JP7147188B2 - ACCOUNTING DEVICE, ACCOUNTING DEVICE PROCESSING METHOD AND PROGRAM - Google Patents

Description

The present invention relates to an accounting device , a processing method of the accounting device, and a program.

Patent Literature 1 discloses a mobile terminal device that automatically selects the most suitable electronic money for settlement from among a plurality of electronic money. When the condition to be automatically set is "balance priority", the mobile terminal device extracts electronic money with the largest electronic money balance as a selection candidate, displays it as a candidate, and when the user selects one from the candidates To enable settlement with the electronic money. In addition, when the condition to be automatically set is "priority on the number of times of use", the portable terminal device extracts electronic money with the highest number of uses as a selection candidate, displays it as a candidate, and allows the user to select one of the candidates. When selected, the settlement with the electronic money can be executed.

Patent Literature 2 discloses a server that automatically selects electronic money to be used for settlement from a plurality of electronic money. When the cash register acquires the user ID from the portable device, the cash register transmits the user ID and its own cash register ID to the server. User IDs, store types, and electronic money to be used at the store are registered in advance in the server in association with each other. For example, for each user, the first electronic money is registered at A store, and the second electronic money is registered at B store. Based on the information, the server automatically selects electronic money to be used by each user at each store. Then, the selected electronic money is notified to the cash register. The cash register makes a payment with the notified electronic money.

JP 2013-145600 A JP 2011-203837 A

Some users find it troublesome to select electronic money to be used from a plurality of electronic money. In the case of the technique described in Patent Literature 1, the mobile terminal device displays selection candidates and asks the user to select one of them. Some users find this task troublesome. In the case of the technology described in Patent Document 2, in which a server different from the cash register and the portable device selects electronic money, if communication between the server and the cash register becomes impossible due to a communication trouble, etc., the electronic money You will not be able to use the function that automatically selects

An object of the present invention is to reduce the user's burden of selecting electronic money to be used from a plurality of electronic money.

According to the invention,
acquisition means for acquiring possession information indicating the type of stored electronic money and a first selection rule for selecting one electronic money from a portable device storing electronic money information;
selection means for selecting one electronic money based on the possession information and the first selection rule;
a payment method for performing payment processing with the selected electronic money;
is provided.

Moreover, according to the present invention,
electronic money information storage means for storing electronic money information;
rule storage means for storing a first selection rule for selecting one piece of electronic money;
selection means for selecting one electronic money based on the first selection rule;
transmission means for transmitting information indicating the selected electronic money to the accounting device;
is provided.

Moreover, according to the present invention,
the computer
an acquisition step of acquiring possession information indicating the type of stored electronic money and a first selection rule for selecting one electronic money from a portable device storing electronic money information;
a selection step of selecting one electronic money based on the possession information and the first selection rule;
a payment process for performing payment processing with the selected electronic money;
There is provided a method of processing an accounting device that performs

Moreover, according to the present invention,
the computer,
Acquisition means for acquiring possession information indicating the type of stored electronic money and a first selection rule for selecting one electronic money from a portable device storing electronic money information;
selection means for selecting one electronic money based on the possession information and the first selection rule;
a payment method that performs payment processing with the selected electronic money;
A program is provided to act as a

Moreover, according to the present invention,
the computer
storing electronic money information and a first selection rule for selecting one electronic money;
a selection step of selecting one electronic money based on the first selection rule;
a transmission step of transmitting information indicating the selected electronic money to the accounting device;
A method is provided for processing a mobile device for performing a.

Moreover, according to the present invention,
the computer,
electronic money information storage means for storing electronic money information;
rule storage means for storing a first selection rule for selecting one piece of electronic money;
selection means for selecting one electronic money based on the first selection rule;
transmission means for transmitting information indicating the selected electronic money to the accounting device;
A program is provided to act as a

According to the present invention, it is possible to reduce the user's burden of selecting electronic money to use from a plurality of electronic money.

It is a figure which shows an example of the hardware configuration of the accounting device of this embodiment, and a portable device. It is a figure which shows an example of the functional block diagram of the mobile device of this embodiment. 4 is a diagram schematically showing an example of electronic money information according to the embodiment; FIG. It is a figure which shows typically an example of the information memorize|stored in the rule memory|storage part of this embodiment. It is a figure which shows typically an example of the information memorize|stored in the rule memory|storage part of this embodiment. It is a figure which shows an example of the functional block diagram of the checkout apparatus of this embodiment. It is a figure which shows typically an example of the privilege information of this embodiment. It is a sequence diagram showing an example of the flow of processing of the accounting system of the present embodiment. It is a figure which shows an example of the functional block diagram of the mobile device of this embodiment. It is a sequence diagram showing an example of the flow of processing of the accounting system of the present embodiment. It is a sequence diagram showing an example of the flow of processing of the accounting system of the present embodiment. It is a sequence diagram showing an example of the flow of processing of the accounting system of the present embodiment. It is a flowchart which shows an example of the flow of processing of the checkout apparatus of this embodiment. It is a figure which shows an example of the functional block diagram of the mobile device of this embodiment. It is a figure which shows an example of the functional block diagram of the checkout apparatus of this embodiment. It is a sequence diagram showing an example of the flow of processing of the accounting system of the present embodiment. It is a sequence diagram showing an example of the flow of processing of the accounting system of the present embodiment.

<First embodiment>
First, an outline of the accounting system of this embodiment will be described. The accounting system of this embodiment has an accounting device and a mobile device. The accounting device is used in stores. The mobile device is owned by the customer.

