JPH0512749B2 - - Google Patents

Description

[Detailed Description of the Invention] (Technical Field of the Invention) This invention relates to a device that is connected to or attached to an automatic check card issuing device, records and prints predetermined data on the check card, and automatically issues the check card. The present invention relates to a date and time data correction method for a check card issuing device.

(Technical background of the invention and its problems) Conventionally, in addition to cash as a payment method for commercial transactions, there is also a check payment method that is based on a current account deposit at a bank, etc., and users of such a check system enjoys its convenience. However, from the bank's perspective, this requires complicated administrative processing, and as the amount of checks in circulation increases, this has become a major bottleneck in streamlining bank operations.

Here, to briefly describe check processing operations at banks, etc., when a user, such as a company or business operator, opens a checking account, the bank issues a special checkbook. When issuing a checkbook, please note that the user's account number (including bank code and branch code) is attached to each check, for example, MICR.
(Magnet Ink Character Recognition) is printed and given to the user. If the user writes the amount on this check by hand or with a check writer and uses this to issue a payment, the person receiving the check must bring the check to the bank where his or her account is held. Submit it to the staff for deposit.
At banks, all checks accepted in this manner are first photographed on microfilm, and then the face value is printed on these checks using a MICR encoder. Then, these checks are classified into own bank checks and other bank checks, stamps are stamped on the other bank checks, and these other bank checks are taken to a designated clearing house in the district to which the bank (branch) belongs. Checks from each bank are collected at the clearinghouse, and these are sorted by each bank using a MICR reader/sorter, and a list of loans and loans between each bank is created. Each bank takes its own portion of the classified checks and checks whether there is a balance in the account of the drawer of the check. This check is performed within a specified period (for example, 1 day after replacement).
If there is insufficient funds within this period, the bank that accepted the check will be notified to that effect and procedures will be taken to prevent the check from being deposited into the bank account of the person who brought the check. Once the above-determined period has elapsed, the money will be automatically transferred to the bearer's account, and settlements will be made between banks based on the above-mentioned lending/borrowing list. On the other hand, for personal tickets, the check payer's account balance is checked through online inquiry, and if there is a balance, the check amount is handed over and the money is deposited into the bearer's account.

As described above, the conventional process of issuing and distributing checks requires complicated procedures, including several manual steps and mechanical processing. Furthermore, if the aforementioned checkbook is lost or stolen, there is a risk that it will be used fraudulently unless it is immediately reported to the bank, etc.

Therefore, in order to solve the above-mentioned problems in the check distribution system, an automatic check card issuing device as shown in Japanese Patent Application No. 1980-1980 filed by the present applicant has been disclosed. Even with the application's check card, check card issuing device, and check card automatic issuing device, for example, in the United States, the check becomes invalid after three months have passed, and in that case, it cannot be exchanged for cash because the issuing date is one day different. Problems may occur when this happens. In the United States, there are seven regions with different standard times, so such troubles are particularly likely to occur. Therefore, when traveling from region to region while carrying a check card issuing device, there is a problem in that the check card issuing device must be paid with special attention to the time difference.

(Object of the invention) This invention has been made based on the above-mentioned points, and its purpose is to automatically issue check cards by automating the procedure for financial institutions such as banks to issue check cards to customers. A device and a check card issuing device through which a customer draws a check card issued from this automatic check card issuing device, the above-mentioned issuing device is set to match the date and time data of the district where the financial institution etc. where the above-mentioned issuing device is installed. To provide a method for correcting date and time data of a check card issuing device, which can correct date and time data of the device with a simple operation.

(Summary of the Invention) The present invention relates to a date and time data correction method for a check card issuing device, and includes a check card issuing device having a first calendar device for recording and issuing necessary data such as an amount on a check card; An automatic check card issuing device having a second calendar device to which the check card issuing device is installed is used to input personal identification information from the operating section of the check card issuing device in order to issue a check card. Information on the number of cards to be issued is set and input, and the check card issuing device into which such information is input is installed in the automatic check card issuing device, and on condition that the automatic check card issuing device is installed, the check card can be issued by the automatic check card issuing device. When it is determined that the check card issuance device is a check card issuing device, the check cards are fed out one by one from the check card storage section in the automatic check card issuing device and conveyed to the check card data recording/printing means, and predetermined data recording is performed. When the number of check cards held in the temporary holding section reaches the set input number, the date and time data of the first calendar device of the check card issuing device is transferred to the check card. The date and time data is automatically corrected to match the date and time data of the second calendar device of the automatic issuing device.

