JPS6027067A - Transfer processing system - Google Patents

Abstract

PURPOSE:To omit the operations at and after the second time excepting for feed of a transfer amount or cash by issuing selectively a transfer card containing the transfer transaction information in a transfer transaction mode. CONSTITUTION:When the operation is through with the transfer processing, a main control part prints out the banking organ name to be transferred, the branch store name, the account number, the deposit type, the account name, the requester name and the account information by a request of a payer-in through a bankbook print part in the form of the transfer information. At the same time, a transfer card 10 is issued through a bankbook/transfer card slit 7. Thus the transfer information recorded to the card 10 is read by a magnetic head at and after the second time just by putting the card 10 into the slit 7. In such a way, the payer-in can omit the operations excepting for entry of a transfer amount or cash.

Description

DETAILED DESCRIPTION OF THE INVENTION [Technical Field of the Invention] The present invention relates to a transfer processing method used in an automatic transaction device such as an automatic teller machine that can transfer cash to other financial institutions.

[Technical background of the invention]

In recent years, automatic teller machines that accept magnetic cards submitted by users with account information recorded thereon and communicate with a host computer to automatically dispense cash requested by users;
Alternatively, an automatic teller machine that accepts a magnetic passbook with a magnetic stripe on which account information is recorded and automatically disburses the cash requested by the user by communicating with a host computer; Automatic transaction devices such as automatic cash deposit machines that automatically accept cash using magnetic passbooks equipped with magnetic stripes, and automated teller machines that combine both of these functions into one machine, &
It has rapidly developed as an automation device for LJ Bank counters, and has been introduced at each bank to provide prompt services to users.

In addition, recently, the above-mentioned automatic transaction devices have been used to accept cash and transfer the received cash to other bank accounts, or to transfer a predetermined amount from one's own 1R to another bank account through card transactions. Things that carry out transactions have been developed and put into practical use.
has been made into

[Problems with background technology]

However, in the case of the above, the transfer information for each transfer includes the amount to be transferred, the name of the financial institution to which the transfer is being made, the name of the branch (1), the name of the branch, the name of the account (2), the client's name, the telephone digit number, or Client's name.

Account information and keys must be entered manually. For this reason,
Even if you make regular transfers to the same recipient, you can perform the above steps in step 1.
This has to be done every time, making the operation complicated.

[Purpose of the invention]

The present invention has been made in view of the above circumstances, and its purpose is to provide a transfer processing method that can simplify the operation of transfer processing.

[Summary of the invention]

According to the present invention, when a transfer transaction is made, the transfer information for the transfer transaction is recorded on the transfer card and issued according to a transfer card issuance designation. Furthermore, when a transfer card is accepted, the transfer information on the transfer card is read, and the transfer transaction is performed in accordance with this read information.

[The fruitful side of ZuC Ming]

An embodiment of the present invention will be described below with reference to the drawings.

FIG. 1 shows an automatic transaction device according to the present invention. That is, on the front of the housing 1 there is an abbreviated operation section 2.
is formed. This operation f"F 7i82 water 3)'
A banknote insertion slot 3 is provided for easily transferring and transferring a large number of banknotes at once, and for receiving change from the banknotes. There is no.1-C provided. A CXIT display section 5 with a built-in touch sensor is provided on the horizontal surface of the operation section 2. This CRT display section 5 displays operating procedures and other information on the CRT screen in the form of illustrations, text, or text to guide the user, and also uses the display to display information such as F number, amount, and account number.

Sword of transaction (indication according to approval, confirmation or cancellation, etc.)
) by suppressing the touch sensor (not shown)
Detects this and performs a so-called key operation to output a corresponding signal to the main control section I, which will be described later. For example, as shown in Figure 2, the message ``Please enter the payer's name'' is displayed, as well as katakana for entering the payer's name and a key for specifying the type of business where the transfer is to be made. . The content and display will then change as the machine operation or step status changes.

