JP7466274B2 - Automatic trading device, automatic trading system, automatic trading method, and automatic trading program - Google Patents

Description

The present invention relates to an automatic trading device that automatically performs trading, an automatic trading system that automatically performs trading, an automatic trading method, and an automatic trading program.

Conventionally, various types of cards have been used. Examples of such cards include patient registration cards used at medical institutions, membership cards indicating membership at various stores, and credit cards used when making payments at the above-mentioned medical institutions and stores. Depending on their respective uses, such cards store information used to identify the card's owner and information used for making payments, and this information is automatically read by, for example, inserting the card into or holding it over a reading device. Since information used for making payments is particularly important to users, technology for handling this type of information has been studied (for example, Patent Documents 1 and 2).

Patent Document 1 describes a patient information management system that manages information about patients in a medical institution such as a hospital. This patient information management system is installed in the medical institution and is configured with a payment device used to pay medical expenses and the like. When paying medical expenses and the like with a credit card, the payment device inquires, for example, of an external payment server as to whether or not the credit card can be used.

Patent document 2 describes a credit card payment system that improves security in credit card payments. In this credit card payment system, a card reader reads the identification information recorded on the credit card, and encrypts this identification information with a specified encryption key when transmitting it over a network.

JP 2017-151732 A JP 2013-84032 A

Here, when using a card, the user should use a card appropriate to the situation, but sometimes the wrong card is inserted into or held over the reading device. In such cases, information used for monetary payments may be read when the card owner's information should be read, or the card owner's information may be read when information used for monetary payments should be read. When such incorrect information is read, the information may be misused, and the user may suffer disadvantages. The technologies described in Patent Documents 1 and 2 do not anticipate how to handle information when the wrong card information is read in a situation where there are a wide variety of cards, and there is room for improvement.

Therefore, there is a demand for an automated transaction device, an automated transaction system, an automated transaction method, and an automated transaction program that can properly handle the information stored on the card.

A characteristic configuration of the automated transaction device according to the present invention includes a card acceptance unit that accepts cards capable of handling both credit cards and patient registration cards, a card information acquisition unit that acquires card information stored in an accepted card accepted by the card acceptance unit, an identification unit that identifies a type of the accepted card based on a format that is a data format of the card information, a type information acquisition unit that acquires type information indicating a type of a card to be accepted, a process setting unit that switches processing for the card information acquired by the card information acquisition unit based on the type of the accepted card and the type information, and a processing unit that executes processing for the card information based on the processing information switched by the process setting unit, Depending on the type of card, at least a portion of the card information is output to the outside, and if the type of card to be accepted is the credit card, the processing unit further outputs the credit card information among the card information to a processing center from which examination result information indicating the examination result related to payment with the credit card is obtained, and if the card to be accepted is the medical appointment card, outputs information among the card information necessary to identify the user to a medical accounting system from which medical fee information indicating the medical fee information of the user is obtained, and the type information acquisition unit acquires type information indicating whether the type of card to be accepted is a card for which the card information should be encrypted or a card for which the card information should not be encrypted .

With such a characteristic configuration, the processing for the card information can be switched based on the type of card acquired by the card information acquisition unit and the type of card to be accepted. Therefore, when acquired card information such as a patient registration card is not encrypted, when card information that requires encryption such as credit card information is accepted, the card information can be erased or the processing can be switched so as not to spread the card information, thereby making it possible to appropriately handle (protect) the card information.
Furthermore, with this configuration, it becomes possible to appropriately process the card information.
Furthermore, with this configuration, it is possible to output information based on the card information (e.g., encrypted information) based on the type of card acquired by the card information acquisition unit and the type information of the card to be accepted. Therefore, it is possible to prevent card information that does not match the usage situation from being output, so that the card information can be appropriately protected.

Another characteristic configuration of the automated transaction apparatus according to the present invention includes a card acceptance unit that accepts cards that can handle both credit cards and patient registration cards, a card information acquisition unit that acquires card information stored in an accepted card accepted by the card acceptance unit, an identification unit that identifies a type of the accepted card based on a format that is a data format of the card information, a type information acquisition unit that acquires type information indicating the type of card to be accepted, a process setting unit that switches processing for the card information acquired by the card information acquisition unit based on the type of the accepted card and the type information, and a processing unit that executes processing for the card information based on the processing information switched by the process setting unit, and the processing unit selects a processing method for the card information based on the processing method selected by the process setting unit in accordance with the type of the card to be accepted. and outputs at least a portion of the card information to the outside, and if the type of card to be accepted is the credit card, the processing unit further outputs the credit card information among the card information to a processing center which obtains examination result information indicating the examination result related to payment with the credit card, and if the card to be accepted is the medical appointment card, outputs information among the card information necessary to identify the user to a medical accounting system which obtains medical fee information indicating the medical fee information of the user, and it is preferable that the processing setting unit switches the processing for the card information to one of an erasure processing of the card information, an encryption processing of the card information, and an external transmission processing of encrypting the card information and transmitting it to the outside based on the type of the accepted card and the type information.

Another characteristic configuration of the automated transaction apparatus according to the present invention includes a card acceptance unit that accepts cards that can handle both credit cards and patient registration cards, a card information acquisition unit that acquires card information stored in an accepted card accepted by the card acceptance unit, an identification unit that identifies a type of the accepted card based on a format that is a data format of the card information, a type information acquisition unit that acquires type information indicating a type of a card to be accepted, a process setting unit that switches a process for the card information acquired by the card information acquisition unit based on the type of the accepted card and the type information, and a processing unit that executes a process for the card information based on the process information switched by the process setting unit, and the processing unit selects a process for the card information based on the process information switched by the process setting unit in accordance with the type of the card to be accepted. and outputs at least a portion of the information to the outside, and if the type of card to be accepted is the credit card, the processing unit further outputs the credit card information of the card information to a processing center which is the source of examination result information indicating the examination result related to payment with the credit card, and if the card to be accepted is the medical appointment card, outputs information of the card information necessary to identify the user to a medical accounting system which is the source of medical fee information indicating the medical fee information of the user, and it is preferable that the type of card to be accepted is a card type whose card information should not be encrypted, and if the type of the accepted card is a card type that should be encrypted, the processing unit explicitly indicates that the accepted card is the card type that should be encrypted.

With this configuration, for example, in the case where acquired card information such as a patient registration card is not encrypted, when card information that requires encryption, such as credit card information, is accepted, it is possible to clearly indicate that the accepted card is a card that should be encrypted. This makes it possible to inform the user that the card has been used by mistake.

