JP7240694B1 - Transaction flow management method, transaction flow management program and transaction flow management system - Google Patents

Abstract

An object of the present invention is to speed up real estate transactions, the efficiency of which has been limited in the prior art, from the viewpoint of facilitating the provision of information between transaction parties. [Means for Solving the Problem] Provision by electromagnetic means of information required to be provided, which is one or more types of information that must be provided to transaction counterparties in writing or by electromagnetic means in relation to specific real estate transactions. a provision consent information obtaining step for obtaining provision consent information, which is information to the effect that consent is given, from one or more subjects that need to be provided, and only when the provision consent information has been acquired We propose a transaction flow management method and the like in which a mandatory provision information output step for outputting mandatory provision information linked with information is executed by a computer. [Selection drawing] Fig. 2

Description

Application of Article 30, Paragraph 2 of the Patent Law Posting date: April 28, 2020, Posting address: https://prtimes. jp/main/html/rd/p/000000011.000088419. html

The present invention relates to a mechanism that contributes to facilitation of procedures associated with real estate transactions such as leasing and buying and selling.

BACKGROUND ART In transactions such as buying and selling and leasing of real estate properties, various types of documents are exchanged, and it has been widely shared that it is troublesome to order, fill out, and issue documents. Various means for technically solving such problems have been disclosed. For example, Patent Literature 1 discloses a technique for obtaining registration information of a property to be traded and using the information to create transaction procedure documents such as contracts.

JP 2021-089593 A

However, these prior arts can only fill in the template of documents, and the extent to which they contribute to the facilitation of real estate transactions is very small. This is because, even if assistance is provided in completing these forms, the impact on the efficiency of the issuance of documents and other exchanges is limited.

Specifically, in real estate transactions, it is legally required that certain information be clearly disclosed between parties involved in the transaction at an appropriate timing. In addition to being described in a document called "explanatory manual" or "Article 37 document", it was clearly indicated to the parties involved in the transaction, and the items described in the document were read aloud.

In other words, the prior art not only does not contribute to the efficiency of processing such as delivery and reading of the information described in these documents, but also cannot replace the conventional operation.

In order to solve the above problems, the present invention provides one or more types of information that must be provided, which is information that must be provided to the transaction partner in writing or by an electromagnetic method in relation to a specific real estate transaction, A step of acquiring provision consent information, which is information to the effect that provision by electromagnetic means is consented to, from one or more objects that need to be provided, and a case where the provision consent information has been acquired and a required-to-be-provided information output step for outputting the required-to-be-provided information linked with the offer-approved information only in the case of a computer.

Further, in relation to the above invention, a transaction flow management method further comprising a receipt information obtaining step of obtaining receipt information, which is information indicating that the output essential information has been provided, in association with information regarding the date and time of the receipt. etc. is also proposed.

Further, in relation to each of the above inventions, regarding the mandatory provision information output step, when the provision withdrawal information, which is information to the effect that the content of the provision consent information is withdrawn from the target, is obtained, the provision mandatory information linked with the provision consent information We also propose a transaction flow management method that further includes a printout substep that prompts printout.

Further, in relation to each of the above inventions, when the information required to be provided is provided by a moving image, the method further includes a recorded acquisition step for recording and acquiring the moving image together with information on the date and time when the moving image is provided. We also propose transaction flow management methods.

In addition, a program that enables a computer to execute each of the above methods and a system that executes each of the above methods are also proposed.

The present invention, which mainly has the configuration described above, makes it possible to appropriately manage aspects according to the requests of parties to the transaction and to realize various processes for quick and efficient real estate transactions.

Schematic of the invention A diagram showing an example of functional blocks of the transaction flow management system of the first embodiment. Schematic diagram showing an example of a configuration when each functional configuration of the transaction flow management system of Embodiment 1 is collectively realized as one piece of hardware. A diagram showing an example of the flow of processing in the transaction flow management system of the first embodiment. A diagram showing an example of functional blocks of the transaction flow management system of the second embodiment. A diagram showing an example of the flow of processing in the transaction flow management system of the second embodiment. A diagram showing an example of functional blocks of the transaction flow management system of the third embodiment A diagram showing an example of the flow of processing in the transaction flow management system of the third embodiment A diagram showing an example of functional blocks of the transaction flow management system of the fourth embodiment A diagram showing an example of the flow of processing in the transaction flow management system of the fourth embodiment

First, FIG. 1 is shown. FIG. 1 is a diagram showing an outline of the present invention. As shown in the figure, the present invention includes transaction terminals 0111 and 0112, which are terminals managed by parties to a real estate transaction, and broker terminal 0121, which is a terminal managed by a real estate broker who mediates the transaction. , various terminals 0122, which are terminals managed individually by the head offices and branches of those business operators, or by one or more computers 0101 and 0102 connected via a network to one or more external servers 0131, etc. It is possible.

