JP3592726B2 - Automatic transaction equipment - Google Patents

Description

[0001]
[Industrial applications]
The present invention relates to an automatic transaction apparatus such as a deposit / withdrawal apparatus that automatically deposits and withdraws banknotes.
[0002]
[Prior art]
In recent years, by accepting a card sent by a user and communicating with a host computer (center), a cash dispenser automatically paying cash requested by the user or accepting a passbook and communicating with a host computer A cash dispenser that automatically pays cash requested by users, or an automatic teller machine that automatically accepts cash using a passbook, and cash that combines both functions into one function 2. Description of the Related Art Automatic transaction devices such as automatic depositing machines (payment / dispensing devices) are rapidly developing as automated devices, and provide quick services to users.
In such an automatic transaction apparatus, bills (cash) for each denomination are set in safes in the apparatus.
[0003]
In such a device, there is a process called a fortune inquiry for confirming the number of stored bills (amount) in each safe. This accounting reference is a process of taking out the banknotes of each safe, checking them using an checking unit, counting the amount (the number of copies), and then returning them to the original safe again.
When a cash mismatch occurs, the allowance inquiry is valid, but the allowance inquiry requires the intervention of a person such as an operator.
[0004]
For this reason, there is a problem that the operator needs to go to the site and operate the internal monitor of the apparatus every time when the execution is performed every time, for example, when he / she wants to make an inquiry every day, which is troublesome. In addition, there is a problem in that a time-consuming requisition inquiry is performed after the operation, so that it is necessary to wait a long time until the result is understood.
Therefore, there is a demand for a method in which an appropriation inquiry is performed in advance at a predetermined date and time or by an instruction from the outside.
[0005]
[Problems to be solved by the invention]
According to the present invention, as described above, it is demanded that an allowance inquiry is performed in advance at a predetermined date and time or an external instruction, and that the allowance inquiry is performed in advance at a predetermined date and time or an external instruction. It is an object of the present invention to provide an automatic transaction device capable of performing the following.
[0006]
[Means for Solving the Problems]
The automatic transaction apparatus according to the present invention takes out the banknotes stored in the storage unit, counts the number of the banknotes, returns the banknotes to the original storage unit after the counting, and has an automatic processing unit that has a corresponding processing unit that outputs the counting result. An automatic transaction system comprising a transaction device and an external device connected to the automatic transaction device via a communication line, wherein the external device executes the allocation by the allocation processing means. Receiving means for receiving the instruction, and executing means for executing the allocation processing by the allocation processing means when the instruction for executing the allocation processing means is received by the receiving means. The processing means counts the number of bills by taking out the bills from the withdrawal-compatible bill storage unit and storing them in a cassette, returning the bills from the cassette to the withdrawal-compatible bill storage unit after completion of the counting, and storing the withdrawal-compatible bills. Taking out the bill dispensing incompatible bill accommodating unit after the operation is completed back to counting the number by accommodating to the cassette, it is configured to return banknotes from the cassette after counting ended dispensing incompatible bill accommodating unit I have.
[0008]
[Action]
The present invention is an automatic transaction apparatus having a transaction processing unit that takes out the banknotes stored in the storage unit, counts the number of sheets, returns the banknotes to the original storage unit after the counting, and outputs the counting result, Used in an automatic transaction system including the automatic transaction device and an external device connected via a communication line, and receives an instruction to execute the allocation by the allocation processing means from the external device. Then, upon receiving this instruction, the appropriation processing by the appropriation processing means is executed, and the appropriation processing means takes out the bills from the withdrawal-compatible bill storage unit and stores them in the cassette. After the counting is completed, the banknotes are returned from the cassette to the withdrawal-compatible banknote storage unit, and after the return operation to the withdrawal-compatible banknote storage unit, the banknotes in the withdrawal-compatible banknote storage unit are taken out, and are inserted into the cassette. Counts the number by paying, in which so as to return the bill to the dispensing incompatible bill accommodating unit from the cassette after counting completion.
[0009]
【Example】
Hereinafter, an embodiment of the present invention will be described with reference to the drawings.
[0010]
FIG. 2 shows an automatic transaction apparatus according to the present invention. That is, the substantially L-shaped operation unit 2 is formed on the front surface of the housing 1. On the horizontal surface of the operation unit 2, a bill insertion slot 3 for receiving a change of bills is provided while a large number of bills (sheets) to be transferred and transferred can be inserted at a time. The door 3 is provided with a door 4 that can be opened and closed.
