JPH0486294A - Credit application sheet for applying credit company for advance by client - Google Patents

Abstract

PURPOSE:To eliminate newly folding in the case of mailing by attaching a transfer account request sheet having substantially the same size as an application sheet to the lowermost part of other document, and holding the document to be folded along a center line. CONSTITUTION:A transfer account request sheet 19 has substantially the same size as an application sheet 16, and is folded at its right side part to its left side along a vertical center line to hold a middle cover sheet 15, the sheet 16, a contract sheet 17 and a member store copy 18. Credit company's address and name are described on rear half of the sheet 19. This is because it is normally sealed at home by a client and the sheet 19 is returned. A paste margin is provided on the periphery of the sheet 19, and when it is moistened, it can be easily bonded as a sastandardized mail.

Description

DETAILED DESCRIPTION OF THE INVENTION (Field of Industrial Application) The present invention mainly relates to an application form for a customer to apply to a credit sales company for a credit contract in which the purchase price of a product is paid in installments.

(Prior art) The conventional credit application form uses five 85th edition paper, which is shortened by about 3 letters in the longitudinal direction, in landscape orientation.From the top,
The cover 10, the customer application form 11, the credit company contract 12, the member store copy 13, and the account transfer request form 14, all of the same size, are stacked in this order and pasted along the upper edge. Ta.

There are regulations in the Installment Sales Act regarding the description of the credit usage contract application form, and the application form and contract must clearly state the legal contract matters, and the application form must also include an explanation regarding cooling-off. It won't happen. Furthermore, these items on the application form must be in 8-point font size as specified in Japanese Industrial Standard Z8305.

The contract items to be written consist of around 16 articles, and are quite word-intensive. This was written on the back of the application form and contract, but if you use 8 point type, it will be almost on the back.
It had become a cup. Therefore, the explanation column 1 regarding the cooling-off was provided in the lower right column on the front surface, making it impossible to make the application form any smaller.

In addition, the conventional application form 11 is on the left side from the center.
There is a caution column 2 for the application, and a space for the applicant to write in the center on the left side, and from above, a column 3 to indicate whether or not you wish to issue a credit card, a name column 4, and an address. It is divided into a column 5, a column 6 for housing, etc., and a work light type 7. At the lower left side, there is a makeshift light type 8 for purchased products, etc.

Approximately two-thirds from the top on the right side of the application form is box 9 where the member store fills in information such as the customer's purchased product, its price, number of payments, payment period, bonus amount for the bonus month, and confirmation of the customer's identity. Documents, etc. (e.g. driver's license) presented for the purpose of
is entered.

A contract [2] is attached below the application form 11, so that almost all the contents written on the application form 11 are copied. However, in the explanation section regarding the cooling-off written in the application form 11, a column is provided to write the joint guarantor instead.

On the back side of the contract 12, the same contractual matters as the application form are written in the same size type.

A member store copy] 3 is pasted below the contract 12, and the same contents as the contract are filled in by copying. The back of member store copy 13 is blank.

be.

The account transfer request form 14 includes the left side that serves as a credit card membership application form if you wish to issue a credit card, and the form on the left side that serves as a credit card membership application form if you wish to issue a credit card, as well as a form to transfer the amount from your bank account at a private financial institution or post office and use automatic payment. The right side of the necessary entry field is provided, and a field is provided to affix the seal of the monthly deposit passbook. On the back of the account transfer request form 14,
The address of the credit card company is displayed on either the left or right side of the vertical center line.

(Problem to be Solved by the Invention) The conventional credit usage application form has the above-mentioned structure, in which the 35th version of the paper is shortened by about 3 cm in the longitudinal direction, and the paper is made horizontally long to cover 10, application form 11, and contract 12. , member store copy 1
3 and bank transfer request form] 4, and pasted them together along the upper edge.

When the credit contract with the customer is completed, the documents are separated and the cover sheet 10 and application form 11 are handed over to the customer.
The member store receives the contract [2] and the member store copy 13, and then hands the contract to the credit company. If the customer wishes to repay the advance money by automatic transfer from a bank or post office deposit account, fill in the necessary information on the account transfer request form 14, clarify whether or not you have a credit card membership, and submit the deposit passbook. All you have to do is stamp it and hand it over to the member store.