A case where the present invention is implemented by one or more external servers will now be described. Specific examples of the use of multiple external servers include a map server for indicating the location of a real estate property on a map, a registration information server for holding registration information of the real estate property, and conclusion of a contract for transactions. An electronic contract server for processing, a transaction information recording server for recording information used in each transaction, and the like are conceivable, and it is conceivable to use them by connecting to each other via an online or offline network.

By the way, a specific aspect of realizing various functions using these external servers can be appropriately selected according to the aspect in which the present invention is specifically provided. For example, if the present invention is implemented by a web service, it is conceivable that the various functions described above are provided in the form of API linkage accompanying the use of the web service. More specifically, by adopting a configuration that enables communication with the electronic contract server only when the information required to be provided is output, and by linking various functions on the web service with the API, Only by accepting a simple input operation after outputting information, it is possible to shift to electronic contract conclusion processing for subsequent real estate transactions. In this way, it is possible to link with an external server that enables the provision of various functions related to real estate transactions, and by providing the linked function at any time after the information required to be provided is output, it is possible to meet the needs of users with diverse needs. It is possible to provide a convenient means of real estate transactions.

Next, transaction terminals, broker terminals, and various terminals are not particularly limited to their types. Smart devices such as For the various terminals mentioned here, in order to facilitate subsequent real estate transactions, in addition to being equipped with a display, it is possible to implement devices or functions such as cameras and microphones for outputting sound and images. desirable.

Each embodiment of the present invention will be described below with reference to the drawings. First, mutual relationships between the embodiments and the claims are as follows. First, Embodiment 1 mainly corresponds to Claims 1, 4, 5 and the like. Embodiment 2 also mainly corresponds to claim 1 and the like. Embodiment 3 mainly corresponds to claim 2 and the like. Embodiment 4 mainly corresponds to claim 3 and the like. However, the technical features described in each embodiment can be used in combination with the technical features described in other embodiments.

In addition, the present invention is not limited to these embodiments at all, and has the technical idea described in each claim of the claims according to common general technical knowledge, and various can be implemented in any manner.

<<Embodiment 1>>
<Overview>
FIG. 2 is a diagram showing an example of functional blocks of the transaction flow management system of this embodiment. As shown in the figure, the ``transaction flow management system'' 0200 of this embodiment has a ``provision acceptance information acquisition unit'' 0201 and a ``provision required information output unit'' 0202. FIG.

It should be noted that the transaction flow management system described in detail below can also be configured so that one or more of its functions are realized by a plurality of devices, and the functional blocks are either hardware or It can be implemented as software. Taking a computer as an example, CPU, main memory, GPU, TPU, image memory, bus, secondary storage device (hard disk or non-volatile memory), keyboard, microphone, touch panel, electronic pen for touching the touch panel Various input devices such as, speakers, displays and other various output devices, hardware components such as other external peripheral devices, interfaces for external peripheral devices, communication interfaces, and driver programs for controlling those hardware and other application programs.

Then, by arithmetic processing according to the program developed on the main memory, data input from input devices and other interfaces and held in memory and hardware are processed and accumulated, and each hardware and software described above is processed and accumulated. Create commands to control. Here, the above program may be realized as a plurality of modularized programs, or may be realized as one program by combining two or more distributed and managed programs by cloud computing or other methods.

<Functional configuration>
"Provision consent information acquisition unit" 0201 acquires one or more types of information required to be provided, which is information that must be provided to the transaction partner in writing or by electromagnetic methods in relation to a specific real estate transaction, by electromagnetic methods. It is configured to perform processing for acquiring provision acceptance information, which is information indicating acceptance of provision, from one or a plurality of objects that need to be provided. There are no particular restrictions on the types of real estate transactions referred to here, and transactions involving land, facilities, buildings, or their ancillaries can be considered. The mode of transaction can also include a wide variety of modes, such as buying and selling, leasing, concluding intermediary agreements for such transactions, mortgage setting, division of co-owned property, and trust.

It is conceivable to store in advance in other functions of the present invention or an external server, etc. the presence or absence of mandatory information to be provided in each real estate transaction, its content, and one or more objects for which such information must be provided. be done. To give a specific example, when conducting a real estate transaction or a rental transaction, before concluding a contract, such information, which is also called important information, is required when the real estate agent explains the detailed information of the property. can be.

