JP5490583B2 - Money handling equipment - Google Patents

Description

  The present invention relates to a money handling apparatus capable of exchanging deposited money.

  2. Description of the Related Art Conventionally, as a money handling apparatus installed in a financial institution or the like, a money handling apparatus capable of exchanging deposited money with a denomination selected by a user is known. According to such a money handling apparatus, for example, a deposited banknote can be exchanged for a new ticket which is a new banknote.

  In this way, in the case of a money processing device that can be exchanged for a new ticket, the amount of money (for example, a new ticket) held by a financial institution is limited, so in one transaction depending on the rank of the customer It is known to limit the number of dispensed new tickets (the number of dispensed tickets) (see Patent Document 1).

JP-A-2005-190056

  However, in the invention described in Patent Document 1, only the limit on the number of withdrawals that can be made in one transaction is set, and the upper limit on the number of withdrawals that can be made from a financial institution per day (hereinafter referred to as the withdrawal upper limit number). ) Is not set. For this reason, for example, if a large number of withdrawals of new tickets with limited holdings are made on a single day, a large amount of new tickets will be withdrawn throughout the day, and new tickets required on the following day There was a problem that would disappear.

  Another example of a money handling apparatus installed in a financial institution is an automatic teller machine (ATM). In this automatic teller machine, what is said to be partly exchanged is known in which, when withdrawing money, a 10,000 yen bill is exchanged for a 1000 yen bill and then withdrawn. In this partial exchange, since there is no upper limit on the number of withdrawals that can be made from a financial institution per day, as in the case of the above-mentioned problem, for example, There was a problem that the thousand yen bills needed on that day would be lost.

  The present invention has been made in consideration of such points, and prevents a large amount of money from being withdrawn within a predetermined period and prevents a shortage of money held in a financial institution. The purpose is to do.

The money handling apparatus according to the present invention comprises:
A money handling apparatus capable of changing money,
A money withdrawal part for withdrawing money,
An input unit for instructing money exchange;
A control unit that selects exchange setting information from a plurality of different exchange setting information including information on the upper limit quantity corresponding to the denomination of money that can be withdrawn within a predetermined period, according to a predetermined condition,
When the control unit is instructed to change money by the input unit, and the quantity for each denomination of money to be withdrawn is within the range of the upper limit quantity of the denomination of the selected exchange setting information, Money is withdrawn from the money withdrawal unit.

In the money handling apparatus according to the present invention,
Each of the exchange setting information includes information on a form of money that can be withdrawn within a predetermined period, a denomination and an upper limit quantity,
The control unit is instructed to exchange money at the input unit, and the quantity for each denomination in the form of money to be withdrawn is within the range of the upper limit quantity of the denomination in the form of the selected exchange setting information. In this case, money may be withdrawn from the money withdrawal unit.

The money handling apparatus according to the present invention comprises:
A card reception unit for receiving a card storing predetermined information;
A card processing unit that reads the predetermined information stored in the card received by the card receiving unit;
The control unit may identify a customer category based on the predetermined information read by the card processing unit, and may use the identified customer category as the predetermined condition.

The money handling apparatus according to the present invention comprises:
It further includes a fee calculation unit for calculating a fee related to exchange,
The control unit may use the predetermined condition that selection is made to allow collection of an additional fee to be added to the fee calculated by the fee calculation unit.

In the money handling apparatus according to the present invention,
At least a part of the plurality of exchange setting information includes information on the upper limit quantity corresponding to the denomination of money, which is set according to the amount of the fee, and the information increases when the amount of the fee increases. It may consist of contents that increase the upper limit quantity.

In the money handling apparatus according to the present invention,
The control unit may set a date or a time zone as the predetermined condition.

In the money handling apparatus according to the present invention,
The control unit determines that the amount of money to be dispensed is within the range of the final maximum amount of money that can be withdrawn within the predetermined period regardless of the predetermined condition. Money may be withdrawn from the withdrawal unit.

  According to the present invention, appropriate exchange setting information is selected according to a predetermined condition from a plurality of different exchange setting information including information on the upper limit quantity corresponding to the denomination of money that can be withdrawn within a predetermined period. The Then, when the quantity of money to be dispensed is within the range of the upper limit quantity of the denomination of the selected exchange setting information, the money is withdrawn from the money withdrawal unit. For this reason, it is possible to prevent a large amount of money from being withdrawn within a predetermined period, and to prevent a shortage of money held in the financial institution.

