JP5904879B2

JP5904879B2 - ATM, bank system and ATM banknote bagging method

Info

Publication number: JP5904879B2
Application number: JP2012126067A
Authority: JP
Inventors: 有莉橋本
Original assignee: Japan Research Institute Ltd
Current assignee: Japan Research Institute Ltd
Priority date: 2012-06-01
Filing date: 2012-06-01
Publication date: 2016-04-20
Anticipated expiration: 2032-06-01
Also published as: JP2013250863A

Description

本発明は、ＡＴＭ、銀行システム及びＡＴＭの紙幣袋詰め方法に関する。 The present invention relates to an ATM, a bank system, and an ATM bill bagging method.

従来、顧客は、銀行等に設けられたＡＴＭを利用して、自分の口座から紙幣を引き出すことができる。例えば、顧客は、ＡＴＭにキャッシュカードを挿入し、本人認証のための暗証番号や引き出す金額を入力することで、ＡＴＭから紙幣が排出される。 Conventionally, a customer can withdraw banknotes from his / her account using an ATM provided in a bank or the like. For example, a customer inserts a cash card into an ATM, and inputs a password for authenticating the person and an amount to be withdrawn, whereby banknotes are discharged from the ATM.

通常、紙幣は、ＡＴＭからそのまま排出される。このため、ＡＴＭの周囲にいる者に、ＡＴＭから引き出した紙幣の量を見られてしまう場合があり、例えば、多額の現金を引き出した者は、身の危険を感じる場合もある。そこで、ＡＴＭの内部において、予め引き出す紙幣を袋詰めしてしまってから排出すれば、ＡＴＭの周囲にいる者に、引き出した紙幣の量を見られることを防止できる。 Usually, a banknote is discharged | emitted as it is from ATM. For this reason, a person around the ATM may see the amount of banknotes withdrawn from the ATM. For example, a person who withdraws a large amount of cash may feel personal danger. Therefore, if the banknotes to be pulled out are packed in advance in the ATM and then discharged, it is possible to prevent a person around the ATM from seeing the amount of the banknotes pulled out.

このように紙幣を袋詰めするＡＴＭとして、支払要求現金を計数して放出する現金放出機構により放出された現金を封筒に入れ、封緘して放出する技術が提案されている（例えば、特許文献１参照）。この技術によれば、放出する現金を封筒に入れ、封緘して放出できる。 Thus, as ATM which packs a banknote, the technique which puts the cash discharge | released by the cash discharge | release mechanism which counts and discharge | releases payment request | requirement cash in an envelope, seals and discharge | releases is proposed (for example, patent document 1). reference). According to this technique, the cash to be discharged can be put in an envelope, sealed and discharged.

特公平０８−０１０４７０号公報Japanese Patent Publication No. 08-010470

しかしながら、特許文献１の技術では、ＡＴＭから放出された現金は、封筒に入れられ、この封筒が封緘されている。このため、現金を引き出した者は、封筒を開封しなければ、自分が入力した金額が引き出せたか否かを確認できない。現金を引き出した者には、自分が入力した金額が引き出せたか否かを、ＡＴＭのそばで確認したい要望がある。現金を引き出した者は、ＡＴＭのそばで金額が不足していることが判明すれば、その場で対応できるが、例えば、自宅に帰ってから開封し、金額が不足していることが判明すれば、再び、ＡＴＭが設置されている銀行等に戻り対応しなければならない。一方、現金を引き出した者は、ＡＴＭのそばで、現金の入った封筒を開封して金額を確認すると、ＡＴＭの周囲にいる者に、ＡＴＭから引き出した紙幣の量を見られてしまうおそれがある。 However, in the technique of Patent Document 1, the cash released from the ATM is put in an envelope, and the envelope is sealed. For this reason, the person who withdraws the cash cannot confirm whether or not the amount of money he has entered can be withdrawn without opening the envelope. There is a demand for the person who withdraws the cash to confirm by the ATM whether or not the amount of money he has entered can be withdrawn. The person who withdraws the cash can respond on the spot if it is found that the amount of money is short by the ATM. In such a case, it will be necessary to return to the bank where the ATM is installed. On the other hand, if a person who withdraws cash opens an envelope containing cash and confirms the amount of money near the ATM, the person around the ATM may see the amount of banknotes withdrawn from the ATM. is there.

本発明は、上記のような課題に鑑み、なされたものであり、顧客により引き出した金額であると確認された紙幣を袋詰めできるＡＴＭ、銀行システム及びＡＴＭの紙幣袋詰め方法を提供することを目的とする。 The present invention has been made in view of the above problems, and provides an ATM, a banking system, and an ATM banknote bagging method that can pack banknotes that have been confirmed to be money drawn by a customer. Objective.

上記のような課題を解決するため、本発明のＡＴＭ、銀行システム及びＡＴＭの紙幣袋詰め方法は、以下のような特徴を備える。 In order to solve the above-described problems, the ATM, bank system, and banknote bagging method of the present invention have the following features.

本発明のＡＴＭは、顧客の金銭取引に関する要求を受付けるＡＴＭであって、前記顧客の操作に基づき、引き出す金銭の金額を示す金額情報を受け付ける金額情報受付手段と、前記金額情報受付手段が受け付けた前記金額情報に基づき、金銭の引き出しに関する動作を制御する金銭引出制御手段と、前記金銭引出制御手段の制御により、前記金額情報が示す金額の紙幣を袋に挿入する紙幣袋詰め手段と、前記金銭引出制御手段の制御により、前記紙幣袋詰め手段が前記袋に挿入した前記紙幣を前記顧客に示し、前記袋に挿入した前記紙幣の枚数を前記顧客により確認可能とする枚数確認手段と、前記顧客の操作に基づき、前記袋に挿入した前記紙幣の枚数が確認されたことを示す確認済み情報を受け付ける確認済み情報受付手段と、前記金銭引出制御手段の制御により、前記確認済み情報受付手段において前記確認済み情報を受け付けた場合に、前記袋を封緘して排出する封緘手段と、を備えることを特徴とする。 The ATM of the present invention is an ATM that accepts a request relating to a customer's money transaction, and the amount information receiving means that receives amount information indicating the amount of money to be withdrawn based on the operation of the customer, and the amount information receiving means received Based on the money amount information, a money withdrawal control means for controlling an operation relating to the withdrawal of money, a banknote bag filling means for inserting a bill of money indicated by the money amount information into a bag by the control of the money withdrawal control means, and the money The number control means for indicating to the customer the banknotes inserted into the bag by the banknote bag packing means under the control of the withdrawal control means, and enabling the customer to check the number of banknotes inserted into the bag; and the customer A confirmed information receiving means for receiving confirmed information indicating that the number of bills inserted into the bag has been confirmed based on the operation of; and the money The control of the output control means, when receiving the verified information in the verified information reception means, characterized in that it comprises a sealing means for discharging by sealing the bag.

上記構成によれば、金額情報受付手段は、顧客の操作に基づき、引き出す金銭の金額を示す金額情報を受け付ける。金銭引出制御手段は、金額情報受付手段が受け付けた金額情報に基づき、金銭の引き出しに関する動作を制御する。紙幣袋詰め手段は、金銭引出制御手段の制御により、金額情報が示す金額の紙幣を袋に挿入する。枚数確認手段は、金銭引出制御手段の制御により、紙幣袋詰め手段が袋に挿入した紙幣を顧客に示し、袋に挿入した紙幣の枚数を顧客により確認可能とする。確認済み情報受付手段は、顧客の操作に基づき、袋に挿入した紙幣の枚数が確認されたことを示す確認済み情報を受け付ける。封緘手段は、金銭引出制御手段の制御により、確認済み情報受付手段において確認済み情報を受け付けた場合に、袋を封緘して排出する。 According to the above configuration, the money amount information accepting unit accepts money amount information indicating the amount of money to be withdrawn based on the operation of the customer. The money withdrawal control unit controls an operation relating to the withdrawal of money based on the amount information received by the amount information receiving unit. The bill bag packing means inserts the bill of the amount indicated by the amount information into the bag under the control of the money withdrawal control unit. The number confirmation means indicates to the customer the banknote inserted by the banknote bag filling means into the bag under the control of the money withdrawal control means, and enables the customer to check the number of banknotes inserted into the bag. The confirmed information receiving means receives confirmed information indicating that the number of banknotes inserted into the bag has been confirmed based on the operation of the customer. The sealing means seals and discharges the bag when the confirmed information is received by the confirmed information receiving means under the control of the money withdrawal control means.

このようにすることで、顧客の操作に基づく金額の紙幣を引き出し袋に挿入できる。そして、袋に挿入された紙幣の枚数を顧客に確認させてから、袋を封緘してＡＴＭから排出できる。したがって、顧客により引き出した金額であると確認された紙幣を袋詰めできるＡＴＭを提供できる。 By doing in this way, the banknote of the amount based on a customer's operation can be inserted in a drawer bag. And after making a customer confirm the number of the banknotes inserted in the bag, the bag can be sealed and discharged from the ATM. Therefore, it is possible to provide an ATM that can pack a banknote that has been confirmed to be an amount withdrawn by a customer.

また、上記ＡＴＭの発明は、さらに以下の特徴を備えることができる。前記枚数確認手段は、前記袋に挿入された前記紙幣の側縁の一部を拡大して表示する拡大表示手段と、前記拡大表示手段において、拡大して表示された前記紙幣の側縁の一部と対比して表示され、複数の前記紙幣が重ねられたときの厚さの基準となる目盛りを有する対比基準手段と、を備えることを特徴とする。 Further, the ATM invention can further include the following features. The number confirmation means includes an enlarged display means for enlarging and displaying a part of the side edge of the bill inserted into the bag, and an enlarged display means for displaying one of the side edges of the banknote enlarged. Contrast reference means having a scale that is displayed in comparison with the section and serves as a reference for thickness when the plurality of banknotes are stacked.