It is conceivable that the presence/absence of specific information required to be provided may be determined in the process of receiving input of various information for managing specific real estate transactions. For example, when receiving input of information that intends to conduct a specific real estate transaction (for example, real estate rental) from the terminal of the party concerned or the terminal of the intermediary business operator, the mandatory provision information (accompanying the rental transaction) important information) that the lessor needs to provide to the lessee. By the way, the information required to be provided here may mean only general abstract information items, or may mean information on individual specific real estate transactions that have been input in advance. If only general and abstract information items are extracted, it is necessary to provide by inputting individual information linked to the items in the individual specific real estate transaction on the terminal that received the extraction results. The content of the information will be updated.

Although the fundamental configuration of the obtaining unit for consent to provide information is to ultimately obtain the consent information to be provided, there are various modes of triggers for obtaining the consent information to be provided. may also be configured as part of the function of the same section. For example, the transaction flow management system of the present invention outputs information inquiring whether or not it is possible to provide information required to be provided by an electromagnetic method to a terminal managed by a party to a real estate transaction, and provides consent information in accordance with the output. A configuration for receiving and acquiring is conceivable. Further, a configuration is also conceivable in which provision approval information is acquired in association with information of a specific real estate transaction party from a real estate transaction intermediary agent terminal.

The provision approval information needs to be associated with a real estate transaction party as well as with a specific real estate transaction. Concretely, it is conceivable that the consent information to be provided can be obtained in the form of a declaration of intention in an e-mail or in a PDF or other electronic document format. Requires linking of party identification information, which is information for identifying a specific transaction party, to provision consent information, and performs identification processing so that provision consent information cannot be obtained unless party identification information is attached. configuration is conceivable. Specifically, it is conceivable that various authentication means such as electronic signatures are used to identify specific individuals or corporations. By ensuring that the provision consent information acquired by adopting these configurations is truly from the transaction party, we manage the evidence that consent has been obtained from the transaction party, and include the transaction party himself/herself. It is possible to increase the trust of related parties and third parties.

In addition to the configuration that attaches electronic signatures, etc., as described above, multi-step authentication and other personal identification means can be used to verify that the acquired provision consent information is from a specific real estate transaction party. A configuration for confirming is also conceivable. For example, one or more combinations of information for identification (e-mail address, transaction ID, name, address, telephone number, password) held in the transaction flow management system of the present invention in association with a specific transaction party in advance It is conceivable to accept the input of this information through various modes and handle it as the party identification information. Furthermore, in addition to obtaining information from the parties to the transaction, obtain information from brokers and other third parties involved in the real estate transaction to prove that the consent information was truly output by the parties to the transaction. is also conceivable. In this way, by making it possible to adopt a configuration that can confirm the authenticity of the acquisition of consent information from the parties to the transaction by various means, it is possible to manage the process of proper proceedings while suppressing operational costs. become.

By the way, it is not denied that the provision approval information is to approve the electromagnetic provision of only a part of the mandatory provision information, which is one or more types of information. For example, in cases where information used to explain important matters and information on the contractual details of transactions are required to be provided, the information used to explain important matters may be provided by electromagnetic means, while the contractual details of the transaction (Information that must be provided based on Article 37 of the Real Estate Brokerage Law, etc.) may be requested to be provided in paper form, that is, the content may be such that the provision by electromagnetic means is refused. By adopting this configuration, it becomes possible to manage the property in response to the diverse needs of the real estate transaction parties.

The 'output unit for mandatory provision information' 0202 is configured to output the mandatory provision information linked with the provision consent information only when the provision consent information is acquired. Among the information that must be provided, information that is not linked to the provision approval information will be output to the intermediary terminal or the party terminal, indicating that it is impossible to provide it by electromagnetic means, or by paper It is conceivable to display and output a message to the effect that the provision is urged, and when performing such processing, electromagnetic It is conceivable to perform processing triggered by the acquisition of provision refusal information.

In addition, when outputting the information required to be provided, it is conceivable to receive a request in advance for a specific output mode regarding provision by electromagnetic means from the output destination (in this case, the request is configured as the content of the provision approval information). may be used). Specifically, in addition to requests related to the form of provision, such as provision by e-mail, provision in download form from a prescribed web page, provision by delivery of storage media containing electromagnetic information, and specific formats (Excel ( It is conceivable to accept a request regarding a format using specific software such as registered trademark) or a recording format such as pdf. These requests may be made in accordance with options presented in advance by the intermediary business operator, or may be information with content meaning comprehensive acceptance of the presented content. In any case, by adopting this configuration, it becomes possible to provide information by electromagnetic methods in various modes according to the environment of the parties, and to provide information smoothly and quickly.

In addition, when outputting information that must be provided, information on the output destination (e-mail address, etc.), whether or not the information has been viewed at the output destination after output (opening information, read information, download, etc.) or output It is desirable to obtain the date and time (output date and time, reception date and time, download date and time, opening date and time, viewing date and time, etc.) and store it in association with the information required to be provided. By adopting this configuration, it becomes possible to manage the evidence that the information required to be provided has been provided electromagnetically. , described in detail in Embodiment 2).