(Embodiment of the Invention) FIG. 1 shows a schematic configuration of a check card distribution system including an automatic check card issuing device 10 and a check card issuing device 100 using the date and time data correction method according to the present invention. A check card issuing device 100, which will be described later, is provided to customers who have a current account at the bank, and automatic check card issuing devices 10 are installed at the service corners of the above-mentioned designated financial institutions. At the upper front of the issuing device 10, a issuing device mounting opening 11 is provided for inserting and mounting the issuing device 100 brought by the customer, and at the lower front, issued check cards are released all at once. A check card outlet 12 is provided for the check card. Furthermore, a display device 14 for displaying input/output data, operation guidance, etc. is provided between the mounting port 11 and the discharge port 12.
An issuance device 10 is provided inside the issuance device 10.
A keyboard (not shown) is provided for inputting necessary data such as district data and date and time data for the district where the system is installed. Here, the check card 1 issued by the automatic check card issuing device 10 is a cash card (quick card,
It has a rectangular shape similar to a paper leaf (bank card, etc.), and a magnetic stripe MS for writing and reading data is layered on part of the back side. Further, the check card 1 is made of hard paper, for example, and a characteristic area CP is provided at a predetermined position on the front surface for reading the characteristics unique to each check card 1. Amount area MV for printing the amount
is provided. Check card 1 characteristic area
For example, the characteristic data of CP can be found in Japanese Patent Application No. 59-261980.
As indicated by the number, the barcode is printed or layered to form a barcode band that contains multiple specific magnetic materials with different holding powers, and is used by users who have opened a current account from a financial institution such as a bank. Before being handed over or when issued by the automatic check card issuing device 10, characteristic data unique to each check card 1 is read from the barcode band formed on each check card 1, and the characteristic data is transferred to the magnetic stripe MS. recorded in In addition, the financial institution number such as the bank that issued the check card, its book/fulcrum number, and the user's account number are also recorded on the magnetic stripe MS. Furthermore, as will be described later, the magnetic stripe MS is provided with an area for recording the check card exchange number, check card number, amount, receiving bank number, date of issue, etc. recorded at the time of issue. . Of course, the amount area MV of the unissued check card 1 is in a blank state with no printing. At the top of the front surface of the check card 1, there is also a name column BN that displays the name of a financial institution such as a bank, a date column DT that is printed when issuing the check card 1, an exchange number column EN that displays the number of the clearing house, A store name field BR is provided to display the name of the main branch of the financial institution, and a serial number field CN is provided to display the serial number for issuing the check card. Below the characteristic area CP, there is a recipient column RC in which to enter who (for example, the bearer) the check card will be issued to when issuing the check card, as well as the address and name of the issuer.
A payer column NM for displaying the current account number and an account number column NB for displaying the current account number are provided.
Furthermore, on the back of the check card 1, there is a caution column TC that displays precautions for handling the check card 1, and an ID that allows the payee to write the drawer's name etc. in order to later identify the drawer.
An entry field IM is provided. Note that these displays, entry fields, etc. on the check card 1 can be rearranged into any arbitrary arrangement, or can be freely arranged by switching the front and back sides.

When such a check card 1 is inserted into the insertion slot 101 provided on the front side of the check card dispensing device 100, it is taken into the interior by a conveyance mechanism as will be described later, and a keyboard consisting of a numeric keypad and symbol keys is inserted. At 102, necessary data input is performed. In this case, confirm the check card withdrawal while looking at the numerical value (amount) etc. displayed on the display device 103 provided above the keyboard 102, and when all input operations are completed, press the confirmation key in the keyboard 102. By operating the
The withdrawal amount is printed in the amount area MV, and
A check card 1A with the amount, issue date, check card number, etc. recorded on the magnetic stripe MS is ejected from the ejection port of the check card issuing device 100.
This will be handed over from the check drawer to the claimant (creditor). Here, the check number is automatically assigned a serial number each time a check card is issued from the check card issuing device.

