JP3598436B2 - Payment Method - Google Patents

Description

[0001]
TECHNICAL FIELD OF THE INVENTION
The present invention relates to a method for paying a fee generated when browsing paid information, downloading paid data, purchasing a product, etc. on a paid information providing site established on a computer network or a homepage of a virtual store site from a telephone company. And a payment method using a computer system in place of the payment system.
[0002]
[Prior art]
As is well known, in recent years, mobile phones including PHS have become widespread, and in addition to the original usage of the phones, the mobile phones are connected to the Internet via a telephone company, and are set up on a computer network connected to the Internet. How to access information providing sites, virtual store sites, etc., browse paid information on the homepage of a paid information providing site (hereinafter simply referred to as “HP”), download paid data, It is also used for purchasing products. The usage fee generated by these usage methods is a system in which the telephone company charges together with the telephone usage fee.
[0003]
The system will be described in detail with reference to the drawings.
[0004]
FIG. 31 is a block diagram showing the current state of a computer network that can be used by a user who owns a mobile phone. Reference numeral 1 denotes a mobile phone having a function of connecting to the Internet and accessing the Web. Reference numeral 1 denotes a display unit 1a for browsing the web, an input unit 1b for inputting characters and symbols, and an enter key for confirming a character string input from the input unit 1b or selecting an item. 1c, which has a function of starting a browser and a function of transmitting and receiving data in response to execution of a CGI (Common Gateway Interface) program on a WWW (World Wide Web) server. Reference numeral 2 denotes a telephone company that owns a telephone line network 3 and a DNS (Domain Name System) server (not shown) that can be used by the mobile phone 1. The telephone company 2 is a subscriber database of the mobile phone 1. 4 and a chargeable link management server 5 that manages the usage fee generated by accessing the paid information providing HP, the virtual store HP, and the like where the telephone company 2 charges the usage fee. The control device for the original use of the mobile phone is omitted.) Reference numeral 6 denotes a user who owns the mobile phone 1. The data of the user 6 corresponds to the telephone number assigned to the mobile phone 1 of the user 6, the name and address of the user 6, the account number of the bank, and the like. Thus, the charge data of the usage fee corresponding to the user data recorded in the subscriber database 4 is constructed in the subscriber database 4, and the data of the information provider who has opened the pay information providing HP, The chargeable link management server 5 is configured to correspond to the data of the virtual store manager who has established the virtual store HP. Reference numeral 7 denotes the Internet network. The Internet network 7 and the telephone line network 3 are connected via a DNS server of the telephone company 2. Reference numeral 8 denotes the information provider that has established the pay information providing HP that can be used by the mobile phone 1 on an Internet network 7 via a provider (not shown). A computer terminal 9 is connected to the Internet network 7. Reference numeral 10 denotes the virtual shop manager who has established the virtual shop HP usable on the mobile phone 1 on the Internet 7, and the WWW server 11 owned by the virtual shop manager 10 is connected to the Internet 7. It is connected.
[0005]
In the current computer network, the user 6 inputs the URL (Uniform Resource Locator) of the HP from the input unit 1b of the mobile phone 1, or presses the enter key 1c from the menu screen registered in the mobile phone 1. For example, by sequentially selecting and confirming, a paid information providing HP of the information provider 8 that has contracted with the telephone company 2 to charge the usage fee, or a virtual store that has also contracted to charge the usage fee. If the manager 10 connects to the virtual store HP and displays an intention to view pay information, download pay data, or purchase a product, the mobile phone 1 is once connected to the telephone company 2 and used for charging. After it is determined in the link management server 5 whether or not the HP address is a charging target, the user 6 is associated with the data of the information provider 8 or the data of the virtual shop manager 10. After you charge a usage fee to the phone use fee, the pay information providing HP, or, what was the intention display said is again connected to the virtual store HP is adapted to be executed. Then, the telephone company 2 bills the user 6 together with the telephone fee based on the data constructed in the subscriber database 4 and the chargeable link management server 5, and uses the information provider 8 and the virtual store management. In this system, the telephone company 2 pays the usage fee to the user 10.
[0006]
[Problems to be solved by the invention]
As described above, since the telephone company 2 charges the use fee, the information provider 8 and the virtual shop manager 10 must make a contract with the telephone company 2 to charge the use fee. There are a large number of information providers 8 and virtual store managers 10 waiting for a contract, and this is a major obstacle in commercial transactions using a computer network. In addition, there is a problem that even if a contract is made with one telephone company 2, pay information or the like cannot be provided to the owner of a mobile telephone using a telephone line network of a plurality of other telephone companies.