The mobile device stores electronic money information. The mobile device also stores a first selection rule for selecting one electronic money when a plurality of pieces of electronic money information are stored.

The checkout device communicates with the mobile device by short-range wireless communication, and acquires possession information indicating the type of electronic money stored in the mobile device and the first selection rule. Then, the accounting device selects one electronic money based on the processing information and the first selection rule, and performs settlement processing with the selected electronic money.

In the case of the checkout system of this embodiment, the checkout device selects the electronic money, so the customer does not need to select the electronic money. In addition, since the accounting device selects electronic money, as long as the accounting device operates normally and short-range wireless communication between the accounting device and the mobile device can be executed, the function of automatically selecting electronic money is used. be able to.

Next, the configuration of the checkout device and portable device of this embodiment will be described in detail. First, an example of the hardware configuration of the checkout device and the mobile device will be described. The functions of accounting devices and mobile devices are defined by any computer's CPU (Central Processing Unit), memory, programs loaded into the memory, and storage units such as hard disks that store the programs (stored in advance from the stage of shipping the device). Programs downloaded from storage media such as CDs (Compact Discs) and servers on the Internet can also be stored), and can be realized by any combination of hardware and software centered on the interface for network connection. be done. It should be understood by those skilled in the art that there are various modifications to the implementation method and apparatus.

FIG. 1 is a block diagram illustrating the hardware configuration of an accounting device and a mobile device. As shown in FIG. 1, each accounting device and portable device has a processor 1A, a memory 2A, an input/output interface 3A, a peripheral circuit 4A and a bus 5A. The peripheral circuit 4A includes various modules. Note that the peripheral circuit 4A may not be provided.

The bus 5A is a data transmission path for mutually transmitting and receiving data between the processor 1A, memory 2A, peripheral circuit 4A and input/output interface 3A. The processor 1A is an arithmetic processing device such as a CPU (Central Processing Unit) or a GPU (Graphics Processing Unit). The memory 2A is, for example, a RAM (Random Access Memory) or a ROM (Read Only Memory). The input/output interface 3A is an interface for acquiring information from input devices (eg, keyboard, mouse, microphone, etc.), external devices, external servers, external sensors, etc., and output devices (eg, displays, speakers, printers, mailers, etc.). etc.), an interface for outputting information to an external device, an external server, and the like. The processor 1A can issue commands to each module and perform calculations based on the calculation results thereof.

FIG. 2 shows an example of a functional block diagram of the mobile device 20. As shown in FIG. As illustrated, the mobile device 20 has an electronic money information storage section 21, a rule storage section 22, and a transmission section . It should be noted that the mobile device 20 of the present embodiment is assumed to be a mobile communication terminal such as a mobile phone or smart phone, but may be an IC (integrated circuit) card, an IC tag, or the like.

The electronic money information storage unit 21 stores electronic money information corresponding to one or more electronic money used by the user of the device (portable device 20). The electronic money information includes information identifying the type of electronic money. Also, the electronic money information may include a balance.

FIG. 3 schematically shows an example of electronic money information stored in the electronic money information storage unit 21. As shown in FIG. The illustrated electronic money information associates the ID (identifier) and the balance of each of one or more electronic money used by the user of the device (portable device 20).

Returning to FIG. 2, the rule storage unit 22 stores a first selection rule for selecting one electronic money. The first selection rule may be any one of the order of balance, order of balance, order of advantage, store designation, user designation, and point priority, or other rules.

“In descending order of balance” is a rule for selecting electronic money in descending order of balance.

“In ascending order of balance” is a rule for selecting electronic money in descending order of balance.

“Privilege advantage order” is a rule for selection in descending order of privilege. A privilege is a privilege given to a customer when settlement is made with various types of electronic money. For example, it is possible to exemplify, but is not limited to, "If a payment is made with the first electronic money within a predetermined period, double the points normally given will be given."

"Store specification" is a rule for selecting one electronic money specified in advance by a store. Note that the store designation may be a rule of selecting electronic money in the order previously designated by the store.

“User specification” is a rule for selecting one electronic money specified in advance by each customer (user of each mobile device 20). Note that the user designation may be a rule for selecting electronic money in the order designated by each customer in advance.

"Point priority" is a rule for selecting electronic money based on the conditions of points given according to settlement. For example, the rule may be such that selection is made in descending order of point award rate. In addition, the rule may preferentially select points whose expiration date is near.

Here, FIG. 4 schematically shows an example of information stored in the rule storage unit 22. As shown in FIG. As illustrated, a plurality of selection rules may be stored in the rule storage unit 22 in advance. Among them, one designated by each customer (user of each mobile device 20) may be the first selection rule. In the illustrated example, the selection rule with a flag set in the "specified status" column is the first selection rule.

FIG. 5 schematically shows another example of information stored in the rule storage unit 22. As shown in FIG. As illustrated, a plurality of selection rules may be stored in the rule storage unit 22 in advance. Then, each customer (user of each mobile device 20) may be able to specify priority among them. In this case, the selection rule with the highest priority becomes the first selection rule.

Returning to FIG. 2, the transmission unit 23 transmits various types of information to the accounting device 10 by short-range wireless communication. For example, accounting device 10 includes a reader/writer. When the customer brings the mobile device 20 into contact with or close to the reader/writer, the checkout device 10 and the mobile device 20 are ready for communication. Then, the transmission unit 23 transmits various kinds of information to the accounting device 10 in this state.