In addition, on the vertical surface of the operation unit 2, there is a card insertion slot 6 into which a magnetic card as a transaction medium in which account information such as a PIN number and account number is recorded is inserted, a passbook into which a bankbook or transfer card 1o is inserted, and a transfer slot into which a bankbook or transfer card 1o is inserted. A card insertion lower, a receipt output port 23 for issuing a receipt, a coin input port 8 for inserting coins, and a coin change receiving port 9 for receiving change for coins are provided.

As shown in Figures 3 and 4, the transfer information on the transfer card 1o is the name of the financial institution to which the transfer is being made, the name of the branch 9, the account number, the bank account name, and the client's name. ,
The phone number or client's name and account information are printed,
A magnetic stripe 32 on which the transfer information is recorded is provided on the back side.

By the way, as shown in FIG. 5, inside the housing 1 is a main control unit 11 that controls the entire system, which accepts a card inserted through the card insertion slot 6 and reads a PIN number 9 account number etc. from the magnetic stripe on the card. The magnetic card reading section 12 reads the magnetic stripe of the bankbook inserted through the bankbook and transfer card insertion lower, records the transaction contents on the bankbook and glossy paper, and also records the transfer information of the bank transfer transaction. A transfer card 1θ passbook with printed and recorded , issued from the transfer card insertion lower, or a passbook,
A passbook printing section 1 reads the transfer information on the magnetic stripe 32 of the transfer card 10 inserted from the transfer card insertion lower.
3. Take the receipt with the transaction result printed on it and send it to the 7-toto issue slot 2.
3, a receipt/withdrawal unit 14 that accepts banknotes inserted into the banknote insertion slot 3 and dispenses banknotes of a specified amount to the banknote insertion slot 3, and a receipt/withdrawal unit 14 that accepts banknotes inserted into the banknote insertion slot 3 and dispenses banknotes of a specified amount to the banknote insertion slot 3; A coin receiving/dispensing unit 15 receives coins of a specified amount and dispenses coins of a specified amount to the coin receiving slot 9, a customer service unit 16 constituted by the CRT display section 5, and a speaker (not shown) provides audio guidance to the customer. Voice guidance unit 17, internal monitor 18 for staff
, a floppy disk 1b that stores transaction data, etc.
1. A transmission control section 20 and a power supply section 21 are provided for controlling the printer transmission between the main control section 11 and a host computer (not shown).

Further, the main control unit 11 is connected to a remote monitor 22 for use by a staff member provided outside.

The above-mentioned passbook printing section 13 is configured as shown in FIG. That is, a passbook/transfer card insertion lower is communicated with the front surface of the main body 42, and a detector 43 is provided near the insertion slot 2 to optically detect the inserted passbook or transfer card 1o. . A conveyance path 44 is provided in a substantially horizontal state toward the rear of the main body 42 of the detector 43 . This first general feed path 44 includes a drive roller 45.
..., each of these rollers 45. . . . pinch rollers 46. ... and guide body 47.・・・
. . , and is driven by a pulse motor 48 via a -z bolt. Note that the drive roller 45 located at the terminal end of the conveyance path 44 is connected to the motor 4.
It is driven by a pulse motor 49 different from 8. A magnetic head 50 serving as a magnetic reading/recording device is provided at the starting end of the transport path 44.

This magnetic helad 50 is used to read or record information on the magnetic strife 0 of the accepted bankbook or transfer card 10, and if necessary, it contacts the magnetic strife 0 and strips the magnetic stripe. Reading or recording is performed by moving along the bankbook or transfer card 10 (in a direction perpendicular to the conveying direction of the bankbook or transfer card 10).

A platen roller 54 is rotatably supported in the middle of the conveyance path 44. An electromagnetic brake 55 as a locking mechanism is connected to the platen roller 54. It is locked while the passbook or transfer card 1θ is being handled, and is rotatable when printing on glossy paper 59, which will be described later. Above the platen roller 54 is a print head 56.
is provided. The print head 56 is held by a carriage 57, and the carriage 57 is guided by a slide rod 58 and moved in the axial direction of the grating roller 54. Here, the upper platen roller 54 and printing pad 56 are the passbook.

