JP5122044B2 - 電子ウォレットシステム - Google Patents
電子ウォレットシステム Download PDFInfo
- Publication number
- JP5122044B2 JP5122044B2 JP2001062233A JP2001062233A JP5122044B2 JP 5122044 B2 JP5122044 B2 JP 5122044B2 JP 2001062233 A JP2001062233 A JP 2001062233A JP 2001062233 A JP2001062233 A JP 2001062233A JP 5122044 B2 JP5122044 B2 JP 5122044B2
- Authority
- JP
- Japan
- Prior art keywords
- wallet
- server
- smart card
- token
- electronic
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Expired - Fee Related
Links
Images
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
- G06Q20/3672—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes initialising or reloading thereof
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4012—Verifying personal identification numbers [PIN]
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Finance (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Computer Security & Cryptography (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| EP00400606.0 | 2000-03-07 | ||
| EP00400606A EP1132873A1 (en) | 2000-03-07 | 2000-03-07 | Electronic wallet system |
Publications (3)
| Publication Number | Publication Date |
|---|---|
| JP2001266028A JP2001266028A (ja) | 2001-09-28 |
| JP2001266028A5 JP2001266028A5 (enExample) | 2008-04-17 |
| JP5122044B2 true JP5122044B2 (ja) | 2013-01-16 |
Family
ID=8173585
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| JP2001062233A Expired - Fee Related JP5122044B2 (ja) | 2000-03-07 | 2001-03-06 | 電子ウォレットシステム |
Country Status (4)
| Country | Link |
|---|---|
| US (1) | US7206769B2 (enExample) |
| EP (1) | EP1132873A1 (enExample) |
| JP (1) | JP5122044B2 (enExample) |
| CN (1) | CN1312511A (enExample) |
Families Citing this family (62)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US8150767B2 (en) * | 2000-02-16 | 2012-04-03 | Mastercard International Incorporated | System and method for conducting electronic commerce with a remote wallet server |
| US20050229003A1 (en) | 2004-04-09 | 2005-10-13 | Miles Paschini | System and method for distributing personal identification numbers over a computer network |
| SG96650A1 (en) * | 2000-10-18 | 2003-06-16 | Webmoney Corp | Electronic account settlement apparatus, electronic settlement method, and computer-program |
| US7627521B1 (en) | 2002-01-15 | 2009-12-01 | Jpmorgan Chase Bank, N.A. | System and method for processing mircotransactions |
| US7200577B2 (en) | 2002-05-01 | 2007-04-03 | America Online Incorporated | Method and apparatus for secure online transactions |
| SG145524A1 (en) * | 2002-08-07 | 2008-09-29 | Mobilastic Technologies Pte Lt | Secure transfer of digital tokens |
| US7010565B2 (en) * | 2002-09-30 | 2006-03-07 | Sampson Scott E | Communication management using a token action log |
| US6804687B2 (en) * | 2002-09-30 | 2004-10-12 | Scott E. Sampson | File system management with user-definable functional attributes stored in a token action log |
| CN1602499A (zh) * | 2002-10-04 | 2005-03-30 | 索尼株式会社 | 数据管理系统、数据管理方法、虚拟存储设备、虚拟存储器控制方法、阅读器/写入器装置、 ic模块访问设备、以及ic模块访问控制方法 |
| US10205721B2 (en) | 2002-12-10 | 2019-02-12 | Ewi Holdings, Inc. | System and method for distributing personal identification numbers over a computer network |
| US7131578B2 (en) | 2003-05-28 | 2006-11-07 | Ewi Holdings, Inc. | System and method for electronic prepaid account replenishment |
| JP2005044191A (ja) * | 2003-07-23 | 2005-02-17 | Toppan Printing Co Ltd | 記憶装置、記憶装置における認証方法、記憶装置における認証プログラム |
| US12260396B2 (en) * | 2010-01-08 | 2025-03-25 | Blackhawk Network, Inc. | System for payment via electronic wallet |
| US7280644B2 (en) | 2004-12-07 | 2007-10-09 | Ewi Holdings, Inc. | Transaction processing platform for faciliating electronic distribution of plural prepaid services |
| US11475436B2 (en) | 2010-01-08 | 2022-10-18 | Blackhawk Network, Inc. | System and method for providing a security code |
| US11599873B2 (en) | 2010-01-08 | 2023-03-07 | Blackhawk Network, Inc. | Systems and methods for proxy card and/or wallet redemption card transactions |
