JP6535257B2 - Payment notice processing system and payment notice processing method - Google Patents

Description

  The present invention relates to a payment notice processing system and a payment notice processing method for processing payment bills such as utility charges such as gas, water or electricity charges and taxes (hereinafter referred to as "tax public money").

  Conventionally, at the window of a financial institution such as a bank, a storage agency service for storing tax and public money on behalf of a country, a local public entity or a company is provided. When performing the storage agency service, the clerk in charge of the financial institution receives from the customer the payment notice of the tax and public money and the money for the amount of money written in the payment notice, and presses the receipt mark on the payment notice. , Disconnect the customer notice portion of the payment notice and return it to the customer. In this way, the tax agent storage service is implemented manually by the person in charge of the financial institution's counter.

  Here, in order to reduce the burden on the clerk in charge, a bill receipt processing device is known that reads the payment amount described in the payment notice and presses the receipt mark and separates the customer refusal portion. For example, in Patent Document 1, when a payment notice in which a receipt notification form, a payment request form, an invoice form, etc. are formed in a horizontal series is received, each sheet is cut and described in each cut sheet. A bill receipt processing apparatus is disclosed that performs processing for reading out the letters and pressing a receipt mark on each vote. The patent document 1 is effective when the payment notice to be processed by the device is specified in advance.

Patent No. 2784689

  However, since there are various forms of actual tax payment documents, even if the above patent document 1 is used, many tax payment documents will be processed by the bill receipt processing according to this patent document 1. There is a problem that it does not become an object of processing of the device, and the person in charge of the person in charge of a financial institution has to handle it manually.

  To explain this point specifically, it is considered that the above-mentioned patent document 1 has stored in advance the position information of the character to be read, the position information for pressing the receipt mark, and the position information for separating the customer copy portion. As the number of types of payment notices to be processed increases, positional information to be stored in the apparatus accumulates, and human labor for registering such information becomes excessive.

  In addition, if it is a general payment notice, it is possible for the clerk to store the position information in advance in the bill receipt processing device, but for example, a local public entity is required to add a new payment notice to the bill receipt processing device. If it is made after production, this payment notice can not be processed. In some cases, the format of these payment notices is regularly updated, and in light of the fact that new payment notices appear one after another, there are many payment notices that can not be handled by the above Patent Document 1. it is conceivable that.

  From these things, while reducing the human labor of the person in charge required when registering the information necessary for processing the payment notice of tax public money, it responds flexibly to the new payment notice of tax public money and the change of the payment notice. An important issue is how to realize a payment notice processing system that can In addition, such a subject is not a thing that arises only about the payment notice of tax public money, and is a subject that arises also about other payment notices other than tax public money.

  The present invention is intended to solve the above-described problems of the prior art, and while reducing the human labor of a person in charge of registering information necessary for processing tax payment documents, The purpose is to provide a payment notice processing system and payment notice processing method that can respond flexibly to changes in payment notices and payment notices.

  In order to solve the problems described above and to achieve the object, the present invention is a payment notice processing system for processing a payment notice including a return part to be returned to the customer, which is separated after the return part is separated. Temporary payment notice information generation means for generating temporary payment notice information using image data of payment notice, imaging means for picking up image data of the payment notice, and payment notice using the image data picked up by the imaging means Included in the payment notice based on payment notice information generation means for generating information, image data of the payment notice taken by the imaging means, and the temporary payment notice information or the payment notice information generated in the past. And information reading means for reading the information to be read.

  Further, according to the present invention, in the above-mentioned invention, the temporary payment notice information generating means is a post payment notice characteristic information including the feature information of the post payment notice, the type of the payment notice, and the post notice. It is characterized in that temporary payment notice information in which position information and format information of information included in the payment notice are associated is generated.

  Further, in the present invention according to the above-mentioned invention, the payment notice information generating means includes payment notice characteristic information including feature information of the payment notice including the return section, a type of the payment notice, and a payment notice including the return section. And generating payment notice information in which position information and format information of the information included in the information are associated with each other.

  The present invention further comprises, in the above invention, type specifying means for specifying the type of payment notice for the image data of the payment notice imaged by the imaging means based on the payment notice information, wherein the information reading means is: When the type identification means can identify the type of the payment notice, the information contained in the image data is read based on the payment notice information, and when the information can not be identified, the temporary payment notice information The information contained in the image data is read, and the payment notice information generation means is based on the image data of the payment notice imaged by the imaging means when the type identification means can not identify the type of the payment notice. The payment notice information is generated.

  Further, in the present invention according to the above-mentioned invention, the payment notice information generating means generates the payment notice information including information related to a separation position for separating the return part from the payment notice, and the payment is made by the type specifying means. When the type of the book can be specified, the return unit is separated based on the information related to the separation position included in the payment notice information, and when the type can not be specified, the image is taken by the imaging means It is characterized by further comprising: separating means for specifying the separation position based on the image data of the payment notice and the temporary payment notice information, and separating the return part at the specified separation position.

  Further, according to the present invention, in the above-mentioned invention, the temporary payment notice information generation means generates the temporary payment notice information including information on a receipt seal imprint position for sealing a receipt mark on the post-separation payment notice, The payment notice information generation means generates the payment notice information including information relating to the receipt seal sealing position for sealing the receipt seal on the payment notice, and the type specification means can specify the type of the payment notice On the basis of the information pertaining to the receipt sealing position on the payment notice included in the payment notice information, if the receipt notice is sealed on the payment notice and the type can not be specified, the temporary payment notice information Imprinting the receipt mark on the payment notice based on the information pertaining to the receipt seal imprint position on the post-separation payment notice included in the, and based on the image of the payment notice imaged by the imaging means, the return section Identify the pressed position of the receipt mark of Characterized in that further comprising stamping means for stamping a receipt mark pressed position of receipt mark the return portion.

  Further, according to the present invention, in the above-described invention, the temporary payment notification information generated by the temporary payment notification information generation unit includes the payment notification processing device having at least the imaging unit and the information reading unit, and the payment notification Storage means for storing the payment notice information generated by the information generation means, and the temporary payment notice information and / or the payment notice information stored by the storage means being updated The information processing apparatus further comprises a management device having distribution means for distributing payment notice information and / or the payment notice information to the payment notice processing device.

