JP5591187B2 - Account transfer processing system - Google Patents

Description

  The present invention relates to an account transfer processing system for transferring from an old account to a new account. In particular, when a customer transfers to a new account, the information of the old account can be easily transferred, and the electronically delivered form is also provided. It is related with the account transfer processing system which can aim at matching with the form for the reissue issued by mail.

[Conventional technology]
Conventionally, delivery of transaction reports, prospectuses, etc. to investors has been provided as electronic data using a report electronic system.
For example, when a customer transfers an account from an A account to an B account, the investor side needs to know the information on the A account that is the old account (application information and report browsing history at that time) and reports. They were asked to send inquiries to the person in charge at the institution, or they were requested to send them.

[Related technologies]
As related prior art documents, Japanese Patent Application Laid-Open No. 2007-249282 “Transfer Destination Account Information Query Method, Transfer Destination Account Information Query Program and Transfer Destination Account Information Query System” (Oki Electric Industry Co., Ltd.) [Patent Document 1] There is.

  In Patent Literature 1, the inquiry terminal inquires the server of the account detailed information of the customer, the server returns the account detailed information to the inquiry terminal, and the inquiry terminal specifies bibliographic information specifying the transfer destination account of the account. It is shown that the server is inquired, the server returns bibliographic information to the inquiry terminal and displayed, and the inquiry terminal inquires the server of the transfer source or transfer destination account information and displays the account information.

JP 2007-249282 A

  However, in the conventional account transfer processing system described above, an investor must contact the person in charge in order to view the report of the old account, etc. There is a problem in that it takes time to browse the report of the old account, etc. because it must be written on an electronic medium and sent to the customer.

  Further, in Patent Document 1, it is assumed that the server knows in advance the relationship between the account information of the transfer source and the account information of the transfer destination, and the information is easily transferred from the transfer source account to the transfer destination account. This is not described.

  The present invention has been made in view of the above circumstances, and when a customer is transferred to a new account, the information of the old account can be easily taken over, and the electronically issued form and the reissued form mailed It is an object of the present invention to provide an account transfer processing system that can be matched with the system.

The present invention for solving the problems of the conventional example described above is an account transfer processing system in which a process for transferring a customer account from an old account to a new account is executed by a computer. Stores the account transfer customer table stored every time, the transfer target table that stores the rewritten data of account information for account transfer in units of new accounts, the transfer source report data, and the transfer destination report data Account transfer data including account customer information, old and new account information, and old account history information for each account transfer customer as means realized by computer program processing. The account transfer data file input storage means to be stored in the table and the account transfer data to be transferred are read from the account transfer customer table. Account rewriting processing means for rewriting the data portion described in the old account information with respect to the history information in the account transfer data with reference to the information with the new account information, and storing the rewritten account transfer data in the transfer target table; Referring to the new and old account information in the account transfer data to be transferred, copy the old account transfer source report data stored in the report data storage unit, and name the file name of the copied report data as the old account possess and transfer destination report data generation means for rewriting the new account information to generate a transfer destination report data to be stored in the report data storage unit from the information, to the electronic delivery request of the form from the investor terminal Management data when form data is delivered electronically is stored, and the form is mailed as reissued paper in response to a request from the investor terminal When management data is stored and electronic delivery and mailing are made to the same investor, the date when the data is sent to the printing department for mailing in the mailing management data is the electronic delivery date in the electronic delivery management data. If it is before the date of data transmission, it is characterized by comprising a collating means for outputting an error .

  The present invention provides the above account transfer processing system for viewing from the investor terminal the rewritten account transfer data stored in the transfer target table and the transfer destination report data stored in the report data storage unit. Account transfer information output means for displaying and outputting in response to a request is provided.

  The present invention provides a transfer target backup table for storing account transfer data for backup in the account transfer processing system, and the account rewriting means reads the account transfer data from the account transfer customer table for transfer target backup. The account transfer data is stored in the table, and the rewritten account transfer data is stored in the transfer target backup table.

  The present invention is a program for causing a computer to function as the account transfer processing system.

