JP5513253B2 - Account transfer management system, transfer information processing apparatus, transfer information processing method - Google Patents

Description

  The present invention relates to an account transfer management system that manages the status of a user's account transfer.

  As a conventional method of performing the account transfer process, in the account transfer process method in which the charged amount is transferred from the depositor's account to the collector's account, a transfer designated date for transferring the charged amount from the depositor's account to the collector's account is set. And selecting a depositor who is permitted to perform account transfers before the designated transfer date, and calculating service points according to the amount charged for the selected depositor And a transfer step of debiting the billed amount from the selected depositor's account before the designated transfer date, accumulating the service points corresponding to the selected depositor, and transferring the billed amount to the collector's account. It has been known (see Patent Document 1).

Japanese Patent Laying-Open No. 2003-22370 (paragraph 0011, FIG. 8, etc.)

  However, in the conventional account transfer management system, there is a problem that it is difficult to appropriately grasp the situation in which various account transfers applied by the user are being performed. For example, since account transfer is usually performed for various collectors, even if the user wants to confirm the status of multiple account transfers that he / she has applied for, information indicating the status of account transfer is: It had to be collected from various collectors, and it was difficult to immediately collect and output account transfer information.

  The account transfer management system of the present invention is an account transfer management system including one or more server devices and a transfer information processing device, and the transfer information processing device includes user identification information that is user identification information, A delivery management information storage unit that stores one or more delivery management information, which is information including delivery target identification information that is identification information of a delivery target delivered by a user, and a user identification that accepts input of user identification information An information reception unit that obtains delivery object identification information corresponding to user identification information and includes information on delivery object identification information, and is information that requests transmission of delivery related information that is information related to the delivery object identification information. A transmission unit that transmits certain transmission request information to the server device, a reception unit that receives delivery related information transmitted from the server device in response to the transmission request information, and the reception unit receives The server device stores delivery information having delivery object identification information and delivery related information that is information related to delivery of the delivery object indicated by the delivery object identification information. Delivery information storage unit, transmission request reception unit for receiving transmission request information, delivery related information acquisition unit for acquiring delivery related information corresponding to the transmission request information from the delivery information storage unit, and delivery related information acquisition unit It is an account transfer management system provided with the delivery related information transmission part which transmits the delivery related information which acquired by the transfer information processing apparatus.

  With this configuration, it is possible to appropriately present the situation where account transfer is being performed to the user.

  Further, the account transfer management system according to the present invention is the account transfer management system, wherein the delivery object identification information is delivery item information indicating a delivery item and information for identifying a supplier for the delivery item. The first server management information in which the transfer information processing apparatus stores delivery item information and server identification information that is information for identifying the server apparatus is stored. A second server management information storage unit for storing second server management information having a management information storage unit, delivery item information, supplier identification information, and server identification information; Server device indicated by the server identification information corresponding to the delivery item information included in the delivery target identification information among the server identification information included in the server management information, or the second server management information The server device indicated by server identification information corresponding to the delivery item information and supplier identification information included in the delivery target identification information in the server identification information included, it transmits a transmission request information, a debit management system.

  With this configuration, it is possible to appropriately search for a server device in which delivery information is stored. For example, if the server identification information can be detected only with the delivery item information, the search speed is improved. Further, even when the server identification information cannot be specified only by the delivery item information, the server device can be reliably specified by further using the supplier identification information for the search.

  In the account transfer management system according to the present invention, in the account transfer management system, the transfer information processing device receives a user management information and a delivery management information receiving unit that receives delivery target identification information, and a delivery management information receiving unit. The account transfer management system further includes a delivery management information storage unit that stores delivery management information having user identification information and delivery target identification information in a delivery management information storage unit.

  With this configuration, the user can add delivery management information.

  In the account transfer management system according to the present invention, in the account transfer management system, the transfer information processing device stores card management information in which card management information, which is information associating account identification information with card identification information, is stored. A storage unit, a card management information storage unit that stores the account identification information and the card identification information received by the delivery designation reception unit in association with each other, and information indicating that the account transfer has been performed. The account transfer information received by the transfer acceptance unit using the card management information and the transfer acceptance unit that accepts the account transfer information that includes the transfer account identification information that is the account identification information of the account for which the account transfer has been performed The card identification information acquisition unit that acquires the card identification information associated with the account identification information that matches the transfer account identification information included in A point information acquisition unit that acquires point information according to the seat transfer information, a point output unit that outputs the point information acquired by the point information acquisition unit in association with the card identification information acquired by the card identification information acquisition unit, and Is an account transfer management system.

  With this configuration, it becomes possible to store the point information obtained by account transfer in association with a card unrelated to the account for which account transfer was performed, and improve the convenience of points obtained by account transfer Can do.

  The account transfer management system according to the present invention further includes a client device in the account transfer management system, and the transfer information processing apparatus is a delivery object identification information and a delivery notification information corresponding to the delivery object identification information. A delivery notification request receiving unit that receives information requesting notification information from the client device, and an instruction including the delivery target identification information received by the delivery notification request receiving unit, and for sending the delivery notification information to the client device A delivery notification transmission instruction transmitting unit that transmits a delivery notification transmission instruction to the server device, and the client device transfers the delivery target identification information and the information requesting the delivery notification information. A delivery notification request transmission unit for transmitting to the server, a delivery notification information receiving unit for receiving the delivery notification information transmitted from the server device, and a delivery notification An output unit that outputs the delivery notification information received by the information receiving unit, and the server device stores delivery notification management information in which delivery notification management information, which is information including delivery notification information and delivery target identification information, is stored. Associated with the delivery target identification information included in the delivery notification transmission instruction received by the delivery notification transmission instruction received by the delivery notification transmission instruction received by the delivery notification transmission instruction. A delivery notification information acquisition unit that acquires the delivery notification information from the delivery notification management information storage unit; and a delivery notification information transmission unit that transmits the delivery notification information acquired by the delivery notification information acquisition unit to the client device. This is an account transfer management system.

  With this configuration, the delivery notification information can be downloaded by the user.

  The transfer information processing apparatus of the present invention is a transfer information processing apparatus that constitutes an account transfer management system with one or more server devices, and the user identification information that is user identification information and the user delivered by account transfer A delivery management information storage unit that stores one or more pieces of delivery management information that is information including delivery target identification information that is identification information of a delivery target to be received, a user identification information reception unit that receives input of user identification information, and a user Acquires the delivery target identification information corresponding to the identification information, and sends the transmission request information that is information including the delivery target identification information and requesting transmission of the delivery related information that is related to the delivery target identification information to the server. Outputs the transmission unit to be transmitted to the device, the reception unit to receive the delivery related information transmitted from the server device in response to the transmission request information, and the delivery related information received by the receiving unit. A transfer processing apparatus that includes a that output section.

  With this configuration, it is possible to appropriately present the situation where account transfer is being performed to the user.

  According to the account transfer management system or the like according to the present invention, it is possible to appropriately present to the user the status of account transfer.

Schematic diagram of an account transfer management system in an embodiment of the present invention Block diagram of the transfer information processing device of the same account transfer management system Block diagram of server device, client device, and point management device of same account transfer management system The flowchart for demonstrating an example of operation | movement of the transfer information processing apparatus of the same account transfer management system The flowchart for demonstrating an example of the process in which the transfer information processing apparatus 1 of the same account transfer management system determines the transmission destination of transmission request information. Flowchart for explaining an example of processing for acquiring points by the transfer information processing apparatus of the same account transfer management system The flowchart for demonstrating an example of operation | movement of a server apparatus of the same account transfer management system The flowchart for demonstrating an example of operation | movement of the client apparatus of the same account transfer management system The figure which shows an example of the input screen which registers delivery management information etc. in order to explain operation of the fund transfer management system The figure which shows the delivery management information for explaining the operation of the same fund transfer management system The figure which shows an example of card management information for demonstrating operation | movement of the same account transfer management system The figure which shows an example of the input screen of user identification information for demonstrating operation | movement of the same account transfer management system The figure which shows an example of 1st server management information for demonstrating operation | movement of the same account transfer management system The figure which shows an example of the 2nd server management apparatus for demonstrating operation | movement of the same account transfer management system. FIG. 15 is a diagram showing a delivery information management table for managing delivery information stored in advance in the delivery information storage unit 201. The figure which shows the output example of the delivery related information for explaining operation of the same account transfer management system The figure which shows an example of the download screen of the delivery notice which the client apparatus 3 output for demonstrating operation | movement of the same account transfer management system The figure which shows an example of delivery notification management information for demonstrating operation | movement of the same account transfer management system The figure which shows an example of card management information for demonstrating operation | movement of the same account transfer management system The figure which shows an example of the account transfer information for demonstrating operation | movement of the same account transfer management system The figure which shows an example of electronic delivery management information for demonstrating operation | movement of the same account transfer management system The figure which shows the point management information stored in the point management information storage part 112 for demonstrating operation | movement of the same account transfer management system The figure which shows the point management information after update of point information for demonstrating operation | movement of the same account transfer management system The figure which shows output destination management information for demonstrating operation | movement of the same account transfer management system The figure which shows an example of the external appearance of the computer which implement | achieves the apparatus which comprises the same account transfer management system The figure which shows an example of a structure of the computer which implement | achieves the apparatus which comprises the same account transfer management system

  Hereinafter, embodiments of the account transfer management system and the like will be described with reference to the drawings. In addition, since the component which attached | subjected the same code | symbol in embodiment performs the same operation | movement, description may be abbreviate | omitted again.

(Embodiment)
FIG. 1 is a schematic diagram of an account transfer management system 1000 in the present embodiment.

  FIG. 2 is a block diagram of the transfer information processing apparatus 1 of the account transfer management system 1000 according to the present embodiment.

  FIG. 3 is a block diagram of the server device 2, the client device 3, and the point management device 4 of the account transfer management system 1000 according to the present embodiment.

  The account transfer management system 1000 includes a transfer information processing apparatus 1, one or more server apparatuses 2, a client apparatus 3, and one or more point management apparatuses 4. FIG. 1 shows an example in which there are a plurality of server devices 2 and point management devices 4. Here, for convenience of explanation, a plurality of server devices 2 are divided into server devices 2-1 to 2-s. (S is an integer of 2 or more), and a plurality of point management devices 4 are represented as point management devices 4-1 to 4-t (t is an integer of 2 or more). One server device 2 and one point management device 4 may be provided. Further, a plurality of client devices 3 may be provided.

  Further, the block diagram of the server device 2 in FIG. 3 is a block diagram showing a configuration of a representative example of the server device 2. Here, for example, all of the one or more server devices 2 have the same configuration. Shall. The same applies to the point management device 4 of FIG.

  The transfer information processing apparatus 1, the one or more server apparatuses 2, the client apparatus 3, and the one or more point management apparatuses 4 of the account transfer management system 1000 are connected via a communication line or a network so that they can communicate with each other. Has been.

  The transfer information processing apparatus 1 includes a delivery management information storage unit 101, a user identification information reception unit 102, a first server management information storage unit 103, a second server management information storage unit 104, a transmission unit 105, a reception unit 106, and an output unit 107. , Delivery management information reception unit 108, delivery management information storage unit 109, card management information storage unit 110, card management information storage unit 111, point management information storage unit 112, electronic delivery management information storage unit 113, transfer reception unit 114, card An identification information acquisition unit 115, a point information acquisition unit 116, a point output unit 117, a delivery notification request reception unit 121, and a delivery notification transmission instruction transmission unit 122 are provided.

  The server apparatus 2 includes a delivery information storage unit 201, a transmission request reception unit 202, a delivery related information acquisition unit 203, a delivery related information transmission unit 204, a delivery notification management information storage unit 205, a delivery notification transmission instruction reception unit 206, and delivery notification information. An acquisition unit 207 and a delivery notification information transmission unit 208 are provided.

  The client device 3 includes an input reception unit 301, a delivery notification request transmission unit 302, a delivery notification information reception unit 303, a delivery notification information output unit 304, a client transmission unit 305, a client reception unit 306, and a client output unit 307.

  The point management device 4 includes a point reception unit 401, a point accumulation unit 403, and a point storage unit 402.

  The transfer information processing apparatus 1 is an apparatus for processing information related to account transfer. The transfer information processing apparatus 1 can be realized by a computer or the like, for example.

  The delivery management information storage unit 101 includes one or more pieces of delivery management information that is information including user identification information that is identification information of a user and delivery target identification information that is identification information of a delivery target that the user delivers by account transfer. Is stored. The user identification information may be any information as long as it is information that can identify the user. For example, the user identification information may be a number uniquely assigned to the user, such as a basic resident register number. Further, it may be a user name, a passport number, or the like, or a credit card number or a point card number possessed by the user. Further, it may be a user's mail address or the like.

  An account is an account of a financial institution such as a bank. With direct debit, it is a financial institution that, at the request of the depositor, deducts charges such as utility bills from the depositor's account and transfers them to the collector's account on the designated payment date. . The delivery target to be delivered by direct debit is a fee such as a public fee paid by direct debit assigned to each user (depositor). Delivery is a concept including payment and payment. The delivery object identification information is information for identifying a charge to be delivered to each user.

  The delivery object identification information is information having, for example, delivery item information indicating a delivery item, and supplier identification information which is information for identifying a supplier for the delivery item. The delivery item is an item to be delivered, and is, for example, an item such as a tax item or a utility fee. The delivery item may be a payment item, a tax payment item or the like as long as it is an item to be substantially delivered. The delivery item information may be the name of the delivery item or a code indicating the delivery item. The supplier identification information is information composed of a number and a character string assigned to the supplier by the collector who is the delivery target. The supplier identification information may be any information such as a delivery code, a delivery number, a payment number, and a tax payment number, as long as the information is assigned to the delivery item. In addition, as long as it is possible to specify a delivery item and a supplier only with the supplier identification information, the delivery object identification information may be configured only with the supplier identification information. In this case, it may be considered that the delivery item identification information also serves as the delivery item information. Further, the delivery object identification information may include identification information (for example, a municipality name, a municipality code, a trader name, a trader code, etc.) of a collector such as a local government.

  There is no limitation on the process or timing at which the delivery management information is stored in the delivery management information storage unit 101. For example, delivery management information may be stored in the delivery management information storage unit 101 via a recording medium, and delivery management information transmitted via a communication line or the like is stored in the delivery management information storage unit 101. Alternatively, the delivery management information input via the input device may be stored in the delivery management information storage unit 101. Here, a case where delivery management information transmitted from the client device 3 via the network is accumulated will be described as an example.

  The delivery management information storage unit 101 is preferably a non-volatile recording medium, but can also be realized by a volatile recording medium.

  The user identification information receiving unit 102 receives input of user identification information. The reception described here refers to reception of information input from an input device such as a keyboard, mouse, touch panel, reception of information transmitted via a wired or wireless communication line, recording on an optical disk, magnetic disk, semiconductor memory, or the like. It is a concept including reception of information read from a medium. Here, a case where the user identification information receiving unit 102 receives user identification information transmitted from the client device 3 will be described as an example.

  The user identification information input means may be anything such as a numeric keypad, keyboard, mouse, menu screen, or communication means.

