JPH0338617B2 - - Google Patents

Description

[Detailed Description of the Invention] This invention provides deposits,
The present invention relates to a transaction processing device used for transactions such as withdrawals, and having an overaccumulation prohibition mode.

This type of transaction processing facility may be used by the teller or operated by the customer himself. The teller's transaction processing device allows the teller to key-in the deposit amount written on the deposit slip. In automatic teller machines operated by the customer, the deposit amount is usually the amount of cash inserted into the cash slot.

In deposit transactions using teller transaction processing equipment,
Normally, the customer writes the deposit amount on a deposit slip and hands the deposit amount in cash along with the deposit slip to the teller. The teller looks at the deposit slip and determines the deposit amount (transaction amount)
, and then inserts the cash received from the customer into the slot. At this time, the teller typically checks whether the amount of cash is equal to the transaction amount.
This is because the cash amount may be more or less than the transaction amount due to customer error.

This invention has an overaccommodation prohibition mode, and when overaccommodation prohibition is set, even if the teller inserts cash into the slot without checking the cash amount, To provide a transaction processing device having a function of immediately returning the excess amount of cash if the amount exceeds the transaction amount.

A transaction processing device having an over-storage prohibition mode according to the present invention includes a cash deposit machine equipped with a cash input slot, a cash return slot, a discriminating device for inserted cash, and a return path for returning cash to the cash return slot; A cash dispensing machine equipped with a dispensing port and discharging a specified amount of cash into the dispensing port, a received amount storage means for storing the amount of cash received by the cash depositing machine, a numeric key for key-inputting the transaction amount, A change key for requesting the release of change, a transaction amount storage means for storing the transaction amount keyed in using the numeric keys, a discrimination device that sequentially discriminates the cash in the input slot and accepts only genuine cash, and for each acceptance. The received amount is stored in the received amount storage means, and the received amount is compared with the transaction amount stored in the transaction amount storage means, and when the received amount exceeds the transaction amount, the subsequent cash is returned to the return slot. a first control means for controlling the cash deposit machine to return the money, in response to an input by the change key, subtracting the transaction amount stored in the transaction amount storage means from the received amount stored in the received amount storage means; calculation means for calculating the amount of change;
The cash dispensing machine is also characterized by comprising a second control means for controlling the cash dispensing machine so as to discharge the calculated amount of change in cash to the dispensing port.

According to this invention, by key-inputting the transaction amount, even if the teller inserts more cash than the transaction amount into the input slot, the excess amount of cash will be returned immediately, so the teller will be able to notify the teller immediately. This makes it possible to prevent erroneous deposits due to a customer's mistake or a teller's mistake, allowing transactions to be carried out accurately and reducing the burden on the teller.

Further, if there is a difference between the amount accepted by the cash deposit machine and the transaction amount inputted by the key, change is calculated by inputting the change key, and the amount of cash is released. Furthermore, according to this invention, excess cash is returned to the return slot of the deposit machine, and change is discharged to the discharge slot of the dispenser, so the teller can easily distinguish between these types of cash and handle them reliably. , it becomes possible to easily hand over excess cash and change separately when returning the item to the customer.

This invention is an automated teller machine operated by the customer himself/herself,
It can also be applied to automatic teller machines.
In this case, of course, this type of transaction processing device is also provided with numeric keys for inputting the transaction amount, change keys for requesting change, and the like.

Embodiments of the present invention will be described in detail below with reference to the drawings.

FIG. 1 shows the external appearance of the transaction processing device.
This transaction processing device 1 is installed at a cutout part of a counter 2 installed in a bank store or at a counter 2.
or adjacent to the counter 2 on the teller T side. Then, the customer C and the teller T face each other with the transaction processing device 1 in between, and the transaction progresses through mutual operations by both parties. Transaction processing device 1
includes a teller transaction data display 3, a teller keyboard 4, a passbook insertion slot 5, a slip insertion slot 6, a bill slot 7, a bill return slot 8, a bill discharge slot 9, a coin slot 11, and a coin return slot 12. and coin ejection port 13
is provided. As the display 3, a CRT display, a plasma display, or the like is used. Since a CRT display device is used in this embodiment, the display device 3 will be abbreviated as CRT hereinafter. In this embodiment, transactions using banknotes and coins are possible.