According to the present invention, the account transfer data file input storage means stores account transfer data including account customer information, old and new account information, and old account history information in the account transfer customer table for each account transfer customer. The rewrite processing means reads the account transfer data to be transferred from the account transfer customer table, refers to the new and old account information, and the data portion described in the old account information for the history information in the account transfer data is the new account information. Rewrite, store the rewritten account transfer data in the transfer target table, and transfer destination report data generation means refer to the new and old account information in the account transfer data to be transferred, and store it in the report data storage unit Copy the old report's transfer source report data and write the file name of the copied report data from the old account information to the new account information. Ete transfer destination report data generated is stored in the report data storage unit, and is managed data is stored in the case of electronic delivery form data to the electronic delivery request of the form from the investor terminal, investors Management data is stored when a form is mailed as paper reissued according to a request from the terminal. When electronic delivery and mail are sent to the same investor, it is sent to the printing department for mailing in the mail management data. If the date of sending the data to is earlier than the date of sending the electronic delivery data in the electronic delivery management data, it is an account transfer processing system with a verification means that outputs an error, so if the customer transfers to a new account to, in particular the history information, report the information of the old account Ki out is possible to easily take over of data, efficiency of as possible out is possible to achieve consistency with the reissue worth of a form that was mailed a form to the electronic delivery There is.

1 is a configuration block diagram of an account transfer processing system according to an embodiment of the present invention. It is a figure which shows the outline | summary of an account transfer process. It is a flowchart of an account transfer process. It is a figure which shows the form management data delivered electronically. It is a figure which shows the form management data sent to the printing department. It is a flowchart of the collation process of form delivery.

Embodiments of the present invention will be described with reference to the drawings.
[(1) Outline of Embodiment]
In the account transfer processing system according to the embodiment of the present invention, the account transfer processing server performs account transfer processing by rewriting the old account information to new account information for the history information in the account transfer data, and further reports the transfer source of the old account Copy the report data, rewrite the file name to the file name of the report data of the transfer destination, generate the transfer destination report data, and easily transfer information such as history from the old account to the new account, Furthermore, report data can be easily transferred from the old account to the new account.

  In addition, the account transfer processing system according to the embodiment of the present invention stores the management data of the electronically delivered forms and the management data of the reissued forms that have been mailed, and collates the data sending dates of both. Thus, it is possible to confirm whether or not the electronically issued form has been reissued, and the electronically issued form and the reissued form that has been mailed can be matched.

[(2) This system: Fig. 1]
A configuration of an account transfer processing system (this system) according to an embodiment of the present invention will be described with reference to FIG. FIG. 1 is a configuration block diagram of an account transfer processing system according to an embodiment of the present invention.
As shown in FIG. 1, this system basically includes an account transfer processing server 1, a backbone system 2, a backbone operation terminal 3, an investor terminal 4, and the Internet 5.

  An investor terminal 4 is connected to the account transfer processing server 1 via the Internet 5, a backbone system 2 is connected to the account transfer processing server 1 via a dedicated line network, and further to the backbone system 2 Core operation terminal 3 is connected.

In FIG. 1, one investor terminal 4 is drawn for ease of explanation, but a plurality of investor terminals 4 are originally connected to the account transfer processing server 1 via the Internet 5. ing.
In this system, except for the Internet 5, the other devices are configured by computers. In particular, the basic operation terminal 3 and the investor terminal 4 are provided with a display unit and an input unit.

[(3) Each part of this system]
Each part of this system will be specifically described.
[Account Transfer Processing Server 1]
As shown in FIG. 1, the account transfer processing server 1 is a computer device that basically includes a control unit 11, a storage unit 12, and an interface unit 13.
The storage unit 12 stores various tables and processing programs to be described later, and the control unit 11 reads the processing program from the storage unit 12 and executes account transfer processing and the like.
The interface unit 13 is an interface unit for connecting to the Internet 5 and the backbone system 2.

The account transfer processing server 1 inputs an account transfer data file from the backbone system 2, executes the account transfer processing, and outputs the execution result of the account transfer to the backbone system 2.
Further, when there is a request for browsing electronic report data or the like from the investor terminal 4, the account transfer processing server 1 browses the report data or the like.
Further, when there is a paper report reissue request from the investor terminal 4, the account transfer processing server 1 sends printing report data to a printing department server (not shown) to instruct printing.

[Core system 2]
The backbone system 2 is also a computer device, and has the same hardware configuration as the account transfer processing system 1.
The backbone system 2 outputs the account transfer data file to the account transfer processing server 1, inputs the data file after the account transfer processing from the account transfer processing server 1, and stores it in the storage unit.