[0007]
Therefore, the present inventor can view paid information, download paid data, purchase a product, etc., even if the information provider, the virtual shop manager, etc. do not make a contract with the telephone company to charge a usage fee. As a technical issue, to provide a settlement method that can receive the payment generated at the time of the event, as a result of repeated research and experiments to achieve the realization, the authentication information administrator paid a usage fee with the telephone company. Holds a billing target HP address for which a conventional billing contract has been concluded, and browses paid information, downloads paid data, or sells goods at the paid information providing website of the information provider or the virtual shop website of the virtual shop manager. The information is generated based on the user who has indicated the intention of the purchase or the like and the price thereof, and the information is displayed on the paid information providing HP or the virtual store HP which has indicated the intention, and the information is transmitted from the mobile phone. By doing so, if a commercial transaction is established between the user and the information provider or the virtual shop manager via the authentication information associated with the HP address to be charged the same amount as the price, the information provider, Even if the virtual store manager etc. does not make the conventional contract with the telephone company, the knowledge that the usage fee received from the telephone company can be paid to the information provider, the virtual store manager, etc. can be obtained, The above technical task has been achieved.
[0008]
In addition, a display unit capable of web browsing similar to the mobile phone, an input unit capable of inputting characters, symbols, and the like, and a character string input from the input unit are determined or items are selected. A stationary telephone installed in a general home or office or the like having a function of starting a browser with a key and a function of transmitting and receiving data in response to execution of a CGI program on a WWW server. In the specification, simply referred to as a "telephone" and distinguished from a mobile phone.) Even when connecting from a mobile phone, the usage fee received from the telephone company subscribed by the user who has indicated the intention to purchase paid information and the like is also used. The knowledge that payment can be made to an information provider, a virtual shop manager, and the like has been obtained, and the above technical problem has been achieved.
[0009]
[Means for Solving the Problems]
The technical problem can be solved by the present invention as described below.
[0010]
A payment method according to the present invention is a payment method for performing payment via a payment management server connected to a computer network for a fee generated when purchasing paid information or the like provided on a homepage established on a computer network. Inputting unique information for specifying a provider such as pay information and the price of the pay information to a payment management server via a computer network; and Causing the payment management server to input unique information identifying the user through the computer network, and the payment management server paying and using the paid information or the like indicating the intention of the user to purchase by the intention display information generating means. Generating intention information for identifying the intention based on the unique information for identifying the person; The management server transmits the intention display information to the user who has made the intention via a computer network, and connects the intention display information by connection from a mobile phone owned by the user who has made the intention display. Causing the payment management server to input the information, wherein the payment management server charges the telephone company that owns the telephone network that can be used by the mobile phone when the intention indication information is received, to a usage fee equal to the price. Prompting the payment management server to charge the usage fee to the telephone usage fee. Charged notification Generating authentication information that can purchase the pay information or the like based on the usage fee charged to the user who has indicated the intention by the authentication information generation means, and the payment management server Transmitting to the mobile phone.
[0011]
Further, the settlement method according to the present invention setstle the price generated when purchasing paid information or the like provided on a homepage established on a computer network via a settlement management server connected to the computer network. A payment method, comprising the steps of: inputting unique information for specifying a provider such as pay information and a price of the pay information to a payment management server via a computer network; and displaying an intention to purchase the pay information and the like. Causing the payment management server to input unique information identifying the user through the computer network, and the payment management server paying for the paid information or the like indicating the user's intention to purchase by the intention display information generating means. Generating intention indication information for identifying the intention based on the unique information for identifying the user; and A step in which the payment management server transmits the intention display information to the user who has made the intention via a computer network, and the connection of the intention display information by a telephone owned by the user who made the intention display. Making the payment management server input the payment management server; and, when receiving the intention indication information, prompting the telephone company to which the user has subscribed to charge a usage fee equal to the price. , The payment management server charges the usage fee to the telephone usage fee. Charged notification Generating authentication information that can purchase the pay information or the like based on the usage fee charged to the user who has indicated the intention by the authentication information generation means, and the payment management server Transmitting to the telephone.
[0012]
BEST MODE FOR CARRYING OUT THE INVENTION
Hereinafter, an embodiment showing an example of the present invention will be described with reference to the drawings.
[0013]
Embodiment 1 FIG.
[0014]
FIG. 1 is a block diagram of a computer network employing the settlement method according to the present embodiment, FIG. 2 is a hardware configuration diagram of an authentication information generation server shown in FIG. 1, and FIG. 3 is a memory configuration of a program storage unit shown in FIG. FIG. 4 is a diagram showing the data structure of the database for the applicant for authentication stored in the first auxiliary storage unit shown in FIG. 2, and FIG. 5 is a market HP provider stored in the second auxiliary storage unit shown in FIG. FIG. 6 is a diagram showing the data structure of the charging target HP address database stored in the third auxiliary storage unit shown in FIG. 2, and FIG. 7 is the market page number in the settlement method according to the present embodiment. 8 to 18 are flowchart diagrams illustrating an example of an execution program in the settlement method according to the present embodiment, and FIGS. FIG. 29 is an explanatory view of a screen displayed in the program shown in FIGS. 8 to 18, and FIG. 30 is a view for explaining an example of a settlement method. In these figures, the same reference numerals as those in FIG. The mobile phone 1, the telephone company 2, the telephone line network 3, the subscriber database 4 of the telephone company 2, the link management server 5 for charging the telephone company 2, the user 6 who owns the mobile phone 1, and the Internet network 7 This is the same as that in the current computer network shown in FIG. 31, and the description is omitted.
