JPH02297472A - Automatic transaction apparatus - Google Patents

Abstract

PURPOSE:To prevent improper use of a medium by allowing a user to select if he or she needs said medium and collecting said medium without issuing when the user selects it unnecessary. CONSTITUTION:When a user forgets to receive a receipt R or manipulates a key on a CRT display part 5 to indicate that he or she does not need the receipt R, a collecting gate 41 guides the receipt R which is rotated downward and transferred in a reverse direction to a collecting path 37. When the user indicates through manipulation of the key on the CRT display part 5 that the receipt is not necessary to be issued, a receipt carrying path 34 is turned in a reverse direction to take in the receipt R when the receipt R comes to a receipt discharging port 6, and at the same time, the collecting gate 41 is turned downward and guided to the side of the collecting path 37. Accordingly, it is prevented that the user discards the receipt R and the other person uses the receipt R for an improper purpose.

Description

[Detailed Description of the Invention] [Purpose of the Invention] (Industrial Application Field) The present invention is installed, for example, in an automatic deposit machine used in financial institutions, etc., and accepts a user's card and records it in a slip. This invention relates to an automatic transaction device that prints transaction records.

(Prior art) For example, when a user makes a transaction using only a card,
Automatic deposit machines now issue receipts with important information such as the user's account number and transaction details printed on them.

(Problem to be solved by the invention) However, in the past, cash registers were issued regardless of whether or not the user needed a receipt. When they are not being used, they are often just thrown away, leading to problems such as them being found and misused by others, or causing damage to the beautification of the surrounding area.

Therefore, the object of the present invention is to provide an automatic transaction device that allows a user to not issue a medium on which a transaction record is printed when the user does not need the medium.

[Structure of the Invention] (Means for Solving the Problems) In order to solve the above problems, the present invention provides an automatic transaction device that performs transactions based on the operations of a publisher and prints and issues the transaction details on a medium. , comprising a selection means for selecting whether or not the medium is required, and a collection means for collecting the medium without issuing it when the selection means selects that the medium is not required. It is characterized by:

(Function) When it is selected by the selection means that the medium is unnecessary, the medium on which the transaction record is printed is collected and not handed over to the user.

(Example) The present invention will be described below with reference to an example shown in the drawings.

Figure 2 shows an automatic teller machine (ATM) as an automatic transaction device.
, and an abbreviated operating section 2 is formed on the front surface of the housing 1. On the horizontal surface of this operation section 2, transfer,
A banknote inlet/outlet 3 is provided in which a large number of banknotes to be transferred can be inputted at once, change for banknotes can be received, and banknotes to be withdrawn can be received, and this banknote inlet/outlet 3 is provided with a door 4 that can be opened and closed freely. There is.

Further, on the horizontal surface of the operation section 2, a color CR7 display section 5 with a built-in touch sensor as a selection means is provided. This CR7 display unit 5 displays operating procedures and other information on the CRT screen in the form of illustrations, characters, or words to guide the user, and also displays information such as the PIN number, amount, account number, transaction approval, confirmation, or A so-called key operation is performed by pressing a display area depending on whether a cancellation is required, whether a receipt is required, or whether a receipt is required or not.

Further, on the vertical surface of the operating section 2, a card insertion hole 1 (also serving as a receipt ejection port) 6 and a bank passbook insertion lower are provided.

On the other hand, a card slip unit 11 as shown in FIG. 1 is mounted inside the housing 1. As shown in FIG. A transport path 12 is provided inside the card slip unit 11 for transporting the card K inserted from the card insertion slot 6. In this conveyance path 12, a plurality of first to fourth conveyance roller pairs 13, 14 are provided at predetermined intervals along the card conveyance direction.
15°16 are arranged. The first transport roller pair 13 includes a card insertion detector 17 for detecting that the card K has been inserted, and a magnetic detector for detecting that the magnetic tape is attached to the correct position of the card. 1
8 are arranged in parallel. Further, a shutter 19 is provided between the first and second pair of transport rollers 13.1'4 to restrict or permit insertion of the card. Further, a contact 20 is provided between the second pair of conveyance rollers 14 and the third pair of conveyance rollers 15 for reading and writing information to the IC card.