[Core operation terminal 3]
The basic operation terminal 3 is a computer device used by the manager of the bank / securities company, and operates an account transfer instruction to the basic system 2.

[Investor terminal 4]
The investor terminal 4 is a computer device used by the investor, and accesses the account transfer processing server 1 via the Internet 5 to browse electronic report data and the like.

[(4) Outline of processing operation in this system]
When an account transfer instruction is output from the basic operation terminal 3 to the basic system 2, the basic system 2 transmits an account transfer data file to be transferred to the account transfer processing server 1 in a nightly batch.
The account transfer processing server 1 executes an account transfer process to be described later in a night batch, and the following data is transferred to the new account.

Data transferred to the new account includes PDF (Portable Document Format) report (transaction report, transaction balance report, etc.) data for various investors, report index data, report viewing / deletion history data, electronic report delivery Browsing history data such as application status / history data, prospectus / delivery document before contract conclusion.
Here, the PDF report data for various investors is “transfer source report data” if it is related to the old account before being transferred to the new account, and is related to the new account after being transferred to the new account. If there is, it is "transfer destination report data".
When the account transfer processing server 1 is accessed from the investor terminal 4 by the above account transfer processing, the investor is aware of the old account / new account because the old account information has been transferred to the new account information. The document data such as reports can be browsed without any problem.

[(5) Various tables: FIG. 2]
Various tables stored in the storage unit 12 and used in the account transfer processing server 1 of this system will be described with reference to FIG. FIG. 2 is a diagram showing an outline of the account transfer process.
The storage unit 12 of the account transfer processing server 1 includes an intermediate table 121, an account transfer customer table 122, a transfer target data backup table 123, a transfer target table 124, and a report data storage unit 125. .

[Intermediate table 121]
The intermediate table 121 is a table that stores an account transfer data file input from the backbone system 2. The account transfer data includes customer information, old and new account information (information such as old and new account numbers), and various history data related to the old account.

[Account Transfer Customer Table 122]
The account transfer customer table 122 is a table that stores the account transfer data files stored in the intermediate table 121 for each account transfer customer by rearranging the account transfer data files so as to facilitate the account transfer process. The account transfer customer table 122 includes old and new account information.

[Transfer target data backup table 123]
The transfer target data backup table 123 is a backup table that temporarily stores data before rewriting when rewriting old account information to new account information for the account transfer data file of the account transfer customer table 122.
The transfer target data backup table 123 is also a backup table in which data subjected to the account rewriting process is read from the transfer target table 124 and temporarily stored.

[Transfer Target Table 124]
The transfer target table 124 is a table that stores data on which account transfer (account information rewriting) processing has been performed in units of new account numbers.
Data stored in the transfer target table 124 in units of account numbers are a document delivery history table, a document customer consent history table, a control data table (month), a contract data table (month), a control data table (year), and a contract data table. (Year), transaction balance report control table, customer master table, customer registration history table, distribution method change application acceptance table, and the like.
Each of these tables is composed of an index indicating the storage location of information and history information.

[Report data storage unit 125]
The report data storage unit 125 stores transfer source report data and transfer destination report data.
Originally, the transfer source report data is stored, and when the transfer target table is updated by the account transfer process, the transfer source report data is copied, the file name is rewritten to the new account number, and the transfer destination report data is changed. It is generated and stored.
The file name of the transfer source report data before the transfer is “old account number + form name”, but the file name of the transfer destination report data after the transfer is “new account number + form name”.
In other words, copying the transfer source report data file to generate the transfer destination report data file means that if the transfer source report data file name is "old account number + form name" Is copied, and the file name is changed to “new account number + form name”, so that a file of transfer destination report data is generated.

[(6) Function realization means]
In addition, a function realization unit that the control unit 11 of the account transfer processing server 1 of this system reads and executes a processing program from the storage unit 12 will be described.
As the function realization means, there are account transfer data file input storage means, account rewrite processing means, transfer destination report data generation means, and account transfer information output means.

[Account transfer data file input storage means]
The account transfer data file input storage means stores the account transfer data file including the old and new account information input from the core system 2 in the intermediate table 121, and rearranges the account transfer data files so that account transfer processing is easy. Store in the table 122 for each account transfer customer.

