CN1312511A - 电子钱包系统 - Google Patents

电子钱包系统 Download PDF

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Publication number
CN1312511A
CN1312511A CN01109296A CN01109296A CN1312511A CN 1312511 A CN1312511 A CN 1312511A CN 01109296 A CN01109296 A CN 01109296A CN 01109296 A CN01109296 A CN 01109296A CN 1312511 A CN1312511 A CN 1312511A
Authority
CN
China
Prior art keywords
wallet
server
information
token
smart card
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN01109296A
Other languages
English (en)
Chinese (zh)
Inventor
克里斯托夫·洛朗
西尔万·勒列夫尔
杨－梅伊·唐－塔尔皮
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Vantiva SA
Original Assignee
Thomson Consumer Electronics SA
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Thomson Consumer Electronics SA filed Critical Thomson Consumer Electronics SA
Publication of CN1312511A publication Critical patent/CN1312511A/zh
Pending legal-status Critical Current

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Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3672—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes initialising or reloading thereof
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4012—Verifying personal identification numbers [PIN]

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
CN01109296A 2000-03-07 2001-03-07 电子钱包系统 Pending CN1312511A (zh)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
EP00400606.0 2000-03-07
EP00400606A EP1132873A1 (en) 2000-03-07 2000-03-07 Electronic wallet system

Publications (1)

Publication Number Publication Date
CN1312511A true CN1312511A (zh) 2001-09-12

Family

ID=8173585

Family Applications (1)

Application Number Title Priority Date Filing Date
CN01109296A Pending CN1312511A (zh) 2000-03-07 2001-03-07 电子钱包系统

Country Status (4)

Country Link
US (1) US7206769B2 (enExample)
EP (1) EP1132873A1 (enExample)
JP (1) JP5122044B2 (enExample)
CN (1) CN1312511A (enExample)

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CN102496112A (zh) * 2011-11-24 2012-06-13 烽火通信科技股份有限公司 基于智能sd卡的三屏支付系统及实现方法
CN112822182A (zh) * 2020-12-31 2021-05-18 北京握奇数据股份有限公司 硬件钱包介质替换系统及方法

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US7280644B2 (en) 2004-12-07 2007-10-09 Ewi Holdings, Inc. Transaction processing platform for faciliating electronic distribution of plural prepaid services
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US10296895B2 (en) 2010-01-08 2019-05-21 Blackhawk Network, Inc. System for processing, activating and redeeming value added prepaid cards
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US8929857B2 (en) 2007-06-28 2015-01-06 Kajeet, Inc. Policy management of electronic devices
US7945238B2 (en) 2007-06-28 2011-05-17 Kajeet, Inc. System and methods for managing the utilization of a communications device
US9177313B1 (en) * 2007-10-18 2015-11-03 Jpmorgan Chase Bank, N.A. System and method for issuing, circulating and trading financial instruments with smart features
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US10037526B2 (en) 2010-01-08 2018-07-31 Blackhawk Network, Inc. System for payment via electronic wallet
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US8352749B2 (en) 2010-12-17 2013-01-08 Google Inc. Local trusted services manager for a contactless smart card
US8646059B1 (en) 2010-12-17 2014-02-04 Google Inc. Wallet application for interacting with a secure element application without a trusted server for authentication
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US8255687B1 (en) 2011-09-15 2012-08-28 Google Inc. Enabling users to select between secure service providers using a key escrow service
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US8313036B1 (en) 2011-09-16 2012-11-20 Google Inc. Secure application directory
US8977569B2 (en) 2011-09-29 2015-03-10 Raj Rao System and method for providing smart electronic wallet and reconfigurable transaction card thereof
US10621574B1 (en) 2011-09-29 2020-04-14 Raj Rao Linked wallet device system including a plurality of socio-economic interfaces
US9137389B2 (en) 2011-11-08 2015-09-15 Kajeet, Inc. Master limits and filters for electronic devices
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US20140006278A1 (en) * 2012-06-28 2014-01-02 Ebay Inc. Save to open wallet
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US10757267B2 (en) 2013-06-13 2020-08-25 Kajeet, Inc. Platform for enabling sponsors to sponsor functions of a computing device
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US10510072B2 (en) 2014-09-29 2019-12-17 The Toronto-Dominion Bank Systems and methods for administering mobile applications using pre-loaded tokens
US10380586B2 (en) 2015-10-27 2019-08-13 Mastercard International Incorporated Systems and methods for managing funds for financial transactions
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Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102496112A (zh) * 2011-11-24 2012-06-13 烽火通信科技股份有限公司 基于智能sd卡的三屏支付系统及实现方法
CN102496112B (zh) * 2011-11-24 2017-04-12 烽火通信科技股份有限公司 基于智能sd卡的三屏支付系统及实现方法
CN112822182A (zh) * 2020-12-31 2021-05-18 北京握奇数据股份有限公司 硬件钱包介质替换系统及方法

Also Published As

Publication number Publication date
JP2001266028A (ja) 2001-09-28
US7206769B2 (en) 2007-04-17
EP1132873A1 (en) 2001-09-12
US20010021927A1 (en) 2001-09-13
JP5122044B2 (ja) 2013-01-16

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