  The user identification information receiving unit 102 can be realized by a communication unit, a device driver of an input unit such as a numeric keypad or a keyboard, menu screen control software, or the like.

  The first server management information storage unit 103 stores first server management information having delivery item information and server identification information that is information for identifying the server device 2. Delivery item information and server identification information included in one first server management information are associated with each other. The delivery item information is the same as the delivery item information constituting the delivery management information described above. The server identification information may be information that can identify one server device 2. For example, the server identification information is a server name or address information of the server device 2. The address information of the server device 2 is, for example, an IP address, a MAC address, a URL, a mail address, or a directory path. When the server identification information does not include information indicating the transmission destination of the server device 2 such as address information of the server device 2, the server identification information is associated with information indicating the transmission destination of the server device 2. Preferably. For example, management information for managing server identification information and information (for example, address information) indicating the transmission destination of the server device 2 indicated by the server identification information in association with each other can be stored and managed in a storage medium (not shown). preferable.

  The process in which the first server management information is stored in the first server management information storage unit 103 does not matter.

  The first server management information storage unit 103 is preferably a nonvolatile recording medium, but can also be realized by a volatile recording medium.

  The second server management information storage unit 104 stores second server management information having delivery item information, supplier identification information, and server identification information. Delivery item information, supplier identification information, and server identification information included in one second server management information are associated with each other. Delivery item information and server identification information are the same as the delivery item information and server identification information of the first server management information described above. The supplier identification information is the same as the supplier identification information that constitutes the delivery management information described above.

The process of accumulating the second server management information in the second server management information storage unit 104 does not matter.
The second server management information storage unit 104 is preferably a non-volatile recording medium, but can also be realized by a volatile recording medium. The first server management information storage unit 103 and the second server management information storage unit 104 may be physically realized by a single storage medium. Moreover, you may make it use combining 1st server management information and 2nd server management information.

  The transmission unit 105 acquires delivery target identification information corresponding to the user identification information received by the user identification information reception unit 102. Then, the transmission unit 105 transmits to the server apparatus 2 transmission request information that is information including the acquired delivery target identification information and that requests transmission of delivery related information that is information related to the delivery target identification information. To do. For example, when the plurality of delivery target identification information is acquired as the delivery target identification information corresponding to the user identification information, the transmission unit 105 corresponds the transmission request information including each delivery target identification information to each delivery target identification information. It transmits to the server device 2. The delivery related information is, for example, information indicating whether or not delivery has been performed, and details thereof will be described later.

  First, the transmission unit 105 searches the delivery management information stored in the delivery management information storage unit 101, and searches for the delivery associated with the user identification information that matches the user identification information received by the user identification information receiving unit 102. Get object identification information. The match here may be a partial match or a complete match. And the transmission request information containing this delivery object identification information is transmitted to the server apparatus 2 corresponding to the delivery object identification information. Further, it may be information such as notification from the collector regarding delivery. The transmission request information may be any information as long as it is information that requests transmission of delivery related information corresponding to the delivery target identification information included in the transmission request information. For example, the delivery request identification information and the delivery request information It may be information combined with information such as a command requesting transmission of related information, or information including only delivery target identification information. In this case, reception of the delivery target identification information is reception of the transmission request information.

  The transmission unit 105 transmits the transmission request information to the server apparatus 2 that is a transmission destination corresponding to the delivery target identification information acquired using the delivery management information. However, in a case where one server device 2 as a transmission destination of transmission request information can be specified, the transmission request information may be transmitted to one server device 2 set by default. The transmission request information may be transmitted to all or a plurality of server devices 2. However, in this case, only the server apparatus 2 related to the transmission request information needs to receive the transmission request information.

  When sending the transmission request information to the destination corresponding to the delivery target identification information, for example, the transmission unit 105 determines the destination server device 2 as described below, and transmits the transmission request information.

  That is, the transmission unit 105 includes the server device 2 indicated by the server identification information corresponding to the delivery item information included in the delivery target identification information among the server identification information included in the first server management information, or the second server management information. The transmission request information is transmitted to the server apparatus 2 indicated by the server identification information corresponding to the delivery item information and the supplier identification information included in the delivery target identification information among the included server identification information.

  As a specific example, first, the transmission unit 105 includes a delivery item included in the delivery target identification information among the server identification information included in the first server management information stored in the first server management information storage unit 103. The server identification information corresponding to the information is searched. Specifically, in the first server management information, the first server management information whose delivery item information matches the delivery item information included in the delivery target identification information is searched, and the server that the detected first server management information has Get identification information. The match here may be a complete match or a partial match. Then, transmission request information is transmitted to the server device 2 indicated by the server identification information. For example, when the server identification information is the address information of one server device 2, the transmission request information is transmitted to the server device 2 indicated by the address information. If the server identification information is not address information, address information corresponding to the server identification information is obtained from management information (not shown) by searching or the like.

  Here, when the matching delivery item information is not detected, the transmission unit 105 sends the delivery target of the server identification information included in the second server management information stored in the second server management information storage unit 104. The server identification information corresponding to the combination of the delivery item information and the supplier identification information included in the identification information is searched. Specifically, in the second server management information, the second server management information in which both the delivery item information and the supplier identification information match the delivery item information and the supplier identification information included in the delivery target identification information, respectively. And server identification information included in the detected second server management information is acquired. The match here may be a complete match or a partial match. Then, transmission request information is transmitted to the server device 2 indicated by the server identification information.

  Here, the second server management information is searched after the first server management information is searched, but the search order is not limited. Further, the search for the first server management information and the second server management information may be performed at a time.

  The transmitting unit 105 is normally realized by a wireless or wired communication unit, but may be realized by a broadcasting unit. In addition, the transmission unit 105 may include an MPU, a memory, and the like for performing processing such as the search described above. The processing procedure in this case is usually realized by software, and the software is recorded on a recording medium such as a ROM. However, it may be realized by hardware (dedicated circuit).

  The receiving unit 106 receives delivery related information transmitted from the server device 2 in response to the transmission request information transmitted by the transmitting unit 105. The server apparatus 2 here is the server apparatus 2 that is the transmission destination of the transmission request information. For example, when the transmission request information is transmitted to the plurality of server devices 2, the reception unit 106 receives the delivery related information transmitted from each server device 2. The receiving unit 106 is usually realized by a wireless or wired communication means, but may be realized by a means for receiving a broadcast.

  The output unit 107 outputs the delivery related information received by the receiving unit 106. When there are a plurality of pieces of delivery related information received by the receiving unit 106, the output unit 107 outputs these pieces of delivery related information. A plurality of delivery related information may be output collectively on one page (or one screen), for example, the delivery related information received for each server device 2 that has transmitted the delivery related information may be output on different pages. good. For example, the output unit 107 outputs the delivery related information received by the receiving unit 106 in a template or the like prepared in advance in a storage medium (not shown). The output unit 107 may output all or part of the user identification information received by the user identification information receiving unit 102 and the delivery target identification information together with the delivery related information. When the user identification information is a code or the like, information such as a user name associated with the code may be acquired from a storage medium (not shown) or the like and output.

  The data structure, format, etc. of the delivery related information output by the output unit 107 are not limited. For example, it may be image data including delivery related information, text data, or data described in a markup language such as an HTML file.

  When the output unit 107 transmits the delivery related information, it is preferable that the transmission destination is the client device 3 that has transmitted the user identification information to the user identification information receiving unit 102. The address information of the client device 3 can be acquired from information indicating the transmission source such as header information added to the user identification information, for example.

  The output described here means display on a display, projection using a projector, printing on a printer, transmission to an external device, storage on a recording medium, processing result to other processing devices or other programs, etc. It is a concept that includes delivery. The same applies to the following other outputs. The output unit 107 may or may not include a communication device or an output device such as a display or a printer. The output unit 107 can be realized by a communication device or driver software of the output device, or driver software and output device of the communication device or output device.

  The delivery management information receiving unit 108 receives user identification information input by a user or the like and delivery target identification information. Further, the delivery management information receiving unit 108 may further receive account identification information that is identification information of an account that performs account transfer for a delivery target and card identification information that is identification information of a card used for use of points. . This account identification information is, for example, account identification information for a delivery target indicated by the delivery target identification information. The delivery management information receiving unit 108 receives, for example, account identification information and card identification information input at the same timing as user identification information and delivery target identification information. The account identification information and card identification information will be described later.

  The reception described here refers to reception of information input from an input device such as a keyboard, mouse, touch panel, reception of information transmitted via a wired or wireless communication line, recording on an optical disk, magnetic disk, semiconductor memory, or the like. It is a concept including reception of information read from a medium. Here, a case where the delivery management information receiving unit 108 receives user identification information and delivery target identification information, account identification information and card identification information transmitted from the client device 3 will be described as an example. In order to receive such information from the client device 3, information such as an input interface screen may be transmitted to the client device 3 from a transmission unit (not shown) or the like.

  The delivery management information receiving unit 108 can be realized by a device driver of an input means such as a numeric keypad or a keyboard, menu screen control software, or the like.

  The delivery management information storage unit 109 stores the delivery management information having the user identification information and the delivery target identification information received by the delivery management information receiving unit 108 in the delivery management information storage unit 101. The delivery management information storage unit 109 can usually be realized by an MPU, a memory, or the like. The processing procedure of the delivery management information storage unit 109 is usually realized by software, and the software is recorded in a recording medium such as a ROM. However, it may be realized by hardware (dedicated circuit).

  The card management information storage unit 110 stores the account identification information received by the delivery management information reception unit 108 and the card identification information in the card management information storage unit 111 in association with each other. When the card management information is information that manages account identification information, card identification information, and delivery item information in association with each other, the card management information accumulating unit 110 is configured so that the delivery management information receiving unit 108 uses the account identification information and the card. A set of identification information and delivery item information may be received, and this set may be stored in the card management information storage unit 111.

  The card management information storage unit 110 can usually be realized by an MPU, a memory, or the like. The processing procedure of the card management information storage unit 110 is usually realized by software, and the software is recorded on a recording medium such as a ROM. However, it may be realized by hardware (dedicated circuit).

  The card management information storage unit 111 stores card management information that is information that associates account identification information with card identification information. The account identification information is identification information of the user's account, for example. The card identification information is, for example, card identification information used for using points. The card management information is information having account identification information and card identification information associated with each other. Each card management information is information in which one or a plurality of account identification information is associated with one card identification information.

  As described above, the account is an account of a financial institution such as a bank. The account identification information may be information that can identify a specific account. Specifically, the account identification information may be information that can identify a specific account of a specific branch of a specific financial institution. For example, the account identification information is a combination of a financial institution name (or financial institution code), a store number (branch name or branch code, etc.), a subject (ordinary deposit / current account etc.), and an account number. However, these may differ depending on financial institutions. Further, the account identification information may include information on the account holder (for example, the name of the holder). Further, the account identification information may be identification information of a basic resident register such as an account holder or a resident card code. Further, the account identification information may be information composed of letters or numbers that is unrelated to the account holder or the like. By using such account identification information, even if the account identification information leaks to the outside, personal information can be protected so that the relationship between the account identification information and the personal information is not known. The correspondence between the account identification information and the account may be one-to-one or one-to-n (n is an integer of 2 or more).

  The points are given according to purchase of goods or services, payment of taxes, and the like. It doesn't matter whether the payee is a public institution or a private company. This point can be used for purchase and acquisition of goods, services, and the like, for example. For example, points can be used as part or all of the price when converted to an amount or the like when purchasing goods or services. Further, the points may be used for discounting the price of goods or services, or may be exchangeable for goods or services. The name of the point does not matter. Points may be considered to include service points, for example. In addition, miles such as so-called mileage services may be considered as points. The number of points given in accordance with payment may be constant for each payment, or may vary depending on the amount of payment. Moreover, the number of points designated in advance by the payment object may be used. Alternatively, it may be changed according to the number of payments. In the case where the amount varies depending on the amount of payment, this point may be referred to as a return point. In the present embodiment, points are given especially when account transfers are made at financial institutions, etc., or when sending information on delivery notices such as utility bills is sent by electronic mail only, not by mail. An example will be described. The information related to the delivery notification is information requesting the user to deliver a desired delivery target, such as a delivery notice. The delivery notice may be considered equivalent to an invoice. The delivery notification information is usually created by a collector. A delivery notice when mailed may be considered as a transfer form. Here, the case where the information regarding the delivery notice is a delivery notice will be described as an example.

  The card used for the use of points is a so-called point card, and may be considered to manage points acquired by the user. For example, normally, the points acquired by the user are stored in association with the cards. In addition, when the user presents this card when purchasing a product or service, the points associated with the card can be used. The card is usually a card capable of electrical recording and reading of data, such as an IC card or a magnetic card. Normally, card identification information is stored in the card. This card identification information is one piece of card identification information managed by the card management information described above. The card identification information may be any identification information as long as the card can be identified. For example, it is a number or character string assigned to each card. The card identification information may include, in part, identification information of a trader who manages the point system using the card and identification information of the point system corresponding to the card. The card may store information on points stored in association with the card or information on points that can be used among accumulated points. However, the card is not limited to one that can electrically record and read data, and may be one that can be recorded by, for example, imprinting or printing data on the card. In this case, the card identification information and points may be stamped or printed on the card. Here, a portable terminal such as a mobile phone may be considered as a card as long as it has substantially the same configuration and function as an IC card. For example, like an IC card, a mobile terminal including an IC tag storing card identification information such as an RFID tag may be considered as a card described here. The card may also be used as a card for other purposes. For example, it may be used also as an IC card commuter pass or the like. Note that one card user is not necessarily limited to one person, and a plurality of users may share one card. For example, one household may share one card.

  The card management information may be information in which the above-described delivery item information is further associated with the above-described account identification information and card identification information. The delivery item information may be considered as identification information indicating an item (transfer item) to be transferred. The transfer items described here may be items of various public charges, or may be items of other charges. The transfer item is, for example, information on each transfer item such as an automobile tax, a resident tax, a water charge, an electricity charge, a telephone charge, a national health insurance charge, and the like. The delivery item information may be information such as a collector name that can identify a transfer item or a transfer item group.

  The process in which the card management information is stored in the card management information storage unit 111 does not matter. For example, card management information may be accumulated via a recording medium, and card management information transmitted via a communication line or the like may be accumulated in the card management information storage unit 111. Alternatively, card management information input via the input device may be accumulated in the card management information storage unit 111. The card management information storage unit 111 may not store card management information when the transfer information processing apparatus 1 is shipped. In the present embodiment, a case where a card management information storage unit 110 described later stores card management information will be described as an example.

  The card management information storage unit 111 is preferably a non-volatile recording medium, but can also be realized by a volatile recording medium.