However, since customers usually do not bring the stamp of their bankbook with them when they go shopping, they take the account transfer request form 14 home and affix the stamp of their passbook at home. The paper was folded along its vertical center line so that it would look like a paper bag, and then the surrounding area was glued and mailed.

However, since conventional credit application forms are all the same size and horizontally long, there is no line for folding them, so it is difficult to fold them in exactly the same way. It was time consuming.

Therefore, the account transfer request form 1 sent to the credit company
Among 4, there were many cases in which the jinku were glued together without matching at all. The credit card company cuts out the glued part of the 11 account transfer request form that is sent and opens it, but if the letters do not match I7, they may cut out part of the contents written inside. However, the company was forced to go through the trouble of confirming the details with the customer again. Additionally, the formats of the many account transfer request forms that are sent do not match, making it inconvenient to store them.

As described above, the conventional one-coin transfer request form, which is an application form, is not user-friendly for either the customer or the credit card company.

(Means for Solving the Problems) The configuration of the present invention is a credit usage application form for a customer to apply to a credit sales company for advance payment for products, services, etc. received at a member store of the credit sales company, comprising: Application form (a document that clarifies the contents of the contract and is kept by the customer)
, a contract (a document held by the credit sales company), and a deposit account transfer request form/automatic payment usage application form (consisting of one sheet of paper, hereinafter referred to as the account transfer request form), and the said contract is The application form and the account transfer request form are made of rectangular, elongated paper, with either the vertical or horizontal length being the same as the contract, and the other being approximately twice as long as the contract. These forms are pasted along one side edge with the bank transfer request form at the bottom1, and the application form is folded approximately along the center line, and the form is pasted along one side edge with the bank transfer request form at the bottom. is folded along the center line to sandwich the application form and the contract, and is further characterized in that the paper is provided with means for separating these documents.

(Example) Next, embodiments of the present invention will be described with reference to the drawings.

The application form consists of an inner cover 15, an application form 16, a contract 17, a member store copy 18, and a bank transfer request form 19, which are stacked one on top of the other in order and pasted along the left edge.

The size of the inner cover 15, the contract 17, and the member store copy 18 is approximately the same size as the conventional application form (85 version shortened by approximately 3 cITl in the longitudinal direction to make it horizontally long) divided along the horizontal center line. This is used vertically. The present invention
It is not limited to being used vertically, but can also be used horizontally. The application form 16 and the account transfer request form 19 have the same vertical length as the inner cover 15, and almost double the horizontal length. The inner cover 15 and the account transfer request form 19 are made of slightly thick paper, and the application form 16, the contract 17, and the member store copy 18 are made of thin paper because they are carbon-free copies.

Application form 16 has different entries on the left and right sides of the vertical center line, with a frame for the applicant to fill in in the upper left half, -L
The information is divided into a column 20 for indicating whether or not a dollar is to be issued based on credit strength, a name column 21, an address column 22, a residence etc. column 23, and a workplace etc. column 24. Immediately below this is a column 25 in which precautions for application 2 are written, and furthermore, in the lower left half is a member store entry frame 26. The frame 26
includes the products purchased by the customer, their prices, number of payments, timing of payments,
The additional amount for the bonus month, documents presented to confirm the customer's identity (for example, driver's license, health insurance card), etc. are entered.

At the top of the right side of the application form 16, there is a card issuance explanation column 27 that explains the procedures until a credit card is issued for customers who have requested a credit card to be issued using this application form.
is provided. Further, an explanation column 28 regarding cooling-off, which occupies approximately three-quarters of the right side, is provided below the card issue explanation column 27.

The back side of application form 16 is divided into left and right sides approximately along the vertical center line, similar to the front side, and the contractual terms consisting of 16 articles are written in 8-point type on the entire back side.

The application form]-6 is folded along the vertical center line so that its right side is located below the left side.

Contract] 7 is similar to application form 16 - there is no ring-off explanation column. Further, all of the contract matters are written on the back side of the contract, which is approximately half the size of the application form 16, in print smaller than 8 point print. Under the Installment Sales Act, there is no regulation stating that contracts 17 held by credit sales companies should include explanations regarding cooling-off and that the font used to describe contract matters should be set to 8 points, so the structure of conventional contracts has to be changed. In particular, the font size was made different from that of application form 16.