上記構成によれば、枚数確認手段において、拡大表示手段は、袋に挿入された紙幣の側縁の一部を拡大して表示し、対比基準手段は、拡大表示手段において、拡大して表示された紙幣の側縁の一部と対比して表示され、複数の紙幣が重ねられたときの厚さの基準となる目盛りを有する。このようにすることで、顧客は、拡大して表示された紙幣の側縁の一部と、目盛りとを対比して、紙幣が引き出した金額の枚数分だけ袋に挿入されているかを確認できる。 According to the above configuration, in the sheet number confirmation means, the enlarged display means enlarges and displays a part of the side edge of the bill inserted into the bag, and the comparison reference means enlarges and displays the enlarged reference means. And a scale serving as a reference for thickness when a plurality of banknotes are stacked. By doing in this way, the customer can confirm whether or not a part of the side edge of the banknote displayed in an enlarged manner is compared with the scale and whether or not the banknote has been inserted into the bag by the number of moneys withdrawn. .

また、上記ＡＴＭの発明は、以下の特徴を備えることができる。前記金銭引出制御手段の制御により、複数種類の前記袋のデザインを表示する表示手段と、前記顧客の操作に基づき選択された前記複数種類の前記袋のデザインのいずれかを示す選択デザイン情報を受け付ける選択デザイン受付手段と、を更に備え、
前記金銭引出制御手段は、前記紙幣袋詰め手段に対し、前記選択デザイン受付手段で受け付けた前記選択デザイン情報が示すデザインの前記袋に前記紙幣を挿入させる制御を行うことを特徴とする。 The ATM invention can have the following features. Under the control of the money withdrawal control means, display means for displaying a plurality of types of bag designs and selection design information indicating any of the plurality of types of bag designs selected based on the operation of the customer are received. A selection design receiving means,
The money withdrawal control unit controls the banknote bag filling unit to insert the banknote into the bag having the design indicated by the selection design information received by the selection design reception unit.

上記構成によれば、表示手段は、金銭引出制御手段の制御により、複数種類の袋のデザインを表示する。選択デザイン受付手段は、顧客の操作に基づき選択された複数種類の袋のデザインのいずれかを示す選択デザイン情報を受け付ける。金銭引出制御手段は、紙幣袋詰め手段に対し、選択デザイン受付手段で受け付けた選択デザイン情報が示すデザインの袋に紙幣を挿入させる制御を行う。このようにすることで、複数種類の袋の中から、顧客が選択したデザインの袋に、紙幣を挿入できる。 According to the above configuration, the display means displays a plurality of types of bag designs under the control of the money withdrawal control means. The selected design receiving means receives selected design information indicating any one of a plurality of types of bag designs selected based on a customer operation. The money withdrawal control unit controls the banknote bag filling unit to insert the banknote into the bag having the design indicated by the selected design information received by the selected design receiving unit. By doing in this way, a banknote can be inserted in the bag of the design which the customer selected from multiple types of bags.

また、上記ＡＴＭを含む銀行システムの発明は、以下の特徴を備えることができる。上記ＡＴＭと、前記ＡＴＭとネットワークを介して接続された銀行サーバと、前記銀行サーバとネットワークを介して接続された、振込者の振込端末及び引出者の引出端末と、を備える銀行システムであって、前記振込端末は、前記振込者の操作に基づき、前記振込者が指定した振込金額を前記引出者の口座に振り込むことを要求する振込要求を受け付ける振込端末制御手段と、前記振込端末制御手段の制御により、複数種類の前記袋のデザインを表示する振込端末表示手段と、を備え、前記振込端末制御手段により、前記振込者の操作に基づき選択された前記複数種類の前記袋のデザインのいずれかを示す振込者選択デザイン情報を受け付け、前記振込要求と前記振込者選択デザイン情報とを対応付けて前記銀行サーバに送信し、前記銀行サーバは、前記振込端末から送信された前記振込要求における前記振込金額を前記引出者の口座に振り込む銀行サーバ制御手段と、前記振込者選択デザイン情報に示されるデザインの前記袋に挿入された前記振込金額の紙幣を引出可能であることを示す袋引出通知画像を、前記引出端末において表示するための袋引出通知情報を生成し、前記引出端末に送信する袋引出通知手段と、前記振込端末から送信された前記振込要求における前記振込金額を示す振込金額情報と前記振込者選択デザイン情報とを含む袋引出情報を生成し、前記ＡＴＭに送信する袋引出情報生成手段と、を備え、前記ＡＴＭは、前記引出者の操作に基づき、袋引出要求を受け付ける袋引出要求受付手段を、更に、備え、前記金銭引出制御手段において、前記袋引出要求受付手段が前記袋引出要求を受け付けた場合に、前記銀行サーバから送信された前記袋引出情報に基づき、前記紙幣袋詰め手段に対し、前記振込金額情報が示す金額の紙幣を、前記振込者選択デザイン情報が示すデザインの前記袋に挿入させる制御を行うことを特徴とする。 The invention of a bank system including the ATM can have the following features. A bank system comprising the ATM, a bank server connected to the ATM via a network, and a transferor's transfer terminal and a withdrawal's withdrawal terminal connected to the bank server via the network. The transfer terminal, based on the operation of the transfer person, a transfer terminal control means for receiving a transfer request for requesting transfer of the transfer amount designated by the transfer person to the account of the withdrawal person, and the transfer terminal control means Transfer terminal display means for displaying a plurality of types of bag designs by control, and any of the plurality of types of bag designs selected by the transfer terminal control means based on the operation of the transfer person The transfer request selection design information is received, and the transfer request and the transfer request selection design information are associated with each other and transmitted to the bank server, and the bank The bank server control means for transferring the transfer amount in the transfer request transmitted from the transfer terminal to the withdrawal account, and the bag inserted in the bag of the design shown in the transferer selection design information A bag withdrawal notification means for generating a bag withdrawal notification information for displaying on the withdrawal terminal a bag withdrawal notification image indicating that it is possible to withdraw banknotes of the transfer amount, and sending it to the withdrawal terminal; Bag withdrawal information generation means for generating bag withdrawal information including transfer amount information indicating the amount of transfer in the transmitted transfer request and the transfer person selection design information, and transmitting to the ATM, the ATM includes: And a bag withdrawal request receiving means for receiving a bag withdrawal request based on an operation of the drawer, wherein the money withdrawal control means accepts the bag withdrawal request acceptance means. When the means accepts the bag withdrawal request, on the basis of the bag withdrawal information transmitted from the bank server, the banknote filling means selects the banknote of the amount indicated by the money transfer amount information to the banker bag filling means. Control is performed to insert into the bag having the design indicated by the information.

上記構成によれば、銀行システムは、ＡＴＭと、ＡＴＭとネットワークを介して接続された銀行サーバと、銀行サーバとネットワークを介して接続された、振込者の振込端末及び引出者の引出端末と、を備える。振込端末は、振込端末制御手段により、振込者の操作に基づき、振込者が指定した振込金額を引出者の口座に振り込むことを要求する振込要求を受け付け、振込端末表示手段により、振込端末制御手段の制御により、複数種類の袋のデザインを表示し、振込端末制御手段により、振込者の操作に基づき選択された複数種類の袋のデザインのいずれかを示す振込者選択デザイン情報を受け付け、振込要求と振込者選択デザイン情報とを対応付けて銀行サーバに送信する。銀行サーバは、銀行サーバ制御手段により、振込端末から送信された振込要求における振込金額を引出者の口座に振り込み、袋引出通知手段により、振込者選択デザイン情報に示されるデザインの袋に挿入された振込金額の紙幣を引出可能であることを示す袋引出通知画像を、引出端末において表示するための袋引出通知情報を生成し、引出端末に送信し、袋引出情報生成手段により、振込端末から送信された振込要求における振込金額を示す振込金額情報と振込者選択デザイン情報とを含む袋引出情報を生成し、ＡＴＭに送信する。ＡＴＭは、袋引出要求受付手段により、引出者の操作に基づき、袋引出要求を受け付け、金銭引出制御手段により、袋引出要求受付手段が袋引出要求を受け付けた場合に、銀行サーバから送信された袋引出情報に基づき、紙幣袋詰め手段に対し、振込金額情報が示す金額の紙幣を、振込者選択デザイン情報が示すデザインの袋に挿入させる制御を行う。 According to the above configuration, the bank system includes an ATM, a bank server connected to the ATM via the network, a transfer terminal of the transferor and a withdrawal terminal of the withdrawal connected to the bank server via the network, Is provided. The transfer terminal accepts a transfer request for requesting the transfer amount designated by the transfer person to be transferred to the withdrawal account based on the operation of the transfer terminal by the transfer terminal control means, and the transfer terminal control means receives the transfer request from the transfer terminal display means. By displaying the design of multiple types of bags, the transfer terminal control means accepts transferer selection design information indicating one of the multiple types of bag designs selected based on the transferer's operation, and requests a transfer And the transferer selection design information are associated with each other and transmitted to the bank server. The bank server transfers the transfer amount in the transfer request sent from the transfer terminal by the bank server control means to the withdrawal account, and is inserted into the bag of the design indicated in the transferer selection design information by the bag withdrawal notification means. Generates bag withdrawal notification information for displaying on the withdrawal terminal a bag withdrawal notification image indicating that the banknote of the transfer amount can be withdrawn, transmits it to the withdrawal terminal, and transmits it from the transfer terminal by the bag withdrawal information generation means. The bag withdrawal information including the transfer amount information indicating the transfer amount in the transfer request and the transfer person selection design information is generated and transmitted to the ATM. The ATM is sent from the bank server when the bag withdrawal request acceptance means accepts the bag withdrawal request based on the operation of the drawer, and the money withdrawal control means accepts the bag withdrawal request by the money withdrawal control means. Based on the bag withdrawal information, the banknote bag filling means is controlled to insert the banknote having the amount indicated by the transfer amount information into the bag having the design indicated by the transferer selection design information.

