JPH0416823B2 - - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION [Technical Field of the Invention] The present invention relates to a transfer processing method used in an automatic transaction device such as an automatic teller machine that can transfer cash to other financial institutions.

[Technical background of the invention]

In recent years, automatic teller machines that accept magnetic cards (ID cards) containing account information submitted by users and automatically disburse the cash requested by users by communicating with a host computer, and even automatic teller machines that automatically dispense cash requested by users, and even more Automated transaction devices such as automated teller machines that combine multiple functions into a single device are rapidly developing as automation equipment for bank counters, and are being introduced at banks to provide quick services to users. .

In addition, recently, the above-mentioned automatic transaction devices have been used to accept cash and transfer the accepted cash to another bank account, or to transfer a predetermined amount from one's own account to another bank account by card transaction. Things that do this have been developed and put into practical use.

[Problems with background technology]

However, in the case of the above, the transfer information for each transfer includes the transfer amount, the name of the financial institution to which the transfer is being made, the name of the branch, the account number, the type of transfer, the account name and the client's name, telephone number, or the client's name. , and account information. For this reason,
Even when remittances are made periodically to the same remittance destination, the above operation must be performed every time, making the operation complicated.

[Purpose of the invention]

This invention was made in view of the above circumstances,
The purpose is to provide a transfer processing method that can simplify the operation of transfer processing.

[Summary of the invention]

According to the present invention, when a transfer transaction is made, the transfer information for the transfer transaction is recorded on the transfer card and issued according to a transfer card issuance designation. Furthermore, when a transfer card is accepted, transfer information on the transfer card is read, and transfer transactions are performed in accordance with this read information.

[Embodiments of the invention]

An embodiment of the present invention will be described below with reference to the drawings.

FIG. 1 shows an automatic transaction device according to the present invention. That is, a substantially L-shaped operating section 2 is formed on the front surface of the housing 1 . This operation section 2
A banknote insertion slot 3 is provided on the horizontal surface of the bank, in which a large number of banknotes to be transferred or transferred can be inserted at once, and change for the banknotes can be received. It is provided. Also,
A color CRT display section 5 with a built-in touch sensor is provided on the horizontal surface of the operation section 2. This CRT display unit 5 displays operating procedures and other information on the CRT screen in the form of illustrations, characters, or words to guide the user, and also displays the PIN number, amount, account number, and transaction approval. , by pressing the display area corresponding to confirmation or cancellation, a touch sensor (not shown) detects this,
This is a so-called key operation that outputs a corresponding signal to the main control section 11, which will be described later. For example, as shown in Figure 2, in addition to displaying the words ``Please enter the name of the payer,'' the system also displays katakana for entering the payer's name and a key for specifying the type of business where the transfer is to be made. There is. The contents and display change each time the machine operation or step status changes.

Further, on the vertical surface of the operation unit 2, there is a card insertion slot 6 into which a magnetic card (ID card) as a transaction medium in which account information such as a PIN number and account number is recorded is inserted, and a passbook or transfer card 10 is inserted into the slot. A bankbook is provided, a transfer card insertion slot 7, a receipt output slot 23 for issuing receipts, a coin slot 8 for inserting coins, and a coin change receiving slot 9 for receiving change for coins.

As shown in FIGS. 3 and 4, the transfer card 10 has transfer information on its front side 31 including the name of the financial institution to which the transfer is being made, the name of the branch, the account number, the item, the name of the account, the name of the client, and the telephone number. A number or the client's name and account information are printed on it, and a magnetic stripe 32 is provided on the back side on which the above-mentioned transfer information is recorded.

By the way, as shown in FIG. 5, inside the housing 1,
A main control unit 11 that controls the entire system; a magnetic card reading unit 1 that accepts the ID card M inserted from the card insertion slot 6 and reads account information such as a PIN and account number from the magnetic stripe on the ID card M;
2. Read the magnetic stripe of the bankbook inserted through the bankbook and transfer card slot 7, and record the transaction details on the bankbook and journal paper.
Also, a transfer card 10 on which transfer information for a transfer transaction is printed and recorded may be issued from a passbook or transfer card insertion slot 7, or a magnetic stripe 3 of a transfer card 10 inserted from a passbook or transfer card insertion slot 7.
The passbook printing unit 13 reads the transfer information in step 2, and the receipt with the transaction result printed is sent to the receipt issuing port 23.
a receipt printing unit 24 that issues bills from the bill insertion slot 3; a deposit/withdrawal unit 14 that accepts bills inserted into the bill insertion slot 3 and dispenses bills of a specified amount to the bill insertion slot 3; a coin receiving/dispensing unit 15 that accepts coins and dispenses a designated amount of coins to the coin receiving slot 9;
A customer service unit 16 composed of a CRT display section 5, a voice guidance unit 17 that provides audio guidance to customers through a speaker (not shown), an internal monitor 18 for staff, a floppy disk 19 that stores transaction data, etc. A transmission control section 20 and a power supply section 21 are provided to control data transmission between the control section 11 and a host computer (not shown). Further, the main control unit 11 is connected to a remote monitor 22 for use by a staff member provided outside.