It should be noted that, when outputting the information required to be provided, a configuration is also conceivable in which a voice reading section is further provided to enable the information to be output by voice. It is conceivable to generate voice information for reading the information required to be provided in advance, and reproduce the voice information according to the selection of the parties to the transaction, thereby outputting the information required to be provided by voice. A configuration is also conceivable in which speech synthesis processing is performed through character recognition or literacy processing and speech synthesis processing, and used for speech reading processing. By adopting this configuration, when it is physically difficult for the elderly or young people with visual impairments to recognize the required information in characters, or the meaning and content of the information is difficult to understand. Even so, it is possible to alleviate these difficulties by simultaneously performing text-to-speech processing.

By the way, in the voice reading part mentioned here, it is possible to repeatedly read out an appropriate part to be read aloud or to move to a predetermined part to be read out, depending on the selection of the party to the transaction. However, in this case, unless the readout processing of all the written contents is completed, it will not be judged that the processing of providing information required to be provided has been completed, and control will be implemented so that the next processing such as concluding a real estate transaction contract cannot be performed. is also possible. Specifically, there are cases where the transacting party skips the reading process of only some of the notation, or the reading process of part of the notation is not performed smoothly due to inadequate network environment or other reasons. . By adopting this structure, subsequent transactions will be conducted without a sufficient understanding of the information required to be provided due to skipping, etc., and as a result, inconvenience will occur such as real estate transactions that are not based on the true intentions of the parties. can be avoided.

Further, with respect to the various types of information included in the mandatory information to be provided, supplementary information may be associated with parts whose meanings and contents are considered to be difficult. Supplementary information may be configured in various ways, such as links to external websites, etc. for explaining the meaning content, comment notation that directly adds explanations, etc. Supplementary content also simply explains the meaning content. In addition, the content may be a description of reference information such as an introduction of related cases and information related to the relevant trading party. By adopting these configurations, even if the information required to be provided is not provided face-to-face but is provided by electromagnetic means, it is possible to provide information with a sense of satisfaction without making the other party feel uneasy. becomes.

<Specific configuration>
FIG. 3 is shown here. This figure is a schematic diagram showing an example of a configuration when each functional configuration of the transaction flow management system of the present embodiment is collectively realized as one piece of hardware. Each device has a "CPU" 0301 for executing various arithmetic processing, a "storage device (storage medium)" 0302, a "main memory" 0303, an "input/output interface" 0304, and a "network interface". 0305, and transmits/receives information to/from an external peripheral device such as a "microphone" 0306 via an input/output interface.

In addition, the transaction flow management system of the present embodiment includes a plurality of "transaction terminals" 0307 and "intermediary terminal" 0308 via a network interface, and a "transaction terminal" 0307 that performs contract conclusion processing and stores templates of information required to be provided. Information can be sent to and received from an external device such as an external server 0309 . The specific aspect of this network interface may be wired or wireless, and the method of communication may be direct or indirect between both terminals. Therefore, it is possible to adopt a form of so-called cloud computing in which information is transmitted and received between a specific external terminal or a user of the same terminal and an external server.

Various programs as described below are stored in the storage device, and the CPU reads these various programs into the work area of the main memory, expands them, and executes them. These components are interconnected by a data communication path such as a "system bus" 0399, and perform information transmission/reception and processing (the basic configuration of the above configuration can be used by any of the other devices described below). The same is true for

(Specific configuration of provision acceptance information acquisition unit)
The provision consent information acquisition unit is composed of a computer program and computer hardware. Concerning information required to be provided, which is one or more types of information that need to be provided by electromagnetic means, provide consent information, which is information to the effect that the provision by electromagnetic means is consented, to one or more targets that need to be provided Perform processing to acquire from.

(Specific Configuration of Required Information Output Unit)
The required-to-be-provided information output unit is composed of a computer program and computer hardware. Specifically, the CPU reads out a "must-have-to-be-provided information output program" 0320 from the storage device to the main memory, executes it, and acquires the above-mentioned offer consent information. Only in the case where the provision acceptance information is linked, the processing for outputting the provision mandatory information linked with the provision consent information is performed.

As described above, it is also conceivable that the CPU reads out the read-aloud program from the storage device into the main memory, executes it, and reads out the information required to be provided by voice. In this case, the voice output of the information required to be provided may be obtained by storing voice data read aloud from the information in advance, and reading and outputting the same data. Such various processes may be performed by this system or may be performed by an external server or the like.