The front side of the contract form 1.7 has almost the same structure as the left side part of the application form 16, and the items written on the left side of the application form 16 are copied using non-carbon paper. In other words, the non-carbon copying agent that is usually applied to the back of the application form 16
is applied to the surface of

The box numbered 1Z in the contract 17 is a column 32 for indicating whether or not a credit card is desired to be issued.

The application precautions field 25 located approximately in the center of the application form 16 is not necessary for a credit company, so instead, a joint guarantor field 29 is provided approximately in the center of the contract 17. It is being

A joint guarantor is attached as necessary, and according to the Installment Sales Act -
L. Since the credit sales company is not obligated to issue a document stating the joint guarantor to the customer, application form 16 does not have a column for writing the joint guarantor.

The member store copy J8 has almost the same structure as the contract 17, and the items entered in the contract 17 are copied almost exactly as they are. Under the Installment Sales Act, there is no obligation to record any contractual irregularities, so the back side of member store copy 18 is blank.

The account transfer request form 19 is approximately the same size as the application form 6, and the right side of the form is folded to the left along the vertical center line, and the inner cover 15, application form 16, contract 17, and member store copy 1 are prepared.
8 is inserted.

On the front side of the LJ account transfer request form 19, there is an application field 30 on the right side for when the customer pays the credit repayment by automatic payment from a bank or post office account, and on the left side there is an application field 30 for the customer to pay the credit repayment by automatic payment from the bank or post office account. If you wish to issue a credit card, there is a field for you to enter the specified information.
The address and name of the credit card company, that is, the destination, is written on the back half of the transfer request card J9. This is usually
This is because the customer does not bring the bank's registration stamp with him when shopping, so he stamps the notification stamp at home and returns the account transfer request form 19. [1 There is a glue margin around the transfer request form 19, and if you wet that part, it will stick easily and become a regular mail item.

Incidentally, reference numeral 31 on each document is a perforation line, which is provided to cut off the periphery used for gluing when each document is stored. In particular, if the perforation line of the LJ account transfer request form 19 is cut out from the perforation line when it is sent as an envelope, the account transfer request form can be opened easily and neatly.

(Effects) The present invention has the above-described configuration, in which the contract 17 is formed of a rectangular and elongated paper, and the application form 16, which is approximately twice as long as the contract in either the vertical or horizontal direction, is formed approximately in the center of the contract. The half bordering the line is folded in. Application Form 9, which is approximately the same size as Application Form 6, is attached to the bottom of other documents, folded along the center line, and sandwiched between other documents.

Therefore, since the account transfer request form 19 is already creased along the center line when it is handed to the customer, there is no need to add new creases when mailing this document to the credit card company, which saves time and effort. .

Additionally, if there were no creases as in the past, it would be difficult for customers to crease accurately along the center line of the transfer request form, resulting in the paper being sent folded along an incorrect fold. There were many things to come. For this reason, when the package was opened at a credit card company, the package did not form an accurate square, making it difficult to read the culprit information.

Since the present invention has precise folds in advance, all bank transfer request forms 9 that arrive by mail are folded accurately and can be opened into an accurate square, thereby preventing the situation where criminal details become unreadable. It has excellent effects.

[Brief explanation of the drawing]

Figure 1 is a perspective view of the present invention, Figure 2 is a front view of the bank transfer request form, Figure 3 is a front view of the bank transfer request form in a folded state, Figure 4 is a front view of the application form, and Figure 5 is a front view of the bank transfer request form. FIG. 6 is a front view of a contract, FIG. 6 is a front view of a member store copy, FIG. 7 is a perspective view of a conventional application form, and FIG. 8 is a front view of a conventional application form.

Claims (1)

[Claims] A credit usage application form used by a customer to apply to a credit sales company for advance payment of products, services, etc. received at a member store of the credit sales company. ), a contract (a document held by the credit sales company), and a deposit account transfer request form/automatic payment usage application form (consisting of one sheet of paper, hereinafter referred to as the account transfer request form), The contract is formed of a long, rectangular sheet of paper, and the application form and the account transfer request form have either the vertical or horizontal length the same as the contract, and the other length is approximately twice as long as the contract. consisting of lengths of paper that are pasted along one side edge with the account transfer request form at the bottom, said application form folded approximately along the center line, and said account A credit card characterized in that the transfer request form is folded along a center line to sandwich the application form and the contract, and the form is further provided with a means for separating these documents. Usage application form