JP2024024147A - Transaction flow management method, transaction flow management program, and transaction flow management system - Google Patents

Abstract

PROBLEM TO BE SOLVED: To realize speedup of a real estate transaction, whose effectiveness has been limited in a prior art, in a viewpoint of smooth provision of information between transaction parties.

MEANS FOR SOLVING THE PROBLEM: A transaction flow management method and the like are proposed, which cause a computer to execute: a provision acceptance information acquisition step of obtaining provision acceptance information that is information indicating provision in an electromagnetic manner is accepted, from one or a plurality of objects who is required to provide provision-required information that is one or a plurality of kinds of information which is required to be provided to a transaction partner in either writing or an electromagnetic manner regarding a specific real estate transaction; and a provision-required information output step of outputting provision-required information associated with the provision acceptance information only when the provision acceptance information is obtained.

SELECTED DRAWING: Figure 2

COPYRIGHT: (C)2024,JPO&INPIT

Description

Application for application of Article 30, Paragraph 2 of the Patent Act has been filed Date of publication: April 28, 2020, Address of publication: https://prtimes. jp/main/html/rd/p/000000011.000088419. html

The present invention relates to a mechanism that contributes to facilitating various procedures associated with real estate transactions such as leases and sales.

It has long been widely shared that various types of documents are exchanged in transactions such as buying, selling, leasing, etc. of real estate properties, and that the process of ordering, filling out, and issuing documents is cumbersome. Various means have been disclosed to technically solve such problems. For example, Patent Document 1 discloses a technique for acquiring registration information of a property to be traded and creating transaction procedure documents such as a contract using the information.

JP2021-089593

However, these conventional techniques can only fill in the template of documents, and the extent to which they contribute to smoothing real estate transactions is very small. This is because even if support is provided for filling out such documents, the impact on the efficiency of document delivery and other exchanges will be limited.

Specifically, in real estate transactions, the law requires that certain information be clearly disclosed between the parties involved in the transaction at an appropriate time, and this information has traditionally been disclosed in "brokerage contract documents (Article 34 document)" and "important matters." In addition to being written in documents called ``explanatory manuals'' and ``Article 37 documents,'' they were clearly communicated to parties involved in the transaction, and the contents of the documents were read aloud.

In other words, the conventional techniques not only do not contribute to the efficiency of processes such as issuing and reading out the information written in these documents, but also cannot replace conventional operations.

In order to solve the above-mentioned problems, the present invention provides essential information, which is one or more types of information that needs to be provided in writing or electromagnetically to a trading partner in connection with a specific real estate transaction. A provision consent information acquisition step for acquiring provision consent information, which is information indicating consent to provision by electromagnetic method, from one or more targets to whom the provision is required, and a case where the provision consent information has been acquired; We propose a transaction flow management method in which a computer executes the mandatory provision information output step for outputting the mandatory provision information linked to the relevant provision consent information.

Further, in connection with the above invention, a transaction flow management method further comprising a receipt information acquisition step of acquiring receipt information, which is information indicating that the output essential information has been provided, by linking it with information regarding the date and time of the receipt. We also suggest.

In addition, in relation to each of the above-mentioned inventions, in the step of outputting essential provision information, when provision withdrawal information, which is information to the effect that the content of provision consent information is to be withdrawn from the target, is obtained, provision essential information linked to the provision consent information is obtained. We also propose a transaction flow management method that further includes a print output substep that prompts print output.

Further, in relation to each of the above inventions, when the essential information is provided as a moving image, the method further includes a recording acquisition step for recording and obtaining the moving image together with information on the date and time at which the moving image is provided. We will also propose ways to manage transaction flow.

We also propose a program that allows a computer to execute each of the above methods, and a system that executes each of the above methods.

The present invention, which mainly has the above configuration, makes it possible to appropriately manage aspects according to the requests of transaction parties and realize various types of processing for quick and efficient real estate transactions.

Schematic diagram of the invention A diagram showing an example of functional blocks of the transaction flow management system of Embodiment 1 A schematic diagram illustrating an example of a configuration when the functional configurations of the transaction flow management system of Embodiment 1 are realized as a single piece of hardware. A diagram showing an example of the flow of processing in the transaction flow management system of Embodiment 1 A diagram showing an example of functional blocks of the transaction flow management system of Embodiment 2 A diagram showing an example of the flow of processing in the transaction flow management system of Embodiment 2 A diagram showing an example of functional blocks of the transaction flow management system of Embodiment 3 A diagram showing an example of the flow of processing in the transaction flow management system of Embodiment 3 A diagram showing an example of functional blocks of the transaction flow management system of Embodiment 4 A diagram showing an example of the flow of processing in the transaction flow management system of Embodiment 4

First, FIG. 1 is shown. FIG. 1 is a diagram showing an overview of the present invention. As shown in the figure, the present invention is applicable to transaction terminals 0111 and 0112, which are terminals managed by parties to a real estate transaction, and broker terminal 0121, which is a terminal managed by a real estate broker who mediates the transaction. This is realized by one or more computers 0101, 0102 connected via a network to various terminals 0122, which are terminals managed individually by the head offices, branches, officers and employees of those businesses, or one or more external servers 0131, etc. It is possible.