The perspective view which shows the money change machine by embodiment of this invention. The block diagram for demonstrating the signal transmission in the money exchange machine by embodiment of this invention. The table shows information regarding the currency exchange mode, denomination and upper limit quantity of money that can be withdrawn within a predetermined period, according to the customer's classification, stored in the storage unit of the money changer according to the embodiment of the present invention. Figure. Information on the currency change mode, denomination and upper limit quantity that can be withdrawn within a predetermined period according to the amount of the additional fee, stored in the storage unit of the money changer according to the embodiment of the present invention. The figure shown. The figure which showed the information regarding the money-changing form of money which can be withdrawn within the predetermined period, the money type, and the last upper limit quantity memorize | stored in the memory | storage part of the money changer by embodiment of this invention. The figure which showed the flow of the process in the money change machine by embodiment of this invention. Information relating to the currency change mode, denomination and upper limit quantity of money that can be withdrawn within a predetermined period, according to the date or time zone, stored in the storage unit of the money changer according to the modification of the embodiment of the present invention FIG.

[Embodiment]
Hereinafter, an embodiment of a money handling apparatus capable of exchanging money according to the present invention will be described with reference to the drawings. Here, FIG. 1 thru | or FIG. 7 is a figure which shows embodiment of this invention. In the present embodiment, the money processing apparatus will be described below using the money changer 1 that changes money. However, the present invention is not limited to this, and an automatic teller machine (ATM) or the like may be used. .

  As shown in FIG. 1, the money changer 1 includes a housing 60, money depositing units 21 and 35 that are provided in the housing 60 for depositing money, and are provided in the housing 60 to withdraw money. A money withdrawal unit 22, 23, 35, and a money exchange type for withdrawal from the money withdrawal unit 22, 23, 35 within the total amount of money deposited in the money deposit unit 21, 35, An operation panel (input unit) 61 for designating a change form (form) and quantity, that is, a change pattern, is provided.

  Among these, the money depositing units 21 and 35 have a coin depositing slot 21 for depositing coins and a banknote depositing and dispensing slot 35 as shown in FIG. On the other hand, the money withdrawal unit 22, 23, 35 includes a rose coin withdrawal port 22 for dispensing rose coins, a bar coin withdrawal port 23 for dispensing wrapping coins, that is, bar stock, and banknotes. And a banknote deposit / withdrawal port 35 for depositing / withdrawing. In the present application, the money depositing units 21 and 35 and the money dispensing units 22, 23, and 35 do not need to be configured from separate parts, and may be configured from the same part (in fact, in the present embodiment, The banknote deposit / withdrawal port 35 is used to deposit / withdraw banknotes).

  By the way, as shown in FIG. 1, the money changer 1 includes a coin processing unit 20 for processing coins and a banknote processing unit 30 for processing banknotes. And the coin processing part 20 has the above-mentioned coin deposit port 21, the rose coin dispensing port 22, and the bar metal dispensing port 23. On the other hand, the banknote processing unit 30 has the banknote deposit / withdrawal port 35 described above. In addition, the banknote which could not be read or the banknote which raise | generated the conveyance abnormality will be returned from the said banknote depositing / withdrawing port 35. FIG. In addition, the housing 60 is provided with a return port 25 for returning coins that could not be identified, foreign matters mixed in the deposited money, and the like.

  In addition, as shown in FIG. 2, the coin processing unit 20 includes a counting unit 26 that counts coins and bar metal, a rose coin processing unit 28 that processes rose coins, and a bar metal processing unit 29 that processes bar metals. have. Moreover, the banknote process part 30 has the counting part 36 which counts a banknote, and the new ticket process part 37 which processes a new ticket.

