JP6657465B1 - Group issue point information management device, control method of group issue point information management device, and group issue point information management program - Google Patents

Abstract

[Problem] To promote the use of points issued by a specific group, promote their further use and spread, and expand the economic zone that uses the points issued by a specific group. Provide group issue point information management device, etc. SOLUTION: A user who uses a group issuing point manages the information of the group issuing point issued by a specific issuing group, whose use is limited, and the usage history is recorded. In exchange for some or all of the future sales information of the A group issuing point information management device 10 that uses group issuing points other than the group issuing points input to the user's account as sales information when moving to the issuing group account. [Selection diagram] Fig. 1

Description

  The present invention relates to, for example, a group-issued point information management device, a method of controlling the group-issued point information management device, and a group-issued point information management program for financing point information issued by a specific group.

2. Description of the Related Art Conventionally, a system such as an electronic currency has been widely used as a settlement system in which a customer can purchase a product or the like without using cash or a credit card in a store or the like.
Since such electronic currencies are different from cash and can only be used at stores that handle electronic currencies etc. of entities such as organizations that issue them, it is possible to encourage customers to purchase at specific stores etc. The system is capable of improving sales of related stores and the like.
In addition, in these stores and the like, a system that further promotes purchase or the like by giving, for example, points issued by a specific organization to a customer who uses electronic currency (for example, Patent Document 1) .

JP 2005-115435 A

  However, the repayment of the specific group-issued points given in this way is to be made later with cash or the like other than the points, and there is a problem that the use and promotion of the group-issued points themselves become insufficient.

  Therefore, the present invention promotes the use of specific group issuance points issued by a specific group, further promotes and uses them, and expands the economic zone using the specific group issuance points issued by the specific group. It is an object of the present invention to provide a group-issued point information management device, a method of controlling the group-issued point information management device, and a group-issued point information management program that can achieve the above.

  According to the present invention, there is provided an organization issuing point information management device which manages information on an organization issuing point which is issued by a specific issuing organization, whose use is limited, and whose use history is recorded. The group-issued point is exchanged with a part or all of future sales information of the user who uses the group-issued point, and is input from the group to the account of the user's group-issued point, and the input is performed. When the group issuing point is transferred to the account of the specific issuing group as a repayment divided into a plurality of times, the other issuance other than the group issuing point input to the account of the user as the sales information. This is achieved by a group issuing point information management device characterized by using group issuing points.

According to the above configuration, a part or all of the future sales information of the user who uses the group-issued point is exchanged with the account of the user's group-issued point, and the inputted group-issued point is input from the group. When points are transferred to the account of a specific issuing organization in multiple repayments, use points issued by other groups other than the group issuing points entered in the user's account as sales information,
For this reason, a user who exchanges a group-issued point with his / her future sales information needs to acquire another group-issued point in order to repay the exchanged group-issued point, etc. The use of points can be promoted, and these points can be further used and spread, and the economic zone using the points issued by the specific group issued by the specific group can be expanded.

  Preferably, the specific issuing organization is configured to predict the number of the group issuing points that can be provided, in order to provide the group issuing points in exchange for the sales information of the user, I do.

  According to the above configuration, in order to provide the group issuing points by exchanging the sales information of the user with the specific issuing group, the number of the group issuing points that can be provided is predicted. Issue points can be provided.

  Preferably, when the specific issuing organization provides the group issuing points to the user, the specific issuing organization is configured to predict future cash flow information of the user and notify the user of insufficient funding information. It is characterized by.

  According to the above configuration, when the specific issuing organization provides the group with the issuance points, it is configured to predict future cash flow information of the user and inform the user of insufficient funding information. Therefore, it is possible to reliably grasp the users who should be provided with the group issuing points in exchange for future sales.

  Preferably, as the repayment of the group-issued points provided by the specific issuing organization in exchange, when the group-issued points are transferred to the account of the specific issuing organization, the repayment amount is based on the user's funding information. It is characterized in that the number of points issued by the group is reduced.

  According to the above configuration, since the number of repayment-issued points is reduced based on the user's funding information, the user is not forced to repay unreasonably.