Here, a case will be described in which the present invention is implemented by one or more external servers. Specific examples of using multiple external servers include a map server to indicate the location of a real estate property on a map, a registration information server to hold registration information of the real estate property, and a contract conclusion for transactions. An electronic contract server for processing, a transaction information recording server for recording information used in each transaction, etc. can be considered, and it is possible to use these by connecting to each other via an online or offline network.

Incidentally, the specific manner in which various functions are realized using these external servers can be appropriately selected depending on the manner in which the present invention is specifically provided. For example, if the present invention is realized by a web service, the various functions described above may be provided in the form of API collaboration in conjunction with the use of the web service. More specifically, by adopting a configuration that enables communication with the electronic contract server mentioned above only when mandatory provision information is output, and by linking API with various functions on the web service, By simply accepting a simple input operation after outputting the information, it is possible to proceed to electronic contract conclusion processing for subsequent real estate transactions. In this way, by making it possible to link with external servers that provide various functions related to real estate transactions, and by providing the linked functions at any time after outputting the required information, we are able to meet the needs of users with diverse needs. It becomes possible to provide convenient means for real estate transactions.

Next, regarding transaction terminals, intermediary terminals, and various terminals, there are no particular limitations on their types; for example, smartphones 0111, tablets 0121, personal computers 0112, 0121, etc. can be considered, and there are also smart pens and smart glasses. Possible smart devices such as Furthermore, in order to facilitate subsequent real estate transactions, the various terminals mentioned here should not only be equipped with a display, but also be equipped with devices or functions for outputting audio and images, such as cameras and microphones. desirable.

Hereinafter, each embodiment of the present invention will be described with reference to the drawings. First, the mutual relationship between the embodiments and the claims is as follows. First, the first embodiment mainly corresponds to claims 1, 5, 6, etc. Embodiment 2 mainly corresponds to claim 2 and the like. Embodiment 3 mainly corresponds to claim 3 and the like. Embodiment 4 mainly corresponds to claim 4 and the like. However, the technical features described in each embodiment can also be used in combination with the technical features described in other embodiments.

Note that the present invention is not limited to these embodiments in any way, but has the technical idea described in each claim in accordance with common general technical knowledge, and various modifications may be made without departing from the gist thereof. It can be implemented in various ways.

<<Embodiment 1>>
<Summary>
FIG. 2 is a diagram showing an example of functional blocks of the transaction flow management system of this embodiment. As shown in the figure, the "transaction flow management system" 0200 of this embodiment includes a "provision consent information acquisition section" 0201 and a "provision essential information output section" 0202.

Note that the transaction flow management system described in detail below may be configured to implement one or more of its functions using multiple devices, and each of its functional blocks may be implemented using hardware or It can be realized as software. For example, when using a computer, the CPU, main memory, GPU, TPU, image memory, bus, secondary storage device (hard disk or non-volatile memory), keyboard, microphone, touch panel, and electronic pen for touching the touch panel. Hardware components such as various input devices such as speakers, displays, various output devices, and other external peripheral devices, as well as interfaces for the external peripheral devices, communication interfaces, and driver programs for controlling these hardware. and other application programs.

Then, through arithmetic processing according to the program developed on the main memory, data input from input devices and other interfaces and held in memory and hardware is processed and accumulated, and each of the above hardware and software is processed and stored. Instructions are created to control it. Here, the above program may be realized as a plurality of modularized programs, or may be realized as a single program by combining two or more distributed programs using cloud computing or other methods.

<Functional configuration>
The “Provision Consent Information Acquisition Department” 0201 is responsible for the provision of mandatory information, which is one or more types of information that needs to be provided in writing or electromagnetically to the transaction partner in connection with a specific real estate transaction, by electromagnetic method. It is configured to perform processing for acquiring provision consent information, which is information indicating consent to provision, from one or more objects to which the provision is required. There is no particular limitation on the type of real estate transaction referred to here, and transactions involving land, facilities, buildings, or their attachments may be considered. In terms of transaction formats, in addition to sales, leases, etc., a wide variety of formats can be included, such as the conclusion of intermediary contracts for these transactions, as well as the creation of mortgages, division of co-owned property, and trusts.