FIG. 2 shows an outline of the internal configuration of the transaction processing device 1. As shown in FIG. Transaction processing is controlled by a central processing unit (eg, microprocessor, hereinafter referred to as CRU) 10. The CPU 10 includes a PROM 14 that stores the program, and a RAM 15 that stores various transaction data and is provided with a register group to be described later. The CPU 10 has, as its input/output devices, a CRT 3, a keyboard 4, a bill deposit machine 21, a bill dispenser 22, a coin deposit machine 23,
It is equipped with a coin dispensing machine 24 and a form printing machine 25 for printing on passbooks and slips. Further, the transaction processing device 1 is provided with a line control device 26, and exchanges transaction data with the center via the line control device 26. In FIG. 2, the interfaces of each input/output device and the control circuit of the CRT 3 are omitted.

FIG. 3 shows an outline of the banknote deposit machine 21.
The banknote deposit machine 21 has a banknote slot 7 and a banknote slot 7.
A banknote carry-in path 31 for conveying banknotes to the temporary storage mechanism 33 by a feed-out roller 46; a banknote validation device 32 provided on the path of the banknote transfer path 31 for determining the type and authenticity of banknotes; a temporary storage mechanism 33 that temporarily stores banknotes that are determined to be genuine banknotes; a deposited banknote storage box 34 that stores the banknotes in the temporary storage mechanism 33 after each process;
A banknote return port 8, a first banknote return path 35 that transports banknotes from the temporary storage mechanism 33 to the return port 8 in the event of a failed transaction, and a banknote return path 35 that transports banknotes that cannot be distinguished from regular banknotes by the identification device 32. It is composed of a second banknote return path 36 for returning the banknotes. Shutters 41, 42 and 4 are installed in the input port 7 and the return port 8.
1, 42 open/close state detector 43, banknote detector 4
4. A bill removal detector 45 is provided. The shutters 41 and 42 are opened and closed automatically and can also be closed manually. Banknote conveyance path 3
Each of belts 1, 35, and 36 is constituted by a belt that pinches both sides of the banknote in its longitudinal direction, and a banknote passage detector 47 is provided at an appropriate position. The belt is wrapped around a number of pulleys.
By monitoring the time required for a bill to pass between the passage detectors 47 using a timer or the like, it is possible to detect a jam in the bill. A conveyance path switching path 48 is provided at a location where the second return path 36 branches from the carry-in path 31. Second
The return route 36 joins the first return route 35 midway. The temporary holding mechanism 33 is located below the carry-in path 31, holds the banknotes on a belt hung on a pulley, and includes an arm 49 for preventing banknotes from falling. When returning temporarily held banknotes, this belt moves with point Q as a fulcrum, and sends out the banknotes by pinching them with the belt on the carry-in path 31. Further, the temporary storage mechanism 33 is
It is provided with a push-down member 50 that pushes down the central part of the banknote, which is supported by belts on both sides, into the storage box 34, and a stored banknote detector 51. The maximum number of banknotes (NS) that can be stored in the temporary storage mechanism 33 is predetermined to be, for example, 50 banknotes. The banknote storage box 34 is provided with a banknote excess detector 52 that detects when the banknotes in the box 34 have become so large as to overflow. In the configuration shown in FIG. 3, all types of banknotes are stored in the temporary storage mechanism 33 and stored in the storage box 34.
However, it is preferable to provide a temporary storage mechanism and a storage box for each type of banknote. Furthermore, if necessary, a bill slot and a bill depositing machine may be provided for each type of bill.

FIG. 4 shows an outline of the banknote dispensing machine 22.
The banknote dispensing machine 22 has dispensing banknote storage boxes 61 to 62 each storing a large number of 10,000 yen bills, 5,000 yen bills, 1,000 yen bills, and 500 yen bills, and a designated number of banknotes from each storage box. a feeding mechanism 65 that feeds out and conveys the
A temporary holding mechanism 66 that temporarily holds the dispensed banknotes, a banknote discharge port 9, and a banknote discharge path 6 that collectively sends out the temporarily held banknotes to the discharge port 9.
It consists of 7. Each storage box 61 to 64 is
It is equipped with a run-out detector 68 that detects when the stored banknotes are running low. The feeding mechanism 65 is provided with a blank feed detector 71 that detects that no banknotes are fed out, and a two-sheet detector 72 that detects that two or more banknotes are fed out at the same time. The temporary storage mechanism 66 is the same mechanism 33 shown in FIG.
It has almost the same configuration as , and is equipped with a stored banknote detector 73. The discharge port 9 includes a shutter 74, a shutter open/close state detector 75, and a banknote removal detector 7.
6 is provided. In this dispensing machine 22 as well, a bill passage detector 77 for detecting a jam is provided at a suitable location on the conveyance path. The illustration of the coin depositing machine 23 and the coin dispensing machine 24 is omitted.