The transmission unit 23 of this embodiment transmits the possession information and the first selection rule to the accounting device 10 . Possession information is information indicating the type of electronic money stored as electronic money information in the electronic money information storage unit 21 . The possession information may further include the balance of each electronic money.

FIG. 6 shows an example of a functional block diagram of the accounting device 10. As shown in FIG. As illustrated, accounting device 10 has acquisition unit 11 , selection unit 12 , and settlement unit 13 . The checkout device 10 may be a POS (point of sales) register.

Acquisition unit 11 performs short-range wireless communication with mobile device 20 to acquire various types of information from mobile device 20 . The acquisition unit 11 of the present embodiment acquires possession information and the first selection rule from the mobile device 20 .

The selection unit 12 selects one electronic money based on the possession information and the first selection rule.

For example, if the first selection rule is "in descending order of balance", the selection unit 12 selects the electronic money with the largest balance among the electronic money indicated by the possession information.

In addition, when the first selection rule is "in order of the smallest balance", the selection unit 12 selects the electronic money with the smallest balance among the electronic money indicated by the possession information.

In addition, when the first selection rule is "in order of privilege advantage", the selection unit 12 specifies the electronic money with the largest privilege among the electronic money indicated by the possession information based on the privilege information held in advance. and select the specified electronic money. FIG. 7 schematically shows an example of privilege information. The privilege information shown in the figure registers the order of privilege advantage for each of the plurality of electronic money on that day (at that time).

In addition, when the first selection rule is "store specification", the selection unit 12 selects one of the electronic money indicated by the possessed information based on store specification information held in advance. When one electronic money is designated by the shop designation information, the selection unit 12 selects the electronic money. When the order of selection of electronic money is specified in the shop specification information, the selection unit 12 selects the electronic money with the first order of selection.

In addition, when the first selection rule is "user specification", the selection unit 12 selects one of the electronic money indicated by the possession information based on the user specification information. When one electronic money is designated by the user designation information, the selector 12 selects that electronic money. When the order of selection of electronic money is specified in the user-specified information, the selection unit 12 selects the electronic money with the first order of selection. In this example, the acquisition unit 11 can acquire user-specified information from the mobile device 20 .

Returning to FIG. 6 , the settlement unit 13 performs settlement processing with the electronic money selected by the selection unit 12 . For example, the settlement unit 13 communicates with the mobile device 20 and updates the electronic money information of the selected electronic money stored in the electronic money information storage unit 21 . That is, the balance of the selected electronic money is updated to a value obtained by subtracting the payment amount from the balance.

Next, an example of the processing flow of the accounting system will be described using the sequence diagram of FIG. Communication between the checkout device 10 and the mobile device 20 is both performed by short-range wireless communication.

For example, when product information is registered in the checkout device 10 by reading a bar code or the like and the payment amount is determined, the customer brings the mobile device 20 into contact with or close to the reader/writer of the checkout device 10 . As a result, the checkout device 10 and the mobile device 20 are ready for communication. In this state, the transmission unit 23 of the mobile device 20 transmits the possession information and the first selection rule to the accounting device 10 (S10). Then, the acquisition unit 11 of the checkout device 10 acquires the possession information and the first selection rule from the mobile device 20 .

After that, the selection unit 12 of the checkout device 10 selects one electronic money based on the possession information and the first selection rule transmitted and received in S10 (S11). Then, the settlement unit 13 performs settlement processing with the electronic money selected in S11 (S12).

Note that S10 to S12 may be performed by a single operation of bringing the mobile device 20 into contact with or near the reader/writer of the checkout device 10 . Alternatively, the operation may be performed multiple times between S10 and S12.

In the case of the checkout system of this embodiment described above, the checkout device 10 selects the electronic money, so the customer does not need to select the electronic money. Also, since the checkout device 10 selects electronic money, electronic money is automatically selected as long as the checkout device 10 operates normally and short-range wireless communication between the checkout device 10 and the portable device 20 is executable. function can be used.

<Second embodiment>
In the accounting system of the present embodiment, if the electronic money selected based on the first selection rule cannot be used for settlement, other electronic money (electronic money different from the electronic money for which the settlement process could not be performed; the same shall apply hereinafter) is used. It differs from the first embodiment in that it has a function of settlement with . A detailed description will be given below. Examples of the case where payment cannot be made with the selected electronic money include, but are not limited to, "insufficient balance" and "the store does not support payment with the selected electronic money."

An example of the hardware configuration of the accounting device 10 and the mobile device 20 of this embodiment is the same as that of the first embodiment.

FIG. 9 shows an example of a functional block diagram of the mobile device 20 of this embodiment. As illustrated, the mobile device 20 has an electronic money information storage section 21 , a rule storage section 22 , a transmission section 23 and a second candidate selection section 24 . The functional configurations of the electronic money information storage unit 21 and the rule storage unit 22 are the same as those of the first embodiment.

The second candidate selection unit 24 selects a second candidate from other electronic money stored in the electronic money information storage unit 21 when settlement processing cannot be performed with the electronic money selected based on the first selection rule. select. An example of processing for selecting the second candidate will be described below.

"Selection example 1"
For example, the second candidate selection unit 24 displays a list of other electronic money stored in the electronic money information storage unit 21 on the display of the mobile device 20, and the user selects one of them to be used for payment. Input may be accepted. Then, the second candidate selection unit 24 may select the electronic money selected by the user's input as the second candidate.

In this case, the second candidate selection unit 24 selects the other electronic money stored in the electronic money information storage unit 21 according to the selection order of the first selection rule (e.g., in descending order of balance, descending order of balance, privilege The list may be displayed on the display of the mobile device 20 in order of advantage, in order of selection by store, in order of selection by user.