[0015]
Reference numeral 12 denotes an information provider (hereinafter, also referred to as an “HP creator”) that opens a pay information providing site HP (hereinafter, also referred to as a “market HP”) on the Internet 7 via a provider. It owns a mobile phone 1 and a computer terminal 9 that can use the telephone network 3 of the company 2. Reference numeral 13 denotes a virtual store manager (hereinafter, also referred to as “HP creator”) that opens a virtual store site HP (hereinafter, also referred to as “market HP”) on the Internet network 7. It has a mobile phone 1 and a WWW server 11 that can use the network 3. Reference numeral 14 denotes a user who owns the mobile phone 1 that can use the telephone line network 3, and the user 14 operates a pay information providing site HP or a virtual store site opened on the Internet 7 through a provider. Owns the computer terminal 9 that can be connected to the HP, and, like the user 6, the data of the user 14 is stored in the telephone number assigned to the mobile phone 1 of the user 14, the name, address, and transaction of the user 14. It is constructed in the subscriber database 4 of the telephone company 2 in correspondence with a bank account number and the like. In the case where the users 6 and 14 browse paid information, download paid data, purchase products, and the like at the paid information providing website of the information provider 8 and the virtual shop website of the virtual shop manager 10, In the same manner as described above, the data of the information provider 8 and the virtual shop manager who have a contract with the telephone company 2 for charging the usage fee corresponding to the user data recorded in the subscriber database 4. The chargeable link management server 5 is constructed in a state corresponding to the ten data.
[0016]
Reference numeral 15 denotes an authentication information manager that manages an authentication information generation server (payment management server) 16 having the hardware configuration shown in FIG. 2, and the authentication information manager 15 includes the information provider 8 shown in FIG. Similar to the party 10, the user has a contract with the telephone company 2 to charge a usage fee for each usage fee amount, and a charging target HP address (hereinafter simply referred to as an “HP address”) for each usage fee for which the charging contract has been made. ) Is built in the database for the billing target HP address of the authentication information generation server 16 described later, and the HP address is registered in the billing target link management server 5 of the telephone company 2. The authentication information generation server 16 is connected to the Internet 7 via a telephone line, and allows users 6 and 14 to view paid information, download paid data, Indication of purchase of goods (hereinafter, paid information, paid data, and goods, etc. are collectively referred to as “paid information, etc.” and actions such as browsing, downloading, and purchasing are also collectively referred to as “purchase”). In this case, market page number (hereinafter, also simply referred to as “page number”) data, which is intention indication information for specifying intention indication based on the information unique to the users 6 and 14 and the price of the paid information or the like, is transmitted. At the same time, by receiving the page number data from the mobile phone 1, the user can purchase paid information and the like associated with the HP address of the charged usage fee equal to the price. Broadcast (hereinafter, also referred to as a "certification number".) Is sending the data.
[0017]
As shown in FIG. 2, the authentication information generation server 16 includes a control device (intention display information generation means, authentication information generation means, authentication information generation means, generally called a central processing unit (CPU)) comprising a main storage unit, an operation unit, and a control unit. Generating means 17, a program storage unit 18 storing a settlement execution program shown in FIGS. 8 to 18, and users 6, 14 who have indicated intentions to purchase pay information providing HP, virtual shop HP pay information, and the like. Auxiliary storage unit (user storage means) 19 in which a database (user management database) for applicants for authentication, in which data relating to the authentication is recorded under the control of the control device 17, is stored. A second auxiliary storage unit (provider storage unit) 20 storing a market HP provider database (homepage provider management database) recorded under the control of the control device 17; An HP address database (homepage address management database) storing an HP address for each usage fee registered in the chargeable link management server 5 of the telephone company 2 and an HP corresponding to the HP address is stored. An OS level determines whether or not connection is possible between the auxiliary storage unit 21 and connection data from the mobile phone 1 or the computer terminal 9 and various data such as program files and data files created in an HP creation language such as shtml and hdml. , An input determination unit 22 that obtains a specific code of the mobile phone 1 from an environment variable, and an output determination unit 23 that controls whether various data can be output to the Internet 7 at an OS level.