FIG. 5 shows the keyboard 4. Arranged on the left half of the keyboard 4 are transaction setting keys consisting of transaction item keys arranged in two vertical columns and transaction type keys arranged in three vertical columns. These five columns of keys are designated as 1st to 5th digits in order from the right column. Also, add 1 to each of the 9 keys in each row, starting from the bottom.
Assign a code number from ~9. Only one of the nine transaction setting keys for each column is pressed. The set transaction is then represented by a five-digit number. For a column in which all nine keys are not pressed, the number in that column is 0.
Each transaction setting key is provided with an indicator light P. These indicator lights P light up when the corresponding key is pressed and go out when the transaction is completed or another key in each column is pressed.

The right half of the keyboard 4 is provided with numeric keys and function keys including keys for prohibiting excessive storage, confirmation, screen request, change, and completion. In addition to the numbers 0 to 9, the numeric keys include a 000 key for inputting units of thousands, a dot key, and an enter key. Indicator light P for over-storage prohibition key
This indicator light P lights up when the excessive storage prohibition key is pressed, and goes out when it is pressed again.

FIG. 6 shows the contents of the RAM 15.
The RAM 15 includes an area for storing keyed-in account numbers, bankbook print lines and balances, an area used as a flag for storing pressed transaction setting keys, an area used as a flag for storing pressed function keys, An area (1 is the cursor position) for storing the next line to be input (cursor position) from the 2nd line to the 11th line on the display screen of the CRT 3 (described later), the depositing machine 21, and the dispensing machine There are an area used as a temporary storage counter for counting the number of banknotes stored in the temporary storage mechanisms 33 and 66 of 22, a tally area, and an area used as a register group. The register groups include the following: Here, R is an abbreviation for register, and IR indicates an auxiliary register for redo operation.

Transaction Setting R Stores the transaction keyed in using the transaction setting key. It is set by pressing the screen request key.

Transaction Setup IR Stores transactions keyed by the Transaction Setup key. It is set every time the transaction setting key is pressed.

Received amount R Stores the amount received from the customer. Every time the cash is recognized by the deposit machine, the amount is added. The contents are cleared after the center communication.

Temporarily stored amount R The deposit machine identifies the amount and stores the temporarily stored amount. Every time the cash is recognized by the deposit machine, the amount is added. Cleared when temporarily stored cash is stored.

Transaction amount R Stores the transaction amount in deposit/withdrawal transactions. It is set when the transaction amount is entered by the keypad and the enter key is pressed, or when the change key is pressed, and is cleared after communication with the center.

Change R Stores the amount of change in deposit transactions. It is set by pressing the change key.

Receipt tally R Used to tally the amount of money correctly deposited by the deposit machine.

Release amount R Memorize the amount to be withdrawn from the withdrawal machine.

Discharge tally R Used to tally the amount normally disbursed by the dispensing machine.

The procedure of transaction processing using such a transaction processing device is shown in FIGS. 7 to 12. below,
An example will be explained in which a customer deposits 39,000 yen into a savings account. The operations performed by the teller and the contents of each register in this example are shown in FIG. In this figure, the customer may insert and remove banknotes. It is also assumed that the excessive storage prohibition key is pressed.

The customer writes his/her account number, name, and deposit amount (39,000 yen) on the deposit slip, and hands the deposit slip, passbook, and cash of 50,000 yen (5 10,000 yen bills) to the teller. . Since the deposit amount is 39,000 yen, all you have to do is hand over 40,000 yen and get 1,000 yen in change, but in this case, assume that you accidentally hand over 50,000 yen. Then, the teller performs the following transaction processing.

Referring to FIG. 7, an initial screen is displayed on the CRT 3 (step (101)). In this example,
Nothing is displayed on the initial screen. The teller first presses the "Normal" and "Deposit" keys to set up the transaction, so the answer is NO at step (102) and YES at step (103). Since the ordinary key has the fifth digit and the code number 1, and the deposit key has the first digit and the code number 9, the number representing the set transaction is 10009. This number is set in the trade setting IR (step (104)). Next, the teller presses the screen request key, so at step (102)
YES, the contents of the trading setting IR are transferred to the trading setting R (step (105)), and trading guidance is displayed on the CRT3.

