JPS61169964A - Automatic transaction device - Google Patents

Abstract

PURPOSE:To shorten a transaction processing time and to improve the working efficiency of a device and service by forming a means for indicating continuous transaction and a continuous transaction processing control means and executing the continuous transaction processing in accordance with an inputted transaction mode. CONSTITUTION:To execute continuous transaction, a customer depresses an indication button 2d on an operation part 2 to specify the continuous transaction. A paying mode is specified by a function key 2a, and after inserting a card and matching its password number, a required amount to be paid is inputted to execute a prescribed transaction processing. At the end of the 1st transaction processing, a main control part 1 sends an end signal (b) to a memory control part 5 and the control part 5 reads out a specification signal (a) stored in a continuous transaction memory 4 and sends the signal to a continuous transaction control part 6. The control part 6 sends an inhibition signal (c) to the control part 1, which suspends the transaction completion processing. When the customer specifies a transfer mode, the continuous transaction is executed. Thus, the transaction processing time can be shortened and the working efficiency of the device can be improved.

Description

[Detailed Description of the Invention] [Industrial Application Field] The present invention relates to an automatic transaction device such as a transaction operation device in a financial institution, etc., and particularly to an automatic transaction device that can process multiple transactions in succession. It is.

In recent years, automatic teller machines (Cash
Dispenser (hereinafter referred to as CD) and automatic cash dispensing machine (Automatic Teller)
Automated transaction devices such as ATMs (hereinafter referred to as ATMs) are widely used.

These devices are usually magnetic cards (hereinafter referred to as cards),
Alternatively, transactions such as cash payments, deposits, and transfers are performed by inserting a bankbook and inputting transaction information from a keyboard.

Due to its convenience, it is highly used and the number of installed machines is increasing, but in order to improve the operating efficiency and service of automated teller machines, it is possible to process multiple transactions in multiple transaction modes, such as withdrawals and transfers, in succession. A method that can be used is desired.

[Conventional technology]

Automated transaction devices, which have traditionally been available in a variety of ways, have recently come to be able to process various transactions in transaction modes such as payouts, deposits, transfers, balance inquiries, and passbook entries.

To explain the device and transaction method using an ATM as an example,
The operation surface of M includes a display, function keys for specifying transaction mode, etc., and transaction amount.

There is also a numeric keypad for entering a PIN number, a confirmation button for inputting confirmation of the displayed amount, etc., as well as a card slot for inserting a card, a passbook slot for inserting an appropriate book, an slot for inserting cash, and a cash slot for inserting cash. A payout port is provided for paying out.

Therefore, when a transaction mode is specified by a customer, guidance for operation input is displayed one after another on the display, and the input amount or the counted amount of inserted cash is displayed on the screen.

The customer follows the displayed guidance manually using the numeric keypad, inserting the card from the card slot, inserting the passbook from the passbook slot, etc., and the account number read from the magnetic stripe of the card or passbook and the entered PIN are The transaction is performed after the PIN is sent to the host computer and verified.

The card read/write unit 1 The balance of the transaction results is updated and written to the passbook by the passbook read/write unit.
The transaction data is printed on the bankbook, receipt and journal paper by the printer section, and the cash is sent out along with the receipt.

Thus, upon completion of one transaction, the card,
``Or, the bankbook is returned to the customer, transaction data, etc. are sent to the host computer within the device, and the customer data and password are cleared.

Repeat the above steps when performing multiple transactions in succession.

and the operation is repeated.

[Problem that the invention seeks to solve]

In the above conventional method, processing is completed for each transaction, and even when it is necessary to process multiple transaction modes,
- For each transaction, customers must insert a card or passbook, read and confirm customer data, and enter and verify a PIN number, which is tedious and time-consuming as the customer repeats the same operation, and the equipment There is a problem that the operation is repeated and takes time.

Therefore, with the diversification of transaction modes, the need for continuous processing of multiple transaction modes tends to increase, and in response to this, there is a need for a method to shorten processing time in order to improve equipment operating efficiency and service. ing.