Another characteristic configuration of the automated transaction apparatus according to the present invention includes a card acceptance unit that accepts cards that can handle both credit cards and patient registration cards, a card information acquisition unit that acquires card information stored in an accepted card accepted by the card acceptance unit, an identification unit that identifies a type of the accepted card based on a format that is a data format of the card information, a type information acquisition unit that acquires type information that indicates the type of card to be accepted, a process setting unit that switches processing for the card information acquired by the card information acquisition unit based on the type of the accepted card and the type information, and a processing unit that executes processing for the card information based on the processing information switched by the process setting unit, and the processing unit performs processing for at least one of the card information depending on the type of the card to be accepted. The processing unit further outputs at least a portion of the card information to the outside, and if the type of card to be accepted is the credit card, outputs the credit card information among the card information to a processing center which is the source of examination result information indicating the examination result related to payment with the credit card, and if the card to be accepted is the medical appointment card, outputs information among the card information necessary to identify the user to a medical accounting system which is the source of medical fee information indicating the medical fee information of the user, and it is preferable that the type of card to be accepted is a card type whose card information should be encrypted, and if the type of the accepted card is a card type that should not be encrypted, the processing unit explicitly indicates that the accepted card is a card type that should not be encrypted.

With this configuration, when encrypting card information such as a credit card, if card information that does not require encryption, such as a patient registration card, is accepted, it is possible to clearly indicate that the accepted card is a card that does not need to be encrypted. This makes it possible to inform the user that their card has been used by mistake.

It is also preferable that the automated transaction device further includes an output destination setting unit that sets an output destination to which at least a portion of the card information is output to the outside according to the type of card to be accepted.

This configuration makes it possible to prevent unnecessary information from being output, thereby preventing the spread of unnecessary card information.

Another characteristic feature of the automated transaction device according to the present invention is that it includes a card acceptance unit that accepts cards, a card information acquisition unit that acquires card information stored in the accepted card accepted by the card acceptance unit, an identification unit that identifies the type of the accepted card from the card information, and a judgment unit that judges whether or not to continue the transaction with the accepted card based on the type, and the judgment unit is configured to be able to judge whether or not to continue the transaction for at least two types of card.

With this type of feature configuration, whether or not to carry out a transaction is determined based on the card information, so the automated transaction device can handle at least two types of cards. By setting the at least two types of cards as, for example, credit cards and non-credit cards such as medical cards or membership cards, this automated transaction device can also properly handle the card information stored on various cards.

The automated transaction system according to the present invention has a characteristic configuration including a card acceptance unit that accepts cards capable of handling both credit cards and medical appointment cards, a card information acquisition unit that acquires card information stored in an accepted card accepted by the card acceptance unit, an identification unit that identifies the type of the accepted card based on a format that is a data format of the card information, a type information acquisition unit that acquires type information indicating the type of card to be accepted, a switching unit that switches processing for the card information acquired by the card information acquisition unit based on the type of the accepted card and the type information, and a processing unit that executes processing for the card information based on the processing switched by the switching unit, wherein the processing unit outputs at least a portion of the card information to the outside in accordance with the type of the card to be accepted, The processing unit further includes a communication unit that, if the type of card to be accepted is the credit card, outputs the credit card information among the card information to a processing center from which examination result information indicating the examination result related to payment with the credit card is obtained, and, if the card to be accepted is the medical appointment card, outputs information among the card information necessary to identify the user to a medical accounting system from which medical fee information indicating the medical fee information of the user is obtained , and outputs the card information that has been subjected to the processing switched by the processing setting unit to an external system, and the card information output by the communication unit is encrypted using an encryption method different from the encryption method used to encrypt the card information transmitted between the time the card information acquisition unit acquires the card information and the time the communication unit outputs it .

Such an automated transaction system is not substantially different from the automated transaction device described above, and can achieve the same effects as the automated transaction device.

A characteristic configuration of an automatic transaction method according to the present invention is an automatic transaction method in an automatic transaction device, comprising: a card acceptance step of accepting cards capable of handling both credit cards and patient registration cards; a card information acquisition step of acquiring card information stored in an accepted card accepted in the card acceptance step; an identification step of identifying a type of the accepted card based on a format that is a data format of the card information; a type information acquisition step of acquiring type information indicating the type of card to be accepted; a switching step of switching processing for the card information acquired in the card information acquisition step based on the type of the accepted card and the type information; and a processing execution step of executing processing for the card information based on the processing switched in the switching step. The processing execution step outputs at least a portion of the card information to the outside depending on the type of the card to be accepted, and further, if the type of the card to be accepted is the credit card, the processing execution step outputs the credit card information among the card information to a processing center which is the source of examination result information indicating the examination result related to the payment with the credit card, and if the card to be accepted is the medical appointment card, outputting information among the card information necessary to identify the user to a medical accounting system which is the source of medical fee information indicating the medical fee information of the user, and the type information acquisition step acquires type information indicating whether the type of the card to be accepted is a card whose card information should be encrypted or whose card information should not be encrypted .

Even with this type of automated transaction method, there is no substantial difference from the automated transaction device described above, and it is possible to achieve the same effects as the automated transaction device.

A characteristic configuration of an automatic transaction program to be executed by an automatic transaction apparatus according to the present invention is an automatic transaction program for causing an automatic transaction apparatus to execute a card acceptance process for accepting cards capable of handling both credit cards and patient registration cards, a card information acquisition process for acquiring card information stored in an accepted card accepted in the card acceptance process, a specification process for identifying a type of the accepted card based on a format that is a data format of the card information, a type information acquisition process for acquiring type information indicating the type of card to be accepted, a switching process for switching a process for the card information acquired in the card information acquisition process based on the type of the accepted card and the type information, and an execution process for executing a process for the card information based on the process switched in the switching process. The execution process outputs at least a portion of the card information to the outside depending on the type of the card to be accepted, and further, if the type of the card to be accepted is the credit card, the execution process outputs the credit card information among the card information to a processing center which is the source of examination result information indicating the examination result related to the payment with the credit card, and if the card to be accepted is the medical appointment card, outputs information among the card information necessary to identify the user to a medical accounting system which is the source of medical fee information indicating information on the medical fees of the user , and the type information acquisition process acquires type information indicating whether the type of the card to be accepted is a card whose card information should be encrypted or a card whose card information should not be encrypted .