  As shown in FIG. 1, the money changer 1 includes a card insertion slot (card reception section) 41 that receives a card inserted therein and a card processing section that performs data processing related to the card inserted from the card insertion slot 41. (User identification unit) 45, a receipt processing unit 55 that prints a money exchange amount, a money denomination, etc. on a receipt based on the processing performed, and a receipt issuing port 51 that issues a receipt printed by the receipt processing unit 55 And a state display unit 62 that is provided in the housing 60 and displays the processing state. In the present embodiment, the card processing unit 45 is used as the user identification unit. However, the present invention is not limited to this. For example, a vein authentication unit that authenticates the veins of human fingers is used. You can also

  In addition, as shown in FIG. 2, the money changer 1 includes a customer specifying unit 19 that specifies the customer classification of the user based on the information of the user identified by the card processing unit 45, and a fee related to the exchange. The control part 15 which has the fee calculation part 18 to calculate is also provided. The control unit 15 also has a ROM 16 and a RAM 17.

  As shown in FIG. 2, the money changer 1 includes a plurality of different exchange setting information including information on the upper limit quantity (upper limit quantity corresponding to the denomination) of each type of money that can be withdrawn within a predetermined period. And a storage unit 70 for storing a plurality of different exchange setting information set in this manner. Further, the control unit 15 is configured to select appropriate exchange setting information from a plurality of different exchange setting information stored in the storage unit 70 in accordance with “predetermined conditions”. The storage unit 70 includes customer information such as customer transaction history and account information, in-machine information regarding the quantity of money stored in the money changer 1, fee setting information regarding fees, and money exchange. Transaction data such as the form of money withdrawn from the machine 1 and the quantity (cumulative value) for each denomination are also stored. Moreover, the upper limit setting part 10 is provided in the staff operation part 11 which a staff uses at the time of a maintenance or a maintenance.

  Each of the exchange setting information stored in the storage unit 70 includes money exchange forms (forms such as loose banknotes, new tickets, rose coins, and metal bars) that can be withdrawn within a predetermined period, and denominations (one yen to one). It includes information on denominations up to 10,000 yen and the upper limit quantity (the number of loose banknotes, new tickets and coins, and the number of bars) (see FIG. 3). And the control part 15 is instruct | indicated exchange on the operation panel 61, and the quantity for every denomination in the exchange form of the money withdrawn is the upper limit of the said money type in the said exchange form of the selected exchange setting information. When the quantity is within the range, control is performed so that money is withdrawn from the money dispensing units 22, 23, and 35. It should be noted that the exchange setting information does not necessarily need to be set for all currency exchange forms and denominations, and the exchange setting information is set only for the necessary currency exchange forms and denominations. It may be.

  In the present embodiment, the card inserted into the card insertion slot 41 stores predetermined information including customer-related information for identifying the user, card type information, and the like. It is configured to read predetermined information. When a vein authentication unit is used as the user identification unit, information related to the user's veins is customer identification information that is a kind of information related to the customer.

  Then, the customer specifying unit 19 of the control unit 15 according to the present embodiment specifies the customer category based on the customer-related information read by the card processing unit 45, and the specified customer category is described in the “predetermined condition”. "

  Specifically, the control unit 15 discriminates the user based on the information about the customer in four categories of a first-time customer / other customer, a self-customer / general customer, a first preferential customer, and a second preferential customer. . On the other hand, the storage unit 70 stores exchange setting information divided into four types: first-looker / other customers, self-customer / general customers, first preferential customers, and second preferential customers (see FIG. 3). . Then, the control unit 15 selects the corresponding exchange setting information based on the determined customer classification. ("Exchange setting information" in the present embodiment means information for each line in FIG. 3)

  By the way, when a user exchanges money using an exchange card issued by a financial institution exclusively for exchange, the card stores whether it is classified as a general customer, a first preferred customer, or a second preferred customer Based on the information related to the customer, the customer specifying unit 19 determines. The customer information may be, for example, customer information such as the account balance stored in the card itself and the number of transactions related to currency exchange, or customer identification information such as a card number or account number stored in the card itself. There may be. And when using customer specific information as information about a customer, the customer information linked to the customer specific information and stored in the storage unit 70 is read by the customer specific unit 19 to determine the customer classification. Will be. General customers are customers who have a trading account (ordinary account, current account, etc.) at their store, and the first preferential customers are savings such as time deposits after having a trading account at their store. It is a customer who has a high-quality account. The second preferential customer is a customer who has a trading account at his / her store and has a highly saving account such as a time deposit, and has a high exchange frequency and exchange amount.

