JP4824269B2

JP4824269B2 - Assessment assessment processing method, assessment assessment processing program, assessment assessment processing system

Info

Publication number: JP4824269B2
Application number: JP2003064121A
Authority: JP
Inventors: 善貴廣津
Original assignee: Broadleaf Co Ltd
Current assignee: Broadleaf Co Ltd
Priority date: 2003-03-10
Filing date: 2003-03-10
Publication date: 2011-11-30
Anticipated expiration: 2023-03-10
Also published as: JP2004272713A

Description

【０００１】
【発明の属する技術分野】
本発明は、中古車の評価額を査定するときに行う査定評価の処理方法、プログラム、システムに関する。
【０００２】
【従来の技術】
通常、中古車輌の査定は、査定対象の中古車輌と同じ形式の車輌の過去のオークション落札結果に基づき行われる。尚、オークションでは、車輌の年式，車種，型式，グレード，走行距離，車検の有無，カラー，オプションの有無等によりその車輌の価格を決定する。
【０００３】
査定対象の中古車輌の査定価格は、過去のオークション落札結果を標準査定価格として、査定対象の中古車輌の状態に応じて標準査定価格から所定の金額を加減することにより算出される。査定対象の中古車輌の状態は、車輌表面についた傷や凹み等の外的損傷、又は部品の劣化度等から専門の査定員によって決定される。査定員は、中古車輌の査定を行うとき、車輌表面についた凹みや傷等の現状を図１２に示すような車輌展開図Ｐに記入する。
【０００４】
車輌を査定に出した車輌の所有者には、この車輌展開図Ｐと査定金額が提示される。車輌の所有者は、車輌展開図Ｐから査定の対象となる車輌の状態を把握し、査定金額が妥当であるか否かを判断する。
【０００５】
【発明が解決しようとする課題】
ところが、車輌展開図Ｐには、車輌表面にどのような傷・凹みがあるという詳細な記載はない。また、車輌の所有者には、どのような基準に基づき査定が行われたのかという内容は提示されない。
【０００６】
そのため、車輌の所有者の中には、提示された査定評価が妥当な評価であるのか不安を抱く所有者が少なくなかった。
【０００７】
そこで、本発明は上記事項に鑑みてなされたものであり、査定内容の正当性を開示することができる査定評価処理方法、査定評価処理プログラム、査定評価処理システムを提供することを課題とする。
【０００８】
【課題を解決するための手段】
本発明は、前記課題を解決する為に以下の手段を採用した。即ち、本発明は、市場における車輌の相場査定情報を受け付けるステップと、相場査定情報を蓄積するステップと、査定対象車輌に関する対象車輌情報を受け付けるステップと、対象車輌情報を蓄積するステップと、相場査定情報から査定の基準となる査定基準情報を算出するステップと、査定基準情報と対象車輌情報から査定対象車輌の査定評価情報を算出するステップと、査定基準情報と査定評価情報との比較情報を出力するステップと、をコンピュータによって実行可能な査定評価処理方法である。
【０００９】
また、本発明は車輌の査定を行う査定サーバによって行われる査定評価処理方法でもある。本発明のサーバは、市場における車輌の相場査定情報をネットワークを介して受け付けるステップと、相場査定情報を蓄積するステップと、査定対象車輌に関する対象車輌情報を受け付けるステップと、対象車輌情報を蓄積するステップと、相場査定情報から査定の基準となる査定基準情報を算出するステップと、査定基準情報に基づき対象車輌情報から査定対象車輌の査定評価情報を算出するステップと、査定基準情報と査定評価情報との比較情報を出力するステップとを実行することを特徴とする。
【００１０】
このように、査定基準情報と査定の対象となる車輌の査定評価情報との比較情報を出力することにより、どのような比較結果に基づき査定が成されていたかを明確にすることができる。
【００１１】
また、本発明の査定評価処理方法は、査定基準情報を図表化するステップと、査定評価情報を図表化するステップと、図表化した各情報を重畳するステップと、重畳した図表を出力するステップとを含むことを特徴とする。
【００１２】
このように、比較情報を図表化することにより、車輌の査定依頼をしたユーザやサーバ側のオペレータ等は、査定基準と査定評価情報との差異を一目で確認することができる。
【００１３】
査定基準と査定評価情報との差異をさらに明確にするために、本発明の査定評価処理方法は、査定基準情報の図表と査定評価情報の図表とを重畳したとき、前記査定基準情報の図表から逸脱した査定評価情報の図表のデータ箇所に識別手段を設けるステップを含んでもよい。
【００１４】
また、上記ステップは、査定基準情報の図表と査定評価情報の図表とを重畳したとき、査定情報の図表から逸脱した査定評価情報の図表のデータ箇所に色情報を付与するステップを含むとより好ましい。
【００１５】
査定基準情報の図表と査定評価情報の図表は、ディスプレイ上に表示しても良いし、プリンターにより印刷してもよい。
【００１６】
さらに、本発明の査定評価処理方法は、相場査定情報は、ネットワークを介して接続された、車輌オークションの落札情報を管理する管理サーバから落札情報を受け付けるステップを含む。
【００１７】
また、査定基準情報は、車輌オークションでの落札価格情報から算出した査定基準価格情報を含み、査定評価情報は、査定対象車輌の査定価格情報を含んでいる。
【００１８】
そして、本発明の査定評価処理方法は、査定価格情報を図表化するステップと、基準価格情報を図表化するステップと、図表化した各価格情報を重畳するステップと、重畳した図表を出力するステップとを含む構成とすることもできる。
【００１９】
このように、実際に行われたオークションでの落札価格に基づいて車輌の査定を行うことにより、正当な査定価格を算出することができる。これによって、算出された査定価格に抱くユーザの不信感を極力低減することが可能となる。
【００２０】
また、本発明の査定評価処理方法は、査定サーバとネットワークを介して接続したコンピュータから重畳した図表の要求を受け付けるステップと、要求を受けて重畳した図表を送信するステップとを含んでも良い。
【００２１】
これによって、ユーザが、ユーザ端末から査定結果を確認することも可能となる。
【００２２】
また、本発明は、車輌の査定を行うコンピュータに、市場における車輌の相場査定情報をネットワークを介して受け付けるステップと、相場査定情報を蓄積するステップと、査定対象車輌に関する対象車輌情報を受け付けるステップと、対象車輌情報を蓄積するステップと、相場査定情報から査定の基準となる査定基準情報を算出するステップと、査定基準情報に基づき対象車輌情報から査定対象車輌の査定評価情報を算出するステップと、査定基準情報と査定評価情報との比較情報を出力するステップとを実行させる査定評価処理プログラムでもある。尚、コンピュータには、査定サーバを含む。
【００２３】
さらに、本発明の査定評価処理プログラムは、コンピュータに、査定基準情報を図表化するステップと、査定評価情報を図表化するステップと、図表化した各情報を重畳するステップと、重畳した図表を出力するステップとを含むことを特徴とする。
【００２４】
尚、本発明の査定評価処理プログラムは、ＣＤ−ＲやＭＯ（ＭａｇｎｅｔＯｐｔｉｃａｌｄｉｓｋ）等の記録媒体に記録されたものの他、インターネット等のネットワークを通じて本発明の査定評価処理プログラムのアプリケーション機能を提供するＡＳＰ（ＡｐｐｌｉｃａｔｉｏｎＳｅｒｖｉｃｅＰｒｏｖｉｄｅｒ）により提供することが可能である。
【００２５】
また、本発明は、市場における車輌の相場査定情報を受け付ける受付手段と、相場査定情報を蓄積する相場査定情報蓄積手段と、査定対象車輌に関する対象車輌情報を受け付ける受付手段と、対象車輌情報を蓄積する対象車輌情報蓄積手段と、相場査定情報から査定の基準となる査定基準情報を算出する基準算出手段と、査定基準情報と対象車輌情報から査定対象車輌の査定評価情報を算出する評価算出手段と、査定基準情報と査定評価情報との比較情報を出力する出力手段とを備える査定評価処理システムでもある。
【００２６】
さらに、本発明は、ネットワークを介して接続し、市場における車輌の相場査定情報を管理する管理サーバから相場査定情報を受け付ける受付手段と、相場査定情報を蓄積する相場査定情報蓄積手段と、査定対象車輌に関する対象車輌情報を受け付ける受付手段と、対象車輌情報を蓄積する対象車輌情報蓄積手段と、相場査定情報から査定の基準となる査定基準情報を算出する基準算出手段と、査定基準情報に基づき対象車輌情報から査定対象車輌の査定評価情報を算出する評価算出手段と、査定基準情報と査定評価情報との比較情報を出力する出力手段とを備える査定評価処理システムでもある。
【００２７】
加えて、本発明の査定評価処理システムは、査定基準情報を図表化する基準図表作成手段と、査定評価情報を図表化する評価図表作成手段と、図表化した各情報を重畳する重畳手段と、重畳した図表を出力する出力手段とを有することを特徴とする。
【００２８】
【発明の実施の形態】
以下、本実施形態における査定評価処理方法、査定評価処理プログラム、査定評価処理システムの説明を行う。
【００２９】
（システム概念）
図１に本実施形態の査定評価処理システム１の概念図を示す。査定評価処理システム１は、ネットワーク２を介して接続した、車輌の査定を行う査定業者が管理する査定サーバ３と、車輌のオークションを管理する管理サーバ４と、車輌の査定を依頼するユーザ端末５とにより構成されている。
【００３０】
査定サーバ３は、ユーザ端末５から車輌の査定依頼を受けると、その車輌と同型式の車輌がオークションにおいてどのくらいの価格で落札されたのかを確かめる為、オークションを管理するオークション管理サーバ４に落札情報を要求する。
【００３１】
オークション管理サーバ４は、要求のあった車輌に対する落札情報（複数）を査定サーバ３に電子メール等により送信する。
【００３２】
査定サーバ３は、落札情報を受信すると、その落札情報から査定の基準となる情報を算出する。査定サーバ３は、算出した基準に基づきユーザ端末５から査定要求のあった車輌の査定を行う。
【００３３】
そして、査定サーバ３は、査定結果の情報と査定基準の情報の各々のグラフの作成する。さらに、査定サーバ３では、各々のグラフを重畳する処理を行う。各々のグラフを重畳したグラフは、査定サーバ３のディスプレイ１１に表示される。
【００３４】
査定業者は、このグラフを来訪したユーザに提示しながら査定結果（価格）について説明を行う。このグラフは、査定結果と査定基準との違いが明確となっているため、ユーザは、算出された査定結果（査定価格を含む）が正当なものであるか否かを判断しやすくなる。
【００３５】
以上が、本実施形態の査定評価処理システムのシステム概念である。上記査定サーバ３が行った処理を査定評価処理プログラムとして、査定サーバ３にインストールして査定評価処理方法を実施した一例について説明する。
【００３６】
（ハードウェア構成）
まず、本実施形態に係る査定サーバ２のハードウェア構成を説明する。
【００３７】
図２に査定サーバ３のハードウェア構成図を示す。査定サーバ３では、査定サーバ３の制御を行うＣＰＵ（ＣｅｎｔｒａｌＰｒｏｃｅｓｓｉｎｇＵｎｉｔ）６と、各種プログラムやデータを格納し、これらのプログラムやデータにＣＰＵ６が直接アクセスしてデータをレジスタにいれ命令実行やデータ操作を行うメインメモリ７と、操作に伴うデータや各種プログラムを格納する記憶装置８と、操作指示を入力する入力装置９と、処理内容を外部に出力する出力装置１０、１１と、ネットワークとの接続を可能にする通信装置１２とがバス１３を介して接続している。
【００３８】
記憶装置８には、査定サーバ３が正常に起動するために必要なオペレーティングシステム（ＯＳ）とアプリケーションがインストールされている。
【００３９】
その他にも、記憶装置８には、本発明の査定評価処理方法を実現するための査定評価処理プログラムがインストールされている。尚、この査定評価処理プログラムは、図示しないＣＤ−ＲＯＭ等の記憶媒体に格納されて査定サーバ３に提供され、図２に示すＣＤ−ＲＯＭドライブ装置１４を通じて実行することもできる。
【００４０】
また、記憶装置８内には、査定の基準となりオークション管理サーバ４から取得した落札情報を格納する査定相場情報マスタ１５と、査定対象の車輌に関する情報を格納する対象車輌情報マスタ１６と、査定相場情報マスタ１５から抽出した相場査定情報を格納する第一査定要素マスタ１７と、査定相場情報から算出した査定の基準となる情報を格納した第二査定要素マスタ１８とが構築されている。これらマスタ内のデータについては別途項目立てて後述する。
【００４１】
入力装置９は、査定評価処理プログラムを実行するための条件や指示を入力する為の装置である。入力装置９としては、キーボードやマウス等の入力装置を好適に用いることができる。
【００４２】
出力装置１０、１１は、処理内容や処理データを操作者に提示する為の装置である。出力装置１０、１１としては、プリンターやディスプレイを好適に用いることができる。
【００４３】
以上が査定サーバ３のハードウェア構成である。
【００４４】
また、本実施形態に係るオークション管理サーバ４及びユーザ端末５は、ネットワーク接続可能な既存のパーソナルコンピュータであるため、詳細な説明は割愛する。
【００４５】
つまり、オークション管理サーバ４及びユーザ端末５は、制御全般を行うＣＰＵ、基本プログラムを格納したメインメモリ、各種プログラム・データを格納するハードディスク、外付けの装置を用いてデータの入出力を行う為の入出力ポート等を備える（何れも図示せず）。
【００４６】
また、オークション管理サーバ４のハードディスク内には、過去に行われた車輌のオークションでの落札情報を格納した落札情報データベースが構築されている（何れも不図示）。査定サーバ３から落札情報の要求指示があると、オークション管理サーバ４は、この落札情報データベースから要求に対応する落札情報を抽出する。
【００４７】
以上が、オークション管理サーバ４とユーザ端末５のハードウェア構成である。
【００４８】
（データ構成）
次に、査定サーバ３の記憶装置８内に構築された各マスタ中のデータについて説明する。
【００４９】
図３に査定相場情報マスタ１５内に格納されたデータの一例を示す。査定相場情報マスタ１５内に格納されるデータは、ネットワークを介してオークション管理サーバ４から取得したデータである。このデータは、過去に行われたオークションで、どのような車輌がどのような内容でどのくらいの価格で落札されているかを示す、いわば車輌の相場情報である。
【００５０】
相場査定情報には、一件のデータについて十個の要素がある。まず、第一要素は、車輌の「型式」である。第一要素２０として、例えば「ＱＵ１４」というような車輌の型番が記憶される。
【００５１】
第二要素２１は、車輌の「年式」である。第二要素２１として、例えば、「平成１２年（１２と表記してもよい）」というように車輌の年式が記憶される。
【００５２】
第三要素２２は、車輌の「排気量」である。第三要素２２として、例えば、排気量が１８００ｃｃの車輌である場合は、「１．８」というように車輌の排気量が記憶される。
【００５３】
第四要素２３は、車輌の「グレードの名称」である。第四要素２３として、例えば、「ＳＳＳ」や「ＳＳＳ−Ｌ」というように車輌の階級を示す名称が記憶される。
【００５４】
第五要素２４は、車輌の「オプションの種類」である。第五要素２４として、例えば、オプションとしてエアコンが付いている車輌であれば「ＡＣ」，カーナビゲーションシステムが付いている車輌であれば「ナビ」というように車輌に付いているオプション名が記憶される。
【００５５】
第六要素２５は、車輌の「走行距離」である。第六要素２５として、例えば、「２６０００ｋｍ」というように車輌の走行距離が記憶される。
【００５６】
第七要素２６は、車輌の「ボディーカラー」である。第七要素２６として、例えば「銀」，「白」というように車体の色が記憶される。尚、色を番号等で表すようにしても良い。例えば、銀は「１」，白は「０」というような例を挙げることができる。
【００５７】
第八要素２７は、車輌の「車検時期」である。第八要素２７として、例えば、車検の切れる日時が記憶される。尚、既に車検が切れている場合は、何も記憶しない。
【００５８】
第九要素２８は、車輌の「評価」である。第九要素２８として、車輌の程度や状態からオークションで付けられた評価点数が記憶される。
【００５９】
第十要素２９は、車輌の「落札価格」である。第十要素２９として、実際にオークションで落札された価格が記憶される。
【００６０】
以上が、査定相場情報マスタ１５内に格納されたデータの例である。
【００６１】
次に、対象車輌情報マスタ１６内に格納されたデータについて説明する。
【００６２】
図４に本実施形態に係る対象車輌情報マスタ１６に格納されたデータの一例を示す。対象車輌情報マスタ１６には、ユーザから査定を依頼された車輌に関する情報が格納されている。情報の種類は、上述した第一〜第九要素と同一であるため説明を割愛する。尚、第九要素の車輌の「評価」には、専門の査定員が車輌の状態を調べた結果付けた評価が入力されている。
【００６３】
次に、第一査定要素マスタ１７内に格納されたデータについて説明する。
【００６４】
図５に本実施形態に係る第一査定要素マスタ１７に格納されたデータの一例を示す。第一査定要素マスタ１７には、査定要素，要素，査定要素増減額の項目に対応した情報が格納されている。
【００６５】
査定要素とは、査定条件のうちの一つであり、車体の色，グレード，オプションの種類，走行距離等である。
【００６６】
要素とは、査定要素中の要素の種類である。例えば、査定要素が車体の「色」である場合、要素は車体の色の種類となり、「白」，「銀」，「黒」等となる。
【００６７】
査定要素増減額とは、要素毎に設定された価格の増減額のことである。価値のある要素であれば増額であり、価値の低い要素であれば増額はしない。例えば、車体カラーが「白」であれば、査定要素増減額は「０円」であり、車体カラーが「銀」であれば査定要素増減額は「５０，０００円」となる。この増減額を査定の平均基準価格に加算したり、減算したりすることにより査定基準価格を算出する。
【００６８】
次に、第二要素マスター１８内に格納されたデータについて説明する。