Further, the second candidate selection unit 24 may acquire information indicating electronic money that can be used for payment at the shop from the checkout device 10 . Then, the second candidate selection unit 24 displays on the display of the mobile device 20 a list of electronic money that can be used for settlement at the shop among the other electronic money stored in the electronic money information storage unit 21. good too. The display period may be the one exemplified above.

"Selection example 2"
Alternatively, the second candidate selection unit 24 may select the second candidate from other electronic money stored in the electronic money information storage unit 21 based on the first selection rule. For example, the second candidate selection unit 24 selects the first selection rule in the order of selection of other electronic money stored in the electronic money information storage unit 21 (e.g., in descending order of balance, in descending order of balance, etc.). The second candidate may be the electronic money with the highest ranking of privilege advantage, store-designated selection order, user-designated selection order, and point priority order.

In this case, the second candidate selection unit 24 may acquire information indicating electronic money that can be used for payment at the store from the checkout device 10 . Then, the second candidate selection unit 24 selects the electronic money that can be used for payment at the shop among the other electronic money stored in the electronic money information storage unit 21, and the selection order of the first selection rule is: The highest electronic money may be selected as the second candidate.

"Selection example 3"
In addition, the second candidate selection unit 24 selects a second candidate from other electronic money stored in the electronic money information storage unit 21 based on a second selection rule different from the first selection rule. good too. For example, the second candidate selection unit 24 may select the second candidate based on the second selection rule when another electronic money cannot be selected under the first selection rule. As an example of the case where the other electronic money cannot be selected by the first selection rule, it is conceivable that there are a plurality of other electronic money with the highest selection order of the first selection rule, but it is limited to this. not.

An example of the second selection rule is the same as the example of the first selection rule described in the first embodiment. That is, the second selection rule may be any one of the order of balance, the order of balance, the order of benefits, store designation, user designation, and point priority. Note that the first selection rule and the second selection rule are different.

When the rule storage unit 22 stores information as shown in FIG. 5, the selection rule with the next highest priority after the first selection rule becomes the second selection rule.

Returning to FIG. 9, the transmission unit 23 transmits information indicating the second candidate (electronic money) selected by the second candidate selection unit 24 to the checkout device 10 by short-range wireless communication. Note that the transmission unit 23 can transmit the possession information, the first rule, the balance of each electronic money, and the like to the accounting device 10, as in the first embodiment.

An example of a functional block diagram of the accounting device 10 of this embodiment is shown in FIG. 6, as in the first embodiment. As illustrated, accounting device 10 has acquisition unit 11 , selection unit 12 , and settlement unit 13 .

When settlement processing cannot be performed with the electronic money selected based on the first selection rule, the acquisition unit 11 acquires information indicating one electronic money (second candidate) used for settlement processing from the mobile device 20.例文帳に追加The selection unit 12 selects the electronic money indicated by the information, and the settlement unit 13 performs settlement processing with the electronic money.

Note that the acquisition unit 11, the selection unit 12, and the settlement unit 13 have functional configurations similar to those of the first embodiment.

Next, an example of the processing flow of the accounting system will be described using the sequence diagram of FIG. Communication between the checkout device 10 and the mobile device 20 is both performed by short-range wireless communication.

For example, when product information is registered in the checkout device 10 by reading a bar code or the like and the payment amount is determined, the customer brings the mobile device 20 into contact with or close to the reader/writer of the checkout device 10 . As a result, the checkout device 10 and the mobile device 20 are ready for communication. In this state, the transmission unit 23 of the mobile device 20 transmits the possession information and the first selection rule to the accounting device 10 (S20). Then, the acquisition unit 11 of the checkout device 10 acquires the possession information and the first selection rule from the mobile device 20 .

After that, the selection unit 12 of the checkout device 10 selects one electronic money based on the possession information and the first selection rule transmitted and received in S20 (S21). Then, the settlement unit 13 performs settlement processing with the electronic money selected in S21 (S22).

If the settlement process of S22 cannot be performed, the settlement unit 13 of the accounting device 10 notifies the mobile device 20 that the settlement process has failed (S23). Then, the second candidate selection unit 24 of the mobile device 20 performs processing for selecting the second candidate (S24). In S24, the second candidate is selected in one of the selection examples 1 to 3 described above.

After that, the transmission unit 23 of the mobile device 20 notifies the accounting device 10 of the electronic money selected in S24 (S25). Then, the selection unit 12 of the checkout device 10 selects the electronic money notified in S25, and the settlement unit 13 performs settlement processing with the selected electronic money (S26).

Note that S20 to S26 may be performed by a single operation of bringing the portable device 20 into contact with or near the reader/writer of the accounting device 10 . Alternatively, the operation may be performed multiple times between S20 and S26.

According to the accounting system of this embodiment described above, it is possible to achieve the same effects as those of the first embodiment. Further, according to the accounting system of the present embodiment, if the electronic money selected based on the first selection rule cannot be used for payment, another electronic money is used for payment.

In the case of selection examples 2 and 3, if payment cannot be made with the electronic money selected based on the first selection rule, other electronic money is automatically selected and payment processing is performed. Therefore, the burden on the customer can be reduced.

In addition, in the case of selection example 1, the user selects another electronic money, and the payment is made with that electronic money. In this case, the first candidate is automatically selected, and if payment cannot be made with the first candidate, the user can select electronic money to be used for payment. In addition, by appropriately adjusting the display order when electronic money is displayed in a list, the customer can easily select electronic money.