The user who received the check card 1A issued in this way is installed at a financial institution such as a bank.
Insert check card 1A into the card slot of ATM (Automatic Teller's Machine) 2 and automatically transfer money to your savings account online. It is also possible to cash directly at the store that issued the check card. Furthermore, check card 1A can be sent to the OTM (On-Line) installed at bank counters.
Teller's Machine 3 is connected to a dedicated check card reading device 4 that is inserted by a teller, and the check card can be deposited online into the bearer's savings account. In the case of these cash conversion processes, in order to deposit or cash out at ATM2 or OTM3, the issue is whether or not there is a balance in the checking account of the check card drawer.
OTM3 verifies the balance of the check drawer's current account online, and allows deposits or cash only if the amount is within the balance.

Here, the configuration of the automatic check card issuing device 10 will be explained with reference to FIG. 3. Unissued check cards 1B are pressed by a sliding member 21 and lined up in the check card storage section 20 in an upright position. A card ejecting mechanism 30 for ejecting check cards 1B one by one is disposed at the tip thereof. Check card 1B sent out from card extraction mechanism 30
is taken into a check card conveying mechanism 41 by a plurality of pairs of rollers and two pairs of belts wound around the rollers, and at the end of this conveying mechanism 41, a predetermined position of the check card 1B being conveyed is placed. A data recording/printing means 50 is provided which has a characteristic detecting means for recording and printing data on the magnetic stripe MS, as well as reading the characteristic of the characteristic area CP and recording this characteristic on the magnetic stripe MS, and this characteristic detecting means is also described above. A detection method as shown in Japanese Patent Application No. 59-261980 can be used. A check card conveyance mechanism 42 that reaches the check card discharge port 12 is disposed at the latter stage, and conveyance mechanisms 41, 42 are disposed therein.
and a transport mechanism (not shown) within the data recording/printing means 50 form a check card transport means 40. The check card conveying mechanism 42 contacts and drops the check cards 1B conveyed by the swinging claws 43 as shown by the arrows in the figure, and sequentially stacks them and holds them, and after holding a predetermined number of cards, A temporary holding section 44 configured to raise an elevator mechanism 44A consisting of rollers and the like to send out all at once;
an intermediate conveyance device 45 that holds and conveys a predetermined number of check cards sent out from the temporary holding section 44 between the intermediate conveyance device 45 and the belt 42A;
The check card conveyed by the check card is rejected to the rejecting section 60, or the check card is transferred to the rear final stage conveying device 47 for discharge.
It is configured with a claw member 46 that switches between the conveyance and the discharge port 1 from the terminal end of the final conveyance device 47.
2, the check card 1 is ejected and issued, and the check card 1C rejected by the rejecting section 60 is taken out by separately opening and closing a door or the like. Further, the check card issuing device 100 mounted on the issuing device 10 through the mounting port 11 is connected to the control means 80 via the interface means 70, and the control means 80 reads customer data stored in the issuing device 100. The stored customer data is compared with the management data pre-stored in the issuing device 10 to determine whether or not a check card can be issued.
2, the data on the number of check cards to be issued desired by the customer is read, and the card ejecting mechanism 30, the check card conveying means 40, and the data recording/printing means 50 are controlled in order to issue the check card 1. ing. The check card dispensing device 100 is attached to the issuing device 10 as shown in FIG. It's summery. in this case,
A non-slip member may be layered on both sides of the shaker device 100, or a rack or the like may be carved. Furthermore, the automatic check card issuing device 10 receives the customer data (check card issuer 100
A printing section 90 is provided for printing proof of check card issuance in a journal and leaving it there. A sheet 93 is printed by printing the sheet and cutting it into a predetermined length to issue a sheet 93, which is then stored in a journal 94.

FIG. 5 shows the control system of the automatic check card issuing device 10, and the control means 80 is a CPU (microcomputer, etc.) 81 that performs overall control.
Management data such as "financial institution number", "head office/branch number", "exchange office number" etc. stored in advance in the automatic check card issuing device 10 and information from each device means are stored and read out when necessary. RAM processed by
82 and an operation program to be described later.
ROM83 and the above automatic check card issuing device 1
It consists of a calendar device 84 that outputs the district data of the district where 0 is installed and the date and time data (date, day of the week, hour and minute, etc.) adopted by this district, and includes a CPU 81, RAM 82, ROM 83, and an ejection mechanism. The drive unit 30A of 30, the drive unit 40A of the transport means 40, and others are connected to each other via a bus line 85. Here, as mentioned above, in the United States, as shown in Figure 11, there are seven regions with different standard times, resulting in a time difference of up to 20 hours. Therefore, the calendar device 84 uses the seven district names "GUAM", "EASTERN", . . .
"BERING" is memorized, and when the automatic check card issuing device 10 is installed, the district name of this district is identified and memorized by selecting and inputting the district data of that district using the keyboard 842. , district data memory 841 that outputs when necessary
When the issuing device 103 is installed as described above, by operating the keyboard 842 while visually checking the clock displayed on the display 843 and inputting the standard time of the area, from then on It is composed of a clock circuit that keeps ticking the standard time and displays the district data and the standard time on the display 843. Note that when this issuing device 10 is relocated or when it is necessary to modify the district data and date and time data stored in the calendar device 84, such as after a power outage, the above-mentioned operations can be performed to correct the data. It is possible to correctly output the district data and date and time data of the district where the issuing device 10 is installed. On the other hand, the number of check cards 1B stored in the storage section 20 is detected by a separate sensor, and the discharge into the temporary storage section 44 and the discharge port 12 is also detected by a separate sensor. There is.