[Means for solving problems]

The present invention includes an instruction means for instructing consecutive transactions in multiple transaction modes, and a continuous transaction processing control means for executing continuous transactions in multiple transaction modes based on instructions from the instruction means, and the continuous transaction processing control means corresponds to the input transaction mode. This is an automatic transaction device that performs continuous transaction processing, thereby solving the above-mentioned problems.

[Effect]

According to the present invention, instead of the conventional method of repeating the same operation even when processing a plurality of transaction modes, an instruction means for instructing continuous transactions and a continuous transaction control means 9, for example, store instructions of the instruction means. A storage means and a prohibition means for prohibiting transaction completion control based on instructions stored in the storage means are provided, and when transaction processing is completed, transaction completion processing is prohibited based on instructions stored in the storage means. Then, continuous transaction processing can be performed by inputting and instructing the next transaction mode. Therefore, the number of operations is reduced and the transaction processing time is significantly shortened, so that the operating efficiency of the device and the service can be improved.

〔Example〕

An embodiment of the present invention will be described below with reference to FIGS. 1 and 2. FIG. 1 is a block diagram showing an embodiment according to the present invention, and FIG. 2 is a flowchart of FIG. 1. The same reference numerals indicate the same objects throughout the figures.

In FIG. 1, the main control unit l has a sequence control function corresponding to a plurality of trading modes, and further has a function of sending an instruction signal a for continuous trading instructed by the operation unit 2 to the continuous trading memory control unit 5. A function that sends an end signal to the memory control unit 5 when the transaction mode processing is completed, and a function that suspends the transaction completion process and determines whether the transaction is completed or not when the prohibition signal C is input from the continuous transaction control unit 6. It has a function of displaying inquiries on the display 9.

The operation unit 2 includes a function key 2a, a numeric keypad 2b,
It includes a confirmation button 2c, an instruction button 2d for instructing continuous transactions, and a transaction completion button 2e for pressing the completion of continuous transactions.

The cash counting section 3 distinguishes the cash to be disbursed and deposited, counts the amount, and stores the respective cumulative amounts.

The continuous transaction memory 4 has a function of storing a continuous transaction instruction signal a generated by pressing the instruction button 2d.

The memory control unit 5 stores the input continuous transaction instruction signal a in the continuous transaction memory 4, and also stores the instruction signal a stored in the continuous transaction memory 4 when a signal indicating that the transaction processing is completed is input. It has a function of sending the continuous transaction control unit 6 to the continuous transaction control unit 6.

The continuous transaction control unit 6 is activated by an instruction signal a input from the memory control unit 5, and prohibits the transaction completion process of the main control unit 1 by sending a prohibition signal C.1 For example, in the case of a deposit transaction, a card or a passbook is It has a function that prohibits the sending of the password for return and clearing the memory of the password.

The line control unit 7 is responsible for transmitting and receiving data to and from a host computer (not shown).

Also, 8 is a card read/write part, 9 is a display, 1
0 indicates a printer section, and 11 indicates a passbook read/write section.

With such a configuration and function, a method for processing multiple transactions in succession, for example, when processing two transaction modes, payout and transfer, in succession is explained using the flowchart in Figure 2. ■ First, the customer Use the instruction button 2d to indicate that it is a continuous transaction. Then, an instruction signal a is sent from the main control section l to the memory control section 5.
and stored in the continuous instruction memory 4.

(2) Next, use the function key 2a to instruct the payout mode. Then, the main control unit 1 starts the sequence operation of the payout mode.

■The customer inserts the card into the card slot and presses the numeric keypad 2b.
Enter your PIN number.

(2) The account number read by the card read/write unit 8 and the input PIN number are sent to the host computer via the line control unit 7, where the PIN numbers are verified.

■Once the verification is completed, the display will be displayed. When the customer enters the desired payout amount, the banknotes will be sent to the host computer again and the balance will be confirmed. After that, the banknotes will be fed out from the banknote storage safe (not shown) and sent to the banknote counter 3. The transaction result is printed on a receipt and journal paper in the printer section 1o, and the receipt is sent to the payout slot along with the cash.