  The point management information storage unit 112 stores one or more point management information that is information that associates one or more pieces of card identification information with point information that is information indicating points accumulated in each card. . Each point management information is information for managing points accumulated corresponding to a card, and is information in which one account identification information is associated with one card identification information. The point information is information indicating points accumulated corresponding to each card, for example, information indicating the total number of points accumulated corresponding to each card. The point information may be information in which point information output (accumulated) by a point output unit 117 described later corresponding to each card is added and accumulated every time output (accumulation) is performed. In this case, each point information is information including the value of the points accumulated corresponding to each card. Further, each point information may be information having delivery item information indicating the delivery date and time or a delivery item used for obtaining points. Further, the point information may be managed by the point management information in association with information such as the date and time when each point information is accumulated. That is, the point information may be information indicating a history of accumulated points. In this embodiment, a case where the point information is information indicating the total number of points accumulated in association with each card will be described as an example.

  The point information of the point management information is accumulated by, for example, a point output unit 117 described later. The accumulation here is addition of new point information or replacement with point information obtained by adding a newly acquired point. Further, the card identification information of the point management information may be registered in advance, for example, or may be newly accumulated when there is no corresponding card identification information when the point information is accumulated. .

  The point management information storage unit 112 is preferably a non-volatile recording medium, but can also be realized by a volatile recording medium.

  In the present embodiment, point information stored in the point management information storage unit 112 is extracted in response to an instruction received from an external device or the like via a network, a communication line, or the like by a reception unit (not shown). , It may be deleted. For example, when a user uses a point using a card, the card processing device reads the card identification information read from the card and information on the number of points used by the user. The number of points received from the point information managed by the point management information in association with the card identification information that matches the received card identification information by the point output unit 117 or a processing unit (not shown). Information may be deleted by the number of points indicated by the information. Thereby, for example, the accumulated points can be used. Further, for example, when the point information stored in the point management information storage unit 112 is moved to a card, an apparatus for processing the card is stored in the card with point information indicating the number of points to be moved. While updating the point information, the point information corresponding to the card identification information of this card may be deleted from the point management information storage unit 112 by the amount of movement.

  It should be noted that the processing for adding / removing / deleting points accumulated on the card, specifically, point information stored in the point management information storage unit 112, is a well-known technique. In this embodiment, the description is omitted.

  The electronic delivery management information storage unit 113 stores electronic delivery management information which is information in which electronic delivery designation information for designating whether or not to permit electronic delivery of a delivery notice is associated with account identification information. The electronic delivery designation information is, for example, so-called flag information. Permitting electronic delivery of a delivery notice means that sending other than electronic delivery by mail or the like of delivery notice is unnecessary here. For example, this means that the collector has been notified that the delivery notice is not desired to be sent other than electronically by mail. In other words, it may be considered that the account indicated by the account identification information associated with the electronic sending designation information indicating that electronic sending is permitted is an account of the user who refuses sending other than electronic sending of the delivery notification. good. The electronic delivery designation information may be information indicating whether the delivery notice is sent electronically or by mail. In this case, for example, if the electronic sending designation information is information indicating electronic sending, it is determined that electronic sending is permitted, and otherwise, it is determined that electronic sending is not permitted.

  The electronic delivery management information may be information in which electronic delivery designation information and account identification information are further associated with delivery item information that is information indicating items delivered by account transfer.

  The process in which the electronic delivery management information is stored in the electronic delivery management information storage unit 113 does not matter. For example, payment management information may be stored in the electronic delivery management information storage unit 113 via a recording medium, and electronic delivery management information transmitted from the client device 3 or the like via a communication line or the like may be electronic delivery management information. It may be accumulated in the storage unit 113. Electronic delivery management information input via an input device (not shown) may be accumulated in the electronic delivery management information storage unit 113. For example, the delivery management information receiving unit 108 described above receives account identification information and electronic delivery designation information, and a card management information storage unit 110 or the like described later associates the account identification information with electronic delivery designation information. The electronic delivery management information may be stored in the electronic delivery management information storage unit 113.

  The electronic delivery management information storage unit 113 is preferably a non-volatile recording medium, but can also be realized by a volatile recording medium.

  The transfer acceptance unit 114 accepts account transfer information. The account transfer information is information indicating that account transfer has been performed, and is information including transfer account identification information. The transfer account identification information is account identification information of an account for which account transfer has been performed. Since the transfer account identification information is the same as the account identification information described above except that it is the account identification information corresponding to the account for which the account transfer has been performed, detailed description thereof is omitted here. The account transfer information is information including at least transfer account identification information. The account transfer information may include, for example, target delivery item information that is delivery item information of an item that has been subject to account transfer. The target delivery item information is the same as the delivery item information. In the present embodiment, in particular, when the card management information is information having account identification information, card identification information, and delivery item information associated with each other, the account transfer information includes the transfer account identification information, target delivery item information, and To include. Moreover, information on the amount of money transferred to the account and information such as the date and time when the transfer was performed may be included. Further, the account transfer information may be simply a combination of information indicating that the account transfer has been performed and the transfer account identification information. Further, the account transfer information may be only the transfer account identification information. That is, when there is transfer account identification information, it can be detected that transfer has been performed for the account indicated by the transfer account identification information.

  The transfer acceptance unit 114 may accept the account transfer information via a network such as the Internet or a dedicated line, or may accept via a medium such as an optical disk. The reception described here refers to reception of information transmitted via a wired or wireless communication line, reception of information read from a recording medium such as an optical disk, a magnetic disk, or a semiconductor memory, a keyboard, a mouse, a touch panel, etc. It is a concept that includes accepting information input from an input device. The transfer acceptance unit 114 may include a communication unit for receiving information, a reading unit for reading information from a disk, and the like.

  The transfer acceptance unit 114 can be realized by a device driver such as a communication unit or a unit for reading information, control software for a menu screen, or the like.

  The card identification information acquisition unit 115 uses the card management information stored in the card management information storage unit 111, the account identification information that matches the transfer account identification information included in the account transfer information received by the transfer reception unit 114, and Acquire the associated card identification information. Specifically, the card identification information acquisition unit 115 reads the transfer account identification information from the account transfer information received by the transfer reception unit 114, and the card management information manages the account identification information that matches the transfer account identification information. Search among account identification information. The match here is usually a complete match, but may be a partial match. Then, the card identification information associated with the detected account identification information is read from the card management information and acquired.

  The card management information is information in which the account identification information, the card identification information, and the delivery item information are associated with each other, and the account transfer information received by the transfer receiving unit 114 includes the transfer account identification information and the target delivery item information. The card identification information acquisition unit 115 uses the card management information stored in the card management information storage unit 111 to match the account identification information that matches the transfer account identification information included in the account transfer information received by the transfer reception unit 114. The card identification information associated with the delivery item information that matches the target delivery item information included in the account transfer information received by the transfer acceptance unit 114 may be acquired. Specifically, the card identification information acquisition unit 115 searches the card management information for the card management information having the account identification information that matches the transfer account identification information included in the account transfer information, and further searches the card Card management information associated with the delivery item information that matches the target delivery item information is detected from the management information, and the card identification information included in the card management information is acquired. The match here is usually a complete match, but may be a partial match.

  The card identification information acquisition unit 115 can usually be realized by an MPU, a memory, or the like. The processing procedure of the card identification information acquisition unit 115 is usually realized by software, and the software is recorded in a recording medium such as a ROM. However, it may be realized by hardware (dedicated circuit).

  The point information acquisition unit 116 acquires point information according to the account transfer information received by the transfer reception unit 114. The point information acquired by the point information acquisition unit 116 according to the account transfer information may be, for example, point information having a certain value given for the account transfer. In this case, when the point information acquisition unit 116 receives the account transfer information, the point information stored in advance in a storage medium (not shown) may be read. Further, the point information acquired by the point information acquisition unit 116 according to the account transfer information may be point information indicating a value that changes according to the amount of the account transfer. For example, the point information may be a value calculated from the amount of account transfer at a ratio such as a return rate specified in advance. In addition, when acquiring the value which changes according to the amount of money, it is necessary for the account transfer information to include information indicating the amount of the account transfer. Then, the point information acquisition unit 116 reads the information on the amount of the account transfer included in the account transfer information, and uses the information on the amount of money for, for example, a calculation for a point prepared in advance using the amount of the account transfer as a variable. Points are calculated and acquired by substituting into the formula. The arithmetic expression is, for example, an increasing function. Further, the point information acquisition unit 116 detects the range of the amount corresponding to the amount of the account transfer from the management table in which the range of the amount of money prepared in advance is associated with the number of points, and the points associated with this range A number may be obtained. The point information acquired by the point information acquisition unit 116 according to the account transfer information may be points prepared in advance for each delivery item information corresponding to the target delivery item information included in the account transfer information. Or you may make it use the different arithmetic expression and ratio prepared for every delivery item information corresponding to object delivery item information as said arithmetic expression or ratio. The point information acquisition unit 116 may acquire points only for the account transfer information for which the card identification information acquisition unit 115 has acquired the card identification information.

  In addition, the point information acquisition unit 116 uses the electronic delivery management information stored in the electronic delivery management information storage unit 113 to use the electronic account corresponding to the transfer account identification information included in the account transfer information received by the transfer reception unit 114. It is determined whether or not the sending designation information is the electronic sending designation information that permits electronic delivery of the delivery notice. If the sending designation information is the electronic sending designation information that is permitted, it is prepared in advance corresponding to the electronic sending designation information. You may make it acquire point information further. Specifically, the point information acquisition unit 116 reads account identification information included in the account transfer information received by the transfer reception unit 114, and searches for electronic payment identification information having account identification information that matches the account identification information. . Then, the electronic delivery designation information included in the detected electronic payment identification information is read out, and it is determined whether or not the electronic delivery designation information is information indicating that electronic delivery of the delivery notice is permitted. For example, when the electronic sending designation information is flag information and a flag is set when indicating that electronic sending is permitted, the point information acquisition unit 116 determines whether or not the flag is set, If the flag is set, it is determined that electronic sending is permitted. When it is determined that electronic sending is permitted, points stored in a storage unit (not shown) or the like are read. If it is determined that electronic delivery is not permitted, points relating to electronic delivery of the delivery notice are not read.

  It is assumed that the account transfer information has target delivery item information, the electronic delivery management information is associated with the account identification information, the electronic delivery designation information, and the delivery item information, and the point information acquisition unit 116 transfers the transfer account information. Reads the electronic sending designation information that is associated with the account identification information that matches the identification information and that matches the delivery item information that matches the target delivery item information, and this electronic sending designation information permits electronic sending. You may make it judge whether it is what to do. As a result, it is possible to set whether or not the delivery notification is performed electronically by item, and the convenience is improved.

  The point information acquisition unit 116 can usually be realized by an MPU, a memory, or the like. The processing procedure of the point information acquisition unit 116 is usually realized by software, and the software is recorded in a recording medium such as a ROM. However, it may be realized by hardware (dedicated circuit).

  The point output unit 117 outputs the point information acquired by the point information acquisition unit 116 in association with the card identification information acquired by the card identification information acquisition unit 115. The output described here includes display on a display, printing on a printer, transmission to an external device such as a server device that manages points for each card, a device that writes points on a card, accumulation in a recording medium, etc. This is a concept including the delivery of processing results to other processing devices and other programs. In this embodiment, a case where point information associated with card identification information is transmitted to an external point management device 4 will be described as an example. When the point output unit 117 outputs point information, output destination identification information (for example, information on the address of the output destination point management device 4) is stored in an output destination management information storage unit 118 described later. It is acquired using output destination management information and card identification information associated with the point information to be output. How to obtain output destination identification information will be described later. The point output unit 117 may accumulate the output point information and the card identification information associated therewith in the point management information storage unit 112 in association with the output date information and the like. That is, the history of the output point information may be accumulated in the point management information storage unit 112.

  Note that the point output unit 117 may accumulate point information in the card management information storage unit 111. For example, specifically, the point management information storage unit 112 accumulates point management information in which the point information acquired for the account transfer information having one transfer account identification information is associated with the card identification information. When the card identification information that matches the card identification information acquired by the card identification information acquisition unit 115 and the point information are already stored in association with each other, for example, the point information associated with the matching card identification information is newly added. Add the acquired point information to overwrite the added information. Alternatively, point information may be simply added. For example, when the card identification information that matches the card identification information acquired by the card identification information acquisition unit 115 is searched for the card identification information managed by the point management information, and the matching card is detected, the matching card is detected. The point information associated with the identification information is updated with the acquired point information. In addition, if no match can be detected, the point management information storage unit stores point management information in which the point information acquired by the point information acquisition unit 116 is associated with the card identification information acquired by the card identification information acquisition unit 115. 112 is newly added.

  The point output unit 117 can be implemented by output device driver software, or output device driver software and an output device. The point output unit 117 may include an MPU, a memory, or the like for updating or deleting the point information stored in the point management information storage unit 112.

  The output destination management information storage unit 118 includes output destination identification information that is information indicating an output destination of point information, and card group identification information that is information for identifying a group composed of one or more pieces of card identification information. Stores destination management information. The card group identification information may be a set of a plurality of card identification information belonging to one group. The card group identification information may be, for example, a character string or a numeric string that is included in common only in the card identification information of a plurality of cards belonging to one group. For example, when the card identification information includes identification information of a merchant or the like that manages the card point system (for example, at the beginning of a character string), the identification information of the merchant or the like is card group identification information. In this case, the card identification information including the card group identification information is, for example, card identification information whose points are managed by a point system managed by this business. The output destination identification information is information indicating the transmission destination of the point information, for example, information indicating any one of the point management devices 4 as the transmission destination. For example, it is information indicating a destination address such as a destination IP address, a mail address, or a URL. The correspondence between the information indicating the output destination and the card group identification information is usually 1 to n (n is an integer of 1 or more).

  The point output unit 117 described above, for example, from the card group identification information managed by the output destination management information stored in the output destination management information storage unit 118, the card identification associated with the point information to be output The card group identification information that matches the information is searched. The coincidence here is, for example, partial coincidence. However, it may be completely coincident. Then, output destination identification information associated with the detected card group identification information is acquired from the output destination management information. Then, the point output unit 117 transmits the point information associated with the card identification information to the output destination indicated by the output destination identification information. For example, when the output destination identification information is address information such as an IP address or a directory path of one point management device 4, the point information is transmitted to the point management device 4 indicated by the address information. When the output destination identification information is a device name or the like, address information or the like prepared in advance associated with the device name may be acquired from a storage unit (not shown) or the like.

  The output destination management information storage unit 118 is preferably a non-volatile recording medium, but can also be realized by a volatile recording medium.

  The delivery notification request receiving unit 121 receives from the client device 3 a delivery notification request including delivery target identification information and information for requesting delivery notification information that is information related to the delivery notification corresponding to the delivery target identification information. However, the delivery notification information may be used as information for requesting the delivery notification information. The information related to the delivery notification is, for example, information requesting the user to deliver a desired delivery target, such as the above-mentioned delivery notice. The delivery notice may be considered equivalent to an invoice. The delivery notification information is usually created by a collector.

  The delivery notification request receiving unit 121 is usually realized by a wireless or wired communication means, but may be realized by a means for receiving a broadcast.