[0018]
The control device 17 controls a program storage unit 18, first, second, and third auxiliary storage units 19, 20, and 21, an input determination unit 22, and an output determination unit 23, and stores a payment execution program from the program storage unit 18. Is read and executed to urge the HP establishers 12 and 13 to enter information specific to the HP establishers 12 and 13, a market HP address of the pay information and the like, and a price of the pay information and the like. By prompting the users 6, 14 who have indicated the intention to purchase the pay information, etc., to input unique information for identifying the users 6, 14 and receiving the intention display data for purchasing the pay information, etc. Based on the unique information data identifying the users 6 and 14 who have indicated the intention recorded in the database for the applicant for authentication and the price data such as the pay information recorded in the database for the market HP provider. The said intention The page number data to be specified is generated and recorded in the database for the applicant for authentication, and when the page number data is received from the mobile phone 1 owned by the user 6 or 14 who has indicated the intention, the mobile phone 1. Generate an authentication number that can be purchased by the telephone company 2 that owns the telephone network 3 that can be used in 1 and that can purchase the pay information and the like based on the same charge as the charge, and identify the users 6 and 14 The information is recorded in the database for the applicant for authentication in association with the unique information data, and the control is performed to establish a commercial transaction between the users 6, 14 and the HP establishers 12, 13 via the authentication number.
[0019]
As shown in FIG. 3, the program storage unit 18 stores a program data memory m1 storing the payment execution program data, information specific to the HP establishers 12 and 13, and a charge (hereinafter referred to as a "product price"). The registration number data memory m2 for temporarily storing registration information (hereinafter, also referred to as "registration number") data provided in correspondence with the registration information (hereinafter referred to as "registration number"), and the fee displayed on the market HP of the HP establishers 12 and 13. A product price data memory m3 for temporarily storing product price data of information (hereinafter also referred to as a "product name"), a current date / time data memory m4 for temporarily storing date / time data indicating an intention to purchase paid information, and the like; A page number data memory m5 for temporarily storing page number data is included.
[0020]
In the first auxiliary storage unit (user storage means, intention display information storage means) 19, as shown in FIG. 4, the authentication applicant database 24 storing data on the users 6, 14 is stored. The authentication applicant database 24 stores user-specific data such as “name” data, “address” data, “mobile phone number” data, “gender” data, and “birth date” data of users 6 and 14. Required information (specific information for identifying the user) data, “user registration number” data, “specific code” (or “identification code” instead of “specific code”) unique to the mobile phone, and “before use” “Market page number” data and “market page number after use” data, “authentication number” data and “authentication number issue date” data, “billing date” data, “HP address” data subject to accounting, and accounting It is configured to include settlement result data such as “product name” data and “product price” data corresponding to the usage fee, and other credit information data such as payment status of the usage fee.
[0021]
As shown in FIG. 5, the second auxiliary storage unit 20 stores the market HP provider database 25 in which data relating to the HP establishers 12 and 13 is recorded. , HP marketers 12 and 13, "market HP address" data, "operator name" data, "address" data, "mobile phone number" data, "transfer destination bank name" data, "account number" data, etc. Necessary information (specific information for specifying the provider) data unique to the HP establisher, a “specific code” (or “identification code” instead of the “specific code”) unique to the mobile phone, and “mail address” data, "Product name" data and "Product price" data, "Registration number" data, "User name" data and "ID" data, and other "user" data and "Product name" It is configured to include data and the settlement actual data such as "commodity price" data. Then, the market information data including the required information data, the “mail address” data, the “product name” data, and the “product price” data in the market HP provider database 25 is added under the control of the control device 17, The latest information is recorded by being updated by deletion, modification, and the like.
[0022]
As shown in FIG. 6, the third auxiliary storage unit 21 stores the HP address database 26. The HP address database 26 is registered in the chargeable link management server 5 of the telephone company 2. "HP address" data for each usage amount (for example, getdbzzz.htm for a 2,000 yen charge, getdczzz.htm for a 3,000 yen charge, etc.) "HP (authentication number display screen (see FIG. 28))" data. Each of the usage fees corresponds to the same price.
[0023]
In addition, the data is similarly constructed for a usage fee for which a telephone usage fee has been concluded with another telephone company.
[0024]
Next, the payment execution program will be described. Note that the mobile phone 1 owned by the user 6 is referred to as a mobile phone 106 for distinguishing it from other mobile phones 1, and the mobile phone 1 owned by the user 14 is referred to as a mobile phone for distinguishing it from other mobile phones 1. The mobile phone 1 is used as a telephone 114 to distinguish the mobile phone 1 owned by the information provider 12 from other mobile phones 1, and the mobile phone 1 owned by the virtual shop manager 13 is used as another mobile phone 1 The mobile phone 113 is used for distinction.