Transfer card 10. A printing device 76 is configured to print predetermined information on the glossy paper 59. However,
A roll of journal paper 59 is placed on the platen roller 54.
is wrapped around it.

This journal paper 59 is wound and held on a delivery shaft 60, wound onto a take-up shaft 61 via a grating roller 54, and conveyed by a feed roller 62 and a pinch row 263. The winding shaft 61 and the feed roller 62
is driven by a pulse motor 64 via a belt.

Further, in front of the grating roller 54 on the conveyance path 44, a detector 65 is provided to optically detect the bankbook or transfer card 10 being conveyed. Further, near the end of the conveyance path 44, there is a collection box 6 for storing the conveyed passbooks.
8 is provided.

Further, near the end of the conveyance path 44, there is provided a storage section 69 in which transfer cards 10 on which transfer information is not printed or recorded are stored. 91 sheets are taken out at a time and supplied to the conveyance path 44.

Next, the transfer processing method of the present invention in such a configuration will be explained with reference to the flowcharts shown in FIGS. 7(a) to 7(,). For example, a customer is now standing in front of this device. At this time, the CRT display unit 5 displays "Welcome, please specify handling" and
Selection keys for ``withdrawal, deposit, balance inquiry 1 passbook entry, transfer'' are displayed (,STM:). In response to this guidance, the customer presses down the part that says "Transfer" (Sr1)
. As a result, the main control unit 11 determines to proceed to the next processing step, and displays on the CRT display unit 5 the message “Please press the type of transfer” and the message “Cash, card withdrawal”. Display the selection key (S'T
,? ). Next, the customer presses down the part that says ``Withdraw 1 card'' according to the instructions (STY).

As a result, the main control unit 1 determines that the transfer is to be made by debiting the card, and causes the CRT display unit 5 to display the message "Please insert your card" (Sr5). Next, the customer inserts the card into the card insertion slot 6 according to the instructions (Sr1). Then, the card is taken into the magnetic card reading section 12, and account information such as the PIN number 1 and account number recorded on the magnetic stripe section is read by a magnetic head (not shown).

The above account information is checked by the main control section 11, and if it is determined that the card is incorrect, the main control section 11 performs error processing. Further, if the main control unit 1 determines that the card is correct, it causes the CRT display unit 5 to display ``Press your PIN number'' as well as a numeric keypad and a correction key (Sr1). Next, the customer follows the instructions and enters the PIN number by pressing down on the area where the numeric keypad is displayed (ST 13
). By inputting this password, the main control unit 11 determines whether or not the passwords match, and if they do not match, performs a password re-input process. In addition, if the passwords match, the main control unit 11 displays the CRT display unit 5 as follows: ``Press the amount to be transferred'' along with a numeric keypad and an amount key are displayed ('5T9). Next, the customer follows the instructions and inserts the amount to be transferred (ST10). With this input, the main control unit 11 causes the CRT display unit 5 to display the following message: ``Depending on whether the destination is registered or not, please press the registration key, the designation key, or insert the Shinjo card.'' The registration key and designated key are displayed (ST11). Next, the customer inserts the specified key according to the instructions (STJ, ?). When the main control unit 11 determines that this designated key has been input, it displays on the CRT display unit 5 the message "Please press the destination financial institution" and displays the financial institution selection key (ST13).
. Following this guidance, the customer clicks on the financial institution (
STJ4).

When the main control unit 11 determines that it is possible to list branch names by pressing this button, it displays a branch name selection key with the message "Please press the branch name of the first destination on the CRT display unit 26" (S
TJ5). Next, the customer presses the branch name selection key according to the instructions (ST16). When this button is pressed, the main control unit 11 causes the CRT display unit 5 to display ``Please enter the destination's account number and deposit type'' and displays the numeric keypad, TL key, normal key, and current key (STJ7). Following this guidance, the customer enters the account number and worker Kinjinme (ST18). If this entry determines that the main department 11111 is not the main branch, the CRT display section 5 will display "Please press the beneficiary name", as well as a katakana key and a correction key.

