JP5920747B1 - アプリケーションプログラムおよびカード - Google Patents
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- JP5920747B1 JP5920747B1 JP2015078773A JP2015078773A JP5920747B1 JP 5920747 B1 JP5920747 B1 JP 5920747B1 JP 2015078773 A JP2015078773 A JP 2015078773A JP 2015078773 A JP2015078773 A JP 2015078773A JP 5920747 B1 JP5920747 B1 JP 5920747B1
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3226—Use of secure elements separate from M-devices
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- B—PERFORMING OPERATIONS; TRANSPORTING
- B42—BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
- B42D—BOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
- B42D25/00—Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof
- B42D25/20—Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof characterised by a particular use or purpose
- B42D25/22—Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof characterised by a particular use or purpose for use in combination with accessories specially adapted for information-bearing cards
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- G06F—ELECTRIC DIGITAL DATA PROCESSING
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- G—PHYSICS
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- G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
- G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
- G06K19/0701—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips at least one of the integrated circuit chips comprising an arrangement for power management
- G06K19/0702—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips at least one of the integrated circuit chips comprising an arrangement for power management the arrangement including a battery
- G06K19/0705—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips at least one of the integrated circuit chips comprising an arrangement for power management the arrangement including a battery the battery being connected to a power saving arrangement
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- G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
- G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
- G06K19/073—Special arrangements for circuits, e.g. for protecting identification code in memory
- G06K19/07309—Means for preventing undesired reading or writing from or onto record carriers
- G06K19/07345—Means for preventing undesired reading or writing from or onto record carriers by activating or deactivating at least a part of the circuit on the record carrier, e.g. ON/OFF switches
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- G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
- G06K7/10—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
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- G—PHYSICS
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
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- G—PHYSICS
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/354—Card activation or deactivation
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/356—Aspects of software for card payments
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M1/00—Substation equipment, e.g. for use by subscribers
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/08—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code using markings of different kinds or more than one marking of the same kind in the same record carrier, e.g. one marking being sensed by optical and the other by magnetic means
- G06K19/10—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code using markings of different kinds or more than one marking of the same kind in the same record carrier, e.g. one marking being sensed by optical and the other by magnetic means at least one kind of marking being used for authentication, e.g. of credit or identity cards
Abstract
Description
図1は、本実施形態におけるカード活性化システム1の要部構成を示すブロック図である。図1に示すように、カード活性化システム1は、スマートフォン(携帯端末)2およびカード(対象カード)3によって構成されている。カード活性化システム1では、クレジットカードまたはキャッシュカード(デビットカード)として機能するカード3は、近距離無線通信を介してスマートフォン2によって活性化される。換言すると、カード3は、スマートフォン2によって活性化されるまでは非活性化されているため、カードが活性化されるまでユーザはカード3を使用することができない。