[0025]
The payment execution program includes the specific necessary information for identifying the HP establishers 12 and 13, the market HP address for providing the paid information, the product name (paid information, etc.) displayed at the address, the product price (price), and the like. The market registration processing program for registering in the market HP provider database 25 (see FIG. 8) and the required information of the users 6 and 14 who have indicated their intention to purchase paid information and the like are input by inputting the required information. An authentication request registration processing program (see FIGS. 15 and 17) for generating (page number) data and notifying the intention indication information to the users 6 and 14, and the intention indication information data transmitted from the mobile phones 106 and 114. After the billing by the telephone company 2 is completed, the authentication information providing process program generates the authentication information (authentication number) and notifies the users 6 and 14 of the authentication information. Beam (see FIG. 18), consisting of a satisfied monkey authentication program commerce between the user 6,14 and HP establisher 12, 13 via the authentication information (see FIG. 16).
[0026]
As shown in FIG. 9, the market registration processing program includes a new registration processing program (see FIGS. 10 and 11) for registering, in the market HP provider database 25, required information unique to the new HP establishers 12 and 13. ), A registration correction processing program (see FIGS. 12 and 13) for correcting and changing the required information and the like of the HP establishers 12 and 13 registered in the market HP provider database 25, and a market HP provider database A registration deletion processing program (see FIG. 14) for deleting necessary information and the like of the HP establishers 12 and 13 registered in 25 and canceling the registration is provided.
[0027]
The authentication request registration processing program includes a first authentication request registration processing program that is started when the user 14 connects to the market HP at the computer terminal 9 and indicates an intention to purchase paid information or the like of the market HP. (See FIG. 15), the second authentication request registration that is activated when the users 6, 14 connect to the market HP with the mobile phones 106, 114 and indicate that they intend to purchase paid information and the like of the market HP. A processing program (see FIG. 17) is provided.
[0028]
The authentication information providing program is executed when the users 6 and 14 connect to the authentication information generation server 16 using the mobile phones 106 and 114 and select the authentication information. Activated when the user selects the desired authentication information after the registration processing program.
[0029]
In the above-described authentication request registration processing program, the first authentication request registration processing program may be activated when accessed by the mobile phone 1 in the same manner as by the computer terminal 9.
[0030]
First, a case where the HP establishers 12 and 13 desire to register the market HP will be described.
[0031]
A window for the HP establishers 12 and 13 to connect to the authentication information generation server 16 of the authentication information manager 15 registered in the mobile phones 112 and 113 operates the input unit 1b and the decision key 1c of the mobile phones 112 and 113. Then, when displayed on the display unit 1a and clicked, or when connected to the authentication information generation server 16 of the authentication information manager 15 via the Internet network 7, the input determination unit 22 of the authentication information generation server 16 The connected mobile telephones 112 and 113 determine whether or not they are the mobile telephones 1 of the telephone company 2 to which the authentication information manager 15 has contracted to charge the usage fee. For example, after acquiring the specific codes of the mobile phones 112 and 113 from the environment variables received by the input determination unit 22 through the connection, the payment execution stored in the program data memory m1 of the program storage unit 18 is controlled by the control device 17. Step The program is read by the control device 17, and the payment execution program is executed. If the mobile phone is not the designated mobile phone 1, the connection is rejected by displaying the screen 1 (see FIG. 19). Further, the specific code (identification code) does not necessarily have to be obtained when the mobile phones 112 and 113 are connected.
[0032]
When the payment execution program is executed, as shown in FIG. 8, first, under the control of the control device 17, the output determination unit 23 sends any one of “authentication number request” and “market registration” to the mobile phones 112 and 113. Data for displaying a screen 2 (see FIG. 20 (a)) for selecting the item is transmitted (step s1). As a result, the screen 2 is displayed on the display section 1a of each of the mobile phones 112 and 113, and the HP establishers 12 and 13 operate the input section 1b and the enter key 1c to display the "authentication number request" and "market registration" on the screen 2. ". When the selection data is transmitted from the mobile phones 112 and 113 to the authentication information generation server 16 according to the selection by the HP establishers 12 and 13 and the input determination unit 22 receives the selection data, the control unit 17 controls the received selection data. Is determined (step s2), and if the selected data is “market registration”, the market registration processing program of the payment execution program is started under the control of the control device 17 (step s3), and FIG. As shown in FIG. 20, a screen 3 for selecting one of "new market registration", "market information correction" and "deletion of market information" from the output determination unit 23 to the mobile phones 112 and 113 ((b) of FIG. 20). Is transmitted (step s4). As a result, the screen 3 is displayed on the display unit 1a of each of the mobile phones 112 and 113, and the HP establishers 12 and 13 operate the input unit 1b and the enter key 1c to display “new market registration” and “market information”. Select "Modify" or "Delete Market Information". When the selection data is transmitted from the mobile phones 112 and 113 to the authentication information generation server 16 by the selection of the HP establishers 12 and 13 and the input determination unit 22 receives the selection data, the selection data received under the control of the control device 17 is transmitted. It is determined which one is the selected one (step s5), and if the selected data is “new market registration”, the new registration processing program of the market registration processing program is started under the control of the control device 17 (step s6).