<Process flow>
FIG. 4 is a diagram showing an example of the flow of processing in the transaction flow management system of this embodiment. The flow of processing in the figure consists of the following steps. First, in step S0401, for mandatory provision information, which is one or a plurality of types of information required to be provided in relation to a specific real estate transaction, provision consent information, which is information to the effect that provision by an electromagnetic method is consented, is provided. A process for acquiring information from one or a plurality of objects requiring provision is performed (provision approval information acquisition step), and in step S0402, it is determined whether or not the provision approval information has been acquired. If the content of the determination result here is that it has been acquired, the process proceeds to the processing after step S0404, and if the content is that it has not been acquired, then in step S0403, the electromagnetic provision of the information required to be provided is specified. determine whether there is an explicit or implicit refusal. If it is determined that the request has been rejected, the subsequent processing is not performed, and if it cannot be determined that the request has been rejected, the processing from step S0402 is repeated.

In step S0404, a process for outputting mandatory provision information linked with the provision approval information is performed (mandatory provision information output step). Although not shown, if it is determined in step S0403 that the electromagnetic provision of the information required to be provided is explicitly or implicitly refused, then in step S0405 the information required to be provided is printed out on paper. Alternatively, a process of prompting the provision of information other than the provision of electromagnetic information, such as displaying a message to the effect that the information should be printed out or provided on paper, may be performed.

<effect>
By using the transaction flow management system that adopts the above configuration, it is possible to appropriately manage the mode according to the requests of the parties to the transaction and realize various processes for quick and efficient real estate transactions. .

<<Embodiment 2>>
<Overview>
The transaction flow management system of this embodiment is basically the same as the configuration of the transaction flow management system described in Embodiment 1, but the reception information that is information indicating that the output essential information has been provided is linked with information on the date and time of receipt.

<Functional configuration>
FIG. 5 is a diagram showing an example of functional blocks of the transaction flow management system of this embodiment. As shown in the figure, the ``transaction flow management system'' 0500 of this embodiment includes a ``provision acceptance information acquisition unit'' 0501, a ``provision required information output part'' 0502, and a ``receipt information acquisition part'' 0503. and have Since the basic configuration is the same as that of the transaction flow management system described with reference to FIG. 2 of Embodiment 1, the function of the "receipt information acquisition unit" 0503, which is the difference, will be described below.

The 'acquisition unit for reception information' 0503 is configured to acquire reception information, which is information indicating that the output essential information has been provided, in association with information regarding the date and time of the reception. Even if the reception information is configured to request the output destination of the mandatory provision information to be output and obtain it in response to the request, the reception date and time of the mandatory provision information and other viewing etc. in the explanation of the first embodiment A configuration may be adopted in which the output of the processing result is received when a fact is found as a trigger. Receipt information may be configured to receive notification by e-mail from the terminal of the provider to the effect that it has been provided, or check a check box to the effect that the content of the information required to be provided has been confirmed on a predetermined web page. It is also conceivable that the received information goes as far as confirming the content of the information that must be provided, such as by including By adopting a configuration in which such information is also acquired, it becomes possible to ensure that the information required to be provided is truly provided, that is, recognized by the parties to the transaction.

Furthermore, it is possible to perform control so that it is not determined that the processing for providing the information required to be provided has been completed unless the receipt information is acquired, and the next processing such as concluding a real estate transaction contract cannot be performed. As described in relation to the text-to-speech processing of the first embodiment, by adopting this configuration, it is possible to avoid inconveniences such as real estate transactions not based on the true intentions of the parties.

<Specific configuration>
The hardware configuration of the transaction flow management system of this embodiment is basically the same as the hardware configuration of the transaction flow management system of the first embodiment described using FIG. Therefore, in the following, specific processing of the "receipt information acquisition section", which has not been explained so far, will be explained.

(Specific configuration of acquisition of receipt information)
The reception information acquisition unit is specifically composed of a computer program and computer hardware. Receipt information, which is information to the effect that the offer has been received, is acquired in association with information about the date and time of the reception, and stored at a predetermined address in the main memory.

<Process flow>
FIG. 6 is a diagram showing an example of the flow of processing in the transaction flow management system of this embodiment. The flow of processing in the figure consists of the following steps. First, in step S0601, provision consent information, which is information to the effect that provision by an electromagnetic method is consented to provision mandatory information, which is one or a plurality of types of information required to be provided in relation to a specific real estate transaction, is provided. Processing is performed to acquire information from one or a plurality of objects that need to be provided (providing acceptance information acquisition step), and in step S0602, it is determined whether or not the provision acceptance information has been acquired. If the content of the determination result here is that it has been acquired, the process proceeds to the processing after step S0604, and if the content is that it has not been acquired, then in step S0603, the electromagnetic provision of the information required to be provided is specified. determine whether there is an explicit or implicit refusal. If it is determined that the request has been rejected, the process proceeds to step S0605, and if it cannot be determined that the request has been rejected, the processes from step S0602 onward are repeated.