  Further, the present invention is a payment notification processing method in a payment notification processing system for processing a payment notification including a return unit to be returned to a customer, and the image data of the post-separation payment notification from which the return unit is separated. A temporary payment notice information generation step of generating temporary payment notice information, an imaging step of picking up image data of the payment notice, and a payment giving payment notice information using the image data picked up by the imaging step The information included in the payment notice is read based on the writing information generation step, the image data of the payment notice imaged in the imaging step, and the temporary payment notice information or the payment notice information generated in the past. And an information reading step.

  According to the present invention, the temporary payment notice information is generated using the image data of the post-separation payment notice separated from the return part to be returned to the customer, and the image data of the payment notice including the return part is taken The system is configured to generate payment notice information using image data of the taken payment notice, and read information included in the payment notice based on the image data of the taken payment notice and the temporary payment notice information or the payment notice information. Therefore, it is possible to flexibly respond to new tax and public payment payments and changes in the payment notice while reducing the human labor of the clerk required to register the information necessary for processing the tax and public payment slips. Can.

FIG. 1 is a view for explaining an outline of a method of registering dictionary data necessary for performing automatic acceptance processing of tax and public money by the tax and public money automatic reception machine according to the present invention. FIG. 2 is a view showing an example of the layout of the payment notice of tax and public money according to the present invention. FIG. 3 is a diagram showing a system configuration of the payment notice processing system according to the present embodiment. FIG. 4 is a block diagram showing a functional internal configuration according to the present embodiment of the tax / public money automatic reception machine shown in FIG. FIG. 5 is an explanatory diagram for explaining a data configuration according to the present embodiment of the tax / public money automatic reception machine shown in FIG. FIG. 6 is a block diagram showing a functional internal configuration according to the embodiment of the business center server shown in FIG. FIG. 7 is an explanatory diagram for explaining a data configuration according to the embodiment of the business center server shown in FIG. FIG. 8 is a block diagram showing a functional internal configuration according to the present embodiment of the management terminal shown in FIG. FIG. 9 is a flow chart showing a processing procedure of the processing when receiving the payment notice of the tax and public money according to the present embodiment of the automatic tax and money receiving machine shown in FIG.

  Hereinafter, preferred embodiments of a payment notice processing system and a payment notice processing method according to the present invention will be described in detail with reference to the attached drawings.

  First, an outline of a method of registering dictionary data necessary for performing automatic acceptance processing of tax and public money by the automatic tax and public money acceptance device 10 according to the present invention will be described with reference to FIG.

  FIG. 1 (a) is a diagram showing the structure of a general tax payment statement. As shown in Fig. 1 (a), the payment notice of the tax and public money often includes a receipt section returned to the customer, and a received notification section stored by the financial institution (hereinafter referred to as "Seitsu department"). And the original part. However, since the form of the payment notice of the tax and public money is not unified, the arrangement order, size, and print layout of the receipt department, the end department and the original mark part may differ, and in some cases the receipt department, the end department There is also a payment notice having an area other than the department and the original part.

  The financial institution receives the payment notice of the tax and public money as shown in FIG. 1 (a) and the money corresponding to the payment amount of the tax and public payment described in the payment notice from the customer, and the predetermined for each type of payment notice. Seal the receipt mark in the area of, and cut off the receipt section to be returned to the customer at the cut position shown in FIG. 1 (a), and return the receipt section sealed in FIG. 1 (b) to the customer Do. In addition, the finished mail section and the original mark section, which is shown in FIG. 1 (c), from which the receipt section to be returned to the customer has been separated, are temporarily stored at the financial institution.

  In order to make it possible to process tax and public money storage processing for payment notices as shown in FIG. 1 (a) received from a customer by a tax and public money automatic reception machine 10 (not shown) without intervention of a financial institution representative. Composed of dictionary information including information for reading the information described in the payment notice by the OCR processing etc., type of payment notice of tax and public money, information of cut position information, and position information of the seal area of the receipt mark Dictionary data is required. Essentially, if there is the entire payment notice as shown in FIG. 1A, the corresponding dictionary information can be created, but the receipt section is separated and returned to the customer. Therefore, in the dictionary data creation process (step S101), using the payment notice from which the return part to the customer stored by the financial institution is separated, the dictionary information corresponding to the payment notice from which the return part to the customer is separated is Create dictionary data to be included as temporary registration data. The temporarily registered dictionary information does not include the position information of the receipt seal area of the return portion to the customer and the information of the cut position.

  By using the dictionary information registered in the dictionary data in the dictionary data creation process of step S101, the tax and public money automatic acceptance machine 10 accepts the payment notice of the tax and public money shown in FIG. 1 (d) and automatically performs the tax and public money. A reception process (step S102) is performed. Specifically, the tax and public money automatic acceptance machine 10 accepts the payment notice of FIG. 1 (d) and acquires an image, and based on the acquired image and the dictionary information of the dictionary data temporarily registered in step S101, payment is made Acquire information such as the payment amount stated in the book, accept money according to the payment amount, seal the receipt mark at a predetermined position of the accepted payment notice, separate the customer return part and return it to the customer. However, since the dictionary information registered in step S101 does not include the position information of the seal area of the receipt mark of the return portion to the customer and the information of the cut position, the seal seal of the receipt mark of the return portion to the customer The position and the cut position at which the customer return portion is separated are automatically specified based on the acquired image of the payment notice of FIG. 1D and the information included in the dictionary information registered at step S101. The cut position can be identified by determining the position corresponding to the part separated as the return part to the customer in FIG. 1C on the image in FIG. 1D. In addition, since the seal area of the receipt mark is usually provided with a title of the area such as "receipt mark" and a blank area indicating a rectangular seal area, it is specified by searching the title character of the area and the blank space of the rectangle. Do.