[0011]
A color CRT display unit 5 with a built-in touch sensor is provided on a horizontal plane of the operation unit 2. The CRT display unit 5 displays operation procedures and other information on the CRT screen in the form of illustrations, characters or words, and guides the user, and displays the password, the amount of money, the account number, the approval, confirmation or cancellation of the transaction. By touching a display portion corresponding to, for example, a touch sensor (not shown) detects the touch and performs a so-called key operation of outputting a corresponding signal to the main control unit 11 described later.
[0012]
In other words, for example, the words "Please press the transferee's name" are displayed, and the katakana key for inputting the transferee's name, the alphanumeric key, and the key that supports the transferee's business form are displayed. I have. The content and display are changed every time the operation of the machine or the state of the step changes.
[0013]
In addition, a card slot 6 for inserting a magnetic card as a transaction medium on which a personal identification number and account information are recorded, a passbook insertion slot 7 for inserting a passbook, and a coin insertion for inserting coins are provided on the vertical surface of the operation unit 2. A mouth 8, a coin change receiving port 9 for receiving a change of coins, and a staff key 10 for a staff member are provided.
[0014]
Meanwhile, as shown in FIG. 1, a main control unit 11 for controlling the whole, a card inserted from the card insertion slot 6 is received in the housing 1, and a personal identification number and an account number are obtained from a magnetic stripe part on the card. A magnetic card reader 12 for receiving account information such as a passbook, a magnetic stripe portion of the passbook inserted from the passbook insertion slot 7 is read, and a passbook print for recording the transaction contents, the result of the accounting reference, etc. on the passbook and journal paper (not shown). Unit 13, accepts a bill inserted into the bill insertion slot 3, accepts a coin inserted into the coin insertion slot 8, accepts a coin inserted in the coin insertion slot 8, and accepts and designates a bill of a designated amount to the bill insertion slot 3. A coin depositing / dispensing unit 15 for paying out the coin of the set amount to the coin receiving slot 9, a customer service unit 16 constituted by the CRT display unit 5, and a speaker (not shown). A voice guidance unit 17 for providing voice guidance to the customer, an internal monitor 18 for a clerk to set the date and time of the payment inquiry, etc., and information on the financial institution required for the transfer transaction, for example, bank names and branch names are recorded in the order of the Japanese syllabary. A floppy disk 19 as a data file, a transmission control unit 20 for controlling data transmission between the main control unit 11 and the host computer (center; external device) 70, a power supply unit 21, There are provided a storage unit 22 for storing the result of the inquiry and a clock unit 23 for measuring the current date and time. Further, the main control unit 11 is connected to a remote monitor 24 for staff provided outside. An instruction for an appropriate inquiry is issued from an operation panel (not shown) of the host computer 70, and the instruction for the appropriate inquiry is transmitted to the transmission control unit 20 via a transmission control unit (not shown) and a communication line. It has become.
When the transmission control unit 20 receives the instruction for the payment inquiry from the host computer 70, the main control unit 11 instructs the cash-in / pay-out unit 14 to perform the payment inquiry.
[0015]
Next, the configuration of the deposit and withdrawal unit 14 will be described with reference to FIG. In the figure, reference numeral 34 denotes a unit main body, and a bill taking-in / take-out device 35 is provided at an upper portion on the front side (in the direction of a customer service surface) in the unit main body 34 in correspondence with the bill insertion slot 3. In addition, first, second, third, and fourth safe cassettes 36, 37, 38, and 39 are arranged from the bottom to the rear (in the direction opposite to the customer service surface) in the unit body 34, and the A 5,000 yen / excluded banknote storage unit 40 as a gold non- conforming banknote storage unit, a 1,000 yen banknote storage unit 41 and a 10,000 yen banknote storage unit 42 as a withdrawal banknote storage unit, and a loading / examination banknote storage unit 43 are configured. are doing.
The first to fourth safe cassettes 36, 37, 38 and 39 can be pulled out to the rear of the main body by opening the rear door (not shown) of the housing 1.
A reject box 49 is provided below the 5,000 yen / excluded banknote storage unit 40 in which banknotes determined to be dispensable at the time of dispensing are accumulated.
[0016]
Further, the first, second, third, and third stacking and unloading devices 44 are provided at substantially the center of the front and rear (in the horizontal direction in the figure) of the unit body 34 so as to face the bill storage units 40, 41, 42, and 43. , 45, 46, and 47 are provided, and each banknote storage unit 40, 41, 42, and 43 has a separator mechanism (not shown) as partitioning means for separating and separating the transaction from the previous transaction. The temporary stacking units 52, 53, 54, and 55 are provided between the stacking and unloading devices 44, 45, 46, and 47.