The above-mentioned bankbook printing section 13 is configured as shown in FIG. That is, on the front of the main body 42,
A passbook and transfer card insertion slot 7 are communicated with each other, and a detector 43 for optically detecting the inserted passbook or transfer card 10 is provided near the insertion slot 7. A conveyance path 44 is provided in a substantially horizontal state from the detector 43 toward the rear of the main body 42 . This conveyance path 44 includes drive rollers 45,
. . . pinch rollers 46, . . . which roll into contact with these rollers 45, . Note that the conveyance path 44
Only the drive roller 45 located at the end of the
It is driven by a pulse motor 49 separate from the motor 48 mentioned above. A magnetic head 50 serving as a magnetic reading/recording device is provided at the starting end of the transport path 44. This magnetic head 50 is used to read or record information on the magnetic stripe of the accepted bankbook or transfer card 10, and if necessary, contacts the magnetic stripe and moves along the magnetic stripe (passbook or transfer card 10). Alternatively, reading or recording is performed by moving the transfer card 10 (or in a direction perpendicular to the conveyance direction of the transfer card 10).

Further, a platen roller 54 is rotatably supported in the middle of the conveyance path 44 . An electromagnetic brake 55 as a locking mechanism is connected to the platen roller 54.
Due to this action, the bankbook or transfer card 10 is locked while being handled, and is freely rotatable when printing on journal paper 59, which will be described later. Above the platen roller 54 is a print head 56.
is provided. This print head 56 is held by a carriage 57, and this carriage 57
is guided by a slide rod 58 and moved in the axial direction of the platen roller 54.
Here, the platen roller 54, print head 56, etc. constitute a printing device 76 that prints predetermined information on the bankbook, transfer card 10, and journal paper 59. A roll of journal paper 59 is wound around the platen roller 54 . This journal paper 59 is wound and held on a delivery shaft 60, and is held by a platen roller 54.
The film is wound onto a winding shaft 61 via a feed roller 62 and a pinch roller 63. The winding shaft 61 and the feed roller 62 are driven by a pulse motor 64 via a belt. In addition, in front of the platen roller 54 of the conveyance path 44, a bankbook or a transfer card 10 to be conveyed is provided.
A detector 65 is provided to optically detect. Further, near the end of the conveyance path 44, a collection box 68 is provided to store the conveyed passbooks.

Further, near the end of the conveyance path 44, there is provided a storage section 69 in which transfer cards 10 on which transfer information is not printed or recorded are stored.
The sheets are taken out one by one and supplied to a conveyance path 44.