  However, in the automatic reception process of tax and public money (step S102) performed using the dictionary data temporarily registered in step S101, the cut position and the seal area of the receipt mark may not be appropriately specified. In addition, even if it is properly specified, processing for specifying the cut position and the seal region of the receipt mark is performed each time the processing takes time. Therefore, the tax and public money automatic receiving machine 10 acquires and stores the entire image data of the payment notice of FIG. 1 (d) (step S103). Then, based on the entire image data of the payment notice acquired and stored in step S103, information pertaining to an OCR process or the like for reading information described based on the acquired image of the entire payment notice, the seal area of the receipt seal Dictionary information including position information and cut position information for separating a return part to a customer is registered in the dictionary data as main registration data (step S104). After that, the tax and public money automatic receiving machine 10 performs an automatic tax and public money acceptance process using the dictionary data including the dictionary information registered in step S104.

  In this way, using the payment notice from which the return part to the customer is separated, the information pertaining to the OCR processing etc. for reading the information described in the payment notice from which the return part to the customer is separated and the return part to the customer The dictionary information including the position information of the seal area of the receipt mark in the payment notice from which payment has been cut off is temporarily registered in the dictionary data as temporary registration data, and the tax registration automatic fee reception machine 10 is used by using the dictionary information temporarily registered. While performing automatic acceptance processing of public money, when the payment notice for the dictionary information temporarily registered is received, the image of the entire received payment notice is acquired, and the information described based on the image of the entire acquired payment notice is Dictionary data including information related to OCR processing to be read, position information of the seal area of the receipt mark, and cut position information for separating the return part to the customer as the main registration data as dictionary data Since it was recorded, while reducing the human labor of the clerk required when registering the information necessary for processing the payment notice of tax public money, it is flexible to the new payment notice of tax public money and the change of the payment notice. It can correspond to

  Next, the layout of the payment notice of tax and public money according to the present invention will be described using an example of the payment notice of tax and public money shown in FIG. FIG. 2 shows an example of the payment notice of the tax and public money, showing the layout of the payment notice of the automobile tax.

  The car tax payment notice shown in FIG. 2 includes a tax payment certificate section entitled “Car tax payment certificate”, a receipt section entitled “Car tax payment notice and receipt”, and a car tax receipt. It includes the Satsubu section titled "The Notice Department" and the original letter section titled "The automobile tax payment notice". Also, among these four parts, the tax payment certificate part and the receipt part on the left side are the parts to be returned to the customer, and the right part and the original part are the parts to be stored at the financial institution. It will be called a cut position where the part to be returned to the customer is cut between the department and the department.

  Further, as shown in FIG. 2, in each of the four sections, a pressed area of a receipt mark is disposed along with a title of a receipt date mark. In addition, the payment amount (66,500 yen), information to identify the customer (registration number), and information on the expiration date of the payment notice (June 1, 2015) must be stored at least at the financial institution and in the financial department. Each symbol is included.

  That is, in the dictionary information temporarily registered using the end letter portion and the original mark portion, which is a payment notice that separates the return portion to the customer, the characteristic information for the end mail portion and the original mark portion, the end word portion The information for reading the information contained in the original part and the position information of the seal area of the receipt mark included in the past part and the original part are registered. Therefore, when storing tax and public money using the temporarily registered dictionary information, read the payment amount described in the payment notice, the information identifying the customer, and the information such as the expiration date of the payment notice, It is possible to receive the read payment amount money and use the temporarily registered dictionary data up to the point where the receipt seal is sealed in the seal seal area of the receipt mark of the final passage section and the original mark section.

  On the other hand, because the cut position where the customer return portion is cut off, and the position information of the tax payment certificate which is the portion returned to the customer and the pressing area of the receipt mark of the receipt section are not included in the temporarily registered dictionary data, temporary registration It will specify based on the acquired dictionary data and the image data of the whole acquired payment notice.

  Next, the system configuration of the payment notice processing system according to the present embodiment will be described with reference to FIG. As shown in FIG. 3, an automatic tax and public money acceptance unit 10 is disposed at each branch office of a financial institution, and an office center server 20 and a management terminal 30 are disposed at an office center. The office center server 20 of the office center and the tax / public money automatic reception machine 10 of each sales office are connected via a communication network such as a dedicated line. In addition, the tax and money automatic acceptance machine 10 is connected to the accounting host 90 via a communication network such as a dedicated line, and performs data communication with the accounting host 90 for processing for accepting tax and public money. The office center server 20 of the office center and the management terminal 30 are connected via a communication line such as a LAN (Local Area Network). In the example shown in FIG. 3, although one tax and public money automatic acceptance machine 10 is disposed at each sales office, two or more tax and public money automatic acceptance machines 10 are disposed at the sales office. It is also good. Further, in the example shown in FIG. 3, the management terminal 30 of the office center is configured as one, but a plurality of management terminals 30 may be provided.

  The tax and public money automatic reception machine 10 receives a payment notice of tax and public money from the customer, and reads information such as the payment amount described in the payment notice based on the image data of the payment notice and the dictionary data 17a. In addition, the tax and public money automatic acceptance machine 10 accepts money corresponding to the payment amount read from the payment notice from the customer and stores it inside the device. Further, based on the dictionary data 17a, the tax and public money automatic acceptance machine 10 seals a receipt mark at a predetermined position of the accepted payment notice, separates a receipt section to be returned to the customer, and returns it to the customer. In addition, the tax and automatic payment automatic reception machine 10 transmits to the accounting host 90 that the tax and public money has been stored.

  In addition, in the automatic reception processing of the tax and public money as described above, the tax and public money automatic acceptance machine 10 is provisionally registered based on the payment notice etc. from which the dictionary information of the used dictionary data 17a is separated from the return part to the customer. If it is information, the image data of the entire payment notice acquired in the automatic reception process is transmitted to the business center server 20. In addition, the tax and public money automatic acceptance machine 10 accepts the separated payment notice or blank payment notice for the return part to the customer, acquires the image data, and transmits it to the business center server 20.