It is considered that the presence or absence of information required to be provided in each real estate transaction, its contents, and one or more objects for which such information needs to be provided are stored in advance in other functions of the present invention or in an external server, etc. It will be done. To give a specific example, when conducting a real estate sale or rental transaction, such information, also known as important information, is required when the real estate agent explains detailed information about the property before signing the contract. It can be.

It is conceivable that the presence or absence of specific information required to be provided may be determined in the process of receiving input of various information for managing a specific real estate transaction. For example, if we accept the input of information intended to carry out a specific real estate transaction (for example, real estate rental) from the terminal of the party at the time or the terminal of the intermediary business, the information required to be provided according to the input content (for example, real estate rental) Extract important information that the lessor needs to provide to the lessee. Incidentally, the information that must be provided here may mean only general abstract information items, or it may mean information about individual specific real estate transactions that has been input in advance. If only general abstract information items are extracted, the required information can be provided by inputting individual information linked to the item in each specific real estate transaction on the terminal that received the extraction result. The content of the information will be updated.

The basic structure of the provision consent information acquisition unit is to ultimately obtain provision consent information, but there are various possible triggers for obtaining provision consent information, and there are various ways to obtain the provision consent information. The processing may also be configured as part of the functions of the same department. For example, the transaction flow management system of the present invention outputs information to a terminal managed by a party to a real estate transaction asking whether or not the required information can be provided by electromagnetic method, and in response to the output, provides consent information. A configuration for receiving and acquiring data is conceivable. Furthermore, a configuration is also conceivable in which provision consent information is acquired from a real estate transaction broker's terminal in association with information of a specific real estate transaction party.

The above-mentioned provision consent information needs to be linked not only to a specific real estate transaction but also to the parties to the real estate transaction. Specifically, the provision consent information may be obtained through an e-mail declaration of intent, PDF or other electronic document format, but in order to ensure that it is linked to the transaction party, The provision consent information is requested to be linked with party identification information, which is information for identifying a specific transaction party, and identification processing is performed such that the provision consent information cannot be obtained unless the party identification information is attached. There are several possible configurations. Specifically, various authentication methods such as electronic signatures may be used to identify specific individuals or corporations. By adopting these configurations and ensuring that the provision consent information obtained is truly from the transaction party, we can manage evidence that consent has been obtained from the transaction party, and provide information that includes the transaction party itself. It can increase the trust of related parties and third parties.

In addition to the configuration that adds electronic signatures, etc. as described above, by using multi-step authentication and other identity verification methods, it is possible to confirm that the acquired provision consent information is from a specific real estate transaction party. A configuration for checking may also be considered. For example, one or more combinations of identification information (email address, transaction ID, name, address, telephone number, password) that is previously linked to a specific transaction party and held in the transaction flow management system of the present invention. It is conceivable that such information can be handled as party identification information by accepting input of this information through various forms. Furthermore, in addition to obtaining information from parties to the transaction, information certifying that the provision consent information has truly been output by the parties to the transaction must be obtained from intermediaries and other third parties involved in the real estate transaction. can also be considered. In this way, by making it possible to use a variety of methods to confirm the authenticity of the acquisition of provision consent information from transaction parties, it is possible to control the process of proceeding appropriately while reducing operational costs. become.

Incidentally, it is not denied that the provision consent information may include consent to electromagnetic provision of only a part of the essential provision information, which is one or more types of information. For example, in a case where information used to explain important matters or information regarding the details of a contract related to a transaction is required to be provided, the information used to explain important matters may be provided by electromagnetic means, while the details of the contract related to the transaction may be provided. The content may be such that information regarding the sale (such as information required to be provided pursuant to Article 37 of the Real Estate Business Act) is requested to be provided in paper form, or that provision by electromagnetic means is refused. By adopting this configuration, management that meets the diverse needs of parties involved in real estate transactions becomes possible.

The "required provision information output unit" 0202 is configured to output the required provision information linked to the provision consent information only when the provision consent information has been acquired. For information that is required to be provided but is not linked to provision consent information, information indicating that it cannot be provided by electromagnetic means is output to the intermediary agent's terminal or party's terminal, etc., or information is not provided in paper form. It is conceivable that a message prompting the provision of information may be displayed and output, and when performing such processing, it is necessary to display and output electromagnetic information, which is information that expressly or implicitly refuses the provision of electromagnetic information, in place of the provision consent information. It is conceivable to perform processing triggered by the acquisition of provision refusal information.