In such a configuration, the operation thereof and the date and time data correction method of the check card issuer of the present invention will be explained with reference to the flowchart of FIG.

When a check card is automatically issued, the customer first inputs a predetermined password (PIN number, etc.) into his or her check card issuing device 100 using the keyboard 102 to activate the issuing device 100 and confirm that the customer is the customer himself/herself. (Step S1). In this case, if the passwords do not match, the identity of the user cannot be verified, so a lamp may be displayed to that effect or a sound may be output. next,
The customer inputs the desired number of check cards to be issued using the keyboard 102 while checking the numerical value displayed on the display device 103 (step S2). After confirming the identity, activating the issuing device 100, and inputting the number of issued cards, the issuing device 100 is attached to the automatic check card issuing device 10 (step S3).
When the shakeout device 100 is inserted into the mounting opening 11, this is detected by a sensor (not shown), and the rotating rollers 15A and 15B provided on both sides are driven via the control unit 15C, and the shakeout device 10 is
0 is attached to the issuing device 10 as shown in FIG. When the check card issuer 100 is installed in the automatic check card issuer 10 in this manner, the "financial institution number" given to the issuer 100 via the interface means 70 that engages with the tip of the issuer 100 The customer data such as "head office/branch number", "exchange number", "account number", "address", and "name (name)" as well as the issued number data entered above are read (step S4), and the CPU 81 These encrypted read data are decoded and compared with the management data of "financial institution number", "head office/branch number", and "exchange office number" stored in advance in the automatic check card issuing device 10, and the corresponding It is determined whether or not it is a store's check card issuing device (step S5). As a result, if it is determined that the check card issuing device is not the store's check card issuing device, a message to this effect will be displayed on the display device 14 and the attached issuing device will be automatically returned, or the customer will be able to manually issue the check card based on the display. Perform invalidation processing such as removing the device (step S22).

If it is determined that the check card dispensing device is the check card issuing device of the store in the above step S4, that fact is displayed on the display device 14, and then the card ejecting mechanism 30 and the check card conveying means 40 are activated via the CPU 81. At the same time, the claw piece 43 is brought into an upright position as shown in the figure. Then, the check cards 1B are taken out one by one from the check card storage section 20 and sent to the conveyance mechanism 41 (step S6), and the sent check cards 1B are conveyed by the conveyance mechanism 41 and sent to the data recording/printing means 50. At this point, the bank number and branch number pre-recorded on the magnetic stripe MS are read out using a reading head (not shown) to determine whether or not they match the bank number and branch number of the automatic check card issuing device. A check is carried out (step S7), and if they match (step S8), the characteristics unique to the card in the characteristic area CP are read by the characteristic detecting means in the data recording/printing means 50 described above (step S9), Print "address, name, and account number" in the payer column NM of the check card (step S10). and,
Based on the characteristic data read this time, scramble is performed to encrypt each data of financial institution name, branch number, exchange number, account number, and serial number (step S11), and then the scrambled data is The data is recorded on the magnetic stripe MS by the data recording/printing means 50 (step S12).
In this way, the check card 1B on which data has been recorded by the data recording/printing means 50 is further conveyed by the check card conveying mechanism 42, and hits a claw piece 43 provided on the way, and a temporary The sheets are dropped into the holding section 44, and at this time a sensor (not shown) calculates the number of sheets held. Therefore, if the number of sheets held in the temporary holding section 44 has not reached the set number, the process returns to step S6 and the above-described take-out and conveyance operations are repeated (step S13). In addition,
If the data in the above steps S7 and S8 do not match, the elevator mechanism 44A in the temporary holding section 44 is raised, the claw piece 43 is rotated to the horizontal position, and the claw member 46 is moved to the upright position. The check cards are rotated until the check card is rotated to
S21), return to step S6 above. In this case, the check card conveyed by the intermediate conveyance device 45 hits the claw member 46 and falls to the lower removal part 60 by the curved guide thereof.