  The office center server 20 manages the dictionary data 24a used by the tax and public money automatic reception machine 10, and when the dictionary data 24a is updated, distributes the updated dictionary data 24a to the tax and public money automatic reception machine 10 of the sales branch. . In addition, the office center server 20 receives image data of the entire payment notice in which the contents of the payment amount etc. are described from the tax automatic payment reception machine 10 of the sales branch, image data of the separated payment notice of the portion returned to the customer, or a blank sheet When the image data of the entire payment notice is received, the received data is registered in the received image data 24b.

  The management terminal 30 generates dictionary information for the image data using the image data of the separated payment notice registered in the received image data 24b of the business center server 20 or the image data of the entire blank payment notice. And temporarily register in the dictionary data 24a. In addition, the management terminal 30 generates dictionary information for image data using image data of the entire payment notice in which the contents such as payment amount registered in the received image data 24b of the business center server 20 are described. This data is registered as data 24a. When main registration is performed, if there is corresponding temporarily registered dictionary information, the temporarily registered dictionary information is deleted and main registration data is added.

  Next, a functional internal configuration according to the present embodiment of the tax / public money automatic acceptance machine 10 shown in FIG. 3 will be described. FIG. 4 is a block diagram showing a functional internal configuration according to the present embodiment of the tax and public money automatic acceptance machine 10. As shown in FIG. As shown in FIG. 4, the tax and public money automatic reception machine 10 includes a display operation unit 11, a payment notice processing unit 12, a bill depositing unit 13, a coin depositing unit 14, a printer 15, a communication unit 16, a storage unit 17 and a control unit 18. Have.

  The display operation unit 11 is an input / output unit that receives a display of a screen for a customer to operate and a touch input on the displayed screen. The payment notice processing unit 12 receives a payment notice of tax and public money, and acquires image data of the received payment notice. Further, the payment notice processing unit 12 presses the receipt mark on the received payment notice, separates the return part to the customer, and discharges the separated return part to the customer to return it to the customer. Further, the payment notice processing unit 12 stores therein the payment notice from which the customer return part has been separated.

  The bill depositing unit 13 accepts bills and performs authenticity determination, counts bills determined to be authentic, and stores the counted bills inside. The coin depositing unit 14 receives coins and performs authenticity determination, counts coins determined to be authentic, and stores the counted coins inside. The printer 15 is an output unit that prints a receipt. The communication unit 16 is an interface unit that performs data communication with the accounting host 90 and the business center server 20 via a communication line such as a dedicated line.

  The storage unit 17 is a storage device including a hard disk drive, a non-volatile memory, and the like. The storage unit 17 includes dictionary data 17a, temporary registration image data 17b, and processing history data 17c.

  The dictionary data 17a is data in which the dictionary information for each type of payment notice of tax and public money received by the payment notice processing unit 12 is one record, and information for reading the information described in the payment notice by OCR, etc. It is data comprised with the dictionary information including the position information of the seal column of a receipt mark, and the information of the cut position which cuts off the return part to the customer of a payment notice. The temporary registration image data 17b is data in which the image data of the payment notice transmitted from the tax and public money automatic reception machine 10 is accumulated, and is temporarily stored by the financial institution in the payment process of the tax and public money performed at the window. The image data of the payment notice from which the return part to the customer is separated and the image data of the blank payment notice obtained from the country, local public entity or company are included. The processing history data 17 c is data in which the processing result of the processing for accepting tax and public money performed by the relevant tax and public money automatic reception machine 10 is recorded as a history.

  The control unit 18 is a control unit that controls the entire tax / public money automatic acceptance machine 10, and includes a dictionary data management unit 18a, an image acquisition unit for temporary registration image acquisition unit 18b, a tax / public money acceptance processing unit 18c, and an image data center transmission unit 18d. . In practice, programs corresponding to these functional units are stored in a ROM or non-volatile memory (not shown), and these programs are loaded onto a central processing unit (CPU) and executed to execute corresponding processes. Will be run.

  The dictionary data management unit 18 a updates the dictionary data 17 a based on the dictionary data 24 a distributed from the business center server 20. The temporary registration image acquisition unit 18b receives the payment notice from which the portion to be returned to the customer has been separated by the payment notice processing unit 12, acquires image data of the payment notice, and registers it in the temporary registration image data 17b. In addition, the temporary registration image acquisition unit 18b receives the blank payment notice obtained from the country, the local public entity or the company by the payment notice processing unit 12, obtains the image data of the payment notice, and the temporary registration image data Register at 17b.

  The tax and public money acceptance processing unit 18c is a processing unit that controls acceptance processing of tax and public money. The payment notice processing unit 12 accepts the payment notice of the tax and public money from the customer, and the payment data described in the payment notice based on the image data of the payment notice acquired by the payment notice processing unit 12 and the dictionary data 17a Read the information The tax / public money automatic reception machine 10 receives, from the customer, bills and coins corresponding to the payment amount read from the payment notice by the bill depositing unit 13 and the coin depositing unit 14, and stores them in the apparatus. Further, the tax and public money automatic acceptance machine 10 seals a receipt mark at a predetermined position of the payment notice received based on the dictionary data 17a, separates a receipt section to be returned to the customer, and returns it to the customer. Further, at the end of the payment process of the tax and public money, the automatic tax and public money acceptance machine 10 transmits the processing content to the accounting host 90.

  The dictionary information of the dictionary data 17a corresponding to the acquired payment notice image is temporary registration data, and includes information on the cut position where the return portion to the customer is cut off and the position of the pressed area of the receipt mark in the return portion to the customer. If not, the tax and public money acceptance processing unit 18c specifies the cut position and the sealing position of the receipt mark based on the read image data of the entire payment notice and the dictionary information temporarily registered in the dictionary data 17a. It will be. Specifically, the cut position is specified by determining the position corresponding to the part where the customer return part of the dictionary data 17a temporarily registered is separated on the image of the entire read payment notice. In addition, since the seal area of the receipt mark is usually provided with a title of the area such as "receipt mark" and a blank area indicating a rectangular seal area, the character of the title of the area and the blank space of the rectangle are searched Identify.