Next, the transfer processing method of the present invention in such a configuration will be explained with reference to the flowcharts shown in FIGS. 7a to 7e. For example, a customer is now standing in front of this device. At this time, the CRT display unit 5 displays the message "I'm sorry, please specify the handling method" and the selection keys for "Withdrawal, Deposit, Balance Inquiry, Passbook Entry, Transfer" are displayed. (ST1) In response to this guidance, the customer can make the “transfer”
Press down on the part that is displayed (ST2). As a result, the main control section 11 determines to proceed to the next processing step, and displays "Please press the type of transfer" on the CRT display section 5, and presses the selection key for "cash or card withdrawal". Display it (ST3). Next, the customer follows the instructions and presses down the area that says "Card withdrawal" (ST4). As a result, the main control unit 11 determines that the transfer will be made by debiting the ID card M.
The CRT display section 5 displays the message "Please insert the card" (ST5). Next, the customer follows the instructions and inserts the ID into the ID card M insertion slot 6.
Insert card M (ST6). Then, the card is taken into the magnetic card reading section 12, and account information such as a password and account number recorded on the magnetic stripe section is read by a magnetic head (not shown). The above account information is checked by the main control section 11, and if it is determined that the ID card M is incorrect, the main control section 11 performs error processing. Furthermore, if the main control unit 11 determines that the ID card M is correct, it causes the CRT display unit 5 to display ``Press your PIN number'' as well as a numeric keypad and a correction key (ST7). Next, the customer follows the instructions and inputs his/her PIN number by pressing down on the area where the numeric keypad is displayed (ST8). By inputting this PIN number, the main control unit 11 determines whether the PIN numbers match or not.
If they do not match, perform password re-input processing. Also,
If the PIN numbers match, the main control unit 11
``Please press the amount to be transferred'' is displayed on the display unit 5 along with a numeric keypad and an amount key (ST9). Next, the customer follows the instructions and inserts the amount to be transferred (ST10). As a result of this input, the main control unit 11 displays on the CRT display unit 5 the message ``Depending on whether the destination is registered or not, please press the registration key, designation key, or insert a transfer card.'' The key and designated key are displayed (ST11). Next, the customer inserts the specified key according to the instructions (ST12). When the main control unit 11 determines that this designated key has been input
The message "Please press the destination financial institution" is displayed on the CRT display unit 5, and the financial institution selection key is displayed (ST13). Following this guidance, the customer selects a financial institution by pressing the selection key for the name of the financial institution from among the displayed financial institution names to which the customer wishes to make a transfer.

When the main control unit 11 determines that a list of branch names is possible by pressing this button, it displays a branch name selection key on the CRT display unit 26 saying "Press destination branch name" (ST15). Next, the customer selects a branch name from among the displayed branch names by pressing the selection key of the branch name for which the transfer is desired, according to the guidance. By pressing this button, the main control unit 11 causes the CRT display unit 5 to display ``Please enter the destination account number and deposit type'' and also causes the numeric keypad, correction key, normal key, and current key to be displayed (ST17). Following this guidance, the customer enters their account number and deposit type (ST18). If the main control unit 11 determines that the recipient is not the main branch by this input, it displays "Please press recipient's name" on the CRT display unit 5, as well as a katakana key, a correction key, and a completion key (ST19). Then, when the completion key is pressed (ST20), or when the main control unit 11 determines that it is the main branch, the CRT display unit 5 displays "Currently processing the computer. Please wait for a while" (ST21). The main control unit 11 also sends and receives inquiry messages to and from the center, and causes the results to be printed on journal paper 59. Next, the main control section 11
causes the CRT display section 5 to display the message "Please confirm the details of the transfer," as well as display the transfer details, a confirmation key, and a cancellation key (ST22). Following this guidance, the customer inserts the confirmation key or cancellation key (ST23).

Then, when the main control unit 11 determines that the cancel key has been input, it performs the cancel process, and when it determines that the confirmation key has been input, it displays on the CRT display unit 5 the message "The computer is currently processing, please wait for a while" ( ST24). The main control unit 11 also transmits and receives the transfer message, and prints the result on the journal paper 59 using the printing device 76. Next, the main control unit 11 causes the CRT display unit 5 to display ``Do you need a transfer card?'' and displays necessary keys and unnecessary keys (ST25). Following this guidance, the customer presses the necessary key (ST26). Then, the main control unit 11 prints the transfer information such as the name of the financial institution, the branch name, the account number, the item, the account name, and the client's name and account information in the passbook printing unit 13, and also prints the transfer information on the magnetic stripe 3.
Transfer card 10 as shown in Figure 3 recorded in 2.
The bankbook is issued from the passbook or transfer card insertion slot 7.

That is, the transfer card 10 is taken out from the storage section 69 by the take-out roller 70 and conveyed along the conveyance path 44 in the direction of arrow a. And transfer card 1
When the rear end of the card 0 faces the print head 56, the transfer card 10 is conveyed in the direction of arrow b, and during this conveyance, the print head 56 prints transfer information on the front surface 31. After this printing is completed, the transfer card 10 is conveyed again in the direction of arrow a, and when its magnetic stripe 32 faces the magnetic head 50, transfer information is recorded on the magnetic stripe 32, and then it is ejected from the insertion slot 7. At this time, the main control unit 11
The message ``Please receive the transfer card'' is displayed on the CRT display unit 5 (ST27). Following this guidance, the customer receives the transfer card 10 (ST28). When the receipt of the transfer card 10 is completed, or when the unnecessary key is pressed in step 25 (ST29), the main control unit 11 causes the CRT display unit 5 to display "Please receive the card and receipt" ( ST30). Next, the customer receives the card and receipt, and completes the transfer process (ST31).