On the other hand, when the number of check cards on hold reaches the set number in step S13, the district data identified and stored in the calendar device 84 of the automatic check card issuing device 10 and the check card issuing device 100 described later The district data identified and stored in the calendar device 152 of the issuing device 10 is compared with the district data identified and stored in the calendar device 152 of the issuing device 10 and the district data identified and stored in the calendar device 153 of the issuing device 100 is checked. If the district data stored in
S14), the district data and the date and time data identified and stored in the calendar device 84 of the issuing device 10 are sent to the calendar device 152 of the issuing device 100 via the interface means 70, and the data is rewritten (step S14). S15), then
Automatically return the installed dispenser or prompt the user to remove the dispenser using a display (step S16,
S17). Here, in step S14, if the district data stored in the calendar device 84 of the issuing device 10 matches the district data stored in the calendar device 153 of the issuing device 100, the process proceeds to step S16. move on. Note that the check card issuing device 100 may be removed and removed after the check card 1 is issued or immediately before the check card 1 is released. When the check card dispensing device 100 is removed from the automatic check card issuing device 10 in this manner, the claw piece 43 is rotated and placed in a horizontal position, and the claw member 46 is also placed in a horizontal position and removed from the conveyance path. When the elevator mechanism 44A is raised, the check cards in the temporary holding section 44 are sent all at once to the intermediate conveyance device 45, and the check cards conveyed by the intermediate conveyance device 45 are further transferred to the final conveyance device 47. and is discharged all at once from its terminal end to the discharge port 12 (step S18).
At the same time, the printer 92 of the print section 90 prints the read customer data and other necessary data such as the number of issued check cards, the account number, the serial number of the check card, and the date of the transaction on the roll paper 91 (step S19). , the receipt 93 is the outlet 12
At the same time, the journal 94 is stored as an issuance record of the issuance device 10. The check card issuing operation ends when the customer receives the check card 1 and the receipt 93 discharged into the discharge port 12.

Check card 1 issued as described above
is inserted into the check card issuing device 100 by the customer and issued as a check card 1A.
Next, the outline of the check card issuing device 100 will be explained. As the check card issuing device, for example, the invention disclosed in Japanese Patent Application No. 58-237275 can be used, but it is also possible to use one having the structure shown in FIG.

Here, FIG. 7 shows a schematic structure of the check card issuing device 100, and FIG. 8 is a block diagram showing its control system.

A check card 1 inserted from an insertion slot 101 is transported to a discharge port 115 by transport mechanisms 110 to 113 driven by a motor or the like, and each of the transport mechanisms 110 to 113 is wound around a set of rollers. A check card 1 is sandwiched and conveyed between a pair of upper and lower belt conveyors. Further, a detection sensor 116 consisting of a light emitting/receiving element for optically detecting the insertion of the inserted check card 1 is provided at the entrance of the insertion slot 101, and a detection sensor 116 is provided at the rear end of the transport mechanism 112. A print stop position sensor 117 is provided which is a light emitting/receiving element for detecting the check card 1 taken into the interior and stopping the check card 1 at a predetermined position for printing.
At the rear end of 13, there is a card position detection sensor for detecting that the issued check card has been conveyed, stopping the driving of the conveyance mechanisms 110 to 113, and then returning the check card 1 by reversing it. 118 is provided, and the sensors 116 to 11
8 constitutes a detection unit 120. Furthermore, a characteristic detection device 13 for reading characteristics specific to the inserted check card 1 is located in the middle of the conveyance mechanism 110.
0 is provided, and this characteristic detection device 130 can also utilize the detection method as shown in Japanese Patent Application No. 59-261980 mentioned above. Then, the transport mechanism 1
A read head 141 for reading data written on the magnetic stripe MS of the check card 1 is provided in the middle of the transfer mechanism 11.
A write head 142 is provided in the middle of the check card 13 for writing data processed by a control device, which will be described later, onto the magnetic stripe MS of the check card 1. Note that the read head 141 and the write head 1
42 may be a magnetic head for both reading and writing purposes, and it may also be located immediately after the read head 141. The data entered on the keyboard 102 is transferred to the conveyance mechanism 112 in the amount area.
A printer 104 for printing on the MV is provided, and the transport mechanism 112 is stopped when the printer 104 prints.