【００６９】
図６に本実施形態に係る第二要素マスタ１８に格納されたデータの一例を示す。第二要素マスタ１８には、対象車輌情報を点数化する為に、対象車輌情報の項目全てに対応付けた評価点が格納されている。
【００７０】
例えば、車輌の年式が「平成１５年」である場合は評価点数は１０点であり、「平成９年」である場合は評価点数は−５点となる。その他にも、オプションが何もついていなければ評価点数は−５点となり、ナビとエアコンがついていれば評価点数は１０点となることを例示できる。同様に、走行距離が５，０００ｋｍ未満であれば評価点数は１０点となり、走行距離が５０，０００ｋｍ〜９９，９９９ｋｍであれば評価点数は−１０点となる。
【００７１】
また、車検期限までの残存数が１２ヶ月以上ある場合は評価点数は１０点となり、車検期限までの残存数が無い場合は評価点数は−１０点となる。
【００７２】
さらに、第二要素マスタ１８には、車輌全体を五段階評価したときの評価に対応する点数も格納されている。例えば、車輌全体の評価が５である場合は評価点数は１０点であり、評価が３．５の場合評価点数は−５点となる。
【００７３】
これらの項目に対象車輌情報を当てはめて、査定の対象となる車輌の評価点数を算出する。
【００７４】
以上が、本実施形態に係る査定サーバ３の記憶装置８内に構築された各マスタ中のデータである。
【００７５】
（処理フロー）
次に、本実施形態の査定評価処理のフローの説明をする。
【００７６】
図７及び図８に本実施形態の査定評価処理のフローチャートを示す。尚、査定評価処理を行うにあたって、査定サーバ３で査定評価処理プログラムを起動する。
【００７７】
まず、査定サーバ３は、ユーザ端末５から中古車輌の査定依頼を受ける（Ｓ０１）。査定依頼は、電子メールで行ってもよいし、オペレータとの電話で行ってもよい。査定依頼を受けることが決定すると、ユーザは査定サーバ３を管理する査定業者にその中古車輌を持って行く。
【００７８】
査定業者（査定サーバ３）は査定依頼を受けると、査定依頼のあった車輌に関する査定相場情報を取得する。査定サーバ３から、ネットワークを介して、中古車輌のオークションに関連する情報を管理しているオークション管理サーバ４にアクセスする。
【００７９】
そして、査定業者は、オークション管理サーバ５から査定相場情報をダウンロードする（Ｓ０２）。査定サーバ３は、管理サーバ４から取得した査定相場情報を査定相場情報マスタ１５に格納する。
【００８０】
次に、査定業者は、専門の査定員により中古車輌の査定を行う。査定員は、査定依頼のあった車輌の状態をチェックしチェック結果を査定サーバ３の対象車輌情報マスタ１６に記録する（Ｓ０３）。この入力には、キーボード９を用いる。
【００８１】
チェック結果の入力方法は、例えば、査定サーバ３のディスプレイ１１に査定結果を入力する画面（不図示）を表示させて入力することができる。この画面には、査定の対象となる中古車輌の画像が表示されている。
【００８２】
チェックを行った中古車輌に傷や凹みがある場合、査定員は、実際に傷や凹みのある箇所に該当する画像上の箇所にチェックマーク等を付けて損傷情報を入力する。尚、傷や凹み等、損傷状態が異なるに伴いチェックマークの色や形状を違えるようにすると好ましい。
【００８３】
また、図示しないマウスにて損傷情報を入力する場合は、「損傷部位」，「凹み、傷」等の評価区分を選択するためのガイドリストが表示される。査定員は、このガイドリストの中から損傷情報を選択し入力する。
【００８４】
そして、対象車輌情報の入力が終了すると、査定評価処理プログラムは入力した対象車輌情報に応じた査定相場情報の抽出処理をおこなう（Ｓ０４）。この抽出処理では、査定の対象である中古車輌と同一車種で且つ同一評価のデータを図３に示す査定相場情報マスタ１５から抽出する。つまり、査定の依頼があった中古車輌の評価が「４」である場合、査定相場情報マスタ１５から評価が「４」の車輌に関する情報を抽出する。
【００８５】
査定相場情報が抽出されると、これらの情報に基づいて査定の基準となる査定基準価格を算出する（Ｓ０５）。
【００８６】
図９に査定基準価格算出についてまとめた表を示す。例えば、抽出した査定相場情報が３件あり、それらの落札価格が１件目７６２，０００円，２件目５７７，０００円，３件目７９２，０００円とする。また、これらの査定要素増減額が、１件目「＋５０，０００円」，２件目「０円」，３件目「＋５０，０００円」であるとする。
【００８７】
これら査定要素増減額を落札価格に加算すると、１件目は「７１２，０００−５０，０００＝７６２，０００」となり、２件目は「５７７，０００＋０＝５７７，０００」となり、３件目は「７４２，０００＋５０，０００＝７９２，０００」となる。尚、これらの値を落札基準価格と称す。
【００８８】
これらを加算し、抽出した査定相場情報の件数（３件）で割ることにより、査定基準価格（査定基準情報）が算出される。つまり、「（７６２，０００＋５７７，０００＋７９２，０００）／３」という演算式から７１０，３３３円という査定基準価格が算出される。尚、計算結果は、切り上げ・切り捨て・四捨五入などにより値を丸めるとよい。また、上述したような算術平均の代わりに中央値や最頻値を査定基準価格としてもよい。
【００８９】
次に、査定評価処理プログラムは、算出された査定基準価格から抽出した査定相場情報の落札基準価格の偏差値等を算出する（Ｓ０６）。例えば、査定基準価格よりも高い落札基準価格は偏差値が高くなり、査定基準価格よりも低い落札基準価格は偏差値が低くなる。ここで、偏差値の範囲を決定し、その範囲外にある偏差値を有する査定基準価格のものは排除するようにする。
【００９０】
そして、査定評価処理プログラムは、算出した査定基準価格を基準として、査定価格（査定評価情報）を算出する（Ｓ０７）。査定価格は、査定の対象となっている中古車輌の対象車輌情報と第二査定要素マスタ１８に格納された要素とを照らし合わせ、評価点数を算出する（Ｓ０８）。
【００９１】
例えば、本実施形態では査定の対象となる車輌の情報は、図４に示すように、型式「ＱＵ１４」，年式「１２年」，排気量「１．８」，グレード名称「ルグランエプリース」，オプション「ＡＣ，ナビ」，走行距離「５，０００ｋｍ」，色「銀」，車検「無し」，評価「４」である。
【００９２】
この情報を第二査定要素マスタ１８の要素と照らし合わせると、年式「１２年」は評価点数「０」点，オプション「ＡＣ，ナビ」は評価点数「５」点，走行距離「５，０００ｋｍ」は評価点数「１０」点，色「銀」は評価点数「５」点，車検「無し」は評価点数「−１０」点，評価「４」は評価点数「０」点となる。これらの評価点数を加算すると「０＋５＋１０＋５＋（−１０）＋０＝１０」となり、査定対象の中古車輌の評価点数は１０点となる。
【００９３】
そして、算出した評価点数１点を５，０００円として査定増減金額を算出する。すると、「１０点×５，０００円＝５０，０００円」という査定増減金額が算出される。この査定増減金額は算出した査定基準価格に加算する。つまり、「７１０，０００円＋５０，０００円＝７６０，０００円」となる。この演算式により、ユーザから査定要求のあった中古車輌の査定価格は「７６０，０００円」となる。
【００９４】
次に、査定評価処理プログラムは、算出した査定基準情報（査定基準価格も含む）をグラフにしたものと査定の対象となる車輌の対象車輌情報をグラフにしたものとを重畳させたようなグラフを作成する（Ｓ０９）。
【００９５】
図１０に査定基準情報と対象車輌情報とを重畳したグラフＡを示す。グラフＡは、複数の査定項目間の評価点数値を太線でつないだレーダーチャートである。尚、査定項目は、「年式」，「評価」，「車検残存期間」，「色」，「走行距離」，「オプション」である。
【００９６】
また、中央に破線で描かれている円は、査定の基準となる査定基準情報をグラフ上に示したものです。尚、査定基準情報は、基準なので評価点数は０点になる。
【００９７】
さらに、査定評価処理プログラムは査定基準情報を示す円からはみ出した対象車輌情報を示すグラフのデータ箇所に色情報を付与する。この処理により、対象車輌情報のうち査定基準よりも勝っている査定項目を着色することができる。これによって、査定基準情報と対象車輌情報の差異を一目で確認することができる。
【００９８】
このとき対象車輌情報と査定基準との差異を識別しやすくするために、対象車輌情報と査定基準との重畳していない箇所を立体表示したり、ディスプレイ上で点滅させるように表示してもよい。
【００９９】
そして、査定評価処理プログラムは、このグラフＡを査定サーバ３のディスプレイ１１に表示する（Ｓ１０）。査定業者に来訪したユーザはディスプレイに表示されたグラフＡを視認することにより提示された査定結果の正当性を判断することができる。
【０１００】
また、査定評価処理プログラムは、このグラフＡと査定価格とを合わせてユーザ端末５に送信するようにしてもよい。これによって、ユーザは、ユーザ端末５から、査定結果を確認することができる。
【０１０１】
また、査定基準情報と対象車輌情報とをグラフに表示することにより、ユーザは自分の車輌の状態と査定基準とを比較し、どれくらいの差があるのかを見いだすことができる。これによって、算出された査定金額に対するユーザの不安を極力少なくすることが可能となる。
【０１０２】
（変形例）
図１１に査定基準情報と対象車輌情報とを重畳したグラフＢを示す。グラフＢは、縦軸が評価点数で、横軸が査定項目の棒グラフである。査定基準（情報）の評価点数は破線で示している。対象車輌の評価情報がこの査定基準の評価点数を超えた棒グラフの箇所には、赤色等識別し易い色で塗りつぶす。このように着色することにより、ユーザは査定基準を超えている査定項目を迅速に識別することができる。
【０１０３】
【発明の効果】
以上のことにより、本発明によれば、査定内容の正当性を容易に開示することができる査定評価処理方法、査定評価処理プログラム、査定評価処理システムを提供することが可能となる。
【図面の簡単な説明】
【図１】本実施形態に係る査定評価処理システムの概念図である。
【図２】本実施形態に係る査定サーバのハードウェア構成図である。
【図３】本実施形態に係る査定相場情報マスタのイメージ図である。
【図４】本実施形態に係る対象車輌情報マスタのイメージ図である。
【図５】本実施形態に係る第一査定要素マスタのイメージ図である。
【図６】本実施形態に係る第二要素マスタのイメージ図である。
【図７】本実施形態に係る査定評価処理を示すフローチャートである。
【図８】本実施形態に係る査定評価処理を示すフローチャートである。
【図９】本実施形態に係る査定基準価格算出についてまとめた表である。
【図１０】本実施形態に係るグラフＡである。
【図１１】通常の車輌展開図の一例である。
【図１２】本実施形態に係るグラフＢである。
【符号の説明】
１査定評価処理システム
２ネットワーク
３査定サーバ
４オークション管理サーバ
５ユーザ端末
６ＣＰＵ
７メインメモリ
８記憶装置
９キーボード
１０出力装置
１１ディスプレイ
１２通信装置
１３バス
１４ＣＤ−ＲＯＭドライブ装置
１５査定相場情報マスタ
１６対象車輌情報マスタ
１７第一査定要素マスタ
１８第二査定要素マスタ[0001]
BACKGROUND OF THE INVENTION
The present invention relates to an assessment evaluation processing method, program, and system for assessing the evaluation value of a used car.
[0002]
[Prior art]
Usually, an assessment of a used vehicle is performed based on past auction successful bid results for a vehicle of the same type as the used vehicle to be assessed. In the auction, the price of the vehicle is determined based on the vehicle year, vehicle type, model, grade, mileage, presence / absence of vehicle inspection, color, presence / absence of options, and the like.
[0003]
The appraisal price of the used vehicle to be assessed is calculated by adding or subtracting a predetermined amount from the standard appraisal price according to the state of the used vehicle to be assessed with the past auction successful bid result as the standard appraisal price. The state of the used vehicle to be assessed is determined by a professional assessor based on external damage such as scratches and dents on the surface of the vehicle, or the degree of deterioration of parts. When assessing a used vehicle, the assessor fills in a vehicle development view P as shown in FIG. 12 with the current state of dents and scratches on the surface of the vehicle.
[0004]
The vehicle development chart P and the assessed amount are presented to the owner of the vehicle that has submitted the vehicle for assessment. The owner of the vehicle grasps the state of the vehicle to be assessed from the vehicle development diagram P and determines whether or not the assessed amount is appropriate.
[0005]
[Problems to be solved by the invention]
However, the vehicle development view P does not have a detailed description of what kind of scratches or dents are on the vehicle surface. In addition, the vehicle owner is not presented with the content of what criteria was used for the assessment.
[0006]
For this reason, there are not a few owners who are worried about whether the presented assessment is a reasonable assessment.
[0007]
Therefore, the present invention has been made in view of the above-described matters, and an object thereof is to provide an assessment evaluation processing method, an assessment evaluation processing program, and an assessment evaluation processing system that can disclose the validity of assessment contents.
[0008]
[Means for Solving the Problems]
The present invention employs the following means in order to solve the above problems. That is, the present invention includes a step of receiving vehicle market price assessment information in a market, a step of storing market price assessment information, a step of receiving target vehicle information related to a vehicle to be assessed, a step of storing target vehicle information, and a market price assessment. Outputs assessment standard information, which is the assessment standard from the information, calculates assessment assessment information of the assessment target vehicle from assessment criteria information and target vehicle information, and outputs comparison information between assessment criteria information and assessment assessment information An assessment evaluation processing method that can be executed by a computer.
[0009]