[0033]
In the new registration processing program, as shown in FIGS. 10 and 11, first, the HP determiners 12 and 13 input the market HP address from which the pay information is provided to the mobile phones 112 and 113 from the output determination unit 23. Data for displaying the screen 4 (see FIG. 20 (c)) is transmitted (step s7). As a result, the screen 4 is displayed on the display unit 1a of each of the mobile phones 112 and 113, and the HP establishers 12 and 13 operate the input unit 1b and the enter key 1c to input the market HP address from the screen 4 and click the registration button. Click. When the market HP address data is transmitted from the mobile phones 112 and 113 to the authentication information generation server 16 by the operation of the HP establishers 12 and 13 and the input determination unit 22 receives the market HP address data, the control device 17 controls It is determined whether or not the received market HP address data has already been registered in the market HP provider database 25 of the second auxiliary storage unit 20 (step s8). The market HP address data is recorded in step 25 (step s9), and specific necessary information (for example, "operator's name", "address") for specifying the HP establishers 12, 13 is provided to the mobile phones 112, 113. , "Mobile phone number", "Transfer destination bank name", and "Account number") are transmitted to display screen 5 (see (d) of FIG. 20). That (step s10). As a result, the screen 5 is displayed on the display unit 1a of each of the mobile phones 112 and 113, and the HP establishers 12 and 13 operate the input unit 1b and the enter key 1c to input the required information from the screen 5 and click the registration button. Click. When the required information data is transmitted from the mobile phones 112 and 113 to the authentication information generation server 16 by the operation of the HP establishers 12 and 13 and the input determination unit 22 receives the required information data, the control unit 17 controls the required information data. The information data is recorded in the market HP provider database 25 in association with the market HP address (step s11), and if the specific code is obtained from the environment variable by the connection of the mobile phones 112 and 113 (step s12), the HP The specific code is also recorded in order to increase the accuracy of the required information input by the establishers 12 and 13 (step s13). When it is determined in step s12 that the specific code has not been obtained, and subsequent to step s13, the output determination unit 23 inputs the mail addresses of the HP establishers 12, 13 to the mobile phones 112, 113 (see FIG. 20 (see (e)) is transmitted (step s14). As a result, the screen 6 is displayed on the display unit 1a of each of the mobile phones 112 and 113, and the HP establishers 12 and 13 operate the input unit 1b and the enter key 1c to input a mail address from the screen 6 and click the registration button. click. When the mail address data is transmitted from the mobile phones 112 and 113 to the authentication information generation server 16 by the operation of the HP establishers 12 and 13 and the input determination unit 22 receives the mail address data, the mail is controlled by the control device 17. The address data is recorded in the market HP provider database 25 in association with the required information (step s15). Subsequently, the output determination unit 23 sends the data to the market HP of the HP establishers 12, 13 to the mobile phones 112, 113. To display a screen 7 (see (f) of FIG. 20) for inputting a product name (paid information or the like) provided by the user (step s16). As a result, the screen 7 is displayed on the display unit 1a of each of the mobile phones 112 and 113, and the HP establishers 12 and 13 operate the input unit 1b and the enter key 1c to input the product name from the screen 7 and click the registration button. click. When the product name data is transmitted from the mobile phones 112 and 113 to the authentication information generation server 16 by the operation of the HP establishers 12 and 13 and the input determination unit 22 receives the product name data, the product is controlled by the control device 17. The name data is recorded in the market HP provider database 25 in association with the market HP address (step s17), and the output determination unit 23 inputs the commodity amount (price) to the mobile phones 112 and 113 (FIG. 8). 20 (see (g)) is transmitted (step s18). As a result, the screen 8 is displayed on the display unit 1a of each of the mobile phones 112 and 113, and the HP establishers 12 and 13 operate the input unit 1b and the enter key 1c to input the commodity amount from the screen 8 and click the registration button. click. When the product price data is transmitted from the mobile phones 112 and 113 to the authentication information generation server 16 by the operation of the HP establishers 12 and 13 and the input determination unit 22 receives the product price data, the product is controlled by the control device 17. After the price data is recorded in the market HP provider database 25 in association with the product name (step s19), a unique registration number for specifying the product price of the product name is generated and stored in the market HP provider database 25. At the same time as recording (step s20), a user name and ID corresponding to the required information are generated and recorded in the market HP provider database 25 (step s21). Then, the output determination unit 23 transmits data for displaying the market information registration completion screen 9 (see (h) of FIG. 20) to the mobile phones 112 and 113 (step s22). As a result, the screen 9 is displayed on the display unit 1a of each of the mobile phones 112 and 113, and the HP establishers 12 and 13 operate the input unit 1b and the enter key 1c to click the OK button on the screen 9. When the click signals are transmitted from the cellular phones 112 and 113 to the authentication information generation server 16 by the operation of the HP establishers 12 and 13 and the input determination unit 22 receives the click signal, the market page number (intention display information) is displayed. A script for inputting necessary information specific to the user is attached to an e-mail in which a page address that can access a script for accessing the e-mail and the user name and ID are transmitted to the e-mail address (step s23). The registration processing program ends, and the process returns to step s1.