An example of this trading guidance display is shown in FIG. The first line displays the details of the set transaction. The 2nd to 11th lines are columns for displaying various transaction data, and step (106)
In , only these data items, such as the account number, characters in the passbook line (last printed line or line to be printed) (second line), and [ ] indicating the place where the data is displayed, are displayed, and the data is Not yet displayed. Additionally, a cursor (CU) is displayed in the lower right corner of the item in which data should be entered next. This cursor CU sequentially moves to the location of the next data item to be input each time a data key is input. The 12th line is a message field.

While watching this display, the teller performs key input operations for data, operations for setting slips and bankbooks into the respective insertion slots 6 and 5 (steps (107) and (108)), and operations for setting cash, which will be described later. Each of these operations may be performed in any order, but the completion key is pressed last. When each operation is completed and the screen request key is not pressed again (step (109)), the contents of the transaction setting R are checked to see if deposit processing is possible (step (110)). In the case of deposit, the transaction amount R and the contents of the change R are subtracted from the contents of the received amount R, and the result of this subtraction is stored in the amount R (step (111)). Amount R is a work register. Then, a zero proof check is performed by checking whether the content of the amount R is 0 (step (112)). If the content of amount R is 0, it is normal, 0
Otherwise it is an error. If normal, the contents of the transaction amount R and other input data are edited and transmitted to the center, and communication with the center is performed (step (113)).

As will be clear from what will be described later, the screen request key is used as an input for canceling key-input data or resetting each operation. Therefore, if the screen request key has been pressed (YES in step (109)), the operation is redone.
As mentioned above, the flag for storing that the screen request key has been pressed again is in the RAM 15, and the contents of this flag are checked in step (109).

The center is provided with a customer-specific information file that stores the account number, name and balance for each customer. When a message containing transaction data is transmitted from the transaction processing device, the center searches the file and checks whether there is an account or not and other items to determine whether the transaction is possible. This result is then transmitted to the transaction processing device.

If trading is possible (step (114)
YES), number of transactions, total amount of each transaction, etc.
Totalizes in RAM 15 (step (115)), prints authentication on deposit slip (for example, prints transaction date, account number, etc.), prints data on passbook (steps (116) (117)), and changes. Perform each cash payment process, including the release of cash. After this, the teller stores the printed slip as a copy, returns the change, the cash returned due to the prohibition of excessive storage, and the bankbook to the customer and completes the transaction. If there is an error in step (112) or if the transaction is not possible,
114), an error message is displayed on the CRT3 (step (118)), and if the confirmation key is pressed (step (119)), the process returns to step (106).
Data/key input operations, etc. will be redone. You may return to step (101) from step (119).

After displaying the guidance in step (106), the teller performs key input operations for account number, passbook line, and balance. Referring to FIG. 8, since the cursor CU is displayed at the account number location on the screen of the CRT 3, the teller first inputs the account number using the numeric keypad (step (121)). Then, this input account number is displayed in [ ] (step (122)) and is stored in the RAM 15 (step (123)). This data key input moves the cursor CU to the bankbook line, so the teller similarly keys in the bankbook line and then keys in the balance. These data are displayed on the CRT 3 (see Figure 15) and stored in the RAM 15 (steps (121) to
(123)) repetition). If these data are recorded on a magnetic stripe attached to the cover of the passbook, a magnetic stripe reader is placed inside the passbook insertion slot 5 and read by this stripe reader. It can also be displayed on a CRT3.

When the above data input is completed, the cursor CU has moved to the transaction amount on the fourth line. The teller then reads the deposit amount written on the deposit slip and first enters 39,000 yen (step (121)), and this amount is displayed on the fourth line of the CRT 3 (step (122)). ) (see Figure 15). Next, the teller presses the enter key (step (124)), and the input transaction amount is set to the transaction amount R (steps (125) and (126). Step (123) is omitted in this process.