[0017]
In addition, an inspection section 56 for determining the denomination, front and back, damage, skew, etc. of the banknote A is disposed substantially at the center of the front and rear within the unit body 34, and a front and back reversing section 57 is provided below the inspection section 56 and a front and rear reversing section 57 is provided at the front. A reject unit 58 is provided in which bills A determined to be unsuitable for depositing are temporarily accumulated.
[0018]
A banknote transport path R is formed in the unit body 14 so that the banknote A can be transported to each section, and a distribution gate using a rotary solenoid (not shown) as a drive source is provided at a branch portion. , 59a, 59b,... Further, bill passage detectors 60a, 60b,... Are arranged at various places in the middle of the bill transport path R, which is a well-known structure including a light emitting element and a light receiving element.
A description will be given of the execution process of the payment inquiry in the deposit / withdrawal unit 14.
[0019]
That is, first, the presence or absence of a bill in the fourth safe cassette 39 for loading is detected by a detector (not shown). When there is a remaining banknote in the fourth safe cassette 39, the depositing / dispensing unit 14 determines that the accounting reference is not executed and a banknote remaining error of the fourth safe cassette 39 for loading is detected by the main control unit because of the presence of the remaining banknote. 11 is output. As a result, the main control unit 11 stores in the storage unit 22 the unexecuted inquiry reference and the bill remaining error in the fourth safe cassette 39.
[0020]
When there is no remaining banknote in the fourth safe cassette 39, the depositing / dispensing unit 14 takes out the banknotes (10,000-yen banknotes) of the third safe cassette 38 one by one and transports them through the transport path R, thereby causing the inspection unit 56 to operate. It is guided and stored in the fourth safe cassette 39 through the fourth safe cassette 39. During this transport, the transported banknotes are inspected by the inspection unit 56, and the number of the banknotes is counted and stored in a memory (not shown).
[0021]
Then, when all the banknotes stored in the third safe cassette 38 are taken out and stored in the fourth safe cassette 39, the banknotes stored in the fourth safe cassette 39 are taken out one by one. It is transported by the transport path R and stored in the original third safe cassette 38.
[0022]
Then, when all the banknotes loaded in the fourth safe cassette 39 are returned to the original third safe cassette 38, the deposit / withdrawal unit 14 changes the banknote (thousand-yen banknote) of the second safe cassette 37 to one. The sheets are taken out one by one and conveyed by the conveyance path R, guided to the fourth safe cassette 39 via the inspection unit 56 and stored. During this transport, the transported banknotes are inspected by the inspection unit 56, and the number of the banknotes is counted and stored in a memory (not shown).
[0023]
Then, when all the banknotes stored in the second safe cassette 37 are taken out and stored in the fourth safe cassette 39, the banknotes stored in the fourth safe cassette 39 are taken out one by one. It is transported by the transport path R and stored in the original second safe cassette 37.
[0024]
Then, when all the bills loaded in the fourth safe cassette 39 are returned to the original second safe cassette 38, the deposit / withdrawal unit 14 moves the bills of the first safe cassette 36 (5,000 yen bills, The banknotes) are taken out one by one and transported through the transport path R to be guided to and stored in the fourth safe cassette 39 via the inspection unit 56. During this transport, the transported banknotes are inspected by the inspection unit 56, and the number of the banknotes is counted and stored in a memory (not shown).
[0025]
Then, when all the banknotes stored in the first safe cassette 36 are taken out and stored in the fourth safe cassette 39, the banknotes stored in the fourth safe cassette 39 are taken out one by one. It is transported by the transport path R and stored in the original first safe cassette 36.
[0026]
Then, when all the banknotes loaded in the fourth safe cassette 39 are returned to the original first safe cassette 38, the cash-in / pay-out unit 14 returns to the safe cassette 37, 37, 38 stored in the memory. The stored number is output to the main control unit 11 as a result of the allocation inquiry. As a result, the main control unit 11 stores the result of the payment inquiry supplied from the deposit / withdrawal unit 14 in the storage unit 22 or prints the result on the journal in the passbook printing unit 13.
[0027]
Next, the operation in such a configuration will be described. First, the staff key 10 is turned on. Then, the main control unit 11 enters the clerk processing mode, and displays the clerk processing screen on the CRT display unit 5. For example, as shown in FIG. 4, "clerk processing" is displayed, and a key part corresponding to "appropriation" is displayed.
[0028]
Next, when the key section corresponding to the allocation is pressed, the main control section 11 displays an allocation inquiry time setting screen on the CRT display section 5. For example, as shown in FIG. 5, a guidance "Please set the time for inquiries" is displayed, and key portions corresponding to "numeric keypad" and "confirmation key" are displayed.
