JPH0327947B2 - - Google Patents

Description

[Detailed Description of the Invention] This invention provides deposits,
The present invention relates to a cash dispensing device used for transactions such as withdrawals, particularly in a transaction processing device used by a teller.

This type of transaction processing device includes a cash deposit machine that identifies and counts cash inserted for deposit, a cash dispensing machine that counts and dispenses the required amount of cash for payment, and the like. When a failure occurs in a depositing machine or a dispensing machine, for example, when cash gets stuck in the conveyance path, conventionally the transaction is interrupted as an error and the deposit or withdrawal is restarted after recovery. Therefore, the transaction processing time was long.

This invention provides a transaction system that allows for easy payment of the entire amount to be paid or the balance after deducting the amount already paid at the cash dispensing machine without interrupting the transaction when an error occurs in the cash dispensing machine. A cash dispensing device in a processing device is provided. The present invention can also be applied to cases where the teller is forced to withdraw money other than when an error occurs in the cash dispensing machine, such as when a customer requests new bills, bundles of bills, or coins. The teller can arbitrarily choose the method of withdrawal by the teller and the method of having the withdrawal machine withdraw the money, and the amount to be paid can be decided according to the above two methods.
It is also possible to pay in installments.

Embodiments of the present invention will be described in detail below with reference to the drawings.

FIG. 1 shows the external appearance of the transaction processing device.
This transaction processing device 1 is installed at a notched part of a counter 2 installed in a bank store or at a counter 2.
or adjacent to the counter 2 on the teller T side. Then, the customer C and the teller T face each other with the transaction processing device 1 in between, and the transaction progresses through mutual operations by both parties. The transaction processing device 1 includes a teller transaction data display 3, a teller keyboard 4, a passbook insertion slot 5, a slip insertion slot 6, a bill insertion slot 7, a bill return slot 8, a bill discharge slot 9, a coin slot 11, Coin return port 12 and coin discharge port 1
3 is provided. As display device 3, CRT
Display devices, plasma displays, etc. are used. Since a CRT display is used in this embodiment, the display 3 will be abbreviated as CRT hereinafter. In this embodiment, transactions using banknotes and coins are possible.

FIG. 2 shows an outline of the internal configuration of the transaction processing device 1. As shown in FIG. Transaction processing is controlled by a central processing unit (eg, microprocessor, hereinafter referred to as CPU) 10. The CPU 10 includes a PROM 14 that stores the program, and a RAM 15 that stores various transaction data and is provided with a register group to be described later. The CPU 10 has a CRT 3, a keyboard 4,
Bill depositing machine 21, bill dispensing machine 22, coin depositing machine 2
3, a coin dispensing machine 24, and a form printing machine 25 for printing on passbooks and slips. Furthermore, the transaction processing device 1 is provided with a line control device 26,
In FIG. 2, which communicates transaction data with the center via the line control device 26, the interfaces of each input/output device and the control circuit of the CRT 3 are omitted.

FIG. 3 shows an outline of the banknote dispensing machine 22.
The bill dispensing machine 22 has dispensing bill storage boxes 31 to 34 each storing a large number of 10,000 yen bills, 5,000 yen bills, 1,000 yen bills, and 500 yen bills, and a specified number of bills from each storage box. Feeding mechanism 3 that feeds and conveys banknotes
5. It is composed of a fixed storage mechanism 36 for temporarily storing the dispensed banknotes, a banknote discharge port 9, and a banknote discharge path 37 for collectively discharging the temporarily stored banknotes to the discharge port 9. Each storage box 31-34
is equipped with a run-out detector 38 that detects when the stored banknotes are running low. The feeding mechanism 35 includes
A blank feed detector 41 detects that a banknote has not been fed, and a two-sheet detector 41 detects, based on the thickness or length of the banknote, that two or more banknotes have been fed simultaneously in an overlapping state. A container 42 is provided. The temporary storage mechanism 36 holds banknotes on a belt hung on a pulley, and includes a banknote fall prevention arm 39. When discharging temporarily stored banknotes, the belt moves using this belt point Q as a fulcrum, pinches the banknotes between the belt on the discharge path 37, and sends out the banknotes. Also,
The temporary storage mechanism 36 is provided with a stored banknote detector 43. The maximum number of banknotes that can be stored in the temporary storage mechanism 36 is predetermined to be, for example, 50 banknotes. The banknote discharge path 37 is constituted by a belt that pinches both sides of the banknote in its longitudinal direction, and a banknote passage detector 47 is provided at an appropriate position. The belt is wrapped around a number of pulleys. By monitoring the time required for a bill to pass between the passage detectors 47 using a timer or the like, it is possible to detect a jam in the bill. The discharge port 9 includes a shutter 44, a shutter opening/closing state detector 45, and a banknote removal detector 46.
is provided. The shutter 44 is opened and closed automatically, and can also be closed manually.