  On the other hand, when a user exchanges money using a cash card issued by a financial institution when opening an account, the card type information stored in the card (whether it is classified as own customer or other customer) For example, the customer identifying unit 19 makes a determination based on information on whether the used cash card is from the own bank or the other bank.

  In addition, when a user changes money without using a card, the user is regarded as a first-time visitor when the cardless button on the operation panel 61 is pressed (pressed) by the user.

  The control unit 15 according to the present embodiment also sets the above-described “predetermined condition” that the selection of permitting the collection of the additional fee calculated by the fee calculation unit 18 is made. More specifically, in the storage unit 70, at first glance customers / other passengers, self-customers / general as exchange setting information corresponding to the additional fee (hereinafter, this exchange setting information is referred to as additional exchange setting information). Information corresponding to the four categories of customer, first preferential customer and second preferential customer is stored for each additional fee amount (according to the additional fee amount). And if the control part 15 confirms that selection which permits collection of an additional fee was made by the user, it will be comprised so that corresponding additional exchange setting information may be read and selected.

  Each of the additional exchange setting information includes information related to the currency exchange mode, denomination and additional upper limit quantity (see FIGS. 4A and 4B). Further, the information included in the additional exchange setting information is such that the upper limit quantity increases as the amount of the additional fee increases. In this embodiment, when the additional fee of 100 yen is paid, the amount can be exchanged twice as much as when the additional fee is not paid (see FIG. 4A), and the additional fee of 200 yen is paid. In this case, the amount can be exchanged three times as much as when no additional fee is paid (see FIG. 4B).

  The upper limit setting unit 10 can also set the final upper limit quantity of money that can be withdrawn within a predetermined period regardless of the “predetermined condition” of the quantity of money to be dispensed. And in the memory | storage part 70, the final upper limit quantity set in the upper limit setting part 10 is memorize | stored for every money change form and money type (refer FIG. 5). And the control part 15 is comprised so that money may be withdrawn from the money withdrawal parts 22,23,35 only when it is in the range of the final upper limit quantity irrespective of "predetermined conditions".

  Next, the operation and effect of the present embodiment having such a configuration will be described.

  First, a user inserts a card from the card insertion slot 41 and instructs the operation panel 61 to exchange money. Thereafter, the card processing unit 45 reads predetermined information (card data) including information about the customer stored in the card, card type information, and the like (see S11 in FIG. 6).

  Next, the customer specifying unit 19 of the control unit 15 specifies whether the user belongs to a first customer / other customer, a self-customer / general customer, a first preferential customer, or a second preferential customer ( Thereafter, the controller 15 selects the corresponding exchange setting information based on the determined classification (see S13 in FIG. 6).

  Next, the number of deposited coins such as coins and bills inserted into the coin deposit slot 21 and the bill deposit / withdrawal slot 35 is counted by denomination by the counting units 26 and 36 (see S14 in FIG. 6).

  Next, a screen for selecting an exchange pattern is displayed on the operation panel 61, and the exchange pattern is selected and confirmed by the user via the operation panel 61 (see S15 in FIG. 6).

  Next, the control unit 15 determines whether or not withdrawal can be made with the exchange pattern selected based on the in-flight information stored in the storage unit 70 (see S21 in FIG. 6).

  Here, when the money cannot be withdrawn according to the exchange pattern selected from the in-flight amount, the user is asked through the operation panel 61 whether to return the inserted money (see S41 in FIG. 6). At this time, if the user selects the return of money, the inserted money is returned (see S42 in FIG. 6), and the process ends. On the other hand, if the user does not select the return of money, a screen for selecting the exchange pattern is displayed again on the operation panel 61 (see S15 in FIG. 6).

  Unlike the above, when it is possible to withdraw money according to the currency exchange pattern from the amount on the money-changing machine 1, the control unit 15 then determines the quantity for each denomination in the money-changing form of money to be dispensed based on the customer classification. It is determined whether the selected money exchange setting information is within the range of the upper limit quantity of the denomination in the money exchange mode (see S22 in FIG. 6).