  The delivery notification transmission instruction transmitting unit 122 is an instruction including the delivery target identification information included in the delivery notification request received by the delivery notification request receiving unit 121, and is an instruction for causing the client device 3 to transmit the delivery notification information. A delivery notification transmission instruction is transmitted to the server device 2. The delivery notification transmission instruction is information including information for identifying the client device 3 that is a transmission source of information such as the delivery target identification information received by the delivery notification request receiving unit 121, for example. The information for identifying the client device 3 is, for example, address information of the client device 3 and can be acquired from, for example, header information of information such as the delivery target identification information received by the delivery notification request receiving unit 121. The identification information of the client device 3 is used as information indicating the transmission destination of the delivery notification information. The identification information of the client device 3 may be considered similar to the server identification information described above. The delivery notification transmission instruction may or may not include an instruction such as a command for transmitting the delivery notification information. If not included, for example, reception of a delivery target transmission instruction may be used as a trigger for transmitting delivery notification information.

  The server device 2 that is the transmission destination of the delivery notification transmission instruction may be determined in the same manner as the transmission unit 105 described above. Alternatively, when the information received by the delivery notification request receiving unit 121 includes information (for example, address information) indicating the server device 2 that is the transmission destination of the delivery notification transmission instruction, the server device 2 indicated by this information is set as the transmission destination. You may make it designate.

  The delivery notification transmission instruction transmission unit 122 is normally realized by a wireless or wired communication unit, but may be realized by a broadcasting unit.

  The server device 2 is, for example, a server device operated by a collector such as a local government or a trader. The server device 2 is used, for example, for managing the delivery status and the like. The server device 2 can be realized by a computer or the like.

  Delivery information is stored in the delivery information storage unit 201. The delivery information is information having delivery object identification information and delivery related information that is information related to delivery of the delivery object indicated by the delivery object identification information. The process in which the delivery information is stored in the delivery information storage unit 201 may be the same as other storage units. There is no limitation on the timing, trigger, etc. of delivery information accumulation. For example, the delivery information is accumulated every time delivery corresponding to one piece of delivery object identification information is performed. Alternatively, it may be accumulated when a schedule corresponding to the delivery object identification information is determined. The delivery information storage unit 201 is preferably a non-volatile recording medium, but can also be realized by a volatile recording medium.

  The transmission request receiving unit 202 receives transmission request information transmitted from the transfer information processing apparatus 1. The transmission request receiving unit 202 is usually realized by a wireless or wired communication unit, but may be realized by a broadcasting unit.

  The delivery related information acquisition unit 203 acquires the delivery related information corresponding to the transmission request information from the delivery information storage unit 201 according to the transmission request information received by the transmission request receiving unit 202. Specifically, the delivery target identification information included in the transmission request information received by the transmission request receiving unit 202 is acquired, and the delivery target information that matches the delivery target identification information is stored in the delivery information storage unit 201. Search for delivery information and acquire delivery related information included in the detected delivery information. The match here may be a partial match or a complete match.

  The delivery related information is information related to delivery, and any information related to delivery may be used. It may be information indicating whether or not an account has been debited for a delivery target, information indicating an amount of money to be delivered, etc., and information indicating an account debit schedule for a delivery target. For example, the delivery related information is information indicating a tax payment schedule, a payment schedule, a tax payment status, a payment status, and the like. Further, it may be point information obtained by debiting an account for delivery. For example, the point information may be calculated from the amount of money to be delivered by the processing unit (not shown) by the server device 2 or the like, or the point information acquired by the transfer information processing device 1 or the like corresponds to the account identification information or the like The server apparatus 2 receives the point information and stores it in the delivery information storage unit 201 in association with the account identification information and the corresponding delivery object identification information. good.

  The delivery related information acquisition unit 203 can usually be realized by an MPU, a memory, or the like. The processing procedure of the delivery related information acquisition unit 203 is usually realized by software, and the software is recorded in a recording medium such as a ROM. However, it may be realized by hardware (dedicated circuit).

  The delivery related information transmission unit 204 transmits the delivery related information acquired by the delivery related information acquisition unit 203 to the transfer information processing apparatus 1. The delivery related information transmitting unit 204 is usually realized by a wireless or wired communication means, but may be realized by a broadcasting means.

  The delivery notice management information storage unit 205 stores delivery notice management information, which is information including delivery notice information such as a delivery notice and delivery target identification information. The delivery notification management information is information for managing delivery notification information and delivery target identification information in association with each other, for example.

  The process of storing the delivery notification management information in the delivery notification management information storage unit 205 may be the same as other storage units. The delivery notification management information storage unit 205 is preferably a non-volatile recording medium, but can also be realized by a volatile recording medium.

  The delivery notification transmission instruction receiving unit 206 receives a delivery notification transmission instruction transmitted by the transfer information processing apparatus 1. In addition to the delivery notification transmission instruction, it is preferable to receive identification information (for example, address information) of the client device 3. The delivery notification transmission instruction receiving unit 206 is usually realized by a wireless or wired communication means, but may be realized by a means for receiving a broadcast.

  The delivery notification information acquisition unit 207 acquires the delivery notification information associated with the delivery target identification information included in the delivery notification transmission instruction received by the delivery notification transmission instruction reception unit 206 from the delivery notification management information storage unit 205. For example, the delivery notification information acquisition unit 207 acquires the delivery target identification information included in the delivery notification transmission instruction received by the delivery notification transmission instruction reception unit 206 and stores the delivery notification management stored in the delivery notification management information storage unit 205. From the information, the delivery notification management information having the delivery object identification information that matches the acquired delivery object identification information is searched, and the delivery notification information included in the delivery notification management information is detected.

  The delivery notification information acquisition unit 207 can usually be realized by an MPU, a memory, or the like. The processing procedure of the delivery notification information acquisition unit 207 is usually realized by software, and the software is recorded on a recording medium such as a ROM. However, it may be realized by hardware (dedicated circuit).

  The delivery notification information transmission unit 208 transmits the delivery notification information acquired by the delivery notification information acquisition unit 207 to the client device 3. For example, the delivery notification transmission instruction receiving unit 206 transmits the delivery notification information with the client device 3 indicated by the identification information of the client device 3 received in addition to the delivery notification transmission instruction as a transmission destination. The delivery notification information transmitting unit 208 is usually realized by a wireless or wired communication means, but may be realized by a broadcasting means.

  The client device 3 is a device for transmitting, for example, an input by a user to the transfer information processing device 1 or receiving and outputting an output from the transfer information processing device 1, the server device 2, the point management device 4, and the like. . The client device 3 can usually be realized by a computer or the like.

  The input receiving unit 301 receives input from the user. For example, various inputs such as an instruction to transmit user identification information to the transfer information processing apparatus 1, an instruction to transmit delivery target identification information, and an instruction to transmit information requesting delivery notification information are accepted. The input means may be anything such as a numeric keypad, keyboard, mouse or menu screen. The input receiving unit 301 can be realized by a device driver for input means such as a numeric keypad and a keyboard, control software for a menu screen, and the like.

  The delivery notification request transmission unit 302 transmits a delivery notification request including delivery target identification information and information requesting delivery notification information to the transfer information processing apparatus 1. Specifically, a delivery notification request including the delivery target identification information received by the input receiving unit 301 and information requesting the delivery notification information is transmitted to the transfer information processing apparatus 1. The delivery object identification information may also be used as information for requesting delivery notification information. In this case, the delivery target identification information may be considered as information for requesting delivery notification information. The delivery notification request transmission unit 302 is usually realized by a wireless or wired communication unit, but may be realized by a broadcasting unit.

  The delivery notification information receiving unit 303 receives the delivery notification information transmitted from the server device 2. This delivery notification information is transmitted from the server device 2 in response to information requesting the delivery notification information transmitted by the delivery notification request transmitting unit 302. The delivery notification information receiving unit 303 is usually realized by a wireless or wired communication means, but may be realized by a means for receiving a broadcast.

  The delivery notification information output unit 304 outputs the delivery notification information received by the delivery notification information receiving unit 303. The delivery notification information output unit 304 may be considered as including or not including an output device such as a display or a printer. The delivery notification information output unit 304 can be implemented by output device driver software, or output device driver software and an output device.

  The client transmission unit 305 transmits information corresponding to the input received by the input reception unit 301 to the transfer information processing apparatus 1 or the like. The information transmitted by the client transmission unit 305 is usually information other than the information transmitted by the delivery notification request transmission unit 302. For example, the user identification information received by the input receiving unit 301 is transmitted to the transfer information processing apparatus 1. The client transmission unit 305 is usually realized by a wireless or wired communication unit, but may be realized by a broadcasting unit.

  The client reception unit 306 receives information transmitted from the transfer information processing apparatus 1 or the like. For example, the client reception unit 306 receives delivery related information transmitted by the transfer information processing apparatus 1. The information received by the client receiving unit 306 is usually information other than the information received by the delivery notification information receiving unit 303. The client receiving unit 306 is usually realized by a wireless or wired communication unit, but may be realized by a broadcasting unit.

  The client output unit 307 outputs information received by the client reception unit 306. For example, the delivery related information received by the client receiving unit 306 is output. The client output unit 307 may or may not include an output device such as a display or a printer. The client output unit 307 can be implemented by output device driver software, or output device driver software and an output device.

  The point management device 4 is a device for managing point information. The point management device 4 can be realized by a computer or the like, for example.

  The point reception unit 401 receives point information transmitted from the transfer information processing apparatus 1 in association with card identification information. The point receiving unit 401 is usually realized by a wireless or wired communication means.

  The point storage unit 402 stores one or more point management information that is information that associates one or more pieces of card identification information with point information that is information indicating points accumulated in each card. The point information in the point storage unit 402 is accumulated by, for example, a point accumulation unit 403 described later. The point storage unit 402 is preferably a non-volatile recording medium, but can also be realized by a volatile recording medium.

  The point accumulation unit 403 accumulates the point information received by the point reception unit 401 in the point storage unit 402 in association with the card identification information associated with the point information. For example, when the card identification information that matches the card identification information already received by the point reception unit 401 and the point information are stored in association with each other, the point information associated with the matching card identification information is newly received. Add point information and overwrite or replace with the added information. Alternatively, point information may be simply added. For example, when the point accumulation unit 403 searches the card identification information managed by the point management information in the point storage unit 402 for the card identification information that matches the received card identification information, The point information associated with the matching card identification information is updated with the acquired point information (for example, overwritten with the added value). If no match can be detected, point management information in which the received point information is associated with the card identification information is newly added to the point storage unit 402.

  The point accumulation unit 403 can usually be realized by an MPU, a memory, or the like. The processing procedure of the point storage unit 403 is usually realized by software, and the software is recorded on a recording medium such as a ROM. However, it may be realized by hardware (dedicated circuit).

  The point management device 4 has a configuration (not shown) for updating the point information stored in the point storage unit 402 and outputting the stored point information to an external device or the like. Also good.

  FIG. 4 is a flowchart for explaining an example of the operation of the transfer information processing apparatus 1 in the account transfer management system 1000 according to the present embodiment. Hereinafter, the operation of the transfer information processing apparatus 1 of the account transfer management system 1000 will be described with reference to the flowchart of FIG.

  (Step S401) The user identification information receiving unit 102 determines whether user identification information has been received. The user identification information received here may be considered as information for requesting output of delivery related information. Further, the user identification information receiving unit 102 may determine whether an instruction to output delivery related information including the user identification information has been received. Also in this case, as a result, it may be considered that the user identification information has been received or not. If accepted, the process proceeds to step S402. If not accepted, the process proceeds to step S412.

  (Step S402) The transmission unit 105 substitutes 1 for a counter n.

  (Step S403) The transmission unit 105 acquires n-th delivery target identification information corresponding to the user identification information received in step S401 from the delivery management information storage unit 101.

  (Step S404) The transmission part 105 determines the transmission destination of transmission request information using nth delivery object identification information. Details of this processing will be described later.

  (Step S405) The transmission unit 105 determines whether there is a transmission destination. If there is a transmission destination, the process proceeds to step S406. If there is no transmission destination, the process proceeds to step S409.

  (Step S406) The transmission unit 105 transmits the transmission request information to the transmission destination determined in step S404.

  (Step S407) The receiving unit 106 determines whether or not delivery related information has been received. If received, the process proceeds to step S408. If not received, the process returns to step S407.

  (Step S408) The receiving unit 106 temporarily stores (accumulates) the received delivery related information in a storage medium or the like (not shown).

  (Step S409) The transmission unit 105 increments the value of the counter n by 1.

  (Step S410) The transmission unit 105 determines whether or not the nth delivery target identification information is in the delivery management information storage unit 101. If there is, the process returns to step S403, and if not, the process proceeds to step S411.

  (Step S411) The output unit 107 outputs the delivery related information temporarily stored in Step S408. Here, the delivery management information receiving unit 108 transmits, for example, delivery related information to the client device 3 that is the transmission source of the user identification information. Then, the process returns to step S401.

  (Step S412) The delivery management information receiving unit 108 determines whether a set of user identification information and delivery target identification information has been received. The combination of the user identification information and the delivery target identification information received here is for registering the delivery management information. The delivery management information receiving unit 108 may determine whether an instruction to register delivery management information having a combination of user identification information and delivery target identification information has been received. Also in this case, as a result, it may be considered that it has been determined whether a combination of user identification information and delivery target identification information has been accepted. If accepted, the process proceeds to step S413. If not accepted, the process proceeds to step S414.

  (Step S413) The delivery management information storage unit 109 stores the delivery management information including the user identification information and the delivery target identification information received in step S412 in the delivery management information storage unit 101. Then, the process returns to step S401.

  (Step S414) The delivery management information receiving unit 108 determines whether account identification information and card identification information have been received. The delivery management information accumulating unit 109 may determine whether an instruction to register card management information having account identification information and card identification information has been received. Also in this case, as a result, it may be considered that it is determined whether or not the account identification information and the card identification information are accepted. If accepted, the process proceeds to step S415. If not accepted, the process proceeds to step S416.

  (Step S415) The delivery management information storage unit 109 stores in the card management information storage unit 111 card management information having the account identification information and the card identification information received in step S414 in association with each other. Then, the process returns to step S401.

  (Step S416) The delivery notification request receiving unit 121 determines whether or not a delivery notification request including delivery target identification information and information requesting delivery notification information corresponding to the delivery target identification information has been received. If received, the process proceeds to step S417. If not received, the process proceeds to step S424.

  (Step S417) The delivery notification transmission instruction transmission unit 122 determines the transmission destination of the delivery notification transmission instruction using the delivery object identification information included in the delivery notification request received in step S416. Since this process is the same as the process of step S404, description thereof is omitted here.

  (Step S418) The delivery notification transmission instruction transmission unit 122 determines whether or not a transmission destination has been determined. When the transmission destination is determined, the process proceeds to step S419. When the transmission destination is not determined, the process returns to step S401.

  (Step S419) The delivery notification transmission instruction transmission unit 122 transmits a delivery notification transmission instruction to the transmission destination determined in step S417. Here, as an example, in addition to the delivery notification transmission instruction, identification information (for example, address information, mail address, etc.) of the client device 3 that is the transmission destination of the delivery notification information is also transmitted. The identification information of the client device 3 is, for example, identification information of the client device 3 that is the transmission source of the delivery notification request. Then, the process returns to step S401.