  The image data center transmission unit 18 d transmits the temporary registration image data 17 b to the business center server 20 at a predetermined timing. When the image data center transmission unit 18 d acquires image data of the entire payment notice for the information temporarily registered in the dictionary data 17 a, the image data center transmission unit 18 d transmits the image data of the entire payment notice to the business center server 20.

  In the description of the block diagram of FIG. 4, it has been described that the tax / credit automatic receiving machine 10 has the bill depositing unit 13 and the coin depositing unit 14 as a part for processing money, but the present invention is limited to this. It is not something to be done. For example, a mechanism capable of dispensing bills and coins may be provided to be able to dispense change. In addition, a card reader for reading a cash card may be provided, and the payment amount may be deducted from the account corresponding to the card so that the tax and public money can be paid.

  Next, the data configuration according to the present embodiment of the tax / public money automatic acceptance machine 10 shown in FIG. 4 will be described using FIG.

  The dictionary data 17a is a cut that is associated with a payment notice identification number identifying a payment notice of tax and public money, division, payment notice specific image data, OCR information, information on the seal position of the receipt mark, and the customer note cut off It is data in which position information is a record item. The classification is encoded data, and "1" indicates that temporary registration data 1 has been temporarily registered based on the payment notice from which the customer's reserved part has been separated, and "2" indicates country, region Indicates that it is temporary registration data 2 registered based on a blank paper payment notice obtained from a public organization or company, and "9" is registered based on the actual thing of the payment notice described payment contents accepted from the customer It indicates that it is officially registered data. The OCR information is information for reading an item described on the payment notice by the OCR, and has item information for each item to be read. The item information includes item identification information, position information, text information, and the like. The item identification information is identification information capable of identifying an item. Position information is information which shows the position on the payment notice in which the item is described. The character information is format information indicating the format of an item to be recognized such as the type of character, the size of the character, and the type of font.

  The example of the dictionary data 17a of FIG. 5 is data temporarily registered based on the payment notice whose classification is "1" and the copy portion is separated, regarding the payment notice whose payment notice identification number is "100". As the item identification information indicates that the item information corresponding to the item “01012” is registered.

  The image data for temporary registration 17b is image data corresponding to the date when the image was acquired and the payment notice from which the customer's copy for temporary registration data 1 was cut off, or the country, local public entity, or temporary registration data 2 It is data in which image data corresponding to a blank payment notice obtained from a company is used as a record item. The example of the temporary registration image data 17 b in FIG. 5 indicates that “2015/5/10” includes a record having the acquired image data as an item.

  The processing history data 17c records the processing date associated with the processing date and time, the image data of the acquired payment notice, the identification number of the payment notice, the OCR recognition result, and the item information to be sent to the accounting host 90. Data to be held items of The processing classification is coded data, "0" indicates that identification of the payment notice failed, "1" indicates identification of the payment notice, and the dictionary information of the corresponding dictionary data 17a is The temporary registration data 1 provisionally registered based on the payment notice from which the customer's backup portion was cut off, indicating that the position of the pressed area of the receipt mark and the cut position could not be identified, “2” is The payment notice can be identified, and the dictionary information of the corresponding dictionary data 17a is also the temporary registration data 1, indicating that the position of the pressed area of the receipt mark and the cut position can be specified, "3" is Indicates that the payment notice can be identified and that the dictionary information of the corresponding dictionary data 17a is temporary registration data 2 registered based on the blank payment notice obtained from the country, a local public entity or a company, "9" Can identify the payment notice and respond Writing information indicates that the registration data registration.

  In the example of the record of the processing history data 17c of FIG. 5, the processing category is “1”, and the processing performed when the date is “2015/5/10” and the time is “15:00:00” is payment The temporary registration data 1 in which the identification of the document is possible and the dictionary information of the corresponding dictionary data 17a is temporarily registered based on the payment notice from which the customer's copy portion is separated, the position of the pressed area of the receipt mark and the cut It indicates that the location could not be specified and indicates that the identification information of the payment notice is "100".

  Next, a functional internal configuration according to the embodiment of the business center server 20 shown in FIG. 3 will be described. FIG. 6 is a block diagram showing a functional internal configuration according to the embodiment of the business center server 20. As shown in FIG. As shown in FIG. 6, the business center server 20 includes an input unit 21, a display unit 22, a communication unit 23, a storage unit 24, and a control unit 25.

  The input unit 21 is a keyboard, a mouse or the like. The display unit 22 is a liquid crystal panel, a display device, or the like. The communication unit 23 is an interface unit for performing data communication with the tax and automatic payment acceptance machine 10.

  The storage unit 24 is a storage device including a hard disk drive, a non-volatile memory, and the like. The storage unit 24 includes dictionary data 24 a and received image data 24 b. The dictionary data 24a is master data of the dictionary data 17a possessed by the tax and public money automatic reception machine 10. The dictionary data 24a is distributed to the tax and public money automatic reception machine 10 and stored as the dictionary data 17a. The data configuration of the dictionary data 24a is the same as the dictionary data 17a. The received image data 24b is data storing the image data of the payment notice from which the return part sent to the customer is sent from the sales tax automatic payment reception machine 10 or the image data of the entire payment notice. Further, the received image data 24 b also has information on whether registration or update to the dictionary data 24 a has been performed based on the received image data.

  The control unit 25 is a control unit that controls the entire office center server 20, and includes a dictionary data management unit 25a, an image data reception processing unit 25b, and a dictionary data registration unit 25c. In practice, programs corresponding to these functional units are stored in a ROM or non-volatile memory (not shown), and these programs are loaded on the CPU and executed to execute corresponding processes. Become.

  The dictionary data management unit 25a is a processing unit that manages the dictionary data 24a, and when the dictionary data 24a is updated, distributes the dictionary data 24a to the sales tax automatic payment acceptance machine 10 at a predetermined timing.

  The image data reception processing unit 25b is image data of the payment notice from which the return part to the customer is cut off from the tax and public money automatic reception machine 10 of the sales branch, and the entire payment notice of the blank paper obtained from the country, local public entity or company. The image data of the entire actual payment notice in which the data or the payment amount brought in by the customer is described is received and registered in the received image data 24b. In addition, the image data reception processing unit 25b outputs the information related to the image data received from the tax / payment automatic reception machine 10 of the sales branch to the display unit 22 or the like, thereby updating the dictionary data 24a to the person in charge of the office center. Informing that such image data has been received.