  Here, the quantity for each denomination in the money exchange mode of money to be withdrawn is within the range of the upper limit quantity of the denomination in the money exchange form of the money exchange setting information selected based on the customer classification (for each money exchange form. The fee is calculated by the fee calculation unit 18 of the control unit 15 based on the fee setting information stored in the storage unit (see FIG. 6). S23).

Next, the calculated exchange fee is displayed on the operation panel 61 (see S24 in FIG. 6).
The collection of the exchange fee is confirmed by the control unit 15 (see S25 in FIG. 6).

  Next, money (exchange money) consisting of the exchange pattern designated on the operation panel 61 is withdrawn (see S26 in FIG. 6).

  Next, the control unit 15 updates the in-flight balance information stored in the storage unit 70 and transaction data such as the quantity of each dispensed money type and denomination (see S27 in FIG. 6). ).

  Next, the card inserted into the card insertion slot 41 is returned to the user, and the details of the processing performed are printed on the receipt by the receipt processing unit 55, and the receipt is received from the receipt issuing slot 51. Issued (see S28 in FIG. 6).

  On the other hand, unlike the above, the quantity for each denomination in the money exchange format of the money to be withdrawn is outside the range of the upper limit quantity of the denomination in the exchange form of the exchange setting information selected based on the customer classification. In the case where one of the denominations for each exchange mode exceeds the upper limit quantity, the control unit 15 then sets the quantity for each denomination in the exchange mode of the additional exchange setting information within the range of the final upper limit quantity. (See S31 of FIG. 6).

  Here, in any additional exchange setting information for each additional fee, if the quantity for each denomination is different from the range of the final upper limit quantity for each exchange type (in this embodiment, it corresponds to an additional fee of 100 yen) In the case of both the additional exchange setting information to be added and the additional exchange setting information corresponding to the additional fee of 200 yen, even if the quantity of each denomination in each exchange form is outside the range of the final upper limit quantity), input The user is asked through the operation panel 61 whether the returned money is to be returned (see S41 in FIG. 6). At this time, if the user selects the return of money (see S42 in FIG. 6), the inserted money is returned and the process is terminated. On the other hand, if the user does not select the return of money, a screen for selecting the exchange pattern is displayed again on the operation panel 61 (see S15 in FIG. 6).

  On the other hand, when the quantity for each denomination in each exchange mode of the additional exchange setting information is within the range of the final upper limit quantity (when all denominations for each exchange form are within the range of the final upper limit quantity), The control unit 15 asks the user whether to pay an additional fee via the operation panel 61 (see S32 in FIG. 6). The additional fee is calculated by the fee calculation unit 18.

  As described above, when the user is asked whether to pay an additional fee through the operation panel 61, if the user refuses a collection request for the additional fee, the user may next return the inserted money. The user is inquired via the operation panel 61 (see S41 in FIG. 6). Here, when the user selects the return of money (see S42 in FIG. 6), the inserted money is returned and the process ends. On the other hand, if the user does not select the return of money, a screen for selecting the exchange pattern is displayed again on the operation panel 61 (see S15 in FIG. 6). When the user refuses to collect the additional fee, the user presses (presses) a button for rejecting the collection of the additional fee displayed on the operation panel 61.

  On the other hand, when the control unit 15 confirms that the user has selected to permit the collection of the additional fee in response to a request for collecting the additional fee, the corresponding additional exchange setting information is read by the control unit 15. To be selected. When the user permits the collection of the additional fee, a button for allowing the collection of the additional fee displayed on the operation panel 61 is pressed (pressed) by the user.

  Next, a fee including an additional fee is calculated by the fee calculation unit 18 of the control unit 15 (see S23 in FIG. 6).

  Next, the calculated exchange fee is displayed on the operation panel 61 (see S24 in FIG. 6), and then it is confirmed by the control unit 15 whether the exchange fee has been collected (see S25 in FIG. 6). Here, if the collection of the exchange fee is not confirmed (that is, if the user refuses to collect the exchange fee), the inserted money is returned (see S42 in FIG. 6), and the process ends. On the other hand, if the collection of the exchange fee is confirmed, money (exchange money) consisting of the exchange pattern designated on the operation panel 61 is withdrawn (see S26 in FIG. 6).

  Next, the control unit 15 updates the in-flight balance information stored in the storage unit 70 and transaction data such as the quantity of each dispensed money type and denomination (see S27 in FIG. 6). ).