  According to the present invention, the object is to control a group-issued point information management device that is issued by a specific issuing organization, restricts its use, and manages information on group-issued points where its use history is recorded. The method wherein the group issuance point is entered into the account of the user's group issuance point from the group in exchange for some or all of future sales information of the user using the group issuance point. When the entered group issuing point is transferred to the account of the specific issuing group as a repayment divided into a plurality of times, the points other than the group issuing point inputted to the user's account as the sales information are returned. The present invention is attained by a control method of a group issuing point information management device, characterized by using another group issuing point.

  According to the present invention, the object is to issue to a group issuing point information management device that is issued by a specific issuing organization and that limits the use destination and manages information on the group issuing points in which the usage history is recorded. The function of inputting the group-issued point into the account of the group-issued point of the user by exchanging part or all of the future sales information of the user using the group-issued point from the group, When the group issuing point is transferred to the account of the specific issuing group as a repayment divided into a plurality of times, the other issuance other than the group issuing point input to the account of the user as the sales information. This is achieved by a group issuing point information management program for realizing the function of using group issuing points.

  As described above, the present invention promotes the use of specific group issuing points issued by a specific organization, further promotes and uses these points, and uses the specific group issuing points issued by the specific organization. There is an advantage that a group-issued point information management device, a method for controlling the group-issued point information management device, and a group-issued point information management program that can expand the economic zone can be provided.

1 is a schematic diagram illustrating a “Z point management system 1” including a point management server 10, which is a group issue point information management device of the present invention. FIG. 2 is a schematic block diagram illustrating a main configuration of a point management server 10 illustrated in FIG. 1. FIG. 3 is a schematic block diagram illustrating a main configuration of a first various information storage unit in FIG. 2. FIG. 3 is a schematic block diagram illustrating a main configuration of a second various information storage unit 120 in FIG. 2. FIG. 3 is a schematic block diagram illustrating a main configuration of a third various information storage unit 130 in FIG. 2. It is a schematic flowchart which shows a process of preparation of the profit-and-loss statement of a future specific month of a store, determination of the presence or absence of a fund shortage of the specific month, and the like. It is a schematic flowchart which shows a process of preparation of the profit-and-loss statement of a future specific month of a store, determination of the presence or absence of a fund shortage of the specific month, and the like. FIG. 6 is a schematic block diagram illustrating a main configuration of a server-side second various information storage unit 120 in FIG. 5. It is a schematic flowchart which shows the process in which A store acquires a Z point by use of a customer. It is a schematic flowchart which shows the process in which A store pays back Z points.

Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings and the like.
Note that the embodiments described below are preferred specific examples of the present invention, and therefore, various technically preferable limitations are added. However, the scope of the present invention particularly limits the present invention in the following description. It is not limited to these embodiments unless otherwise stated.

(About Z point management system 1)
FIG. 1 is a schematic diagram showing, for example, a “Z point management system 1” including a point management server 10, which is a group issue point information management device of the present invention.
As shown in FIG. 1, the system 1 is issued by a company Z that is a specific organization, and stores and the like where the system is used are limited. It has a “point management server 10” that manages “Z points”.

The system 1 has a POS device 100 installed in, for example, an A store.
The POS device 100 is a “Point of sale system”, and is a device that totals the sales performance of article sales at each store on a single item basis.
The POS device 100 in FIG. 1 includes a display 101 as a display unit.

  Further, the point management server 10 and the POS device 100 such as the A store are communicably connected via the Internet 2.

  In the present embodiment, the A store is a store where Z points managed by the point management server 10 can be used.

  The point management server 10, the POS device 100, and the like in FIG. 1 have a computer, have a CPU (Central Processing Unit), a RAM (Random Access Memory), a ROM (Read Only Memory), a hard disk, and the like, and via a bus. It is connected.

(About the point management server 10)
FIG. 2 is a schematic block diagram showing a main configuration of the point management server 10 shown in FIG.
As illustrated in FIG. 2, the point management server 10 includes a “control unit 11”, and the control unit 11 is a “communication device 12”, a “various information input device 13”, and a display unit illustrated in FIG. For example, it is configured to control “display 14” and the like.