(2) Also, the balance of the transaction result is updated and written to the card by the card read 2 write section 8, and the transaction result is also transmitted to the host computer.

(2) Then, the main control section 1 sends an end signal to the memory control section 5, and the memory control section 5 reads out the instruction signal a stored in the continuous transaction memory 4 and sends it to the continuous transaction control section 6.

(2) The continuous transaction control section 6 sends a prohibition signal C to the main control section 1.

■The main control unit I suspends transaction completion processing and displays the display 9.
Displays whether all transactions are completed or not.

[Phase] When the customer instructs the transfer mode using the function key 28 for the next transaction, the main control unit 1 starts the sequence operation of the transfer mode. i.e. customer data;
Since the ATM and the PIN are stored in the ATM and the card is in the read/write unit 9, the customer immediately performs input operations for the transfer destination, transfer amount, etc. required for transfer.

■The transfer process is performed, the transaction result is updated and written to the card, and printed on the receipt and journal paper. When the receipt is issued, the process ends.

(2) Then, the operations (2) to (3) above are performed again.

■When the customer presses the transaction completion button 2e, the card is returned, and the customer data and PIN number stored in the main control unit 1, as well as the instruction signal a stored in the continuous transaction memory 4, are cleared. Successive transactions are completed.

The above description has been made of the case of continuous transactions of payout 1 and transfer, but in this case, a card and a passbook may be inserted to perform the transaction. Also, deposits can be transacted using either a card or a passbook, and in the case of bookkeeping, it is of course possible to transact only with a passbook. When a bankbook is inserted to conduct a transaction, the bankbook read/write section 11 shown in FIG. 1 reads customer data, updates transaction results, and prints transaction data.

Furthermore, it goes without saying that a card is required for continuous transactions such as deposits and transfers.

In this way, when performing multiple transactions in succession, the customer does not have to repeat the operations of inserting a card, etc. and inputting a PIN number, and the ATM operation is also shortened, so the transaction processing time can be significantly shortened. This makes it possible to improve equipment operating efficiency and service.

Further, although the above embodiments have been explained in the case of an ATM, the present invention can be applied to any automatic transaction device that can process a plurality of transaction modes, and the same effect can be obtained even if the present invention is applied to, for example, a CD or the like.

〔Effect of the invention〕

As explained above, according to the present invention, the operation is simplified without repeating the transaction operation, and the processing time of the device is also reduced, which significantly shortens the transaction processing time, thereby improving the operating efficiency of the device and the service. It has the effect of being able to

[Brief explanation of drawings]

In the figure, 1 is the main control unit, 2 is the operation unit, 2a is the function key, 2b is the numeric keypad, 2c is the confirmation button, 2d is the instruction button, 2e is the transaction completion button, 3 is the cash counter, and 4 is the continuous transaction memory. , 5 is a memory control unit, 6 is a continuous transaction control unit,
7 is a line control section, 8 is a card read/write section, 9 is a display, and 10 is a printer section. sacrifice once

Claims (2)

[Claims] (1) It has a reading unit that reads customer data from a transaction medium on which the customer data is written, and an input unit into which transaction data including a PIN number and transaction mode is input, and the customer data read by the reading unit and an instruction means for instructing continuous transactions in a multiple transaction mode, and an instruction means for instructing continuous transactions in a multiple transaction mode, and an instruction means for instructing continuous transactions in a multiple transaction mode, in the device that confirms a PIN input from the input section and executes a transaction based on the transaction data. What is claimed is: 1. An automatic transaction device comprising: continuous transaction processing control means for performing continuous transaction processing in a mode; and continuous transaction processing control means for performing continuous transaction processing in accordance with input transaction modes. (2) The continuous transaction control means is characterized by comprising a storage means for storing instructions of the continuous transaction instruction means, and a prohibition means for prohibiting transaction completion control based on the instructions stored in the storage means. An automatic transaction device according to claim 1.