FIG. 4 shows an outline of the coin dispensing machine 24.
The coin dispensing machine 24 includes dispensing coin storage units 51 to 55 that store dispensing coins by type, a temporary storage device that temporarily holds coins discharged from these storage units, and a storage coin detector 61. It is comprised of a mechanism 56, a coin discharge port 13, a coin discharge path 57 for delivering temporarily reserved coins to the discharge port 13, and a coin passage detector 58 provided in the discharge path 57. The discharge port 13 is provided with a shutter 62, a shutter opening/closing detector 63, and a coin removal detector 64. In addition, each of the storage containers 51 to 55 has a cut-off detector 6 that detects when the stored coins are running low.
5. A discharge mechanism 66 for laterally projecting and discharging coins one by one starting from the lowest one, and a discharge coin detector 67 for detecting the discharged coins are provided.

Details of the banknote deposit machine 21 and the coin deposit machine 23 are omitted from illustration.

FIG. 5 shows the keyboard 4. Arranged on the left half of the keyboard 4 are transaction setting keys consisting of transaction item keys arranged in two vertical columns and transaction type keys arranged in three vertical columns. These five columns of keys are designated as 1st to 5th digits in order from the right column. Also, add 1 to each of the 9 keys in each row, starting from the bottom.
Assign a code number from ~9. Only one of the nine transaction setting keys for each column is pressed. The set transaction is then represented by a five-digit number. For a column in which all nine keys are not pressed, the number in that column is 0.
Each transaction setting key is provided with an indicator light P. These indicator lights P light up when the corresponding key is pressed and go out when the transaction is completed or another key in each column is pressed.

The right half of the keyboard 4 is provided with numeric keys and function keys including confirmation, screen request, and completion keys. Numeric keys include 0-9
In addition to the numbers, it includes a 000 key, a dot key, and an enter key for entering thousands.

FIG. 6 shows the contents of the RAM 15.
The RAM 15 includes an area for storing keyed-in account numbers, bankbook print lines and balances, an area used as a flag for storing pressed transaction setting keys, an area used as a flag for storing pressed function keys, An area for storing the next line to enter (cursor position) from the second line to the eleventh line on the display screen of the CRT3 (described later) (1 is the cursor position), deposit machines 21 and 23, and withdrawal machines. An area used as a temporary storage counter that counts the number of banknotes stored in the temporary storage mechanisms 36, 56, etc. of the machines 22, 24, respectively, and a deposit machine 2.
1 and 23 and the dispensing machines 22 and 24, a totaling area, and an area used as a register group. The register groups include the following: Here, R is an abbreviation for register, and IR indicates an auxiliary register for redo operation.

Transaction Setting R Stores the transaction keyed in using the transaction setting key. It is set by pressing the screen request key.

Transaction Setup IR Stores transactions keyed by the Transaction Setup key. It is set every time the transaction setting key is pressed.

Transaction amount R Stores the transaction amount in deposit/withdrawal transactions. It is set when the transaction amount is keyed in by the teller and the enter key is pressed, and is cleared after communication with the center.

Withdrawal Amount R Stores the amount to be paid to the customer. It is set after communication with the center and cleared when cash dispensing is completed.

Withdrawal amount IR This is an auxiliary register for the withdrawal amount R.

Discharged Amount R Stores the amount to be discharged from the dispensing machine. It is set before discharging cash, and after counting and withdrawing cash, the counted amount is subtracted, and when the disbursed amount becomes 0, the cash dispensing process ends. This key input amount is also subtracted when the teller withdrawal amount is input by key.

Count amount R Stores the amount to be dispensed from the dispensing machine. If the amount to be released exceeds the amount that can be released at one time, the amount to be released at one time is set.

Teller withdrawal amount R Sets the amount paid by the teller to the customer from the teller withdrawal cash storage box.

Teller Withdrawal Amount IR This is a work register to correctly calculate the amount released.

Discharge tally R This is a register that tallies the amount normally disbursed from the dispensing machine.