The control unit 11 is also configured to control the “first various information storage units 110”, the “second various information storage units 120”, the “third various information storage units 130”, and the like illustrated in FIG. ing.
3 to 5 show main configurations of the “first various information storage units 110”, “second various information storage units 120”, and “third various information storage units 130” of FIG. 2, respectively. It is a schematic block diagram. These contents will be described later.

6 to 9 are schematic flowcharts showing main operation examples of the “Z point management device system 1” according to the present embodiment in FIG.
(Procedure for making a profit and loss statement for the future specific month of the store and determining whether there is a shortage of funds in the specific month)
FIG. 6 and FIG. 7 are schematic flowcharts showing steps for creating a profit and loss statement for a future specific month of the store, determining whether there is a shortage of funds in the specific month, and the like.
The point management server 10 manages the Z points in place of the company Z that issues the Z points. By exchanging the Z points and prompting the store to use such Z points, the economic zone in which the Z points are used can be expanded.

Therefore, the server 10 first searches for a store or the like in which funds are insufficient, and actively invites such a store to use the “Z point”.
Specifically, first, in step (hereinafter referred to as “ST”) 1 in FIG. 6, the “item information extraction unit (program) 111” in FIG. From the passbook data (transaction information of financial institution), item information such as deposit / withdrawal, summary, etc. is converted into withdrawal items (for example, personnel costs, fixed costs, variable costs, repayment, etc.) and deposit items (for example, , Etc.) are automatically stored in the “item information storage unit 112” of FIG.

  Next, the process proceeds to ST2. In ST2, the “payment / withdrawal item prediction information generation unit (program) 113” of the point management server 10 operates, and a future withdrawal or payment is performed based on the information on the payment item and the payment item. Predicted “deposit / withdrawal item prediction information” (for example, future labor cost data, etc.) is automatically generated and stored in the “withdrawal / withdrawal item prediction information storage unit” 114 in FIG.

  Next, the process proceeds to ST3. In ST3, the “funding forecast information generation unit (program) 115” of FIG. 3 of the point management server 10 operates, and based on the deposit / withdrawal item forecast information, “funding forecast information” (for example, a future profit and loss statement, etc.) ) Is generated and stored in the “funding forecast information storage unit 116” in FIG.

  Next, the process proceeds to ST4. In ST4, the “financing shortage determination processing unit (program) 121” of FIG. 4 operates, and based on the “financing forecast information” of the “funding forecast information storage unit 116”, in a future specific month (for example, 10 months later). Then, it is determined whether or not the funding is insufficient, and the result is stored in the “funding insufficient information storage unit 122”.

Next, the process proceeds to ST5. In ST5, for example, it is determined whether or not the A store has a shortage of cash in a specific month (10 months later) by referring to the “funding shortage information storage unit 122”.
When it is determined that there is a shortage of funds in store A, it is determined that there is a demand for using the “Z point”, and the process proceeds to ST6.

  In ST6 and below, the number of Z points to be provided as an exchange of sales to the A store is estimated by predicting how many Z points have been used in the A store.

Specifically, the “Z-point loan limit information generation unit (program) 124” of the “point management server 10” operates, and the restaurant A of the restaurant A stored in the “Z-point account storage unit 131” of FIG. Acquisition and usage of past Z points and other information on "Z point account information" (for example, 3 months ago: 1 million points, 2 months ago: 600,000 points, 1 month ago: 800,000 points, etc.) I do.
In addition, the “Z-point financing basic calculation formula storage unit 123” stores the “Z-point financing basic calculation formula (for example,“ ((Z points three months ago + Z points two months ago + 1 number of Z points before one month)) カ 月3) × 0.8 etc.))) to generate Z-point loan limit information (for example, 640,000 points) and store it in the “Z-point loan limit information storage unit 132” in FIG. .

  According to the above-described process, it was found that the cash shortage occurred in the store A after 10 months, and that the "number of Z points" that the store A could repay was, for example, 640,000 points.