In addition, upper and lower magnetic heads 21 and 22 are arranged in parallel on the third pair of conveying rollers 5, and the fourth pair of conveying rollers 1
A card collection storage 23 is provided at the rear of the card 6.

Further, a slip storage section 24 is provided at the rear part of the card slip unit 11, and a journal paper (medium) 25 is stored in a folded state in the slip storage section 24. The journal paper 25 is a pressure-sensitive coloring type double-folded paper, consisting of an upper paper 26 and a lower paper 27, and is taken out from the slip storage section 24 and wrapped around a sprocket 28.

The journal paper 25 is separated into upper and lower parts by a separation gate 29, and the upper paper 26 is passed through a guide 61 to the printing unit 3.
1, the bottom paper 27 is inserted into a cutter 30, then sent to a printing section 31, overlaid again, and sent to an imprint section 32.

The cutter 30 is constructed as shown in FIG.

That is, this cutter 30 is provided with a fixed blade 53 and a rotating blade 54 between frames 51 and 52, and the lower paper 27 is inserted between the fixed blade 53 and the rotating blade 54. A drive arm 56 is connected to one end of the fixed blade 53 via a link 55, and this drive arm 56 is connected to the cam 5.
7 to a drive motor 58. When the drive motor 58 is activated, the drive arm 56 is moved up and down via the cam 57, which causes the rotary blade 54 to rotate via the link 55 and cut the lower paper 27. ing.

As shown in FIG. This allows for reliable transportation guidance.

Further, a separation gate 33 is provided behind the imprint section 32 to separate the journal paper 25 into an upper paper 26 and a lower paper 27 again. The separation gate 33 is rotated by a solenoid 71, and the bottom sheet 27 separated by the separation gate 33 is conveyed along a receipt conveyance path 34 and is discharged from the receipt discharge port 6.

The receipt conveyance path 34 is used when the user forgets to take out the issued cash register 1-R, and when the user performs a key operation on the CRT display unit 5 indicating that it is not necessary to issue the cash register 1-R. It is supposed to rotate in the opposite direction.

Further, the upper paper 26 separated by the separation gate 33 is wound up by a winding reel 35. That is, the winding reel 35 is provided with guide arms 45, 45 on both sides, and these guide arms 45, 4
5 is rotatably supported around a fulcrum 46, and a pressing roller 4 that is pressed against a winding shaft 47 is provided at the rotating end.
8 is installed. The upper paper 26 separated by the separation gate 33 is guided to the take-up shaft 47 along the guide arm 45, and is pushed onto the take-up shaft 47 by the suppressing roller 48 and wound up. ing.

On the other hand, a receipt collection warehouse 36 is provided in front of the winding reel 35. The receipt collection warehouse 36 is connected to the receipt transport path 34 via a collection transport path 37, and a collection gate 41 is provided at the introduction portion of the collection transport path 37. Said collection day! - 41, when the user forgets to take out the issued cash register 1-R, or when the user performs a key operation on the CRT display unit 5 indicating that the cash register 1-R is not required to be issued, The cash register 1-R, which is rotated downward and sent back, is guided to the collection conveyance path 37.

Therefore, when a user makes a transaction, first, the color C
Key operations are performed according to the operating procedure displayed on the RT display section 5, and the card K is inserted from the card insertion slot 6. The card inserted through the card insertion slot 6 is detected by the insertion detector 17, and is also detected by the magnetic detector 18.
When proper magnetism is detected in the card K, the shutter 16 opens to allow the insertion of the card C, and the first to fourth pairs of transport rollers 13 to 16 rotate in the taking direction, and the card I (or Note that the card may be a magnetic card or an IC card. In the case of an IC card, the magnetic detector 15 is ignored when the card is inserted. Information is read and written in response to the magnetic tape.That is, if the magnetic tape is attached to the front side, the magnetic head 21 is used, if it is attached to the back side, the magnetic head 22 is used, and in the case of an IC card, the contact 20 is used. Reading and writing of information is performed by the .