A completion key is displayed (ST19). Then, when the completion key is pressed (Si20), or when the main control unit 11 determines that the main branch is °2)). Main control unit 1 still
1 sends and receives inquiry messages, and records the results on journal paper 5.
9 is printed. Next, the main control unit 1 displays the message ``Please check the details of the transfer on the CRT display unit 5'' (
~ and displays the details of the transfer, a confirmation key, and a number key (5T22). During this period, the customer inserts the confirmation key or cancellation key (ST
23).

When the main control unit 11 determines that the cancellation key has been input, it performs a cancellation process, and when it determines that the confirmation key has been input, the main control unit 11 performs a cancellation process.
Display the message "Currently processing the computer. Please wait for a while" on the RT display unit 5 (ST24)
). The main control unit 11 also sends and receives the transfer message, and prints the result on the journal paper 59 using the printing device 76. Next, the main control unit 1 causes the CRT display unit 5 to display the message ``Do you need a transfer card?'' and displays necessary keys and unnecessary keys (ST25).

Following this guidance, the customer presses the necessary key (
ST26). Then, the main control section 11 starts the passbook printing section 1.
In step 3, the transfer information includes the name of the financial institution to which the transfer will be made, the branch name, the bank number, and the O! First, the account name, the client's name, and account information are printed, and a transfer card IQ as shown in FIG. 3 recorded on the magnetic stripe 32 is issued from the passbook and transfer card insertion lower.

That is, the transfer card 10 is taken out from the storage section 69 by the take-out roller 70 and conveyed along the conveyance path 44 in the direction of arrow a. When the rear end of the transfer card 10 faces the print head 56, the transfer card IQ is conveyed in the direction of the arrow, and transfer information is printed on the front surface 31 by the print head 56 during this conveyance. At the end of this printing, the transfer card 10 is conveyed again in the direction of arrow a, and when its magnetic stripe 32 faces the magnetic head 50, transfer information is recorded on the magnetic stripe 32, and then it is ejected from the insertion lower. At this time, the main control unit 11 displays “
Please receive your remittance card” (ST
, T7). Following this guidance, the customer receives the transfer card 10 (ST28). When the receipt of the transfer card 10 is completed or when an unnecessary key is pressed in step 25 (S Tz y ), the main control unit 11
``Please receive 1 card and receipt'' is displayed on the RT display section 5 (ST30). Next, the customer receives the card and receipt and completes the transfer process (ST
3)).

Also, when the registration key is pressed in step 11 (S
T32), the main control unit 1 displays on the CIIT display unit 5, “Currently processing the converter. Please wait for a while.”
is displayed (ST33). The main control unit 11 also sends and receives inquiry messages, and causes the results to be printed on journal paper 59. Next, the main control section 11 causes the CRT display section 5 to display the message "Please confirm the details of the transfer," as well as display the details of the transfer, a confirmation key, and a cancellation key (ST34). Following this guidance, the customer inserts the confirmation key or cancellation key (STJ5). and,
When the main control unit 11 determines that the cancellation key has been input, it performs a cancellation process, and when it determines that the confirmation key has been input, it displays on the CRT display unit 5 the message "The computer is currently processing, please wait for a while" (ST36). . The main control unit 11 also sends and receives the transfer message, and prints the result on the journal paper 59 using the printing device 76. Next, the main control section 11 causes the CRT display section 5 to display "Please receive the card and receipt" (ST37).

The customer then receives the card and receipt and completes the transfer process (STJ8).゛Also, when the transfer card 10 is inserted into the bankbook 1 transfer card insertion lower in step 11 (ST39), the transfer card 10 is accepted into the bankbook print section 13, and the transfer information on the stripe section 32 is read by the magnetic head 50. In other words, the name of the financial institution and branch to which the transfer will be made.