The amount of cash that the teller receives from the customer and inserts into slot 7 (accepted amount; in this example, the accepted amount is 40,000 yen because over-acceptance is prohibited, as will become clear later) and the transaction amount do not match. In this case, after inputting the transaction amount, the teller presses the change key (step (127)). Although this change key is pressed after the cash storage process (FIG. 10), it will be explained here for convenience. The set transaction is a deposit (YES in step (128)), and the transaction amount has already been keyed in (YES in step (129)), so we move on to step (132) and calculate the received amount R from the contents. Change is calculated by subtracting the contents of transaction amount R, and this change is stored in change R (step (132)). The content of the received amount R is determined by the cash storage process (first
Figure 0, step (168)) yields 40,000 yen, so the change is 1,000 yen. This change is displayed on the 8th line of CRT3 (step (133)) (15th line).
(see figure). The data key input operation and the cash setting are performed in parallel, but the change key is pressed after the cash is set.

The change key is used in the case of calculating and setting the change as described above, and in the case of omitting the key input operation for the transaction amount when the received amount and the transaction amount match, as will be described later. In either case, if the change key is not pressed, an error will occur in the above-mentioned zero proof check (steps (111) (112)).

By key-inputting the transaction amount, the cursor CU on the CRT3 screen is displayed at the required location on the 5th line. If there is no need to enter the required and value date data, the teller presses the enter key to skip these entries. If the starting date data is not entered, the date on which the transaction is conducted will be treated as the date. There is no need for the teller to input keys for the received amount on the 6th line. Cursor CU is the 7th
We will move on to the teller storage amount in the row, but will omit the explanation of the teller storage.

The transaction type may be reset using the transaction setting key during the data key input operation. This occurs when the type of transaction is changed during the operation. When the transaction is reset (YES in step (134)), the configured transaction is set in the transaction setting IR (step (135)).

When re-entering data or after resetting a transaction (step (134)), the screen request key is pressed (step (136)). In this case, the fact that the screen request key was pressed is stored in the flag of the RAM 15, the transaction amount R and change R are cleared (step (137)), and the contents of the transaction setting IR are transferred to the transaction setting R. Memorize it (step (138)) and display the trading guidance on the CRT3 (step (139)). After this process, YES is returned in step (109), so each operation (at least the data input operation) is redone. Steps (134) to (139) are the same as step (102) above.
~(106) is almost the same process.

The completion key is pressed when all operations are completed (step (140)).

The teller moves the cursor CU on the CRT 3 to the teller deposit amount on the 7th line, and then performs a cash set operation. Referring to FIG. 9, check whether the transaction setting R indicates a deposit (step (141)). If it is a deposit, press the shutter 41 of the bill deposit machine 21 slot 7 to insert cash. (The same applies to the coin deposit machine 23).Open (step (142)). The teller manually closes the shutter 41 after inserting a 50,000 yen bill handed over by the customer into the slot 7, so the answer is YES at step (143), and since the answer is YES at step (144), the next step is to prohibit overaccumulation. Check whether the key has been pressed (step (145)). Prohibition of excessive storage means that if the amount inserted into the slot 7 is more than one unit (one bill or one coin) of inserted cash than the set transaction amount, this excess amount will be transferred to the deposit machine. This means that the item will be returned immediately by the customer. In order to perform the overaccommodation prohibition process, it is necessary that the transaction amount has already been set, so if YES in step (145), check whether the transaction amount has already been set in the transaction amount R.
If YES, proceed to cash storage processing.

Referring to FIG. 10, in the cash storage process, the banknotes inserted into the slot 7 are taken in one by one and judged by the discrimination device 32 (step (161)). As a result of the verification, if it is a genuine banknote (step (162))
(YES), it is checked based on the contents of the temporary storage counter whether the number of banknotes stored in the temporary storage mechanism 33 has reached the maximum number (NS) (step (163)). If the temporary storage number has not reached the number of sheets (NS), then it is checked whether the excessive storage prohibition key has been pressed (step (164)), and if the excessive storage prohibition key has been pressed, the received amount R is The contents are compared with the contents of the transaction amount R (step (165)), and if the received amount does not exceed the transaction amount, the verified banknotes are stored in the temporary storage mechanism 33 and the contents of the temporary storage counter are incremented by 1 (step (165)). (166)). and,
The amount of the verified banknote is added to the temporary storage amount R and the received amount R (step (167)).
(168)) and check whether there are any bills left in the slot 7 (step 169)). If there are any bills left in the slot 7, return to step (161) and do the same.
The banknotes are discriminated one by one and temporarily stored, and the amount of each banknote is added to the temporarily stored amount R and the received amount R. Repeat steps (161) to (169) four times, and when you reach step (165) for the fifth time, the contents of the received amount R (40,000 yen) > the contents of the transaction amount R (30,000 yen). 9,000 yen), so step (170)
Then, the fifth bill is returned to the return slot 8 through the second return path 36. Now that there are no more banknotes in the input slot 7, the answer to step (169) is NO, and the process proceeds to step (171). At this stage, the contents of the temporarily reserved amount R and the accepted amount R are 40,000 yen. In this way, if the excessive storage prohibition key is pressed, cash exceeding the transaction amount is immediately returned. If the excessive storage prohibition key is not pressed, all cash in the slot 7 is temporarily stored in the storage mechanism 3.
Sent to 3.