Even with such an automated transaction program, there is no substantial difference between it and the automated transaction device described above, and it is possible to achieve the same effects as the automated transaction device.

FIG. 2 is a diagram showing a schematic configuration of a card processing device. FIG. 13 is a diagram showing whether encryption is performed based on accepted cards and cards to be accepted. FIG. 1 is a diagram illustrating a schematic configuration of an automatic transaction device. FIG. 13 is a diagram showing the process when a card other than a credit card is accepted. FIG. 13 is a diagram showing a process for accepting a credit card. 13 is a flowchart showing a card information reading process. FIG. 13 is a diagram showing a process for accepting data written in a free area that does not affect security in credit card data according to another embodiment.

1. Card Processing Device The card processing device according to the present invention is configured to be able to appropriately handle information stored in a card. The card processing device 1 of this embodiment will be described below. The card processing device 1 processes accepted cards, which are accepted cards. An accepted card is a card from which information stored in the card (corresponding to "card information" described later) is read in order to use the information stored in the card, and the information is acquired. Such cards include credit cards and cards other than the credit cards (hereinafter referred to as "non-credit cards"). Specific examples of non-credit cards include, for example, appointment cards and patient ID cards issued by medical institutions, and membership cards issued by stores. Such cards are accepted by inserting the card into a card reader 2 (see FIG. 1) that reads the information stored in the card, or by holding the card over the card reader 2.

Figure 1 is a block diagram showing a schematic configuration of a card processing device 1 according to this embodiment. The card processing device 1 according to this embodiment is configured with the following functional units: a card information acquisition unit 10, an identification unit 20, a type information acquisition unit 30, a processing setting unit 40, a processing unit 50, and an output unit 60. These functional units are constructed using hardware or software or both with a CPU as the core component in order to process accepted cards as described above.

The card information acquisition unit 10 acquires the card information stored in the accepted card. As described above, in this embodiment, the card is accepted by the card reader 2. Therefore, the card information stored in the accepted card corresponds to the card information stored in the card accepted by the card reader 2. If the card is a credit card, the card information corresponds to information used when using the credit function (e.g., credit card number, card company information, etc.), and if the card is a non-credit card, the card information corresponds to information that can identify the owner of the card (e.g., identification number, date of birth, etc.). The card information is read by the card reader 2 and transmitted to the card information acquisition unit 10. The card reader 2 may be mounted on the card processing device 1, or may be provided separately from the card processing device 1.

The step of acquiring card information stored in such an accepted card is referred to as the card information acquisition step in the card processing method for processing the accepted card, which is an accepted card. The card information acquired by the card information acquisition unit 10 is transmitted to the identification unit 20 and the processing unit 50, which will be described later.

The identification unit 20 identifies the type of accepted card from the card information. As described above, if the card is a credit card, the card information includes credit card information such as a credit card number. On the other hand, if the card is a non-credit card, the card information includes a number that can identify the owner of the card. Whether or not the card information is a credit card can be determined by the format of the card information. If the format of the card information is that of credit card information, the identification unit 20 identifies the type of the accepted card for which the card information is stored as a credit card, and if the format of the card information is not that of credit card information, the identification unit 20 identifies the type of the accepted card for which the card information is stored as a non-credit card.

The step of acquiring the card information stored in such an accepted card is called the identification step in the card processing method. The identification result by the identification unit 20 is transmitted to the processing setting unit 40, which will be described later.

The type information acquisition unit 30 acquires type information indicating the type of card to be accepted. A card to be accepted is a card that requires the card reader 2 to read the card information in response to the situation in which the owner of the card uses the card. Specifically, when a user needs to have a credit card read to make a payment, the card to be accepted is a credit card, and when the user is accepting a medical examination or the like at a medical institution, the card is a non-credit card. Therefore, the type information indicating the type of card to be accepted is information indicating a credit card or a non-credit card. Here, such a card to be accepted changes depending on the user's situation, such as acceptance or payment. The user's situation can be specified, for example, by input from a higher-level system (not shown) or an administrator of the card processing device 1, and in this embodiment, the type information acquisition unit 30 acquires such type information from an input device (not shown) that accepts input from the higher-level system or the administrator of the card processing device 1.

The step of acquiring type information indicating the type of card to be accepted is referred to as the type information acquisition step in the card processing method. The type information acquired by the type information acquisition unit 30 is transmitted to the processing setting unit 40, which will be described later.

The processing setting unit 40 sets processing for the card information based on the type and type information of the accepted card. The type of the accepted card is transmitted as an identification result from the identification unit 20 described above. The type information is transmitted from the type information acquisition unit 30 described above. "Setting processing for the card information" corresponds to, for example, setting an external output destination for the card information, or setting instruction information that instructs the processing unit 50 described below to encrypt the card information.

Figure 2 shows an example of processing of card information based on the type of accepted card and the type of card to be accepted (type information). When the type of card to be accepted is a type of card whose card information should not be encrypted, and the type of accepted card is a type of card whose card information should be encrypted, the processing setting unit 40 sets the card information erasure processing as the processing. "When the type of card to be accepted is a type of card whose card information should not be encrypted" corresponds to "when the type of card to be accepted is a non-credit card". "When the type of accepted card is a type of card whose card information should be encrypted" corresponds to "when the accepted card is a credit card". In this case, a credit card is mistakenly used when a non-credit card should have been used, and the card information stored in the credit card is read by the card reader 2. Therefore, as shown by #2 in Figure 2, the processing setting unit 40 sets the erasure processing so that the card information acquired by the card information acquisition unit 10 is erased. In addition to the erasure processing, processing (encryption, reducing the number of digits of the credit card number, etc.) may be performed.

In addition, when the type of card to be accepted is a type of card whose card information should not be encrypted, and the type of accepted card is a type of card whose card information should be encrypted, the process setting unit 40 can be configured to set an explicit process that explicitly indicates that the accepted card is a type of card whose card information should be encrypted. In other words, the process setting unit 40 can be configured to set an explicit process that explicitly indicates (e.g., issues an error notification) that a credit card has been mistakenly used when a non-credit card should have been used (#3 in FIG. 2).

In addition, when the type of card to be accepted is a type of card whose card information should be encrypted, but the type of accepted card is a type of card whose card information should not be encrypted, the process setting unit 40 sets an explicit process to explicitly indicate that the accepted card is a type of card whose card information should not be encrypted. "When the type of card to be accepted is a type of card whose card information should be encrypted" corresponds to "when the type of card to be accepted is a credit card." "When the type of accepted card is a type of card whose card information should not be encrypted" corresponds to "when the accepted card is a non-credit card." In this case, in order to explicitly indicate that a non-credit card was mistakenly used when a credit card should have been used, the process setting unit 40 sets an explicit process (e.g., an error notification) as shown by #4 in FIG. 2.