On the other hand, in the block configuration diagram of Figure 8, the CPU
A microcomputer 150 (such as a microcomputer) performs overall control, a ROM 151 stores operating programs, and a RAM 153 stores characteristic data detected by the characteristic detection device 130 and data inputted from the keyboard 102. etc. are stored, and the stored data is read out and processed when necessary. Further, when the check card issuing device 100 is inserted into the issuing device 10 as described above, the calendar device 152 issues a check card by transferring the data stored in the calendar device 84 of the issuing device 10. A district data memory 161 stores the district data of districts that use time and date data (date, day of the week, hours and minutes, etc.); It is composed of a magnetic stripe MS and a clock circuit 160 for writing the date and time of the draw in the date column DT of the printing area when drawing 1, and a ROM 151;
The calendar device 152, RAM 153, keyboard 11, etc. are interconnected with the CPU 150 via a bus line 154.

In such a configuration, when a check drawer uses the check card issuing device 100 to issue a check, the check drawer first inputs a password agreed upon with a financial institution such as a bank using the keyboard 102. Then, the check card issuing device 100 is activated only when the user's identity is confirmed by entering the password. If the passwords do not match, a message to that effect is displayed on the display device 103 or outputted by voice. Next, when the check card 1, which has been given in advance by a financial institution, is inserted into the insertion slot 101 as described above, the insertion detection sensor 116 detects the tip of the inserted check card 1, and the check card 1 is transported via the CPU 150. Mechanism 11
0 to 113 are driven to transport the check card 1 into the interior. During this conveyance, the check card 1 is detected by a characteristic detection device 130 provided in the middle of the conveyance mechanism 110.
The specific characteristics are read and the characteristic data is
The check payer's account number stored in the RAM 153 and recorded on the magnetic stripe MS is read via the read head 141 provided in the middle of the transport mechanism 111, and the tip of the check card 1 that has been taken in is read. When the print stop position sensor 117 is reached, the transport mechanisms 110 to 1 are transferred via the CPU 150.
13 is stopped. Then, the account number and lead head 141 given in advance by the bank etc.
The characteristic data actually detected by the characteristic detection device 130 is detected in advance before being handed over to the check drawer from the financial institution, etc., and the magnetic stripe MS If the account numbers do not match or the characteristic data do not match or are not within the allowable range, the transfer mechanism 11 is sent via the CPU 150.
0 to 113 are inverted and the check card 1 is returned.

Here, if the account numbers match and the read characteristic data match or are within the allowable range, enter the amount to be paid by check using the keyboard 102, and the input amount data The amount is displayed on a display device 103 such as a liquid crystal display provided at the top of the withdrawal device 100, and it is confirmed whether or not this amount is actually the amount to be withdrawn by check. If the amount is OK, press Keyboard 1
02, the CPU 150 activates the printer 104,
A numerical amount is printed in the amount area MV of check card 1 which has been taken in and stopped. In this way, printing the check amount visibly in the amount area MV of check card 1 may be uneasy if the user who receives the drawn check card cannot see it, and the credit of the check card may increase. This is because it causes problems in terms of sexuality.

Printer 104 to such amount area MV
When printing is completed, the CPU 150 drives the transport mechanisms 110 to 113 to further transport the check card 1, and during this transport, the amount stored in the RAM 153 and the date and time data output from the calendar device 152 are transferred to the check card. While writing to the magnetic stripe MS of No. 1 via the write head 142, it is detected by the characteristic detection device 130 and written to the RAM.
The new characteristic data stored in 153 is written in a predetermined area of the magnetic stripe MS to update the characteristic recording data. This is check card 1
This is because the data may become contaminated due to transactions, so it is necessary to always keep it updated with the latest data. At the same time, the date and time data of the calendar device 152, the issued amount, etc. are stored in a predetermined area of the RAM 153, and then the printer 104
The daily transaction status and monthly check card issue status are summarized and printed in a table to ensure the safety and smoothness of check card issue. When the card position detection sensor 118 detects the leading edge of the check card 1, the conveyance of the conveyance mechanisms 110 to 113 is stopped via the CPU 150, and then the check card 1 is ejected into the insertion slot 101 by being reversed and the check card is 1 ends the drawing operation.

