JPH01136294A - Cash paying control system - Google Patents

Abstract

PURPOSE: To efficiently pay cash by replacing an insufficient denomination with a lower rank denomination and preparing payment data, when the insufficient denomination exists. CONSTITUTION: A processor 1 is connected with a memory 2, a display device 3, an operation panel 14 and a cash dispenser 5. When the paying amount setting to the denomination screen displayed on the display device 3 is performed, the processor 1 refers to the remaining information on each denomination received from the cash dispenser 5 and performs a lower rank denomination replacing operation replacing a payment denomination exceeding the remaining amount with a lower rank denomination. The processor 1 controls the display device 3, the operation panel 4 and the cash dispenser 5 based on the program stored within the memory 2.

Description

[Detailed Description of the Invention] [Field of Industrial Application] The present invention relates to a cash payment control system, and particularly to a cash payment control system in a bank terminal device suitable for efficiently dispensing cash set in a cash dispensing machine. Regarding.

[Conventional technology]

As a conventional cash payment control method, for example,
A method disclosed in Japanese Patent No. 7-101980 is known. This method receives information indicating the type of denomination held and the limit amount from the cash dispensing machine, and then, based on this information, distinguishes between the amount paid manually by the operator and the amount disbursed by the cash dispensing machine.

[Problem that the invention seeks to solve]

The above-mentioned conventional technology distinguishes the payout amount into the manual payment amount and the disbursement amount from the payment machine based on information from the cash dispensing machine indicating the denomination held and the limit amount, so the payment for the deficient denomination is always made manually. There was a problem that it became .

The present invention has been made in view of the above circumstances, and its purpose is to solve the above-mentioned problems in the conventional cash payment control system, and to avoid having to pay manually even if there is a shortage of denominations, as much as possible. To efficiently dispense cash from a payment machine as a payment machine. The purpose is to provide a cash payment control method.

[Means for solving problems]

The above-mentioned object of the present invention is to provide a bank terminal device having a display device and an operation panel, which connects a cash dispensing machine and performs counter processing, in which a payout amount is set on a denomination screen displayed on the display device. In this case, the cash dispensing machine refers to the remaining amount information of each denomination received from the cash dispensing machine, and performs a lower denomination replacement operation in which payment denominations exceeding the remaining amount are replaced with lower denominations. This is achieved through a payment control method.

[Effect]

In the cash payment control method of the present invention, when a cash withdrawal transaction occurs at the counter and an amount is set in the automatic payment area for setting the amount to be disbursed to the cash dispensing machine on the denomination screen of the terminal device, the cash Based on the remaining amount information of each denomination received from the payment machine, the amount exceeding the remaining amount (number of coins) of the corresponding denomination from the highest denomination exceeds the remaining amount (number of coins) of the first lower denomination. The denominations are sorted sequentially down to the lower denominations to the extent that there are no denominations available.

As a result, even if there is a deficient denomination, payment instruction data is created by replacing it with a lower denomination, so you can automatically pay the deficient denomination by the cash dispensing machine without having to manually pay for the deficient denomination. It becomes possible to pay out efficiently.

〔Example〕

Embodiments of the present invention will be described in detail below with reference to the drawings.

FIG. 2 is a block diagram showing an example of a bank terminal device to which the present invention is applied. In the figure, 1 is a processor, 2 is a memory, 3 is a display device, 4 is an operation panel, and 5 is a cash dispenser.

FIG. 3 is a diagram showing an example of the screen format of the denomination screen for setting both sides of the transaction displayed on the display device 3, the amount to be withdrawn to the cash dispensing machine 5, and the amount to be paid manually. 1 is a transaction screen, 7 is a denomination on both sides, 8 to 11 are handling areas, 12 is an automatic payment area, 13 is a number area, and 14 is a payout amount to the cash dispenser 5.

FIG. 4 is a diagram showing format examples of the payment instruction data 15 (a L remaining amount information 17 (b) and replacement restriction table 16 (c)) for the cash dispensing machine 5. , 5,000, 1,000, and 500 indicate banknotes, and 500.100.50.10.5.1 indicates the amount (number of coins) of coins.The replacement limit table 16 indicates the amount of each denomination. This sets the maximum amount (number of sheets) allowed.

The operation of this embodiment configured as described above will be explained below with reference to the flowchart shown in FIG.

FIG. 1 shows the payout amount 14 set in the automatic payment area 12 as payment instruction data 1 for the cash dispenser 5.
5 shows a processing flow when editing as No. 5.