In addition, even if a non-credit card is mistakenly used when a credit card should have been used, the card processing device 1 may still transmit the acquired card information to the outside. In this case, as shown by #5 in FIG. 2, the process setting unit 40 may set an encryption process so that the card information acquired by the card information acquisition unit 10 is encrypted, and may further set an external transmission process (the process of setting the external output destination of the card information described above) so that the encrypted card information is transmitted to the outside.

In addition, when the type of card to be accepted is a type of card whose card information should be encrypted, and the type of the accepted card is a type of card whose card information should be encrypted, the process setting unit 40 sets encryption processing as the process. "When the type of card to be accepted is a type of card whose card information should be encrypted" corresponds to "when the type of card to be accepted is a credit card." "When the type of accepted card is a type of card whose card information should be encrypted" corresponds to "when the accepted card is a credit card." In this case, since the credit card was used appropriately in a situation where a credit card should be used, the process setting unit 40 sets encryption processing so that the card information acquired by the card information acquisition unit 10 is encrypted (#1 in FIG. 2). In this case, the process setting unit 40 may set external transmission processing (the process of setting the external output destination of the card information described above) so that the encrypted card information is sent to the outside.

Furthermore, when the type of card to be accepted is a type of card whose card information should not be encrypted, and the type of the accepted card is a type of card whose card information should not be encrypted, the process setting unit 40 sets an external transmission process in which the card information is sent to the outside without encryption as the process. "When the type of card to be accepted is a type of card whose card information should not be encrypted" corresponds to "when the type of card to be accepted is a non-credit card." "When the type of the accepted card is a type of card whose card information should not be encrypted" corresponds to "when the accepted card is a non-credit card." In this case, since a non-credit card was used appropriately in a situation where a non-credit card should be used, the process setting unit 40 sets an external transmission process so that the card information acquired by the card information acquisition unit 10 is sent to the outside without encryption (#6 in FIG. 2).

The step of setting the processing for the card information based on the type and type information of such an accepted card is referred to as the processing setting step in the card processing method.

Returning to FIG. 1, the processing unit 50 receives the processing set by the processing setting unit 40 as processing information from the processing setting unit 40. When the processing unit 50 receives information indicating the above-mentioned erasure processing as processing information from the processing setting unit 40, it erases the card information acquired by the card information acquisition unit 10. When the processing unit 50 receives information indicating the above-mentioned explicit processing as processing information from the processing setting unit 40, it performs explicit display such as an error notification. In this case, it is also possible to configure the processing unit 50 to return the card to the user as an error notification. When the processing unit 50 receives instruction information indicating the above-mentioned encryption processing as processing information from the processing setting unit 40, it encrypts the card information using a predetermined encryption key, and when instruction information indicating the above-mentioned external transmission processing is also transmitted as processing information from the processing setting unit 40, it causes the output unit 60 described later to transmit the encrypted card information to the outside. Furthermore, when instruction information indicating the encryption processing is not transmitted and instruction information indicating the above-mentioned external transmission processing is transmitted as processing information from the processing setting unit 40, the processing unit 50 causes the output unit 60 described later to transmit the encrypted card information to the outside without encrypting the card information.

The output unit 60 outputs the card information. The card information that has been subjected to a predetermined process is transmitted to the output unit 60 from the processing unit 50 described above. The output unit 60 outputs the card information. In this case, the processing setting unit 40 may set an output process that outputs information based on the card information via the output unit 60 based on the type and type information of the accepted card. Information based on the card information includes both encrypted card information and unencrypted information (i.e., plain text card information). By the processing setting unit 40 setting such an output process, the output unit 60 is able to output card information according to the output process.

2. Automated Transaction Device The card processing device 1 described above can be applied to an automated transaction device that automatically performs transactions. An automated transaction device corresponds to, for example, a settlement machine such as a medical fee payment device in a medical institution, a ticket vending machine, an ATM (automatic teller machine), etc. Figure 3 shows a block diagram of a medical fee payment device 3, which is an example of an automated transaction device.

In the example of FIG. 3, the medical fee payment device 3 is configured with a card information processing device 4 and a terminal 5. The card information processing device 4 is configured with a card reader 2 and a card processing device 1 (board). The card reader 2 functions as a card acceptance unit that accepts cards. The card reader 2 not only reads the card information stored in the card, but also functions as a writer that writes information to the card, and when a credit card is used as the card, it also functions as a settlement processing unit by settling the medical fee. The card processing device 1 as a board may be built into the card reader 2.

In the example of FIG. 3, the card processing device 1 is mounted on a board and communicates with the card reader 2 to send and receive various information. Such communication is performed via a communication unit 71. It is preferable that the communication unit 71 is configured to have the functions of the card information acquisition unit 10 and output unit 60 of the card processing device 1 described above.

Furthermore, the communication unit 71 transmits and receives various information to and from the control unit 72, and is instructed to perform processing by the control unit 72. Therefore, the communication unit 71 functions as an acquisition unit 91. In this embodiment, the acquisition unit 91 acquires the card information output from the output unit 60 as output card information. The card information output from the output unit 60 corresponds to credit card information in the case of a credit card, and corresponds to an identification number used to identify a user in the case of a medical card. The acquisition unit 91 acquires what kind of information is the card information output from the output unit 60. This information corresponds to the output card information. It is preferable that the control unit 72 is configured to have the functions of the identification unit 20, type information acquisition unit 30, processing setting unit 40, and processing unit 50 of the card processing device 1 described above. Note that when the card reader 2 is mounted on the card processing device 1, the card reader 2 constitutes the acquisition unit 91.

The card processing device 1 also includes a memory unit 73. The memory unit 73 stores a credit card format and a card judgment program. The credit card format here refers to the data format of a credit card. The credit card format stores the formats (types) of various credit cards, and is used by the control unit 72 (identification unit 20) when appropriately identifying whether or not a card read by the card reader 2 is a credit card. The card judgment program is a program used by the control unit 72 (identification unit 20) when identifying whether or not a card read by the card reader 2 is a credit card. This card judgment program is stored in the memory unit 73, for example, via an external storage unit (for example, a DVD-ROM or memory).