Teller withdrawal tally R This is a register that tallies the amount correctly paid by the teller.

The procedure of transaction processing using such a transaction processing device is shown in FIGS. 7 to 10.

The following is an example where a customer withdraws 700,000 yen from a savings account. The operations performed by the teller and the contents of each register in this example are shown in FIG.

The customer writes his/her account number, name, and withdrawal amount (700,000 yen) on the withdrawal slip, stamps it, and then hands the withdrawal slip and passbook to the teller.
Then, the teller confirms the seal impression and processes the next transaction.

Referring to FIG. 7, an initial screen is displayed on the CRT 3 (step (101)). In that example,
Nothing is displayed on the initial screen. The teller first presses the "normal" and "withdrawal" keys to set up the transaction, so the answer is NO at step (102) and YES at step (103). Since the ordinary key has the fifth digit and the code number 1, and the withdrawal key has the first digit and the code number 4, the number representing the set transaction is 10004. This number is set in the trade setting IR (step (104)). Next, the teller presses the screen request key, so at step (102)
YES, the contents of the trading setting IR are transferred to the trading setting R (step (105)), and trading guidance is displayed on the CRT3. (Step (106)).

An example of this trading guidance display is shown in FIG. The first line displays the details of the set transaction. The 2nd to 11th lines are columns for displaying various transaction data, and step (106)
, only these data items, such as the account number, characters in the bankbook line (last line printed or line to be printed) (second line), and [ ] indicating the place where the data is displayed, are displayed, and the data is Not yet displayed. Additionally, a cursor (CU) is displayed in the lower right corner of the item in which data should be entered next. This cursor (CU) sequentially moves to the next data item to be input each time a data key is input. The 12th line is a message field. In the case of withdrawal, lines 9 to 11 are blank.

While watching this display, the teller performs key input operations for data, which will be described later, and operations for setting slips and passbooks into the respective insertion slots 6 and 5 (steps (107) and (108)).
Do this. Each of these operations may be performed in any order, but the completion key is pressed last. In the case of depositing money, cash is also set in the input slots 7 and 11 (step (109)). When each operation is completed and the screen request key is not pressed again (step (110)), the input data is edited and transmitted to the center, and communication with the center is performed (step (111)). The screen request key is used as an input for canceling key-input data or resetting each operation. Therefore, if the screen request key has been pressed (YES in step (110)), the operation is redone. If you wish to redo the transaction settings, return to step (101). The flag that remembers that the screen request key was pressed again is as described above.
It is located in the RAM 15, and step (110) checks the contents of this flag.

The center is equipped with a customer-specific information filter that stores the account number, name and account balance for each customer. When a message containing transaction data is transmitted from the transaction processing device, the center searches the file and checks the presence or absence of an account and other items to determine whether the transaction is possible, such as whether the billed amount is less than the balance. . This result is then transmitted to the transaction processing device.

If trading is possible (step (112)
YES), number of transactions, total amount of each transaction, etc.
The data is totaled in the RAM 15 (step (113)), the authentication is printed on the deposit slip (for example, the date of the transaction, the account number, etc.), the transaction data is printed on the passbook (steps (114) and (115)), and the transaction data is cashed. Perform each payment process. After this, the teller keeps the printed slip as a copy, hands the customer a passbook and 700,000 yen in cash, and completes the transaction. If the transaction is not possible (NO at step (112)), an error message will be displayed on the CRT3 (step (116)), and if the confirmation key is pressed (step (117)), the process will proceed to step (106). The data/key input operations, etc., are then returned and redone. You may return to step (101) from step (117).

After displaying the guidance in step (106), the teller performs key input operations for account number, passbook line, and balance. Referring to FIG. 8, since the cursor (CU) is displayed at the account number location on the screen of the CRT 3, the teller first inputs the account number using the numeric keypad (step (121)).
Then, this entered account number will be displayed in [ ] (step (122)), and the RAM15 will be displayed.
(step (123)). This data key input moves the cursor (CU) to the bankbook line, so the teller keys in the bankbook line in the same way, and then enters the balance. These data are displayed on the CRT 3 (see FIG. 12) and stored in the RAM 15 (advancement of steps (121) to (123)). If these data are stored on a magnetic stripe attached to the cover of the passbook, a magnetic stripe reader is placed inside the passbook insertion slot 5 and read by this stripe reader. It can also be displayed on a CRT3.