It reads and outputs the number 9, category 9, name, client's name, and account information to the main control section 11. As a result, the main control unit J
1, please confirm the details of the transfer on the CR1 display section 5" and display the transfer details, a confirmation key, and a cancellation key (ST4o). Following this guidance, the customer inserts the confirmation key or cancellation key (Sr1)). Then, when the main control unit 11 determines that the cancellation key has been input, it performs the cancellation process, and when it determines that the confirmation key has been input, the CR'r display unit 5 displays the message "The computer is currently processing, please wait for a while." Seduce (Sr1.?).

The main control unit 11 also sends and receives the transfer message, prints the result on the journal paper 59 using the printing device 76 of the bankbook printing unit 13, and prints the result on the journal paper 59 using the printer 76 of the bankbook printing unit 13.
The transfer card 10 accepted is returned to the passbook and transfer card insertion lower.

At this time, the main control section II causes the CR1 display section 5 to display "Please receive the transfer card" (ST43). Following this guidance, the customer receives the transfer card 10 (STM4). - When the receipt of the transfer card 10 is completed, the main control unit 1 causes the CR1 display unit 5 to display “Please receive the card and receipt” (ST45).
).

The customer then receives the card and receipt and completes the transfer process (ST46).

On the other hand, in step 3, press down on the part that says "cash" (Sj47). As a result, main control unit 1 becomes cash.''
"Please press 1-Transfer amount on the CR1 display section 5" along with the numeric keypad and amount key are displayed (STM, !i). Next, the customer follows the instructions and inserts the amount to be transferred (ST4
9). Due to this input, the main control unit 11 changes the CR1 display unit 5
``To specify the destination, press the specified key, and if using a transfer card, insert it into the passbook or transfer card slot'' is displayed, and the specified key is also displayed (sTso). Next, the customer inserts the specified key according to the instructions (ST51). When the main control unit 11 determines that this specified key has been input, the CRT H receiving unit 5 displays “
Display the destination's financial information (please press ``Koseki'').
and display the financial institution selection key (S
T52). Following this guidance, the customer presses the financial machine tel button (ST5J). When this press is pressed, the main control unit 11 selects a list of branch names (HJ+j77), and displays a branch name selection key on the CRT display unit 26 saying "Press destination branch name" (ST54).

Next, the customer presses the branch name selection key according to the instructions (STs, 5). By pressing this button, the main control unit 1 causes the CR1 display unit 5 to display the message ``Please enter the destination account number and deposit type.''
The numeric keypad, correction key, normal key, and current key are displayed (ST56). Following this guidance, the customer enters the account number and deposit type (ST57). As a result of this input, the main control unit 11 determines that the 313 case is not the main branch.
``Please press recipient name'' is displayed on the CR1 display section 5, and a katakana key, a correction key, and a completion key are also displayed (ST58). Then, when the completion key is pressed (ST59), or when the main control unit 1 determines that it is the main branch, the main control unit 11 causes the CR1 display unit 5 to display "Please enter the client's name," and also displays the message in katakana. and a completion key is displayed (ST6C1). Follow this guide and press the client name and completion key 6 (5T6)
1). By pressing this completion key, the main control unit 11
Please provide the client's phone number,'' and
Display the numeric keypad and completion key (ST15,
2). Based on this guidance, the customer presses the telephone number and the completion key (ST63).

By pressing this completion key, the main control unit 1 causes the CR1 display unit 5 to display the message ``The processing is not in progress, so please wait for a while'' (Si64). The main control unit 11 also sends and receives inquiry messages, and causes the results to be printed on journal paper 59. Next, the main control unit 11
1. Please check the details of the transfer on the R1 display section 5.'' At the same time, the existence of the transfer, a confirmation key, and a cancellation key are also displayed (Si65). Following this guidance, the customer inserts the confirmation key or Q-erasure key (5T)
66). Then, when the main control unit 11 determines that the cancellation key has been inserted f9j, performs the cancellation process, and when it determines that the confirmation key has been inserted, insert one bill or coin into the respective slots on the CR1 display unit 5. If you agree, please press the confirmation key.'' along with a confirmation key and a cancellation key (Si67) Insert the banknotes (Si20). Then, the banknotes are accepted into the deposit/withdrawal unit 14, inspected and counted, and the coins (d
The coins are accepted by Coinman J Old Gold Unit 1-15 and inspected and counted. When the above-mentioned inspection counting is completed, the main control unit 11
The input amount is displayed on the display in step 67 on the R1 display section 5 (Si69). In response to this guidance, the customer inserts the confirmation key or cancellation key (ST7 o)
. Then, when the main control unit 11 determines that the cancellation key has been pressed, a cancellation process is performed. If the main control section 11 determines that the confirmation key is to be input, the CR1 display section 5 displays "Currently processing the computer. Please wait for a while" (ST7J). In addition, the main control unit 11
7. Transmit and receive sentences, and print the results on the glossy paper 59 using the printing device 76. Upon completion of this printing, the main control unit 1 compares the transferred amount with the withdrawn amount or input amount to determine whether or not there is change.