| US20060004668A1 (en) * | 2004-07-01 | 2006-01-05 | Hamnen Jan H | Method of distributing electronic license keys |
| KR100651717B1 (ko) * | 2004-10-11 | 2006-12-01 | 한국전자통신연구원 | 스마트 카드를 이용한 원격 단말기와 홈 네트워크 간의인증방법 및 홈 네트워크 시스템 |
| GB0511599D0 (en) * | 2005-06-07 | 2005-07-13 | Ecebs Group Ltd | ITSO FCV2 application monitor |
| US8874477B2 (en) | 2005-10-04 | 2014-10-28 | Steven Mark Hoffberg | Multifactorial optimization system and method |
| US8352323B2 (en) * | 2007-11-30 | 2013-01-08 | Blaze Mobile, Inc. | Conducting an online payment transaction using an NFC enabled mobile communication device |
| US10296895B2 (en) | 2010-01-08 | 2019-05-21 | Blackhawk Network, Inc. | System for processing, activating and redeeming value added prepaid cards |
| US8746581B2 (en) | 2007-06-19 | 2014-06-10 | Codebroker, Llc | Techniques for providing an electronic representation of a card |
| US7945238B2 (en) | 2007-06-28 | 2011-05-17 | Kajeet, Inc. | System and methods for managing the utilization of a communications device |
| US8929857B2 (en) | 2007-06-28 | 2015-01-06 | Kajeet, Inc. | Policy management of electronic devices |
| US9177313B1 (en) * | 2007-10-18 | 2015-11-03 | Jpmorgan Chase Bank, N.A. | System and method for issuing, circulating and trading financial instruments with smart features |
| US9852414B2 (en) | 2010-01-08 | 2017-12-26 | Blackhawk Network, Inc. | System for processing, activating and redeeming value added prepaid cards |
| US10037526B2 (en) | 2010-01-08 | 2018-07-31 | Blackhawk Network, Inc. | System for payment via electronic wallet |
| KR101903963B1 (ko) | 2010-08-27 | 2018-10-05 | 블랙호크 네트워크, 아이엔씨. | 저축 특징을 갖는 선불 카드 |
| US8196131B1 (en) * | 2010-12-17 | 2012-06-05 | Google Inc. | Payment application lifecycle management in a contactless smart card |
| US8352749B2 (en) | 2010-12-17 | 2013-01-08 | Google Inc. | Local trusted services manager for a contactless smart card |
| US8335921B2 (en) | 2010-12-17 | 2012-12-18 | Google, Inc. | Writing application data to a secure element |
| EP2469458A1 (en) | 2010-12-21 | 2012-06-27 | Peter Thomas Lawless | A System to enable underage internet users execute internet payment transactions |
| US10395256B2 (en) | 2011-06-02 | 2019-08-27 | Visa International Service Association | Reputation management in a transaction processing system |
| US10380585B2 (en) * | 2011-06-02 | 2019-08-13 | Visa International Service Association | Local usage of electronic tokens in a transaction processing system |
| US8171525B1 (en) | 2011-09-15 | 2012-05-01 | Google Inc. | Enabling users to select between secure service providers using a central trusted service manager |
| US8255687B1 (en) | 2011-09-15 | 2012-08-28 | Google Inc. | Enabling users to select between secure service providers using a key escrow service |
| US8313036B1 (en) | 2011-09-16 | 2012-11-20 | Google Inc. | Secure application directory |
| US8977569B2 (en) | 2011-09-29 | 2015-03-10 | Raj Rao | System and method for providing smart electronic wallet and reconfigurable transaction card thereof |
| US10621574B1 (en) | 2011-09-29 | 2020-04-14 | Raj Rao | Linked wallet device system including a plurality of socio-economic interfaces |
| US9137389B2 (en) | 2011-11-08 | 2015-09-15 | Kajeet, Inc. | Master limits and filters for electronic devices |
| CN102496112B (zh) * | 2011-11-24 | 2017-04-12 | 烽火通信科技股份有限公司 | 基于智能sd卡的三屏支付系统及实现方法 |
| US8918080B2 (en) | 2012-01-17 | 2014-12-23 | Kajeet, Inc. | Mobile device management |
| US8385553B1 (en) | 2012-02-28 | 2013-02-26 | Google Inc. | Portable secure element |
| US11042870B2 (en) * | 2012-04-04 | 2021-06-22 | Blackhawk Network, Inc. | System and method for using intelligent codes to add a stored-value card to an electronic wallet |
| US8429409B1 (en) | 2012-04-06 | 2013-04-23 | Google Inc. | Secure reset of personal and service provider information on mobile devices |
| US20140006278A1 (en) * | 2012-06-28 | 2014-01-02 | Ebay Inc. | Save to open wallet |
| US10970714B2 (en) | 2012-11-20 | 2021-04-06 | Blackhawk Network, Inc. | System and method for using intelligent codes in conjunction with stored-value cards |