In step S0604, a process for outputting mandatory provision information linked with the provision approval information is performed (mandatory provision information output step). Then, in step S0605, a process for prompting the provision of information other than electromagnetic information provision is performed, such as printing out the information required to be provided on paper or displaying a message indicating that the information should be printed out or provided on paper. , no further processing is performed.

After step S0604, in step S0606, it is determined whether or not receipt information, which is information indicating that the information has been provided from the output destination of the information required to be provided, has been received. If the content of the individual determination result indicates that it has been received, the process proceeds to step S0607, and if it has not been received, the same process is repeated. Then, in step S0607, the received receipt information is acquired in association with the information on the date and time of receipt (receipt information acquisition step).

<effect>
By using the transaction flow management system of the present embodiment, real estate transactions can be performed more quickly than when the transaction flow management system of the first embodiment is used, and the appropriateness of the transaction can be ensured.

<<Embodiment 3>>
<Overview>
The transaction flow management system of this embodiment basically has the same configuration as the transaction flow management system described in Embodiments 1 and 2, but when outputting the information required to be provided, the content of the provision consent information is withdrawn from the target. It is further characterized in that when provision withdrawal information, which is information indicating that provision is to be made, is acquired, the provision mandatory information linked with the provision approval information is prompted to be printed out.

<Functional configuration>
FIG. 7 is a diagram showing an example of functional blocks of the transaction flow management system of this embodiment. As shown in the figure, the ``transaction flow management system'' 0700 of this embodiment has a ``provision consent information acquisition unit'' 0701 and a ``provision required information output part'' 0702, The output section further has a 'print output means' 0712 . Since the basic configuration is the same as that of the transaction flow management system described with reference to FIG. 2 of the first embodiment, the function of the "print output means" 0712, which is the difference, will be described below.

The 'printing means' 0712 obtains, in the mandatory provision information output unit, provision withdrawal information, which is information to the effect that the content of the provision consent information is to be withdrawn from the target, and the mandatory provision information linked with the provision consent information. Configured to prompt printout. By adopting this configuration, although you have once consented to the provision of information by electromagnetic means, you are worried about obtaining information by electromagnetic means, or it is difficult to obtain information by electromagnetic means due to the network environment or other circumstances. Even in such a case, by receiving the information provided by printing on paper, it is possible to smoothly proceed with real estate transactions thereafter.

The provision withdrawal information can be obtained by e-mail from the trading party to whom the mandatory provision information is to be output, or obtained through a predetermined web page or system. When acquiring the information, various authentication processes should be performed to confirm the authenticity of the party to the transaction, which is the acquisition source, as described in the relevant part of the first embodiment.

Based on the above-mentioned purpose, the print output means will not be processed on the assumption that, once the information required to be provided is output by an electromagnetic method, it is already possible for the parties to the transaction to grasp its contents. It may be configured such that it is not possible. However, since it is possible that the parties to the transaction may request the provision by printing in addition to the provision by electromagnetic means, it is possible to respond to such requests. In this case, as described in the previous explanation, the information required to be provided is provided by an electromagnetic method, the information that the information is received is acquired and held, and then a printout request is made at the same time. It is desirable to retain information to that effect. By managing the evidence that can understand the chronological order in which these various processes were performed, it is possible to objectively confirm by what means the parties to the transaction came into contact with the information required to be provided and understood its contents. can make things easier.

<Specific configuration>
The hardware configuration of the transaction flow management system of this embodiment is basically the same as the hardware configuration of the transaction flow management system of the first embodiment described using FIG. Therefore, in the following, specific processing of the "print output means", which has not been explained so far, will be explained.

(Specific configuration of print output means)
The print output means is specifically composed of a computer program and computer hardware, and when processing the information output program required to be provided, the CPU reads out a "print output subprogram" from the storage device into the main memory and executes it, When provision withdrawal information, which is information indicating that the contents of the provision approval information are to be withdrawn, is obtained from the information output target, the provision mandatory information associated with the provision approval information is prompted to be printed out.

<Process flow>
FIG. 8 is a diagram showing an example of the flow of processing in the transaction flow management system of this embodiment. The flow of processing in the figure consists of the following steps. First, in step S0801, provision consent information, which is information to the effect that provision by an electromagnetic method is consented to provision mandatory information, which is one or a plurality of types of information required to be provided in relation to a specific real estate transaction, is provided. Processing is performed to obtain information from one or more objects that need to be provided (providing acceptance information acquisition step), and in step S0802, it is determined whether or not the provision acceptance information has been acquired. If the content of the determination result here is that it has been acquired, the process proceeds to the processing after step S0804, and if the content is that it has not been acquired, then in step S0803, the electromagnetic provision of the information required to be provided is specified. determine whether there is an explicit or implicit refusal. If it is determined that the request has been rejected, the process proceeds to step S0805, and if it cannot be determined that the request has been rejected, the processes from step S0802 are repeated.