<Third Embodiment>
The accounting system of the present embodiment has a function of performing settlement with other electronic money when settlement with electronic money selected based on the first selection rule cannot be performed (a function different from that described in the second embodiment). is different from the first embodiment. A detailed description will be given below.

An example of the hardware configuration of the accounting device 10 and the mobile device 20 of this embodiment is the same as that of the first embodiment.

An example of a functional block diagram of the mobile device 20 of this embodiment is shown in FIG. 2, as in the first embodiment. As illustrated, the mobile device 20 has an electronic money information storage section 21, a rule storage section 22, and a transmission section . The functional configurations of the electronic money information storage unit 21, the rule storage unit 22, and the transmission unit 23 are the same as in the first embodiment.

An example of a functional block diagram of the accounting device 10 of this embodiment is shown in FIG. 6, as in the first embodiment. As illustrated, accounting device 10 has acquisition unit 11 , selection unit 12 , and settlement unit 13 .

The selection unit 12 selects another electronic money based on the first selection rule when settlement processing cannot be performed with the electronic money selected based on the first selection rule. Then, the settlement unit 13 performs settlement processing with the other selected electronic money.

For example, the selection unit 12 selects the other electronic money indicated by the possession information according to the first selection rule (e.g., in descending order of balance, descending order of balance, descending order of privilege, descending order of selected store, User-specified selection order, point priority order) may be selected. In this case, the selection unit 12 selects the electronic money with the next highest selection order according to the first selection rule from among the electronic money that can be used for settlement at the store among the other electronic money indicated by the possession information. good too.

Note that the acquisition unit 11, the selection unit 12, and the settlement unit 13 have functional configurations similar to those of the first embodiment.

Next, an example of the processing flow of the accounting system will be described with reference to the sequence diagram of FIG. Communication between the checkout device 10 and the mobile device 20 is both performed by short-range wireless communication.

For example, when product information is registered in the checkout device 10 by reading a bar code or the like and the payment amount is determined, the customer brings the mobile device 20 into contact with or close to the reader/writer of the checkout device 10 . As a result, the checkout device 10 and the mobile device 20 are ready for communication. In this state, the transmission unit 23 of the mobile device 20 transmits the possession information and the first selection rule to the accounting device 10 (S30). Then, the acquisition unit 11 of the checkout device 10 acquires the possession information and the first selection rule from the mobile device 20 .

After that, the selection unit 12 of the accounting device 10 selects one electronic money based on the possession information and the first selection rule transmitted and received in S30 (S31). Then, the settlement unit 13 performs settlement processing with the electronic money selected in S31 (S32).

If the settlement process of S32 cannot be performed, the selection unit 12 of the checkout device 10 selects another electronic money based on the possession information transmitted and received in S30 and the first selection rule (S33). Then, the settlement unit 13 performs settlement processing with the electronic money selected in S33 (S34).

Note that S30 to S34 may be performed by one operation of bringing the portable device 20 into contact with or near the reader/writer of the checkout device 10 . Alternatively, the operation may be performed multiple times between S30 and S34.

According to the accounting system of this embodiment described above, it is possible to achieve the same effects as those of the first embodiment. Further, according to the accounting system of the present embodiment, when payment cannot be made with electronic money selected based on the first selection rule, other electronic money is automatically selected and payment processing is performed. Become. Therefore, the burden on the customer can be reduced.

<Fourth Embodiment>
The accounting system of the present embodiment has a function of performing settlement with other electronic money when settlement with electronic money selected based on the first selection rule cannot be performed (as described in the second and third embodiments). It differs from the first embodiment in that it has different functions. A detailed description will be given below.

An example of the hardware configuration of the accounting device 10 and the mobile device 20 of this embodiment is the same as that of the first embodiment.

An example of a functional block diagram of the mobile device 20 of this embodiment is shown in FIG. 2, as in the first embodiment. As illustrated, the mobile device 20 has an electronic money information storage section 21, a rule storage section 22, and a transmission section . The functional configurations of the electronic money information storage unit 21 and the rule storage unit 22 are the same as those of the first embodiment. The functional configuration of the transmission unit 23 is the same as that of the first embodiment except that it transmits a second selection rule different from the first selection rule to the accounting device 10 .

An example of a functional block diagram of the accounting device 10 of this embodiment is shown in FIG. 6, as in the first embodiment. As illustrated, accounting device 10 has acquisition unit 11 , selection unit 12 , and settlement unit 13 .

If the electronic money selected based on the first selection rule cannot be used for settlement processing, the acquisition unit 11 acquires a second selection rule different from the first selection rule from the mobile device 20 . Then, the selection unit 12 selects one electronic money based on the second selection rule. The settlement unit 13 performs settlement processing with electronic money selected based on the second selection rule.

Note that the acquisition unit 11, the selection unit 12, and the settlement unit 13 have functional configurations similar to those of the first embodiment.

Next, an example of the processing flow of the accounting system will be described with reference to the sequence diagram of FIG. Communication between the checkout device 10 and the mobile device 20 is both performed by short-range wireless communication.

For example, when product information is registered in the checkout device 10 by reading a bar code or the like and the payment amount is determined, the customer brings the mobile device 20 into contact with or close to the reader/writer of the checkout device 10 . As a result, the checkout device 10 and the mobile device 20 are ready for communication. In this state, the transmission unit 23 of the mobile device 20 transmits the possession information and the first selection rule to the accounting device 10 (S40). Then, the acquisition unit 11 of the checkout device 10 acquires the possession information and the first selection rule from the mobile device 20 .