| US10757267B2 (en) | 2013-06-13 | 2020-08-25 | Kajeet, Inc. | Platform for enabling sponsors to sponsor functions of a computing device |
| US10313532B2 (en) | 2013-06-13 | 2019-06-04 | Kajeet, Inc. | Platform for enabling users to sign up for sponsored functions on computing devices |
| US10552827B2 (en) * | 2014-09-02 | 2020-02-04 | Google Llc | Dynamic digital certificate updating |
| CA2906914C (en) * | 2014-09-29 | 2023-05-02 | The Toronto-Dominion Bank | Systems and methods for administering mobile applications using pre-loaded tokens |
| US10380586B2 (en) | 2015-10-27 | 2019-08-13 | Mastercard International Incorporated | Systems and methods for managing funds for financial transactions |
| US10262164B2 (en) | 2016-01-15 | 2019-04-16 | Blockchain Asics Llc | Cryptographic ASIC including circuitry-encoded transformation function |
| US10679214B2 (en) * | 2016-03-09 | 2020-06-09 | Mastercard International Incorporation | Method and system for electronic distribution of controlled tokens |
| US10861042B2 (en) * | 2016-04-19 | 2020-12-08 | Mastercard International Incorporated | Method and system for platform attribution using digitized tokens |
| US10475035B2 (en) * | 2016-10-11 | 2019-11-12 | Mastercard International Incorporated | Methods, systems, and computer readable media for consolidated registration of payment cards |
| US10372943B1 (en) | 2018-03-20 | 2019-08-06 | Blockchain Asics Llc | Cryptographic ASIC with combined transformation and one-way functions |
| US10256974B1 (en) | 2018-04-25 | 2019-04-09 | Blockchain Asics Llc | Cryptographic ASIC for key hierarchy enforcement |
| US12271895B2 (en) * | 2020-06-08 | 2025-04-08 | Skipify, Inc. | Systems and methods for electronic transactions service enrollment and executing tokenized transactions |
| CN112822182A (zh) * | 2020-12-31 | 2021-05-18 | 北京握奇数据股份有限公司 | 硬件钱包介质替换系统及方法 |
| EP4451190A1 (en) * | 2023-04-18 | 2024-10-23 | Giesecke+Devrient advance52 GmbH | Recovery unit, secure transaction unit, token reference register and electronic payment transaction system |
Family Cites Families (10)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| SE9502607D0 (sv) * | 1995-07-14 | 1995-07-14 | Eii Konsulter | Minnesgränssnitt |
| JPH09237298A (ja) * | 1996-02-29 | 1997-09-09 | Hitachi Ltd | 電子通貨決済システム |
| JPH10162088A (ja) * | 1996-12-02 | 1998-06-19 | N T T Data Tsushin Kk | 電子マネーシステム及び不正カード検出方法 |
| US6032135A (en) * | 1997-04-29 | 2000-02-29 | Diebold, Incorporated | Electronic purse card value system terminal programming system and method |
| US6282522B1 (en) * | 1997-04-30 | 2001-08-28 | Visa International Service Association | Internet payment system using smart card |
| JP3481081B2 (ja) * | 1997-06-09 | 2003-12-22 | 株式会社エヌ・ティ・ティ・データ | 電子マネーカード及び電子マネーシステム及び電子マネー取引方法 |
| DE19755819C1 (de) * | 1997-12-16 | 1999-08-26 | Ibm | Verteiltes Zahlungssystem und Verfahren für den bargeldlosen Zahlungsverkehr mittels einer Börsenchipkarte |
| US6250557B1 (en) * | 1998-08-25 | 2001-06-26 | Telefonaktiebolaget Lm Ericsson (Publ) | Methods and arrangements for a smart card wallet and uses thereof |
| US6753830B2 (en) * | 1998-09-11 | 2004-06-22 | Visible Tech-Knowledgy, Inc. | Smart electronic label employing electronic ink |
| US7233926B2 (en) * | 2000-03-07 | 2007-06-19 | Thomson Licensing | Electronic wallet system with secure inter-purses operations |
-
2000
- 2000-03-07 EP EP00400606A patent/EP1132873A1/en not_active Withdrawn
-
2001
- 2001-03-02 US US09/798,739 patent/US7206769B2/en not_active Expired - Lifetime
- 2001-03-06 JP JP2001062233A patent/JP5122044B2/ja not_active Expired - Fee Related
- 2001-03-07 CN CN01109296A patent/CN1312511A/zh active Pending
Also Published As
| Publication number | Publication date |
|---|---|
| US7206769B2 (en) | 2007-04-17 |
| EP1132873A1 (en) | 2001-09-12 |
| JP2001266028A (ja) | 2001-09-28 |
| CN1312511A (zh) | 2001-09-12 |
| US20010021927A1 (en) | 2001-09-13 |
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