  Next, the process proceeds to ST7. In ST7, the display 101 of the POS 100 of the store A, which is a member store, indicates that there is a shortage of funds in a specific month (10 months later) and that a part of sales in a specific month can be exchanged for Z points (for example, 640,000 points). ) Is displayed, and it is asked whether the exchange of a part of the Z point and the sales amount is desired.

Next, in ST8, it is determined whether there is an application from the store A.
When an application is made in ST, the display 101 of the POS device 100 at the store A displays “number of exchange points (for example, 640,000 points)”, “point repayment schedule (10 times for 64,000 points each month)”, “agree” Is displayed.

  Next, the process proceeds to ST10. If there is consent in ST10, the process proceeds to ST11, and “640,000 points” is input in the “exchanged points” column of “Z point account” of store A in “Z point account information storage unit 131” in FIG. You.

As a result, the store A exchanges its sales ten months later (specific month) for Z points, and has gained 640,000 Z points.
Store A repays 60,000 points to Company Z every month.

(Normal point acquisition process)
FIG. 8 is a schematic flowchart showing a process in which store A obtains Z points by use of a customer.
First, in ST21 of FIG. 8, the individual X is given Z points from the company Z and stored in the “Z point account storage unit 131”.

  Next, the process proceeds to ST22. In ST22, the “POS device 100:” of the A store reads the data such as the “Z point card” of the individual X1, and transmits the data to the “point management server 10” together with the Z point number information to be paid to the “A store”. I do.

  Next, the process proceeds to ST23. In ST23, the “Z point management server 10” refers to the Z point account of “Individual X1” in the “Z point account storage unit 131” in FIG. 5 and determines whether or not the number of Z points to be paid is payable. to decide.

  Next, the process proceeds to ST24. If it is determined in ST24 that payment is possible, the process proceeds to ST25, in which the number of Z points to be paid is subtracted from the account of the individual X1 in the “Z point account information storage unit 131” in FIG. Add to

  Through the steps described above, the A store stores the Z points in the “Z point account information storage unit 131” in FIG.

(Step where A store pays back Z points)
FIG. 9 is a schematic flowchart showing a process in which the store A repayes the Z points.
In ST31 of FIG. 9, the point management server 10 determines whether or not the repayment time of the Z point of the A store has arrived, and when it has arrived, proceeds to ST32.
In ST32, the “repayability determination processing unit (program) 133” of FIG. 5 operates, and refers to the “ordinary earned points” and the “one-time repayment scheduled points” of the Z point account of the A store in FIG. It is determined whether or not “shortage of funds” does not occur even if the repayment points (for example, 64,000 points) are repaid.

Then, in ST33, "When it is determined that there is a shortage of funds, the process proceeds to ST34.
The determination of the fund shortage is made through the above-described steps such as ST1 to ST5.
Then, in ST34, the points are reduced by the amount of the lack of funds, and the remaining points are processed as repayment points.

As described above, the present embodiment is configured to avoid excessive repayment in consideration of the cash flow of the user such as the A store.
In the present embodiment, the Z points used for repayment are not 640,000 points provided by Company Z, but are repayable from the “normally acquired points” in FIG. 6 “Z point account information storage unit 131”. Has become. This is an example of "an organization issue point other than the group issue point input to the user's account".

As described above, in the present embodiment, the repayment is made not by the Z points borrowed from the company Z, but by the Z points acquired from the customer or the like in the process of FIG. Act to get Z points.
Therefore, the use of Z points can be promoted, and the economic zone for using Z points can be expanded.

Here, if there is no shortage of funds in ST33 of FIG. 9, the process proceeds to ST35, where one scheduled repayment point (for example, 64,000 points) is processed as a repayment point.
This repayment continues until the repayment is completed.

(Modification of the present embodiment)
The present invention may be other than the above embodiment.
For example, if the repayment is not completed by the specific month or the target deadline (10 months later), and there are Z points to be repaid, then there is no obligation to repay thereafter.
If the remaining points of the “normally acquired points” of the A store are less than one scheduled repayment point (for example, 64,000 points), k may carry out a process of carrying over the shortfall to the next repayment. Absent.
In addition, when the remaining points of the “ordinary earned points” of the A store are less than one scheduled repayment point (for example, 64,000 points), the repayment points for the current month exceed the “one scheduled repayment point”. The number of points does not matter.