The terminal 5 corresponds to a payment terminal where the user pays the medical fee. The terminal 5 transmits and receives various information via the communication unit 71 and the communication unit 81 of the card processing device 1. The terminal 5 is equipped with an operation display unit 82 having a touch panel function, a PIN input unit 83 into which a PIN is input when a credit card is used, and a valuable medium processing unit 84 which manages the cash and change paid when the medical fee is paid in cash. The functional units of the communication unit 81, operation display unit 82, PIN input unit 83, and valuable medium processing unit 84 are controlled by a control unit 85, and processing related to the payment of the medical fee is performed. Note that instead of the operation display unit 82, it may be configured to provide voice guidance, or the PIN input unit 83 may be built into the operation display unit 82.

The medical fee payment device 3 communicates with the medical accounting system 6 installed in the hospital via the communication unit 81, and acquires medical fee information indicating the medical fees of the user who will be paying the medical fees. The medical fee payment device 3 also communicates with the processing center 7 installed in or outside the hospital via the communication unit 81, and acquires examination result information indicating the examination result regarding the credit card payment when the user is requested to pay the medical fees by credit card.

Here, it is preferable that the terminal 5 is configured with an output destination setting unit 92. The output destination setting unit 92 sets an output destination to output at least a part of the output card information (for example, encrypted information or only the identification number) according to the type of card to be accepted. The output card information acquired by the acquisition unit 91 and type information indicating the type of card to be accepted are transmitted to the output destination setting unit 92. The output destination corresponds to, for example, the medical accounting system 6 and the processing center 7 described above. When the type of card to be accepted is a credit card, the output destination setting unit 92 sets the processing center 7 as the output destination of the credit card information among the output card information, and when the card to be accepted is a non-credit card (a medical appointment card), the output destination setting unit 92 sets the medical accounting system 6 as the output destination of the information necessary to identify the user among the output card information. This makes it possible to prevent unnecessary information from being sent to the medical accounting system 6, etc., during the process of accepting credit cards, for example.

Next, the processing in the medical fee payment device 3 will be explained using a flowchart. Figure 4 shows a flowchart when the card to be accepted is a non-credit card. First, the card acceptance process is performed by the card reader 2 (step #101). The card reader 2 reads the information stored on the card, encrypts the card information, and transmits it (step #102).

The encrypted card information (cipher information) is transmitted to the board (card processing device 1) and received by the communication unit 71 (step #103). If the board is built into the card reader 2, the card information acquired by the communication unit 71 may be in plain text. The cipher information received by the communication unit 71 is decrypted by the control unit 72 (step #104). The control unit 72 identifies the type of card (accepted card) that has been accepted by the card reader 2 from the decrypted card information.

If the type of the accepted card is a credit card (step #105: Yes), an error notification is sent to the control unit 85 of the terminal 5 via the communication unit 71 and the communication unit 81, and the card information is erased without being sent to another device (step #114). The control unit 85 performs a card return process (step #115), and ends the process.

In step #105, if the type of the accepted card is not a credit card (step #105: No), the card information is sent in plain text to terminal 5 via communication unit 71 without encryption (step #106).

The communication unit 81 of the terminal 5 receives the card information in plain text (step #107). The received card information is transmitted to the control unit 85 of the terminal 5, which performs a process of extracting the patient number from the card information (step #108). In this extraction, a specific number of digits determined for each hospital is obtained as the patient number from the card information. The extracted patient number is sent in plain text to the medical accounting system 6 (step #109).

When the medical accounting system 6 receives the patient number (step #110), it obtains payment information for the medical fees of the patient (user) associated with that patient number and transmits it to the terminal 5 (step #111).

When the terminal 5 acquires the payment information from the medical accounting system 6 (step #112), it performs the accounting process (step #113), and the user collects the card, completing the process.

Here, in step #105, it is determined whether or not the card is a credit card. Since credit cards have a standardized format, it is easy to determine whether or not the card is a credit card from the card information. On the other hand, patient appointment cards and membership cards do not have a standardized format, so it is not possible to determine whether or not the card is a credit card from the card information. For this reason, it is preferable to determine that the card is a credit card if the format is that of a credit card, and that the card is not a credit card in any other cases.

Note that if the card reader 2 is installed in the card processing device 1, steps #102 and #103 may be omitted.

Next, the process when the card to be accepted is a non-credit card will be described using the flowchart in FIG. 5. In this case as well, first, the card acceptance process is performed by the card reader 2 (step #201). The card reader 2 reads the information stored on the card, encrypts the card information, and transmits it (step #202).

The encrypted card information (cipher information) is transmitted to the board (card processing device 1) and received by the communication unit 71 (step #203). If the board is built into the card reader 2, the card information acquired by the communication unit 71 may be in plain text. The cipher information received by the communication unit 71 is decrypted by the control unit 72 (step #204). The control unit 72 identifies the type of card (accepted card) that has been accepted by the card reader 2 from the decrypted card information.

If the type of the accepted card is a credit card (step #205: Yes), the card information related to the credit card is encrypted (step #206). This encryption is performed using a predetermined encryption method. On the other hand, if the type of the accepted card is a non-credit card (for example, a patient appointment card) (step #205: No), the card information related to the patient appointment card is encrypted (step #206). In this case, too, encryption is performed using the predetermined encryption method.

The control unit 72 transmits the encrypted information to the terminal 5 via the communication unit 71 (step #207), and the control unit 85 of the terminal 5 receives the encrypted information via the communication unit 81 (step #209). The control unit 85 transmits the encrypted information to the processing center 7 via the communication unit 81 (step #210). At this time, the control unit 85 encrypts and transmits the information using an encryption method different from the predetermined encryption method (the encryption method in steps #202 and #206).

The processing center 7 decrypts the received card information. The processing center 7 performs an authorization decision (verifies the creditworthiness of the card user) based on the decrypted card information (step #211), and transmits the authorization decision result to the terminal 5 (step #212). At this time, the authorization decision result is encrypted and transmitted using an encryption method (encryption method related to step #210) different from the above-mentioned predetermined encryption method (encryption method in steps #202 and #206).

The terminal 5 receives the authorization result (step #213), and if the authorization result indicates that the credit card is valid (step #214: Yes), a predetermined payment process (payment process via communication with the processing center 7 or the card company) is performed (step #215), and the process ends. On the other hand, if the authorization result does not indicate that the credit card is valid (step #214: No), the credit card is returned (step #216), and the process ends.