When the above data input is completed, the cursor (CU)
has been moved to the transaction amount on the fourth line. Then, the teller enters the transaction amount of 700,000 yen (step (121)), and the input transaction amount is displayed on the CRT 3 (step (122), see Figure 12). After this, the teller presses the enter key (step (124)). The input transaction amount data is set to the transaction amount R (steps (125) and (126)). In the case of a transaction amount, key input data is not stored in the RAM 15. (omission of step (123)).

By key-inputting the transaction amount, the cursor (CU) on the CRT3 screen is displayed at the application location on the fifth line. If application and value date data entries are not required, the teller presses the enter key to skip these entries. If the starting date data is not entered, the date on which the transaction is conducted will be treated as the date. There is no need for the teller to enter the withdrawal amount and denomination in the sixth and seventh lines. The cursor (CU) moves to the teller withdrawal amount on the 8th line.

The completion key is pressed when all operations are completed (step (127)).

FIG. 9 shows the procedure for cash payment processing. The content of transaction setting R is withdrawal (step (131)
NO at step (132), YES at step (132)), if the transaction amount has already been set (YES at step (133)),
The contents of the transaction picture R are transferred to the withdrawal amount IR (step (134)), and the contents of the withdrawal amount IR are further transferred to the withdrawal amount R (step (135)). Then, the CRT 3 displays that the withdrawal amount is 700,000 yen and that the denomination is 70 10,000 yen bills (see step (136), lines 6 and 7 in Figure 12). When the teller sees this display and presses the confirmation key (NO at step (137), YES at step (138)), the contents of the withdrawal amount R are displayed as the withdrawal amount R.
(Step (139)), and proceed to the cash discharging process (Figure 10). When the cash discharge is completed, the transaction amount R and the withdrawal amount R are cleared (step (140)).

In the withdrawal confirmation display at step (136), the teller can correct the withdrawal amount using the numerical keys if there is a discrepancy in the withdrawal amount, and can also correct the denomination if necessary (step (136)). 137)).
The denomination displayed on the CRT 3 is determined so as to emit the minimum number of banknotes. So, for example 70
If you wish to exchange and release 10,000 yen out of 10,000 yen, you can set the desired denomination through this step (137). On the keyboard 4, the denomination setting key is omitted. The key input data using the numeric keys is displayed on the CRT3 (step (146)), and when the enter key is pressed next (step (144)), the corrected withdrawal amount is displayed on the CRT3 (step (146)).
Set to IR (step (145)).

When canceling a savings account, the transaction amount will not be set before communicating with the center (step (133)
(NO). In this case, the cancellation fee including interest will be transmitted from the center in the center communication,
Displayed on CRT3 (not shown). Also, the message to enter the withdrawal amount using the keypad appears on the 12th page of the CRT3.
The teller enters the cancellation fee as the withdrawal amount (step (142)). Then, this entered withdrawal amount will be transferred to CRT.
3 (step (143)), and when the enter key is pressed (step (144)), the withdrawal amount is set to IR (step (145)).

If the authorized transaction is a deposit (YES in step (131)), aggregation processing necessary for deposit processing is performed (step (147)) and the process is completed. Also, if the transaction is neither a deposit nor a withdrawal (step (131))
(132)) If both are NO, for example in the case of bookkeeping or balance inquiry, the process ends.

Details of the cash release process are shown in FIG. First, it is checked whether the entire amount of cash to be released R can be released (step (150)). Specifically, it is checked from the contents of the RAM 15 whether the dispensing machine 22 is out of banknotes or whether a failure has occurred in the dispensing machine 22. If a failure occurs in the dispensing machine 22, it is checked whether the content of the disbursed amount R is 0 or not. If the full amount can be released, a release confirmation is displayed on the 12th line of CRT3 (step (151)) (see Figure 12). When the confirmation key is pressed (NO in steps (173) (175)) and YES in step (152), if the content of the discharge amount R is not 0 (step (153)) and there is no problem with the withdrawal machine, then In step (154), the amount to be dispensed by the dispensing machine 22 is set to the counted amount R (step (155)). As mentioned above, the maximum amount of banknotes that can be stored in the temporary storage mechanism 36 of the dispensing machine 22 is 50 in this example.
It is one piece. If the amount to be released exceeds the amount of 50 banknotes (700,000 yen in this example), it will be released in two or more parts, and at the time of the first release, the counted amount R will be released in one go. Set the maximum amount that can be earned (500,000 yen) (Step (155)).