このようにすることで、振込者は、引出者の口座に振り込むとともに、振り込んだ金額の紙幣を挿入する袋のデザインを選択できる。そして、引出者は、ＡＴＭにおいて、振込者が振り込んだ金額の紙幣を、振込者が選択したデザインの袋に挿入された状態で受け取ることができる。これにより、例えば、本銀行システムの発明をインターネットバンキングに適用することで、顧客は、ＡＴＭ及び銀行サーバを介して、端末から他者に、自分で選択したデザインの袋に紙幣を入れて（例えば、お年玉）を贈ることができる。 By doing in this way, a transfer person can choose the design of the bag which inserts the banknote of the amount of money transferred, while transferring it to an account of a drawer. And the drawer can receive the banknote of the money amount which the transfer person transferred in the state inserted in the bag of the design which the transfer person selected in ATM. Thus, for example, by applying the invention of the present bank system to Internet banking, a customer puts banknotes into a bag of a design that he / she has selected from a terminal to another person via an ATM and a bank server (for example, , New Year's card).

また、本発明は、以下のように、紙幣袋詰め方法と捉えることも可能である。顧客の金銭取引に関する要求を受付けるＡＴＭが実行するＡＴＭの紙幣袋詰め方法であって、前記顧客の操作に基づき、引き出す金銭の金額を示す金額情報を受け付ける金額情報受付段階と、前記金額情報受付段階で受け付けた前記金額情報に基づき、金銭の引き出しに関する動作を制御する金銭引出制御段階と、前記金額情報が示す金額の紙幣を袋に挿入する紙幣袋詰め段階と、前記紙幣袋詰め段階で前記袋に挿入した前記紙幣を前記顧客に示し、前記袋に挿入した前記紙幣の枚数を前記顧客により確認可能とする枚数確認段階と、前記顧客の操作に基づき、前記袋に挿入した前記紙幣の枚数が確認されたことを示す確認済み情報を受け付ける確認済み情報受付段階と、前記確認済み情報受付段階において前記確認済み情報を受け付けた場合に、前記袋を封緘して排出する封緘段階と、を含むことを特徴とするＡＴＭの紙幣袋詰め方法。 Moreover, this invention can also be grasped | ascertained as the banknote bagging method as follows. An ATM bill bagging method executed by an ATM that accepts a request relating to a customer's money transaction, the amount information receiving step for receiving amount information indicating the amount of money to be withdrawn based on the operation of the customer, and the amount information receiving step In the money withdrawal control stage for controlling the operation related to the withdrawal of money based on the amount information received in step 1, the banknote bag filling stage for inserting the banknote of the amount indicated by the money amount information into the bag, and the bag in the banknote bagging stage. The number of bills inserted into the bag is shown based on the number confirmation stage in which the banknote inserted into the customer is shown to the customer, and the number of the banknotes inserted into the bag can be confirmed by the customer. Confirmed information reception stage for receiving confirmed information indicating confirmation, and when the confirmed information is received in the confirmed information reception stage. The bill bagging method ATM, characterized in that it comprises a sealing step for discharging by sealing the bag.

本発明によれば、顧客により引き出した金額であると確認された紙幣を袋詰めできるＡＴＭ、銀行システム及びＡＴＭの紙幣袋詰め方法を提供することができる。 According to the present invention, it is possible to provide an ATM, a bank system, and an ATM banknote bagging method that can pack banknotes that are confirmed to be money drawn by a customer.

本発明の実施形態に係る銀行システムの概要を示す図である。It is a figure which shows the outline | summary of the bank system which concerns on embodiment of this invention. 本発明の実施形態に係る枚数確認部を説明する図である。It is a figure explaining the number confirmation part which concerns on embodiment of this invention. 本発明の実施形態に係る枚数確認部を説明する図である。It is a figure explaining the number confirmation part which concerns on embodiment of this invention. 本発明の実施形態に係る銀行システムの機能ブロックを示す図である。It is a figure which shows the functional block of the bank system which concerns on embodiment of this invention. 本発明の実施形態に係る封緘確認画面の一例を示す図である。It is a figure which shows an example of the sealing confirmation screen which concerns on embodiment of this invention. 本発明の実施形態に係るデザイン選択画像の一例を示す図である。It is a figure which shows an example of the design selection image which concerns on embodiment of this invention. 本発明の実施形態に係る振込要求画面の一例を示す図である。It is a figure which shows an example of the transfer request | requirement screen which concerns on embodiment of this invention. 本発明の実施形態に係る袋引出通知画像の一例を示す図である。It is a figure which shows an example of the bag withdrawal notification image which concerns on embodiment of this invention. 本発明の実施形態に係る銀行システムにおけるＡＴＭの紙幣袋詰め処理フローを示す図である。It is a figure which shows the banknote bagging process flow of ATM in the bank system which concerns on embodiment of this invention. 本発明の実施形態に係る銀行システムにおける紙幣袋詰め処理フローを示す図である。It is a figure which shows the banknote bagging process flow in the bank system which concerns on embodiment of this invention.

以下、添付図面を参照して、本発明を実施するための形態（以下、実施形態）について詳細に説明する。なお、実施形態の説明の全体を通して同じ要素には同じ番号（符号）を付している。 DESCRIPTION OF EMBODIMENTS Hereinafter, embodiments for carrying out the present invention (hereinafter referred to as embodiments) will be described in detail with reference to the accompanying drawings. In addition, the same number (code | symbol) is attached | subjected to the same element through the whole description of embodiment.

図１は、本発明の実施形態に係る銀行システム１の概要を示す図である。図１に示すように、銀行システム１は、ＡＴＭ１０と、ＡＴＭ１０とネットワークを介して接続された銀行サーバ２０と、銀行サーバ２０とネットワークを介して接続された、振込者の振込端末３０及び引出者の引出端末４０と、を備える。ここで、本実施形態において、「ＡＴＭ」とは、ＡＴＭ(Automated Teller Machine;現金自動預払機または自動取引装置)の呼称である。実施形態に係るＡＴＭ１０は、顧客の金銭取引に関する要求を受付ける。ＡＴＭ１０は、顧客が自己の口座から引き出した紙幣を袋に挿入し封緘して排出する。 FIG. 1 is a diagram showing an overview of a bank system 1 according to an embodiment of the present invention. As shown in FIG. 1, the bank system 1 includes an ATM 10, a bank server 20 connected to the ATM 10 via a network, a transfer terminal 30 and a withdrawal person connected to the bank server 20 via a network. Withdrawing terminal 40. Here, in this embodiment, “ATM” is a name of ATM (Automated Teller Machine; automatic teller machine or automatic transaction apparatus). ATM10 which concerns on embodiment receives the request regarding a customer's money transaction. ATM10 inserts the banknote withdrawn from the customer's own account in a bag, seals, and discharges it.

また、本実施形態に係る銀行システム１は、例えば、インターネットバンキングに適用可能な例である。具体的には、銀行システム１において、ある顧客（振込者）は、他の顧客（引出者）の口座に振り込むとともに、振り込んだ金額の紙幣を挿入する袋のデザインを選択する。そして、他の顧客（引出者）は、ＡＴＭにおいて、ある顧客（振込者）が振り込んだ金額の紙幣を、ある顧客（振込者）が選択したデザインの袋に挿入された状態で受け取ることができる。 Moreover, the bank system 1 which concerns on this embodiment is an example applicable to Internet banking, for example. Specifically, in the bank system 1, a certain customer (transferr) selects a bag design into which the banknote of the transferred amount is inserted while transferring to another customer's (drawer) account. And another customer (withdrawer) can receive the banknote of the money amount which a certain customer (transferr) transferred in the state inserted in the bag of the design which a certain customer (transferr) selected in ATM. .

以下、銀行システム１について、詳細に説明する。ＡＴＭ１０は、制御部１００を収容する筐体１０ａに設けられた、カード読込部１１と、表示入力部１２と、入力部１３と、金銭入出金部１４と、通帳記入部１８と、を備える。また、ＡＴＭ１０は、筐体１０ａの内部で金銭入出金部１４と連動する紙幣袋詰め部１５及び封緘部１７と、金銭入出金部１４に設けられた枚数確認部１６と、を備える。 Hereinafter, the bank system 1 will be described in detail. The ATM 10 includes a card reading unit 11, a display input unit 12, an input unit 13, a money deposit / withdrawal unit 14, and a passbook entry unit 18 provided in a housing 10 a that houses the control unit 100. Moreover, ATM10 is provided with the banknote bag packing part 15 and the sealing part 17 which interlock | cooperate with the money depositing / withdrawing part 14 inside the housing | casing 10a, and the number confirmation part 16 provided in the money depositing / withdrawing part 14. FIG.