  (Step S420) The transfer acceptance unit 114 determines whether or not the account transfer information has been accepted. If accepted, the process proceeds to step S421. If not accepted, the process proceeds to step S422.

  (Step S421) The transfer information processing apparatus 1 performs point acquisition processing. Details of this processing will be described later. Then, the process returns to step S401.

  (Step S422) The transfer information processing apparatus 1 determines whether or not an instruction to output point information has been received via a receiving unit (not shown) or the like. If accepted, the process proceeds to step S423, and if not accepted, the process returns to step S401.

  (Step S423) The point output unit 117 reads out and outputs the point information stored in the point management information storage unit 112 according to the output instruction received in step S422. Then, the process returns to step S401.

  In the flowchart of FIG. 4, the process ends when the power is turned off or the process ends.

  When a plurality of delivery notification requests are accepted in step S416, the processing from step S417 to step S419 may be repeated for each delivery notification request.

  FIG. 5 is a flowchart for explaining an example of processing for determining a transmission destination of transmission request information in the transfer information processing apparatus 1 in the account transfer management system 1000 according to the present embodiment. This process corresponds to the process of step S404 in the flowchart of FIG. Hereinafter, processing for determining a transmission destination will be described.

  (Step S501) The transmission unit 105 substitutes 1 for a counter p.

  (Step S502) The transmission unit 105 acquires delivery item information from the p-th first server management information stored in the first server management information storage unit 103.

  (Step S503) The transmission unit 105 determines whether or not the delivery item information included in the nth delivery target identification information acquired in Step S403 matches the delivery item information acquired in Step S502. The match here is usually a complete match, but may be a partial match. If they match, the process proceeds to step S504, and if they do not match, the process proceeds to step S505.

  (Step S504) The transmission unit 105 acquires server identification information from the p-th first server management information. Then, the process returns to the upper process.

  (Step S505) The transmission unit 105 increments the value of the counter p by 1.

  (Step S506) The transmission unit 105 determines whether or not the p-th delivery target identification information is stored in the delivery management information storage unit 101. If stored, the process returns to step S502. If not stored, the process proceeds to step S507.

  (Step S507) The transmission unit 105 substitutes 1 for a counter q.

  (Step S508) The transmission unit 105 acquires delivery item information from the q-th second server management information stored in the second server management information storage unit 104.

  (Step S509) The transmission unit 105 determines whether or not the delivery item information included in the nth delivery target identification information acquired in step S403 matches the qth delivery item information acquired in step S508. . The match here is usually a complete match, but may be a partial match. If they match, the process proceeds to step S510, and if they do not match, the process proceeds to step S513.

  (Step S510) The transmission unit 105 acquires the supplier identification information from the q-th second server management information.

  (Step S511) The transmission unit 105 determines whether or not the supplier identification information included in the nth delivery target identification information acquired in Step S403 matches the supplier identification information acquired in Step S510. The match here is usually a complete match, but may be a partial match. If they match, the process proceeds to step S512, and if they do not match, the process proceeds to step S513.

  (Step S512) The transmission unit 105 acquires server identification information from the qth second server management information. Then, the process returns to the upper process.

  (Step S513) The transmission unit 105 increments the value of the counter q by 1.

  (Step S514) The transmission unit 105 determines whether or not the qth delivery target identification information is stored in the delivery management information storage unit 101. If stored, the process returns to step S508, and if not stored, the process returns to a higher-level process.

  FIG. 6 is a flowchart for explaining an example of a process of acquiring points in the transfer information processing apparatus 1 in the account transfer management system 1000 according to the present embodiment. This process corresponds to the process of step S421 in the flowchart of FIG. Hereinafter, the process of acquiring points will be described.

  (Step S601) The transfer acceptance unit 114 assigns 1 to the counter k.

  (Step S602) The transfer acceptance unit 114 extracts the transfer account identification information and the target transfer item information from the k-th account transfer information among the account transfer information received in Step S420.

  (Step S603) The card identification information acquisition unit 115 acquires card identification information corresponding to both the k-th transfer account identification information and the target transfer item information from the card management information. Specifically, the card identification information acquisition unit 115 identifies the k-th transfer account identification extracted in step S602 from the card identification information managed by the card management information stored in the card management information storage unit 111. The card identification information that is associated with the account identification information that matches the information and that is associated with the transfer item information that matches the k-th target transfer item information extracted at step S602 is read.

  (Step S604) The point information acquisition unit 116 acquires point information related to the fact that the account transfer has been performed. For example, point information having a value designated in advance may be acquired in response to accepting the account transfer information. Further, when the account transfer information includes transfer amount information that is information indicating the amount of account transfer, point information calculated by an arithmetic expression using the transfer amount information prepared in advance as a variable may be acquired. . The acquired point information is temporarily stored in a storage medium such as a memory (not shown).

  (Step S605) The point information acquisition unit 116 manages the account identification information that matches the k-th transfer account identification information acquired in step S602 with the electronic delivery management information stored in the electronic delivery management information storage unit 113. It is detected from the account identification information that has been detected, and it is determined whether or not the electronic delivery designation information associated with the detected account identification information permits electronic delivery. If electronic delivery is permitted, electronic delivery is permitted, and the process proceeds to step S606. If electronic delivery is not permitted, electronic delivery is not permitted, and the process proceeds to step S607. move on. Further, transfer item information is further associated with the electronic delivery management information, and is associated with the transfer item information that is associated with the account identification information with the same transfer account identification information and with the same target transfer item information. It may be determined whether or not the electronic delivery designation information that is sent is one that permits electronic delivery. As a result, it is possible to set whether or not the delivery notification is performed electronically for each item.

  (Step S606) The point information acquisition unit 116 determines that electronic delivery of the delivery notice has been performed, and that account transfer has been performed, and acquires point information regarding the electronic transmission. The acquired point information is, for example, point information having a value specified in advance.

  (Step S607) The point output unit 117 partially matches the card identification information acquired in step S603 from the card group identification information managed by the output destination management information stored in the output destination management information storage unit 118. Card group identification information is detected. For example, the card group identification information is sequentially extracted from the output destination management information storage unit 118, and it is determined by searching whether the card identification information acquired in step S603 has a character string that matches the extracted card group identification information. To go. Then, card group identification information having a matching character string is detected. In addition, detecting the card group identification information that partially matches is an example, and the point output unit 117 may perform any detection as long as the card group identification information linked to the card identification information can be detected.

  (Step S608) The point output unit 117 reads out output destination identification information associated with the card group identification information detected in step S607 from the output destination management information.

  (Step S609) The point output unit 117 associates the point information acquired by the point information acquisition unit 116 with the card identification information acquired in step S603, and outputs it to the output destination indicated by the output destination identification information read in step S608. To do.

  (Step S610) The point output unit 117 manages the card identification information that matches the k-th card identification information acquired in step S603 with the point management information stored in the point management information storage unit 112. The point information associated with the detected card identification information among the point information managed by the point management information is updated with the point information acquired in step S604 and step S606. That is, point information is accumulated. For example, the value of the point indicated by the acquired point information is added to the value of the point indicated by the already stored point information. If there is no card identification information that matches the kth card identification information in the point management information, point management information including the kth point information and the card identification information acquired in steps S604 and S606 is added. What should I do?

  (Step S611) The transfer acceptance unit 114 increments the value of the counter k by 1.

  (Step S612) The transfer acceptance unit 114 determines whether or not the account transfer information received in step S420 includes the k-th account transfer information. If there is, the process returns to step S602, and if not, the process returns to the upper process.

  FIG. 7 is a flowchart for explaining an example of the operation of the server device 2 in the account transfer management system 1000 according to the present embodiment. Hereinafter, the operation of the server apparatus 2 will be described.

  (Step S701) The transmission request receiving unit 202 determines whether or not the transmission request information transmitted from the transfer information processing apparatus 1 has been received. If received, the process proceeds to step S702. If not received, the process proceeds to step S704.

  (Step S702) The delivery related information acquisition unit 203 acquires delivery related information corresponding to the transmission request information received in step S701. For example, the delivery object identification information included in the transmission request information received in step S701 is acquired, and the delivery information including the delivery object information that matches the delivery object identification information is stored in the delivery information storage unit 201. To retrieve delivery related information included in the detected delivery information.

  (Step S <b> 703) The delivery related information transmission unit 204 transmits the delivery related information acquired in step S <b> 702 to the transfer information processing apparatus 1. Then, the process returns to step S701.

  (Step S704) The delivery notification transmission instruction receiving unit 206 determines whether or not a delivery notification transmission instruction transmitted from the transfer information processing apparatus 1 has been received. If received, the process proceeds to step S705. If not received, the process returns to step S701. Here, as an example, the delivery notification transmission instruction receiving unit 206 receives, in addition to the delivery notification transmission instruction, identification information of the client device 3 that is the transmission destination of the delivery notification information.

  (Step S705) The delivery notification information acquisition unit 207 acquires delivery notification information corresponding to the delivery notification transmission instruction received in step S704 from the delivery notification management information stored in the delivery notification management information storage unit 205.

  (Step S706) The delivery notification information transmitting unit 208 transmits, for example, the delivery notification information acquired in step S705 in addition to the delivery notification transmission instruction, using the client device 3 indicated by the identification information of the client device 3 as a transmission destination. . Then, the process returns to step S701.

  In the flowchart of FIG. 7, the process ends when the power is turned off or the process ends.

  Next, FIG. 8 is a flowchart for explaining an example of the operation of the client apparatus 3 in the account transfer management system 1000 according to the present embodiment. Hereinafter, the operation of the client device 3 will be described.

  (Step S801) The input receiving unit 301 determines whether an instruction for requesting delivery notification information has been received. If accepted, the process proceeds to step S802. If not accepted, the process proceeds to step S806.

  (Step S802) The delivery notification request transmission unit 302 determines whether there is delivery target identification information. For example, it is determined whether or not the delivery object identification information is input in an input field or the like prepared in advance. If there is delivery object identification information, the process proceeds to step S803, and if not, the process returns to step S801.

  (Step S803) The delivery notification request transmitting unit 302 transmits the delivery target identification information and information for requesting the delivery notification information to the transfer information processing apparatus 1.

  (Step S804) The delivery notification information receiving unit 303 determines whether or not delivery notification information has been received from the transfer information processing apparatus 1. If received, the process proceeds to step S805. If not received, the process returns to step S804.

  (Step S805) The delivery notification information output unit 304 outputs the delivery notification information received in step S804. Then, the process returns to step S801.

  (Step S806) The input reception unit 301 determines whether an instruction to transmit user identification information has been received. The reception of the user identification information here is, for example, reception for the purpose of acquiring delivery related information. This user identification information may be considered as an instruction to send delivery related information. Moreover, the input reception part 301 may receive the transmission instruction | indication of the delivery related information containing user identification information. If accepted, the process proceeds to step S807. If not accepted, the process proceeds to step S811.

  (Step S807) The client transmission unit 305 determines whether there is user identification information. For example, it is determined whether user identification information is input in an input field prepared in advance. Alternatively, it may be determined whether user identification information is stored in the client device 3 in advance. If there is user identification information, the process proceeds to step S808; otherwise, the process returns to step S801.

  (Step S808) The client transmission unit 305 transmits user identification information to the transfer information processing apparatus 1.

  (Step S809) The client reception unit 306 determines whether or not the delivery related information transmitted from the transfer information processing apparatus 1 has been received. If received, the process proceeds to step S810. If not received, the process returns to step S809.

  (Step S810) The client output unit 307 outputs the delivery related information received in step S809. Then, the process returns to step S801.

  (Step S811) The input receiving unit 301 determines whether a transmission instruction for user identification information and delivery target identification information has been received. This transmission instruction is an instruction for registering delivery related information, and is information including user identification information and delivery target identification information, for example. If accepted, the process proceeds to step S812, and if not accepted, the process proceeds to step S813.

  (Step S812) The client transmission unit 305 transmits the user identification information and the delivery target identification information to the transfer information processing apparatus 1. Then, the process returns to step S801.

  (Step S813) The input reception unit 301 determines whether an instruction to transmit account identification information and card identification information has been received. This transmission instruction is information including, for example, account identification information and card identification information. If accepted, the process proceeds to step S814. If not accepted, the process returns to step S801.

  (Step S814) The client transmission unit 305 transmits the user identification information and the delivery target identification information to the transfer information processing apparatus 1. Then, the process returns to step S801.

  Note that the processing in step S811 and the processing in step S813 may be realized in one processing step, and the processing in step S812 and the processing in step S814 may be realized in one processing step.

  In the flowchart of FIG. 8, the process ends when the power is turned off or the process is terminated.

  Next, the operation of the point management device 4 will be briefly described.

  The point receiving unit 401 repeatedly performs a process for determining whether or not point information has been received. When the point information associated with the card identification information transmitted from the transfer information processing apparatus 1 is received, the point accumulation unit 403 stores the point information received by the point reception unit 401 in the point storage unit 402. Specifically, the card identification information associated with the point information received by the point reception unit 401 is acquired, and the card identification information that matches the acquired card identification information is stored in the point storage unit 402. The point information received by the point reception unit 401 is added to the point information associated with the card identification information searched by the point management information by searching from the card identification information of the management information. If there is no card identification information that matches the card identification information received by the point receiving unit 401 in the point management information, the point management information including the received point information and the card identification information may be added. . Then, it is sufficient to return to the determination process of whether or not new point information is received.

  Hereinafter, a specific operation of the account transfer management system 1000 in the present embodiment will be described. A conceptual diagram of the account transfer management system 1000 is shown in FIG.

  First, the user operates the client device 3 to transfer information requesting an input screen for registering delivery management information, account identification information, card identification information, etc. to the transfer information processing device 1 from the client transmission unit 305 or the like. Assume that the data is transmitted to the information processing apparatus 1. Receiving this request, the transfer information processing apparatus 1 reads information used for displaying the input screen, for example, information on a WEB page from a storage medium (not shown) and transmits the information to the client apparatus 3.

  The client reception unit 306 and the like of the client device 3 receives this information, and the client output unit 307 displays an input screen.

  FIG. 9 is a diagram illustrating an example of an input screen for registering delivery management information and the like output from the client device 3.

  Next, when the user operates the keyboard or the like, the delivery item information and the user corresponding to the delivery item information are respectively provided for the input field 91 and the input field 92 pair and the input field 93 and the input field 94 pair. Enter a pair with the supplier identification information. Here, the delivery field information “property tax” is entered in the input field 91, the user's supplier number “KTY8244753” for the fixed asset tax as deliveryer identification information in the input field 92, and the delivery item information “ Assume that the user's delivery number “property tax” for the light vehicle tax is entered in the “light vehicle tax” and input field 94. The information input here is information about a delivery item for which it is desired to check the status of the account transfer using the transfer information processing apparatus 1. In the account number input field 95, “A0100284163” is input as account identification information (for example, an account number) used by the user for account transfer of a delivery item. In addition, it is assumed that user identification information “ysyamamoto@cc.co.jp” of the user is input in the input field 96. Here, it is assumed that a mail address is used as the user identification information. Further, it is assumed that the card identification information “CA00042” of the point card that is desired to be specified as the accumulation destination of the point information acquired in connection with the account transfer is input to the input field 97.