The processor 1 includes a display device 3. Operation panel 4. cash dispenser 5
is controlled based on a program stored in the memory 2.

When the operator sets the payout amount 14 in the automatic payout area 12 of the denomination screen 7 using the data keys on the operation panel 4 and presses the transaction end key, the cash dispensing machine 5 operates according to the processing flow shown in FIG. Payment instruction data 1 for
Edit 5.

First, the denomination is initialized (step 21), and the payout amount 14 (X) is divided by the denomination amount (P) to obtain the quotient (Y) and the remainder (step 22). The quotient (Y) is the remaining amount information (
Z), the quotient (Y) is set as the corresponding denomination data of the payment instruction data 15 (step 23.27).

If the quotient (Y) exceeds the remaining amount information (Z), the quotient (Y)
), the remaining amount information (Z) is subtracted, the excess amount is added to the above-mentioned remainder, and the payout amount (X) is reset.
The relevant denomination data of the payment instruction data includes remaining amount information (Z
) is set (steps 23 to 25).

Furthermore, the payment instruction data (Y) is replaced by the replacement restriction information (W).
) is within the range (Step 26), and if it is not exceeded, it is OK, and if it is, it is an error (Step 30), or the amount exceeding is added to the remainder and the payout amount is Reset (X) (Step 2
9).

Step 28) The above process is sequentially updated from the higher denomination to the denomination information and repeated for each denomination.The payment instruction data 1 is transferred to the lower denomination based on the remaining amount information.
Edit step 5.

In the above explanation, it was explained in the shell, but according to this embodiment, 1. For example, even if there is a shortage (empty) of 5,000 yen bills in the cash dispenser 5, it is replaced with 5 1,000 yen bills. Since the payment instruction data 15 can be automatically created, the cash dispensing machine 5 can be used as an automatic payment without having to manually pay the insufficient denomination.
This has the effect of making it possible to efficiently dispense cash, and eliminating the need for manual payment processing by an operator.

Although not particularly mentioned in the above explanation, the present invention
This is also effective for recycle-type cash dispensing machines.Also, regarding the shape of cash dispensing machine safes, for example, the safes for 5,000 yen notes, which are not in circulation often, can be made smaller to free up space. Use 10,000 yen notes.

This creates room for improvements such as enlarging the safe for 1,000 yen notes.

In the above embodiment, the processor 1 is provided with the function of substituting a lower denomination, but the present invention is not limited to this; for example, the cash dispensing machine 5 may be provided with the above function. It's okay.

〔Effect of the invention〕

As described above, according to the present invention, in a bank terminal device having a display device and an operation panel, which performs teller processing by connecting a cash dispensing machine, the payout amount can be set on the denomination screen displayed on the display device. When a payment is made, the remaining amount information of each denomination received from the cash dispensing machine is referred to, and for payment denominations exceeding the remaining amount, a lower denomination replacement operation is performed to replace the payment denomination with a lower denomination. Therefore, even if there is a shortage of denominations, the remarkable effect is that it is possible to realize a cash payment control method that makes it possible to efficiently dispense cash from a payment machine without having to pay manually. It is something that plays.

[Brief explanation of the drawing]

FIG. 1 is a processing flowchart showing the operation of an embodiment of the present invention, FIG. 2 is a block diagram showing an example of a bank terminal device to which the present invention is applied, and FIG. 3 is a transaction screen displayed on a display device. FIGS. 4(a) to 4(c) show an example of the screen format of a denomination screen for setting the amount to be withdrawn from a cash dispensing machine and the amount to be paid manually, and FIGS. 4(a) to 4(c) show payment instruction data and a replacement restriction table. It is a figure which shows each format example of remaining amount information. 1: Processor, 2: Memory, 3: Display device, 4: Operation panel, 5: Cash dispensing machine, 6: Transaction screen, 7: Denomination screen, 8
~1 to 8 handling areas, 12: Automatic payment area, 13:
Number area, 14: Payout amount, 15: Payment instruction data, 16. : Replacement limit table, 17: Remaining amount information, 21
~30: Processing step. Bu... Figure 1 Figure 2 Figure 3

Claims (1)

[Claims] 1. In a bank terminal device having a display device and an operation panel that performs counter processing by connecting a cash dispensing machine, when the payout amount is set on the denomination screen displayed on the display device, the cash payment A cash payment control method characterized by referring to the remaining amount information of each denomination received from a machine and performing a lower denomination replacement operation in which payment denominations exceeding the remaining amount are replaced with lower denominations.