[0034]
In step s8, if the market HP address data has already been registered in the market HP provider database 25 of the second auxiliary storage unit 20, a screen notifying of registration etc. is displayed and the new registration processing program is interrupted. And jump to step s1.
[0035]
After step s19, step s22 is processed. When the screen 9 is displayed on the display unit 1a of the mobile phones 112 and 113, the OK button is clicked, and data indicating intention to approve the registration is input. Steps s20 and s21 may be processed by the reception by the determination unit 22, and the process may return to step s1. In this case, in steps s9 to s19, the market information input by the HP establishers 12 and 13 may be used. By temporarily storing the data in the program storage unit 18 and receiving the data indicating the intention to approve the registration, the market information data is recorded in the market HP provider database 25, and the steps s20 and s21 are processed. Often, when receiving the data of the intention to cancel the registration, delete the market information data stored in the program storage unit 18. It is sufficient to jump to step s1. The notification of the registration in step s23 may be performed at a later date.
[0036]
In the step s5 shown in FIG. 9, if the selected data is "market information correction", the registration correction processing program of the market registration processing program is started under the control of the control device 17 (step s24).
[0037]
In the registration correction processing program, first, as shown in FIGS. 12 and 13, the output determination unit 23 inputs the user name and ID notified to the HP establishers 12 and 13 to the mobile phones 112 and 113. Then, data for displaying the screen 10 (see FIG. 21A) to be transmitted is transmitted (step s25). As a result, the screen 10 is displayed on the display unit 1a of each of the mobile phones 112 and 113, and the HP establishers 12 and 13 similarly input the user name and ID from the screen 10 and click the registration button. When the user name data and the ID data are transmitted from the mobile phones 112 and 113 to the authentication information generation server 16 and the input determination unit 22 receives the user name data and the ID data, the control unit 17 controls the received user name data and the ID data. It is determined whether or not the ID data is present in the market HP provider database 25 of the second auxiliary storage unit 20 (step s26). If the ID data is present, it is determined whether or not the specific code is obtained (step s26). Step s27) If it is obtained, the specific code of the connected mobile phone 112, 113 is compared with the specific code corresponding to the user name and ID recorded in the market HP provider database 25 (Step s27). s28), following the case where it is determined in step s28 that it is satisfied and the case where it is determined in step s27 that the specific code has not been obtained, Transmits the data for displaying the screen 5 to enter a unique required information identifying the 設者 12 (step s29). Thus, the required information to be changed by the HP establishers 12 and 13 is input from the screen 5 displayed on the display unit 1a of the mobile phones 112 and 113, or the registration button is clicked as there is no corresponding item to be changed. When the input determination unit 22 receives the click signal, the control unit 17 determines whether required information has been input (step s30). The corresponding required information registered in the database 25 is searched, and the required information is corrected to the input required information and updated (step s31). When it is determined in step s30 that the required information has not been input, and after step s31, Then, data for displaying the screen 6 for inputting the mail addresses of the HP establishers 12 and 13 is transmitted (step s32). As a result, the e-mail address to be changed by the HP establishers 12 and 13 is input from the screen 6 displayed on the display unit 1a of the mobile phones 112 and 113, or the registration button is clicked as there is no corresponding item to be changed. When the input determination unit 22 receives the click signal, the control unit 17 determines whether a mail address has been input (step s33). If the mail address has been input, the control unit 17 controls the mail address. The e-mail address registered in the market HP provider database 25 is searched from the name, the e-mail address is corrected and updated to the input e-mail address (step s34), and it is determined in step s33 that the e-mail address has not been input. After the case and step s34, data for displaying the screen 11 (see FIG. 21 (b)) for inputting the market HP address and the product name is transmitted (step s35). As a result, the market HP address and / or the product name to be changed by the HP establishers 12 and 13 are input from the screen 11 displayed on the display unit 1a of the mobile phones 112 and 113, or the registration button is set as no corresponding item to be changed. click. When the input determination unit 22 receives the click signal, the control unit 17 determines whether the market HP address or the product name has been input (step s36). Under the control of the device 17, the market HP address and / or the product name registered in the market HP provider database 25 is searched from the user name, and the market HP address and / or the market HP address to which the product name is input are searched. And / or updates the product name (step s37), and if it is determined in step s36 that no input has been made, and after step s37, data for displaying the screen 8 for inputting the product price is transmitted (step s37). Step s38). As a result, on the screen 8 displayed on the display unit 1a of the mobile phones 112 and 113, the merchandise amount to be changed by the HP establishers 12 and 13 is input, or the registration button is clicked as there is no corresponding item to be changed. When the input determination unit 22 receives the click signal, the control unit 17 determines whether or not the product price has been input (step s39). If the input value has been input, the control unit 17 controls the product. The product price registered in the market HP provider database 25 is searched from the name, the product price is corrected to the input product price and updated (step s40), and it is determined in step s39 that the product price has not been input. After the case and step s40, data for displaying the screen 12 of the completion of the correction of the market information (see (c) of FIG. 21) is transmitted (step s41). As a result, the screen 12 is displayed on the display unit 1a of each of the mobile phones 112 and 113, and the OK button is clicked. When the input determination unit 22 receives the click signal, under the control of the control device 17, an e-mail describing the changed market information is transmitted to the e-mail addresses of the HP establishers 12 and 13 (step s42), and the registration correction processing program And returns to step s1.