スマートフォン2は、カード3から、カード3を他のカードと識別するための情報であるカード情報を受信し、当該カード情報が所定のカード情報と一致する場合に、カード3を活性化させる。本発明におけるカード情報の例として、カード番号を挙げることができるが、それに限定されない。また、本発明では、カードを活性化させる端末はスマートフォンに限定されず、電話機能を有しない携帯端末(タブレットPCなど)であってもよい。スマートフォン2は、図1に示すように、スマートフォンNFC通信部21、指紋センサ22、表示部23、操作受付部24、およびスマートフォン制御部25を備えている。
カード3は、スマートフォン2にカード情報を送信し、スマートフォン2から活性化させる指示を受け付けると活性化する。カード3は、図1に示すように、カードNFC通信部31、LCD32a、LCD32b、LCD32c、カード制御部33、スイッチ36、バッテリー37、および太陽光パネル(太陽電池)38を備えている。
図2は、本実施形態におけるスマートフォン2の処理の流れを示すフローチャートである。スマートフォン2の処理について、図2を用いて説明する。
図3は、本実施形態におけるカード3の処理の流れを示すフローチャートである。カード3の処理について、図3を用いて説明する。
図4は、本実施形態におけるスマートフォン2が表示する画像の例である。図4に示すように、スマートフォン2は、カードを活性化させると、残りの決済時間を示す画像40を含む画像を表示部23に表示する。なお、スマートフォン2は、画像40に加えて、決済回数を示す画像を含む構成であってもよい。このように、スマートフォン2は、決済時間および決済回数の少なくとも何れかを表示することにより、カードが活性化する期間およびカードを使用可能な回数をユーザに報知することができる。
図5は、本実施形態におけるカード3の外観を示す図である。以下、カード3において、所有者の署名を記載する面を裏面、裏面の反対側の面を表面と称する。図5の(a)は、カード3が非活性化されているときの表面の外観を示す図であり、(b)は、カード3が活性化されているときの裏面の外観を示す図であり、(c)は、カード3が活性化されているときの表面の外観を示す図である。
スマートフォン2およびカード3における各制御ブロック(特にスマートフォン2のスマートフォン制御部25)は、集積回路(ICチップ)等に形成された論理回路(ハードウェア)によって実現してもよいし、CPU(Central Processing Unit)を用いてソフトウェア(アプリケーションプログラム)によって実現してもよい。
2 スマートフォン(携帯端末)
3 カード(対象カード)
27 カード情報管理部(カード情報受信部、判定部)
28 カード活性化部
32a〜32c LCD(表示部)
34 カード管理部(カード情報送信部、活性化指示受付部、活性化部)
38 太陽光パネル(太陽電池)
Claims (4)
- 携帯端末に実行させるためのアプリケーションプログラムであって、
クレジットカードまたはキャッシュカードである対象カードから、当該対象カードを他のカードと識別するための情報であるカード情報を受信するカード情報受信部と、
上記カード情報受信部が受信したカード情報が、所定のカード情報と一致するか否かを判定する判定部と、
上記判定部が、上記カード情報は所定のカード情報と一致すると判定した場合、上記対象カードを活性化させるカード活性化部と、
として上記携帯端末を機能させるためのアプリケーションプログラム。 - 上記カード活性化部は、上記対象カードを活性化させる期間および上記対象カードの使用回数の少なくとも何れかを指定して、上記対象カードを活性化させることを特徴とする請求項1に記載のアプリケーションプログラム。
- クレジットカードまたはキャッシュカードとして機能するカードであって、
当該カードを他のカードと識別するための情報であるカード情報を携帯端末に送信するカード情報送信部と、
携帯端末から当該カードを活性化させる指示を受け付ける活性化指示受付部と、
上記活性化指示受付部が受け付けた指示に従って当該カードを活性化させる活性化部と、
を備えることを特徴とするカード。 - カード情報の少なくとも一部を表示する表示部と、
上記表示部に電力を供給する太陽電池と、
を備えることを特徴とする請求項3に記載のカード。
Priority Applications (7)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
JP2015078773A JP5920747B1 (ja) | 2015-04-07 | 2015-04-07 | アプリケーションプログラムおよびカード |
KR1020177031801A KR20170133478A (ko) | 2015-04-07 | 2016-01-27 | 카드 및 애플리케이션 프로그램 |
EP16776303.6A EP3282396A4 (en) | 2015-04-07 | 2016-01-27 | Card and application program |
US15/564,567 US20180117944A1 (en) | 2015-04-07 | 2016-01-27 | Card and application program |
CN201680033144.4A CN107636694A (zh) | 2015-04-07 | 2016-01-27 | 卡以及应用程序 |
PCT/JP2016/052391 WO2016163134A1 (ja) | 2015-04-07 | 2016-01-27 | カードおよびアプリケーションプログラム |
TW105102811A TW201643787A (zh) | 2015-04-07 | 2016-01-29 | 卡片及應用程式產品 |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
JP2015078773A JP5920747B1 (ja) | 2015-04-07 | 2015-04-07 | アプリケーションプログラムおよびカード |
Publications (2)
Publication Number | Publication Date |
---|---|
JP5920747B1 true JP5920747B1 (ja) | 2016-05-18 |
JP2016200879A JP2016200879A (ja) | 2016-12-01 |
Family
ID=55974047
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
JP2015078773A Active JP5920747B1 (ja) | 2015-04-07 | 2015-04-07 | アプリケーションプログラムおよびカード |
Country Status (7)
Country | Link |
---|---|
US (1) | US20180117944A1 (ja) |
EP (1) | EP3282396A4 (ja) |
JP (1) | JP5920747B1 (ja) |
KR (1) | KR20170133478A (ja) |
CN (1) | CN107636694A (ja) |
TW (1) | TW201643787A (ja) |
WO (1) | WO2016163134A1 (ja) |
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- 2016-01-27 EP EP16776303.6A patent/EP3282396A4/en not_active Withdrawn
- 2016-01-27 US US15/564,567 patent/US20180117944A1/en not_active Abandoned
- 2016-01-27 CN CN201680033144.4A patent/CN107636694A/zh active Pending
- 2016-01-27 WO PCT/JP2016/052391 patent/WO2016163134A1/ja active Application Filing
- 2016-01-29 TW TW105102811A patent/TW201643787A/zh unknown
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EP3282396A4 (en) | 2018-04-04 |
JP2016200879A (ja) | 2016-12-01 |
WO2016163134A1 (ja) | 2016-10-13 |
CN107636694A (zh) | 2018-01-26 |
US20180117944A1 (en) | 2018-05-03 |
KR20170133478A (ko) | 2017-12-05 |
TW201643787A (zh) | 2016-12-16 |
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