The present invention is also an assessment evaluation processing method performed by an assessment server that assesses vehicles. The server of the present invention includes a step of receiving market price assessment information of vehicles in the market, a step of storing market price assessment information, a step of receiving target vehicle information related to the assessment target vehicle, and a step of storing target vehicle information. A step of calculating assessment standard information serving as an assessment standard from the market assessment information, a step of calculating assessment evaluation information of the assessment target vehicle from the target vehicle information based on the assessment criteria information, assessment standard information and assessment evaluation information, The step of outputting the comparison information is executed.
[0010]
In this way, by outputting the comparison information between the assessment standard information and the assessment evaluation information of the vehicle to be assessed, it is possible to clarify the comparison result based on the comparison result.
[0011]
Further, the assessment evaluation processing method of the present invention includes a step of charting the assessment criteria information, a step of charting the assessment evaluation information, a step of superimposing each charted information, and a step of outputting the superimposed chart It is characterized by including.
[0012]
In this way, by charting the comparison information, the user who requested the assessment of the vehicle, the operator on the server side, etc. can confirm at a glance the difference between the assessment criteria and the assessment evaluation information.
[0013]
In order to further clarify the difference between the assessment criteria and the assessment evaluation information, the assessment assessment processing method of the present invention is based on the assessment criteria information diagram when the assessment criteria information diagram and the assessment assessment information diagram are superimposed. There may be included a step of providing an identification means at the data location of the chart of the deviated assessment evaluation information.
[0014]
More preferably, the step includes a step of adding color information to a data location of the assessment evaluation information chart deviating from the assessment information chart when the assessment standard information chart and the assessment assessment information chart are superimposed. .
[0015]
The chart of assessment standard information and the chart of assessment evaluation information may be displayed on a display or printed by a printer.
[0016]
Furthermore, the assessment evaluation processing method of the present invention includes a step of accepting successful bid information from a management server that manages successful bid information of a vehicle auction, in which the market assessment information is connected via a network.
[0017]
The assessment standard information includes assessment standard price information calculated from successful bid price information in a vehicle auction, and the assessment evaluation information includes assessment price information of the assessment target vehicle.
[0018]
Then, the assessment evaluation processing method of the present invention includes a step of charting the assessed price information, a step of charting the reference price information, a step of superimposing the charted price information, and a step of outputting the superimposed chart It can also be set as the structure containing these.
[0019]
In this way, a legitimate assessment price can be calculated by assessing a vehicle based on a successful bid price at an actual auction. This makes it possible to reduce the user's distrust in the calculated assessment price as much as possible.
[0020]
The assessment evaluation processing method of the present invention may include a step of accepting a superimposed chart request from a computer connected to the assessment server via a network, and a step of transmitting the superimposed chart upon receipt of the request.
[0021]
As a result, the user can also check the assessment result from the user terminal.
[0022]
The present invention also includes a step of receiving vehicle market price assessment information in the market via a network, a step of accumulating market price assessment information, and a step of receiving target vehicle information related to the vehicle to be assessed. A step of accumulating target vehicle information, a step of calculating assessment standard information serving as an assessment standard from the market assessment information, a step of calculating assessment evaluation information of the assessment target vehicle from the target vehicle information based on the assessment standard information, It is also an assessment evaluation processing program that executes a step of outputting comparison information between assessment standard information and assessment evaluation information. The computer includes an assessment server.
[0023]
Further, the assessment evaluation processing program of the present invention outputs to the computer a step of charting the assessment criteria information, a step of charting the assessment evaluation information, a step of superimposing each charted information, and a superimposed diagram And the step of performing.
[0024]
The assessment / evaluation processing program of the present invention provides the application function of the assessment / evaluation processing program of the present invention through a network such as the Internet, in addition to those recorded on a recording medium such as a CD-R or MO (Magnet Optical disk). It can be provided by an ASP (Application Service Provider).
[0025]
The present invention also includes a receiving means for receiving vehicle market price assessment information in the market, a market price assessment information storing means for storing market price assessment information, a receiving means for receiving target vehicle information relating to the vehicle to be assessed, and storing target vehicle information. Target vehicle information accumulating means, standard calculation means for calculating assessment standard information as an assessment standard from market assessment information, evaluation calculation means for calculating assessment evaluation information of the assessment target vehicle from the assessment standard information and target vehicle information, and The assessment evaluation processing system includes output means for outputting comparison information between assessment standard information and assessment assessment information.
[0026]
The present invention further includes a receiving means for receiving market assessment information from a management server that manages the market assessment information of vehicles in the market, connected via a network, a market assessment information storage means for accumulating market assessment information, and an assessment object Accepting means for receiving target vehicle information related to the vehicle, target vehicle information storing means for storing the target vehicle information, reference calculating means for calculating the assessment standard information that is the basis for assessment from the market assessment information, and based on the assessment standard information It is also an assessment evaluation processing system including an evaluation calculation means for calculating assessment evaluation information of a vehicle to be assessed from vehicle information, and an output means for outputting comparison information between assessment standard information and assessment evaluation information.
[0027]
In addition, the assessment evaluation processing system of the present invention includes a reference chart creation means for charting the assessment standard information, an evaluation chart creation means for charting the assessment evaluation information, and a superposition means for superimposing each charted information, Output means for outputting a superimposed chart.
[0028]
DETAILED DESCRIPTION OF THE INVENTION