  Finally, the card inserted into the card insertion slot 41 is returned to the user, and the details of the processing performed are printed on the receipt by the receipt processing unit 55, and the receipt is received from the receipt issuing slot 51. Issued (see S28 in FIG. 6).

  As described above, according to the present embodiment, since it is possible to set an upper limit quantity for each denomination of money that can be withdrawn within a predetermined period, a large amount of money can be withdrawn within a predetermined period. It is possible to prevent shortage of money held in financial institutions.

  Moreover, according to this Embodiment, since the exchange setting information according to conditions can be selected, the service fall to a customer can be reduced.

  More specifically, in the present embodiment, the specified customer category is defined as a “predetermined condition”, and the corresponding exchange setting information can be selected based on the determined customer category. Therefore, if the customer is a customer who contributes to the bank, the maximum quantity can be increased. On the other hand, if the user does not contribute to the bank, the maximum quantity can be reduced. be able to. In addition, among the customers who contribute to the bank, the upper limit quantity can be increased in the order of the second preferential customer, the first preferential customer, the self-customer and the general customer, and a service according to the degree of contribution to the bank is provided. Can be provided.

  In the present embodiment, the “predetermined condition” is that the selection of permitting the collection of the additional fee calculated by the fee calculation unit 18 is made. For this reason, it is possible to prevent the exchange service from deteriorating for customers who need money (for example, new tickets) urgently. Note that the additional exchange setting information to be selected is such that the upper limit quantity increases as the amount of the additional fee increases, so that a service corresponding to the amount of money provided to the financial institution can be provided.

  In addition, the quantity for each denomination in the money exchange mode (for example, “bar money” or “new ticket”) to be withdrawn is within the range of the upper limit quantity of the denomination in the money exchange mode of the selected exchange setting information. If so, money is withdrawn. For this reason, it is possible to prevent a large amount of new tickets and metal bars having a limited amount from being withdrawn, and to prevent a shortage of new tickets and metal bars suddenly.

  Furthermore, in this embodiment, regardless of the “predetermined condition”, money is withdrawn from the money withdrawal units 22, 23, and 35 only when it is within the range of the final upper limit quantity. For this reason, it is possible to set the quantity of money that cannot be withdrawn in a predetermined period, and it is possible to prevent the money held by the financial institution from becoming insufficient more than necessary.

  Note that the predetermined period of the present embodiment can be set in units of weeks, days, hours, or the like. In addition to such a mode, a period such as “until the next money is loaded in the cassette” can also be set.

  Further, the predetermined period may be set on the basis of the quantity of money initially placed in the cassette, and the predetermined period may be until the in-machine amount of the money changer 1 reaches a predetermined amount. For example, the predetermined period may be a period until 80% of the quantity of money initially placed in the cassette disappears.

  By the way, the upper limit quantity and the final upper limit quantity set by the upper limit setting unit 10 may be set based on the quantity of money in the cassette, or the quantity of money in the safe of the financial institution as well as the money in the cassette. May be set in consideration.

[Modification]
In the above description, it has been described using the aspect that “predetermined conditions” that the specified customer classification and the collection of the fee are permitted, but the present invention is not limited to this. For example, The date or time zone may be a “predetermined condition”. Hereinafter, a modified example having such an aspect will be described.

  First, an aspect in which the date is set to “predetermined condition” will be described.

  The control part 15 in such an aspect is comprised so that it can discriminate | determine whether the date is a weekday or a holiday. On the other hand, the storage unit 70 stores exchange setting information classified according to whether the date is a weekday or a holiday (see FIG. 7). Then, the control unit 15 selects the corresponding exchange setting information based on the determined date.

  Next, an aspect in which the time zone is set to “predetermined conditions” will be described.

  The control part 15 in such an aspect is comprised so that it can discriminate | determine whether a time slot | zone is in business hours or it is outside business hours. On the other hand, the storage unit 70 stores exchange setting information classified according to whether the time zone is within business hours or outside business hours (see FIG. 7). Then, the control unit 15 selects the corresponding exchange setting information based on the determined time zone.