  When the transmission button 98 is pressed, the input reception unit 301 receives a transmission instruction for user identification information, delivery target identification information, account identification information, and card identification information input in the input fields 91 to 97. Then, the client transmission unit 305 transmits the information input in the input fields 91 to 97 to the transfer information processing apparatus 1 via a network such as the Internet. The combination of the input field 91 and the input field 92, and the combination of the delivery item information and the supplier identification information input to the combination of the input field 93 and the input field 94, respectively, is the delivery object identification information. The input information is transmitted to the transfer information processing apparatus 1 as user identification information, information input into the input field 95 as account identification information, and information input into the input field 97 as card identification information. These pieces of information may be considered as information that instructs to store delivery management information, card management information, and the like. For example, the information input in each input field may be transmitted with information indicating the attribute of the information as described above.

  The delivery management information receiving unit 108 of the transfer information processing apparatus 1 receives the user identification information, the delivery target identification information, the account identification information, and the card identification information transmitted from the client apparatus 3.

  The delivery management information accumulating unit 109 delivers the delivery management information having the user identification information received by the delivery management information receiving unit 108 and the delivery object identification information having a combination of delivery item information and supplier identification information in association with each other. It accumulates in the management information storage unit 101. Here, since two pieces of delivery object identification information are received, two pieces of delivery object identification information in which the respective delivery object identification information and the user identification information are associated with each other are accumulated.

  FIG. 10 is a diagram showing the delivery management information accumulated in the delivery management information storage unit 101. The delivery management information has items of “ID”, “user ID”, and “delivery target identification information”. The “delivery object identification information” further has items of “delivery item” and “delivery number”. “ID” is identification information for managing delivery management information. The “user ID” is user identification information received by the delivery management information receiving unit 108, and here, it is assumed that it is a user's mail address as an example. “Delivery item” is delivery item information received by the delivery management information receiving unit 108. The “supplier number” is “supplier identification information” combined with the delivery item information indicated by the “delivery item” of the same delivery management information.

  Further, the card management information storage unit 110 stores the card management information including the account identification information, the card identification information, and each delivery item information received by the delivery management information receiving unit 108 in the card management information storage unit 111 for each delivery item information. accumulate.

  FIG. 11 is a diagram illustrating an example of card management information stored in the card management information storage unit 111. The card management information has fields of “ID”, “account ID”, “delivery item”, and “card ID”. “ID” is an ID for managing the record of the card management information. The “account ID” is account identification information, and here, it is assumed that the value is a combination of the store number, subject, and account number of the user's bank account. “Delivery item” is delivery item information and indicates an item name for which account transfer is performed. However, in the case where the account identification information and the delivery item information received by the delivery management information receiving unit 108 are not in the relationship between the account identification information and the information indicating the delivery item returned from the account, the card management information is The “delivery item” may not be included. “Card ID” is card identification information.

  Next, the user operates the client device 3 in order to confirm the transfer status and the like, for example, obtain information on an input screen for inputting user identification information from the transfer information processing device 1 as described above. And output it.

  FIG. 12 is a diagram illustrating an example of an input screen for user identification information output by the client device 3.

  When the user inputs a mail address “ysyamamoto@cc.co.jp” as user identification information in the input field 1201 and presses the send button 1202, the input reception unit 301 receives a transmission instruction of user identification information. Then, the client transmission unit 305 transmits the input user identification information “ysyamamoto@cc.co.jp” to the transfer information processing apparatus 1. This user identification information may be considered as information for requesting delivery-related information.

  The user identification information receiving unit 102 of the transfer information processing apparatus 1 receives the user identification information “ysyamamoto@cc.co.jp”.

  Then, the transmission unit 105 uses the received user identification information “ysyamamoto@cc.co.jp” as a search key, and matches the search key from the delivery management information stored in the delivery management information storage unit 101. Delivery management information having “user ID” is detected. Here, in the delivery management information shown in FIG. 10, delivery management information with “ID” “01” and “02” is detected. Here, it is assumed that the match here is a complete match, for example. The detected delivery management information is read into a memory, for example.

  Next, the transmission unit 105 becomes a transmission destination of transmission request information for requesting transmission of delivery related information related to this delivery target identification information, using the delivery target identification information included in each detected delivery management information. Processing for determining the server device 2 is performed.

  Specifically, the first server management information stored in the first server management information storage unit 103 in advance and the second server management information stored in the second server management information storage unit 104 in advance are used as appropriate. The destination server apparatus 2 is determined.

  FIG. 13 is a diagram illustrating an example of the first server management information. The first server management information has items of “ID”, “delivery item”, and “server identification information”. “ID” is information for managing the first server management information. “Delivery item” is delivery item information and corresponds to “delivery item” of delivery management information. Further, “server identification information” is server identification information, and here is assumed to be the URL of the server device 2.

  FIG. 14 is a diagram illustrating an example of the second server management apparatus. The second server management information has items of “ID”, “delivery item”, “server identification information”, and “delivery number”. “ID” is information for managing the second server management information. “Delivery item” is delivery item information and corresponds to “delivery item” of delivery management information. Further, “server identification information” is server identification information, and here is assumed to be the URL of the server device 2. "Supplier number" is supplier identification information, and corresponds to the supplier number of the delivery management information.

  Specifically, the transmission unit 105 firstly selects “delivery item” included in the delivery management information with “01” as the first delivery management information among the delivery management information detected by the transmission unit 105. Server management information stored in the first server management information storage unit 103 including the “delivery item” having a value that matches the “property tax” that is the value of “ Search from information. If the search is successful, the value of “server identification information” of the detected first server management information is acquired. Assume that the match here is a complete match. Here, the value of “delivery item” of the first first server management information whose “ID” is “A1” is “property tax”, and “delivery item” included in the first delivery object identification information. Therefore, “http://www.taxabc.go.jp/property...” That is the value of “server identification information” of the first server management information whose “ID” is “A1” is acquired. To do. This server identification information is assumed to be the URL of the server device 2-1.

  Of the delivery management information searched using the user identification information, the transmission unit 105 searches the server apparatus 2-1 indicated by “http://www.taxabc.go.jp/property... The transmission request information including the delivery object identification information included in the delivery management information whose “ID” is “01”, which is the first delivery management information, is transmitted.

  The transmission request receiving unit 202 of the server device 2-1 receives the transmission request information including the delivery target identification information transmitted by the transfer information processing device 1. The delivery related information acquisition unit 203 acquires the delivery related information corresponding to the delivery acquisition target identification information included in the received transmission request information from the delivery information storage unit 201.

  FIG. 15 is a delivery information management table for managing delivery information stored in advance in the delivery information storage unit 201. The delivery information management table has items of “ID”, “delivery number”, “delivery item”, “delivery date display”, “delivery date”, “situation”, and “point”. “ID” is information for managing delivery information. “Supplier number” is supplier identification information and corresponds to the “delivery number” of the delivery management information shown in FIG. “Delivery item” is delivery item information and corresponds to the “delivery item” in the delivery management information shown in FIG. “Detailed information” is information indicating a detailed classification of delivery items, a delivery deadline, and the like. “Delivery date” indicates the delivery date of the delivery item indicated by “delivery item”. “Situation” is information indicating whether or not the delivery has been completed. When the delivery has been completed, the characters “done” are input, and when the delivery has not been completed, the character string “scheduled” is input. The point is point information acquired regarding delivery for the item indicated by “delivery item”. As this point information, for example, point information transmitted from the transfer information processing apparatus 1 may be accumulated, or an administrator of the server apparatus 2 may be accumulated. For example, the account identification information received by the delivery management information receiving unit 108 or the like and the delivery target identification information are associated with each other and stored in a storage medium (not shown) of the transfer information processing apparatus 1, and the point output unit 117 The point information on the transfer acquired by the point information acquisition unit 116 for the account identification information is transmitted in association with the delivery target identification information to the server device 2 determined using the delivery target identification information in the same manner as the transmission unit 105 and transmitted. The server device 2 may accumulate (add) the point information as the “point” value of the delivery information in which the delivery item indicated by the delivery object identification information matches the delivery number.

  Specifically, the delivery related information acquisition unit 203 sets the value of “delivery item” of the delivery object identification information included in the received transmission request information from the delivery information stored in the delivery information storage unit 201. It matches “property tax” that is “delivery item” and the value of “delivery number” matches “KTY8244753” that is “delivery number” of the delivery target information included in the received transmission request information Each value of “delivery item”, “detailed information”, “situation”, and “point” is acquired from the delivery information storage unit 201 as delivery related information as delivery related information. It should be noted that here, the delivery information in which the “delivery date” value does not exceed the current date and the “situation” value is “planned” is acquired. Here, for example, it is assumed that the delivery-related information is acquired from the delivery information whose “ID” is “N1” to “N4”.

  The delivery related information transmission unit 204 transmits the delivery related information acquired by the delivery related information acquisition unit 203 to the transfer information processing apparatus 1.

  The receiving unit 106 receives the delivery related information transmitted from the server device 2-1. The received delivery related information is temporarily stored in a storage medium (not shown) such as a memory.

  Next, the transmission unit 105 uses the value of “delivery item” included in the delivery management information whose “ID” is “02” among the delivery management information detected by the transmission unit 105. The second server management information including a “delivery item” having a value that matches a certain “light vehicle tax” is obtained from the second server management information stored in the second server management information storage unit 104. Search for. If the search is successful, the “server identification information” value of the detected second server management information is acquired in the same manner as described above. Here, it is assumed that a matching item could not be searched. In this case, the transmission unit 105 is stored in the second server management information storage unit 104 using “light vehicle tax” which is the value of “delivery item” included in the delivery management information of the second delivery management information. The second server management information including “delivery item” having a value corresponding to the second server management information is searched. Here, it is assumed that a plurality of second server management information whose “ID” is “B1” or “B2” is detected. Next, the transmission unit 105 acquires “PRS” that is the value of the “delivery number” included in the second delivery target identification information. Then, the second server management information in which the “delivery number” partially matches “PRS” in the second server management information in which the value of the “delivery item” retrieved earlier is “light vehicle tax” is retrieved. Here, the second server management information whose “ID” is “B2” is the second server management information whose “delivery number” partly matches the “PRS” value, and the “delivery item” value is “light”. It is detected from the second server management information which is “vehicle tax”. The match here may be a complete match. Then, “http://www.taxprs.go.jp/car...” Which is the value of the server identification information of the second server management information whose “ID” is “B2” is acquired. This server identification information is assumed to be the URL of the server device 2-2.

  Of the delivery management information searched using the user identification information, the transmission unit 105 transmits the server identification information to the server device 2-2 indicated by the acquired server identification information “http://www.taxprs.go.jp/car. The transmission request information including the delivery object identification information included in the delivery management information whose “ID” is “02”, which is the second delivery management information, is transmitted.

  In response to receiving this transmission request information, the server device 2-2 acquires delivery related information and transmits it to the transfer information processing device 1, and the transfer information processing device 1 receives this delivery related information and temporarily Since the process etc. which memorize | store are the same as the above, description is abbreviate | omitted.

  The transmission unit 105 determines that the delivery management information detected by the transmission unit 105 does not include the third and subsequent delivery management information.

  For this reason, the output unit 107 creates information for displaying the delivery related information acquired by the above processing and temporarily stored in the memory or the like, and transmits the information to the client device 3. The information for displaying the delivery related information is, for example, information in which the delivery related information read from the memory or the like is arranged on a template prepared in advance, and any information that can be displayed. Also good. In addition, unique processing or the like may be performed on overlapping information or the like as appropriate. For example, it may be image information or the like, or information that can be displayed on a WEB page such as HTML.

  When the client receiving unit 306 of the client device 3 receives the information for displaying the delivery related information transmitted by the transfer information processing device 1, the information received by the client output unit 307 is displayed on a monitor (not shown). Thereby, delivery related information is displayed.

  FIG. 16 is a diagram illustrating an output example of delivery related information.

  Next, the user operates the client device 3 in order to download a delivery notice for a delivery item to be delivered, and, for example, in the same manner as described above, a download notice download screen from the transfer information processing apparatus 1 is displayed. Assume that information is acquired and output.

  FIG. 17 is a diagram illustrating an example of a delivery notice download screen output by the client device 3.

  Here, for example, in order for the user to download a delivery notice about property tax, the delivery item “property tax” is fixed in the input field 1701 of the delivery item, and the delivery item input field 1702 is fixed. It is assumed that “KTY8244753”, which is a supplier number for the asset tax, is input.

  If the download button 1703 is pressed, the input reception unit 301 receives an instruction to transmit a delivery notification request. Then, the delivery notification request transmission unit 302 sends a delivery notification request including the delivery item “property tax” input in the input field 1701 and the supplier number “KTY8244753” input in the input field 1702 to the transfer information processing apparatus 1. Send to.

  When the delivery notification request reception unit 121 of the transfer information processing apparatus 1 receives the delivery notification request, the delivery notification transmission instruction transmission unit 122 receives the delivery item “property tax” and the delivery number “KTY8244753” included in the received delivery notification request. ”Is used as appropriate, and the transmission destination identification information that is the URL of the transmission destination server apparatus 2 is acquired in the same manner as the transmission unit 105 described above. For example, it is assumed that the URL “http://www.taxabc.go.jp/property...” That is the URL of the server device 2-1 is acquired.

  Then, using the acquired transmission destination identification information, the delivery notification transmission instruction transmission unit 122 causes the server device 2-1 to send the delivery item “property tax”, the delivery number “KTY8244753”, and the address information of the client device 3. Send a delivery notification transmission instruction including

  FIG. 18 is a diagram illustrating an example of the delivery notification management information stored in the delivery notification management information storage unit 205 of the server device 2-1. The delivery notification management information includes items of “ID”, “delivery number”, “delivery item”, and “delivery notice”. “ID” is information for managing the record of the delivery notification management information. “Supplier number” is supplier identification information and corresponds to the “delivery number” of the delivery management information shown in FIG. “Delivery item” is delivery item information and corresponds to the “delivery item” in the delivery management information shown in FIG. The “delivery notice” is delivery notice information, and here is a delivery notice information file. This delivery notice may be text information or image information.

  When the delivery notification transmission instruction receiving unit 206 of the server apparatus 2-1 receives the delivery notification transmission instruction transmitted by the transfer information processing apparatus 1, the delivery notification information acquisition unit 207 receives the received delivery from the delivery notification management information. Detects a record with “Delivery number” and “Delivery item” that matches “Delivery number” and “Delivery item” included in the notification transmission instruction, and obtains the “Delivery notice” file included in this record To do. Here, the “delivery number” and “delivery item” of the record whose “ID” is “S1” are “KTY824533” and “property tax”, both of which are included in the delivery notification transmission instruction Since it completely matches “number” and “delivery item”, a “delivery notice” file of a record whose “ID” is “S1” is acquired.

  Then, the delivery notification information transmission unit 208 transmits the acquired delivery notification document file to the client device 3 using the address information of the client device 3 included in the delivery notification transmission instruction.