[Account renewal processing means]
The account rewrite processing means reads the account transfer data (transfer target data) to be transferred from the account transfer customer table 122, writes it into the transfer target data backup table 123, and uses the old account information (old account number) as the account transfer process. Account rewriting processing is performed in which the described data portion is rewritten with new account information (new account number). By the account rewriting process, the history information of the old account can be transferred to the history information of the new account.

  Then, the account rewrite processing means stores the new account information subjected to the account rewrite process in the transfer target table 124 and writes the new account information in the transfer target data backup table 123.

[Transfer destination report data generation means]
The transfer destination report data generation means copies the transfer source report data file stored in the report data storage unit 125 and rewrites the file name of the copied file from the old account number to the new account number. Report data is generated and stored in the report data storage unit 125. Thereby, the report data of the old account number (transfer source report data) can be associated with the new account number.
The transfer destination report data generation means generates a file of the transfer destination report data by copying, but the translation associates the report data before transfer (transfer source) with the report data after transfer (transfer destination) A file may be generated and managed without changing the report data before transfer.

[Account transfer information output means]
The account transfer information output means outputs the data after the account transfer process stored in the transfer target table 124 to the backbone system 2. Note that the transfer destination report data may also be output to the backbone system 2.
Further, the account transfer information output means displays and outputs the report data of the transfer destination related to the report data browsing request from the investor terminal 4.

[(7) Processing flow: FIG. 3]
The account transfer process executed by the control unit 11 of the account transfer processing server 1 will be described with reference to FIG. FIG. 3 is a flowchart of the account transfer process.
When the account transfer data file input storage means realized by the control unit 11 of the account transfer processing server 1 inputs the account transfer data from the backbone system 2 (S1), it stores it in the intermediate table 121 (S2).
Further, the account transfer data file input storage means rearranges the data of the intermediate table 121 so as to facilitate the account transfer process, and stores it in the account transfer customer table 122 for each account transfer customer (S3).

The account rewrite processing means realized by the control unit 11 reads account transfer data including old and new account information from the account transfer customer table 122 and backs up the account transfer data before transfer to the transfer target data backup table 123 ( S4).
Then, the account rewrite processing means refers to the new and old account information for various historical data related to the old account in the account transfer data, rewrites the old account number to the new account number, and stores it in the transfer target table 124 (S5). .

Further, the account rewrite processing means reads the account transfer data from the transfer target table 124, and backs up the account transfer data after transfer to the transfer target data backup table 123 (S6).
The transfer destination report data generation means realized by the control unit 11 refers to the new and old account information in the account transfer data and newly transfers the transfer source report data of the old account stored in the report data storage unit 125. Copy according to the account number, rewrite the copied file name from the old account number to the new account number, generate transfer destination report data, store it in the report data storage unit 125 (S7), and finish the process To do.

[(8) Alignment between electronically delivered forms and reissued forms that have been mailed: Figures 4 and 5]
The alignment between the electronically delivered form and the reissued form that has been mailed will be described with reference to FIGS. FIG. 4 is a diagram showing the form management data delivered electronically, and FIG. 5 is a diagram showing the form management data sent to the printing department.
The management data shown in FIGS. 4 and 5 is stored in the storage unit of the basic system 2.
Further, the collation process of the following electronically delivered form is performed by collation means by computer program processing.

In FIG. 4, the management data of the form data is stored in response to the electronic issue request for the form from the investor terminal 4. The management items are department store, customer, data creation date, transaction date, report type, and data sending date.
FIG. 5 stores management data in which a form is re-issued by paper as requested by the investor terminal 4. The management items are department store, customer, data creation date, transaction date, report type, and data transmission date to the printing department. In the case of mailing, the backbone system 2 sends the form data to the printing department server, makes a printing request, and also requests shipping.

4 and FIG. 5, “data sending date in FIG. 4 ≦ data sending date to the printing department in FIG. 5” for data with the same department type, customer, data creation date, transaction date, and report type. If so, “normal” is indicated, and if “data transmission date in FIG. 4> data transmission date to the printing department in FIG. 5”, the latest information is given to the investor. Since a non-version form is mailed, an error is displayed.
This ensures consistency between electronically issued forms and reissued forms that have been mailed.
Although the core system 2 performs the matching process between the electronically delivered form and the reissued form that has been mailed, the account transfer processing server 1 may perform the matching process.

