JPH05282526A - Automatic transaction device - Google Patents

Abstract

PURPOSE:To supplement a medium such as a passbook from an insertion/ discharge port. CONSTITUTION:When the supplement of the medium is instructed, for example, a medium print part 21 switches a gate G1 for sending the medium inserted into the medium insertion/discharge port 4 to a supplement route 60. When the medium carried on the supplement route 60 is the passbook O, a gate G2 is controlled and it is stored in a passbook stacker 50. When the medium is a paying ticket P, gates G2 and G3 are controlled and it is stored into a paying ticket stacker 51. When the medium is a single slip Q, the gates G2 and G3 are controlled and it is stored in a single slip stacker 52.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automatic transaction device such as an automatic depositing machine which is installed in a mechanized corner of a bank and automatically deposits and withdraws currency according to a customer's operation.

[0002]

2. Description of the Related Art In recent years, in financial institutions such as banks,
Cash dispenser, which automatically pays the cash requested by the customer
An automated teller machine such as an automatic teller machine that automatically receives cash and an automatic teller machine (ATM) having both of these functions have been introduced, and rapid service is provided to users.

In recent years, cash is accepted and the accepted cash is transferred to another bank account, a predetermined amount of money is withdrawn from one's own account to another bank account, or a bill or the like is accepted to pay taxes or taxes. Those that allow the transfer of public utility charges have been developed and put into practical use.

Further, an automatic transaction device capable of recording on a passbook (medium) has also been put into practical use. In this automatic transaction device, a passbook owned by a customer is accepted and the result of a transaction is printed on it. It is designed to be returned to the user. When the print area of the passbook becomes full in the middle of the book entry, the continuation is printed and issued to a new (unused) passbook stored inside.

However, in this kind of automatic transaction apparatus, the front door or the rear door of the housing is opened, the unit is pulled out, and a staff member sets a new passbook in the internal stacker to replenish the passbook. Is to be done.

For this reason, the unit must be pulled out every time the device is replenished, and in a place where the installation space of the device is narrow, the passage is blocked by the unit being pulled out, which is not good in operability.

Further, in particular, in the case of opening the front door and pulling out the unit, the safe inside the apparatus is in a fully visible state, so there is a safety problem in case of emergency.

[0008]

As described above, in the prior art, the passbook cannot be refilled unless the door is opened and the unit is pulled out from the inside of the apparatus, so that the operability is poor.
Improvement was also desired in terms of safety.

Therefore, according to the present invention, the medium can be easily replenished without being restricted by the installation space.
It is intended to provide an automatic transaction device capable of ensuring excellent operability and safety.

[0010]

In order to achieve the above-mentioned object, in the automatic transaction apparatus of the present invention, a currency transaction is made by the operation of a customer, and information on this transaction is recorded on a medium. In the issue, a storage section for storing a medium for recording the information on the transaction, an issue slot for issuing the medium stored in the storage section and recording the information on the transaction, and from this issue slot It comprises replenishment means for receiving a medium for recording information on the transaction and replenishing the storage part.

Further, in the automatic transaction apparatus of the present invention, when a transaction of currency is carried out by the operation of the customer, a storage means for storing a medium for recording information on the transaction and a storage means for storing the medium. Issuing means having an issue port for recording and issuing the information on the transaction to the stored medium, instructing means for instructing replenishment of the medium to be accommodated in the accommodating means, and the instructing means When the replenishment is instructed, the replenishing means is configured to take in the medium inserted from the issuing port of the issuing means and store it in the storing means.

[0012]

According to the present invention, the medium can be replenished without pulling the unit out of the apparatus by the means described above, so that the medium can be replenished safely and smoothly.

[0013]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS An embodiment of the present invention will be described below with reference to the drawings.

FIG. 1 shows a schematic configuration of an automatic transaction device according to the present invention.

That is, the automatic transaction apparatus 1 is composed of a housing 2 having a front door 2a and a rear door 2b that can be opened and closed, and a substantially L-shaped customer service section 3 formed on the front surface thereof. ing.

On the vertical operation surface 3a of the customer service operating unit 3, a passbook in which account information such as a personal identification number and an account number is recorded,
Media insertion / ejection that accepts or ejects transfer coupons that record information about transfer transactions, and mediums (not shown) such as vouchers that record transaction information (receipts) that record information about various transactions. Mouth 4,
Further, a card insertion slot 6 for receiving a magnetic card (not shown) having the magnetically recorded account information and emboss information such as name or account number is provided.