In step #205, it is shown that whether or not the card is a credit card is identified, but the card information decrypted in #204 may be encrypted using a predetermined encryption method without performing the process in #205 (step #206).

In addition, although the credit card authorization determination is shown to be performed by the processing center 7, it is also possible to configure it to be performed by the terminal 5.

In addition, in step #205, if the type of accepted card is not a credit card (e.g., a patient appointment card) (step #205: No), it is also possible to configure the system to perform the card return process (step #216) without encrypting the card information related to the patient appointment card.

Note that if the card reader 2 is installed in the card processing device 1, steps #202 and #203 may be omitted.

3. Card Information Reading Process In the above-described card processing device 1 and automated transaction device, the card information is read by the card reader 2 and transmitted to the card information acquisition unit 10. Here, the card information reading process will be described.

Conventionally, card readers have been used that read the information stored in the IC chip built into the card (card information) at different locations from the information stored via the magnetic stripe (card information). With this type of card reader, the information stored in the IC chip is read by inserting the card into the card slot, and the information stored via the magnetic stripe is read by sliding the card over the magnetic reader.

On the other hand, fallback processing is possible for credit card transactions. Fallback processing is a process in which a credit card has an IC chip built in, but if the data on the IC chip cannot be read for some reason, such as damage to the IC chip or damage to the IC chip reader, a credit card payment is made magnetically. If fallback processing is permitted when making a credit card transaction at a store, if the credit card is returned from the card slot because the credit card does not have an IC chip built in, the returned credit card is slid again into the magnetic reader to read the card information via the magnetic stripe, and a credit card payment is made.

Generally, it is not easy to determine whether or not a card has an IC chip, so it is usually necessary to first read the IC chip in the card slot, and if the card inserted into the card slot does not have an IC chip, a magnetic reading process must be performed in the magnetic reader. In such cases, the credit card reading operation must be performed twice, which is troublesome for the user and makes the transaction processing complicated. In addition, the time required for the transaction increases by the time required for this operation.

Therefore, in the above-mentioned card processing device 1 or automated transaction device, it is preferable to configure the card reader 2 so that when reading card information, the IC chip and the magnetic stripe can be read by a single reading operation by the user. Specifically, the card reader 2 is configured to first read the card information stored magnetically via the magnetic stripe, and then read the card information stored in the IC chip immediately after this reading. Of course, it is also possible to configure the card information stored magnetically and the card information stored in the IC chip to be read simultaneously. With this configuration, when the card information is read from the IC chip (for example, when the card information acquisition unit 10 acquires the card information stored in the IC chip), a transaction (card payment) can be performed based on the card information, and when the card information cannot be read from the IC chip (for example, when the card information acquisition unit 10 does not acquire the card information stored in the IC chip), a transaction (card payment) can be performed using magnetic information.

As a result, even if a user uses a magnetic-only credit card (a credit card without an IC chip), the user does not need to perform the credit card reading operation twice (a single reading process is sufficient), simplifying the user's operations and transaction-related processes and preventing user erroneous operations and long operation times.

When making a card payment using the card information stored in the IC chip, it is also possible to check whether the card information read via the magnetic stripe has been tampered with by performing a cross-check process with the card information read via the magnetic stripe.

To achieve the above configuration, it is preferable to use a so-called self-propelled card reader that is configured to automatically read card information when a user inserts a card into a reading section provided in the card reader 2. Specifically, it is preferable to use a card reader 2 that can read card information stored in an IC chip and card information magnetically stored via a magnetic stripe simply by inserting a card into the reading section.

Figure 6 is a flow chart showing the process of the above configuration. First, a message is given by voice or via a display on the operation screen to instruct the user to insert a credit card into the reading section of the card reader (self-propelled card reader) 2 (step #301). The card reader 2 reads the card information stored in the IC chip of the inserted credit card and the card information stored magnetically in the reading section (step #302).

If the information used for credit card payment (credit card information) can be read via the IC chip (step #303: Yes), as explained in the card processing device 1 and automated transaction device above, the payment process is performed using a credit card based on the card information stored in the IC chip (step #304), and the card is returned (step #306). On the other hand, if the information used for credit card payment (credit card information) cannot be read via the IC chip (step #303: No), the card information stored magnetically via the magnetic stripe is read, and the payment process is performed using a credit card based on the card information (step #305), and the card is returned (step #306). The above-mentioned configuration can be realized by performing processing according to the above flow.

4. Other embodiments In the above embodiment, the card processing device 1 has been described as being configured to include the functional units of the card information acquisition unit 10, the identification unit 20, the type information acquisition unit 30, the processing setting unit 40, the processing unit 50, and the output unit 60, but it is also possible to configure these functional units to be divided and included in multiple devices. In such a case, it is possible to realize a card processing system that includes the functional units of the card information acquisition unit 10, the identification unit 20, the type information acquisition unit 30, the processing setting unit 40, the processing unit 50, and the output unit 60. The configuration of each functional unit is the same as that of the card processing device 1, so a description thereof will be omitted.

In the above embodiment, the card processing device 1 and the card processing method were described, but it is also possible to configure it as a card processing program for causing a computer to execute processing of accepted cards, which are cards that have been accepted. Such a card processing program is substantially the same as the card processing device 1 described above, and can achieve the same effects as the card processing device 1, by configuring the card information acquisition unit 10, identification unit 20, type information acquisition unit 30, and processing setting unit 40 in the card processing device 1 as card information acquisition processing, identification processing, type information acquisition processing, and processing setting processing, respectively.

In the above embodiment, the card processing device 1 is described as being configured with the functional units of the card information acquisition unit 10, the identification unit 20, the type information acquisition unit 30, and the processing setting unit 40. However, the card processing device 1 can be said to be configured with the card information acquisition unit 10, the identification unit 20, and the judgment unit. The card information acquisition unit 10 and the identification unit 20 are the same as in the above embodiment, so their explanations are omitted. The judgment unit is configured to judge whether or not to continue a transaction with an accepted card based on the type of the accepted card, and to be able to judge whether or not to continue a transaction for at least two types of card types. The at least two types of card types are credit cards and non-credit cards (e.g., medical cards). As described above, the card processing device 1 judges, for example, to perform payment processing for medical expenses when the accepted card is a credit card, and judges to perform medical treatment reception processing when the accepted card is a non-credit card. It is also possible to say the card processing device 1 in other words in this way.

In the above embodiment, a "credit card" has been used as an example of a "card whose card information should be encrypted," but this is merely one example, and it may also be, for example, a "My Number card." In such a case, it is possible to appropriately protect the information stored in the My Number card (its IC chip). Of course, it is also possible to apply this to cards other than these as a "card whose card information should be encrypted."