カード読込部１１は、顧客情報が記憶されたキャッシュカードから、顧客情報を読み込む。本実施形態において、「顧客情報」には、銀行、支店、口座名義人（以下、顧客とも称する）、口座番号等の口座に関する情報を含む。 The card reading unit 11 reads customer information from a cash card in which customer information is stored. In the present embodiment, “customer information” includes information related to an account such as a bank, a branch, an account holder (hereinafter also referred to as a customer), and an account number.

表示入力部１２は、例えば、タッチパネルで構成され、複数種類の袋のデザインを表示する。顧客は、表示入力部１２に表示された複数種類の袋のデザインのいずれかに触れることで、紙幣を挿入する袋のデザインを選択できる。 The display input unit 12 is configured with, for example, a touch panel, and displays a plurality of types of bag designs. The customer can select the design of the bag into which the banknote is inserted by touching one of the plurality of types of bag designs displayed on the display input unit 12.

入力部１３は、顧客が押圧操作可能なテンキーと顧客が指で触れることで、顧客の指紋を示す指紋情報を読み取る指紋センサを含む。顧客は、入力部１３のテンキーを操作することで、銀行サーバ２０による本人認証を受けるための暗証番号を入力したり、引き出す金銭の金額を指定したりできる。また、顧客は、入力部１３の指紋センサに触れることで、銀行サーバ２０による本人認証を受けることができる。 The input unit 13 includes a numeric keypad that can be pressed by the customer and a fingerprint sensor that reads fingerprint information indicating the customer's fingerprint when the customer touches it with a finger. By operating the numeric keypad of the input unit 13, the customer can input a personal identification number for receiving personal authentication by the bank server 20 and can designate the amount of money to be withdrawn. Further, the customer can receive personal authentication by the bank server 20 by touching the fingerprint sensor of the input unit 13.

金銭入出金部１４は、制御部１００に制御され、顧客による入力部１３の操作で指定された金額の金銭が出し入れされる。金銭入出金部１４は、金銭が収容され上方が開口した金銭収容部１４ａと、金銭収容部１４ａの開口を開閉する蓋部１４ｂと、を備える。通帳記入部１８は、預金通帳を読み込み印字する。 The money deposit / withdrawal unit 14 is controlled by the control unit 100 and deposits / withdraws the amount of money specified by the operation of the input unit 13 by the customer. The money deposit / withdrawal unit 14 includes a money storage part 14a in which money is stored and opened upward, and a lid part 14b for opening and closing the opening of the money storage part 14a. The bankbook entry unit 18 reads and prints the bankbook.

次に、金銭入出金部１４と連動する紙幣袋詰め部１５及び封緘部１７と、金銭入出金部１４に設けられた枚数確認部１６について説明する。 Next, the banknote bag packing part 15 and the sealing part 17 interlock | cooperated with the money depositing / withdrawing part 14, and the number confirmation part 16 provided in the money depositing / withdrawing part 14 are demonstrated.

紙幣袋詰め部１５は、制御部１００の制御により、金銭入出金部１４に出された、顧客による入力部１３の操作で指定された金額の紙幣を袋に挿入する。具体的には、紙幣袋詰め部１５は、例えば、開口部を有する袋が予め収容された袋収容部（図示無し）と、袋収容部に収容された袋を金銭入出金部１４に搬送するローラ等で構成された搬送部（図示無し）と、金銭入出金部１４に出された紙幣の下方又は側方から袋の開口部を近接させ、当該開口部から紙幣を袋の内部に挿入する挿入部（図示無し）と、を備える。 The banknote bag filling unit 15 inserts the banknote of the amount specified by the operation of the input unit 13 by the customer, which is issued to the money deposit / withdrawal unit 14 under the control of the control unit 100. Specifically, the banknote bag filling unit 15 conveys, for example, a bag storage unit (not shown) in which a bag having an opening is stored in advance, and a bag stored in the bag storage unit to the money deposit / withdrawal unit 14. The opening part of the bag is brought close to the conveyance part (not shown) composed of a roller or the like and the banknote from the money depositing / withdrawing part 14 from below or from the side, and the banknote is inserted into the bag from the opening part. And an insertion portion (not shown).

また、本実施形態における袋は、４種類あり、これらは互いに正面に表示されたデザインが異なる。また、本実施形態における袋は、開口部の周囲に、所定温度以上で接着する接着材が塗布されている。 Moreover, there are four types of bags in the present embodiment, and these have different designs displayed on the front. The bag in this embodiment is coated with an adhesive that adheres at a predetermined temperature or more around the opening.

また、紙幣袋詰め部１５は、制御部１００の制御により、顧客により選択されたデザインの袋に紙幣を挿入する。具体的には、紙幣袋詰め部１５は、４種類の袋を夫々袋収容部に収容し、制御部１００の制御により、選択された種類の袋を搬送部で搬送し、挿入部で紙幣を当該袋の内部に挿入する。 Moreover, the banknote bagging part 15 inserts a banknote in the bag of the design selected by the customer by control of the control part 100. FIG. Specifically, the bill bag packing unit 15 stores four types of bags in the bag storage unit, and the control unit 100 controls the selected type of bag to be transferred by the transfer unit, and the insertion unit stores the banknote. Insert into the bag.

封緘部１７は、制御部１００の制御により、紙幣袋詰め部１５により紙幣が挿入された袋の開口部を封緘し、封緘した袋をＡＴＭ１０の外部に排出する。具体的には、封緘部１７は、例えば、袋の開口部の周囲に塗布された接着材を所定温度以上に温め開口部を接着する接着部（図示無し）と、開口部が接着された袋をＡＴＭ１０の外部に排出する排出部（図示無し）と、を備える。 The sealing part 17 seals the opening part of the bag in which the banknote was inserted by the banknote bag filling part 15 by control of the control part 100, and discharges the sealed bag to the exterior of ATM10. Specifically, the sealing portion 17 includes, for example, an adhesive portion (not shown) that heats the adhesive applied around the opening portion of the bag to a predetermined temperature or higher and bonds the opening portion, and a bag in which the opening portion is bonded. And a discharge part (not shown) for discharging to the outside of the ATM 10.

枚数確認部１６は、制御部１００の制御により、紙幣袋詰め部１５が袋に挿入した紙幣を顧客に示し、袋に挿入した紙幣の枚数を顧客により確認可能とする。図２及び図３は、本発明の実施形態に係る枚数確認部１６を説明する図である。図２は、金銭入出金部１４の蓋部１４ｂが閉じた状態を示す図である。図３は、金銭入出金部１４の蓋部１４ｂが開いた状態を示す図である。図２に示すように、枚数確認部１６は、拡大表示部１６１と、対比基準部１６２と、一対の紙幣押さえ部１６３と、を備える。 The number confirmation unit 16 indicates to the customer the banknotes inserted by the banknote bag filling unit 15 into the bag under the control of the control unit 100, and enables the customer to confirm the number of banknotes inserted into the bag. 2 and 3 are diagrams illustrating the number confirmation unit 16 according to the embodiment of the present invention. FIG. 2 is a diagram illustrating a state in which the lid 14b of the money deposit / withdrawal unit 14 is closed. FIG. 3 is a view showing a state in which the lid 14b of the money deposit / withdrawal unit 14 is opened. As shown in FIG. 2, the number confirmation unit 16 includes an enlarged display unit 161, a comparison reference unit 162, and a pair of banknote pressing units 163.

拡大表示部１６１は、金銭入出金部１４の蓋部１４ｂに設けられ、金銭入出金部１４の金銭収容部１４ａにおいて、袋５１に挿入された複数枚の紙幣５０の側縁の一部を拡大して表示するレンズで構成されている。なお、本実施形態において、拡大表示部１６１は、レンズで構成したが、これに限らない。例えば、拡大表示部１６１は、蓋部１４ｂの裏側に設けられ、複数枚の紙幣５０の側縁の一部を撮像するカメラと、蓋部１４ｂの表側に設けられ、このカメラで撮像した画像を拡大して表示するディスプレイと、を備えてもよい。 The enlarged display portion 161 is provided on the lid portion 14b of the money deposit / withdrawal portion 14 and enlarges a part of the side edge of the plurality of banknotes 50 inserted into the bag 51 in the money storage portion 14a of the money deposit / withdrawal portion 14. It consists of a lens that displays. In addition, in this embodiment, although the enlarged display part 161 was comprised with the lens, it is not restricted to this. For example, the enlarged display portion 161 is provided on the back side of the lid portion 14b and is provided on the front side of the lid portion 14b with a camera that captures a part of the side edges of the plurality of banknotes 50. And a display that displays an enlarged image.

対比基準部１６２は、金銭入出金部１４の蓋部１４ｂに表示された目盛りであり、拡大表示部１６１により拡大して表示された紙幣５０の側縁の一部と対比して表示され、複数の紙幣５０が重ねられたときの厚さの基準となる。 The comparison reference part 162 is a scale displayed on the lid part 14b of the money depositing / withdrawing part 14, and is displayed in contrast with a part of the side edge of the bill 50 displayed enlarged by the enlarged display part 161. It becomes a standard of the thickness when the bills 50 are stacked.