In addition, when outputting the information that is required to be provided, it may be possible to receive a request in advance from the output destination for a specific output mode regarding provision by electromagnetic method (in this case, the request may be configured as the content of the provision consent information). ). Specifically, in addition to requests for provision methods such as provision by e-mail, provision in download format from a specified web page, and provision by delivery of a storage medium storing electromagnetic information, we also request requests for provision in a specific format (Excel ( It is conceivable to accept requests for formats using specific software such as registered trademarks, or recording formats such as PDF files. These requests may be made in response to options presented in advance by the intermediary business operator, or may be information indicating comprehensive consent to the presented contents. In any case, by adopting this configuration, it becomes possible to provide information by electromagnetic methods in various ways depending on the environment of the person concerned, and it becomes possible to provide information smoothly and quickly.

In addition, when outputting information that is required to be provided, the information of the output destination (email address, etc.), whether the information has been viewed at the output destination after output (open information, read information, download, etc.), or the output It is desirable to obtain the relevant dates and times (output date and time, reception date and time, download date and time, opening date and time, viewing date and time, etc.) and store them in association with the information that is required to be provided. By adopting this configuration, it becomes possible to manage evidence that the mandatory information has been provided electromagnetically (note that evidence that the mandatory information has been received in addition to being provided is , detailed in Embodiment 2).

In addition, when outputting the essential information, a configuration may be considered in which a voice reading part is further provided so that the information can also be outputted by voice. It is conceivable that the required information to be provided can also be output in audio by generating audio information that reads out the required information in advance and reproducing the audio information in accordance with the selection of the parties to the transaction. A configuration in which speech synthesis processing is performed through character recognition or literacy processing and speech synthesis processing and is used for voice reading processing is also conceivable. By adopting this configuration, cases where it is physically difficult for people such as the elderly, young people, or visually impaired people to recognize the information required to be provided in written form, or where the meaning of the information is difficult to understand. Even so, it is possible to alleviate these difficulties by performing voice reading processing at the same time.

Incidentally, in the voice reading section referred to here, it is possible to repeatedly read out an appropriate reading part or move to a predetermined reading part, depending on the transaction party's selection. However, in this case, unless all written content has been read aloud, it will not be determined that the process of providing the required information has been completed, and controls will be implemented to prevent the process from proceeding to the next process, such as concluding a real estate transaction contract. is also possible. Specifically, there may be cases where parties to the transaction skip the process of reading out only some of the notation parts, or cases where the process of reading out some of the notation parts is not carried out smoothly due to network environment deficiencies or other circumstances. . By adopting this structure, it is possible to prevent inconveniences such as a subsequent transaction being conducted without an insufficient understanding of the information required to be provided due to skipping, etc., and resulting in a real estate transaction being conducted that is not based on the true intentions of the parties involved. can be avoided.

Furthermore, regarding the various types of information included in the information that is required to be provided, supplementary information may be linked to provide appropriate supplementary information for parts of the information that are considered difficult to understand. Supplementary information may be configured in various ways, such as a link to an external website to explain the meaning or content, or a comment notation that directly explains the meaning, and supplementary information may also simply explain the meaning. The content may not be limited to, but may also be content that explains reference information such as introducing related cases or information related to the parties to the transaction. By adopting these configurations, even when providing essential information by electromagnetic means rather than face-to-face, it is possible to provide convincing information without making the recipient feel anxious. becomes.

<Specific configuration>
FIG. 3 is shown here. This figure is a schematic diagram showing an example of a configuration when the functional configurations of the transaction flow management system of this embodiment are collectively realized as one piece of hardware. Each device has a "CPU" 0301, a "storage device (storage medium)" 0302, a "main memory" 0303, an "input/output interface" 0304, and a "network interface" for executing various calculation processes. 0305, and transmits and receives information to and from an external peripheral device such as a "microphone" 0306 via an input/output interface.

In addition, the transaction flow management system of the present embodiment includes multiple "transaction terminals" 0307, "intermediary terminal" 0308, contract conclusion processing, and essential information for provided information via network interface. It is possible to send and receive information to and from an external device such as an external server 0309. The specific form of this network interface may be wired or wireless, and the communication method may be direct or indirect between both terminals. Therefore, it is also possible to adopt a so-called cloud computing format in which information is sent and received between a specific external terminal or a user of the terminal and an external server linked.

Various programs as described below are stored in the storage device, and the CPU reads these various programs into the work area of the main memory, develops them, and executes them. Note that these configurations are interconnected by a data communication path such as a "system bus" 0399, and transmit, receive, and process information (the basic configuration of the above configuration is similar to that of any of the other devices described below). The same applies to

(Specific configuration of provision consent information acquisition unit)
The provision consent information acquisition unit is composed of a computer program and computer hardware, and specifically, the CPU reads out a "provision consent information acquisition program" 0310 from the storage device into the main memory, executes it, and sends the document or information to the transaction partner. Regarding mandatory information, which is one or more types of information that needs to be provided by electromagnetic means, provide consent information, which is information indicating consent to provision by electromagnetic means, to one or more targets to whom the provision is required. Perform processing to obtain from.