After that, the selection unit 12 of the accounting device 10 selects one electronic money based on the possession information and the first selection rule transmitted and received in S40 (S41). Then, the settlement unit 13 performs settlement processing with the electronic money selected in S41 (S42).

If the settlement process of S42 cannot be performed, the settlement unit 13 of the accounting device 10 notifies the mobile device 20 that the settlement process has failed (S43). Then, the transmission unit 23 of the mobile device 20 transmits the second selection rule to the accounting device 10 (S44). Since the second selection rule has been explained in the second embodiment, it will be omitted here.

After that, the selection unit 12 of the checkout device 10 selects another electronic money based on the possession information transmitted and received in S40 and the second selection rule transmitted and received in S44 (S45). Then, the settlement unit 13 performs settlement processing with the electronic money selected in S45 (S46).

Note that S40 to S46 may be performed by one operation of bringing the portable device 20 into contact with or near the reader/writer of the checkout device 10 . Alternatively, the operation may be performed multiple times between S40 and S46.

Here, a modified example of this embodiment will be described. If the settlement process fails in S42, the selector 12 may select another electronic money based on the first rule, as in the third embodiment. Then, if another electronic money can be selected, the settlement unit 13 may perform settlement processing with that electronic money.

On the other hand, when other electronic money cannot be selected based on the first rule, the processing of S43 to S46 may be performed. Since the description of "when other electronic money cannot be selected based on the first rule" has been made in the second embodiment, it will be omitted here.

An example of the processing flow of the accounting device 10 in the modification will be described with reference to FIG. When the acquisition unit 11 acquires the possession information and the first rule from the mobile device 20 (S50), the selection unit 12 selects one electronic money based on the possession information and the first rule acquired in S50 (S51). . Then, the settlement unit 13 performs settlement processing with the electronic money selected in S51 (S52).

If the settlement process of S52 cannot be performed, the selection unit 12 selects another electronic money based on the possession information acquired in S50 and the first rule (S53).

If another electronic money can be selected in S53 (Yes in S54), the settlement unit 13 performs settlement processing with the other electronic money selected in S53 (S55).

On the other hand, if another electronic money cannot be selected in S53 (No in S54), the settlement unit 13 notifies the mobile device 20 that the settlement process has failed (S56). Then, the transmission unit 23 of the mobile device 20 transmits the second selection rule to the accounting device 10 . Then, the acquisition unit 11 acquires the second selection rule (S57).

After that, the selection unit 12 selects another electronic money based on the possession information acquired in S50 and the second selection rule acquired in S57 (S58). Then, the settlement unit 13 performs settlement processing with the electronic money selected in S58 (S59).

According to the accounting system of this embodiment described above, it is possible to achieve the same effects as those of the first embodiment. Further, according to the accounting system of the present embodiment, when payment cannot be made with electronic money selected based on the first selection rule, other electronic money is automatically selected and payment processing is performed. Become. Therefore, the burden on the customer can be reduced.

<Fifth Embodiment>
The accounting system of this embodiment differs from the first to fourth embodiments in that the mobile device 20 selects one electronic money based on the first selection rule.

An example of the hardware configuration of the accounting device 10 and the mobile device 20 of this embodiment is the same as that of the first embodiment.

FIG. 14 shows an example of a functional block diagram of the mobile device 20 of this embodiment. As illustrated, the mobile device 20 has an electronic money information storage section 21 , a rule storage section 22 , a transmission section 23 and a selection section 25 . The functional configurations of the electronic money information storage unit 21 and the rule storage unit 22 are the same as in the first embodiment.

The selection unit 25 selects one electronic money based on the first selection rule. The selection method of electronic money by the selection unit 25 is the same as the method of selection of electronic money by the selection unit 12 of the checkout apparatus 10 .

The transmission unit 23 transmits various types of information to the accounting device 10 by short-range wireless communication. The transmission unit 23 of this embodiment transmits information indicating one electronic money selected by the selection unit 25 to the checkout device 10 .

FIG. 15 shows an example of a functional block diagram of the accounting device 10 of this embodiment. As illustrated, accounting device 10 has acquisition unit 11 and settlement unit 13 .

Acquisition unit 11 performs short-range wireless communication with mobile device 10 and acquires various types of information from mobile device 10 . The acquisition unit 11 of the present embodiment acquires information indicating one piece of electronic money selected by the selection unit 25 from the mobile device 20 .

The settlement unit 13 performs settlement processing with electronic money indicated by the information acquired by the acquisition unit 11 . Since the settlement process has been explained in the first embodiment, it will be omitted here.

Next, an example of the processing flow of the accounting system will be described using the sequence diagram of FIG. Communication between the checkout device 10 and the mobile device 20 is both performed by short-range wireless communication.

First, the selection unit 25 selects one electronic money based on the first selection rule (S60). The selection unit 25 executes the process of S60 at a predetermined timing. The timing of performing S60 may be the timing when the mobile device 20 and the reader/writer of the checkout device 10 are in contact with or close to each other and the mobile device 20 and the checkout device 10 are ready for communication. It may be the timing when the balance of is updated, or it may be every predetermined time (eg, every hour, every day), or any other timing.