Hereinafter, the assessment evaluation processing method, assessment assessment processing program, and assessment assessment processing system in this embodiment will be described.
[0029]
(System concept)
FIG. 1 shows a conceptual diagram of the assessment evaluation processing system 1 of the present embodiment. The assessment evaluation processing system 1 includes an assessment server 3 that is connected via a network 2 and that is managed by an assessment company that assesses vehicles, a management server 4 that manages vehicle auctions, and a user terminal 5 that requests assessment of vehicles. It is comprised by.
[0030]
When the assessment server 3 receives a vehicle assessment request from the user terminal 5, the assessment server 3 checks the successful bid information to the auction management server 4 that manages the auction in order to ascertain how much the same type of vehicle as the vehicle was awarded at the auction. Request.
[0031]
The auction management server 4 transmits successful bid information (plurality) for the requested vehicle to the assessment server 3 by e-mail or the like.
[0032]
When the assessment server 3 receives the successful bid information, the assessment server 3 calculates information serving as an assessment reference from the successful bid information. The assessment server 3 assesses a vehicle that has been requested by the user terminal 5 based on the calculated standard.
[0033]
Then, the assessment server 3 creates respective graphs of assessment result information and assessment criteria information. Further, the assessment server 3 performs a process of superimposing each graph. A graph in which each graph is superimposed is displayed on the display 11 of the assessment server 3.
[0034]
The assessor explains the assessment result (price) while presenting this graph to the visiting user. In this graph, since the difference between the assessment result and the assessment standard is clear, the user can easily determine whether the calculated assessment result (including the assessment price) is valid.
[0035]
The above is the system concept of the assessment evaluation processing system of this embodiment. An example in which the process performed by the assessment server 3 is installed in the assessment server 3 as an assessment evaluation processing program and the assessment evaluation processing method is performed will be described.
[0036]
(Hardware configuration)
First, the hardware configuration of the assessment server 2 according to the present embodiment will be described.
[0037]
FIG. 2 shows a hardware configuration diagram of the assessment server 3. The assessment server 3 stores a CPU (Central Processing Unit) 6 that controls the assessment server 3 and various programs and data. The CPU 6 directly accesses these programs and data and enters the data into registers to execute instructions and perform data operations. A main memory 7 for performing operations, a storage device 8 for storing data and various programs associated with operations, an input device 9 for inputting operation instructions, output devices 10 and 11 for outputting processing contents to the outside, and a network connection The communication device 12 enabling the communication is connected via the bus 13.
[0038]
An operating system (OS) and applications necessary for the assessment server 3 to start up normally are installed in the storage device 8.
[0039]
In addition, an assessment evaluation processing program for realizing the assessment evaluation processing method of the present invention is installed in the storage device 8. The assessment evaluation processing program is stored in a storage medium such as a CD-ROM (not shown), provided to the assessment server 3, and can also be executed through the CD-ROM drive device 14 shown in FIG.
[0040]
Further, in the storage device 8, an assessment market information master 15 for storing successful bid information acquired from the auction management server 4 as a basis for assessment, a target vehicle information master 16 for storing information on vehicles to be assessed, and an assessment market price A first assessment element master 17 that stores the market assessment information extracted from the information master 15 and a second assessment element master 18 that stores information serving as an assessment standard calculated from the assessment market information are constructed. The data in these masters will be described later separately.
[0041]
The input device 9 is a device for inputting conditions and instructions for executing the assessment evaluation processing program. As the input device 9, an input device such as a keyboard or a mouse can be preferably used.
[0042]
The output devices 10 and 11 are devices for presenting processing contents and processing data to an operator. As the output devices 10 and 11, a printer or a display can be suitably used.
[0043]
The above is the hardware configuration of the assessment server 3.
[0044]
Moreover, since the auction management server 4 and the user terminal 5 according to the present embodiment are existing personal computers that can be connected to the network, detailed descriptions are omitted.
[0045]
In other words, the auction management server 4 and the user terminal 5 are used to input / output data using a CPU that performs overall control, a main memory that stores basic programs, a hard disk that stores various programs and data, and an external device. Input / output ports and the like are provided (none shown).
[0046]
In addition, in the hard disk of the auction management server 4, a successful bid information database storing successful bid information for a past auction of a vehicle is constructed (not shown). When there is a bid information request instruction from the assessment server 3, the auction management server 4 extracts the successful bid information corresponding to the request from the successful bid information database.
[0047]
The above is the hardware configuration of the auction management server 4 and the user terminal 5.
[0048]
(Data structure)
Next, the data in each master constructed in the storage device 8 of the assessment server 3 will be described.
[0049]
FIG. 3 shows an example of data stored in the assessment market price information master 15. The data stored in the assessed market price information master 15 is data acquired from the auction management server 4 via the network. This data is so-called market price information indicating what kind of vehicle has been awarded at what price in what auction has been conducted in the past.
[0050]
The market assessment information has ten elements for one piece of data. First, the first element is the “model” of the vehicle. As the first element 20, for example, a model number of the vehicle such as “QU14” is stored.
[0051]
The second element 21 is the “year” of the vehicle. As the second element 21, for example, the year of the vehicle is stored as "2000 (may be expressed as 12)".
[0052]
The third element 22 is the “displacement” of the vehicle. As the third element 22, for example, when the vehicle has a displacement of 1800cc, the displacement of the vehicle is stored as "1.8".
[0053]
The fourth element 23 is the “grade name” of the vehicle. As the fourth element 23, for example, a name indicating the class of the vehicle such as “SSS” or “SSS-L” is stored.
[0054]
The fifth element 24 is the “option type” of the vehicle. As the fifth element 24, for example, the option name attached to the vehicle is stored, such as “AC” if the vehicle has an air conditioner as an option, and “Navi” if the vehicle has a car navigation system. The
[0055]
The sixth element 25 is the “travel distance” of the vehicle. As the sixth element 25, for example, the travel distance of the vehicle is stored as “26000 km”.
[0056]
The seventh element 26 is the “body color” of the vehicle. As the seventh element 26, for example, the color of the vehicle body is stored as “silver” or “white”. Note that the color may be represented by a number or the like. For example, silver may be “1” and white may be “0”.
[0057]