Further, when the registration key is pressed in step 11 (ST32), the main control unit 11 causes the CRT display unit 5 to display "Currently processing by computer, please wait for a while" (ST33). Also,
The main control unit 11 transmits and receives inquiry messages, and causes the results to be printed on journal paper 59. Next, the main control section 11 causes the CRT display section 5 to display the message "Please confirm the details of the transfer," as well as display the transfer details, a confirmation key, and a cancellation key (ST34). Following this guidance, the customer inserts the confirmation key or cancellation key (ST35). Then, when the main control unit 11 determines that the cancel key has been input, it performs the cancel process, and when it determines that the confirmation key has been input, it displays on the CRT display unit 5 the message "The computer is currently processing, please wait for a while" ( ST36). The main control unit 11 also transmits and receives the transfer message, and prints the result on the journal paper 59 using the printing device 76. Next, the main control section 11 causes the CRT display section 5 to display "Please receive your card and receipt" (ST37).
The customer then receives the card and receipt,
Finish the transfer process (ST38).

Further, when the transfer card 10 is inserted into the passbook or transfer card insertion slot 7 in step 11 (ST39), the transfer card 10 is accepted into the passbook print section 13, and the magnetic head 50 prints the transfer information in the stripe section 32, that is, the transfer destination. The financial institution name, branch name, account number, item, account name, client's name, and account information are output to the reading main control section 11. As a result, the main control section 11 causes the CRT display section 5 to display the message "Please confirm the details of the transfer," as well as display the transfer details, a confirmation key, and a cancellation key (ST40). Following this guidance, the customer inserts the confirmation key or cancellation key (ST41). Then, when the main control unit 11 determines that the cancel key has been input, it performs the cancel process, and when it determines that the confirmation key has been input, it displays on the CRT display unit 5 the message "The computer is currently processing, please wait for a while" ( ST42). The main control unit 11 also sends and receives the transfer message, prints the result on the journal paper 59 using the printing device 76 of the passbook printing unit 13, and also prints the transfer message on the transfer card 10 accepted by the passbook printing unit 13. Return it to insertion slot 7. At this time, the main control section 11 causes the CRT display section 5 to display "Please receive the transfer card" (ST43). Following this guidance, the customer receives the transfer card 10 (ST44). When the receipt of the transfer card 10 is completed, the main control unit 11
``Please receive card and receipt'' is displayed on the CRT display unit 5 (ST45). The customer then receives the ID card M and the receipt, and completes the transfer process (ST46).