  The client device 3 receives the delivery notice file transmitted from the server device 2-1 by the client receiving unit 306 or the like and accumulates it in a storage medium (not shown) or the like. This completes the download of the delivery notice for “property tax”.

  Next, a process in which the transfer information processing apparatus 1 acquires point information will be described. Here, for the sake of explanation, it is assumed that card management information as shown in FIG. 19 is stored in the card management information storage unit 111 instead of the card management information as shown in FIG.

  FIG. 19 is a diagram showing the card management information stored in the card management information storage unit 111. Note that the value “−” of “delivery item” indicates that the delivery item does not matter.

  FIG. 20 is a diagram illustrating an example of account transfer information. The account transfer information includes items of “ID”, “transfer account ID”, “target transfer item ID”, and “transfer amount”. “ID” is identification information for managing account transfer information. The “transfer account ID” is transfer account identification information, and is a value obtained by combining the store number, subject, and account number of the bank account for which the account transfer has been performed. “Target transfer item ID” is target transfer item information and indicates the name of an item for which account transfer has been performed. “Transfer amount” is the amount for which an account transfer has been performed, and the unit is yen. The account transfer information is accumulated in a storage medium such as an optical disk by the account transfer server 5 every time an account transfer is performed.

  First, here, it is assumed that a bank or the like provides an administrator or the like of the transfer information processing apparatus 1 with an optical disc on which account transfer information as shown in FIG. 20 created using the account transfer server 5 is recorded. If sufficient security can be secured, the account transfer information may be transmitted from the account transfer server 5 to the transfer information processing apparatus 1 via a network, a dedicated line, or the like. When the manager of the point that has received the optical disc on which the account transfer information is recorded causes the transfer information processing apparatus 1 to read the optical disc, the transfer acceptance unit 114 accepts the read account transfer information as shown in FIG. And temporarily storing in a storage medium such as a memory.

  Next, the card identification information acquisition unit 115 is one record of the account transfer information received by the transfer receiving unit 114, for example, “A0100284163” that is “transfer account ID” of the record whose “ID” is “H1”, “Property tax” that is “target transfer item ID” is extracted. In the card management information shown in FIG. 19, “Account ID” matches “A0100284163”, which is “Transfer Account ID”, and “Property Asset Tax”, whose “Item Name” is “Target Transfer Item ID”. ", Or a record that matches either"-"indicating that the transfer item information does not matter. Here, a record whose “ID” in the card management information shown in FIG. 19 is “C2” is detected. The card identification information acquisition unit 115 acquires the value “CA00042” of the “card ID” of the record whose detected “ID” is “C2”. The acquired “card ID” is temporarily stored in a storage medium such as a memory (not shown). If there is no matching card management information record, the process for the account transfer information is terminated, and the process for the next account transfer information is started.

  Next, the point information acquisition unit 116 acquires the value “150,400” of the “transfer amount” of the record whose “ID” of the account transfer information received by the transfer reception unit 114 is “H1”. Then, this value is substituted into an arithmetic expression for point calculation prepared in advance. It is assumed that the arithmetic expression prepared here is an arithmetic expression that converts 1/100 of the “transfer amount” value into one point (however, the decimal part is rounded down). As a result, the point information acquisition unit 116 acquires point information indicating 1504 points, which is 1 / 100th of “150,400”. The acquired point information is temporarily stored in a storage medium such as a memory (not shown).

  FIG. 21 is a diagram illustrating an example of electronic delivery management information stored in the electronic delivery management information storage unit 113. The electronic delivery management information has fields of “account ID” and “electronic delivery flag”. “Account ID” is account identification information and corresponds to the account ID of FIG. “Electronic sending flag” is electronic sending designation information. When the value is “1”, it indicates that electronic delivery of the delivery notice is permitted, and when there is no value, electronic sending is permitted. Indicates no.

  For example, a user who wants to switch the delivery notice for public bills and other charges to be transferred to electronic delivery operates the client device 3 etc. and electronically sends a delivery notice regarding account transfers. It is assumed that an instruction permitting this is transmitted to the server apparatus 2 and the transfer information processing apparatus 1 that perform delivery notification together with the user's account ID and the user's e-mail address. In response to this instruction, the server device 2 sets the user's delivery notice to be sent electronically to the client device 3 or the like using the sent email address, and sends the delivery notice by mail. Notify the person in charge of mailing the delivery notice, etc. Then, when it is necessary to send a delivery notice, document information or the like is sent to the client device 3 by e-mail or the like in order to prompt the download of the delivery notice or the delivery notice. Further, the transfer information processing apparatus 1 receives an instruction for permitting electronic delivery of a delivery notice and an account ID by a receiving unit (not shown) via a network or the like, and is stored in the electronic delivery management information storage unit 113. The electronic sending flag corresponding to the received account ID in the electronic sending management information is set to “1”. It is preferable that the same instruction is automatically transmitted to the transfer information processing apparatus 1 when an instruction for permitting electronic delivery of a delivery notice is transmitted to the server apparatus 2.

  In the electronic delivery management information shown in FIG. 21, the point information acquisition unit 116 has the “account ID” value “transfer account ID” of the record whose “ID” received by the transfer reception unit 114 is “H1”. A record that matches a certain “A0100284163” is detected, and it is determined whether or not the value of the “electronic sending flag” of the detected record is “1”. Here, in FIG. 21, the value of the “electronic sending flag” of the record whose “account ID” is “A0100284163” is “1”. For this reason, the point information acquisition unit 116 determines that electronic delivery of the delivery notice has been performed because the account transfer has been performed for an account for which electronic delivery of the delivery notice is permitted. 100 points, which are points for electronic delivery of a delivery notice prepared in the department, etc. are acquired. In this way, it is possible to give an incentive to a user who wishes to electronically send a delivery notice to the switch to electronic delivery. In addition, the fact that the account transfer has been performed can be used to confirm that the delivery notice has been electronically sent. In addition, points can be granted only when direct debits corresponding to delivery notices sent electronically are made, points can be given to unpaid users, and switched to electronic delivery. Incentives can be appropriately given to the user. In addition, here, every time an account transfer is performed, a process of giving points for electronic sending is performed. Therefore, the number of items for which account transfer is performed increases, and the number of electronic sending points increases. Therefore, for example, registration of electronic delivery management information including the account identification information of this account is made only when the item of the account transfer performed for one account matches the item of the delivery notice to be switched to electronic delivery. By making it possible, it is possible to prompt the user to switch the delivery notice for the item being transferred to electronic delivery. When the delivery notice is switched to electronic delivery, the cost can be greatly reduced compared to mail delivery. For this reason, promoting the switch to electronic delivery has a great economic effect for the collector.

  FIG. 22 is a diagram showing point management information stored in the point management information storage unit 112. The point management information has fields of “card ID” and “point information”. The “card ID” is card identification information and corresponds to the “card ID” in FIG.

  The point output unit 117 acquires point information indicating the total of points acquired by the point information acquisition unit 116, here, point information indicating 1504 + 100 = 1604 points, and the “card ID” acquired by the card identification information acquisition unit 115. Is stored in the point management information storage unit 112 in association with “CA00042”.

  Specifically, first, a record in which the value of “card ID” matches “CA00042” that is “card ID” acquired by the card identification information acquisition unit 115 is searched. Here, since a matching record is detected, the total value of the points acquired by the point information acquisition unit 116 is added to the value of “point information” of this record. As a result, the value of “point information” associated with “CA00042” that is “card ID” is “3384”. If there is no matching record, the point output unit 117 associates the point information indicating the total points acquired by the point information acquisition unit 116 with the “card ID” acquired by the card identification information acquisition unit 115. The added new point information is added to the point management information.

  Next, in the same manner as described above, the card identification information acquisition unit 115 uses the “transfer account ID” of the record next to the account transfer information received by the transfer reception unit 114, for example, the record whose “ID” is “H2”. A certain “A0100284194” and a “light vehicle tax” which is a “target transfer item ID” are taken out.

  Then, in the card management information shown in FIG. 19, the card identification information acquisition unit 115 matches the “account ID” with “A0100284194” that is the “transfer account ID” extracted from the account transfer information, and the “item name”. "Is searched for a record that matches either" light car tax ", which is the" target transfer item ID "extracted from the account transfer information, or"-"indicating that the transfer item information does not matter. Here, a record in which “ID” of the card management information shown in FIG. 19 is “C3” is detected. The card identification information acquisition unit 115 acquires the value “CA00042” of the “card ID” of the record whose detected “ID” is “C3”. The acquired “card ID” is temporarily stored in a storage medium such as a memory (not shown). If there is no matching card management information record, the process for the account transfer information is terminated, and the process for the next account transfer information is started.

  In the same manner as described above, the point information acquisition unit 116 acquires the point information “1080” corresponding to the transfer amount and the point information “100” for permitting electronic delivery of the delivery notice.

  The point output unit 117 adds the total point information “1180” acquired in this way to the point information of the record whose “card ID” is “CA00042” in the point management information in the same manner as described above.

  Here, since this “card ID” is the same as the “card ID” acquired in the account transfer information whose “ID” is “H1”, the points obtained by the account transfer for different accounts Information can be stored in association with the same card. That is, point information can be collected on one card.

  Further, in the same manner as described above, the card identification information acquisition unit 115 is the “transfer account ID” of the record next to the account transfer information received by the transfer receiving unit 114, for example, the record whose “ID” is “H3”. “A0100284196” and “National health insurance premium” which is “target transfer item ID” are taken out. Then, “CA00062” is acquired as the “card ID” by the same processing as described above.

  In the same manner as described above, the point information acquisition unit 116 acquires point information “260” corresponding to the transfer amount. Note that the “electronic sending flag” corresponding to “A0100284196”, which is the “transfer account ID” here, is not “1” as shown in FIG. 21, so that electronic delivery of the delivery notice is permitted. The point information “100” is not acquired.

  Then, the point output unit 117 adds the acquired point information “260” to the value of “point information” of the record whose “card ID” of the point management information illustrated in FIG. 22 is “CA00062”.

  Further, in the same manner as described above, the card identification information acquisition unit 115 is the “transfer account ID” of the record next to the account transfer information received by the transfer receiving unit 114, for example, the record whose “ID” is “H4”. “A0100284196” and “water charge” which is “target transfer item ID” are taken out. Then, “CA00043” is acquired as the “card ID” by the same processing as described above.

  In the same manner as described above, the point information acquisition unit 116 acquires point information “80” corresponding to the transfer amount. Note that the “electronic sending flag” corresponding to “A0100284196”, which is the “transfer account ID” here, is not “1” as shown in FIG. 20, so that electronic delivery of the delivery notice is permitted. The point information “100” is not acquired.

  Then, the point output unit 117 adds the acquired point information “80” to the value of “point information” of the record whose “card ID” of the point management information shown in FIG. 22 is “CA00043”.

  Here, the “card ID” acquired for the account transfer information whose “ID” is “H4” has the same “transfer account ID” as the account transfer information whose “ID” is “H3”. Nevertheless, the acquired “card ID” is different, and as a result, the acquired point information is stored in a different card. That is, point information obtained by account transfer for different items for the same account can be stored in association with different cards desired by the user.

  Here, the card identification information acquisition unit 115, for example, “A010028421” that is “transfer account ID” and “target transfer item ID” from one record of the account transfer information received by the transfer reception unit 114 is “ Suppose you have taken out the “municipal tax”. In this case, in the card management information shown in FIG. 19, the card identification information acquisition unit 115 matches the “account ID” with “A0100284163” which is the “transfer account ID”, and the value of “item name” is A record that matches either “citizen tax” that is “target transfer item ID” or “−” indicating that transfer item information is not asked is searched. Here, since the “account ID” of the record whose “ID” is “C6” in FIG. 19 is “A0100284163” and the “item name” is “−”, the card identification information acquisition unit 115 stores this record. The value “CA00058” of the “card ID” of this record is acquired. Since the subsequent processing is the same as the processing for the other account transfer information described above, description thereof is omitted here.

  Similarly, the same process is performed for all of the account transfer information shown in FIG.

  FIG. 23 is a diagram showing the point management information after the point information is updated.

  The point management information stored in the point management information storage unit 112 is read out by a processing device (not shown) or the like that charges points to a point card (not shown) as appropriate, for example, via a network, etc. The point card is charged via

  Here, for example, it is assumed that the “card ID” acquired by the card identification information acquisition unit 115 is “CA00042” and the total of points acquired by the point information acquisition unit 116 is “1604 points”.

  FIG. 24 is a diagram illustrating the output destination management information stored in the output destination management information storage unit 118. The output destination management information includes items of “card group identification information” and “output destination identification information”. “Card group identification information” is card group identification information, and here is a partial character string that is common to the card identification information of cards belonging to the same card group. The “output destination identification information” is output destination identification information, and here indicates the IP address of each point management device 4.

  The point output unit 117 first reads “AB” that is “card group identification information” of the first record of the output destination management information. Then, it is determined by searching whether “CA00042”, which is the “card ID” acquired by the card identification information acquisition unit 115, includes a character string that matches this “AB”. Here, since the matching character string is not detected by the search, it is determined that the matching character string is not included. Then, “CA” that is “card group identification information” in the second record is read out. Then, it is determined by searching whether “CA00042”, which is the “card ID” acquired by the card identification information acquisition unit 115, includes a character string that matches this “CA”. Here, since the matching character string is included, the point output unit 117 displays “http: //250.xxx.xxx.jpg” which is the “output destination identification information” of the second record of the output destination management information. 063 "is acquired. This output destination identification information is assumed to be the address of the point management device 4-1. Then, the point output unit 117 transmits the card ID “CA00042” and the point information acquired by the point information acquisition unit 116, specifying the address indicated by the output destination identification information as the transmission destination. In addition, the point output unit 117 acquires information on the time when this output is performed from a clock or the like, and converts the point information associated with the information on the time into point management information whose “card ID” is “CA00042”. Append. The point information of the point management information can be appropriately output as a point output history from the point output unit 117 for reference.

  The point reception unit 401 of the point management device 4-1 receives the point information and card identification information transmitted from the point output unit 117. The point storage unit 403 of the point management device 4-1 searches the point management information stored in the point storage unit 402 for point management information whose “point ID” is “CA00042”, and points of this point management information The value of the information is read, the value indicated by the point information received by the point receiving unit 401 is added, and the “point information” of the point management information whose “point ID” is “CA00042” is overwritten with the added point information. Thereby, the point information acquired by the transfer information processing apparatus 1 is managed by each point management apparatus 4.

  The point management information stored in the point management device 4 is read out by a processing device (not shown) or the like that charges points to a point card (not shown) as appropriate, for example, via a network and the like via a reader / writer or the like. Is charged to the point card. Alternatively, the point information may be read directly from the point management device 4 via a reader / writer or the like and charged to the point card. Note that processing and a mechanism for reading / writing point information using a point card or the like are well-known techniques, and thus description thereof is omitted here.

  As described above, according to the present embodiment, since the transfer information processing apparatus 1 can collect and output the information of the account transfer from the server apparatus 2, the situation where the account transfer is being performed is appropriately determined for the user. Can be presented.