The horizontal operation surface 3b of the customer service operating section 3 is provided with a deposit / withdrawal port 7 which serves as both a depositing port and a dispensing port for collectively depositing or receiving a large number of bills and coins. The deposit / withdrawal port 7 has a door 8 that can be opened and closed.

Further, a color CRT is provided on the horizontal operation surface 3b.
There is provided a CRT display device 9 in which a transparent touch panel (touch sensor) is arranged on the display screen of FIG. The CRT display device 9 guides the user by displaying an operation procedure and other information on the screen by using illustrations, characters, or words (messages), and the personal identification number and the amount of money on the display screen. ,account number,
A so-called key input operation is performed, in which the touch panel detects the transaction item by pressing the display portion according to selection, confirmation (approval) or cancellation of the transaction item, and outputs a signal corresponding to the main control unit described later. Is.
Therefore, the CRT display device 9 changes the contents and the display each time the operation of the machine or the state of the step is changed.

On the other hand, inside the housing 2, a main control section mainly composed of a microcomputer for controlling the entire apparatus 1, a medium print section as a medium unit, and the CRT display device 9 are constituted. A customer service unit, a voice guidance unit (not shown) that guides the user's operation by voice, a magnetic card reader unit 11 as a card unit, a deposit / withdrawal unit 12, and an internal monitor 13 for staff. It is provided.

Further, the main control section has a RAM, a transmission control section for controlling data transmission with a host computer (center), a floppy disk as a main storage section, and electric power required to operate the apparatus 1. Is connected to a power supply unit (neither of which is shown).

The magnetic card reader unit 11 accepts a magnetic card inserted from the card insertion slot 6 to read account information from a magnetic stripe portion on the card or emboss information stamped on the surface of the card. It is for reading.

The magnetic card reader section 11 writes information in the magnetic stripe section of the card as needed and returns it to the user through the card insertion slot 6.

The pay-in / pay-out unit 12 receives the bills collectively put into the pay-in / pay-out port 7, determines their authenticity, denomination, correct damage (discrimination), counts genuine bills, and arranges both sides. For example, the inserted true banknotes are sorted according to denomination and stored, and the specified amount of banknotes are discharged to collectively pay out from the deposit / withdrawal port 7.

The depositing / dispensing unit 12 performs the authenticity of coins collectively inserted into the deposit / withdrawal port 7, discrimination of denomination (discrimination), counting of true coins, and the like. The coins are sorted according to denomination and stored, and coins corresponding to a designated amount or change amount are discharged to collectively pay out from the deposit / withdrawal port 7.

The internal monitor 13 notifies the personnel involved in the operation of the device 1 of the state of the device 1 and the like.
The staff inputs the instruction regarding the operation.

The medium printing unit (details of which will be described later) accepts a passbook inserted from the medium insertion / ejection port 4 to read / write information from / to the magnetic stripe portion on the passbook, and deal with the book face. The result is printed.

Further, the medium printing section describes the necessary items for a new passbook provided inside and issues it from the medium insertion / ejection port 4, or records the information relating to the transfer transaction on the transfer ticket provided inside and records the information. Information on transaction history is issued from the medium insertion / ejection port 4, or by printing a transaction record on a single slip provided inside, creating a statement slip and issuing it from the medium insertion / ejection port 4 Is printed and saved.

The floppy disk stores processing procedures (operation programs) relating to the operation of the automatic transaction apparatus 1, and also stores various kinds of information regarding the transaction, such as a dealer's number, a unique device number of the apparatus 1, and the like. It manages records such as the operating status of.

The RAM is for recording the number of currencies in the deposit / withdrawal unit 12 and the like. For example, an area for managing the number of currencies that have been taken in or released or the number of forms by type for each transaction, and increased or decreased by each transaction. It has an area for managing the remaining amount or balance for each type of currency and forms.

A remote monitor (not shown) connected to the main control unit is for monitoring the operating status of the automatic transaction apparatus 1 from a remote place different from the apparatus 1.

The main control unit controls each of the above units according to the operation program of the floppy disk, etc., so that the automatic transaction apparatus 1 executes a predetermined transaction operation.

FIG. 2 shows a schematic structure of the above-mentioned medium printing section.

The medium printing unit 21 has a shutter gate 41 for opening and closing the medium insertion / ejection port 4, an optical detector 42 for detecting the insertion of the passbook O, and a conveying means 4 for taking in the passbook O.
3. An optical character reading section 47, an automatic page turning means (auto turn page) 46, a line find 48, a printing section 49, and a passbook stacker 50 for accommodating a new passbook O, which are provided in order facing the conveying means 43. , A transfer ticket stacker 51 for storing the transfer ticket P, a single ticket stacker 52 for storing the single ticket Q, and the like.

