetic card in a wallet or a pocket of clothes, the read data is displayed on the display. The user can make corrections and confirmations. Furthermore, by writing the data corrected and confirmed by the user to the magnetic card, it becomes possible to reproduce the magnetic card on a usable card or issue a new card. Therefore, even if some data on the magnetic card becomes abnormal, the transaction can be continued, and the magnetic card can be reproduced or newly issued, greatly improving the operability of the magnetic card handling device. Can be made.

[Brief description of drawings]

FIG. 1 is a flowchart showing an example of a magnetic card handling method of the present invention.

FIG. 2 is a view showing a mechanism of a magnetic card handling device.

FIG. 3 is a control block diagram of a magnetic card handling device.

FIG. 4 is an explanatory diagram showing an example of a transfer card.

FIG. 5 is a diagram showing a data format of data written in the magnetic stripe of the transfer card.

FIG. 6 is a flowchart showing the details of the steps of magnetic stripe data determination shown in FIG.

FIG. 7 is a flowchart showing another example of the details of the steps of the magnetic stripe data determination shown in FIG.

[Explanation of symbols]

1 ... transfer card, 2 ... entrance / exit, 3 ... magnetic lead header,
4 ... Magnetic light header, 5 ... Hopper, 6 ... Stacker, 7
... sorting gate, 8 ... transport path, 9 ... display device, 10 ... input unit, 11 ... transfer card, 20 ... CPU, 21 ... binarization circuit, 22 ... data conversion circuit, 23 ... display unit control circuit,
24 ... Input control circuit, 25 ... Memory, 26 ... Read data determination section, 27 ... Transport control circuit.

─────────────────────────────────────────────────── ─── Continuation of the front page (51) Int.Cl. ⁵ Identification code Internal reference number FI Technical display location G07F 7/08

Claims (1)

[Claims] 1. A magnetic card entry / exit, a magnetic read header for reading data from the magnetic card, a magnetic write header for writing data to the magnetic card, a hopper for storing the magnetic card for new issue, and an error in the read data. A read data determination unit that determines whether or not there is a stacker, a stacker that collects a magnetic card when data on the magnetic card is abnormal, a sorting gate that sorts the magnetic card into a hopper or a stacker, and magnetic card transportation between the above elements A magnetic card handling method applied to a magnetic card handling device including at least a transport path, a display unit for displaying various data, an input unit for inputting various data, and a CPU for overall control of each of the above components If there is any abnormality in the data read from the magnetic card, display at least the abnormality data on the display. Using the correction data obtained by the user's correction input, correct the data on the magnetic card to reproduce the magnetic card with the data abnormality, or write all the data including the above correction data to a new card. A magnetic card handling method characterized by issuing a new magnetic card.