一対の紙幣押さえ部１６３は、金銭入出金部１４の金銭収容部１４ａに設けられている。一対の紙幣押さえ部１６３は、金銭入出金部１４の蓋部１４ｂが閉じた状態では、紙幣５０の側縁と直交する両方向から互いに近接して、金銭収容部１４ａにおいて袋５１に挿入された複数枚の紙幣５０を押さえ付ける。一方、図３に示すように、一対の紙幣押さえ部１６３は、金銭入出金部１４の蓋部１４ｂが開いた状態では、紙幣５０の側縁と直交する両方向から互いに離間して、金銭収容部１４ａにおいて袋５１に挿入された複数枚の紙幣５０を開放する。 The pair of banknote pressing portions 163 is provided in the money storage portion 14 a of the money deposit / withdrawal portion 14. The pair of banknote pressing parts 163 are close to each other from both directions orthogonal to the side edges of the banknote 50 and are inserted into the bag 51 in the money storage part 14a when the cover part 14b of the money depositing / withdrawing part 14 is closed. A sheet of bills 50 is pressed down. On the other hand, as shown in FIG. 3, the pair of banknote holding parts 163 are separated from each other from both directions orthogonal to the side edges of the banknotes 50 when the cover part 14 b of the money depositing / withdrawing part 14 is opened, In 14a, the plurality of banknotes 50 inserted into the bag 51 are opened.

これにより、顧客は、以下のように、袋５１に挿入された紙幣５０の枚数を確認する。図２及び図３に示す例では、顧客は、３０万円引き出し、袋５１には１万円札が３０枚挿入されている。顧客は、まず、金銭入出金部１４の蓋部１４ｂが閉じた状態において、拡大表示部１６１により拡大して表示された３０枚の紙幣５０の側縁の一部と、対比基準部１６２の目盛り３０枚とを対比して、紙幣５０が３０枚、袋５１に挿入されていることを確認する。そして、顧客は、３０枚の紙幣５０を確認できれば、例えば、表示入力部１２に表示された封緘確認画面において封緘することを選択することで、袋５１の開口部が封緘され排出される。一方、顧客は、３０枚の紙幣５０を確認できなかった場合は、図３に示すように、金銭入出金部１４の蓋部１４ｂを開く。すると、一対の紙幣押さえ部１６３は、互いに離間して、袋５１に挿入された複数枚の紙幣５０を開放する。これにより、顧客は、紙幣５０を１枚ずつ数えることが可能となる。 Thereby, the customer confirms the number of banknotes 50 inserted in the bag 51 as follows. In the example shown in FIGS. 2 and 3, the customer withdraws 300,000 yen, and 30 bags of 10,000 yen are inserted in the bag 51. First, in the state in which the cover 14b of the money depositing / withdrawing unit 14 is closed, the customer first enlarges and displays a part of the side edge of the 30 bills 50 displayed on the enlarged display unit 161 and the scale of the comparison reference unit 162. Compared with 30 sheets, it is confirmed that 30 banknotes 50 are inserted in the bag 51. And if a customer can confirm the 30 banknotes 50, the opening part of the bag 51 will be sealed and discharged | emitted by selecting sealing on the sealing confirmation screen displayed on the display input part 12, for example. On the other hand, when the customer cannot confirm 30 banknotes 50, as shown in FIG. 3, the customer opens the lid 14b of the money deposit / withdrawal unit 14. Then, a pair of banknote pressing parts 163 are separated from each other and open the plurality of banknotes 50 inserted into the bag 51. Thereby, the customer can count the banknotes 50 one by one.

図４は、本発明の実施形態に係る銀行システム１の機能ブロックを示す図である。図４を参照して、ＡＴＭ１０の制御部１００、銀行サーバ２０、振込端末３０及び引出端末４０の機能構成について説明する。 FIG. 4 is a diagram showing functional blocks of the bank system 1 according to the embodiment of the present invention. With reference to FIG. 4, the function structure of the control part 100 of ATM10, the bank server 20, the transfer terminal 30, and the withdrawal terminal 40 is demonstrated.

ＡＴＭ１０は、制御部１００は、顧客情報受付手段１０１と、金額情報受付手段１０２と、金銭引出制御手段１０３と、選択デザイン受付手段１０４と、確認済み情報受付手段１０５と、袋引出要求受付手段１０６と、を備える。 In the ATM 10, the control unit 100 includes a customer information receiving unit 101, an amount information receiving unit 102, a money withdrawal control unit 103, a selected design receiving unit 104, a confirmed information receiving unit 105, and a bag withdrawal request receiving unit 106. And comprising.

顧客情報受付手段１０１は、カード読込部１１が読み込んだ顧客情報又は入力部１３の指紋センサが読み取った顧客の指紋情報を銀行サーバ２０に送信し、顧客の認証を得る。 The customer information receiving means 101 transmits the customer information read by the card reading unit 11 or the customer fingerprint information read by the fingerprint sensor of the input unit 13 to the bank server 20 to obtain customer authentication.

金額情報受付手段１０２は、顧客の入力部１３の操作に基づき、引き出す金銭の金額を示す金額情報を受け付ける。 The amount information receiving means 102 receives amount information indicating the amount of money to be withdrawn based on the operation of the input unit 13 of the customer.

金銭引出制御手段１０３は、金額情報受付手段１０２が受け付けた金額情報に基づき、ＡＴＭ１０における金銭の引き出しに関する動作を制御する。詳細には、金銭引出制御手段１０３は、金銭入出金部１４を制御して、金額情報に基づく金額の紙幣を出す。そして、金銭引出制御手段１０３は、紙幣袋詰め部１５を制御して、金銭入出金部１４に出された紙幣を袋に挿入する。 The money withdrawal control unit 103 controls an operation related to the withdrawal of money in the ATM 10 based on the amount information received by the amount information receiving unit 102. Specifically, the money withdrawal control unit 103 controls the money deposit / withdrawal unit 14 to issue a banknote having an amount based on the amount information. And the money withdrawal control means 103 controls the banknote bag stuffing part 15 and inserts the banknote put out into the money depositing / withdrawing part 14 into the bag.

また、金銭引出制御手段１０３は、表示入力部１２において、袋に挿入された紙幣の枚数を確認し、袋の封緘を求めるか否かを顧客に判断させる封緘確認画面を表示する制御を行う。 The money withdrawal control means 103 controls the display input unit 12 to check the number of banknotes inserted in the bag and to display a sealing confirmation screen for allowing the customer to determine whether or not to request sealing of the bag.

図５は、本発明の実施形態に係る封緘確認画面の一例を示す図である。封緘確認画面には、袋の封緘を求めるか否かの判断を顧客に促す文字画像と、封緘することを要求する封緘ボタン（図５中「封緘する」ボタン）及び封緘することを要求しない封緘中止ボタン（図５中「封緘しない」ボタン）と、が含まれる。顧客は、表示入力部１２に表示された封緘ボタンに触れる操作をすることで、ＡＴＭ１０において紙幣が挿入された袋を封緘し排出できる。また、顧客は、表示入力部１２に表示された封緘中止ボタンに触れる操作をすることで、ＡＴＭ１０において紙幣が挿入された袋を封緘せずに排出できる。 FIG. 5 is a diagram showing an example of a sealing confirmation screen according to the embodiment of the present invention. On the seal confirmation screen, a character image prompting the customer to determine whether or not to seal the bag, a seal button requesting sealing (“Seal” button in FIG. 5), and a seal not requesting sealing And a stop button (a “do not seal” button in FIG. 5). The customer can seal and discharge the bag in which the banknote is inserted in the ATM 10 by touching the sealing button displayed on the display input unit 12. Further, the customer can discharge the bag in which the banknote is inserted in the ATM 10 without sealing by performing an operation of touching the sealing stop button displayed on the display input unit 12.

詳細には、顧客が表示入力部１２に表示された封緘ボタンに触れる操作をすることで、金銭引出制御手段１０３は、袋に挿入した紙幣の枚数が確認されたことを示す確認済み情報を受け付ける。そして、金銭引出制御手段１０３は、確認済み情報受付手段１０５において確認済み情報を受け付けた場合に、封緘部１７を制御して、紙幣が挿入された袋の開口部を封緘し、封緘した袋をＡＴＭ１０の外部に排出する。 Specifically, when the customer performs an operation of touching the sealing button displayed on the display input unit 12, the money withdrawal control unit 103 receives confirmed information indicating that the number of banknotes inserted in the bag has been confirmed. . Then, when the confirmed information accepting means 105 accepts the confirmed information, the money withdrawal control means 103 controls the sealing portion 17 to seal the opening of the bag into which the banknote is inserted, and to remove the sealed bag. Discharge outside ATM10.

また、金銭引出制御手段１０３は、表示入力部１２において、複数種類の袋のデザインとともに、これらのいずれかを選択することを顧客に促すデザイン選択画像を表示する制御を行う。図６は、本発明の実施形態に係るデザイン選択画像の一例を示す図である。デザイン選択画像は、複数種類の袋のデザインとともに、例えば、「紙幣を入れる袋に触れてください。」との表示を含むことで、顧客に紙幣を入れる袋のデザインを選択することを促す。顧客は、表示入力部１２に表示されたデザイン選択画像の複数種類の袋のデザインのいずれかに触れる操作をすることで、紙幣を入れる袋のデザインを選択できる。 In addition, the cash withdrawal control means 103 performs control to display a design selection image that prompts the customer to select any one of the designs of the plurality of types of bags in the display input unit 12. FIG. 6 is a diagram showing an example of a design selection image according to the embodiment of the present invention. The design selection image includes, for example, a display of “Please touch the bag for inserting banknotes” together with a plurality of types of bag designs, thereby prompting the customer to select a bag design for inserting banknotes. The customer can select the design of the bag into which the banknote is to be inserted by touching one of a plurality of types of bag designs in the design selection image displayed on the display input unit 12.