(Modification of the Invention) In the above-described embodiment, as a date and time data correction method for the check card issuing device 100, when the issuing device 100 is inserted and installed in the check card issuing device 10, the calendar device 8 of the issuing device 10
The district data stored in 4 and the district data stored in the calendar device 152 of the issuing device 100 are checked, and if they are different, the district data stored in the calendar device 152 of the issuing device 100 is Although the district data and date and time data stored in the calendar device 84 are sent and stored, it is also possible to use the method described below.

For example, in the clock circuit 840 of the calendar device 84 of the issuing device 10,
The standard time is generated, and the district data memory 841 contains, in addition to the above district names, the names of seven districts as shown in FIG. 11 and the clock circuit 8.
40 and the EASTERN standard time that occurs, input the district name of the district where this issuing device 10 is installed using the keyboard 842, identify and store it in the district data memory 841, By adding or subtracting the time difference to or from the EASTERN standard time, the standard time of the area where this issuing device 10 is installed can be displayed and printed. Then, the clock circuit 160 of the calendar device 152 of the drawing device 100 also generates the EASTERN standard time, and the district data memory 161 also records the seven district names and their respective time differences. By adding and subtracting the time difference as shown in FIG. Therefore, as described above, when the check card issuing device 100 is inserted and installed in the check card issuing device 10, the district data identified and stored in the district data memory 840 of the issuing device 10, and the district data identified and stored in the district data memory 840 of the issuing device 10,
The district data identified and stored in the district data memory 160 of the issuing device 10 and the district data identified and stored in the district data memory 840 of the issuing device 10 and the district data of the issuing device 100 are checked. If the district data identified and stored in the memory 160 is different, send the district data stored in the district data memory 840 of the issuing device 10 to the district data memory 160 of the issuing device 100; If you rewrite the data,
This dispensing device 100 can display and print the same district data as the above-described issuing device 10 and the date and time data for that district, making it possible to correct the date and time data of the check card dispensing device. the above
It goes without saying that Greenwich Mean Time may be used instead of EASTERN Standard Time.

In addition, the check card issuing device 100 can correct the displayed and recorded date and time data by manually operating the keyboard 102 to perform a predetermined operation to be described later. FIG. 9 shows the operation panel surface of the check issuing device 100 on which the keyboard 102 is provided. On the operation panel surface, 0~
9 numeric keypad, clear key 201, display key 20
2. Shift key 203, mode selection key 204,
A calculator key 205, check key 206, print key 207, enter key 208, cancel key 209, power key 200, display device 103, etc. are provided.

In addition to the above date and time data correction mode, the mode calculator key 204 is also used for, for example, draw mode, issue mode,
Select password change mode, address name change mode, etc. The shift key 203 changes the contents of display and recording in the selected mode. The check key 206 is a key for checking after completing the above-described deposit processing or cash conversion processing. Enter key 208 confirms input of predetermined data when issuing a check card. After this confirmation, when the print key 207 is operated, the check card is ejected from the insertion slot 101. Furthermore, by operating the calculator key 205, the check card issuing device 100 can be used as a normal calculator.

Next, key operations and device operations related to the time data correction mode will be explained.

First, the mode selection key 204 is pressed. When this key 204 is pressed once, the mode is sequentially changed and the changed mode is displayed. Therefore, the key 204 is pressed until the time difference correction mode is displayed. Once the time difference correction mode is selected, check whether the currently displayed date and time match the date and time of the area where you are currently located. If they do not match, press the shift key 203. When this key 203 is pressed once at a time, the district name, date and time, etc. are displayed in sequence, so it is only necessary to press the key 203 until the displayed content matches the date and time of the user's own district.

In this way, 8/8/1985 Eastern Standard Time in the United States
FIG. 10 shows an example in which 12:30 on the 3rd of the month is displayed. In the case of the United States, as mentioned above, in addition to this, GUAM,
CENTRAL, MOUNTAIN, PACIFIC,
There are standard times such as HAWII/ALASKA and BERING, which can be selected using the shift key 203.

Further, in the above embodiment, the case where the check card 1 is made of paper was explained, but any material may be used as long as the unique characteristics of the card can be read, and the shape of the card and the position of the record printing on the card are arbitrary. can be changed to . Further, in the above embodiment, the check card issuing device is attached to the automatic check card issuing device to read the data of the issuing device, but it is also possible to read the data online or offline via a transmission line. be.