  When the dictionary data registration unit 25c receives the update source data acquisition request associated with the update of the dictionary data 24a from the management terminal 30, the dictionary data 24a in the management terminal 30, and information in the dictionary data 24a of the received image data 24b A record not reflected is sent to the management terminal 30. When the dictionary data registration unit 25c receives an update request including the updated contents of the dictionary data 24a and the received image data 24b from the management terminal 30, the dictionary data registration unit 25c updates the dictionary data 24a and the received image data 24b.

  Next, the data configuration according to the present embodiment of the business center server 20 shown in FIG. 6 will be described using FIG.

  The received image data 24b is data in which the date when the image data is received, the data classification, the image data, the payment notice identification number, and the registration processing status are included in the record. Data classification is coded data, “1” indicates that it is the image data 1 for temporary registration based on the payment notice from which the customer's reserved part was cut off, and “2” is the country, local public It shows that it is the image data 2 for temporary registration based on the payment notice of the blank paper obtained from a group or company, and "9" is an image for the main registration based on the real thing of the payment notice in which the payment contents received from the customer are described. Indicates that it is data. Further, the registration process status includes the process status of the update process of the dictionary data 24a based on the image data, and the payment notice identification number of the registered or updated dictionary data 24a. The processing status is encoded data, and "0" indicates that registration or update to the dictionary data 24a based on image data has not been performed, and "1" indicates payment in which the customer's reserved part has been cut off. Indicates that temporary registration has been carried out in the dictionary data 24a based on the image data of the book, and "2" indicates that the dictionary data 24a is based on the image data of the blank payment notice obtained from the country, local public entity or company. It shows that the registration has been carried out, and "9" shows that the main registration has been carried out to the dictionary data 24a based on the image data of the whole of the payment notice described the payment contents received from the customer .

  In the example of the first record of the received image data 24b in FIG. 7, the image data received on the date “2015/5/10” is based on the payment notice in which the data division is “1” and the customer's reserved part is separated. Indicates that it is image data 1 for temporary registration, and there is no payment notice identification number. Based on the image data of the payment notice for which the processing status is “1” and the customer's reserve part has been cut off. The temporary registration to the dictionary data 24a has been performed, and it is indicated that the payment notice identification number of the registered dictionary information is "350". In the example of the second record of the received image data 24b in FIG. 7, the image data received with the date “2015/5/10” has the data classification “9” and the payment contents received from the customer are described Indicates that it is the image data for main registration based on the actual of the payment notice, the payment notice identification number is "100", and the payment details registered from the customer with the processing status of "9" are described on the payment notice registered. This registration has already been performed on the dictionary data 24a based on the image data of the entire actual payment notice, and it is indicated that the payment notice identification number of the registered dictionary information is "100" without change.

  Next, a functional internal configuration according to the present embodiment of the management terminal 30 shown in FIG. 3 will be described. FIG. 8 is a block diagram showing a functional internal configuration of the management terminal 30 according to the present embodiment. As shown in FIG. 8, the management terminal 30 includes an input unit 31, a display unit 32, a communication unit 33, a storage unit 34, and a control unit 35.

  The input unit 31 is a keyboard, a mouse or the like. The display unit 32 is a liquid crystal panel, a display device, or the like. The communication unit 33 is an interface unit for performing data communication with the business center server 20.

  The storage unit 34 is a storage device including a hard disk drive, a non-volatile memory, and the like. The storage unit 34 includes dictionary data 34 a and received image data 34 b. The dictionary data 34 a and the reception image data 34 b are data in which the dictionary data 24 a before reception and the reception image data 24 b acquired from the office center server 20 are stored. The dictionary data 34 a and the received image data 34 b are fed back to the business center server 20 after being updated in the management terminal 30.

  The control unit 35 is a control unit that controls the entire management terminal 30, and includes a dictionary data registration unit 35a. The dictionary data registration unit 35a transmits the update source data acquisition request to the office center server 20, and the office center server 20 records the dictionary data 24a and the received image data 24b that do not reflect information in the dictionary data 24a yet. And is registered in the dictionary data 34a and the received image data 34b. Also, the dictionary data registration unit 35a receives a display of a screen for creating dictionary information based on the received image data 34b and an operation on the screen, and updates the dictionary data 34a and the received image data 34b based on the received content. I do. When updating of the dictionary data registration unit 35a and the received image data 34b is completed based on the data acquired from the office center server 20 according to the update source data acquisition request, the dictionary data registration unit 35a completes the dictionary data registration unit 35a and the received image data 34b. The update content is fed back to the business center server 20 by transmitting an update request including the update content of the business center server 20 to the business center server 20.

  Next, the processing procedure at the time of receipt of the payment notice of the tax and public money according to the present embodiment of the automatic tax and public money acceptance device 10 shown in FIG. 3 will be described using the flowchart shown in FIG.

  The tax payment acceptance processing unit 18c accepts the payment notice by the payment notice processing unit 12, acquires an image of the received payment notice (step S201), adds a new record to the processing history data 17c, and proceeds to step S201. Information such as image data of the acquired payment notice is registered (step S202). Next, the tax and public money acceptance processing unit 18c identifies the payment notice based on the image data of the payment notice acquired in step S201 and the dictionary data 17a, and the record of the processing history data 17c in which the identification result is added in step S202. The payment notice identification number is registered (step S203).

  The payment notice can be identified in the identification process of the payment notice in step S203 (step S204; Yes), the classification of the dictionary information of the dictionary data 17a for the identified payment notice identification number is based on the payment notice from which the customer's copy portion is separated. If the temporary registered data 1 is not “1” indicating that the temporary registration data 1 has been temporarily registered (step S205; No), the tax and public money reception processing unit 18c processes the record of the processing history data 17c added in step S202. Indicates that the payment notice can be identified in the category, and that the dictionary information of the corresponding dictionary data 17a is temporary registration data 2 registered based on the blank paper payment notice obtained from the country, local public entity or company 3 ”or“ 9 ”indicating that the payment notice can be identified and the data of the corresponding dictionary data 17a is the officially registered data That (step S206).