Then, when the main control unit 1 determines that there is change, CR
1 Display section 5 displays the message "Please receive banknotes and coins from their respective receiving slots" and also displays the amount of change (SrF2).

At this time, the main control unit 11 operates the deposit/withdrawal unit 14 to eject and release the change banknotes into the bill insertion slot 3, and creates the coin withdrawal unit 15 (φI+I) to receive coins 19. Release the change coin and insert it. As a result of this release, the customer receives change (S1'7.9). (When you have finished receiving the money, or when you have finished receiving the money,
Part 1] When the change IV+, 'l, was judged'i) i L, '3 flil 1 koku' 61 no is CRT Tatsuji 1 ■ R5
Do you need a transfer card?'' and the required keys and unnecessary keys are displayed (S 1
” 74).The customer presses the necessary key (Si75).Then, the main control unit 11 enters the transfer information as the transfer information in the bankbook Pudding l-To J3. '51E Financial Machine (power name, branch name, "" lottery, subject,
'IJ Hina and Im 4 Detective Roku's names and telephone number 4ii are printed on the transfer card 10 as shown in FIG. 4 recorded on the magnetic stripe 32. Passbook, transfer card 1111
It will be issued by Hitoroa. At this time, main side q+ra section 1
) causes the CR'1' display section 5 to display "Please receive the transfer card" (Si76). Following this '5173, the customer receives the transfer car 1210 ('
5T77). When the receipt of the transfer card 10 is completed, or when the unnecessary key is pressed in step 25 (Si78), the main control unit 11 causes the CR1 display unit 5 to display "Please receive the card and receipt" ( S
T7! ? ).

Next, the customer receives the card and receipt and completes the transfer process (Si80). -Also, step 50
When the customer inserts the transfer card 10 into the passbook or transfer card insertion lower (Si81
), the transfer card 10 is accepted by the bankbook printing section 13, and the magnetic head 50 prints the transfer information on the stripe section 32, that is, the name of the financial institution and the name of the branch.

Account number, earning 2 account name and client's name + 'I'tL
The talk number is output to the reading main control RIS 11. As a result, the main control section 1 causes the CR1 display section 5 to display the message "Currently processing the computer again. Please wait for a while" (Si20). The main control unit 1 also sends and receives inquiry messages, and causes the results to be printed on journal paper 59. Next, the main control unit 11 displays the message ``Please check the details of the transfer'' on the CRT display unit 5.
Display the transfer details, f1M authorization key, and cancellation key (
STmJ). Following this guidance, the customer inserts the confirmation key or cancellation key (Si84). When the main control unit 11 determines that the cancellation key has been input, it performs a cancellation process, and when the main control unit 11 determines that the confirmation key has been input, the CRT display unit 5
``Insert banknotes and coins into their respective slots. If you agree, press the confirmation key.'' is displayed, and a confirmation key and a cancellation key are also displayed (Si
85). Following this guidance, the customer inserts banknotes into the bill insertion slot 3 and coins into the coin insertion slot 8 (Si2
0). Then, the banknotes are received by the deposit/withdrawal unit 14 for inspection and counting, and the coins are received by the coin deposit/disbursement unit 15 and counted for inspection. When the above audit count is completed,
The main control unit 11 causes the CRT display unit 5 to display the input amount on the Stella f85 display (Si87). In response to this guidance, the customer inserts the confirmation key or cancellation key (Si
88).