  According to this modification, the upper limit quantity of money can be selected according to the date and time zone. For this reason, it is possible to set the quantity suitable for the date and time zone, that is, the quantity taking into account the frequency of replenishment and the frequency with which the user uses currency exchange, and change the setting of the maximum quantity each time. This saves you time and effort.

  In the above-described modification, the mode of dividing by date and the mode of dividing by time zone have been described separately. However, the present invention is not limited to this, and classification is performed using both date and time zone information. May be. In this case, it can be classified into, for example, weekdays and business hours, weekdays and non-business hours, and holidays, and a more appropriate quantity can be set as the upper limit quantity.

  By the way, you may combine embodiment mentioned above and a modification, and in this case, a customer division will be memorize | stored in the memory | storage part 70 for every day and time slot | zone. Then, the control unit 15 selects a customer category for each date and time period stored in the storage unit 70.

  More specifically, for example, in the storage unit 70, for each of the three categories of weekdays and business hours, weekdays and non-business hours, and holidays, first-class customers / other customers, self-customers / general customers, first preferential customers And the exchange setting information of the four categories of the second preferential customer is stored. (Therefore, 3 × 4 = 12 types of exchange setting information is stored in the storage unit 70.) Then, the control unit 15 determines the date, time zone, and customer from the 12 types of exchange setting information. Select the appropriate exchange setting information according to the category.

  In this case, the additional exchange setting information includes 12 types of information according to the date, time zone, and customer category for each additional fee (100 yen additional fee and 200 yen additional fee). Also good.

  According to such an aspect, it is possible to more surely prevent a shortage of money held in the financial institution, and more reliably reduce service degradation to customers according to detailed conditions. be able to.

DESCRIPTION OF SYMBOLS 10 Upper limit setting part 15 Control part 18 Fee calculation part 19 Customer specific part 21 Coin depositing port 22 Bulk coin dispensing port 23 Bar money dispensing port 35 Banknote depositing / withdrawing port (banknote return port)
41 Card insertion slot (Card reception area)
45 Card processing unit (user identification unit)
51 Receipt Issuing Port 55 Receipt Processing Unit 60 Case 61 Operation Panel 70 Storage Unit

Claims (7)

In a money handling apparatus that can exchange money,
A money withdrawal part for withdrawing money,
An input unit for instructing money exchange;
A control unit that selects exchange setting information from a plurality of different exchange setting information including information on the upper limit quantity corresponding to the denomination of money that can be withdrawn within a predetermined period, according to a predetermined condition,
When the exchange is instructed by the input unit, and the quantity for each denomination of money to be withdrawn is within the range of the upper limit quantity of the denomination of the selected exchange setting information, A money handling apparatus for dispensing money from the money dispensing unit. Each of the exchange setting information includes information on a form of money that can be withdrawn within a predetermined period, a denomination and an upper limit quantity,
The control unit is instructed to exchange money at the input unit, and the quantity for each denomination in the form of money to be withdrawn is within the range of the upper limit quantity of the denomination in the form of the selected exchange setting information. 2. The money handling apparatus according to claim 1, wherein money is withdrawn from the money dispensing unit. A card reception unit for receiving a card storing predetermined information;
A card processing unit that reads the predetermined information stored in the card received by the card receiving unit;
3. The control unit according to claim 1, wherein the control unit specifies a customer category based on the predetermined information read by the card processing unit, and uses the specified customer category as the predetermined condition. A money handling apparatus according to claim 1. It further includes a fee calculation unit for calculating a fee related to exchange,
4. The control unit according to claim 1, wherein the predetermined condition is that the control unit is selected to permit collection of an additional fee to be added to the fee calculated by the fee calculation unit. The money handling apparatus according to item.   At least a part of the plurality of exchange setting information includes information on the upper limit quantity corresponding to the denomination of money, which is set according to the amount of the fee, and the information increases when the amount of the fee increases. 5. The money handling apparatus according to claim 4, wherein the upper limit quantity is increased.   The money processing apparatus according to claim 1, wherein the control unit sets a date or a time zone as the predetermined condition.   The control unit determines that the amount of money to be dispensed is within the range of the final maximum amount of money that can be withdrawn within the predetermined period regardless of the predetermined condition. The money processing apparatus according to any one of claims 1 to 6, wherein money is withdrawn from a withdrawal part.

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