When the discharge amount is set to the counted amount R, the storage box 3
A temporary storage mechanism 36 that feeds out banknotes one by one from 1
The banknotes temporarily stored in the bank and fed out are counted (step (156)). In this process, it is checked whether there is an error that makes it impossible to continue dispensing, such as empty dispensing or jamming (step (157)), and if there is no error, dispensing of the amount set in the counted amount R is completed. If it is not completed, the process returns to step (156) and the above process is repeated (step (158)).
Step (156) when dispensing 50 10,000 yen bills
The processing of ~(158) is repeated 50 times. If an empty bill is dispensed or a jam occurs, the bill is fed out a required number of times (for example, three times), and if the bill is still dispensed empty or the jam is not cleared, an error is determined in step (157).

When the counting amount of banknotes has been fed out, the banknotes in the temporary storage mechanism 36 are transferred to the banknote discharge port 9 via the banknote discharge path 37.
(step (159)) and open the shutter 44. It is checked whether a conveyance error such as jamming occurred during this banknote conveyance process (step (160)).

When the reward banknote is extracted (step (161)),
The content of the counted amount R is subtracted from the content of the released amount R, and the result of this subtraction is used as a new released amount (step (162)). In this process, the release amount is 1 as in this example.
This is valid if the amount that can be released at one time exceeds 500,000 yen. Next, the content of the counted amount R is added to the released total R and the total is calculated (step (163)).
Return to At step (153), the content of release amount R is 0.
If so, it means that the discharging of the banknotes of the amount to be discharged has been completed. If the content of the dispensed amount R is not 0, the amount to be dispensed for the second time is set to the counted amount R, and the banknote dispensing process is repeated in the same way.

In this example, the withdrawal amount is 700,000 yen, and since 500,000 yen has already been released, the withdrawal amount is R at step (162).
The contents will be 200,000 yen. Since the content of the release amount R is not 0 (NO at step (153)), set the amount to be released for the second time, 200,000 yen, as the counted amount R (step (155)), and proceed to step (156) as described above. ~
(158) is repeated 20 times and the temporary storage mechanism 36
Release 200,000 yen (Step (159)). and,
When cash is withdrawn (step (161)), the content of the counted amount R is subtracted from the content of the released amount R (step (162)), and the released amount is totaled (step (163)).
When the second banknote release is completed, the content of the release amount R becomes 0, and the content of the release total R is +700,000.

If the content of the release amount R becomes 0 (step (153)
(YES), the teller withdrawal amount is totaled (step (164)) as will be described later, and the teller withdrawal amount R is reset (step (165)), thereby completing the cash dispensing process.

In the second process, when the content of the released amount R is 200,000 yen, this 200,000 yen is taken out from the storage box 31 and stored in the temporary storage mechanism 36 (steps (156) to (158)), and then the process proceeds to step (159). ), if a conveyance error (for example, a jam) occurs during cash conveyance, the answer at step (160) is YES. Then,
On the 12th line of CRT 3, as shown in Figure 13, a message indicating that the dispensing of 200,000 yen is no longer possible due to a failure in the dispensing machine is displayed (step (172)). When you see this display, the teller will move the cursor (CU) for teller withdrawal.
Make sure that is in the teller withdrawal amount column and enter 200,000 yen (step (173)). Teller withdrawal means that the teller takes out cash from the teller withdrawal banknote storage box provided adjacent to the teller and makes a payment instead of using the dispensing machine. The key-input amount is displayed on the 8th line of the CRT 3 (step (174)). Next, the teller presses the enter key (step (175)), sets the key-input amount to the teller withdrawal amount IR (step (176)), and selects the contents of the teller withdrawal amount IR from the contents of the release amount R. is subtracted and the content of the teller withdrawal amount R (in this example, 0) is added to calculate a new withdrawal amount (step (177)). The processing at step (177) corresponds to the processing at step (162). The reason why the contents of the teller withdrawal amount R are added is to cope with the need for the teller to rekey the teller withdrawal amount. In this example, the content of the release amount R becomes 0 as a result of the processing in step (177). Thereafter, the contents of the teller withdrawal amount IR are transferred to the teller withdrawal amount R (step (178), and the process returns to step (150)).