The eighth element 27 is the “vehicle inspection time” of the vehicle. As the eighth element 27, for example, the date and time when the vehicle inspection expires is stored. If the vehicle inspection has already expired, nothing is stored.
[0058]
The ninth element 28 is “evaluation” of the vehicle. As the ninth element 28, the evaluation score given in the auction based on the degree and state of the vehicle is stored.
[0059]
The tenth element 29 is the “successful bid price” of the vehicle. As the tenth element 29, the price actually won at the auction is stored.
[0060]
The above is an example of data stored in the assessment market price information master 15.
[0061]
Next, data stored in the target vehicle information master 16 will be described.
[0062]
FIG. 4 shows an example of data stored in the target vehicle information master 16 according to this embodiment. The target vehicle information master 16 stores information related to the vehicle requested to be assessed by the user. Since the type of information is the same as the first to ninth elements described above, description thereof is omitted. In addition, in the “evaluation” of the vehicle of the ninth element, an evaluation given as a result of examining the state of the vehicle by a professional assessor is input.
[0063]
Next, data stored in the first assessment element master 17 will be described.
[0064]
FIG. 5 shows an example of data stored in the first assessment element master 17 according to the present embodiment. The first assessment element master 17 stores information corresponding to the items of assessment element, element, and assessment element increase / decrease amount.
[0065]
The assessment element is one of the assessment conditions, such as the color of the vehicle body, the grade, the type of option, and the mileage.
[0066]
An element is the type of element in the assessment element. For example, when the assessment element is the “color” of the vehicle body, the element is the color type of the vehicle body, such as “white”, “silver”, “black”, and the like.
[0067]
The increase / decrease amount of the assessment element is the increase / decrease amount of the price set for each element. If it is a valuable element, it is increased, and if it is a low value element, it is not increased. For example, if the vehicle body color is “white”, the assessment element increase / decrease amount is “0 yen”, and if the vehicle body color is “silver”, the assessment element increase / decrease amount is “50,000 yen”. The increase / decrease amount is added to or subtracted from the average reference price of the assessment to calculate the assessment reference price.
[0068]
Next, data stored in the second element master 18 will be described.
[0069]
FIG. 6 shows an example of data stored in the second element master 18 according to the present embodiment. The second element master 18 stores evaluation points associated with all items of the target vehicle information in order to score the target vehicle information.
[0070]
For example, when the vehicle year is “2003”, the evaluation score is 10 points, and when it is “1997”, the evaluation score is −5 points. In addition, if no option is attached, the evaluation score is -5 points, and if the navigation and air conditioner are attached, the evaluation score is 10 points. Similarly, if the travel distance is less than 5,000 km, the evaluation score is 10 points, and if the travel distance is 50,000 km to 99,999 km, the evaluation score is −10 points.
[0071]
If the remaining number until the vehicle inspection deadline is 12 months or more, the evaluation score is 10 points, and if there is no remaining number until the vehicle inspection time limit, the evaluation score is -10 points.
[0072]
Further, the second element master 18 also stores a score corresponding to the evaluation when the entire vehicle is evaluated in five stages. For example, when the overall evaluation of the vehicle is 5, the evaluation score is 10 points, and when the evaluation is 3.5, the evaluation score is -5 points.
[0073]
By applying the target vehicle information to these items, the evaluation score of the vehicle to be assessed is calculated.
[0074]
The above is the data in each master constructed in the storage device 8 of the assessment server 3 according to the present embodiment.
[0075]
(Processing flow)
Next, the flow of the assessment evaluation process of this embodiment will be described.
[0076]
7 and 8 show flowcharts of the assessment evaluation process of the present embodiment. In performing the assessment evaluation process, the assessment server 3 starts an assessment evaluation processing program.
[0077]
First, the assessment server 3 receives an assessment request for a used vehicle from the user terminal 5 (S01). The assessment request may be made by e-mail or by telephone with an operator. When it is decided to receive the assessment request, the user takes the used vehicle to an assessment company that manages the assessment server 3.
[0078]
When the assessor (assessment server 3) receives the assessment request, it obtains assessment market price information regarding the vehicle for which the assessment request has been made. The assessment server 3 accesses the auction management server 4 that manages information related to used vehicle auctions via the network.
[0079]
Then, the assessor downloads the assessing market price information from the auction management server 5 (S02). The assessment server 3 stores the assessment market information acquired from the management server 4 in the assessment market information master 15.
[0080]
Next, the assessor assesses the used vehicle by a professional assessor. The assessor checks the state of the vehicle for which the assessment request has been made and records the check result in the target vehicle information master 16 of the assessment server 3 (S03). The keyboard 9 is used for this input.
[0081]
For example, the check result can be input by displaying a screen (not shown) for inputting the assessment result on the display 11 of the assessment server 3. On this screen, an image of a used vehicle to be assessed is displayed.
[0082]
If there are scratches or dents on the used vehicle that has been checked, the assessor puts a check mark or the like on the part of the image corresponding to the part with the actual scratches or dents and inputs the damage information. It should be noted that it is preferable to change the color and shape of the check mark with different damage states such as scratches and dents.
[0083]
When inputting damage information with a mouse (not shown), a guide list for selecting an evaluation category such as “damaged site”, “dent, scratch” is displayed. The assessor selects and inputs damage information from this guide list.
[0084]
When the input of the target vehicle information is completed, the assessment evaluation processing program performs the process of extracting the assessment market price information according to the input target vehicle information (S04). In this extraction process, data of the same vehicle type and the same evaluation as the used vehicle to be assessed are extracted from the assessed market price information master 15 shown in FIG. That is, when the evaluation of the used vehicle requested to be assessed is “4”, information on the vehicle with the evaluation of “4” is extracted from the assessment market price information master 15.
[0085]
When the assessment market price information is extracted, an assessment standard price, which is an assessment standard, is calculated based on the information (S05).
[0086]
FIG. 9 shows a table summarizing the calculation of the assessment standard price. For example, it is assumed that there are three pieces of extracted quote market information, and the successful bid price is 762,000 yen for the first case, 577,000 yen for the second case, and 792,000 yen for the third case. Further, it is assumed that the increase / decrease amount of these assessment elements is “+50,000 yen” for the first case, “0 yen” for the second case, and “+50,000 yen” for the third case.
[0087]
