JPH0540772A - Automatic transfer transaction device - Google Patents

Abstract

PURPOSE:To present an automatic transfer transaction device capable of input from either of an account card and a transfer card. CONSTITUTION:A medium input/output mechanism 5 is operated to store transaction data, which is inputted to a storage memory 8, in the storage memory 8 whichevery card of the account card and the transfer card is inputted to an automatic transfer transaction device 1, and the transfer processing is performed.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automated teller machine which uses an input medium or an automated teller machine which can carry out a transaction.

[0002]

2. Description of the Related Art Conventionally, in the above-described automatic transaction apparatus, a user inputs an account card, first confirms the identity of the user, and then accepts an input of a transfer card to carry out a transfer transaction. For this reason, even if an attempt is made to input data from the transfer card first, it will not be accepted, or if it is accepted, it will be immediately returned and transactions cannot be executed.

[0003]

In the above-described prior art, since the input of the medium is controlled by providing a certain order, there is a problem of inconvenience such as accidentally inputting first from the transfer card.

It is an object of the present invention to provide a transfer automatic transaction apparatus which enables a transfer transaction even if an account card is input next from the transfer card, simplifies the transaction operation and is convenient for the user. I am trying.

[0005]

Means for solving the above problems are described in the claims. That is, an object of the present invention is, in a transfer automatic transaction apparatus for performing a transfer process using a transaction medium, an operation unit for operating a transaction input and displaying an output, and a medium input / output for taking in and discharging the transaction medium An automatic transfer transaction comprising a mechanism, a storage memory for storing information recorded in the transaction medium, and a control unit for detecting and processing an input from an arbitrary transaction medium of a plurality of types of the transaction medium. Achieved by the device.

[0006]

In the transaction, regardless of whether the account card or the transfer card is input first, these cards are taken into the device, so that the transfer transaction can be performed regardless of the input order of the input medium. That is, the transaction sequence is determined by determining what the first input media card is and assuming the next input media card.

[0007]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS An embodiment of the present invention will be described below with reference to the drawings. FIG. 1 is a perspective view showing the external appearance of one embodiment of the automatic transfer transaction apparatus 1 according to the present invention, and FIG. 2 is a diagram showing the hardware configuration of the embodiment shown in FIG. The automatic transfer transaction device 1 includes an operation unit 2 for performing an operation required for input, a medium input / output mechanism 5,
It is composed of a slip handling mechanism 6, a line control unit 7, a storage memory 8 and a control unit 9, and the control unit 9 and other parts are connected by a traffic signal. Further, the medium input / output mechanism 5 has a function of loading / unloading both mediums of an account card and a transfer card and a data read / write function.

FIG. 3 is an operation flow chart of the transfer card advance input processing. The operation of the automated teller machine 1 will be described below with reference to FIG. The apparatus displays the transaction selection screen S10 while waiting for the customer, and starts the medium input S30 when the customer selects the transfer S20. At this time, the input of the account card and the transfer card is accepted, and when either one is detected, the acquisition is performed. At the same time, the storage memory 8 stores which medium has been input.
Next, based on the same data in the storage memory 8, the input medium determination S
If the input medium is an account card, 40 is performed by the control unit, and a PIN input S50, a transfer data input method selection S60, and a transfer card input S70 are performed as normal processing, but if the input card is a transfer card, Account card input S11
0, password input S50, transfer data input method selection S60, transfer card input S70, transfer data individual input S
75 is omitted. After that, the transfer content confirmation S80, the center update S90, and the input medium discharge S100 are performed to complete the transaction.

According to the present embodiment, both the medium of the account card and the medium of the transfer card can be accepted at the time of medium input, so that the usability of the user is improved. When the transfer card is input first, the process in the middle of inputting the transfer card is omitted and the transaction is simplified.

[0010]

EFFECTS OF THE INVENTION According to the present invention, since the input order limitation of the input medium is eliminated, it is possible to make a transaction regardless of whether the account card or the transfer card is entered first, which improves the usability of the user. When inputting from the transfer card, the transaction can be simplified, and the transaction time can be shortened.

[Brief description of drawings]

FIG. 1 is a perspective view showing an appearance of an automatic transfer transaction device according to the present invention.

FIG. 2 is a hardware configuration diagram of the automatic transfer transaction device of FIG. 1 embodiment.

FIG. 3 is an operation flow chart of a transfer card advance input process to which the present invention is applied.

[Explanation of symbols]

 DESCRIPTION OF SYMBOLS 1 Automatic transfer transaction apparatus 2 Operation part 3 Medium intake / eject port 4 Slip discharge port 5 Medium input / output mechanism 6 Slip handling mechanism 7 Line control part 8 Storage memory 9 Control part S10-S110

 ─────────────────────────────────────────────────── ─── Continuation of the front page (72) Inventor Akira Hasegawa 180 Totsuka-cho, Totsuka-ku, Yokohama, Kanagawa Prefecture

Claims (1)

[Claims] 1. A transfer automatic transaction apparatus for performing a transfer process using a transaction medium, an operation unit for operating a transaction input and displaying an output, and a medium input / output mechanism for taking in and ejecting the transaction medium. An automatic transfer transaction apparatus comprising: a storage memory that stores information recorded in the transaction medium; and a control unit that detects and processes an input from an arbitrary transaction medium of a plurality of types of the transaction medium.