In the case of a dispensing machine failure, in step (150) it is detected whether the content of the disbursed amount R is 0 or not. In this example, the content of the release amount R is 0, so the answer is YES at step (150), and the release confirmation is displayed on the CRT 3 (step (151)). When the teller presses the confirmation key (step (152)) ), then moves to step (164) via step (153). Therefore, the contents of the teller withdrawal amount R are added to the teller withdrawal total R (step (164)), the teller withdrawal amount R is cleared (step (165)), and the release process is completed. The teller withdrew 500,000 yen from the withdrawal machine 22.
Paid 200,000 yen for a total of 700,000 yen to the customer.

FIG. 11 shows an example of this dispensing machine failure. In this way, when a failure such as a conveyance error occurs in the withdrawal amount 22, the teller immediately takes out cash from his own storage box and pays the shortfall without interrupting the payment transaction process, so the transaction process can be performed quickly. It will be done. Moreover, the teller withdrawal amount is aggregated according to the character. Removal of obstacles generally occurs after the transaction has closed.

If the storage box 31 or the like of the dispensing machine 22 runs out of banknotes, or if the dispensing machine 22 has a failure and the content of the discharge amount R is not 0, the answer to step (150) is NO, and the process continues. Moving on to (171),
A message indicating that release is not possible is displayed in the message field of the CRT3. In these cases as well, the remaining amount (or amount) of the amount to be paid will be the teller withdrawal. In the dispensing machine 22, if an error (for example, jam) occurs in feeding out banknotes from the storage box (YES in step (157)), or if YES in step (154) due to a teller re-operation error, The process also moves to step (172), where the teller withdrawal process is performed.

The flow chart shown in FIG. 10 allows the teller withdrawal amount to be corrected. After keying in the incorrect teller withdrawal amount (step (173)), if neither the enter key nor the confirmation key is pressed (NO in steps (175) and (152)), return to step (173) again and enter the teller amount. It is possible to re-enter the withdrawal amount. Also, if you press the enter key after inputting the wrong teller withdrawal amount (YES at step (175)), the process returns to step (150) after processing steps (176) to (178). After (151) is displayed, you can enter the teller withdrawal amount again without pressing the confirmation key (step (173)). In this case, step (177)
By adding the contents of the teller withdrawal amount R in , the incorrectly input teller withdrawal amount is offset.

Teller withdrawals can be used not only when payment using a withdrawal machine is not possible as described above, but also even when the withdrawal machine is operating normally. For example, if a customer receives new banknotes,
When requesting a bundle of bills or coins, the teller immediately moves to teller withdrawal processing without causing the dispensing machine to dispense cash. It is also possible to have the withdrawal machine dispense the remaining amount after subtracting the teller withdrawal amount from the withdrawal amount.

In the above example, the bill dispensing machine 22 is used, but it goes without saying that the payment transaction process can be performed in exactly the same way even if the coin dispensing machine 24 is used.

As described above, the cash payment device in the transaction processing device according to the present invention has numerical keys for inputting an amount, an enter key for validating the input using the numerical keys, and a cash disbursing device for inputting the amount to be paid input using the numerical keys. A dispensing amount register that stores, a cash dispensing machine that counts and dispenses a specified amount of cash, a counted amount register that stores the amount to be dispensed by the cash dispensing machine, and a cash dispensing amount register that stores the amount of cash in the counted amount register. A first calculating means for subtracting the amount in the counted amount register from the amount in the dispensed amount register and storing the result of this subtraction in the dispensed amount register when the dispensing by the dispensing machine is completed; cumulatively adding the amount in the counted amount register; a teller withdrawal amount auxiliary register that stores the teller withdrawal amount entered by the numeric keys in response to input of the enter key; Teller Withdrawal Amount Register that stores the amount in the Teller Withdrawal Amount Register, after storing the Teller Withdrawal Amount in the Teller Withdrawal Auxiliary Register and before transferring it to the Teller Withdrawal Amount Register, the Teller Withdrawal Amount auxiliary is stored from the amount in the Teller Withdrawal Amount Register. a second calculation means that subtracts the amount in the register and adds the amount in the teller collection amount register, and stores this calculation result in the disbursement amount register; and a teller withdrawal amount register when the amount in the disbursement amount register becomes zero. The present invention is characterized by comprising a second aggregation means for cumulatively adding up amounts of money.