From the vicinity of the medium insertion / ejection port 4 of the conveying means 43, the passbook O to be replenished to the passbook stacker 50, the transfer ticket P to be replenished to the transfer ticket stacker 51, and the single slip. Single vote Q to be added to the stacker 52
A replenishment path 60 for transporting the respective sheets is provided.

Then, the passbook O is inserted into the medium insertion / ejection port 4.
Is inserted with the book face opened, the optical detector 4
2 is operated, and the conveying roller pair 44, ... Of the conveying means 43 is driven by the stepping motor 45. Then, the passbook O is transported on the transport path 43a and guided inside, and the shutter gate 41 is closed.

The passbook O transported on the transport path 43a is further opened after the account information such as the account number written on the cover is read by the optical character reading unit 47. A page mark or a printed line is read by the line find 48.

In this way, based on the information read by the line find 48, the printing unit 49 prints the result of the current transaction after printing the information for the unrecorded book.

At this time, when the book surface is full of printing,
The passbook O is conveyed in reverse on the conveyance path 43a, and one page is turned by the automatic page turning means 46. Then, the print of the transaction result is continued by passing through the line find 48 again and being sent to the printing unit 49.

Further, when it is confirmed from the information read by the line find 48 that the page filled with printing is the last page of the passbook O, this passbook O is used as a passbook, for example, a shutter gate. 41 is opened and returned to the user from the medium insertion / ejection port 4.

The new passbook O is the passbook stacker 50.
When only a part of the information is taken out and the necessary items are written by the printing unit 49, and when the information for the unrecorded book or the like remains, the information is printed in order from the first page.

After this, the passbook O is conveyed in the direction of the medium insertion / ejection port 4, the shutter gate 41 is opened and ejected from the medium insertion / ejection port 4, and is issued to the user as a new passbook O. Will be.

It should be noted that the old passbook O, which has been printed on all the pages to be recorded and has been used, should be collected in the storage box in the medium printing unit 21 without returning it to the user. You can

On the other hand, in the transfer transaction, the transfer ticket P
When issuing, a transfer ticket P is taken out from the transfer ticket stacker 51, and the printing unit 49 is operated by the transport path 43a.
Sent to. Then, after the information relating to the transfer transaction is recorded here, the transfer ticket P is ejected from the medium insertion / ejection port 4 to be issued to the user as the transfer ticket P.

When issuing receipts for various transactions, one sheet Q from the sheet stacker 52 is issued.
Are taken out and sent to the printing section 49 by the carrying path 43a. Then, after various transaction results and the like are recorded here, the transaction result is ejected from the medium insertion / ejection port 4, and is issued to the user as a receipt.

FIG. 3 shows an example of an operation screen for the staff processing.

That is, this operation screen is displayed on the CRT display device 9 when a staff member reset key (not shown) provided in the automatic transaction apparatus 1 is turned on by the staff member.

FIG. 4 shows an example of an operation screen for replenishing the medium in the staff processing.

That is, this operation screen is displayed on the CRT display device 9 by pressing the "medium replenishment" display portion on the operation screen of the "personnel processing" by the staff. Is.

On the operation screen for "medium replenishment", for example, replenishment keys of "passbook", "transfer ticket", "single-cut", selection keys of "start" and "end", and The number of sheets to be replenished this time for the medium and the total number (total) of the stackers 50, 51 and 52 are displayed.

Next, the operation of the above configuration will be described.

5 and 6 show the flow of processing relating to the medium replenishing operation.

For example, it is assumed that a staff member presses a staff member reset key (not shown). Then CRT
The operation screen of the “personnel processing” shown in FIG. 3 is displayed on the display device 9.

Then, "medium replenishment" on this operation screen
When the key is selected by the attendant, the display of the CRT display device 9 is switched to the "medium replenishment" operation screen shown in FIG.

In this state, the clerk operates the replenishment key of "passbook", "transfer ticket" or "cut sheet" to prepare for the operation of the medium printing section 21 for taking in the medium. Enter

On the operation screen for "medium replenishment",
When the "end" key is selected, the display of the CRT display device 9 is returned to the operation screen of "personnel processing", and the state of waiting for input of processing by the person in charge is entered.

When the "start" key in the "medium replenishment" operation screen is selected while the medium printing section 21 is ready for operation, the replenishment path 60 is moved in the direction in which the medium is taken in by a stepping motor (not shown). Driven. Further, when the "end" key is selected, the processing after the display of the "medium supplement" operation screen on the CRT display device 9 is repeated.