(Specific configuration of the required information output section)
The mandatory provision information output unit is composed of a computer program and computer hardware, and specifically, the CPU reads out the "required provision information output program" 0320 from the storage device to the main memory and executes it, and the provision consent information is acquired. Only when the provision consent information is provided, processing is performed to output the mandatory provision information linked to the provision consent information.

Note that, as described above, it is conceivable that the CPU reads out a voice reading program from the storage device to the main memory and executes it to perform a process of reading out the essential information in voice. In this case, the voice output of the information that must be provided may be performed by storing voice data in which the same information is read aloud in advance, and then reading and outputting the same data, or by performing voice synthesis processing after character recognition of the information that is required to be provided. The various processing may be performed by this system or by an external server or the like.

<Processing flow>
FIG. 4 is a diagram showing an example of the flow of processing in the transaction flow management system of this embodiment. The process flow in the figure consists of the following steps. First, in step S0401, regarding mandatory provision information, which is one or more types of information that needs to be provided in connection with a specific real estate transaction, provision consent information, which is information indicating consent to provision by electromagnetic method, is provided. Processing is performed to obtain information from one or more targets for which provision is required (provision consent information acquisition step), and in step S0402, it is determined whether or not the provision consent information has been acquired. If the determination result here indicates that the information has been acquired, the process moves to step S0404 and subsequent steps; if the determination result indicates that the information has not been acquired, then in step S0403, the electromagnetic provision of the required information is clearly specified. Determine whether the request is explicitly or implicitly rejected. If it is determined that the request is rejected, the subsequent processing is not performed, and if it is not determined that the request is rejected, the processing from step S0402 onward is repeated.

In step S0404, processing is performed to output the mandatory provision information linked to the provision consent information (required provision information output step). Although not shown, if it is determined in step S0403 that the electromagnetic provision of the mandatory provision information is explicitly or implicitly rejected, in step S0405, the mandatory provision information is printed out on paper or , it is also possible to perform a process of prompting the provision of information other than electromagnetic information provision, such as displaying and outputting a message indicating that the information should be printed out or provided on paper.

<Effect>
By using a transaction flow management system that adopts the above configuration, it becomes possible to appropriately manage aspects according to the requests of transaction parties and realize various processes for quick and efficient real estate transactions. .

<<Embodiment 2>>
<Summary>
The transaction flow management system of this embodiment has basically the same configuration as the transaction flow management system described in Embodiment 1, but the receipt information is information indicating that the output mandatory information has been provided. It has a further feature in that it is acquired in association with information regarding the date and time of receipt.

<Functional configuration>
FIG. 5 is a diagram showing an example of functional blocks of the transaction flow management system of this embodiment. As shown in the figure, the "transaction flow management system" 0500 of this embodiment includes a "provision consent information acquisition unit" 0501, a "required provision information output unit" 0502, and a "receipt information acquisition unit" 0503. and has. Since the basic configuration is the same as the transaction flow management system described using FIG. 2 of the first embodiment, the function of the "receipt information acquisition unit" 0503, which is different, will be described below.

The “receipt information acquisition unit” 0503 is configured to acquire receipt information, which is information indicating that the output essential information has been provided, in association with information regarding the date and time of the receipt. Even if the received information is configured such that the output destination of the required information is requested to be output and the output is obtained in response to the request, in the description of Embodiment 1, the date and time of receipt of the required information and other information such as viewing etc. A configuration may be adopted in which the occurrence of a fact is used as a trigger and the output of the processing result is received. The receipt information may be configured to receive a notification via email from the provider's terminal, or by checking a checkbox on a predetermined web page indicating that the content of the required information has been confirmed. It is also conceivable that the receipt information could go as far as to confirm the content of the information that must be provided, such as by including the following. By adopting a configuration that also acquires this information, it becomes possible to ensure that the essential information has been truly provided, that is, that the parties to the transaction have recognized it.

Furthermore, it is possible to perform control such that unless the receipt information is obtained, it is not determined that the process for providing the required information is completed, and the process cannot proceed to the next process, such as concluding a real estate transaction contract. As described in connection with the voice reading process of Embodiment 1, by employing this configuration, it is possible to avoid inconveniences such as real estate transactions that are not based on the true intentions of the parties involved.

<Specific configuration>
The hardware configuration of the transaction flow management system of this embodiment is basically the same as the hardware configuration of the transaction flow management system of the first embodiment described using FIG. Therefore, in the following, specific processing of the "receipt information acquisition unit" which has not been explained so far will be explained.