For example, when product information is registered in the checkout device 10 by reading a bar code or the like and the payment amount is determined, the customer brings the mobile device 20 into contact with or close to the reader/writer of the checkout device 10 . As a result, the checkout device 10 and the mobile device 20 are ready for communication. In this state, the transmission unit 23 of the mobile device 20 transmits information indicating one electronic money selected by the selection unit 25 in S60 to the checkout device 10 (S61). Then, the settlement unit 13 of the accounting device 10 performs settlement processing with the electronic money notified in S61 (S62).

Note that S60 to S62 may be performed by a single operation of bringing the mobile device 20 into contact with or in close proximity to the reader/writer of the checkout device 10 . Alternatively, the operation may be performed multiple times between S60 and S62.

Here, if the first selection rule is the order of benefit advantage or store designation, the portable device 20 needs to acquire the privilege information shown in FIG. 7 and information indicating the selection order of electronic money designated by the store. The mobile device 20 may acquire the information from the checkout device 10 when communication with the checkout device 10 becomes possible. In addition, the mobile device 20 may specify the store where the device is currently located based on the current location information of the device itself and the map information indicating the locations of each of the plurality of stores. Information about the specified store (privilege information, use order of electronic money specified by the store) may be acquired from a predetermined server.

The accounting system of this embodiment described above can achieve the same effects as those of the first embodiment.

<Sixth embodiment>
The accounting system of this embodiment differs from that of the fifth embodiment in that it has a function of making payments with other electronic money when payment with electronic money selected based on the first selection rule cannot be made. A detailed description will be given below.

An example of the hardware configuration of the accounting device 10 and the mobile device 20 of this embodiment is the same as that of the fifth embodiment.

An example of a functional block diagram of the mobile device 20 of this embodiment is shown in FIG. 14, as in the fifth embodiment. As illustrated, the mobile device 20 has an electronic money information storage section 21 , a rule storage section 22 , a transmission section 23 and a selection section 25 . The functional configurations of the electronic money information storage unit 21 and the rule storage unit 22 are the same as those of the fifth embodiment.

The selection unit 25 selects another electronic money when settlement processing cannot be performed with the electronic money selected based on the first selection rule. The selection unit 25 can select another electronic money by the same method (selection examples 1 to 3) as the second candidate selection method by the second candidate selection unit 24 described in the second embodiment. can.

The transmission unit 23 transmits information indicating the other electronic money selected by the selection unit 25 to the checkout device 10 . Note that the transmission unit 23 can have the same configuration as in the fifth embodiment.

An example of a functional block diagram of the accounting device 10 of this embodiment is shown in FIG. 15, as in the fifth embodiment. As illustrated, accounting device 10 has acquisition unit 11 and settlement unit 13 .

If the electronic money selected based on the first selection rule cannot be used for settlement processing, the acquiring unit 11 acquires information indicating another electronic money from the mobile device 20 . Then, the settlement unit 13 performs settlement processing with electronic money indicated by the information. Note that the acquisition unit 11 and the settlement unit 13 can have configurations similar to those of the fifth embodiment.

Next, an example of the processing flow of the accounting system will be described with reference to the sequence diagram of FIG. Communication between the checkout device 10 and the mobile device 20 is both performed by short-range wireless communication.

First, the selection unit 25 selects one electronic money based on the first selection rule (S70). The selection unit 25 executes the process of S70 at a predetermined timing. The timing of performing S70 may be the timing when the mobile device 20 and the reader/writer of the checkout device 10 are in contact with or close to each other and the mobile device 20 and the checkout device 10 are ready for communication. It may be the timing when the balance of is updated, or it may be every predetermined time (eg, every hour, every day), or any other timing.

For example, when product information is registered in the checkout device 10 by reading a bar code or the like and the payment amount is determined, the customer brings the mobile device 20 into contact with or close to the reader/writer of the checkout device 10 . As a result, the accounting device 10 and the mobile device 20 are ready for communication. In this state, the transmission unit 23 of the mobile device 20 transmits information indicating one electronic money selected by the selection unit 25 to the checkout device 10 (S71). Then, the settlement unit 13 of the accounting device 10 performs settlement processing with the electronic money notified in S71 (S72).

If the settlement process of S72 cannot be performed, the settlement unit 13 notifies the mobile device 20 that the settlement process has failed (S73). Then, the selection unit 25 of the mobile device 20 performs processing for selecting another electronic money (S74). Next, the transmission unit 23 of the mobile device 20 transmits information indicating the other electronic money selected by the selection unit 25 to the checkout device 10 (S75). Then, the settlement unit 13 of the accounting device 10 performs settlement processing with the electronic money notified in S75 (S76).

Incidentally, S70 to S76 (or S71 to S76) may be performed by one operation of bringing the mobile device 20 into contact with or close to the reader/writer of the checkout device 10 . Alternatively, the operation may be performed multiple times between S70 and S76 (or S71 and S76).

The accounting system of this embodiment described above can achieve the same effects as those of the first to fifth embodiments.

In addition, in the first to sixth embodiments, an example in which the checkout device 10 has the selection unit 12 and an example in which the mobile terminal 20 has the selection unit 25 are shown. That is, an example in which one of the checkout device 10 and the mobile terminal 20 has a selection unit is shown. As a modification, both the checkout device 10 and the mobile terminal 20 may have a selection section.

In this case, based on the information received from the mobile terminal 20, the checkout device 10 may determine whether or not to select electronic money. Then, when it is decided to select electronic money in the own device, the selection unit 12 of the checkout device 10 may select electronic money, and the electronic money selected by the selection unit 12 may be used for payment processing. On the other hand, when it is determined not to select electronic money on its own device, the accounting device 10 may perform settlement processing with electronic money selected by the selection unit 25 of the mobile terminal 20 . The configurations of the selection unit 12 and the selection unit 25 are as described in the first to sixth embodiments.