On the other hand, in step 3, press down the area that says "cash" (ST47). As a result, the main control unit 11
determines that the transfer will be made in cash, and displays "Please press the transfer amount" on the CRT display 5.
The numeric keypad and amount key are displayed (ST48).
Next, the customer follows the instructions and inserts the amount to be transferred (ST49). With this input, the main control unit 1
1 causes the CRT display unit 5 to display the message ``To specify the destination, press the specified key, and to use a transfer card, insert it into the bankbook or transfer card slot'' and to display the specified key (ST50). . Next, the customer inserts the specified key according to the instructions (ST51). When the main control unit 11 determines that this designated key has been input, it displays on the CRT display unit 5 the message "Please press the destination financial institution" and displays the financial institution selection key (ST52). Following this guidance, the customer presses down on the financial institution (ST53). If the main control unit 11 determines that branch names can be listed by pressing this button,
A branch name selection key is displayed on the CRT display section 26 that says "Press destination branch name" (ST54). Next, the customer presses the branch name selection key in accordance with the instructions (ST55). By pressing this button, the main control unit 11 causes the CRT display unit 5 to display ``Please enter the destination account number and deposit type'' and also causes the numeric keypad, correction key, normal key, and current key to be displayed (ST56). Following this guidance, the customer enters the account number and deposit type (ST57). By this input, the main control unit 11
If it is determined that the branch is not the main branch, the CRT display section 5
``Press the recipient's name'' is displayed, as well as a katakana key, a correction key, and a completion key (ST58). Then, when the completion key is pressed (ST59), or when the main control unit 11 determines that it is the main branch, the main control unit 11 displays “Please enter the client's name” on the CRT display unit 5, and also displays the message in katakana. Display the completion key (ST60). Following this guidance, press the client's name and the completion key (ST61). By pressing the completion key, the main control unit 11 displays the message "Please enter the client's telephone number" and also displays a numeric keypad and a completion key (ST62). Based on this guidance, the customer presses the phone number and completion key (ST63). By pressing this completion key, the main control unit 11 causes the CRT display unit 5 to display "Currently processing by computer. Please wait for a while" (ST64). The main control unit 11 also sends and receives inquiry messages, and causes the results to be printed on journal paper 59. Next, the main control unit 11 causes the CRT display unit 5 to display the message "Please confirm the details of the transfer," as well as display the transfer details, a confirmation key, and a cancellation key (ST65). Following this guidance, the customer inserts the confirmation key or cancellation key (ST66). When the main control unit 11 determines that the cancellation key has been inserted, it performs a cancellation process, and when it determines that the confirmation key has been inserted, the CRT display unit 5 displays the following message: ``Please insert banknotes and coins into their respective slots.''
If you agree, please press the confirmation key" is displayed, along with a confirmation key and a cancellation key (ST67). Following this guidance, the customer inserts bills into the bill insertion slot 3 and coins into the coin insertion slot 8 (ST68). Then, the banknotes are received by the deposit/withdrawal unit 14 for inspection and counting, and the coins are received by the coin deposit/disbursement unit 15 and counted for inspection. When the above-mentioned inspection counting is completed, the main control section 11 causes the CRT display section 5 to display the input amount on the display in step 67 (ST69). In response to this guidance, the customer inserts the confirmation key or cancellation key (ST70). Then, when the main control unit 11 determines that the cancellation key has been input, cancellation processing is performed. In addition, if the main control unit 11 determines that the confirmation key has been input, the CRT
Display unit 5 will display “Currently processing the computer.
Please wait for a while" is displayed (ST71). The main control unit 11 also transmits and receives the transfer message, and prints the result on the journal paper 59 using the printing device 76. Upon completion of printing, the main control unit 11 determines whether there is change by comparing the sum of the transfer amount and the fee with the input amount. Then, when the main control unit 11 determines that there is change, the CRT display unit 5 displays “Banknotes,
Please receive the coins from each receiving slot."
is displayed, and the amount of change is also displayed (ST72). At this time, the main control section 11 operates the deposit/withdrawal unit 14 to release change bills into the bill insertion slot 3, operates the coin deposit/withdrawal unit 15,
Change coins are released into the coin receiving slot 9. As a result of this release, the customer receives change (ST73). When the receipt of change is completed, or when the main control unit 11
When it is determined that there is no change, the main control unit 11
``Do you need a transfer card?'' is displayed on the CRT display unit 5, and required keys and unnecessary keys are displayed (ST74). Following this guide,
The customer presses the necessary key (ST75). Then,
The main control unit 11 prints the transfer information such as the name of the financial institution to which the transfer is made, the branch name, the account number, the item, the account name, and the client's name and telephone number in the passbook printing unit 13, and also prints the transfer information recorded on the magnetic stripe 32. A transfer card 10 as shown in FIG. 4 is issued from the passbook and transfer card insertion slot 7. At this time, the main control section 11 causes the CRT display section 5 to display "Please receive the transfer card" (ST76). Following this guidance, the customer receives the transfer card 10 (ST77). When the receipt of the transfer card 10 is completed or when an unnecessary key is pressed in step 25 (ST78), the main control section 11 displays "Please receive the receipt" on the CRT display section 5 (ST79). . Next, the customer receives a receipt and completes the transfer process (ST80).