(Specific structure for acquiring receipt information)
Specifically, the receipt information acquisition unit is composed of a computer program and computer hardware, and the CPU reads a "receipt information acquisition program" from the storage device into the main memory and executes it, and retrieves the information from the output destination of the essential information. Receipt information, which is information indicating that the provision has been received, is acquired in association with information regarding the date and time of the receipt, and is stored at a predetermined address in the main memory.

<Processing flow>
FIG. 6 is a diagram showing an example of the processing flow in the transaction flow management system of this embodiment. The process flow in the figure consists of the following steps. First, in step S0601, regarding mandatory provision information, which is one or more types of information that needs to be provided in connection with a specific real estate transaction, provision consent information, which is information indicating consent to provision by electromagnetic method, is provided. Processing is performed to obtain information from one or more targets for which provision is required (provision consent information acquisition step), and in step S0602, it is determined whether or not the provision consent information has been acquired. If the determination result here indicates that the information has been acquired, the process moves to steps S0604 and subsequent steps; if the determination result indicates that the information has not been acquired, then in step S0603, the electromagnetic provision of the required information is clearly specified. Determine whether the request is explicitly or implicitly rejected. If it is determined that the request is rejected, the process moves to step S0605, and if it is not determined that the request is rejected, the steps from step S0602 onwards are repeated.

In step S0604, processing is performed to output the mandatory provision information linked to the provision consent information (required provision information output step). Then, in step S0605, processing is performed to encourage the provision of information other than electromagnetic information provision, such as printing out the information that is required to be provided on paper, or displaying and outputting a message indicating that the information should be printed out or provided on paper. , no further processing is performed.

After step S0604, in step S0606, it is determined whether or not receipt information, which is information indicating that the information has been provided, has been received from the output destination of the essential information. If the individual determination result indicates that the information has been received, the process moves to step S0607, and if the information has not been received, the same process is repeated. In step S0607, the received receipt information is acquired in association with information regarding the date and time of the receipt (receipt information acquisition step).

<Effect>
By using the transaction flow management system of this embodiment, it becomes possible not only to perform real estate transactions more quickly but also to ensure their appropriateness compared to the case where the transaction flow management system of Embodiment 1 is used.

<<Embodiment 3>>
<Summary>
The transaction flow management system of this embodiment is basically the same as the configuration of the transaction flow management system described in Embodiments 1 and 2, but when outputting the mandatory provision information, the contents of the provision consent information are withdrawn from the target. An additional feature is that when provision withdrawal information, which is information to the effect that the provision is to be made, is obtained, the provision essential information associated with the provision consent information is prompted to be printed out.

<Functional configuration>
FIG. 7 is a diagram showing an example of functional blocks of the transaction flow management system of this embodiment. As shown in the figure, the “transaction flow management system” 0700 of this embodiment includes a “provision consent information acquisition unit” 0701 and an “required provision information output unit” 0702. The output section further includes a "print output means" 0712. Since the basic configuration is the same as the transaction flow management system described using FIG. 2 of the first embodiment, the function of the "print output means" 0712, which is different, will be described below.

When the "print output means" 0712 acquires provision withdrawal information, which is information to the effect that the content of the provision consent information is to be withdrawn from the target, the "print output means" 0712 outputs the provision mandatory information that is linked to the provision consent information in the provision mandatory information output unit. It is configured to prompt printout. By adopting this configuration, although you have given consent to provide information by electromagnetic methods, you may be concerned about obtaining information by electromagnetic methods, or if it is difficult to obtain information by electromagnetic methods due to the network environment or other circumstances. Even in such cases, by receiving information printed on paper, it becomes possible to proceed with future real estate transactions without delay.

The provision withdrawal information may be obtained by e-mail from the transaction party to whom the mandatory provision information is to be output, or may be obtained through a predetermined web page or system. At the time of acquisition, various authentication processes should be performed to confirm the authenticity of the parties to the transaction that are the acquisition source, which is the same as explained in the related section of the first embodiment.

In addition, based on the above-mentioned purpose, the print output method is used to process the required information, assuming that once the required information has been outputted by electromagnetic means, the contents can already be grasped by the parties to the transaction. The configuration may be such that this is not possible. However, since parties to the transaction may request provision by printing in addition to provision by electromagnetic method, it may be possible to accommodate such requests. In this case, as previously explained, the required information is provided by electromagnetic means, the information on which the information is received is acquired and retained, and a request for printout is subsequently made at the same time. It is also desirable to retain information to that effect. By managing evidence that allows you to understand the chronological order in which these various processes were carried out, it is possible to objectively confirm by what means the parties to the transaction accessed the information that must be provided and understood its contents. It can be made easier.

<Specific configuration>
The hardware configuration of the transaction flow management system of this embodiment is basically the same as the hardware configuration of the transaction flow management system of the first embodiment described using FIG. Therefore, in the following, specific processing of the "print output means" which has not been described so far will be explained.