When these increase / decrease factors are added to the winning bid, the first case is “712,000-50,000 = 762,000” and the second case is “577,000 + 0 = 577,000”. “742,000 + 50,000 = 792,000”. These values are referred to as a successful bid reference price.
[0088]
By adding these and dividing by the number (3) of the extracted market price information, the standard price for assessment (assessment standard information) is calculated. That is, the assessment reference price of 710,333 yen is calculated from the arithmetic expression “(762,000 + 577,000 + 792,000) / 3”. The calculation result may be rounded by rounding up, rounding down, or rounding. In addition, the median value or the mode value may be used as the assessment reference price instead of the arithmetic average as described above.
[0089]
Next, the assessment evaluation processing program calculates a deviation value of the successful bid reference price of the estimated market price information extracted from the calculated evaluation reference price (S06). For example, a successful bid reference price higher than the assessed reference price has a higher deviation value, and a successful bid reference price lower than the assessed reference price has a lower deviation value. Here, the range of the deviation value is determined, and those of the assessment reference price having the deviation value outside the range are excluded.
[0090]
Then, the assessment evaluation processing program calculates an assessment price (assessment evaluation information) based on the calculated assessment reference price (S07). The assessment price is calculated by comparing the target vehicle information of the used vehicle that is the subject of the assessment with the elements stored in the second assessment element master 18 (S08).
[0091]
For example, in this embodiment, as shown in FIG. 4, the vehicle information to be assessed includes the model “QU14”, the year “12 years”, the displacement “1.8”, and the grade name “Legrand Eprise”. , Option “AC, Navi”, travel distance “5,000 km”, color “silver”, vehicle inspection “none”, and evaluation “4”.
[0092]
When this information is compared with the elements of the second assessment element master 18, the year “12 years” has an evaluation score of “0”, the option “AC, Navi” has an evaluation score of “5”, and a travel distance of “5,000 km”. The evaluation score is “10”, the color “silver” is the evaluation score “5”, the vehicle inspection “none” is the evaluation score “−10”, and the evaluation “4” is the evaluation score “0”. When these evaluation scores are added, it becomes “0 + 5 + 10 + 5 + (− 10) + 0 = 10”, and the evaluation score of the used vehicle to be assessed is 10.
[0093]
Then, the calculated increase / decrease amount is calculated by setting the calculated evaluation score to 5,000 yen. Then, an increase / decrease amount of “10 points × 5,000 yen = 50,000 yen” is calculated. This increase / decrease amount is added to the calculated assessment base price. That is, “710,000 yen + 50,000 yen = 760,000 yen”. With this calculation formula, the appraised price of a used vehicle requested by the user is “760,000 yen”.
[0094]
Next, the assessment evaluation processing program is a graph in which the calculated assessment standard information (including the assessment standard price) is graphed with the graph of the target vehicle information of the vehicle to be assessed. Is created (S09).
[0095]
FIG. 10 shows a graph A in which the assessment standard information and the target vehicle information are superimposed. Graph A is a radar chart in which evaluation score values between a plurality of assessment items are connected by a thick line. The assessment items are “year”, “evaluation”, “vehicle inspection remaining period”, “color”, “travel distance”, and “option”.
[0096]
In addition, the circle drawn with a broken line in the center shows the assessment criteria information on the graph as the assessment criteria. Since the assessment standard information is a standard, the score is 0.
[0097]
Further, the assessment evaluation processing program gives color information to the data portion of the graph indicating the target vehicle information protruding from the circle indicating the assessment standard information. By this processing, it is possible to color an assessment item that exceeds the assessment standard in the target vehicle information. Thereby, the difference between the assessment standard information and the target vehicle information can be confirmed at a glance.
[0098]
At this time, in order to make it easy to identify the difference between the target vehicle information and the assessment standard, a portion where the target vehicle information and the assessment standard are not superimposed may be displayed in a three-dimensional manner or blinking on the display. .
[0099]
Then, the assessment evaluation processing program displays this graph A on the display 11 of the assessment server 3 (S10). The user who has visited the assessor can judge the validity of the presented assessment result by viewing the graph A displayed on the display.
[0100]
Further, the assessment evaluation processing program may transmit the graph A and the assessment price to the user terminal 5 together. Thereby, the user can confirm the assessment result from the user terminal 5.
[0101]
In addition, by displaying the assessment standard information and the target vehicle information on the graph, the user can compare the state of his vehicle with the assessment standard and find out how much difference there is. This makes it possible to reduce the user's anxiety about the calculated assessment amount as much as possible.
[0102]
(Modification)
FIG. 11 shows a graph B in which the assessment standard information and the target vehicle information are superimposed. The graph B is a bar graph in which the vertical axis is the evaluation score and the horizontal axis is the assessment item. The evaluation score of the assessment standard (information) is indicated by a broken line. The bar graph where the evaluation information of the target vehicle exceeds the evaluation score of the assessment standard is painted in a color that is easy to identify, such as red. By coloring in this way, the user can quickly identify an assessment item that exceeds the assessment criteria.
[0103]
【The invention's effect】
As described above, according to the present invention, it is possible to provide an assessment evaluation processing method, an assessment evaluation processing program, and an assessment evaluation processing system that can easily disclose the legitimacy of assessment contents.
[Brief description of the drawings]
FIG. 1 is a conceptual diagram of an assessment evaluation processing system according to the present embodiment.
FIG. 2 is a hardware configuration diagram of an assessment server according to the present embodiment.
FIG. 3 is an image diagram of an assessment market price information master according to the present embodiment.
FIG. 4 is an image diagram of a target vehicle information master according to the present embodiment.
FIG. 5 is an image diagram of a first assessment element master according to the present embodiment.
FIG. 6 is an image diagram of a second element master according to the present embodiment.
FIG. 7 is a flowchart showing an assessment evaluation process according to the present embodiment.
FIG. 8 is a flowchart showing an assessment evaluation process according to the present embodiment.
FIG. 9 is a table summarizing the assessment reference price calculation according to the present embodiment.
FIG. 10 is a graph A according to the present embodiment.
FIG. 11 is an example of a normal vehicle development view.
FIG. 12 is a graph B according to the present embodiment.
[Explanation of symbols]
1 assessment evaluation processing system
2 network
3 assessment servers
4 Auction management server
5 User terminal
6 CPU
7 Main memory
8 Storage device
9 Keyboard
10 Output device
11 Display
12 Communication device
13 Bus
14 CD-ROM drive device
15 Assessment Market Information Master
16 Target vehicle information master
17 First assessment element master
18 Second assessment element master