図４に戻って、選択デザイン受付手段１０４は、顧客の操作に基づき選択された複数種類の袋のデザインのいずれかを示す選択デザイン情報を受け付ける。そして、金銭引出制御手段１０３は、紙幣袋詰め部１５に対し、選択デザイン受付手段１０４で受け付けた選択デザイン情報が示すデザインの袋に紙幣を挿入させる制御を行う。 Returning to FIG. 4, the selected design receiving means 104 receives selected design information indicating any of a plurality of types of bag designs selected based on the customer's operation. Then, the money withdrawal control unit 103 controls the banknote bag filling unit 15 to insert the banknote into the bag having the design indicated by the selected design information received by the selected design receiving unit 104.

また、袋引出要求受付手段１０６は、顧客（引出者）の操作に基づき、他の顧客（振込者）から振り込まれた金額の紙幣を、この他の顧客が選択したデザインの袋に挿入して引き出すことを要求する袋引出要求を受け付ける。そして、金銭引出制御手段１０３は、袋引出要求受付手段１０６が受け付けた袋引出要求に基づき、銀行サーバに後述する袋引出情報の送信を要求し、銀行サーバ２０から袋引出情報を受信する。金銭引出制御手段１０３は、銀行サーバ２０から受信した袋引出情報に基づき、金銭入出金部１４を制御して、袋引出情報に含まれる振込金額情報が示す金額の紙幣を出す。そして、金銭引出制御手段１０３は、紙幣袋詰め部１５に対し、金銭入出金部１４に出された紙幣を、袋引出情報に含まれる振込者選択デザイン情報が示すデザインの袋に挿入させる制御を行う。 Further, the bag withdrawal request receiving means 106 inserts the banknote of the amount transferred from another customer (transferr) into the bag of the design selected by the other customer based on the operation of the customer (drawer). Accept a bag withdrawal request that requires withdrawal. Based on the bag withdrawal request received by the bag withdrawal request accepting unit 106, the money withdrawal control unit 103 requests the bank server to transmit bag withdrawal information described later, and receives the bag withdrawal information from the bank server 20. The money withdrawal control means 103 controls the money deposit / withdrawal unit 14 based on the bag withdrawal information received from the bank server 20, and issues a banknote having the amount indicated by the transfer amount information included in the bag withdrawal information. And the money withdrawal control means 103 controls the banknote bag stuffing unit 15 to insert the banknote put out to the money deposit / withdrawal unit 14 into the bag having the design indicated by the transferer selection design information included in the bag withdrawal information. Do.

銀行サーバ２０は、銀行サーバ制御手段２１と、袋引出通知手段２２と、袋引出情報生成手段２３と、顧客情報データベース（以下、ＤＢとも言う）２００を備える。 The bank server 20 includes a bank server control unit 21, a bag withdrawal notification unit 22, a bag withdrawal information generation unit 23, and a customer information database (hereinafter also referred to as DB) 200.

銀行サーバ制御手段２１は、ＡＴＭ１０から指紋情報及び顧客情報を受信し、顧客情報ＤＢ２００を参照して、受信した指紋情報及び顧客情報に基づき顧客を認証する。顧客情報ＤＢ２００には、口座番号に、口座名義人名、暗証番号、認証用指紋情報及び預金残高が対応付けられ記憶されている。 The bank server control means 21 receives fingerprint information and customer information from the ATM 10, refers to the customer information DB 200, and authenticates the customer based on the received fingerprint information and customer information. In the customer information DB 200, the account number, the personal identification number, the authentication fingerprint information, and the deposit balance are stored in association with the account number.

また、銀行サーバ制御手段２１は、振込者が指定した振込金額を引出者の口座に振り込むことを要求する振込要求、及び、当該振込要求と対応付けられた、振込者の操作に基づき選択された複数種類の袋のデザインのいずれかを示す振込者選択デザイン情報、を振込端末３０から受信する。銀行サーバ制御手段２１は、振込端末３０から受信し、当該振込要求における振込金額を引出者の口座に振り込む。 Moreover, the bank server control means 21 was selected based on the transfer request for requesting the transfer amount designated by the transfer person to be transferred to the withdrawal account, and the operation of the transfer person associated with the transfer request. Transferee selection design information indicating any of a plurality of types of bag designs is received from the transfer terminal 30. The bank server control means 21 receives from the transfer terminal 30 and transfers the transfer amount in the transfer request to the withdrawal account.

袋引出通知手段２２は、銀行サーバ制御手段２１が受信した振込者選択デザイン情報に示されるデザインの袋に挿入された振込金額の紙幣を引出可能であることを示す袋引出通知画像を、引出端末４０において表示するための袋引出通知情報を生成し、引出端末４０に送信する。 The bag withdrawal notification means 22 displays a bag withdrawal notification image indicating that it is possible to withdraw the banknote of the transfer amount inserted in the bag of the design indicated by the transferer selection design information received by the bank server control means 21. The bag withdrawal notification information to be displayed at 40 is generated and transmitted to the withdrawal terminal 40.

袋引出情報生成手段２３は、銀行サーバ制御手段２１が受信した振込要求における振込金額を示す振込金額情報と振込者選択デザイン情報とを含む袋引出情報を生成し、ＡＴＭ１０に送信する。 The bag withdrawal information generation unit 23 generates bag withdrawal information including the transfer amount information indicating the transfer amount in the transfer request received by the bank server control unit 21 and the transfer person selection design information, and transmits the bag withdrawal information to the ATM 10.

振込端末３０は、振込端末表示入力部３１と、振込端末制御部３２と、を備える。振込端末表示入力部３１は、例えば、タッチパネルで構成され、振込端末制御部３２に制御され、振込者が指定した振込金額を引出者の口座に振り込むことを要求する振込要求を受け付けるための振込要求画面を表示し、振込者から振込要求を受け付ける。 The transfer terminal 30 includes a transfer terminal display input unit 31 and a transfer terminal control unit 32. The transfer terminal display input unit 31 is constituted by, for example, a touch panel, controlled by the transfer terminal control unit 32, and a transfer request for receiving a transfer request for requesting transfer of the transfer amount designated by the transfer person to the account of the transferer. A screen is displayed and a transfer request is received from the transfer person.

振込端末制御部３２は、振込者の振込端末表示入力部３１の操作に基づき、振込者が指定した振込金額を引出者の口座に振り込むことを要求する振込要求を受け付ける。また、振込端末制御部３２は、振込者の振込端末表示入力部３１の操作に基づき選択された複数種類の袋のデザインのいずれかを示す振込者選択デザイン情報を受け付ける。そして、振込端末制御部３２は、振込要求と振込者選択デザイン情報とを対応付けて銀行サーバ２０に送信する。 Based on the operation of the transfer terminal display input unit 31 of the transfer party, the transfer terminal control unit 32 receives a transfer request that requests transfer of the transfer amount designated by the transfer party to the account of the withdrawal party. Moreover, the transfer terminal control part 32 receives the transfer person selection design information which shows either of the design of the several types of bag selected based on operation of the transfer terminal display input part 31 of a transfer person. Then, the transfer terminal control unit 32 transmits the transfer request and the transferee selection design information in association with each other to the bank server 20.

図７は、本発明の実施形態に係る振込要求画面の一例を示す図である。振込者は、振込端末３０の振込端末表示入力部３１に表示された振込要求画面の指示に沿って操作することで振込要求する。具体的には、振込者は、（ａ）に示す画面において、振込先（引出者）の口座番号を入力する。また、振込者は、（ｂ）に示す画面において、振込金額を入力する。振込端末制御部３２は、以上の振込者の操作に基づき、振込要求を受け付ける。次に、振込者は、（ｃ）に示す画面において、袋のデザインを選択する。振込端末制御部３２は、この振込者の操作に基づき、振込者選択デザイン情報を受け付ける。最後に、振込者は、（ｄ）に示す画面において、振込実行ボタンに触れる。振込端末制御部３２は、この振込者の操作に基づき、振込要求と振込者選択デザイン情報とを対応付けて銀行サーバ２０に送信する。 FIG. 7 is a diagram showing an example of a transfer request screen according to the embodiment of the present invention. The transfer person makes a transfer request by operating in accordance with instructions on the transfer request screen displayed on the transfer terminal display input unit 31 of the transfer terminal 30. Specifically, the transfer person inputs the account number of the transfer destination (withdrawer) on the screen shown in FIG. Further, the transfer person inputs the transfer amount on the screen shown in FIG. The transfer terminal control unit 32 receives a transfer request based on the above-described operation of the transfer person. Next, the transfer person selects a bag design on the screen shown in FIG. The transfer terminal control unit 32 accepts transfer person selection design information based on the operation of the transfer person. Finally, the transfer person touches the transfer execution button on the screen shown in (d). The transfer terminal control unit 32 transmits the transfer request and the transferer selection design information to the bank server 20 in association with each other based on the operation of the transferor.

引出端末４０は、引出端末表示入力部４１と、引出端末制御部４２と、を備える。引出端末表示入力部４１は、例えば、タッチパネルで構成され、引出端末制御部４２に制御され、袋引出通知画像を表示する。引出端末制御部４２は、銀行サーバ２０から袋引出通知情報を受信し、受信した袋引出通知情報に基づく袋引出通知画像を引出端末表示入力部４１に表示させる制御を行う。 The withdrawal terminal 40 includes a withdrawal terminal display input unit 41 and a withdrawal terminal control unit 42. The withdrawal terminal display input unit 41 is configured by, for example, a touch panel, and is controlled by the withdrawal terminal control unit 42 to display a bag withdrawal notification image. The withdrawal terminal control unit 42 receives the bag withdrawal notification information from the bank server 20 and performs control for causing the withdrawal terminal display input unit 41 to display a bag withdrawal notification image based on the received bag withdrawal notification information.