In step (171), it is checked whether there is a returned bill in the return slot 8, and if there is a returned bill (10,000 yen in this example), the shutter 42 is opened. If the teller withdraws this 10,000 yen (step (172)), the received amount of 40,000 yen will be displayed on the 6th line of CRT3 (step (173)) (see Figure 15), and the process will return to step (142). Then open the shutter 41 of the input port 7. Thereafter, by pressing the change key, change is calculated and displayed on the CRT 3 as described above.

In step (162), the banknotes that could not be distinguished from regular banknotes by the discrimination device 32, and in step (163), if the number of stored banknotes in the temporary storage mechanism 33 reaches the maximum number NS, any more banknotes are also removed. It is returned to return port 8 (step (170)).

In Fig. 9, steps (147), (148) and (151) are data key input processing (Fig. 8).
and cash set processing. As mentioned above, the screen request key is used when redoing the key input operation (step (136)), and the completion key is used when the key input operation is completed (at this time, the passbook, slip, and cash set processing has also been completed). ) is pressed (140)). The fact that these keys are pressed is stored in the RAM 15 as a flag. YES on step (147)
And if NO in step (144), proceed to step (151). If YES in step (148), it is checked whether there are bills in the slot 7 (step (149)), and if there are no bills, the shutter 41 of the slot 7 is automatically closed (step (150)). ),
Proceed to step (151). In step (151)
If YES, the cash set process ends.

The above-mentioned cash setting process (FIG. 9) and cash storing process (FIG. 10) are explained using the process for banknotes as an example, but the process for coins,
It goes without saying that processing using both banknotes and coins is done in exactly the same way.

FIG. 11 shows the procedure for cash payment processing.
If the contents of the transaction setting R are received (YES in step (181)), the contents of the temporary storage amount R are added to the contents of the storage summary R (step (182)), and the received amount R,
The transaction amount R and temporary storage amount R are cleared (step (183)). If there are banknotes in the temporary storage mechanism 33, they are stored in the storage box 34 (steps (184) and (185)), and it is checked whether the change R is 0 (step (186)). In this example, the contents of the change R is 1,000 yen, so this 1,000 yen is transferred to the discharge amount R (step (187)), and the change R is cleared (step (188)). Then, by the banknote dispensing machine 22,
The content of the release amount R, 1,000 yen, is released into the release port 9 (step (189)), the content of the release amount R is added to the release total R (step (190)), and the process is completed.
The teller returns the 1,000 yen from the outlet 9 and the 10,000 yen taken from the return outlet 8 to the customer.

If the set transaction is not a deposit, processing is performed according to the transaction. For example, in the case of a withdrawal process, the withdrawal transaction amount is set to the above-mentioned release amount R, and the cash dispensing machine 22 releases cash corresponding to the transaction amount.

If the amount received by the teller from the customer is 50,000 yen and the transaction amount matches, the received amount will be automatically set as the transaction amount by pressing the change key, so there is no need to set the transaction amount. do not have. Conversely, if the transaction amount is not set, the received amount becomes the transaction amount. In such an operation, the excessive storage prohibition key is not pressed. In such cases
An example of the display on the CRT 3 is shown in FIG. 16, and FIG. 14 shows the operations performed by the teller and the contents of each register. In the data/key input process shown in FIG. 8, when the teller finishes keying up to the balance on the third line of the CRT 3, the cursor comes to the position of the transaction amount on the fourth line. There is no need to key in the transaction amount.
To skip the transaction amount, the teller presses only the enter key without pressing any numeric keys. When the Enter key is pressed, step (124)
The result is YES, and the judgment at step (125) is NO because the transaction amount data has not been input.The process returns to step (121) again without processing step (126), and only the cursor CU is set to the applicable value on the 5th line. Move to the important part.