The reading and writing of information by these magnetic heads 2F, 22 and contacts 20 are common matters and will not be explained here.

Once the information is read out from the loaded card, it is further conveyed through the conveyance path 12 and transferred to the imprint section 3.
2.

On the other hand, at this time, the sprocket wheel 28 is rotated, the bottom paper 27 of the journal 25 passes through the inside of the cutter 30, and the first paper 26 passes through the cutter 30.
It passes through the second part and is sent to the printing part 31, and this printing part 31
Then, the upper paper 26 and the lower paper 27 are overlapped again. Thereafter, the printing unit 4 prints the transaction record on the journal paper 25, and the same content is printed on the first paper 26 and the bottom paper 27. The printed journal paper 25 is then sent to the imprint section 32 and superimposed on the card. In this imprint section 32, the upper surface of the journal paper 25 is pressed by a pressure roller 32a, and the embossment of the card I is copied.Since the journal paper 25 is of a pressure coloring type, two sheets are copied together. This completes the printing and imprinting of the journal paper 25. After that, the lower paper 27 of the journal paper 25 is cut by the cutter 30 for only the current transaction and is issued to the user as a receipt R. That is, The journal paper 25 is separated by the separation gate 33.
are separated, and the lower sheet 27 is conveyed as a receipt R in the direction of the receipt conveyance path 34. Also, journal paper 25
The upper paper 26 is guided upward by the separation gate 33,
It is wound up on a winding reel 35.

The winding reel 35 continuously winds up the 25 top sheets 26 of the journal paper as bank transaction records.

On the other hand, when the transaction is completed, the receipt R conveyed to the receipt conveyance path 34 is discharged from the receipt discharge port 6 and issued to the user. When the transaction is completed, the card is returned through the card insertion slot 6.

The card returned to the card insertion slot 6 is removed by the user.

If the user forgets to remove the card from the returned card, it will be taken back into the card and sent to the card collection unit 23.
will be collected.

The card collection unit 23 collects not only cards that have been left behind, but also cards that are instructed to be collected by a command from a host computer or the like.

Further, the ejected receipt R is taken out by the user, but if the user forgets to take it out, the receipt conveyance path 34 is reversed and taken into the apparatus. The received receipt R is conveyed in the direction of the recovery conveyance path 37 by a recovery gate 41 located in the middle of the receipt conveyance path 34 . The receipt R conveyed to the collection conveyance path 37 is further conveyed and collected in the receipt collection warehouse 36.

By the way, when the user performs a key operation on the CRT display unit 5 to indicate that issuing a receipt is not necessary during the above-described transaction, the receipt R conveyed by the receipt conveyance path 34 reaches the receipt discharge port 6. and receipt conveyance path 3
4 is reversely rotated to take in the receipt R, and at the same time, the collection gate 41 is rotated downward and guided to the collection conveyance path 37 side. The receipt R is conveyed by this collection conveyance path 37 and is collected in the receipt collection warehouse 36.

Therefore, the user will not throw away the receipt R, and it will not be misused by others or spoil the aesthetic appearance of the surrounding area.

[Effects of the Invention] As explained above, according to the present invention, when a user no longer needs a medium on which transaction records are printed, the medium is collected without being issued, thereby preventing the medium from being misused. It is safe and has the effect of not damaging the beauty of the surrounding area.

[Brief explanation of the drawing]

The drawings show one embodiment of the present invention, and FIG.
CRT display section (selection means), 25... Journal paper (medium), 36... Receipt collection box (collection means), 3
7...Recovery conveyance path (recovery means), 41...Recovery gate (recovery means), K...Card. Applicant's agent Patent attorney Takehiko Suzue Figure 2 Figure 3

Claims (1)

[Claims] In an automatic transaction device that performs a transaction based on a user's operation and prints and issues the transaction details on a medium, the selection means selects whether or not the medium is required, and the selection means selects whether or not the medium is required. 1. An automatic transaction device comprising: a collection means for collecting the medium without issuing it when the user chooses not to issue the medium.