図８は、本発明の実施形態に係る袋引出通知画像の一例を示す図である。引出者は、引出端末４０において、図８に示すような袋引出通知画像が表示されることで、ＡＴＭ１０において、例えば、お年玉としての紙幣が挿入されたお年玉袋を排出可能であることが分かる。 FIG. 8 is a diagram showing an example of a bag withdrawal notification image according to the embodiment of the present invention. It can be understood that the drawer can display the bag for a new year, for example, a bill inserted as a new year's coin in the ATM 10 by displaying a bag withdrawal notification image as shown in FIG.

なお、図４に示した機能ブロックは、あくまでも一例であり、一つの機能部を分割したり、複数の機能部をまとめて一つの機能部として構成してもよい。ＡＴＭやサーバ装置や端末も一台とは限らず、複数台であってもよい。各機能部は、ＡＴＭ、サーバ装置及び端末に内蔵されたＣＰＵ(Central Processing Unit)が、ＲＯＭ(Read Only Memory)またはハードディスク等の記憶装置に格納されたコンピュータ・プログラムを読み出し、ＣＰＵにより実行されるコンピュータ・プログラムが、記憶装置に格納されたデータベース(ＤＢ;Data Base)やメモリ上の記憶領域からテーブル等の必要なデータを読み書きし、場合によっては、関連するハードウェア（例えば、入出力装置、表示装置、通信インターフェース装置）を制御することによって実現される。また、本発明の実施形態におけるデータベース（ＤＢ）は、商用データベースであってよいが、単なるテーブルやファイルの集合体をも意味し、データベースの内部構造自体は問わない。 Note that the functional blocks shown in FIG. 4 are merely examples, and one functional unit may be divided or a plurality of functional units may be configured as one functional unit. The number of ATMs, server devices, and terminals is not limited to one and may be plural. In each functional unit, a CPU (Central Processing Unit) built in the ATM, server device, and terminal reads a computer program stored in a storage device such as a ROM (Read Only Memory) or a hard disk, and is executed by the CPU. A computer program reads and writes necessary data such as a table from a database (DB; Data Base) stored in a storage device or a storage area on a memory, and in some cases, related hardware (for example, an input / output device, This is realized by controlling a display device and a communication interface device. In addition, the database (DB) in the embodiment of the present invention may be a commercial database, but it simply means a collection of tables and files, and the internal structure of the database itself does not matter.

次に、本発明の実施形態に係る銀行システム１におけるＡＴＭ１０の紙幣袋詰め処理について説明する。図９は、本発明の実施形態に係る銀行システム１におけるＡＴＭ１０の紙幣袋詰め処理フローを示す図である。 Next, the banknote bagging process of ATM10 in the bank system 1 which concerns on embodiment of this invention is demonstrated. FIG. 9 is a diagram showing a banknote bagging process flow of the ATM 10 in the bank system 1 according to the embodiment of the present invention.

ステップＳ１において、金額情報受付手段１０２は、顧客の入力部１３の操作に基づき、引き出す金銭の金額を示す金額情報を受け付ける。ステップＳ２において、金銭引出制御手段１０３は、金銭入出金部１４を制御して、ステップＳ１で金額情報受付手段１０２が受け付けた金額情報に基づく金額の紙幣を出す。 In step S <b> 1, the amount information receiving unit 102 receives amount information indicating the amount of money to be withdrawn based on the operation of the customer input unit 13. In step S2, the money withdrawal control unit 103 controls the money deposit / withdrawal unit 14 to issue a banknote having an amount based on the amount information received by the amount information receiving unit 102 in step S1.

ステップＳ３において、金銭引出制御手段１０３は、表示入力部１２において、複数種類の袋のデザインとともに、これらのいずれかを選択することを顧客に促すデザイン選択画像を表示する制御を行う。また、本ステップにおいて、選択デザイン受付手段１０４は、顧客の操作に基づき選択された複数種類の袋のデザインのいずれかを示す選択デザイン情報を受け付ける。 In step S <b> 3, the cash withdrawal control unit 103 controls the display input unit 12 to display a design selection image that prompts the customer to select one of these types of bags as well as a plurality of types of bag designs. In this step, the selected design receiving means 104 receives selected design information indicating any of a plurality of types of bag designs selected based on the customer's operation.

ステップＳ４において、金銭引出制御手段１０３は、紙幣袋詰め部１５を制御して、金銭入出金部１４に出された紙幣を袋に挿入する。ステップＳ５において、金銭引出制御手段１０３は、表示入力部１２において、袋に挿入された紙幣の枚数を確認し、袋の封緘を求めるか否かを顧客に判断させる封緘確認画面を表示する制御を行う。 In step S4, the money withdrawal control means 103 controls the banknote bag filling unit 15 to insert the banknotes delivered to the money deposit / withdrawal unit 14 into the bag. In step S5, the money withdrawal control means 103 controls the display input unit 12 to display a sealing confirmation screen for confirming the number of banknotes inserted in the bag and allowing the customer to determine whether or not to request sealing of the bag. Do.

ステップＳ６において、金銭引出制御手段１０３は、確認済み情報受付手段１０５において確認済み情報を受け付けたか否かを判定し、確認済み情報を受け付けた場合はステップＳ７に処理を移し、確認済み情報を受け付けていない場合はステップＳ８に処理を移す。 In step S6, the cash withdrawal control unit 103 determines whether the confirmed information receiving unit 105 has received the confirmed information. When the confirmed information is received, the process proceeds to step S7, where the confirmed information is received. If not, the process proceeds to step S8.

ステップＳ７において、金銭引出制御手段１０３は、封緘部１７を制御して、紙幣が挿入された袋の開口部を封緘する。ステップＳ８において、金銭引出制御手段１０３は、ステップＳ７で封緘した袋をＡＴＭ１０の外部に排出する。 In step S7, the money withdrawal control means 103 controls the sealing part 17 to seal the opening of the bag in which the banknote is inserted. In step S8, the money withdrawal control means 103 discharges the bag sealed in step S7 to the outside of the ATM 10.

次に、本発明の実施形態に係る銀行システム１における紙幣袋詰め処理について説明する。図１０は、本発明の実施形態に係る銀行システム１における紙幣袋詰め処理フローを示す図である。銀行システム１における紙幣袋詰め処理は、振込者が、引出者の口座に振り込むとともに、振り込んだ金額の紙幣を挿入する袋のデザインを指定し、引出者が、ＡＴＭ１０において、振込者が振り込んだ金額の紙幣を、振込者が指定したデザインの袋に挿入された状態で受け取る場合の処理である。 Next, the banknote bagging process in the bank system 1 according to the embodiment of the present invention will be described. FIG. 10 is a diagram showing a banknote bagging process flow in the bank system 1 according to the embodiment of the present invention. In the banknote bag filling process in the banking system 1, the transferor transfers the money to the account of the withdrawal and designates the design of the bag into which the money of the amount transferred is inserted, and the withdrawal is the amount transferred by the transferor at the ATM 10. Is received when the bill is inserted in a bag of the design designated by the transfer person.

ステップＳ１１において、銀行サーバ２０の銀行サーバ制御手段２１は、振込要求及び振込者選択デザイン情報を振込端末３０から受信し、振込要求における振込金額を引出者の口座に振り込む。 In step S11, the bank server control means 21 of the bank server 20 receives the transfer request and the transferer selection design information from the transfer terminal 30, and transfers the transfer amount in the transfer request to the withdrawal account.

ステップＳ１２において、銀行サーバ２０の袋引出通知手段２２は、ステップＳ１１で銀行サーバ制御手段２１が受信した振込者選択デザイン情報に示されるデザインの袋に挿入された振込金額の紙幣を引出可能であることを示す袋引出通知画像を、引出者の引出端末４０において表示するための袋引出通知情報を生成し、引出端末４０に送信する。 In step S12, the bag withdrawal notification means 22 of the bank server 20 can withdraw the banknote of the transfer amount inserted in the bag of the design shown in the transferer selection design information received by the bank server control means 21 in step S11. A bag withdrawal notification information for displaying a bag withdrawal notification image indicating this on the withdrawal terminal 40 of the drawer is generated and transmitted to the withdrawal terminal 40.

ステップＳ１３において、ＡＴＭ１０の袋引出要求受付手段１０６は、引出者の操作に基づき、袋引出要求を受け付ける。 In step S13, the bag withdrawal request receiving means 106 of the ATM 10 accepts the bag withdrawal request based on the operation of the drawer.

ステップＳ１４及びステップＳ１５において、ＡＴＭ１０の金銭引出制御手段１０３は、袋引出要求受付手段１０６が受け付けた袋引出要求に基づき、銀行サーバに袋引出情報の送信を要求する。銀行サーバ２０の袋引出情報生成手段２３は、ステップＳ１１で銀行サーバ制御手段２１が受信した振込要求における振込金額を示す振込金額情報と振込者選択デザイン情報とを含む袋引出情報を生成し、ＡＴＭ１０に送信する。ＡＴＭ１０の金銭引出制御手段１０３は、銀行サーバ２０から袋引出情報を受信する。 In step S14 and step S15, the cash withdrawal control unit 103 of the ATM 10 requests the bank server to transmit bag withdrawal information based on the bag withdrawal request received by the bag withdrawal request acceptance unit 106. The bag withdrawal information generation unit 23 of the bank server 20 generates bag withdrawal information including the transfer amount information indicating the transfer amount and the transferer selection design information in the transfer request received by the bank server control unit 21 in step S11. Send to. The cash withdrawal control means 103 of the ATM 10 receives bag withdrawal information from the bank server 20.