In the above embodiment, a patient registration card was used as an example of a non-credit card, but other membership cards may also be used. It is also envisioned that a credit card may be used as a membership card (membership ticket). In this case, it is advisable to encrypt and handle the card information (credit number, etc.) stored on the credit card and authenticate whether or not the person is a member.

In the above embodiment, the processing in the medical fee payment device 3 was explained using the flowchart in Figure 4. Here, the memory area of the IC chip of the credit card has an area (free area) that can be used by affiliated stores and card issuers, and a number that can identify the owner of the credit card can be written in this free area. This identifiable number can be treated as card information stored in a non-credit card.

Figure 7 shows a flowchart showing the processing in this case. Here, only the processing different from that in Figure 4 will be described. In step #105 of Figure 7, if the type of the accepted card is a credit card (step #105: Yes), the identification unit 20 checks whether the above-mentioned identifiable information is recorded in the free area (step #150). If identifiable information is recorded in the free area (step #150: Yes), the information (card information) is not encrypted and is transmitted as plain text to the control unit 85 of the terminal 5, as in the case of non-credit card data (step #151). When the control unit 85 receives the plain text (step #152), it performs a predetermined member service (step #153) and ends the processing. On the other hand, if identifiable information is not recorded in the free area (step #150: No), the processing continues from step #114. Note that the information to be encrypted (information stored outside the free area) may be encrypted and transmitted to the control unit 85 of the terminal 5 according to the flowchart shown in Figure 5.

In the above embodiment, the card processing device 1 was described as being applied to an automated transaction device that uses a patient registration card to pay for medical expenses, but it can also be applied to devices that use membership cards for karaoke, for example.

The processing in the above embodiment can also be configured to perform processing to reduce the amount of card information.

The present invention can be used in an automatic trading device that performs transactions automatically, an automatic trading system that performs transactions automatically, an automatic trading method, and an automatic trading program.

2: Card reader (card reception section)
3: Medical fee payment device (automated transaction device)
10: Card information acquisition unit 20: Identification unit 30: Type information acquisition unit 40: Processing setting unit 50: Processing unit 92: Output destination setting unit

Claims (10)