[(9) Verification procedure for document issuance: Fig. 6]
Next, a description will be given of the verification process flow of the above-mentioned form delivery with reference to FIG. FIG. 6 is a flowchart of the collation processing for form issuance.
The control unit of the backbone system 2 reads the electronically delivered form management data (FIG. 4) stored in the storage part (S11), and reads the form management data (FIG. 5) sent to the printing department (S12).

Then, the form management data delivered electronically is collated with the form management data sent to the printing department (S13). It is determined whether or not “data sending date addressed to printing department ≧ data sending date for electronic delivery” (S14). If the above relationship is not satisfied (in the case of No), an error is output (S15).
If it is determined in the determination process S14 that the above relation is satisfied (Yes), it is then determined whether or not there is transmission data addressed to the printing department that has not been verified (S16). If (Yes), the process returns to step S13, and if there is no unmatched delivery data (No), the process ends.

[(10) Effects of the embodiment]
According to this system, the account transfer processing server 1 performs the account transfer process by rewriting the old account information to the new account information for the account transfer data, and further copies the transfer source report data and sets the file name to the transfer destination. By rewriting the file name of the report data, information such as history can be easily transferred from the old account to the new account, and the report data can be easily transferred from the old account to the new account. .

  According to this system, the management data of the electronically issued forms and the management data of the reissued forms that have been mailed are stored separately, and the data delivery date is collated to reissue the electronically issued forms. Therefore, there is an effect that it is possible to match the electronically issued form with the reissued form that has been mailed.

  In the present invention, when a customer transfers to a new account, the account transfer processing can easily take over the information of the old account, and can further match the electronically issued form with the reissued form that has been mailed. Suitable for the system.

  DESCRIPTION OF SYMBOLS 1 ... Account transfer processing server, 2 ... Core system, 3 ... Core operation terminal, 4 ... Investor terminal, 5 ... Internet, 11 ... Control part, 12 ... Memory , 13 ... Interface section, 121 ... Intermediate table, 122 ... Account transfer customer table, 123 ... Transfer target data backup table, 124 ... Transfer target table, 125 ... Report Data storage unit

Claims (4)

In an account transfer processing system that executes a process of transferring a customer account from an old account to a new account by computer,
Account transfer customer table that stores account transfer data used for account transfer processing for each account customer, transfer target table that stores data that has undergone rewrite processing of account information for account transfer, and transfer source A report data storage unit for storing report data and transfer destination report data;
As means realized by computer program processing,
Account transfer data file input storage means for storing account transfer data including account customer information, old and new account information, old account history information in the account transfer customer table for each account transfer customer,
Read the account transfer data to be transferred from the account transfer customer table, refer to the new and old account information, rewrite the data part described in the old account information for the history information in the account transfer data with the new account information , Account rewrite processing means for storing the rewritten account transfer data in the transfer target table;
Referring to the new and old account information in the account transfer data to be transferred, copy the transfer source report data of the old account stored in the report data storage unit, and rename the file name of the copied report data to the old Transfer destination report data generating means for rewriting account information to new account information to generate transfer destination report data and storing it in the report data storage unit ;
Management data is stored when the form data is electronically issued in response to the electronic issue request for the form from the investor terminal.
Management data is stored when the form is mailed as a reissued paper in response to a request from the investor terminal,
When electronic delivery and mailing are made to the same investor, the date when the data is sent to the printing department for mailing in the mailing management data is earlier than the date of electronic delivery data sending in the electronic delivery management data. If present, an account transfer processing system comprising a verification means for outputting an error .   Account transfer information output that displays and outputs the rewritten account transfer data stored in the transfer target table and the transfer destination report data stored in the report data storage unit in response to a viewing request from the investor terminal The account transfer processing system according to claim 1, further comprising means. Set up a transfer target backup table to store account transfer data for backup,
When the account rewriting means reads account transfer data from the account transfer customer table, the account transfer data is stored in the transfer target backup table, and the rewritten account transfer data is stored in the transfer target backup table. The account transfer processing system according to claim 1 or 2. The program for functioning a computer as an account transfer processing system in any one of Claims 1 thru | or 3 .

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