In step S0804, a process for outputting mandatory provision information linked with the provision consent information is performed (mandatory provision information output step). However, if provision withdrawal information is acquired in step S0814 after it is determined that provision approval information has been acquired in step S0802 and before the processing in step S0804 is performed, then the processing in step S0804 is not performed, The process proceeds to step S0805.

Then, in step S0805, a process for prompting the provision of information other than electromagnetic information provision is performed, such as printing out the information required to be provided on paper or displaying a message to the effect that the information should be printed out or should be provided on paper. , no further processing is performed.

<effect>
By using the transaction flow management system of this embodiment, it is possible to respond flexibly to the IT literacy of the parties to the transaction and the network environment, as compared with the case of using the transaction flow management system of the first embodiment.

<<Embodiment 4>>
<Overview>
The transaction flow management system of this embodiment basically has the same configuration as the transaction flow management system described in Embodiment 1. However, when the required information to be provided is provided by a moving image, the moving image is A further feature is that the moving image is recorded and acquired together with information on the date and time when the moving image is provided.

<Functional configuration>
FIG. 9 is a diagram showing an example of functional blocks of the transaction flow management system of this embodiment. As shown in the figure, the ``transaction flow management system'' 0900 of the present embodiment includes a ``provision acceptance information acquisition unit'' 0901, a ``provision required information output unit'' 0902, and a ``recording acquisition unit'' 0903. , has Since the basic configuration is the same as that of the transaction flow management system described with reference to FIG. 2 of Embodiment 1, the function of the "recording acquisition unit" 0903, which is the difference, will be described below.

The 'recording acquisition unit' 0903 is configured to record and acquire the moving image together with information on the date and time when the moving image is provided, when the information required to be provided is provided by the moving image. In the first embodiment, the process of reading aloud the information required to be provided has been described. Recording is provided as a technical feature. Specifically, a real estate transaction intermediary (real estate agent), who is the output source of the information required to be provided, and a real estate transaction party (non-real estate agent), who is the output destination of the information, are captured by a web camera or other recording means. In the same image, it is conceivable to sequentially record situations in which the parties to the real estate transaction read out the required information output by the parties to the real estate transaction, and the parties to the transaction ask questions about the information. By recording the video without interruption from the beginning to the end of reading out the required information to be provided, a record of understanding of the content of the information required to be provided by the parties to the transaction through the reading is managed and retained in the video. be able to It is desirable that the information required to be provided, which is an electromagnetic record to be read aloud, is output in advance to the transacting party as an output destination.

In addition, in the recording acquisition unit, the information of the date and time when the moving image is provided is also acquired. Here, for example, it is conceivable to obtain not only the date and time of moving image provision but also the recording time of the moving image. In this case, when appropriate recording time information is held in advance as information relating to the appropriate recording time of a moving image, and the moving image acquired by the recording acquisition unit is determined to be inappropriate in light of the appropriate recording time information. may be set so as to prompt the user to redo the read-aloud process or the recording acquisition process. When it is planned in advance that the required information to be provided has a certain amount of information, or when the moving image ends in a too short time, all the required information to be provided is not read out within that time. Otherwise, it is determined that the text is read out in an inappropriate manner. By adopting such a configuration, it is possible to deter or avoid the occurrence of a situation in which the information required to be provided is not sufficiently provided by simply making an agreement between the person reading out and the person being read out.

<Specific configuration>
The hardware configuration of the transaction flow management system of this embodiment is basically the same as the hardware configuration of the transaction flow management system of the first embodiment described using FIG. Therefore, the specific processing of the "recording acquisition unit", which has not been described so far, will be described below.

(Specific Configuration of Recording Acquisition Unit)
The recording acquisition unit is specifically composed of a computer program and computer hardware, and when receiving an instruction that the information required to be provided is provided as a moving image, the CPU downloads the "recording acquisition program" from the storage device to the main memory. , and performs processing for recording and acquiring the moving image together with information on the date and time when the moving image is provided, and stores the moving image at a predetermined address in the main memory.