When the teller sets cash in slot 7, the 9th
In the figure, the process is performed in steps (141) as described above.
Proceed to ~(145). If the transaction amount is not set, the excessive storage prohibition key is not pressed either, so the answer at step (145) is NO and the process proceeds to cash storage processing.

Referring to FIG. 10, in the cash storage process, the 50,000 yen input into the slot 7 is identified, and if all of these are genuine banknotes, the temporary storage mechanism 33 stores 50,000 yen.
Banknotes of 10,000 yen are stored. And the temporary storage amount R
and the received amount R are both 50,000 yen. When there are no more bills in the input slot 7 (step (169)), there are no more bills in the return slot 8 (step (171)), so 50,000 yen is displayed as the accepted amount on the 6th line of the CRT 3 (step (169)). Step 173)).

Returning to Figure 8, after this, when the teller presses the change key (step (127)), at step (128)
YES, NO at step (129), received amount R
The contents (50,000 yen) are transferred to the transaction amount R (step (130)), and 50,000 yen is displayed as the transaction amount on the fourth line of the CRT 3 (step (131)). Needless to say, the contents of this transaction amount R are sent to the center as the deposited amount through center communication (step (113)).
Further, in this case, the change is 0.

In this way, the change key functions as a trigger for calculating change (step (132)) and as a trigger for automatically setting the transaction amount (step (130)). However, in order to automatically set the transaction amount, it is not necessarily necessary to use the change key; instead, a separate transaction amount set key is provided, and when this transaction amount set key is pressed, the contents of the received amount R are changed to the transaction amount R. It may be possible to transfer the information to FIG. 12 shows an example in which the change is calculated by pressing the change key, and the transaction amount is set by pressing the transaction amount set key.
From this diagram, both functions can be better understood.

[Brief explanation of drawings]

FIG. 1 is a perspective view showing the appearance of the transaction processing device;
Fig. 2 is a block diagram showing the internal structure of the transaction processing device, Fig. 3 is a block diagram showing an outline of the bill depositing machine, Fig. 4 is a block diagram showing the outline of the bill dispensing machine, and Fig. 5 is a block diagram showing the outline of the bill dispensing machine. 6 is a diagram showing the contents of the RAM, FIG. 7 is a flow chart showing the overall procedure of transaction processing, and FIG. 8 is a flow chart showing the procedure of data key input processing. FIG. 9 is a flow chart showing the cash set processing procedure, FIG. 10 is a flow chart showing the cash storage processing procedure, and FIG. 11 is a flow chart showing the cash payment processing procedure.
Figure 12 is a flow chart showing a modified example of processing for money keys; Figures 13 and 14 are diagrams showing transaction operation procedures and the contents of each register; Figures 15 and 16 are CRT diagrams. It is a figure which shows the example of a display. 3...CRT, 4...Keyboard, 7...Input slot, 8...Return slot, 15...RAM, 21...Banknote deposit machine, 32...Identification device, 35...First return path, 36... ...Second return route.

Claims (1)

[Claims] 1 A cash deposit machine equipped with a cash slot, a cash return slot, an identification device for the inserted cash, and a return route for returning cash to the return slot, and a cash discharge slot that allows a designated amount of cash to be released. A cash dispensing machine for discharging at the exit, a received amount storage means for storing the amount of cash received by the cash deposit machine, a numeric key for inputting the transaction amount, a change key for requesting the release of change,
A transaction amount storage means stores the transaction amount keyed in using the numeric keys, the cash in the input slot is sequentially discriminated by a discrimination device, and only genuine cash is accepted, and the received amount is stored in the received amount storage means for each acceptance. At the same time, the received amount is compared with the transaction amount stored in the transaction amount storage means, and when the received amount exceeds the transaction amount, the cash deposit machine is controlled to return subsequent cash to the return slot. 1, the control means, a calculation means for calculating the change amount by subtracting the transaction amount stored in the transaction amount storage means from the received amount stored in the received amount storage means in response to an input using the change key; A transaction processing device having an over-accommodation prohibition mode, comprising a second control means for controlling a cash dispensing machine to discharge the changed amount of cash to a dispensing port.