  Further, the server device 2 from which the account transfer information is acquired is determined in two stages using the delivery item information and the combination of the delivery item information and the supplier identification information, thereby flexibly making the server device 2 It becomes possible to decide. Further, for example, since the delivery item information may be duplicated, the degree of freedom of information that can be used as the delivery item information is increased.

  Further, according to the present embodiment, points obtained by account transfer can be stored in association with card identification information managed in association with the account for which account transfer has been performed. Thereby, for example, the points obtained by the account transfer by the user can be accumulated in association with a desired card unrelated to the account for which the account transfer was performed, and the convenience of the points obtained by the account transfer can be increased. Can be improved.

  In each of the above embodiments, each process (each function) may be realized by centralized processing by a single device (system), or by distributed processing by a plurality of devices. May be.

  Further, in each of the above embodiments, it goes without saying that two or more communication means (such as an information transmission unit) existing in one apparatus may be physically realized by one medium.

  In the above embodiment, information related to processing executed by each component, for example, information received, acquired, selected, generated, transmitted, and received by each component. In addition, information such as threshold values, mathematical formulas, addresses, etc. used by each component in processing is retained temporarily or over a long period of time on a recording medium (not shown) even when not explicitly stated in the above description. It may be. Further, the storage of information in the recording medium (not shown) may be performed by each component or a storage unit (not shown). Further, reading of information from the recording medium (not shown) may be performed by each component or a reading unit (not shown).

  Further, although cases have been described with the above embodiments where the account transfer management system is a stand-alone, the account transfer management system may be a stand-alone device or a server device in a server / client system. . In the latter case, the output unit or the reception unit receives an input or outputs a screen via a communication line.

  In each of the above embodiments, each component may be configured by dedicated hardware, or a component that can be realized by software may be realized by executing a program. For example, each component can be realized by a program execution unit such as a CPU reading and executing a software program recorded on a recording medium such as a hard disk or a semiconductor memory.

  In addition, the software which implement | achieves the account transfer management system in each said embodiment is the following programs. In other words, this program allows a computer to deliver a user identification information receiving unit that receives input of user identification information, user identification information that is user identification information stored in a delivery management information storage unit, and a user by account transfer. Information including delivery target identification information obtained from one or more pieces of delivery management information which is information having delivery target identification information which is identification information of a delivery target to be received and corresponding to user identification information , A transmission unit that transmits transmission request information that is information requesting transmission of delivery related information that is information related to the delivery target identification information, and delivery related information transmitted from the server device in response to the transmission request information It is a program for functioning as a receiving part which receives and the output part which outputs the delivery relevant information which the receiving part received.

  In the program, the functions realized by the program do not include functions that can be realized only by hardware. For example, a function that can be realized only by hardware such as a modem or an interface card in an acquisition unit that acquires information or an output unit that outputs information is not included in the function realized by the program.

  Further, the computer that executes this program may be singular or plural. That is, centralized processing may be performed, or distributed processing may be performed.

  FIG. 25 is a schematic diagram showing an example of an external appearance of a computer that executes the program and realizes each device constituting the account transfer management system according to the embodiment. The above-described embodiment can be realized by computer hardware and a computer program executed on the computer hardware.

  In FIG. 25, a computer system 900 includes a computer 901 including a CD-ROM (Compact Disk Read Only Memory) drive 905 and an FD (Floppy (registered trademark) Disk) drive 906, a keyboard 902, a mouse 903, a monitor 904, and the like. Is provided.

  FIG. 26 is a diagram showing an internal configuration of the computer system 900. 26, in addition to the CD-ROM drive 905 and the FD drive 906, a computer 901 is connected to an MPU (Micro Processing Unit) 911, a ROM 912 for storing a program such as a bootup program, and the MPU 911. A RAM (Random Access Memory) 913 that temporarily stores program instructions and provides a temporary storage space, a hard disk 914 that stores application programs, system programs, and data, and an MPU 911 and a ROM 912 are interconnected. And a bus 915. The computer 901 may include a network card (not shown) that provides connection to the LAN.

  A program that causes the computer system 900 to execute functions such as the account transfer management system according to the above-described embodiment is stored in the CD-ROM 921 or the FD 922, inserted into the CD-ROM drive 905 or the FD drive 906, and the hard disk 914. May be forwarded to. Instead, the program may be transmitted to the computer 901 via a network (not shown) and stored in the hard disk 914. The program is loaded into the RAM 913 when executed. The program may be loaded directly from the CD-ROM 921, the FD 922, or the network.

  The program does not necessarily include an operating system (OS) or a third-party program that causes the computer 901 to execute the functions of the account transfer management system according to the above embodiment. The program may include only a part of an instruction that calls an appropriate function (module) in a controlled manner and obtains a desired result. How the computer system 900 operates is well known and will not be described in detail.

  The present invention is not limited to the above-described embodiments, and various modifications are possible, and it goes without saying that these are also included in the scope of the present invention.

  As described above, the account transfer management system according to the present invention is suitable as a system for managing information related to account transfer, and is particularly useful as a system for acquiring information indicating the status of account transfer.

DESCRIPTION OF SYMBOLS 1 Transfer information processing apparatus 2 Server apparatus 3 Client apparatus 4 Point management apparatus 5 Account transfer server 101 Delivery management information storage part 102 User identification information reception part 103 1st server management information storage part 104 2nd server management information storage part 105 Transmission part DESCRIPTION OF SYMBOLS 106 Reception part 107 Output part 108 Delivery management information reception part 109 Delivery management information storage part 110 Card management information storage part 111 Card management information storage part 112 Point management information storage part 113 Electronic sending management information storage part 114 Transfer acceptance part 115 Card identification Information acquisition unit 116 Point information acquisition unit 117 Point output unit 118 Output destination management information storage unit 121 Delivery notification request reception unit 122 Delivery notification transmission instruction transmission unit 201 Delivery information storage unit 202 Transmission request reception unit 203 Delivery related information acquisition unit 204 Delivery Related information Transmission unit 205 Delivery notification management information storage unit 206 Delivery notification transmission instruction reception unit 207 Delivery notification information acquisition unit 208 Delivery notification information transmission unit 301 Input reception unit 302 Delivery notification request transmission unit 303 Delivery notification information reception unit 304 Delivery notification information output unit 305 Client transmission unit 306 Client reception unit 307 Client output unit 401 Point reception unit 402 Point storage unit 403 Point storage unit 1000 Account transfer management system

Claims (7)

An account transfer management system including one or more server devices and a transfer information processing device,
The transfer information processing apparatus
User identification information that is user identification information, identification information of a delivery target that the user delivers by account transfer, delivery item information that indicates a delivery item, and delivery that is information that identifies a supplier for the delivery item A delivery management information storage unit in which one or more delivery management information, which is information including delivery object identification information, which is information including the person identification information ,
A server management information storage unit that stores server management information including the delivery item information, the supplier identification information, and server identification information that identifies the server device;
A user identification information receiving unit for receiving input of the user identification information;
Transmission that is information that includes the delivery object identification information corresponding to the user identification information and that includes the delivery object identification information, and that requests transmission of delivery related information that is information related to the delivery object identification information A transmission unit for transmitting request information to a server device indicated by server identification information corresponding to delivery item information and supplier identification information included in the delivery target identification information among server identification information included in the server management information ;
A receiving unit for receiving delivery related information transmitted from the server device in response to the transmission request information;
An output unit for outputting the delivery related information received by the receiving unit,
The server device
A delivery information storage unit for storing delivery information having the delivery object identification information and delivery related information that is information related to delivery of the delivery object indicated by the delivery object identification information;
A transmission request receiving unit for receiving the transmission request information;
A delivery related information acquisition unit for acquiring delivery related information corresponding to the transmission request information from the delivery information storage unit;
A delivery related information transmitting unit for transmitting the delivery related information acquired by the delivery related information acquiring unit to the transfer information processing apparatus;
Account transfer management system. An account transfer management system including one or more server devices, a transfer information processing device, and a client device,
The transfer information processing apparatus
Delivery management information storage in which one or more pieces of delivery management information, which is information including user identification information that is user identification information and delivery target identification information that is delivery target identification information that the user delivers by account transfer, is stored. And
A user identification information receiving unit for receiving input of the user identification information;
Transmission that is information that includes the delivery object identification information corresponding to the user identification information and that includes the delivery object identification information, and that requests transmission of delivery related information that is information related to the delivery object identification information A transmission unit for transmitting request information to the server device;
A receiving unit for receiving delivery related information transmitted from the server device in response to the transmission request information;
An output unit for outputting the delivery related information received by the receiving unit;
A delivery notification request receiving unit for receiving, from the client device, delivery target identification information, information for requesting delivery notification information that is information related to a delivery notification corresponding to the delivery target identification information, and
Delivery notification transmission for sending a delivery notification transmission instruction to the server device, which is an instruction including the delivery target identification information received by the delivery notification request receiving unit, and is an instruction for causing the client device to transmit the delivery notification information An instruction transmission unit,
The client device is
A delivery notification request transmitting unit for transmitting delivery target identification information, information for requesting delivery notification information, and the transfer information processing apparatus;
A delivery notification information receiving unit for receiving the delivery notification information transmitted from the server device;
An output unit for outputting the delivery notification information received by the delivery notification information receiving unit;
The server device
A delivery information storage unit for storing delivery information having the delivery object identification information and delivery related information that is information related to delivery of the delivery object indicated by the delivery object identification information;
A transmission request receiving unit for receiving the transmission request information;
A delivery related information acquisition unit for acquiring delivery related information corresponding to the transmission request information from the delivery information storage unit;
A delivery related information transmitting unit for transmitting the delivery related information acquired by the delivery related information acquiring unit to the transfer information processing apparatus;
A delivery notification management information storage unit for storing delivery notification management information, which is information including delivery notification information and delivery target identification information;
A delivery notification transmission instruction receiving unit for receiving a delivery notification transmission instruction transmitted by the transfer information processing apparatus;
A delivery notification information acquisition unit for acquiring the delivery notification information associated with the delivery target identification information included in the delivery notification transmission instruction received by the delivery notification transmission instruction receiving unit from the delivery notification management information storage unit;
A delivery notification information transmitting unit for transmitting the delivery notification information acquired by the delivery notification information acquiring unit to the client device;
Account transfer management system. The transfer information processing apparatus
A delivery management information receiving unit for receiving the user identification information and the delivery target identification information;
The delivery management information storage part which accumulate | stores the delivery management information which has the user identification information and the delivery object identification information which the said delivery management information reception part received in the said delivery management information storage part, The claim 1 or Claim The account transfer management system according to 2. The transfer information processing apparatus
A card management information storage unit for storing card management information, which is information that associates account identification information with card identification information;
A card management information storage unit that stores the account identification information and the card identification information received by the delivery designation reception unit in association with each other in a card management information storage unit;
A transfer acceptance unit for receiving account transfer information, which is information indicating that account transfer has been performed, and which includes information on transfer account identification information that is account identification information of the account for which the account transfer has been performed;
Using the card management information, a card identification information acquisition unit that acquires the card identification information associated with the account identification information that matches the transfer account identification information included in the account transfer information received by the transfer reception unit;
An electronic delivery management information storage unit for storing electronic delivery management information, which is information in which electronic delivery designation information for specifying whether electronic delivery of a delivery notice is permitted and account identification information is associated;
Judge whether or not the electronic delivery designation information corresponding to the transfer account identification information included in the account transfer information received by the transfer acceptance unit is electronic delivery designation information that permits electronic delivery of the delivery notice. In the case of electronic sending designation information, a point information acquisition unit for obtaining point information prepared in advance corresponding to the electronic sending designation information ;
4. The point output unit according to claim 1, further comprising: a point output unit that outputs the point information acquired by the point information acquisition unit in association with the card identification information acquired by the card identification information acquisition unit. 5. Account transfer management system. A transfer information processing apparatus that constitutes an account transfer management system with one or more server devices,
User identification information that is user identification information, identification information of a delivery target that the user delivers by account transfer, delivery item information that indicates a delivery item, and delivery that is information that identifies a supplier for the delivery item A delivery management information storage unit in which one or more delivery management information, which is information including delivery target identification information, which is information including the person identification information, is stored;
A server management information storage unit that stores server management information including the delivery item information, the supplier identification information, and server identification information that identifies the server device;
A user identification information receiving unit for receiving input of the user identification information;
Transmission that is information that includes the delivery object identification information corresponding to the user identification information and that includes the delivery object identification information, and that requests transmission of delivery related information that is information related to the delivery object identification information A transmission unit for transmitting request information to a server device indicated by server identification information corresponding to delivery item information and supplier identification information included in the delivery target identification information among server identification information included in the server management information ;
A receiving unit for receiving delivery related information transmitted from the server device in response to the transmission request information;
A transfer information processing apparatus comprising: an output unit that outputs the delivery related information received by the receiving unit. User identification information that is user identification information, identification information of a delivery target that the user delivers by account transfer, delivery item information that indicates a delivery item, and delivery that is information that identifies a supplier for the delivery item A delivery management information storage unit that stores one or more delivery management information that is information including delivery target identification information that is information including supplier identification information, the delivery item information, the supplier identification information, Using a server management information storage unit that stores server management information having server identification information that is information for identifying the server device, a user identification information reception unit, a transmission unit, a reception unit, and an output unit A transfer information processing method to be performed,
The user identification information accepting unit accepting input of user identification information;
The transmission unit obtains delivery target identification information corresponding to the user identification information, and requests transmission of delivery related information that is information including the delivery target identification information and is related to the delivery target identification information. The transmission request information, which is information, is transmitted to the server device indicated by the server identification information corresponding to the delivery item information and the supplier identification information included in the delivery target identification information among the server identification information included in the server management information. Sending step;
The reception unit receives the delivery related information transmitted from the server device in response to the transmission request information,
The transfer information processing method provided with the output step in which the said output part outputs the delivery relevant information received at the said reception step. Delivery management information storage in which one or more pieces of delivery management information, which is information including user identification information that is user identification information and delivery target identification information that is delivery target identification information that the user delivers by account transfer, is stored. A transfer information processing method performed using a part, a user identification information receiving unit, a transmission unit, a reception unit, an output unit, a delivery notification request reception unit, and a delivery notification transmission instruction transmission unit,
The user identification information accepting unit accepting input of user identification information;
The transmission unit obtains delivery target identification information corresponding to the user identification information, and requests transmission of delivery related information that is information including the delivery target identification information and is related to the delivery target identification information. A transmission step of transmitting transmission request information, which is information, to the server device;
The reception unit receives the delivery related information transmitted from the server device in response to the transmission request information,
The output unit outputs the delivery related information received in the receiving step,
A delivery notification request receiving step in which the delivery notification request receiving unit receives from the client device, the delivery target identification information, and information for requesting delivery notification information that is information related to the delivery notification corresponding to the delivery target identification information;
The delivery notification transmission instruction transmitting unit is an instruction including the delivery target identification information received in the delivery notification request receiving step, and a delivery notification transmission instruction that is an instruction for causing the client apparatus to transmit the delivery notification information. A transfer information processing method comprising: a delivery notification transmission instruction transmission step for transmitting to the server device.

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