(Specific configuration of print output means)
The print output means is specifically composed of a computer program and computer hardware, and when processing the mandatory provision information output program, the CPU reads out the "print output subprogram" from the storage device to the main memory and executes it. When provision withdrawal information, which is information to the effect of withdrawing the contents of the provision consent information from the information output target, is acquired, it prompts to print out the mandatory provision information linked to the provision consent information.

<Processing flow>
FIG. 8 is a diagram showing an example of the processing flow in the transaction flow management system of this embodiment. The process flow in the figure consists of the following steps. First, in step S0801, regarding mandatory provision information, which is one or more types of information that needs to be provided in connection with a specific real estate transaction, provision consent information, which is information indicating consent to provision by electromagnetic method, is provided. A process is performed to obtain information from one or more targets for which provision is required (provision consent information acquisition step), and in step S0802, it is determined whether or not the provision consent information has been acquired. If the judgment result here indicates that the information has been obtained, the process moves to steps S0804 and subsequent steps; if the judgment result indicates that the information has not been obtained, then in step S0803, the electromagnetic provision of the required information is clearly specified. Determine whether the request is explicitly or implicitly rejected. If it is determined that the request is rejected, the process moves to step S0805, and if it is not determined that the request is rejected, the steps from step S0802 onwards are repeated.

In step S0804, processing is performed to output the mandatory provision information linked to the provision consent information (required provision information output step). However, if provision withdrawal information is acquired in step S0814 after it is determined that provision consent information has been acquired in step S0802 and before the process in step S0804 is performed, the process in step S0804 is not performed thereafter; The process moves to step S0805.

Then, in step S0805, processing is performed to encourage the provision of information other than electromagnetic information provision, such as printing out the information that is required to be provided on paper, or displaying and outputting a message to the effect that it should be printed out or provided similar to paper. , no further processing is performed.

<Effect>
By using the transaction flow management system of this embodiment, it becomes possible to respond more flexibly to the IT literacy and network environment of the transaction parties than when using the transaction flow management system of Embodiment 1.

<<Embodiment 4>>
<Summary>
The transaction flow management system of this embodiment is basically the same as the configuration of the transaction flow management system described in Embodiment 1, but when the required information is provided as a moving image, the moving image is A further feature is that the moving image is recorded and acquired together with information on the date and time when the moving image is provided.

<Functional configuration>
FIG. 9 is a diagram showing an example of functional blocks of the transaction flow management system of this embodiment. As shown in the figure, the “transaction flow management system” 0900 of this embodiment includes a “provision consent information acquisition unit” 0901, an “required provision information output unit” 0902, and a “recording acquisition unit” 0903. , has. Since the basic configuration is the same as the transaction flow management system described using FIG. 2 of the first embodiment, the function of the "recording acquisition unit" 0903, which is different, will be described below.

The "recording acquisition unit" 0903 is configured to record and acquire the video together with information on the date and time when the video is provided, when the essential information is provided as a video. In the first embodiment, the process of reading out the required information aloud is described, but in this embodiment, in addition to outputting the required information using an electromagnetic method, a separate moving image is output, and the moving image is It has a technical feature of recording. Specifically, the real estate transaction intermediary (real estate agent) who is the output source of the required information and the real estate transaction party (non-real estate agent) who is the output destination of the information are captured using a web camera or other recording means. It is conceivable that the same image could be used to record the situation in which the real estate transaction parties read out the required information outputted and the transaction parties ask questions about the contents. By recording the video without interruption from the start to the end of the reading of the mandatory information, a record that the parties to the transaction have understood the content of the mandatory information through the reading is managed and maintained in the video. You will be able to do this. It is desirable that the required provision information, which is an electromagnetic record to be read out, is output in advance to the transaction party, which is the output destination.

Note that the recording acquisition unit acquires information on the date and time when the moving image is provided. Here, for example, it is possible to acquire not only the date and time of video provision, but also the recording time of the video. In this case, appropriate recording time information is stored in advance as information regarding the appropriate recording time of the moving image, and if the moving image acquired by the recording acquisition unit is determined to be inappropriate in light of the appropriate recording time information. In this case, a setting may be made to perform a process that prompts the user to redo the reading process or recording acquisition process. If it is planned in advance that a certain amount of required information will be provided, and if the video ends in too short a time, all the necessary required information will not be read aloud within that time. This is because it is determined that the text is being read out in an inappropriate manner. By adopting such a configuration, it is possible to easily reach an agreement between the person reading aloud and the person being read aloud, thereby suppressing or avoiding the occurrence of a situation in which essential information is not sufficiently provided.