  In the above-described embodiment, a case where the present invention is realized as an apparatus has been described as an example. However, the present invention is not limited to this, and a magnetic disk (floppy (registered trademark) A) a disk, a hard disk, etc.), an optical disk (CD-ROM, DVD, etc.), a magneto-optical disk (MO), and a storage medium such as a semiconductor memory.

  The storage medium may be any storage medium that can store the program and that can be read by a computer. The storage format of the storage medium is not particularly limited.

  Also, an OS (Operating System) running on the computer based on an instruction of a program installed in the computer from the storage medium, MW (Middleware) such as database management software, network software, etc. realize the present embodiment. May be partially executed.

  Further, the storage medium in the present invention is not limited to a medium independent of a computer, but also includes a storage medium in which a program transmitted via a LAN, the Internet, or the like is downloaded and stored or temporarily stored.

  Further, the computer according to the present invention only needs to execute each processing in the present embodiment based on a program stored in a storage medium, and may be a device including one personal computer or the like, or a plurality of devices connected to a network. System or the like.

  Further, the computer in the present invention is not limited to a personal computer, but also includes an arithmetic processing unit, a microcomputer, and the like included in an information processing device, and is a general term for a device or device capable of realizing the functions of the present invention by a program. ing.

  The embodiments of the present invention have been described above. However, the present invention is not limited to the above embodiment, and various changes can be made without departing from the scope of the claims. The configuration of the above embodiment can be partially omitted or arbitrarily combined so as to be different from the above.

DESCRIPTION OF SYMBOLS 1 ... Z point management system, 2 ... Internet network, 10 ... Point management server, 11 ... Control part, 12 ... Communication device, 13 ... Various information input devices, 14 ... · Display, 100 ··· POS device, 101 ··· Display, 110 ··· First various information storage unit, 120 ··· Second various information storage unit, and 130 ··· Third various information storage Department

Claims (6)

A group issuance point information management device that is issued by a specific issuing organization and has limited use destinations, and manages information on group issuance points in which the usage history is recorded,
The group-issued points are exchanged with some or all of the future sales information of the user who uses the group-issued points, and are input from the group to the account of the group-issued points of the user,
When the entered group issuing point is transferred to the account of the specific issuing group as a part of the repayment in a plurality of times, other than the group issuing point inputted to the user's account as the sales information, A group issue point information management device, wherein the group issue point is used.   The configuration in which the specific issuing organization predicts the number of the group issuing points that can be provided in order to provide the group issuing points in exchange for the sales information of the user. 2. The group issuing point information management device according to 1.   The specific issuing organization, when providing the group issuance points to the user, is configured to predict future cash flow information of the user, and to notify the user of fund shortage information. The group issuing point information management device according to claim 1 or 2, wherein:   As a repayment of the group issuing points provided by the specific issuing organization in exchange, when the group issuing points are transferred to the account of the specific issuing organization, the amount of the group issued for the repayment based on the funding information of the user The group issue point information management device according to any one of claims 1 to 3, wherein points are reduced. A method for controlling an organizational issuance point information management device that manages information on organizational issuance points that are issued by a specific issuing organization, whose use is limited, and whose use history is recorded,
The group-issued points are exchanged with some or all of the future sales information of the user who uses the group-issued points, and are input from the group to the account of the group-issued points of the user,
When the entered group issuing point is transferred to the account of the specific issuing group as a part of the repayment in a plurality of times, other than the group issuing point inputted to the user's account as the sales information, A method for controlling an organization-issued point information management device, wherein the group-issued point is used. A group issuing point information management device that manages information on group issuing points that are issued by a specific issuing organization and whose use is limited, and that records the usage history,
The group issuance point is a function of exchanging part or all of future sales information of a user who uses the group issuance point, and is input from the organization to the account of the group issuance point of the user;
When the entered group issuing point is transferred to the account of the specific issuing group as a part of the repayment in a plurality of times, other than the group issuing point inputted to the user's account as the sales information, A group issuance point information management program for realizing the function of using the group issuance point.

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