When a medium corresponding to the operated replenishment key is inserted into the medium insertion / ejection port 4 by a staff member, for example, the passbook O is sent from the gate G1 to the replenishment path 60, and the gate G2 is passed through the passbook stacker 50. Will be replenished within. Further, for example, the transfer ticket P is supplied from the gate G1 to the replenishment path 6
0 is sent to the transfer ticket stacker 51 from the gate G3. Further, for example, the single-cut sheet Q is sent from the gate G1 to the replenishment path 60 and is replenished in the single-sheet stacker 52.

At this time, the number of replenished media for each stacker 50, 51, 52 is counted and displayed together with the respective total number on the "medium replenishment" operation screen.

The above fetching and displaying operations are selectively repeated for each medium, that is, for each medium until the "end" key on the "medium supplement" operation screen is pressed.

If the number of replenished media exceeds the number of sheets that can be stored in each stacker 50, 51, 52 during the loading operation, a comment is displayed on the "medium replenishment" operation screen, The operation of the medium print unit 21 is stopped. Then, the process after the display of the "medium replenishment" operation screen on the CRT display device 9 is repeated.

As described above, the medium can be replenished without pulling out the medium printing unit from the inside of the apparatus.

That is, by inserting a passbook or the like from the medium insertion / ejection port, the stacker in the medium printing unit can be replenished. As a result, it is possible to replenish the stacker such as a passbook without opening the door of the housing and retrieving the internal medium print unit each time refilling. Therefore, the labor and space for pulling out the medium print unit are not required, and safe and smooth replenishment can be easily performed.

Further, not only the passbook but also a single ticket such as a transfer ticket or a receipt can be similarly replenished.

The present invention is not limited to the above-mentioned embodiments, and it goes without saying that various modifications can be made without departing from the spirit of the invention.

[0065]

As described above in detail, according to the present invention, the medium can be easily replenished without being restricted by the installation space, and the excellent operability and safety can be secured automatically. A transaction device can be provided.

[Brief description of drawings]

FIG. 1 is a perspective view showing a schematic configuration of an automatic transaction device according to an embodiment of the present invention.

FIG. 2 is a configuration diagram schematically showing a medium printing unit.

FIG. 3 is a diagram showing an example of an operation screen during clerk processing.

FIG. 4 is a diagram showing an example of an operation screen when replenishing a medium.

FIG. 5 is a flowchart similarly shown for explaining the first half of the refill operation.

FIG. 6 is a flow chart shown to explain the latter half of the replenishment operation.

[Explanation of symbols]

DESCRIPTION OF SYMBOLS 1 ... Automatic transaction device, 2 ... Housing | casing, 3 ...
Vertical operation surface, 3b ... Horizontal operation surface, 4 ... Medium insertion / ejection port, 6 ...
Card insertion slot, 7 ... deposit / withdrawal slot, 9 ... CRT display device, 1
1 ... Magnetic card reader unit, 12 ... Deposit / withdrawal unit, 21
... Medium printing section, 43a ... Conveying path, 46 ... Automatic page turning means, 47 ... Optical character reading section, 48 ... Line find, 49 ... Printing section, 50 ... Passbook stacker, 51 ... Transfer ticket stacker, 52 ... Single sheet Stacker, 60 ... Replenishment path, O ... Passbook, P ... Transfer ticket, Q ... Single slip.

 ─────────────────────────────────────────────────── ─── Continuation of the front page (72) Inventor Toyoaki Ohira 70 Yanagimachi, Saiwai-ku, Kawasaki-shi, Kanagawa Toshiba Intelligent Technology Co., Ltd.

Claims (2)

[Claims] 1. An automatic transaction apparatus for trading currencies by a customer operation, recording and issuing information on the transaction on a medium, and a storage section for storing a medium for recording the information on the transaction, An issuing slot for issuing a medium in which the information regarding the transaction is stored and stored in the storing section, and a medium for recording the information regarding the transaction are received from the issuing slot, and the storage section is replenished. An automatic transaction device comprising replenishing means. 2. An automatic transaction device for trading currencies by a customer operation, wherein a storage means for storing a medium for recording information on the transaction, and a medium stored by the storage means Issuing means having an issuing port for recording and issuing information relating to transactions, instructing means for instructing replenishment of a medium to be accommodated in the accommodating means, and when the replenishment of medium is instructed by the instructing means, the issuance is performed. An automatic transaction device, comprising: replenishing means for taking in the medium inserted from the issuing port of the means and storing it in the storing means.