Then, when the main control unit 1 determines that the cancellation key has been pressed, cancellation processing is performed. Furthermore, when the main control unit 1 determines that the confirmation key should be input, it displays on the CRT display unit 5 the message ``The computer is currently processing, please wait for a while'' (Si89).

The main control unit 11 also transmits and receives the transfer message and prints the result on the journal paper 59 using the printing device @76. Upon completion of this printing, the main control unit 1 determines whether there is change by comparing the transferred amount with the withdrawn amount or input amount. Then, when the main control unit 11 determines that there is change, the CRT display unit 5 displays [Banknotes].

``Please accept coins from each receiving slot'' will be displayed and the amount of change will be displayed (ST!90
). At this time, the main control unit 11 operates the deposit/withdrawal unit 14 to discharge change banknotes into the bill insertion slot 3, and operates the coin deposit/withdrawal unit 15 to discharge change coins into the coin receiving slot 9. The customer receives change due to this release (
S'T 91). When the change has been received,
Alternatively, when the main control unit 1 determines that there is no change, the main control unit 11 causes the CRT display unit 5 to display the message "Please receive the transfer card"(S'T92). Following this guidance, the customer receives the transfer card 10 (5
T93). When the receipt of the transfer card 10 is completed, the main control unit 11iliCRT display unit 5 displays “Please receive the card and receipt” (Si94
).

Next, the customer receives the card and receipt, and
,+End the inverse processing (ST 9.5).

If you use a transfer card as described above, if you make regular transfers to the same recipient, you can omit the second and subsequent "IV" steps other than depositing the amount of money or inserting cash. As a result, improvements in customer service and the number of cases processed due to a significant reduction in operation time will be diluted.

[Sprout of Hikari tB-I]

As described in detail above, according to the present invention, it is possible to provide a transfer processing method that can simplify the operations of transfer processing.

[Brief explanation of the drawing]

The drawings are for explaining the first embodiment of the present invention; FIG. 1 is an external perspective view of an automatic transaction device, FIG. 2 is a diagram showing an example of display on a CRT display section, and FIGS. A plan view for explaining the configuration of the transfer card, Figure 5 is a schematic configuration diagram of the main parts of the electric circuit, Figure 6 is a sectional view showing the configuration of the passbook print section, and Figure 7 is for explaining the transfer processing method. This is a simple flowchart. , 3... Bill insertion slot, 5... CRT display section, 6...
Card insertion slot, 7...Passbook, transfer card insertion slot, 8.
... Coin insertion slot, 10... Transfer card, 11... Main control section, 13... Passbook print section, 31... Surface of transfer card, 32... Magnetic stripe, 69... Storage Part, 70... take-out roller. Applicant's agent Patent attorney Takehiko Suzue Figure 3 Figure 4 z2 lJ Buddha 70° 1-7 Figure 7 (b) Figure 7 (d)

Claims (4)

[Claims] (1) A key manual means for inputting transfer information, a means for performing a transfer process according to the transfer information input by the key manual means, and a transfer transaction information input by the key manual means upon completion of the transaction. Card-like media recording transaction information are selectively issued. A transfer processing method characterized by: (2) The transfer processing method according to claim 1, wherein the transfer information recorded on the card-like medium by the recording means includes at least transfer destination information and transfer personal information. (3) A key manual means for inputting transfer information, a means for processing the transfer according to the transfer information entered by the key human power means, and a part of the transfer information input by the key human power means upon completion of the transfer transaction. or means for issuing a card-like medium on which the entirety is recorded in a machine-readable manner, and means for accepting the card-like medium issued by the issuing means and reading the recorded transfer information, the card-like medium A transfer processing method characterized in that, when receiving a transfer, transfer information from a reading means is used in place of input by a key manual means. (4) The transfer processing method according to claim 3, wherein the transfer information recorded on the card-like medium by the recording means is at least transfer destination information and payer information.