Claims

Receiving vehicle market price assessment information in the market;
Storing the market assessment information;
This includes target vehicle information related to the vehicle to be assessed , including information on damage to the vehicle to be assessed, which is entered by checking the damaged part of the used vehicle subject to assessment in the image and selecting a damage state from the list. Receiving target vehicle information;
Storing the target vehicle information;
Calculating assessment criteria information that is an assessment standard from the market assessment information;
Calculating assessment price information of the assessment target vehicle from the assessment criteria information and the target vehicle information;
Outputting comparison information between the assessment criteria information and the target vehicle information ;
Outputting the assessment standard price information calculated in the step of calculating the assessment standard information and the assessment price information;
An assessment evaluation processing method that can be executed by a computer,
Calculating the assessment criterion information, extracts the market assessment information corresponding to the subject vehicle information from the market assessment information, the contract price included in the extracted phase Ba査 constant information, the extracted rate assessment The above-mentioned assessment is made by adding the increase / decrease amount of the assessment elements set for each type of information , such as model, year, displacement, grade name, option type, mileage, body color, vehicle inspection timing, or evaluation score Calculating the base price information,
Step of calculating the assessment price information of the assessment subject vehicle is included in the previous Symbol Target vehicle information, model, year, exhaust quantity, grade name, option type, mileage, body color, inspection time, evaluation and each element of the score, assessed by the and elements master storing scores as a reference of assessment given to each element by matching calculating an evaluation score of the assessment target vehicle, to convert the evaluation scores of the amount calculating an increase or decrease amount includes the step of calculating the assessment price information by adding the assessment increase or decrease amount to the assessment criteria price information,
In the step of outputting the comparison information, the comparison information includes a graph in which evaluation score values between a plurality of assessment items are connected with lines, in which differences between the assessment standard information and the target vehicle information are superimposed so as to be easily compared. Including the step of outputting as
Assessment assessment processing method.

An assessment server that assesses vehicles
Receiving vehicle market price assessment information over the network,
Storing the market assessment information;
This includes target vehicle information related to the vehicle to be assessed , including information on damage to the vehicle to be assessed, which is entered by checking the damaged part of the used vehicle subject to assessment in the image and selecting a damage state from the list. Receiving target vehicle information;
Storing the target vehicle information;
Calculating assessment criteria information that is an assessment standard from the market assessment information;
Calculating assessment price information of the assessment target vehicle from the assessment vehicle information based on the assessment criteria information;
Outputting comparison information between the assessment criteria information and the target vehicle information ;
Outputting the assessment standard price information calculated in the step of calculating the assessment standard information and the assessment price information;
An assessment evaluation processing method for executing
Calculating the assessment criterion information, extracts the market assessment information corresponding to the subject vehicle information from the market assessment information, the contract price included in the extracted phase Ba査 constant information, the extracted rate assessment The above-mentioned assessment is made by adding the increase / decrease amount of the assessment elements set for each type of information, such as model, year, displacement, grade name, option type, mileage, body color, vehicle inspection timing, or evaluation score Calculating the base price information,
Step of calculating the assessment price information is included in the previous Symbol Target vehicle information, model, year, the amount of exhaust, grade name, option type, mileage, body color, inspection time, each element of the evaluation scores And the element master that stores the number of points assigned to each element, which is the standard for assessment, calculates the evaluation score of the vehicle to be assessed, and calculates the increase / decrease amount of the assessment by converting the evaluation score to the amount of money And calculating the appraisal price information by adding the appraisal increase / decrease amount to the appraisal reference price information ,
In the step of outputting the comparison information, the comparison information includes a graph in which evaluation score values between a plurality of assessment items are connected with lines, in which differences between the assessment standard information and the target vehicle information are superimposed so as to be easily compared. Including the step of outputting as
Assessment assessment processing method.