a card acceptance unit that accepts both credit cards and patient registration cards;
a card information acquiring unit that acquires card information stored in the accepted card accepted by the card accepting unit;
an identification unit that identifies the type of the accepted card based on a format that is a data format of the card information;
a type information acquiring unit that acquires type information indicating a type of a card to be accepted;
a process setting unit that switches a process for the card information acquired by the card information acquiring unit based on the type of the accepted card and the type information;
a processing unit that executes a process for the card information based on the process information switched by the process setting unit;
Equipped with
The processing unit outputs at least a part of the card information to an outside in accordance with the type of the card to be accepted;
The processing unit further outputs, when the type of the card to be accepted is the credit card, the credit card information of the card information to a processing center which is a source of examination result information indicating an examination result related to the payment with the credit card, and, when the card to be accepted is the patient appointment card, outputs, when the type of the card to be accepted is the patient appointment card, information necessary to identify the user of the card information to a medical accounting system which is a source of medical fee information indicating information on the medical fee of the user ,
The type information acquisition unit is an automated transaction device that acquires type information indicating whether the type of card to be accepted is a card whose card information should be encrypted or a card whose card information should not be encrypted . a card acceptance unit that accepts both credit cards and patient registration cards;
a card information acquiring unit that acquires card information stored in the accepted card accepted by the card accepting unit;
an identification unit that identifies the type of the accepted card based on a format that is a data format of the card information;
a type information acquiring unit that acquires type information indicating a type of a card to be accepted;
a process setting unit that switches a process for the card information acquired by the card information acquiring unit based on the type of the accepted card and the type information;
a processing unit that executes a process for the card information based on the process information switched by the process setting unit;
Equipped with
The processing unit outputs at least a part of the card information to an outside in accordance with the type of the card to be accepted;
The processing unit further outputs, when the type of the card to be accepted is the credit card, the credit card information of the card information to a processing center which is a source of examination result information indicating an examination result related to the payment with the credit card, and, when the card to be accepted is the patient appointment card, outputs, when the type of the card to be accepted is the patient appointment card, information necessary to identify the user of the card information to a medical accounting system which is a source of medical fee information indicating information on the medical fee of the user ,
The processing setting unit of the automatic transaction device switches the processing for the card information to one of an erasure processing for the card information, an encryption processing for encrypting the card information, and an external transmission processing for encrypting the card information and transmitting it to the outside, based on the type of the accepted card and the type information . a card acceptance unit that accepts both credit cards and patient registration cards;
a card information acquiring unit that acquires card information stored in the accepted card accepted by the card accepting unit;
an identification unit that identifies the type of the accepted card based on a format that is a data format of the card information;
a type information acquiring unit that acquires type information indicating a type of a card to be accepted;
a process setting unit that switches a process for the card information acquired by the card information acquiring unit based on the type of the accepted card and the type information;
a processing unit that executes a process for the card information based on the process information switched by the process setting unit;
Equipped with
The processing unit outputs at least a part of the card information to an outside in accordance with the type of the card to be accepted;
The processing unit further outputs, when the type of the card to be accepted is the credit card, the credit card information of the card information to a processing center which is a source of examination result information indicating an examination result related to the payment with the credit card, and, when the card to be accepted is the patient appointment card, outputs, when the type of the card to be accepted is the patient appointment card, information necessary to identify the user of the card information to a medical accounting system which is a source of medical fee information indicating information on the medical fee of the user ,
The type of card to be accepted is a type of card for which the card information should not be encrypted,
The processing unit, when the type of the accepted card is the type of the card to be encrypted, explicitly indicates that the accepted card is the type of the card to be encrypted . a card acceptance unit that accepts both credit cards and patient registration cards;
a card information acquiring unit that acquires card information stored in the accepted card accepted by the card accepting unit;
an identification unit that identifies the type of the accepted card based on a format that is a data format of the card information;
a type information acquiring unit that acquires type information indicating a type of a card to be accepted;
a process setting unit that switches a process for the card information acquired by the card information acquiring unit based on the type of the accepted card and the type information;
a processing unit that executes a process for the card information based on the process information switched by the process setting unit;
Equipped with
The processing unit outputs at least a part of the card information to an outside in accordance with the type of the card to be accepted;
The processing unit further outputs, when the type of the card to be accepted is the credit card, the credit card information of the card information to a processing center which is a source of examination result information indicating an examination result related to the payment with the credit card, and, when the card to be accepted is the patient appointment card, outputs, when the type of the card to be accepted is the patient appointment card, information necessary to identify the user of the card information to a medical accounting system which is a source of medical fee information indicating information on the medical fee of the user ,
The type of card to be accepted is a type of card for which the card information should be encrypted,
The processing unit, when the type of the accepted card is a card type that should not be encrypted, explicitly indicates that the accepted card is a card type that should not be encrypted . 5. The automated transaction device according to claim 1, further comprising an output destination setting unit that sets an output destination for outputting at least a portion of the card information to an outside source in accordance with the type of the card to be accepted. a card acceptance unit that accepts both credit cards and patient registration cards;
a card information acquiring unit that acquires card information stored in the accepted card accepted by the card accepting unit;
an identification unit that identifies the type of the accepted card based on a format that is a data format of the card information;
a type information acquiring unit that acquires type information indicating a type of a card to be accepted;
a process setting unit that switches a process for the card information acquired by the card information acquiring unit based on the type of the accepted card and the type information;
a processing unit that executes a process for the card information based on the process information switched by the process setting unit;
Equipped with
The processing unit outputs at least a part of the card information to an outside in accordance with the type of the card to be accepted;
The processing unit further outputs, when the type of the card to be accepted is the credit card, the credit card information of the card information to a processing center which is a source of examination result information indicating an examination result related to the payment with the credit card, and, when the card to be accepted is the patient appointment card, outputs, when the type of the card to be accepted is the patient appointment card, information necessary to identify the user of the card information to a medical accounting system which is a source of medical fee information indicating information on the medical fee of the user ,
a communication unit that outputs the card information having undergone the process selected by the process setting unit to an external system;
An automatic transaction device in which the card information output by the communication unit is encrypted using an encryption method different from the encryption method used to encrypt the card information transmitted between the time the card information acquisition unit acquires the card information and the time the communication unit outputs it . a card acceptance unit that accepts both credit cards and patient registration cards;
a card information acquiring unit that acquires card information stored in the accepted card accepted by the card accepting unit;
an identification unit that identifies the type of the accepted card based on a format that is a data format of the card information;
a type information acquiring unit that acquires type information indicating a type of a card to be accepted;
a switching unit that switches processing for the card information acquired by the card information acquiring unit based on the type of the accepted card and the type information;
a processing unit that executes a process for the card information based on the process switched by the switching unit;
Equipped with
The processing unit outputs at least a part of the card information to an outside in accordance with the type of the card to be accepted;
The processing unit further outputs, when the type of the card to be accepted is the credit card, the credit card information of the card information to a processing center which is a source of examination result information indicating an examination result related to the payment with the credit card, and, when the card to be accepted is the patient appointment card, outputs, when the type of the card to be accepted is the patient appointment card, information necessary to identify the user of the card information to a medical accounting system which is a source of medical fee information indicating information on the medical fee of the user ,
The type information acquisition unit of this automated transaction system acquires type information indicating whether the type of card to be accepted is a card whose card information should be encrypted or a card whose card information should not be encrypted . An automatic transaction method in an automatic transaction device, comprising:
a card acceptance step for accepting cards that can handle both credit cards and patient registration cards;
a card information acquiring step of acquiring card information stored in the accepted card accepted in the card accepting step;
a step of identifying the type of the accepted card based on a format that is a data format of the card information;
a type information acquiring step of acquiring type information indicating a type of a card to be accepted;
a switching step of switching a process for the card information acquired in the card information acquiring step based on the type of the accepted card and the type information;
a process execution step of executing a process for the card information based on the process switched in the switching step;
Equipped with
the processing execution step includes outputting at least a part of the card information to an outside in accordance with the type of the card to be accepted;
The processing execution step further includes, if the type of the card to be accepted is the credit card, outputting the credit card information of the card information to a processing center which is a source of examination result information indicating an examination result related to the payment with the credit card, and, if the card to be accepted is the patient appointment card, outputting information necessary to identify the user of the card information to a medical accounting system which is a source of medical fee information indicating information on the medical fee of the user ,
The automated transaction method includes acquiring type information indicating whether the type of card to be accepted is a card whose card information should be encrypted or a card whose card information should not be encrypted . a card acceptance process that accepts both credit cards and patient registration cards;
a card information acquisition process for acquiring card information stored in the accepted card accepted in the card acceptance process;
A process of identifying the type of the accepted card based on a format that is a data format of the card information;
a type information acquisition process for acquiring type information indicating the type of card to be accepted;
a switching process for switching a process for the card information acquired in the card information acquisition process based on the type of the accepted card and the type information;
an execution process for executing a process for the card information based on the process switched by the switching process;
An automatic transaction program for causing an automatic transaction device to execute the above,
The execution process outputs at least a part of the card information to an outside in accordance with the type of the card to be accepted;
The execution process further includes, if the type of the card to be accepted is the credit card, outputting the credit card information of the card information to a processing center which is a source of examination result information indicating the examination result related to the payment with the credit card, and, if the card to be accepted is the patient appointment card, outputting the information necessary to identify the user of the card information to a medical accounting system which is a source of medical fee information indicating the medical fee information of the user ,
The type information acquisition process is an automated transaction program for acquiring type information indicating whether the type of card to be accepted is a card whose card information should be encrypted or a card whose card information should not be encrypted . a card acceptance unit capable of accepting credit cards and patient registration cards;
a card information acquiring unit that acquires card information stored in the accepted card accepted by the card accepting unit;
an identification unit that identifies the type of the accepted card based on a format that is a data format of the card information;
a type information acquisition unit that acquires type information indicating the type of card to be accepted,
In the case where the card to be accepted is the patient registration card,
encrypting the acquired card information in both cases where the type of the accepted card is the credit card and the type of the accepted card is the patient registration card;
In the case where the card to be accepted is a credit card,
If the type of the accepted card is the patient registration card, an error notification is given.
If the type of the accepted card is the credit card, encrypt the acquired card information and output the credit card information among the card information to a processing center that is a source of examination result information indicating an examination result related to the payment with the credit card;
In the case where the card to be accepted is the patient registration card,
If the type of the accepted card is the medical appointment card, the automatic transaction device outputs the information from the card information necessary to identify the user to a medical accounting system which is the source of medical fee information indicating the user's medical fee information.

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