JPH02126390A - Bankbook/slip transaction device - Google Patents

Abstract

PURPOSE:To automatically and continuously attain many transaction items, to rationalize processing work, and to shorten a working time by providing a means to display the propriety of slip addition to a storage part at an inserting part. CONSTITUTION:When a slip housed in a hopper is supplied, a vacant room condition is inputted to a processing center, a pilot lamp LP is lit off, and the addition possible condition of a slip is displayed. When the new slip is inserted, the pilot lamp LP is lit up again, when the printing processing of the slip is completed, a carriage path L2 is connected to L3 by a signal from a control center, and the slip is carried to a carrying part 8. At such a time, a next pocket is made to face a carriage path L1 based on the discriminating signal of a sensor S, and the next slip is supplied to a printing part 4.

Description

DETAILED DESCRIPTION OF THE INVENTION <Field of Industrial Application> The present invention relates to an accounting terminal device of a financial institution, such as a passbook/slip transaction device used at a counter of Cf Bank or the like.

<Prior Art> As a passbook/slip transaction device used at counters of banks, etc., there is one shown in the schematic configuration diagram of FIG. This passbook/slip transaction device includes an insertion section l that inserts passbooks and slips into the device using an insertion roller r1, and a magnetic reading head 2 that reads magnetic data from the magnetic stripe of the inserted passbook.
1 magnetic reading section 2, a printing section 4 consisting of a print head 41 and a platen 42 facing it, and a page break section 5 for turning six pages of a passbook as necessary, which are arranged in sequence on the passbook and slip conveyance path, respectively. ing. Further, a magnetic sending section 7 comprising a magnetic writing head 71 for updating magnetic data after printing processing is provided near the magnetic reading section 2.

Further, in order to process passbooks and slips using the passbook/slip transaction device having the above configuration, an online system shown in FIG. 7 is used. The case of processing a bankbook from a customer will be described below based on the above-mentioned bankbook/slip transaction device and online system and the flowchart of FIG. 8.

First, the bankbook X submitted by the customer is inserted into the device via the insertion roller r of the insertion slot 15. Then, while the bankbook X is conveyed by the insertion roller r and the foot roller r2, the magnetic data recorded on the magnetic stripe is read by the magnetic reading head 21 in the 8i reading section 2.

On the other hand, the teller inputs the transaction details instructed by the customer using the keyboard 91 and displays them on the screen of the CRT 92 as shown in FIG. After confirming this display, data is sent to a processing center (not shown) via the control section 93. The print head 41 of the print section 4 prints transaction details based on instructions from the processing center. If it is necessary to print on a new page of the bankbook X, the foot roller r:l+r 4 is driven to transport the bankbook X to the page break section 5, where the page break section 5 opens the required page. and foot roller r 4 r r :
1 by reverse rotation, it is placed on the platen 42 again, and the corresponding transaction details are printed.

Next, the foot roller r2 transports the magnetic writing head 7 in the direction of the insertion port 15, and the magnetic writing head 7 in the magnetic writing section 7.
1, the magnetic data is updated.

After the above-mentioned processes, the passbook X is ejected from the insertion slot 15 to the outside of the device.

On the other hand, when printing the processing details of the above bankbook Print the contents and move the foot roller r2 and insertion roller rl.
is discharged from the device through the insertion port 15.

<Problems to be solved by the invention> As mentioned above, in conventional passbook/slip transaction devices,
After processing the passbook, if a slip is required, the slip is inserted again through the insertion slot and the same printing process is performed.

Therefore, when performing a plurality of transaction items (for example, ordinary deposits, fixed savings deposits, etc.) with one passbook (-account), it is necessary to insert a bankbook for each transaction item and perform processing. Moreover, if a slip is required for processing the bankbook, it is necessary to separately insert the slip and print it. For this reason, a method has been proposed in which passbooks and slips are temporarily stored in multiple pockets, and the slips in these pockets are sequentially fed out and processed. However, if there are more transaction items than pockets, the slips can be processed automatically and continuously. I can't come.

On the other hand, the transaction device configured as described above only processes slips corresponding to transaction details, and it is difficult to provide individual information to customers.

Means for Solving the Problems> The present invention has been made to solve the above problems, and includes an insertion guide for introducing the passbook to the insertion roller in the insertion section and a hopper for automatically feeding out the stored slips. A magnetic reader is provided to read the magnetic data of the inserted passbook with a magnetic reading head and output it to the control center, and a plurality of pockets are formed to temporarily store the inserted passbook and slips. A storing section in which one of the bankbooks and slips can be appropriately disposed opposite to the conveying path of the passbooks and slips, and a printing section for printing the bankbooks and slips fed out onto the platen from the storing section with a print head are provided along the conveying path, respectively. A conveyance switching section is provided between the storage section and the printing section to switch the conveyance path by rotation of a blade and guide printed passbooks and slips to the discharge section, and a conveyance switching section is provided between the conveyance switching section and the discharge section. A magnetic writing section is provided for updating the magnetic data of the passbook, the insertion section is provided with a means for displaying whether or not a slip can be added to the storage section, and the conveyance path is provided with a printing section. A separate sheet feeding hopper is provided.