The step of outputting the comparison information includes:
Charting the assessment criteria information;
Charting the target vehicle information;
A step of superimposing each of the charted information;
Outputting the superimposed chart;
The assessment evaluation processing method according to claim 1 or 2, comprising:

4. The method according to claim 3 , further comprising the step of providing an identification means at a data location of the assessment evaluation information chart deviating from the assessment criteria information chart when the assessment criteria information chart and the target vehicle information chart are superimposed. Assessment assessment processing method.

4. The method according to claim 3 , further comprising the step of: adding color information to a data location of the assessment evaluation information diagram deviating from the assessment criteria information diagram when the assessment criteria information diagram and the target vehicle information diagram are superimposed. 4. Assessment evaluation processing method according to 4.

The assessment evaluation processing method according to any one of claims 1 to 5, wherein the market price assessment information includes a step of receiving the successful bid information from a management server that manages successful bid information of vehicle auctions connected via a network.

The assessment standard information includes assessment standard price information calculated from successful bid price information at a vehicle auction corresponding to the vehicle to be assessed,
The assessment evaluation information includes assessment price information of the vehicle to be assessed,
The step of outputting the assessment standard price information and the assessment price information includes:
Charting the assessed price information;
Charting the assessed reference price information;
A step of superimposing each price information represented in a chart;
Outputting the superimposed chart;
The assessment evaluation processing method according to any one of claims 1 to 6, comprising:

On the computer that assesses the vehicle,
Receiving market assessment information in the vehicle market via a network;
Storing the market assessment information;
This includes target vehicle information related to the vehicle to be assessed , including information on damage to the vehicle to be assessed, which is entered by checking the damaged part of the used vehicle subject to assessment in the image and selecting a damage state from the list. Receiving target vehicle information;
Storing the target vehicle information;
Calculating assessment criteria information that is an assessment standard from the market assessment information;
Calculating assessment price information of the assessment target vehicle from the assessment vehicle information based on the assessment criteria information;
Outputting comparison information between the assessment criteria information and the target vehicle information ;
Outputting the assessment standard price information calculated in the step of calculating the assessment standard information and the assessment price information;
An assessment evaluation processing program for executing
Calculating the assessment criterion information, extracts the market assessment information corresponding to the subject vehicle information from the market assessment information, the contract price included in the extracted phase Ba査 constant information, the extracted rate assessment The above-mentioned assessment is made by adding the increase / decrease amount of the assessment elements set for each type of information , such as model, year, displacement, grade name, option type, mileage, body color, vehicle inspection timing, or evaluation score Calculating the base price information,
Step of calculating the assessment price information of the assessment subject vehicle is included in the previous Symbol Target vehicle information, model, year, exhaust quantity, grade name, option type, mileage, body color, inspection time, evaluation By comparing each element of the score with the element master storing the evaluation score that is given to each element and serving as an assessment reference, calculating the evaluation score of the vehicle to be assessed, and converting the evaluation score into an amount of money calculating the assessment decrease amount, comprising the step of calculating the assessment price information by adding the assessment increase or decrease amount to the assessment criteria price information,
In the step of outputting the comparison information, the comparison information includes a graph in which evaluation score values between a plurality of assessment items are connected with lines, in which differences between the assessment standard information and the target vehicle information are superimposed so as to be easily compared. Including the step of outputting as
Assessment assessment processing program.

The step of outputting the comparison information of the assessment evaluation processing program,
Charting the assessment criteria information;
Charting the target vehicle information;
A step of superimposing each of the charted information;
Outputting the superimposed chart;
The assessment evaluation processing program according to claim 8, wherein:

A receiving means for receiving vehicle market price assessment information in the market;
A market assessment information storage means for storing the market assessment information;
This includes target vehicle information related to the vehicle to be assessed , including information on damage to the vehicle to be assessed, which is entered by checking the damaged part of the used vehicle subject to assessment in the image and selecting a damage state from the list. A receiving means for receiving the target vehicle information;
Target vehicle information storage means for storing the target vehicle information;
Standard calculation means for calculating assessment standard information that is a standard for assessment from the market assessment information,
An evaluation calculation means for calculating assessment price information of the assessment target vehicle from the assessment criteria information and the target vehicle information;
Output means for outputting comparison information between the assessment standard information and the target vehicle information ;
An assessment standard price information calculated by a standard calculation means for calculating the assessment standard information and an output means for outputting the assessment price information;
An assessment evaluation processing system comprising:
The reference calculation means, each element of the market assessment extracts market assessment information corresponding to the subject vehicle information from the information, the contract price included in the extracted phase Ba査 constant information, the extracted market assessment information The above-mentioned assessment reference price information is added by adding the increase / decrease amount of the assessment element set for the model, year, displacement, grade name, option type, mileage, body color, vehicle inspection time, or evaluation score. Including means for calculating,
Evaluation calculating means for calculating the assessment price evaluation information of the assessment subject vehicle is included in the previous Symbol Target vehicle information, model, year, exhaust quantity, grade name, option type, mileage, body color, vehicle inspection The evaluation score of the vehicle to be assessed is calculated by comparing each element of time and evaluation score with the element master that stores the evaluation score that is given to each element and becomes the standard for assessment, and the evaluation score is converted into an amount of money assessment decrease amount calculated by including the means for calculating the assessment price information by adding the assessment increase or decrease amount to the assessment criteria price information,
The output means for outputting the comparison information includes a graph in which evaluation score values between a plurality of assessment items are connected with lines, in which the difference between the assessment standard information and the target vehicle information is superimposed so as to be easily compared. Including means for outputting as information,
Assessment assessment processing system.

A receiving means for receiving the market assessment information from a management server connected via a network and managing the market assessment information in the vehicle market;
A market assessment information storage means for storing the market assessment information;
This includes target vehicle information related to the vehicle to be assessed , including information on damage to the vehicle to be assessed, which is entered by checking the damaged part of the used vehicle subject to assessment in the image and selecting a damage state from the list. A receiving means for receiving the target vehicle information;
Target vehicle information storage means for storing the target vehicle information;
Standard calculation means for calculating assessment standard information that is a standard for assessment from the market assessment information,
An evaluation calculation means for calculating the assessed price information of the assessment target vehicle from the target vehicle information based on the assessment criteria information;
Output means for outputting comparison information between the assessment standard information and the target vehicle information ;
An assessment standard price information calculated by a standard calculation means for calculating the assessment standard information and an output means for outputting the assessment price information;
An assessment evaluation processing system comprising:
The reference calculation means, each element of the market assessment extracts market assessment information corresponding to the subject vehicle information from the information, the contract price included in the extracted phase Ba査 constant information, the extracted market assessment information The above-mentioned assessment reference price information is added by adding the increase / decrease amount of the assessment element set for the model, year, displacement, grade name, option type, mileage, body color, vehicle inspection time, or evaluation score. Including means for calculating,
Evaluation calculating means for calculating the assessment price evaluation information of the assessment subject vehicle is included in the previous Symbol Target vehicle information, model, year, exhaust quantity, grade name, option type, mileage, body color, vehicle inspection The evaluation score of the vehicle to be assessed is calculated by comparing each element of time and evaluation score with the element master that stores the evaluation score that is given to each element and becomes the standard for assessment, and the evaluation score is converted into an amount of money assessment decrease amount calculated by including the means for calculating the assessment price information by adding the assessment increase or decrease amount to the assessment criteria price information,
The output means for outputting the comparison information includes a graph in which evaluation score values between a plurality of assessment items are connected with lines, in which the difference between the assessment standard information and the target vehicle information is superimposed so as to be easily compared. Including means for outputting as information,
Assessment assessment processing system.

The output means for outputting the comparison information includes
A standard chart creation means for charting the assessment standard information;
An evaluation chart creating means for charting the target vehicle information;
Superimposing means for superimposing the information represented in a diagram;
An output means for outputting the superimposed chart;
The assessment evaluation processing system according to claim 10 or 11, comprising: