JP4951277B2 - Passbook processing device and transaction processing device - Google Patents

Description

The present invention relates to a bankbook processing apparatus applied to an ATM or the like that is installed in a financial institution such as a bank and performs transaction processing such as deposit transactions and withdrawal transactions , and a transaction processing apparatus including the bankbook processing device .

  Conventionally, there have been ATMs that perform various types of transactions such as deposit transactions, withdrawal transactions, transfer transactions, and transfer transactions based on user operations. Financial institutions such as banks are trying to improve convenience for users by installing ATMs. The ATM prints the post-transaction deposit balance and transaction details (hereinafter collectively referred to as transaction details) on the user's passbook received during transaction processing, and returns the passbook to the user. It has. The user inserts the passbook into the passbook insertion slot with the passbook print start page open. The bankbook processing unit takes in the booklet-like bankbook inserted in the open state at the bankbook insertion slot, conveys it to the printing position, and prints the transaction details. When the transaction details are being printed, the passbook processing unit turns one page of the passbook and prints the unprinted transaction details on the page when the printed field of the printed page is full. When printing of the transaction details for the passbook is completed, the passbook processing unit conveys the passbook to the passbook insertion port with the page of the final print column on which the transaction details are printed open, and releases it from the passbook insertion port, thereby Return the passbook to the user.

Further, a passbook issuing device that accepts a passbook whose printing has expired and issues a new passbook is proposed in Patent Document 1 and the like. In the passbook issuing apparatus described in Patent Document 1, the passbook whose printing has expired is inserted into the passbook insertion slot with the final print page opened. The bankbook issuing device takes in the inserted bankbook and prints “carry forward” under the final print line, and closes this bankbook and prints “carry over” on each of the front cover and the back cover. Also, one new passbook stored in the main body is drawn out and printed on the front cover of the new passbook with the customer name, account number, etc., and the account number etc. are printed on the magnetic stripe affixed to the back cover. Information is recorded as magnetic data. Further, the printing start page of the new passbook is opened, and the carry-over information is printed on this printing start page. Then, the passbook whose printing has expired and the new passbook are each released from the passbook insertion slot.
JP-A-10-109451

  However, as described above, the conventional ATM is released from the passbook insertion opening with the page of the final print column on which the transaction details are printed open, and returns the passbook to the user. In addition, the passbook issuing apparatus described in Patent Document 1 also releases a new passbook from the passbook insertion port in a state where a page on which carry-over information is printed is opened. For this reason, there is a risk that the history of the transaction details printed on the passbook can be seen by others in the vicinity, or voyeurized with a camera illegally attached to the ATM body etc., and security against leakage of personal information is sufficient There was a problem that it was not secured.

The object of the present invention is to improve the security against leakage of personal information by preventing the history of transaction details printed on the passbook from being seen by others in the surroundings or being taken by a camera. To provide a processing device and a transaction processing device .

  In order to solve the above problems, the bankbook processing apparatus of the present invention has the following configuration.

(1) A direction in which a booklet-like passbook inserted into the passbook insertion port in an open state is taken into the main body along the conveyance path, and a booklet-like passbook taken into the main body is inserted along the conveyance path. A passbook conveying means for selectively conveying in the direction of discharging from the mouth;
Printing means for printing on the opened page for the passbook conveyed to the printing position in an open state by the passbook conveying means;
A passbook closing means for closing the passbook conveyed to the passbook closing position while being opened by the conveying means;
A release state setting means for setting whether to release the passbook in an open state or in a closed state when releasing the passbook taken into the main body by the passbook transport means from the passbook insertion port; ,
When the release state setting means is set to close and release the passbook, the passbook taken into the main body with the passbook transport means opened is closed by the passbook closing means, and then the closed passbook is opened. the passbook is conveyed along the conveying path by a conveying means, Bei example and a controlled release means for releasing from the passbook insertion slot,
The passbook closing means is a means having a first passbook closing mechanism that closes the passbook with the front cover up, and a second passbook closing mechanism that closes the passbook with the back cover up,
The release state setting means is a means for setting whether to discharge with the front cover facing up or with the back cover facing up with the passbook closed.
If the release control means is set to release the cover with the passbook closed with the release state setting means, the cover is closed by the first passbook closing mechanism of the passbook closing means. The passbook closed with the face up is transported along the transport path by the passbook transport means and discharged from the passbook insertion port, and the back cover is turned up with the passbook closed by the release state setting means. If it is set to be released, the passbook closed with the back cover up by the second passbook closing mechanism of the passbook closing means is transported along the transport path by the passbook transport means, and the passbook It is a means to discharge | release from an insertion port.

  In this configuration, the release state setting means sets whether to release the passbook released from the passbook insertion port in a closed state or in an open state. When the release state setting means is set to close and release the passbook, the release control means causes the passbook closing means to close the passbook in which the transaction contents and the like are printed by the printing means. It is transported to the bankbook transport means and discharged from the bankbook insertion port. Therefore, by setting the release state setting means to release from the passbook insertion port with the passbook closed, the history of the transaction details printed on the passbook released from the passbook insertion port is It can be prevented from being seen by others in the surroundings and voyeurized by the camera. Therefore, sufficient security against leakage of personal information can be ensured.

  Moreover, since the release state setting means is provided, the passbook can be released in a state where the page on which the transaction contents are printed is opened. For example, even if you release a page with transaction details printed in an open state, it is extremely unlikely that someone else will see it or take a sneak shot with a camera. If it is used in a live environment, there is no problem even if it is released with the passbook open. On the other hand, the user who receives the released passbook does not needlessly increase the trouble of checking the transaction contents printed this time and the trouble of opening the page on which the transaction contents are printed.

  For this reason, according to the usage environment etc. of a main body, about the passbook discharge | released from a passbook insertion port, it can set whether discharge | release in a closed state or discharge | release in an open state.

Furthermore, when closing and releasing the passbook, it is possible to set whether to release with the front cover facing up or with the back cover facing up. Usually, the customer's name and account number are printed on the front cover of the bankbook. By setting the back cover to be released, these printed contents can also be seen by others around you. Or voyeurism with a camera. In addition, by setting to release with the front cover facing up, a user who receives the released passbook can promptly check whether the passbook is his / her own passbook.

( 2 ) The release state setting means is means for receiving a setting input relating to a state when the passbook is released from the passbook insertion port every time the passbook is taken into the main body by the passbook transport means.

  In this configuration, the user can set the state in which the passbook is released according to his / her convenience, and the service for the user can be improved.

( 3 ) The release state setting unit reads data indicating a state when the passbook is released from the passbook insertion port from the passbook taken into the main body by the passbook transport unit, and based on the data, the passbook insertion port It is a means for setting the state of the passbook released from.

  In this configuration, the bankbook is always released in a state according to the user's convenience without performing a special operation on the state in which the bankbook is released. Therefore, user convenience can be improved.

  According to the present invention, it is possible to prevent the history of the transaction details printed on the passbook from being seen by others around the camera or being taken by a camera. Therefore, sufficient security against leakage of personal information can be ensured.

  In addition, because it has a release state setting means, you can also release the passbook with the page with the transaction details printed, so when using it in an environment where security against leakage of personal information is already secured Therefore, it is possible to prevent the user from wasting time and labor required for confirming the transaction contents printed this time.

  Hereinafter, an ATM to which a bankbook processing apparatus according to an embodiment of the present invention is applied will be described in detail.

  FIG. 1 is a block diagram showing a configuration of a main part of an ATM to which a bankbook processing apparatus according to an embodiment of the present invention is applied, and FIG. 2 is a diagram showing an appearance of the ATM. The ATM 1 includes a control unit 2 that controls the operation of each unit provided in the main body. The ATM 1 also includes a card processing unit 3 for processing cards, a passbook processing unit 4 for processing passbooks, a slip issuing unit 5 for issuing slips, a banknote processing unit 6 for processing banknotes, and a coin for processing coins. A processing unit 7, an operation unit 8 for receiving an input operation and displaying a guidance related to the input operation, a user detection unit 9 for detecting the presence or absence of a user, a host device (not shown) installed in the center, and the like And a communication unit 10 that controls communication with the higher-level device.

  The card processing unit 3 takes in the user's card inserted into the main body from the card insertion slot 3a, reads the data recorded on the card, and writes data to the card. The card processing unit 3 includes a transport mechanism that transports a card. Data such as an account number is recorded on the card. Further, the card processing unit 3 discharges the card taken into the main body from the card insertion slot 3a. The card processing unit 3 is configured according to the type of card used, for example, a magnetic card, a contact IC card, or a non-contact IC card. Further, the card processing unit 3 may be configured to correspond to a plurality of types of cards. Further, the card processing unit 3 has a sensor for detecting card insertion at the card insertion slot 3a and card removal detection at the card insertion slot 3a. This sensor is constituted by a transmission type sensor in which, for example, a light emitting unit and a light receiving unit are opposed to each other with a card conveyance path interposed therebetween, and is provided inside the main body near the card insertion slot 3a.

  The passbook processing unit 4 takes in the user's passbook inserted into the main body from the passbook insertion port 4a and performs processing on the passbook. The bankbook processing unit 4 is a transport mechanism for transporting the bankbook, a data processing function for reading and writing data to the magnetic stripe pasted on the bankbook, a printing function for printing transaction contents, etc. , Provided with a turning / closing mechanism for closing the bankbook. Further, the passbook processing unit 4 releases the passbook taken into the main body from the passbook insertion port 4a. Furthermore, the passbook processing unit 4 has a sensor for detecting passbook insertion at the passbook insertion port 4a and detecting detection of a passbook at the passbook insertion port 4a. This sensor is also composed of, for example, a transmission type sensor in which the light emitting unit and the light receiving unit are opposed to each other across the conveyance path of the passbook, and is provided inside the main body near the passbook insertion port 4a. The detailed configuration of the bankbook processing unit 4 will be described later.

  The slip issuing unit 5 issues a slip on which the contents of the transaction are printed and discharges the slip from the slip discharge port 5a. The slip issuing unit 5 has a sensor for detecting slip extraction at the slip discharge port 5a. This sensor is also composed of, for example, a transmissive sensor in which a light emitting unit and a light receiving unit are opposed to each other with a conveyance path for a slip interposed therebetween, and is provided on the inside of the main body near the slip discharge port 5a. The slip issuing unit 5 includes a transport mechanism that transports the slip.

  The banknote processing unit 6 has a banknote discriminating section for discriminating the authenticity and denomination of banknotes (payment banknotes) inserted from the banknote slot 6a and banknotes (withdrawal banknotes) discharged from the banknote slot 6a. is doing. The bill insertion slot 6a is provided with a lid, and the bill processing unit 6 opens and closes the lid. Moreover, the storage part which stores a deposit | payment banknote and a withdrawal banknote temporarily is provided under this lid | cover. Moreover, the banknote which is thrown into the main body from the banknote insertion slot 6a and takes in the deposited banknote stored in the storage section into the main body, or transports the withdrawal banknote stored in the cartridge provided inside the main body to the storage section. A transport mechanism is provided. Furthermore, the banknote process part 6 has a sensor which detects the presence or absence of the banknote in the storage part which stores a deposit | payment banknote and a withdrawal banknote. This sensor is composed of, for example, a transmission type sensor in which a light emitting unit and a light receiving unit are arranged at positions facing each other across a banknote stored in a storage unit. The ATM 1 has a plurality of transmissive sensors arranged in the banknote width direction in the storage section.

  The coin processing unit 7 has a coin discriminating unit for discriminating the authenticity and denomination of coins inserted from the coin insertion slot 7a (deposited coins) and coins discharged from the coin insertion slot 7a (withdrawal coins). is doing. The coin insertion slot 7a is provided with a lid, and the coin processing unit 7 opens and closes the lid. Moreover, the storage part which stores a deposit coin and a withdrawal coin temporarily is provided under this lid | cover. Also, a coin transport mechanism that takes in the coins inserted from the coin insertion slot 7a and is stored in the storage unit into the main body, or transports the withdrawal coins stored in the cartridge provided inside the main body to the storage unit. It has. Furthermore, the coin processing unit 7 has a sensor that detects the presence or absence of coins in a storage unit that stores deposit coins and withdrawal coins. This sensor is composed of a transmissive sensor in which, for example, a light emitting unit and a light receiving unit are arranged at positions facing each other with a coin stored in the storage unit interposed therebetween. The ATM 1 has a plurality of transmissive sensors arranged in the width direction of the reservoir.

  The operation unit 8 includes a display 8a and a touch panel 8b provided on the display 8a. The operation unit 8 is configured to display operation guidance or the like on the display 8a, detect a user input operation on the touch panel 8b, and accept the input. The operation unit 8 is provided with a voice output unit that outputs a message to the user by voice. Moreover, the user detection part 9 has the user detection sensor 9a provided in the front of the main body, and detects whether there is a person on the front of the main body, that is, whether there is a user, by the user detection sensor 9a. . The user detection sensor 9a is constituted by, for example, a reflective sensor having a light emitting part and a light receiving part. Furthermore, the communication unit 10 controls communication with a connected higher-level device via a dedicated line. The host device is, for example, a host device installed in the center. ATM1 may be directly connected to the host device via a dedicated line, or may be connected to the host device via another device.

  Also, flicker lamps 3b, 4b, 5b, 6b, and 7b are provided in the vicinity of the card insertion slot 3a, passbook insertion slot 4a, slip release slot 5a, bill insertion slot 6a, and coin insertion slot 7a, respectively. The flicker lamps 3b, 4b, 5b, 6b, and 7b are controlled to be turned on by corresponding processing units.

  Here, the configuration of the passbook processing unit 4 will be described. FIG. 3 is a diagram illustrating the configuration of the passbook processing unit. The passbook processing control unit 40 controls the operation of each component shown below in accordance with an instruction from the control unit 2 or the like. Conveying rollers 41 are arranged along a conveying path that conveys the bankbook. Each transport roller 41 is composed of a pair of transport rollers 41a and 41b opposed to each other. The conveyance roller 41 is a so-called comb-tooth roller. In this embodiment, the transport roller 41a is a drive roller, and the transport roller 41b is a driven roller. In FIG. 3, a motor for driving the transport roller 41a and a driver for controlling the driving of the motor are not shown. In FIG. 3, the pitch at which the conveyance roller 41 is provided is appropriately shown, but this pitch is actually shorter than the length of the closed bankbook 20 in the conveyance direction. Further, the bankbook processing unit 4 switches the rotation direction of the transport roller 41a, thereby taking the bankbook 20 inserted into the bankbook insertion port 4a into the main body (right direction in FIG. 3) and the bankbook 20 taken into the main body. It is conveyed in the direction of discharging from the passbook insertion port 4a (left direction in FIG. 3). Further, the passbook processing unit 4 includes a sensor that detects insertion of a passbook in the passbook insertion port 4a, an optical reading head 43 that reads data (such as the number of pages opened) on the passbook, and a passbook. A magnetic head 42 for reading and writing data on the magnetic stripe affixed to 20, a print head 44 for printing transaction contents on the passbook 20, turning pages of the passbook 20, and closing / closing the passbook 20 A portion 45 is provided along the conveyance path. In FIG. 3, illustrations of drivers for operating the magnetic head 42, the optical head 43, and the print head 44 are omitted.

  4 and 5 are diagrams showing the configuration of the turning / closing portion. This turning / closing unit 45 is configured to turn the pages of the bankbook 20 one by one or to close the opened bankbook 20. As shown in FIG. 3, the turning / closing portion 45 has a substantially T-shaped page turning arm 51 attached to a frame 50 provided above the conveyance path so as to be swingable. The page turning arm 51 swings around a fulcrum 51a. The page turning arm 51 swings between a position shown in FIG. 4 and a position shown in FIG. 5 by a solenoid (not shown). The side wall of the frame 50 regulates the swinging width of the page turning arm 51. A page turning member 52 is rotatably attached to the lower end of the page turning arm 51. This page turning member 52 is substantially fan-shaped, and is obtained by adding a high friction member such as rubber to the outer peripheral portion, and rotates around a fulcrum 52a. The page turning member 52 is rotated by a motor (not shown). The page turning arm 51 is attached to a position where the page turning member 52 is in contact with the approximate center in the width direction of the bankbook 20.

  Further, the conveyance path of the bankbook 20 is constituted by a paper guide 60 arranged so as to be positioned on both sides of the bankbook 20 to be conveyed. The paper guide 60 includes two guide plates 60a and 60b arranged to face each other, and the bankbook 20 is conveyed in a state where both sides are inserted between the two guide plates 60a and 60b. As shown in the figure, a portion where the guide plate 60b does not exist is provided below the page turning arm 51, and a shutter 61 is attached to this portion. The shutter 61 is attached so as to be rotatable around a fulcrum 61a, and functions as a guide plate 60b in the state shown in FIG. The shutter 61 is rotated between a state shown in FIG. 4 and a state shown in FIG. 5 by a drive unit (not shown) such as a solenoid or a motor. The shutter 61 is combined in a comb-teeth shape at the end portions with the guide plates 60b located on both sides thereof. Each pair of transport rollers 41 also has a configuration in which a driving roller 41a and a driven roller 41b are combined in a comb shape. In addition, an arcuate guide plate 62 is formed on the frame 50, in cooperation with the page turning arm 51 in the state shown in FIG. Further, as shown in FIGS. 4 and 5, the turning / closing portion 45 is provided with a stopper 63 that restricts the conveyance of the bankbook 20 guided by the guide plate 62. The bankbook 20 is restricted from being transported at a position where the tip of the bankbook 20 contacts the stopper 63. The guide plate 62 is provided at a position shifted in the width direction of the bankbook 20 conveyed relative to the page turning arm 51 so as not to interfere with the swinging operation of the page turning arm 51.

  Furthermore, below the conveyance path of the bankbook 20, it is driven by the solenoid 70, is located below the conveyance path, does not protrude upward (state shown in FIG. 4), and protrudes above the conveyance path ( And a closing guide 71 operated between the state shown in FIG. The closing guide 71 guides the leading end of the bankbook 20 to the page turning arm 51 and the arc-shaped guide plate 62 when the closing guide 71 protrudes above the conveyance path. The solenoid 70 is attached to the link 73 via the link 72. The link 73 is rotatably attached to the fulcrum 73a. The link 73 is connected to a closing guide 71 that is rotatably attached to a fulcrum 71a. Energizing the solenoid 70 causes the closing guide 71 to protrude above the conveyance path as shown in FIG.

  This turning / closing unit 45 performs an operation of turning a page of the bankbook 20 or closing the bankbook 20. Here, an operation of turning the page of the bankbook 20 in the turning / closing unit 45 will be described. The turning / closing portion 45 is normally in the state shown in FIG. In this state, the bankbook processing unit 4 transports the bankbook 20 to a position where the rear end of the bankbook 20 faces the page turning roller 52, and stops the bankbook 20 (see FIG. 6). Next, the passbook processing unit 4 rotates the shutter 61 so that the shutter 61 is not combined with the guide plate 61b (see FIG. 7). Then, the page turning roller 52 is rotated. As a result, the opened page of the bankbook 20 is turned up, and the turned page is moved to the rear side (the shutter 61 side) of the page turning arm 51 (see FIG. 8). Thereafter, the bankbook processing unit 4 conveys the bankbook 20 to the print head 44 side. As a result, the passbook 20 is in a state in which a page that has been rolled up is opened. Thereafter, the passbook processing unit 4 rotates the shutter 61 to return the shutter 61 to the state where it is combined with the guide plate 61b. Here, this operation is called a page turning operation.

  Further, the passbook processing unit 4 can close the passbook 20 with the back cover up by rotating the page turning roller 52 until the back cover of the passbook 20 is rolled.

  Next, the operation when closing the bankbook 20 with the front cover facing up will be described. The bankbook processing unit 4 transports the bankbook 20 in the state shown in FIG. 4, and stops transporting the bankbook 20 when the leading end of the bankbook 20 reaches the front of the shutter 61 (see FIG. 9). Next, the passbook processing unit 4 rotates the shutter 61 so that the shutter 61 is not combined with the guide plate 61b. Further, the page turning arm 51 is swung and the solenoid 70 is excited to bring the closing guide 71 into a state of protruding above the conveyance path (see FIG. 10). Then, the bankbook 20 is closed and conveyed to the guide 71 side. As a result, the leading end of the bankbook 20 is guided upward by the closing guide 71 and further guided by the page turning arm 51 and the guide plate 62 to reach the stopper 63 (see FIG. 11). When the leading end of the bankbook 20 reaches the stopper 63, the bankbook processing unit 4 stops conveying the bankbook 20. Here, the passbook processing unit 4 stops the excitation of the solenoid 70. As a result, the closing guide 71 is lowered to the lower side of the conveyance path (see FIG. 12).

  The closing guide 71 is formed of an elastic body having a relatively high flexibility. When the excitation of the solenoid 70 is stopped, the closing guide 71 is not caught by the passbook 20 and stopped, and is deformed to be below the conveyance path. Go down to the side.

  The bankbook processing unit 4 conveys the bankbook 20 guided upward to a position where the front end side of the bankbook 20 is folded at a fold and the bankbook 20 is closed (see FIG. 13). As a result, the passbook 20 can be closed with the front cover facing up. In this state, the passbook processing unit 4 rotates the shutter 61 to return the shutter 61 to the state where it is combined with the guide plate 61b, and swings the page turning arm 51 to return it to the original position. Here, this operation is called a quick closing operation.

  Next, operation | movement of ATM1 of this embodiment is demonstrated. FIG. 14 is a flowchart showing the operation of the ATM of this embodiment. If ATM1 detects a user in the user detection part 9 (s1), it will receive the input concerning transaction content (s2). In s2, according to the transaction to be executed, it accepts insertion and insertion of a necessary medium among media such as a card, a passbook, a deposited banknote, and a deposited coin, and the operation unit 8 selects a transaction type by the user. Accepts input, input related to the user's personal identification number, input related to the withdrawal amount, etc., as necessary. At this time, the operation unit 8 displays an operation guidance for the user and an input operation screen on the display device 8a, and detects the user's input operation by detecting the pressing position of the user on the touch panel 8b.

  When the ATM 1 accepts all necessary media insertion and insertion and user input in conducting the current transaction at s2, the ATM 1 transmits an authentication request to the host device from the communication unit 10 (s3). ), And waits for an authentication result from the host device (s4). This authentication request includes data acquired in s2, for example, an account number and a password. When the ATM 1 receives the authentication result from the higher-level device, the ATM 1 determines whether or not the transaction is possible (s5), and if the transaction is possible, performs the transaction process (s6). In s6, a passbook printing process in the passbook processing unit 4, a slip issuing process in the slip issuing unit 5, a banknote depositing / withdrawing process in the banknote processing unit 6, a coin depositing / withdrawing process in the coin processing unit 7 are necessary. Do it accordingly. If ATM 1 determines that the transaction is not possible at s 5, it performs an error process (s 7) and ends this process.

  In s6, the withdrawal banknote is transported to the storage section located below the banknote insertion slot 6a, and the withdrawal banknote is stored in the storage section, but the lid provided at the banknote insertion slot 6a is not opened. . Further, the withdrawal coins are also transported to a storage section located below the coin insertion slot 7a, and the withdrawal coins are stored in the storage section, but the lid provided at the coin insertion slot 7a is not closed.

  In s6, when the printing on the passbook is performed, if the printed page is full, the passbook 20 is conveyed from the printing position to the turning / closing unit 45, and the turning / closing unit 45 The page turning operation described above is performed. Then, the bankbook 20 is returned to the printing position again, and the unprinted transaction details are printed. As a result, the ATM 1 prints all the transaction details to be printed on the passbook 20.

When the transaction processing related to s6 is completed, ATM1 determines whether or not the bankbook is accepted in the current transaction (s8). If the ATM 1 determines that the bankbook 20 is received at s8, it accepts selection of the release state of the bankbook 20 (s9, s10, s11). In s9 to s11, the screen shown in FIG. 15 is displayed on the display 8a,
(1) Open and release the page with transaction details (2) Close and release with the front cover up (3) Close and release with the back cover up and release the passbook 20 by the user Accepts state selection. At this time, the bankbook 20 is located at the printing position.

  The ATM 1 executes the medium release process when “open the page on which the transaction is printed and release” is selected as the release state of the bankbook 20 (s12). At this time, the bankbook 20 is located at the printing position, and is conveyed from the printing position to the bankbook insertion slot 4a and discharged. Also, other types of media such as cards, banknotes, coins, etc. are discharged as necessary.

  In addition, when “pass and close the cover cover up” is selected as the release state of the passbook 20, the ATM 1 transfers the passbook 20 from the printing position to the pass / close unit 45, and closes at once. The operation is executed (s13), and then the medium discharge process is executed in s12. As a result, the passbook 20 is released in a closed state with the front cover facing up at the passbook insertion value 4a.

In addition, when the ATM 1 is set to “release with the front cover facing up” as the release state of the bankbook 20, the ATM 1 transports the bankbook 20 from the printing position to the curling / closing section 45, and the curling / closing section 45 The page turning is repeated until the back cover of the bankbook 20 is hit, and the bankbook 20 is closed (s14). By executing the processing relating to s14, the passbook 20 is closed with the back cover up. In step s12, a medium discharge process is executed. As a result, the passbook 20 is released in a closed state with the back cover facing up at the passbook insertion port 4a.

  Thus, in ATM1 of this embodiment, since it can discharge | release in the state which closed the bankbook 20, the transaction details currently printed on the bankbook 20 are seen by others in the circumference, or a camera is voyeurized. Can be prevented, and sufficient security against leakage of personal information can be ensured. In addition, since the user can select whether to release the passbook 20 in a closed state or in an open state, the user can select the release state of the passbook 20 according to his / her convenience. , Service for users can be improved. Furthermore, since the user can select to release the book with the back cover up, the account number printed on the cover of the passbook 20, the name of the user, etc. can be seen by others around the camera, It is possible to prevent voyeurism.

  In the above embodiment, the user selects the release state of the bankbook 20, but a staff member or the like may set the device in units of devices. In this way, ATM1 can be operated according to a use environment.

  Moreover, in the said embodiment, although it was set as the structure which makes a user select the discharge | release state of the bankbook 20, the state when releasing the said bankbook 20 is recorded on the magnetic stripe stuck on the bankbook 20, When the bankbook 20 is received, the state when the bankbook 20 is released from the magnetic stripe may be read, and released in the read state. In this way, it is not necessary for the user to perform an operation for selecting the release state of the bankbook 20, and operability can be improved.

  Further, the bankbook 20 may be configured such that the turning / closing portion 45 shown in FIG. 4 or the like is reversed left and right so that the back cover is closed at once. In this configuration, when closing the passbook 20 with the front cover facing up, the page turning is repeated until the front cover is turned. Further, the structure shown in FIG. 4 and the structure reversed right and left may be combined so that the bankbook 20 can be closed at a stretch with the front cover up and closed at a stretch even with the back cover up. . However, the stop position of the passbook 20 and the state transition of the page turning arm 51 in the quick closing operation or the page turning operation are changed according to the left-right inverted configuration.

  In addition, in ATM1 which writes data to the magnetic stripe affixed to the passbook 20 when the passbook 20 is released, the case where it is released with the back cover facing up is taken into consideration and the magnetic path is sandwiched. The heads 42 may be arranged to face each other.

It is a block diagram which shows the structure of the principal part of ATM which is embodiment of this invention. It is a figure which shows the external appearance of ATM which is embodiment of this invention. It is a figure which shows the structure of the bankbook process part of ATM which is embodiment of this invention. It is a figure which shows the structure of the turning / closing part of the bankbook process part of ATM concerning another embodiment of this invention. It is a figure which shows the structure of the turning / closing part of the bankbook process part of ATM concerning another embodiment of this invention. It is a figure explaining the page turning operation | movement in the turning / closing part of the bankbook process part of ATM concerning another embodiment of this invention. It is a figure explaining the page turning operation | movement in the turning / closing part of the bankbook process part of ATM concerning another embodiment of this invention. It is a figure explaining the page turning operation | movement in the turning / closing part of the bankbook process part of ATM concerning another embodiment of this invention. It is a figure explaining the quick closing operation | movement in the turning / closing part of the bankbook process part of ATM concerning another embodiment of this invention. It is a figure explaining the quick closing operation | movement in the turning / closing part of the bankbook process part of ATM concerning another embodiment of this invention. It is a figure explaining the quick closing operation | movement in the turning / closing part of the bankbook process part of ATM concerning another embodiment of this invention. It is a figure explaining the quick closing operation | movement in the turning / closing part of the bankbook process part of ATM concerning another embodiment of this invention. It is a figure explaining the quick closing operation | movement in the turning / closing part of the bankbook process part of ATM concerning another embodiment of this invention. It is a flowchart which shows operation | movement of ATM concerning another embodiment of this invention. It is a figure which shows the example of a screen displayed when selecting the state which discharge | releases a bankbook in ATM concerning embodiment of this invention.