<Function> When the slips stored in the storage section are fed out, the display indicating that additional slips can be inserted lights up, so the teller only has to insert the necessary slips, which enables automatic and continuous processing of slips. . In addition, if a separately installed ticket hopper is fed to the printing section and individual information from the processing center is printed, the individual information requested by the customer can be provided in the case of the relevant passbook/slip transaction.

<Example> The passbook/slip transaction device of the present invention will be explained in detail below based on the drawings.

FIG. 1 is a schematic diagram of the configuration of a passbook/slip transaction device according to the present invention, FIG. 2 is a perspective view showing the mechanism of the storage section, and FIG. 3 is an external perspective view of the transaction device.

The passbook/slip transaction device has an insertion section l, a magnetic reading section 2, a storage section 3. Printing section 4. A page break section 5 is arranged on the conveyance path, and a conveyance cutting section 6 is provided between the storage section 3 and the printing section 4, and processed bankbooks and slips are discharged through a magnetic writing section 7 for updating. This will lead you to Part 8. The insertion section 1 consists of an insertion guide 11 that guides a bankbook to an insertion roller, a hopper 12 that stores each slip, and a hopping roller R that sends out the slips in the hopper 12 to the insertion roller. Further, as shown in FIG. 3, this insertion portion 1 is provided with means for displaying the availability of additional slips, which includes a display lamp LP and the like. Further, at the tip of the insertion guide 11, there is an insertion roller R2 consisting of a pair of upper and lower pressure rollers.
It is also provided with a rotation mechanism and a clamp mechanism (not shown). A sensor S is provided on the conveyance path from the insertion roller R2, and the sensor S reads the slip type and outputs it to the processing center. Further, in front of the insertion roller R2, a magnetic reading section 2 consisting of a magnetic reading head 21 is arranged. On the other hand, as shown in FIG. 2, the storage section 3 has a plurality of partition plates 31, 32, 33.
6 and hold it in three pockets [il, [iil, [...
].

One end of this holding arm 35, 36 is supported by a rotating shaft 37, and the rotating shaft 37 is rotated via a motor m1 and each gear g8g2. This rotation causes the pocket [+], [i
The structure is such that any pocket among the pockets can be appropriately placed opposite the passbook and slip conveyance path. Further, a foot roller R3 is provided at the front end of the storage section 3, that is, on the opposite side to the insertion roller R2. il.

[I pull out the bankbook and slips stored in the computer one by one.

A shutter 61 for stopping the conveyance of the passbook is provided ahead of the foot roller R3, and a printing section 4 consisting of a print head 41 and a platen 42 facing the print head 41 is formed ahead of the foot roller R4. There is. Feet rollers R, , R,
A page break section 5 having a page break mechanism 51 is further provided beyond that. Normally, printing line breaks in the printing section 4 are performed by rotation of foot rollers R4 and R5.

At the end of the conveyance path L2, a cut sheet feeding hopper 10 is provided together with a feeding roller R9. As will be described later, this ticket feed hopper 10 prints out information separate from the transaction details, such as asset management advice to the customer and introductions to events such as banks. Further, between the foot rollers R3 and R4, there is a conveyance switching section 6 consisting of a flade 62 for switching the conveyance path L2 to another conveyance path L3.
is formed. When conveying bankbooks, slips, etc. to the printing unit 4, the plate 62 is tilted downward. Further, when discharging the passbook or slip after printing, etc., the passbook or slip is raised upward and the transport paths L2 and R3 are connected.

The conveyance path L3 is provided with a magnetic writing section 7 consisting of a foot roller R2 and a magnetic writing head 71, and a discharge section 8 consisting of a discharge roller R6 for discharging the paper to the outside of the apparatus.

Figures 1 and 2 and Figure 4 show the process of issuing passbooks and multiple transactions (withdrawals from ordinary savings deposits, deposits from fixed savings deposits, etc.) and the corresponding slips using the passbook/slip transaction device with the above configuration. The explanation will be given below based on the respective operation explanatory diagrams and the flowchart of FIG. First, the bankbook handed to the teller at a counter or the like is placed on the insertion guide 11, and each processing data is entered into a predetermined account field [j] from the keyboard 91, and sent to the control center via the control unit 93. This will start online processing. At this time, individual information for the customer is also input.