<Process flow>
FIG. 10 is a diagram showing an example of the flow of processing in the transaction flow management system of this embodiment. The flow of processing in the figure consists of the following steps. First, in step S1001, provision consent information, which is information to the effect that provision by an electromagnetic method is consented to provision mandatory information, which is one or a plurality of types of information required to be provided in relation to a specific real estate transaction, is provided. A process for acquiring information from one or a plurality of objects that need to be provided is performed (provision consent information acquisition step), and in step S1002, it is determined whether or not the provision consent information has been acquired. If the content of the judgment result here is that it has been acquired, the process proceeds to the processing after step S1004, and if the content is that it has not been acquired, then in step S1003, the electromagnetic provision of the information required to be provided is specified. determine whether there is an explicit or implicit refusal. If it is determined that the request has been rejected, the process proceeds to step S1005, and if it cannot be determined that the request has been rejected, the processes from step S1002 onward are repeated.

In step S1004, a process for outputting the required provision information linked with the provision approval information as a moving image is performed (a step of outputting a required provision information video image), and the process proceeds to step S1006. Then, in step S1005, a process for prompting the provision of information other than electromagnetic information provision is performed, such as printing out the information required to be provided on paper or displaying a message to the effect that the information should be printed out or should be provided on paper. , no further processing is performed.

In step S1006, the information required to be provided is provided in the form of a moving image, and in step S1007, processing for recording and obtaining the moving image together with information on the provided date and time is performed (recording acquisition step).

<effect>
By using the transaction flow management system of the present embodiment, compared to the case of using the transaction flow management system of the first embodiment, not only can the real estate transaction parties have a higher degree of understanding of the information that must be provided, It becomes possible to record and manage the process in a suitable manner.

0200 ... transaction flow management system, 0201 ... offer approval information acquisition unit, 0202 ... offer required information output unit

Claims (5)

A transaction flow management method for connecting a computer via an online or offline network with an electronic contract server for performing contract conclusion processing for real estate transactions,
Provision of information to the effect that one or more types of information required to be provided, which is information that must be provided in writing or by electromagnetic means to the transaction partner in relation to a specific real estate transaction, is consented to be provided by electromagnetic means. a provision consent information obtaining step for obtaining consent information from one or more subjects that need to be provided;
a mandatory-to-be-provided information output step for outputting mandatory-to-be-provided information linked with the information to be provided only when the information to be provided is obtained;
a receipt information obtaining step of obtaining receipt information, which is information indicating that the output essential information has been provided, in association with information about the date and time of the receipt;
is a transaction flow management method for executing by a computer,
It is characterized by enabling communication with the electronic contract server only when the information required to be provided is output by performing control so that the process of concluding the real estate transaction contract cannot be performed unless the receipt information is acquired. and how to manage the transaction flow. The required information output step is
When providing withdrawal information, which is information to the effect that the content of the provision approval information is to be withdrawn from the target,
2. The transaction flow management method according to claim 1, further comprising a printout substep of prompting printout of the information required to be provided linked with the provision approval information. 2. The transaction flow according to claim 1, further comprising a recorded acquisition step for recording and acquiring the moving image together with information on the date and time when the moving image is provided when the information required to be provided is provided by a moving image. Management method. A transaction flow management program for connecting a computer via an online or offline network with an electronic contract server for performing contract conclusion processing for real estate transactions,
Provision of information to the effect that one or more types of information required to be provided, which is information that must be provided in writing or by electromagnetic means to the transaction partner in relation to a specific real estate transaction, is consented to be provided by electromagnetic means. a provision consent information obtaining step for obtaining consent information from one or more subjects that need to be provided;
a mandatory-to-be-provided information output step for outputting mandatory-to-be-provided information linked with the information to be provided only when the information to be provided is obtained;
a receipt information obtaining step of obtaining receipt information, which is information indicating that the output essential information has been provided, in association with information about the date and time of the receipt;
is a transaction flow management program that can be executed on a computer,
It is characterized by enabling communication with the electronic contract server only when the information required to be provided is output by performing control so that the process of concluding the real estate transaction contract cannot be performed unless the receipt information is acquired. A transaction flow management program. A transaction flow management system for connecting a computer via an online or offline network with an electronic contract server for performing contract conclusion processing for real estate transactions,
Provision of information to the effect that one or more types of information required to be provided, which is information that must be provided in writing or by electromagnetic means to the transaction partner in relation to a specific real estate transaction, is consented to be provided by electromagnetic means. a provision consent information acquisition unit for acquiring consent information from one or more subjects that need to be provided;
a required-to-be-provided information output unit for outputting required-to-be-provided information linked with the information to be provided only when the information to be provided is obtained;
a reception information acquisition unit that acquires reception information, which is information indicating that the output essential information has been provided, in association with information on the date and time of the reception;
A transaction flow management system comprising
It is characterized by enabling communication with the electronic contract server only when the information required to be provided is output by performing control so that the process of concluding the real estate transaction contract cannot be performed unless the receipt information is acquired. and a transaction flow management system.

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