JP6340367B2 - トランザクション処理の検証のための方法、システム、およびデバイス - Google Patents

トランザクション処理の検証のための方法、システム、およびデバイス Download PDF

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Publication number
JP6340367B2
JP6340367B2 JP2015525397A JP2015525397A JP6340367B2 JP 6340367 B2 JP6340367 B2 JP 6340367B2 JP 2015525397 A JP2015525397 A JP 2015525397A JP 2015525397 A JP2015525397 A JP 2015525397A JP 6340367 B2 JP6340367 B2 JP 6340367B2
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user
smart card
host computer
card
service provider
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Japanese (ja)
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JP2015529900A (ja
Inventor
クリスティアン・ウォーフース
ビョルン・エリアス・ヘストハマー
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サイポッド・テクノロジー・アーエス
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    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/085—Payment architectures involving remote charge determination or related payment systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3226—Use of secure elements separate from M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/353—Payments by cards read by M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4012—Verifying personal identification numbers [PIN]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
JP2015525397A 2012-08-02 2013-08-02 トランザクション処理の検証のための方法、システム、およびデバイス Expired - Fee Related JP6340367B2 (ja)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
NO20120867 2012-08-02
NO20120867A NO335081B1 (no) 2012-08-02 2012-08-02 Fremgangsmåte, system og anordning for smart tilgangskontroll for e-handelbetaling
PCT/NO2013/000042 WO2014021720A2 (en) 2012-08-02 2013-08-02 Method, system and device for e-commerce payment intelligent access control

Publications (2)

Publication Number Publication Date
JP2015529900A JP2015529900A (ja) 2015-10-08
JP6340367B2 true JP6340367B2 (ja) 2018-06-06

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JP2015525397A Expired - Fee Related JP6340367B2 (ja) 2012-08-02 2013-08-02 トランザクション処理の検証のための方法、システム、およびデバイス

Country Status (10)

Country Link
US (1) US9953325B2 (enExample)
EP (3) EP3836062A1 (enExample)
JP (1) JP6340367B2 (enExample)
AU (2) AU2013297173A1 (enExample)
BR (1) BR112015002216A2 (enExample)
IN (1) IN2015KN00543A (enExample)
NO (1) NO335081B1 (enExample)
RU (1) RU2644132C2 (enExample)
WO (1) WO2014021720A2 (enExample)
ZA (1) ZA201501427B (enExample)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2678047B2 (ja) 1989-02-18 1997-11-17 大和製衡株式会社 計量機

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* Cited by examiner, † Cited by third party
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RU2630166C1 (ru) * 2016-05-27 2017-09-05 Общество с ограниченной ответственностью "БЕСКОНТАКТ" (ООО "БЕСКОНТАКТ") Система, способ и устройство для осуществления онлайн платежей с использованием платежных карт
US10530803B1 (en) * 2016-07-05 2020-01-07 Wells Fargo Bank, N.A. Secure online transactions
JP2018084892A (ja) * 2016-11-22 2018-05-31 東芝テック株式会社 チェックアウトシステム、決済装置及びその制御プログラム
US11494765B2 (en) * 2017-05-11 2022-11-08 Visa International Service Association Secure remote transaction system using mobile devices
KR102651317B1 (ko) 2020-02-19 2024-03-26 주식회사 올링크 모바일 단말기를 이용한 결제정보 전달 시스템 및 이를 이용한 결제정보 전달 방법
US11689538B2 (en) * 2020-10-28 2023-06-27 Capital One Services, Llc Methods and systems for authentication for high-risk communications

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EP1026641B1 (en) 1999-02-01 2013-04-24 International Business Machines Corporation Method and system for establishing a trustworthy connection between a user and a terminal
US6985583B1 (en) * 1999-05-04 2006-01-10 Rsa Security Inc. System and method for authentication seed distribution
WO2001060013A1 (en) * 2000-02-08 2001-08-16 Swisscom Mobile Ag Single sign-on process
AU2001236580A1 (en) 2000-07-06 2002-01-21 Hitae Lee Three-way encryption/decryption system
US7606733B2 (en) * 2000-10-27 2009-10-20 Sandisk Il Ltd. Account portability for computing
US7242766B1 (en) * 2001-11-21 2007-07-10 Silicon Image, Inc. Method and system for encrypting and decrypting data using an external agent
US6882729B2 (en) * 2002-12-12 2005-04-19 Universal Electronics Inc. System and method for limiting access to data
KR100930457B1 (ko) * 2004-08-25 2009-12-08 에스케이 텔레콤주식회사 이동통신단말을 이용한 인증 및 결제 시스템과 방법
WO2007010333A1 (en) * 2005-07-20 2007-01-25 Hani Girgis Host security module using a collection of smartcards
EP1811421A1 (en) * 2005-12-29 2007-07-25 AXSionics AG Security token and method for authentication of a user with the security token
JP4954628B2 (ja) * 2006-05-16 2012-06-20 修 亀田 真性乱数発生素子あるいは擬似乱数発生素子を用いた認証用デバイス、認証装置及び認証方法
JP2008040908A (ja) 2006-08-08 2008-02-21 Softbank Mobile Corp シード配布システム、携帯端末、シード配布プログラムおよびシード配布方法
TWI321731B (en) * 2006-09-18 2010-03-11 Quanta Comp Inc Device connection system and device connection method
SG147345A1 (en) * 2007-05-03 2008-11-28 Ezypay Pte Ltd System and method for secured data transfer over a network from a mobile device
FR2928798B1 (fr) * 2008-03-14 2011-09-09 Centre Nat Rech Scient Procede d'authentification, systeme d'authentification, terminal serveur, terminal client et programmes d'ordinateur correspondants
US20100074438A1 (en) * 2008-09-24 2010-03-25 Industrial Technology Research Institute Systems and methods for key management
US20120095919A1 (en) 2010-10-15 2012-04-19 Hart Annmarie D Systems and methods for authenticating aspects of an online transaction using a secure peripheral device having a message display and/or user input
DE202010018418U1 (de) * 2010-11-24 2016-06-16 Kobil Systems Gmbh Datenträgervorrichtung mit eigenem Prozessor zur Ausführung eines Netzzugriffprogramms
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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2678047B2 (ja) 1989-02-18 1997-11-17 大和製衡株式会社 計量機

Also Published As

Publication number Publication date
NO335081B1 (no) 2014-09-08
WO2014021720A3 (en) 2014-05-15
AU2019204157A1 (en) 2019-07-04
ZA201501427B (en) 2016-01-27
RU2015107243A (ru) 2016-09-20
EP3836062A1 (en) 2021-06-16
EP2880612A4 (en) 2016-04-13
JP2015529900A (ja) 2015-10-08
NO20120867A1 (no) 2014-02-03
WO2014021720A9 (en) 2014-03-27
IN2015KN00543A (enExample) 2015-07-17
AU2013297173A1 (en) 2015-03-19
EP3306551A1 (en) 2018-04-11
WO2014021720A2 (en) 2014-02-06
BR112015002216A2 (pt) 2017-07-04
US9953325B2 (en) 2018-04-24
EP2880612A2 (en) 2015-06-10
RU2644132C2 (ru) 2018-02-07
US20150269576A1 (en) 2015-09-24

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