<Specific configuration>
The hardware configuration of the transaction flow management system of this embodiment is basically the same as the hardware configuration of the transaction flow management system of the first embodiment described using FIG. Therefore, in the following, specific processing of the "recording acquisition section" which has not been described so far will be explained.

(Specific configuration of recording acquisition unit)
The recording acquisition unit is specifically composed of a computer program and computer hardware, and when the CPU receives an instruction that the required information is to be provided as a moving image, the CPU transfers the "recording acquisition program" from the storage device to the main memory. The program reads and executes the video to record and acquire the video along with the provided date and time information, and stores the video at a predetermined address in the main memory.

<Processing flow>
FIG. 10 is a diagram showing an example of the flow of processing in the transaction flow management system of this embodiment. The process flow in the figure consists of the following steps. First, in step S1001, regarding mandatory provision information, which is one or more types of information that needs to be provided in connection with a specific real estate transaction, provision consent information, which is information indicating consent to provision by electromagnetic method, is provided. A process is performed to obtain information from one or more targets for which provision is required (provision consent information acquisition step), and in step S1002, it is determined whether or not the provision consent information has been acquired. If the determination result here indicates that the information has been acquired, the process moves to step S1004 and subsequent steps; if the determination result indicates that the information has not been acquired, then in step S1003, the electromagnetic provision of the required information is clearly specified. Determine whether the request is explicitly or implicitly rejected. If it is determined that the request is rejected, the process moves to step S1005, and if it is not determined that the request is rejected, the processes from step S1002 onwards are repeated.

In step S1004, processing is performed to output the essential provision information linked to the provision consent information as a moving image (required provision information moving image output step), and the process proceeds to step S1006. Then, in step S1005, processing is performed to encourage information provision other than electromagnetic information provision, such as printing out the information that is required to be provided on paper, or displaying and outputting a message to the effect that it should be printed out or provided in a similar manner to paper. , no further processing is performed.

In step S1006, the essential information is provided as a moving image, and in step S1007, processing is performed to record and obtain the moving image together with the provided date and time information (recording acquisition step).

<Effect>
By using the transaction flow management system of this embodiment, compared to the case of using the transaction flow management system of Embodiment 1, it is possible to not only increase the degree of understanding of the information required to be provided by the parties involved in real estate transactions, but also improve the understanding. It becomes possible to record and manage the process in a suitable manner.

0200...Transaction flow management system, 0201...Provision consent information acquisition unit, 0202...Required provision information output unit

Hereinafter, each embodiment of the present invention will be described with reference to the drawings. First, the mutual relationship between the embodiments and the claims is as follows. First, the first embodiment mainly corresponds to claims 1, 4, and 5 . Embodiment 2 also mainly corresponds to claim 1 and the like. Embodiment 3 mainly corresponds to claim 2 and the like. Embodiment 4 mainly corresponds to claim 3 and the like. However, the technical features described in each embodiment can also be used in combination with the technical features described in other embodiments.

Claims (6)

Regarding mandatory information, which is one or more types of information that needs to be provided in writing or by electromagnetic means to the transaction partner in connection with a specific real estate transaction, provision is information that indicates consent to provision by electromagnetic method. a provision consent information acquisition step for acquiring consent information from one or more objects to which the provision is required;
a provision essential information output step for outputting provision essential information linked to the provision consent information only when the provision consent information has been acquired;
A transaction flow management method that executes on a computer. 2. The transaction flow management method according to claim 1, further comprising the step of acquiring receipt information, which is information indicating that the output essential information has been provided, in association with information regarding the date and time of the receipt. The required information output step is
2. The method according to claim 1, further comprising a printout sub-step of prompting, when provision withdrawal information, which is information indicating that the content of the provision consent information is to be withdrawn, from the target, to print out the essential provision information linked to the provision consent information. Transaction flow management methods described. The transaction flow according to claim 1, further comprising a recording acquisition step of recording and acquiring the video together with information on the date and time at which the video is provided, when the essential information is provided as a video. Management method. Regarding mandatory information, which is one or more types of information that needs to be provided in writing or by electromagnetic means to the transaction partner in connection with a specific real estate transaction, provision is information that indicates consent to provision by electromagnetic method. a provision consent information acquisition step for acquiring consent information from one or more objects to which the provision is required;
a provision essential information output step for outputting provision essential information linked to the provision consent information only when the provision consent information has been acquired;
A transaction flow management program that can be executed on a computer. Regarding mandatory information, which is one or more types of information that needs to be provided in writing or by electromagnetic means to the transaction partner in connection with a specific real estate transaction, provision is information that indicates consent to provision by electromagnetic method. a provision consent information acquisition unit for acquiring consent information from one or more targets to which the provision is required;
a provision essential information output unit for outputting provision essential information linked to the provision consent information only when the provision consent information has been acquired;
A transaction flow management system equipped with