The inputted processing data for ordinary deposits and time savings deposits are displayed on the screen of the CRT 92 as shown in FIG. At this time, the individual information is also displayed. This content is confirmed by a teller. Next, according to the processing data from the processing center, the passbook Based on the processing data from the processing center, the motor m1 in the storage section 3 is rotated to place, for example, the pocket [I] facing the conveyance path L1 (see FIG. 4 (1)). The bankbook X is then stored in the pocket [1] by the rotation of the insertion roller R2, and is further conveyed until it comes into contact with the shutter 61 by the rotation of the foot roller R1 (FIG. 4 (2)). The above-mentioned positional state of the passbook
3 is stored.

On the other hand, in the hotspot 12, a slip Y for a punch deposit and a slip Z for a fixed savings deposit are stored respectively. The hopper 12 is shown in Figure 4 (
As shown in 1), the mechanism is such that the bottom plate 12a is pushed up by the splinter 12b, and the slips Y and Z are sequentially fed out via the hopping roller R1.

In this state, the hopping roller R1 is rotated by a signal from the control center to feed out the slip Y from the hopper 12. The type mark of this slip Y is read by a sensor S, and the read identification signal is similarly output to a processing center. Based on this identification signal, the motor m is rotated via the control section 93. That is, the pocket [II] corresponding to the slip Y is rotated so as to be placed opposite to the conveyance path (FIG. 4 (3)). If slip Y has necessary data or a magnetic stripe stored thereon, the magnetic reading head 2
1 to read its contents. This also applies to slip 2.

Next, the slip Y that has passed through the insertion roller R2 is placed in the pocket [II]
Similarly, the motor m of the storage section 3 is rotated in a predetermined direction to store the transmission gZ in the pocket [...] (FIG. 4 (5)). The storage states of the slips Y and Z are stored in the control unit 93 similarly to the bankbook X.

Even if the slips are set in the order of Z and Y due to a malfunction of the teller, the difference is read by the sensor S, and the rotation of the storage section 3 is controlled by the control section 93 so that the slips are placed in the pockets [1iil, [i] corresponding to the slips Z and Y. ] is controlled in this order.

When the pocket storage information of the passbook and each slip is output to the processing center, the processing center issues a signal to turn on the display lamp LP, and the control section 93 displays that the slip is not accepted. Further, the processing centers generate a signal to rotate the motor m in the opposite direction and return the pocket [I] to its initial state (FIG. 4 (6)), and the control unit 9
3 is input.

The shutter 61 is lowered by the above signal, and the motor m2
or rotate. As a result, the foot rollers R, , R convey the passbook X in the pocket [i] to the printing unit 4. At this time, the blade 62 is tilted downward in response to a signal from the control center (FIG. 4 (7)), and the conveyance paths L and L2 from the storage section 3 to the printing section 4 are connected.

Next, in the printing unit 4, the transaction details of the ordinary deposit and the transaction details of the time savings deposit are printed on the page of the bankbook X, respectively. If it is necessary to print on other pages, the paper is conveyed to the page break section 5 via foot rollers R5 and R6, and the page break mechanism 51 turns over the required pages. Then, it is returned to above the platen 42 of the printing section 4 and necessary printing processing is performed. At the same time as the above printing process is performed in the printing section 4,
The blade 62 rises upward in response to a signal from the control center and connects the transport paths L2 and L3. Therefore, the passbook @X is fed out from the foot roller R4 to the foot roller R7, and magnetic data is written on the magnetic stripe 7 of the passbook Processing is done. Then, it is discharged out of the apparatus by the discharge roller R8.

On the other hand, when the passbook X reaches the magnetic writing section 7, the blade 62 tilts downward to connect the conveyance path and L2. Then, the motor m2 is rotated via the control unit 93 in response to a signal from the processing center, and the slip Y in the pocket is fed out to the foot roller R1 by the foot roller R3. Then, it is conveyed to the printing unit 4, and the details of the ordinary deposit transaction are printed on the slip Y (FIG. 4 (9)). When the slip Y is taken out from the pocket, the empty state of the pocket is inputted to the processing center by a sensor S (not shown), and the display lamp LP is turned off to indicate whether a slip C can be added. When a new slip is inserted, the display lamp LP lights up again.

When the printing process for the slip Y is completed, the blade 62 is raised in response to a signal from the control center, connects the transport paths L2 and L3, and transports the slip Y to the discharge section 8. Also at this time sensor S
Based on the identification signal of
Rotate the pocket [■1] to face the conveyance path. Then, the slip Z is fed out to the foot rollers R3 and R4. Further, the blade 62 is tilted downward and the slip Z is fed out to the printing section 4. As the slip Z is fed out, the display lamp LP goes out, and the state that additional slips are possible is displayed as described above. After printing the time savings deposit transaction details on the slip Z in the printing unit 4, the blade 62
is raised to connect the conveyance paths L2 and L3, and the slip Z is discharged from the discharge section 8 to the outside of the apparatus in the same manner as described above.