[0029]
Next, the time is set using the numeric keys, and then the confirmation key is input. When the confirmation key is turned on, the main control unit 11 displays a calculation reference date setting screen on the CRT display unit 5. For example, as shown in FIG. 6, a guidance "Please set the date for inquiries" is displayed, and key parts corresponding to "numeric keypad", "confirmation key", and "end key" are displayed. You.
Next, the date is set using the numeric keys, and then the confirmation key or the end key is input.
As a result, the main control unit 11 stores the set values of the time and date of the assignment inquiry in the storage unit 22. With the above, the setting of the time and date of the allocation inquiry is completed.
[0030]
In such a state, when the set time stored in the storage unit 22 matches the current time of the clock unit 23, the main control unit 11 outputs a command for inquiring the applicability to the deposit / withdrawal unit 14. Then, the deposit / withdrawal unit 14 executes the appropriation inquiry as described above.
[0031]
For example, when 19:15 on October 1 is set and stored in the storage unit 22 as the time and date of the allowance inquiry, the main control is performed when the time and date match the current time of the clock unit 23. The unit 11 outputs a command for inquiring the applicability to the deposit / withdrawal unit 14.
[0032]
The time at which the above-mentioned inquiry is performed is set after the transaction time of the automatic transaction apparatus is completed, before the transaction time is started, or when the transaction is not performed during a closed daytime.
[0033]
In addition, when an instruction for a payment inquiry is given by an operation panel (not shown) of the host computer 70 and the content of the instruction is received by the transmission control unit 20, the main control unit 11 sends an instruction command for the payment inquiry to the deposit / withdrawal unit 14. Output. Then, the deposit / withdrawal unit 14 executes the appropriation inquiry as described above.
[0034]
Therefore, the attendant can immediately know the status of occurrence of the abnormality based on the contents of the compensation inquiry stored in the storage unit 22 or the contents of the compensation inquiry printed on the journal in the passbook printing unit 13. It is possible to reduce unnecessary time as compared with a conventional case where a clerk makes an inquiry at the time of arrival at a device.
[0035]
As described above, the balance is queried based on the date and time or the instruction from the host computer, and the balance in the safe cassette of the deposit and withdrawal unit is periodically stored or printed, and the discrepancy in the number of banknotes stored in the deposit and withdrawal unit is anticipated. This is to prevent it.
[0036]
【The invention's effect】
As described in detail above, according to the present invention, it is possible to preliminarily make a payment inquiry at a predetermined date and time or from an external instruction , and at the time of this payment inquiry, not only the number of bills that can be dispensed but also It is possible to provide an automatic transaction apparatus capable of calculating a balance in the apparatus including 5,000 yen not used for withdrawal and banknotes unsuitable for withdrawal due to contamination .
[Brief description of the drawings]
FIG. 1 is a block diagram showing an electric circuit of an automatic transaction apparatus according to an embodiment of the present invention.
FIG. 2 is a perspective view showing the entire appearance of the automatic transaction apparatus of FIG. 1;
FIG. 3 is a sectional view schematically showing the configuration of the depositing and dispensing unit of FIG. 1;
FIG. 4 is a diagram showing a display example of a CRT display unit in FIG. 1;
FIG. 5 is a view showing a display example of a CRT display unit in FIG. 1;
FIG. 6 is a view showing a display example of a CRT display unit in FIG. 1;
[Explanation of symbols]
5 CRT display unit, 11 main control unit, 13 passbook print unit, 14 cash deposit / withdrawal unit, 18 internal monitor, 20 transmission control unit, 22 storage unit, 23 clock unit, 56 inspection unit, R: conveying path (conveying means), 70: host computer (external device).

Claims (1)

An automatic transaction apparatus having a corresponding processing means for taking out the banknotes stored in the storage section, counting the number of sheets, returning the banknotes to the original storage section after this counting, and outputting the counting result; and And an external device connected via a communication line to be used in an automatic transaction system,
Receiving means for receiving, from the external device, an instruction to execute the allocation by the allocation processing means,
When receiving an instruction to execute the assignment processing means by the receiving means, the execution means for executing the assignment processing by the assignment processing means,
The appropriation processing means counts the number of bills by taking out the bills in the withdrawal-compatible bill storage unit and storing them in a cassette, returning the bills from the cassette to the withdrawal-compatible bill storage unit after the counting is completed, and After the return operation to the banknote storage unit is completed, the number of sheets is counted by taking out the banknotes from the dispensing nonconforming banknote storage unit and storing them in the cassette, and returning the banknotes from the cassette to the dispensing nonconforming banknote storage unit after the counting is completed. An automatic transaction device characterized by comprising.

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