Also, following the instructions displayed in step 50,
When the customer inserts the transfer card 10 into the passbook and transfer card slot 7 (ST81), the transfer card 10
is accepted by the passbook printing section 13, and the magnetic head 50 reads the transfer information in the stripe section 32, that is, the name of the financial institution to which the transfer is made, the name of the branch, the account number, the item, the account name, the client's name, and the telephone number, and the main control section reads the transfer information from the stripe section 32. Output to 11. As a result, the main control unit 11
The CRT display section 5 displays "Currently processing the computer. Please wait for a while" (ST82). The main control unit 11 also sends and receives inquiry messages and prints the results on journal paper 59. Next, the main control section 11 causes the CRT display section 5 to display the message "Please confirm the details of the transfer," as well as display the transfer details, a confirmation key, and a cancellation key (ST83). Following this guidance, the customer inserts the confirmation key or cancellation key (ST84). When the main control unit 11 determines that the cancellation key has been input, it performs a cancellation process, and when the main control unit 11 determines that the confirmation key has been input, the CRT display unit 5 displays “Banknotes,
Please insert coins into each slot. If you agree, please press the confirmation key." is displayed, along with a confirmation key and a cancellation key (ST85). Following this guide, the customer inserts the banknotes into the banknote insertion slot 3 and coins into the coin slot 8.
(ST86). Then, the banknotes are received by the deposit/withdrawal unit 14 for inspection and counting, and the coins are received by the coin deposit/disbursement unit 15 and counted for inspection. When the inspection counting is completed, the main control unit 11
causes the CRT display unit 5 to display the input amount on the display in step 85 (ST87). In response to this guidance, the customer inserts the confirmation key or cancellation key (ST88). Then, when the main control unit 11 determines that the cancellation key has been input, cancellation processing is performed. In addition, if the main control unit 11 determines that the confirmation key has been input, the CRT
Display unit 5 will display “Currently processing the computer.
Please wait for a while" is displayed (ST89). The main control unit 11 also transmits and receives the transfer message, and prints the result on the journal paper 59 using the printing device 76. Upon completion of this printing, the main control unit 11 determines whether there is change by comparing the sum of the transfer amount and the fee with the input amount. Then, when the main control unit 11 determines that there is change, the CRT display unit 5 displays “Banknotes,
Please receive the coins from each receiving slot."
is displayed, and the amount of change is also displayed (ST90). At this time, the main control section 11 operates the deposit/withdrawal unit 14 to release change bills into the bill insertion slot 3, operates the coin deposit/withdrawal unit 15,
Change coins are released into the coin receiving slot 9. As a result of this release, the customer receives change (ST91). When the receipt of change is completed, or when the main control unit 11
When it is determined that there is no change, the main control unit 11
Please receive the transfer card on CRT display 5.”
is displayed (ST92). Following this guidance, the customer receives the transfer card 10 (ST93).
When the receipt of the transfer card 10 is completed, the main control section 11 causes the CRT display section 5 to display "Please receive the receipt" (ST94). Next, the customer receives a receipt and completes the transfer process (ST95).

By using a transfer card as described above, when making periodic transfers to the same transfer destination, operations other than the second and subsequent transfer amount or cash input can be omitted. As a result, it is possible to improve customer service and increase the number of cases processed by significantly shortening operation time.

〔Effect of the invention〕

As described in detail above, according to the present invention, it is possible to provide a transfer transaction method that can simplify the operation of transfer processing.

Furthermore, in the case of a transfer transaction using an ID card, the account information on the ID card is recorded and printed as the transferor information, and in the case of a transfer transaction using cash, the transferor information key-input by the user is recorded as the transferor information. Since it is printed, users can feel secure because they can double-check the payer information by looking at the issued transfer card.

[Brief explanation of drawings]

The drawings are for explaining one embodiment of the present invention, and FIG. 1 is an external perspective view of an automatic transaction device, and FIG.
The figure shows an example of the display on the CRT display section, Figures 3 and 4 are plan views for explaining the configuration of the transfer card, Figure 5 is a schematic configuration diagram of the main parts of the electric circuit, and Figure 6 is Cross-sectional view showing the configuration of the passbook printing section, No. 7
The figure is a flowchart for explaining the transfer processing method. 3...Banknote insertion slot, 5...CRT display section, 6...
...Card insertion slot, 7...Passbook, transfer card insertion slot, 8...Hard insertion slot, 10...Transfer card, 1
1... Main control unit, 13... Passbook printing unit, 31
...Surface of transfer card, 32...magnetic stripe, 69...storage section, 70...take-out roller.

Claims (1)

[Claims] 1 In the automated transaction device that performs the transfer transaction, the ID
a reading means for accepting the card and reading account information on the ID card; an input means operated by the customer for inputting the transfer destination information and the transfer person's information; A means for issuing a card-like medium on which part or all of the above information is recorded and printed in a readable manner, and when the transfer transaction uses an ID card, the information can be read by the above reading means as the transferor's information. The account information of the ID card is recorded and printed on the card-like medium, and if the transfer transaction is a cash transaction, the payer information inputted by the key input means is recorded and printed on the card-like medium as the payer information. A transfer processing method characterized by issuing