By using the cash dispensing device according to the present invention, the teller can either have the cash dispensing machine dispense a required amount of cash, or the teller can pay cash from his own cash storage box. Moreover, the cash dispensed from the cash dispensing machine is totaled by the first totaling means, and when a teller withdrawal is made, the withdrawal amount is reliably totaled by the second totaling means. Therefore, even if a dispensing machine failure occurs during transaction processing using a cash dispensing machine, the teller can immediately withdraw all or part of the amount due, which is not the case in the past. Transaction interruptions can be avoided. Since teller withdrawals are possible even when there is no problem with the withdrawal machine, it is possible to make payment transactions that exceed the withdrawal limit of the withdrawal machine, and also when the customer requests new bills, bundles of bills, or coins. In such cases, it is possible to pay all or part of the total payment amount through teller withdrawal.

Further, according to the present invention, there is provided a teller withdrawal amount auxiliary register which stores the teller withdrawal amount entered by the numeric keys in response to input of the enter key, and a teller withdrawal amount auxiliary register which stores the teller withdrawal amount inputted by the numeric keys and then transfers the teller withdrawal amount after being stored in the teller withdrawal amount auxiliary register. A teller withdrawal amount register is provided for storing the amount in the teller withdrawal amount register. Then, after the teller withdrawal amount is stored in the teller withdrawal amount auxiliary register and before being transferred to the teller withdrawal amount register, the amount in the teller withdrawal amount auxiliary register is subtracted from the amount in the discharge amount register, and the amount in the teller withdrawal amount register is subtracted from the amount in the teller withdrawal amount register. is added, and the result of this calculation is stored in the disbursement amount register.

Therefore, even if the teller enters an incorrect teller withdrawal amount and presses the enter key, if the teller subsequently enters the correct teller withdrawal amount and presses the enter key, the above teller withdrawal will be processed. The incorrectly entered teller withdrawal amount is offset by adding the amount in the amount register. In this way, the teller incorrectly enters the teller withdrawal amount and
Moreover, even after pressing the enter key, you can correct the teller withdrawal amount by simply inputting the correct teller withdrawal amount without having to perform any troublesome operations such as cancel processing, making the teller operation easier. Become.

[Brief explanation of the drawing]

FIG. 1 is a perspective view showing the appearance of the transaction processing device;
Fig. 2 is a block diagram showing the internal configuration of the transaction processing device, Fig. 3 is a block diagram showing an overview of the banknote dispensing machine, Fig. 4 is a block diagram showing an overview of the coin dispensing machine, and Fig. 5 is a keyboard. 6 is a diagram showing the contents of the RAM, FIG. 7 is a flow chart showing the overall procedure of transaction processing, and FIG. 8 is a flow chart showing the procedure of data key input processing. Figure 9 is a flow chart showing the procedure for cash payment processing, Part 1.
Figure 0 is a flow chart showing the cash dispensing processing procedure, Figure 11 is a diagram showing the transaction operation procedure and the contents of each register, and Figures 12 and 13 are diagrams showing examples of CRT displays. 3...CRT, 4...Keyboard, 9,13...
...Discharge port, 15...RAM, 22...Banknote dispensing machine, 24...Coin dispensing machine.

Claims (1)

[Scope of Claims] 1 Numerical keys for inputting an amount; Enter key for validating input using the numeric keys; Discharge amount register for storing the amount to be paid inputted using the numeric keys; A cash dispensing machine that counts and dispenses the amount of cash, a counted amount register that stores the amount to be dispensed by the cash dispensing machine, and when the dispensing of the amount of cash in the counted amount register by the cash dispensing machine is completed. a first arithmetic means for subtracting the amount in the counted amount register from the amount in the discharged amount register and storing the result of the subtraction in the discharged amount register; a first aggregation means for cumulatively adding the amount in the counted amount register; and a numerical key. a teller withdrawal amount auxiliary register that stores the teller withdrawal amount entered by the teller withdrawal amount in response to the enter key input; stores the amount in the teller withdrawal amount register that is transferred after the teller withdrawal amount is stored in the teller withdrawal amount auxiliary register; After storing the teller withdrawal amount in the teller withdrawal amount auxiliary register and before transferring it to the teller withdrawal amount register, the amount in the teller withdrawal amount auxiliary register is subtracted from the amount in the teller withdrawal amount register and the teller withdrawal amount is a second calculation means that adds the amounts in the amount register and stores the calculation result in the withdrawal amount register; and a second calculation means that cumulatively adds the amount in the teller withdrawal amount register when the amount in the withdrawal amount register becomes zero. A cash dispensing device in a transaction processing device, comprising: aggregation means;