Through the above steps, the contents of bankbook X and slips Y, Z, . . . are automatically and continuously processed.

When the above-mentioned series of transaction processing is completed, the cut δ is fed from the cut feed hopper 10 to the printing section 4 by the feed roller R9, and the individual information for the customer from the processing center is printed out and discharged via the discharge section 8. Ru.

In the above description, each pocket [I].

[iil, [1iil position (passbook, slip position status)
may be detected by a sensor (not shown), or this sensor may detect the position by identifying the rotation angle of the motor m, and the pocket [i], [=].

The position of each partition plate constituting [III] may be directly detected.

Furthermore, in the above embodiment, each slip was printed after being transported to the passbook discharge section, but depending on the ability of the control section, the transport, printing, and printing of the passbook may be performed in addition to the transport, Fi1 writing, and printing of the passbook. It is also possible to configure so that processing can be performed in parallel.

<Effects of the Invention> As described above, the passbook/slip transaction device of the present invention has the following features:
When transacting multiple items in one passbook (10 accounts), the slips can be temporarily stored together with the passbook and continuously fed out, and new slips can be added and inserted in response to this feeding, automatically and continuously. can process a large number of transaction items. In other words, the processing work can be significantly streamlined and the working time accordingly shortened compared to the conventional counter work in which a bankbook is inserted and ejected and a corresponding slip is inserted and ejected for each transaction. Furthermore, there is no need to arrange the slips according to the details of the transaction, and the labor of the teller etc. is greatly reduced.

Furthermore, since individual information of the C customer can be provided during the transaction, it becomes possible to provide even more detailed services to the customer.

[Brief explanation of the drawing]

Fig. 1 is a schematic configuration diagram illustrating the passbook/slip transaction device of the present invention, Fig. 2 is a perspective view showing the mechanism of the storage section, Fig. 3 is an external perspective view of the transaction device, and Fig. 4 ( 1) to (9) are explanatory diagrams of each operation of the device, FIG. 5 is a flowchart of passbook and slip processing in the present invention, FIG. 6 is a schematic diagram of the configuration of a conventional passbook/slip transaction device, and FIG. 7 8 is a schematic diagram showing an online automated transaction system; FIG. 8 is a flowchart of conventional passbook and slip processing; and FIG. 9 is a diagram showing contents displayed on a CRT. ■...Insertion section, 10...Single feed hopper. +1...Insertion guide, 12...Hopper. 2... Magnetic reading section, 21... Magnetic reading head. 3... Storage part, 31, 32, 33. 34...
・Partition board. 35.36... Holding arm, 37... Rotating axis. 4...Printing section, 41...Printing head. 42...Platen, 5...Page break section. 6... Conveyance switching unit, 62... Blade. 7... Magnetic writing section, 71... Magnetic writing head. 8...Ejection part 1 'I'l...Pocket. R8...Hopping roller, R2...Insertion roller. R,,R,,R,,R,,R,...Feet roller. R,...Discharge roller, R9...Feeding roller. LP...display lamp, X...passbook. Y. Z...Slip. δ...Single vote.

Claims (2)

[Claims] (1) Read the magnetic data of the passbook inserted into the device and print the transaction details input from the control center on the page,
In a passbook/slip transaction device that ejects the passbook whose magnetic data has been updated out of the device, and also prints the transaction details on a slip and ejects it out of the device, the passbook is introduced into the insertion section up to the insertion roller. An insertion guide and a hopper for automatically feeding out the stored slips are provided, and a magnetic reading section is provided for reading the magnetic data of the passbook inserted from the insertion section with a magnetic reading head and outputting it to the control center, and the inserted passbook and slips are read. A storage part in which a plurality of pockets for temporary storage are formed, and any one of the pockets can be placed opposite to a conveyance path for passbooks and slips, and the passbooks and slips fed out onto a platen from the storage part are printed. A conveyance path switching section includes a conveyance path switching section in which a printing section for printing by a head is provided along the conveyance path, and between the storage section and the printing section, the conveyance path is switched by rotation of a blade to guide the printed passbooks and slips to the discharge section. and a magnetic writing section for updating the magnetic data of the passbook between the conveyance path switching section and the ejecting section, and means for displaying whether or not a slip can be added to the storage section. A passbook/slip transaction device, characterized in that it is provided in the insertion section. (2) The passbook/slip transaction device according to claim 1, further comprising a ticket feed hopper provided on the conveyance path where the printing section is arranged.