Explanation of symbols

1-ATM
2-Control unit 3-Card processing unit 4-Passbook processing unit 5-Voucher issuing unit 6-Banknote processing unit 6
7-Coin processing unit 8-Operation unit 8
9-User detection part 45-Ring / closing part

Claims (5)

The booklet-like passbook inserted into the passbook insertion slot in the open state is taken into the main body along the transport path, and the booklet passbook taken into the main body is discharged from the passbook insertion slot along the transport path. A passbook conveying means for selectively conveying in a direction to
Printing means for printing on the opened page for the passbook conveyed to the printing position in an open state by the passbook conveying means;
A passbook closing means for closing the passbook conveyed to the passbook closing position while being opened by the conveying means;
A release state setting means for setting whether to release the passbook in an open state or in a closed state when releasing the passbook taken into the main body by the passbook transport means from the passbook insertion port; ,
When the release state setting means is set to close and release the passbook, the passbook taken into the main body with the passbook transport means opened is closed by the passbook closing means, and then the closed passbook is opened. the passbook is conveyed along the conveying path by a conveying means, Bei example and a controlled release means for releasing from the passbook insertion slot,
The passbook closing means is a means having a first passbook closing mechanism that closes the passbook with the front cover up, and a second passbook closing mechanism that closes the passbook with the back cover up,
The release state setting means is a means for setting whether to discharge with the front cover facing up or with the back cover facing up with the passbook closed.
If the release control means is set to release the cover with the passbook closed with the release state setting means, the cover is closed by the first passbook closing mechanism of the passbook closing means. The passbook closed with the face up is transported along the transport path by the passbook transport means and discharged from the passbook insertion port, and the back cover is turned up with the passbook closed by the release state setting means. If it is set to be released, the passbook closed with the back cover up by the second passbook closing mechanism of the passbook closing means is transported along the transport path by the passbook transport means, and the passbook A means for discharging from the insertion port,
Passbook processing device. The release state setting means is a means for accepting a setting input relating to a state when the passbook is released from the passbook insertion port every time the passbook is taken into the main body by the passbook transport means.
The bankbook processing apparatus according to claim 1 . The release state setting unit reads data indicating a state when the passbook is released from the passbook insertion port from the passbook taken into the main body by the passbook transport unit, and releases the data from the passbook insertion port based on the data A means to set the status of the passbook,
The bankbook processing apparatus according to claim 1 . The passbook processing apparatus according to any one of claims 1 to 3, wherein the passbook closing means includes a guide for guiding a front end of a passbook conveyed to the passbook closing position to the conveyance path information. In a transaction processing apparatus provided with a passbook processing unit for processing various transactions based on the user's operation and printing the transaction details on the passbook received during transaction processing, and then releasing the passbook.
The passbook processing unit is
The booklet-like passbook inserted into the passbook insertion slot in the open state is taken into the main body along the transport path, and the booklet passbook taken into the main body is discharged from the passbook insertion slot along the transport path. A passbook conveying means for selectively conveying in a direction to
Printing means for printing on the opened page for the passbook conveyed to the printing position in an open state by the passbook conveying means;
A passbook closing means for closing the passbook conveyed to the passbook closing position while being opened by the conveying means;
A release state setting means for setting whether to release the passbook in an open state or in a closed state when releasing the passbook taken into the main body by the passbook transport means from the passbook insertion port; ,
When the release state setting means is set to close and release the passbook, the passbook taken into the main body with the passbook transport means opened is closed by the passbook closing means, and then the closed passbook is opened. A discharge control means for transporting along the transport path by the passbook transport means and releasing from the passbook insertion port;
The passbook closing means is a means having a first passbook closing mechanism that closes the passbook with the front cover up, and a second passbook closing mechanism that closes the passbook with the back cover up,
The release state setting means is a means for setting whether to discharge with the front cover facing up or with the back cover facing up with the passbook closed.
If the release control means is set to release the cover with the passbook closed with the release state setting means, the cover is closed by the first passbook closing mechanism of the passbook closing means. The passbook closed with the face up is transported along the transport path by the passbook transport means and discharged from the passbook insertion port, and the back cover is turned up with the passbook closed by the release state setting means. If it is set to be released, the passbook closed with the back cover up by the second passbook closing mechanism of the passbook closing means is transported along the transport path by the passbook transport means, and the passbook A means for discharging from the insertion port,
Transaction processing device.

Images