  The process of step S206 will be described in detail. Information on the classification of the record of the dictionary data 17a for the payment notice identification number identified is “2” indicating that it is temporary registration data 2 registered based on the blank payment notice obtained from the country, local public entity or company If it is, the payment notice can be identified in the processing category of the record of the processing history data 17c, and the information of the category of the record of the dictionary information of the corresponding dictionary data 17a is obtained from the country, local public entity or company “3” is set to indicate that it is temporary registration data 2 registered based on the blank paper payment notice. In addition, “9” indicates that the information of the classification of the record of the dictionary data 17a for the identified payment notice identification number is the main registration data registered based on the actual item of the payment notice in which the payment contents received from the customer are described. In the case of “], the payment notice can be identified in the processing category of the record of the processing history data 17c, and“ 9 ”indicating that the data of the corresponding dictionary data 17a is the officially registered data is registered. Set

  Also, in the case where the classification of the dictionary data 17a for the identified payment notice identification number is “1” indicating that it is temporary registration data 1 temporarily registered based on the payment notice from which the customer's copy portion has been cut off (step S205 The process of step S206 is skipped and the process proceeds to step S207.

  The tax and public money acceptance processing unit 18c has read and read the payment notice identification number identified in step S203, the payment amount described in the payment notice based on the dictionary data 17a, the information for identifying the customer, etc. by OCR processing or the like. The information edited based on the contents is registered in the OCR recognition result and item information of the record of the processing history data 17c added in step S202 (step S207).

  If the processing classification of the record of the processing history data 17c added in step S202 is neither "3" nor "9" (step S208; No), the image data of the payment notice acquired in step S201, and step S203 Based on the identification processing result of the payment notice and the dictionary data 17a, the position where the receipt mark is sealed and the cut position where the return part to the customer is cut off are specified (step S209). Specifically, since the seal area of the receipt mark is usually provided with a title of the area such as "receipt mark" and a blank area indicating a rectangular seal area, the title character of the area and the blank space of the rectangle are searched Identify by. Further, the cut position at which the return portion to the customer is separated corresponds to which position in the image of the payment notice acquired at step S201 corresponds to the payment notice obtained by cutting off the return portion to the customer registered in the dictionary data 17a. It can be identified by making a decision.

  If it is possible to specify the cut position where the position to seal the receipt mark and the return part to the customer can be specified in the process of step S209 (step S210; Yes), the tax and public acceptance processor 18c adds the process added in step S202. In the processing category of the record of history data 17c, payment notice can be identified, and the dictionary information of the corresponding dictionary data 17a is temporary registration data 1 temporarily registered based on the payment notice from which the customer's reserved part was cut off Then, “2” is set to indicate that the position of the pressed area of the receipt mark and the cut position have been specified (step S211).

  In addition, the tax payment reception processing unit 18c receives money corresponding to the payment amount read by the reading processing of the information described in the payment notice in step S207 in the bill depositing unit 13 and the coin depositing unit 14 and stores the money therein. (Step S212). Then, the tax and public money acceptance processing unit 18c seals the receipt mark at the seal position of the receipt mark, and separates the payment notice at the cut position to separate the return part to the customer (step S213), and the separated customer notice Are discharged and returned to the customer (step S214), and the process ends.

  In addition, when it is not possible to specify the cut position where the position to seal the receipt mark and the return part to the customer can not be specified in the process of step S209 (step S210; No), the tax and public money reception processing unit 18c performs the process at step S202. Temporary registration data 1 in which payment notice can be identified in the processing category of the added processing history data 17c, and the data of the corresponding dictionary data 17a is temporarily registered based on the payment notice from which the customer's reserved part is cut off 1 And “1” indicating that the position of the pressed area of the receipt mark and the cut position could not be specified is set (step S215). Then, the tax and public money acceptance processing unit 18c displays a message to the effect that the payment notice is to be handled but is processed at the window (step S216), and returns the payment notice accepted in step S201 (step S217) , End the process.

  If the process category of the record of the process history data 17c added in step S202 is "3" or "9" (step S208; Yes), the process proceeds to step S212. If the payment notice can not be identified in the payment notice identification process in step S203 (step S204; No), the payment notice identification process is performed in the processing category of the record of the processing history data 17c added in step S202. “0” indicating failure is set (step S218), and the processing for the payment notice can not be performed by the automatic tax receiver 10, and a message to the effect that the guidance to the window is displayed (step S219), step S217 Migrate to

  In the processing procedure shown in FIG. 9, the payment notice is returned without accepting money when it is not possible to specify the seal position of the receipt mark in step S209 and the cut position at which the customer copy is cut off. The invention is not limited to this. For example, even if it is not possible to specify the seal position of the receipt mark and the cut position to separate the customer copy, the money is stored, and a receipt indicating that the money is stored is issued together with the return of the payment notice. Good.

  As described above, in this embodiment, the present invention relates to an OCR process or the like for reading information described in a payment notice in which the return part to the customer is separated, using the payment notice in which the return part to the customer is separated. By temporarily registering, as temporary registration data, dictionary information including information and position information of the seal area of the receipt mark in the payment notice from which the return part to the customer has been cut off, and using the dictionary information temporarily registered. While performing automatic acceptance processing of tax and public money by the tax and public money automatic reception machine 10, when the payment notice for the temporarily registered dictionary information is received, the image of the entire received payment notice is acquired, and the acquired image of the entire payment notice is Based on the information to be read based on the information such as OCR processing, position information of the seal area of the receipt mark, and the dictionary information including information of the cut position to cut off the return part to the customer Since the dictionary data 24a is registered as data, the new tax and public payments can be paid while reducing the human labor required for registering the information necessary to process the tax and public payments. And it can respond flexibly to changes in payment notices.

  In the present embodiment, the content described in the payment notice of tax and public money is read by OCR, but the present invention is not limited to this. For example, necessary information may be read from a bar code or a QR code (registered trademark) printed on a payment notice.