ステップＳ１６において、ＡＴＭ１０の金銭引出制御手段１０３は、金銭入出金部１４を制御して、ステップＳ１４で受信した袋引出情報に含まれる振込金額情報が示す金額の紙幣を出す。 In step S16, the cash withdrawal control means 103 of the ATM 10 controls the cash deposit / withdrawal unit 14 to issue the banknote having the amount indicated by the transfer amount information included in the bag withdrawal information received in step S14.

ステップＳ１７において、ＡＴＭ１０の金銭引出制御手段１０３は、紙幣袋詰め部１５に対し、ステップＳ１６で金銭入出金部１４に出された紙幣を、ステップＳ１４で受信した袋引出情報に含まれる振込者選択デザイン情報が示すデザインの袋に挿入させる制御を行う。 In step S17, the cash withdrawal control means 103 of the ATM 10 selects the transfer person selection included in the bag withdrawal information received in step S14, with respect to the banknote bag filling unit 15, the banknotes that were issued to the money depositing / withdrawing unit 14 in step S16. Control to insert into the bag of the design indicated by the design information.

ステップＳ１８において、ＡＴＭ１０の金銭引出制御手段１０３は、表示入力部１２において、袋に挿入された紙幣の枚数を確認し、袋の封緘を求めるか否かを顧客に判断させる封緘確認画面を表示する制御を行う。 In step S18, the cash withdrawal control means 103 of the ATM 10 confirms the number of banknotes inserted in the bag at the display input unit 12, and displays a sealing confirmation screen for allowing the customer to determine whether or not to request sealing of the bag. Take control.

ステップＳ１９において、ＡＴＭ１０の金銭引出制御手段１０３は、確認済み情報受付手段１０５において確認済み情報を受け付けたか否かを判定し、確認済み情報を受け付けた場合はステップＳ２０に処理を移し、確認済み情報を受け付けていない場合はステップＳ２１に処理を移す。 In step S19, the cash withdrawal control means 103 of the ATM 10 determines whether or not the confirmed information is accepted by the confirmed information accepting means 105. If the confirmed information is accepted, the process proceeds to step S20 and the confirmed information is confirmed. If not accepted, the process proceeds to step S21.

ステップＳ２０において、ＡＴＭ１０の金銭引出制御手段１０３は、封緘部１７を制御して、紙幣が挿入された袋の開口部を封緘する。ステップＳ２１において、ＡＴＭ１０の金銭引出制御手段１０３は、ステップＳ２０で封緘した袋をＡＴＭ１０の外部に排出する。 In step S20, the cash withdrawal control means 103 of the ATM 10 controls the sealing unit 17 to seal the opening of the bag in which the banknote is inserted. In step S21, the cash withdrawal control means 103 of the ATM 10 discharges the bag sealed in step S20 to the outside of the ATM 10.

以上、実施形態を用いて本発明を説明したが、本発明の技術的範囲は上記実施形態に記載の範囲には限定されないことは言うまでもない。上記実施形態に、多様な変更または改良を加えることが可能であることが当業者に明らかである。またその様な変更または改良を加えた形態も本発明の技術的範囲に含まれ得ることが、特許請求の範囲の記載から明らかである。 As mentioned above, although this invention was demonstrated using embodiment, it cannot be overemphasized that the technical scope of this invention is not limited to the range as described in the said embodiment. It will be apparent to those skilled in the art that various modifications or improvements can be added to the above-described embodiments. Further, it is apparent from the scope of the claims that the embodiments added with such changes or improvements can be included in the technical scope of the present invention.

１銀行システム
１０ＡＴＭ
１０ａ筐体
１１カード読込部
１２表示入力部
１３入力部
１４金銭入出金部
１４ａ金銭収容部
１４ｂ蓋部
１５紙幣袋詰め部
１６枚数確認部
１７封緘部
１８通帳記入部
２０銀行サーバ
２１銀行サーバ制御手段
２２袋引出通知手段
２３袋引出情報生成手段
３０振込端末
３１振込端末表示入力部
３２振込端末制御部
４０引出端末
４１引出端末表示入力部
４２引出端末制御部
５０紙幣
５１袋
１００制御部
１０１顧客情報受付手段
１０２金額情報受付手段
１０３金銭引出制御手段
１０４選択デザイン受付手段
１０５確認済み情報受付手段
１０６袋引出要求受付手段
１６１拡大表示部
１６２対比基準部
１６３紙幣押さえ部
２００顧客情報ＤＢ 1 Banking system 10 ATM
DESCRIPTION OF SYMBOLS 10a Case 11 Card reading part 12 Display input part 13 Input part 14 Money depositing / withdrawing part 14a Money accommodating part 14b Cover part 15 Banknote bag filling part 16 Number confirmation part 17 Sealing part 18 Passbook entry part 20 Bank server 21 Bank server control means 22 Bag withdrawal notification means 23 Bag withdrawal information generation means 30 Transfer terminal 31 Transfer terminal display input section 32 Transfer terminal control section 40 Withdrawal terminal 41 Withdrawal terminal display input section 42 Withdrawal terminal control section 50 Banknote 51 Bag 100 Control section 101 Customer information reception Means 102 Amount information accepting means 103 Money withdrawal control means 104 Selected design accepting means 105 Confirmed information accepting means 106 Bag withdrawal request accepting means 161 Enlarged display part 162 Contrast reference part 163 Bill holding part 200 Customer information DB

Claims

In an ATM that accepts requests for customer money transactions,
Amount information receiving means for receiving amount information indicating the amount of money to be withdrawn based on the operation of the customer;
Based on the amount information received by the amount information receiving means, money withdrawal control means for controlling an operation related to withdrawal of money;
Banknote bag filling means for inserting a banknote of the amount indicated by the money amount information into a bag under the control of the money withdrawal control means;
By the control of the money withdrawal control means, the banknote bag filling means indicates the banknote inserted into the bag to the customer, and the number confirmation means that allows the customer to confirm the number of banknotes inserted into the bag;
Confirmed information receiving means for receiving confirmed information indicating that the number of bills inserted into the bag has been confirmed based on the operation of the customer;
An ATM comprising: sealing means for sealing and discharging the bag when the confirmed information is received by the confirmed information receiving means under the control of the money withdrawal control means.

The number confirmation means is an enlarged display means for enlarging and displaying a part of a side edge of the bill inserted into the bag,
In the enlarged display means, contrast reference means that is displayed in contrast with a part of the side edge of the banknote displayed in an enlarged manner and has a scale serving as a reference for thickness when a plurality of the banknotes are stacked. The ATM according to claim 1, further comprising:

Display means for displaying a plurality of types of bag designs under the control of the money withdrawal control means;
A selection design receiving means for receiving selection design information indicating any of the plurality of types of the bag designs selected based on the operation of the customer;
2. The cash withdrawal control unit controls the banknote bag filling unit to insert the banknote into the bag having a design indicated by the selection design information received by the selection design reception unit. Or ATM according to 2.

The ATM according to any one of claims 1 to 3, a bank server connected to the ATM via a network, a transfer terminal of a transferor and a withdrawal of a drawer connected to the bank server via a network. A bank system comprising a terminal,
The transfer terminal is
Based on the operation of the transfer person, a transfer terminal control means for receiving a transfer request for requesting transfer of the transfer amount designated by the transfer person to the account of the withdrawal person;
Under the control of the transfer terminal control means, comprising a transfer terminal display means for displaying a plurality of types of bag designs,
By the transfer terminal control means,
Accepting transferer selection design information indicating any of the multiple types of bag designs selected based on the transferer's operation;
The transfer request and the transferer selection design information are associated with each other and transmitted to the bank server,
The bank server
Bank server control means for transferring the transfer amount in the transfer request transmitted from the transfer terminal to the withdrawal account,
Generate bag withdrawal notification information for displaying on the withdrawal terminal a bag withdrawal notification image indicating that it is possible to withdraw the banknote of the transfer amount inserted into the bag having the design indicated by the transferer selection design information. And a bag withdrawal notification means for transmitting to the withdrawal terminal;
Bag withdrawal information generating means for generating bag withdrawal information including the transfer amount information indicating the transfer amount in the transfer request transmitted from the transfer terminal and the transfer person selection design information, and transmitting to the ATM. ,
The ATM is
Based on the operation of the drawer, a bag withdrawal request receiving means for receiving a bag withdrawal request is further provided,
In the money withdrawal control means, when the bag withdrawal request acceptance means accepts the bag withdrawal request, the transfer amount information is sent to the banknote bag filling means based on the bag withdrawal information transmitted from the bank server. The bank system characterized by performing the control which inserts the banknote of the money amount which is shown in the said bag of the design which the said transferer selection design information shows.

An ATM bill bagging method executed by an ATM that accepts a request relating to a customer's money transaction,
Amount information reception step for receiving amount information indicating the amount of money to be withdrawn based on the operation of the customer;
Based on the amount information received in the amount information reception step, a money withdrawal control step for controlling an operation related to withdrawal of money;
A banknote bagging step of inserting a banknote of the amount indicated by the amount information into a bag;
Showing the banknotes inserted into the bag in the banknote bagging stage to the customer, and confirming the number of banknotes inserted into the bag by the customer; and
A confirmed information receiving stage for receiving confirmed information indicating that the number of the bills inserted into the bag has been confirmed based on the operation of the customer;
A banknote bagging method for ATM, comprising: a sealing step of sealing and discharging the bag when the confirmed information is received in the confirmed information receiving step.