(Effects of the Invention) As described above, according to the date and time data correction method of a check card issuing device of the present invention, a customer can use the provided check card issuing device to an automatic check card issuing device installed at a financial institution, etc. With a simple operation of inserting and wearing, it is possible to correct the date and time data of the issuing device to match the date and time data stored in this issuing device in the district where the issuing device is installed. By using this check card issuing device, you can record and print the correct date and time of issue on the check card, especially when issuing check cards in countries such as the United States where there is a time difference. Since the expiration date of the check card can be specified accurately, the customer can issue a check card with peace of mind to the recipient, and there is an advantage that an appropriate check card distribution system can be established.

[Brief explanation of the drawing]

FIG. 1 is a block diagram showing an example of a check distribution system using an automatic check card issuing device according to the present invention, FIG. 2A is a surface view showing an example of a check card used in the present invention, and FIG. 3 is a schematic mechanical diagram showing one embodiment of an automatic check card issuing device using the present invention, FIG. 4 is a diagram showing an example of mounting a dispensing device on the issuing device, and FIG. A block diagram of a control system showing an embodiment of an automatic check card issuing device using this invention, FIG. 6 is a flowchart showing an example of the operation of issuing a check card using this invention, FIGS. FIG. 9 is a mechanical diagram, a block configuration diagram, and an external view of the operation panel surface showing an example of a check card issuing device using the present invention. FIG. 10 is a diagram showing an example of the display of the display device of the check card issuing device. FIG. 11 is a diagram explaining the standard time and time difference in the United States. 1, 1A, 1B, 1C...check card, 2...
...ATM, 3...OTM, 4...Check card reader, 10...Check card automatic issuing device, 1
DESCRIPTION OF SYMBOLS 1... Attachment port for drawer, 12... Check card discharge port, 13... Keyboard, 14... Display device, 15A, 15B... Rotating roller, 20... Check card storage section, 21... Sliding member , 30...
Card ejection mechanism, 40... Check card transport means, 41, 42... Check card transport mechanism, 43
... Claw piece, 44 ... Temporary holding section, 44A ... Elevator mechanism, 45 ... Intermediate conveyance device, 46 ... Claw member, 50 ... Data recording/printing means, 60 ...
Exclusion section, 70... Interface means, 80...
Control means, 81...CPU, 82...RAM, 83
...ROM, 84,152 ...Calendar device, 9
0...Print department, 91...Roll paper, 92...
Printer, 93...Receipt, 94...Journal, 100...Check card issuing device, 101...
...Insertion slot, 102...Keyboard, 103...Display device, 160,840...Clock circuit, 161,
841...District data memory.

Claims (1)

[Scope of Claims] 1. A check card issuing device having a first calendar device for recording and issuing necessary data such as an amount on a check card, and a second calendar device to which the check card issuing device is attached. In order to issue a check card, personal identification information is inputted from the operation section of the check card issuing device, information on the number of check cards to be issued is set and inputted, and the information is input. When it is determined that the check card issuing device is a check card issuing device that allows the check card issuing device to issue the check card on the condition that the check card issuing device is attached to the check card issuing device, The check cards are drawn out one by one from the check card storage section in the automatic check card issuing device and conveyed to the check card data recording/printing means, where they are subjected to predetermined data recording and printing processing and sent to the temporary storage section, where the When the number of check cards held in the temporary holding unit reaches the set input number, the date and time data of the first calendar device of the check card issuing device is automatically changed to the date and time data of the second calendar device of the automatic check card issuing device. A date and time data correction method for a check card issuing device, characterized in that the date and time data is corrected so as to match the date and time data of a check card issuing device. 2. Determining the time difference between the date and time data of the first calendar device of the check card issuing device and the date and time data of the second calendar device of the automatic check card issuing device, and determining the time difference between the date and time data of the first calendar device of the check card issuing device, and By calculating the time difference on the date and time data, the date and time data of the first calendar device of the check card issuing device is automatically matched with the date and time data of the second calendar device of the automatic check card issuing device. A date and time data correction method for a check card issuing device as set forth in claim 1. 3. Only when the date and time data of the first calendar device of the check card issuing device and the date and time data of the second calendar device of the automatic check card issuing device are different, the date and time data of the first calendar device of the check card issuing device are different. The check card issuing device according to claim 1 or 2, wherein the date and time data of the calendar device is automatically corrected to match the date and time data of a second calendar device of the automatic check card issuing device. How to correct date and time data.