  Further, in the present embodiment, the tax and automatic payment automatic reception machine 10 acquires the image of the payment notice and the image data of the blank payment notice, from which the return part to the customer is separated, and sends the acquired image to the business center server 20 It has been described that the dictionary data 24a is updated according to the image data transmitted to the business center server 20 by transmitting and operating the management terminal 30 disposed in the business center. Is not limited to this. For example, in the tax and public money automatic acceptance machine 10, the dictionary data 17a for the acquired image data may be updated and transmitted to the business center server 20. In addition, the office center server 20 is not necessarily a necessary device, and if the tax / public money automatic acceptance machine 10 of any sales branch manages the master dictionary data 17a, the master dictionary data 17a is updated. For example, the updated dictionary data 17a may be distributed to the automatic tax / payment controller 10 of another sales office.

  Further, each configuration illustrated in the above-described embodiment is a functional schematic, and does not necessarily have to be physically configured as illustrated. That is, the mode of distribution and integration of each device is not limited to that shown in the drawings, and all or a part thereof is functionally or physically dispersed or integrated in any unit according to various loads, usage conditions, etc. It can be configured.

  As described above, the payment notice processing system and the payment notice processing method according to the present invention can newly reduce the labor of a person in charge of registering information necessary for processing a payment notice of tax and public money. It is suitable for flexibly dealing with the payment notices of various tax and public money and changes in the payment notices.

DESCRIPTION OF SYMBOLS 10 tax / public money automatic reception machine 11 display operation unit 12 payment notice processing unit 13 bill depositing unit 14 coin depositing unit 15 printer 16, 23, 33 communication unit 17, 24, 34 storage unit 17a, 24a, 34a dictionary data 17b for temporary registration Image data 17c Processing history data 18, 25, 35 Control unit 18a, 25a Dictionary data management unit 18b Temporary registration image acquisition unit 18c Tax and publicity acceptance processing unit 18d Image data center transmission unit 20 Business center server 21, 31 Input unit 22, 32 display unit 24b, 34b received image data 25b image data reception processing unit 25c, 35a dictionary data registration unit 30 management terminal 90 accounting host

Claims (8)

A payment notice processing system for processing a payment notice including a return section to be returned to a customer,
Temporary payment notice information generation means for generating temporary payment notice information using the image data of the post-separation payment notice from which the return section has been separated;
Imaging means for imaging the image data of the payment notice;
Payment notice information generation means for generating payment notice information using the image data captured by the imaging means;
Information reading means for reading information included in the payment notice based on image data of the payment notice imaged by the imaging means and the temporary payment notice information or the payment notice information generated in the past; Payment notice processing system characterized by.   The temporary payment notice information generation means includes post-breaking payment notice characteristic information including feature information of the post-breaking payment notice, a type of the payment notice, and position information of information included in the post-breaking payment notice and The payment notice processing system according to claim 1, wherein temporary payment notice information in which form information is associated is generated.   The payment notice information generating means includes payment notice feature information including feature information of the payment notice including the return section, a type of the payment notice, and positional information and format information of information included in the payment notice including the return section. The payment notice processing system according to claim 1 or 2, characterized in that the payment notice information is generated in correspondence with. The system further comprises type specifying means for specifying a type of payment notice for image data of the payment notice imaged by the imaging means based on the payment notice information.
The information reading means is
When the type identification means can identify the type of the payment notice, the information contained in the image data is read based on the payment notice information, and when the information can not be identified, the temporary payment notice information Read the information contained in the image data,
The payment notice information generating means
4. The payment notice information is generated based on the image data of the payment notice taken by the imaging unit when the type of the payment notice can not be specified by the type specifying unit. Payment notice processing system described in any one. The payment notice information generating means
Generating the payment notice information including information related to the separation position from which the return section is separated from the payment notice,
When the type of the payment notice can be specified by the type specifying means, the return unit is separated based on the information related to the separation position included in the payment notice information, and when the type can not be specified, It further comprises a separating means for specifying the separation position based on the image data of the payment notice imaged by the imaging means and the temporary payment notice information, and separating the return part at the specified separation position. The payment notice processing system according to claim 4, characterized in that: The temporary payment notice information generation means
Generate the temporary payment notice information including information pertaining to a receipt seal sealing position for sealing a receipt seal on the post-separation payment notice,
The payment notice information generating means
Generate the payment notice information including the information pertaining to the receipt seal imprint position to seal the receipt seal on the payment notice,
When the type of the payment notice can be specified by the type specifying means, the receipt seal is sealed on the payment notice based on the information pertaining to the receipt seal imprint position on the payment notice included in the payment notice information, If the type can not be specified, the receipt marking is sealed on the payment notice based on the information pertaining to the receipt marking seal position on the post-breaking payment notice included in the temporary payment notice information, and the image pickup means The printing apparatus further comprises a sealing means for specifying the pressed position of the receipt mark of the return section based on the image of the payment notice taken at step d) and sealing the receipt mark at the pressed position of the receipt mark of the specified return section. The payment notice processing system according to any one of claims 4 or 5. And a payment notice processing device having at least the imaging means and the information reading means;
Storage means for storing the temporary payment notice information generated by the temporary payment notice information generation means and the payment notice information generated by the payment notice information generation means;
When the temporary payment notice information and / or the payment notice information stored by the storage means is updated, the updated temporary payment notice information and / or the payment notice information is distributed to the payment notice processing device The payment notice processing system according to any one of claims 1 to 6, further comprising: a management apparatus having: A payment notice processing method in a payment notice processing system for processing a payment notice including a return section to be returned to a customer,
A temporary payment notice information generation step of generating temporary payment notice information using the image data of the post-separation payment notice from which the return section has been separated;
An imaging step of imaging the image data of the payment notice;
A payment notice information generation step of generating payment notice information using the image data captured by the imaging step;
An information reading step of reading information included in the payment notice based on the image data of the payment notice imaged in the imaging step and the temporary payment notice information or the payment notice information generated in the past; Payment notice processing method characterized by

Images