For example, when information on electronic money selected by the selection unit 25 of the mobile terminal 20 is received from the mobile terminal 20, the checkout apparatus 10 may decide not to select electronic money. In addition, when the accounting device 10 receives information indicating that the mobile terminal 20 has the selection unit 25 from the mobile terminal 20, the checkout device 10 may decide not to select electronic money. Then, accounting device 10 may decide to select electronic money on its own in other cases.

Examples of reference forms are added below.
1. acquisition means for acquiring possession information indicating the type of stored electronic money and a first selection rule for selecting one electronic money from a portable device storing electronic money information;
selection means for selecting one electronic money based on the possession information and the first selection rule;
a payment method for performing payment processing with the selected electronic money;
Accounting device with
2. 1. In the accounting device according to 1,
If payment processing cannot be performed with the electronic money selected based on the first selection rule,
The acquisition means acquires information indicating one electronic money used for payment processing from the mobile device,
The selection means is a checkout device that selects electronic money indicated by the information.
3. 1. In the accounting device according to 1,
The selection means selects another electronic money based on the first selection rule when settlement processing cannot be performed with the electronic money selected based on the first selection rule.
4. 1. In the accounting device according to 1,
If payment processing cannot be performed with the electronic money selected based on the first selection rule,
The acquisition means acquires a second selection rule different from the first selection rule from the mobile device,
The selection means is a checkout device that selects one electronic money based on the second selection rule.
5. In the accounting device according to any one of 1 to 4,
The settlement means communicates with the mobile device and performs settlement processing for updating electronic money information of the selected electronic money.
6. electronic money information storage means for storing electronic money information;
rule storage means for storing a first selection rule for selecting one piece of electronic money;
selection means for selecting one electronic money based on the first selection rule;
transmission means for transmitting information indicating the selected electronic money to the accounting device;
mobile device with
7. In the portable device according to 6,
The selection means selects another electronic money based on the first selection rule when settlement processing cannot be performed with the electronic money selected based on the first selection rule.
8. In the portable device according to 6,
The selection means selects one electronic money based on a second selection rule different from the first selection rule when settlement processing cannot be performed with the electronic money selected based on the first selection rule. .
9. In the portable device according to any one of 6 to 8,
The selection means is a mobile device that selects one electronic money based on current location information of the mobile device and the first selection rule.
10. the computer
an acquisition step of acquiring possession information indicating the type of stored electronic money and a first selection rule for selecting one electronic money from a portable device storing electronic money information;
a selection step of selecting one electronic money based on the possession information and the first selection rule;
a payment process for performing payment processing with the selected electronic money;
A method of processing an accounting device that performs
11. the computer,
Acquisition means for acquiring possession information indicating the type of stored electronic money and a first selection rule for selecting one electronic money from a portable device storing electronic money information;
selection means for selecting one electronic money based on the possession information and the first selection rule;
a payment method that performs payment processing with the selected electronic money;
A program that acts as a
12. the computer
storing electronic money information and a first selection rule for selecting one electronic money;
a selection step of selecting one electronic money based on the first selection rule;
a transmission step of transmitting information indicating the selected electronic money to the accounting device;
A method of processing a mobile device that performs
13. the computer,
electronic money information storage means for storing electronic money information;
rule storage means for storing a first selection rule for selecting one piece of electronic money;
selection means for selecting one electronic money based on the first selection rule;
transmission means for transmitting information indicating the selected electronic money to the accounting device;
A program that acts as a

1A processor 2A memory 3A input/output I/F
4A peripheral circuit 5A bus 10 checkout device 11 acquisition unit 12 selection unit 13 payment unit 20 mobile device 21 electronic money information storage unit 22 rule storage unit 23 transmission unit 24 second candidate selection unit 25 selection unit

Claims (4)

acquisition means for acquiring possession information indicating the type of stored electronic money and a first selection rule for selecting one electronic money from a portable device storing electronic money information;
selection means for selecting one electronic money based on the possession information and the first selection rule;
a payment method for performing payment processing with the selected electronic money;
has
If payment processing cannot be performed with the electronic money selected based on the first selection rule,
The acquisition means acquires a second selection rule different from the first selection rule from the mobile device,
The selection means is a checkout device that selects one electronic money based on the second selection rule . The accounting device of claim 1 ,
The settlement means communicates with the mobile device and performs settlement processing for updating electronic money information of the selected electronic money. the computer
an acquisition step of acquiring possession information indicating the type of stored electronic money and a first selection rule for selecting one electronic money from a portable device storing electronic money information;
a selection step of selecting one electronic money based on the possession information and the first selection rule;
a payment process for performing payment processing with the selected electronic money;
and run
If the computer cannot perform payment processing with the electronic money selected based on the first selection rule in the payment process,
obtaining a second selection rule different from the first selection rule from the mobile device;
A processing method for a checkout device that selects one electronic money based on the second selection rule . the computer,
Acquisition means for acquiring possession information indicating the type of stored electronic money and a first selection rule for selecting one electronic money from a portable device storing electronic money information;
selection means for selecting one electronic money based on the possession information and the first selection rule;
a payment method that performs payment processing with the selected electronic money;
function as
If the settlement means cannot process settlement with the electronic money selected based on the first selection rule,
The acquisition means acquires a second selection rule different from the first selection rule from the mobile device,
A program in which the selection means selects one electronic money based on the second selection rule .

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