[0038]
If the user name data and the ID data do not exist in the market HP provider database 25 of the second auxiliary storage unit 20 in the step s26, and it is satisfied by comparing with the specific code corresponding to the user name and the ID in the step s28. If not, a screen notifying that the information is incorrect is displayed, the registration correction processing program is interrupted, and the routine jumps to step s1.
[0039]
In the step s5 shown in FIG. 9, if the selected data is "delete market information", the registration deletion processing program of the market registration processing program is started under the control of the control device 17 (step s43).
[0040]
In the registration deletion processing program, as shown in FIG. 14, first, data for displaying the screen 10 for inputting a user name and an ID is transmitted (step s44). As a result, the user enters a user name and ID from the screen 10 displayed on the display unit 1a of the mobile phones 112 and 113, and clicks a registration button. When the user name data and the ID data are transmitted from the mobile phones 112 and 113 to the authentication information generation server 16 and the input determination unit 22 receives the user name data and the ID data, the control unit 17 controls the received user name data and the ID data. It is determined whether or not the ID data exists in the market HP provider database 25 of the second auxiliary storage unit 20 (step s45). If the ID data does exist, it is determined whether or not the specific code has been obtained (step s45). (Step s46) If it is obtained, the specific code of the connected mobile phone 112, 113 is compared with the specific code corresponding to the user name and ID recorded in the market HP provider database 25 (Step s46). s47), following the case where it is determined in step s47 that it is satisfied and the case where it is determined in step s46 that the specific code has not been obtained, It transmits the data for displaying the screen 6 to enter the email address of 設者 12 (step s48). As a result, the HP establishers 12 and 13 enter their e-mail addresses on the screen 6 displayed on the display unit 1a of the mobile phones 112 and 113, and click the registration button. When the e-mail address data is transmitted from the mobile phones 112 and 113 to the authentication information generation server 16 and the input determination unit 22 receives the e-mail address data, the received e-mail address data is replaced with the user name and ID under the control of the control device 17. It is determined whether the mail address is the same as the correspondingly recorded mail address (step s49). If the mail address is satisfied, the output determination unit 23 determines whether to delete the data to the mobile phones 112 and 113. Data for displaying a screen 13 (see FIG. 22 (a)) for inputting an intention display is transmitted (step s50). As a result, the HP establishers 12, 13 click either the "YES" or "NO" button on the screen 13 displayed on the display unit 1a of the mobile phones 112, 113. When the input determination unit 22 receives the click signal, the control unit 17 determines whether the data is "YES" or "NO" (step s51). The deletion flag is set in the corresponding market information data of the market HP provider database 25 (step s52), and the output determination unit 23 informs the mobile phones 112 and 113 of the completion of the deletion work on the screen 14 ( Data for displaying (see FIG. 22B) is transmitted (step s53), and the process returns to step s1.
[0041]
If the user name data and the ID data do not exist in the market HP provider database 25 of the second auxiliary storage unit 20 in the step s45, if the specific code is not satisfied in the step s47, the mail addresses are not the same in the step s49. In the case and in step s51, if the data is the intention indication (“NO”) data not to delete the market information, the data for displaying the screen 15 (see FIG. 22C) notifying that the deletion operation has been interrupted is transmitted. Then, after the screen 15 is displayed on the display unit 1a of the mobile phones 112, 113 (step s54), the registration start processing program is interrupted by the HP establishers 12, 13 clicking the registration button on the screen 15. Jump to step s1.
[0042]
The deletion of the market information is performed based on the flag after all the settlement operations are completed.
[0043]
In addition, when the HP establishers 12 and 13 perform market registration at the computer terminal 9, the same processing can be executed by changing the steps specific to the mobile phone.
[0044]
As described above, by registering the market information of the HP establishers 12 and 13 in the database 25 for the market HP provider in the second auxiliary storage unit 20, the users 6 and 14 who have indicated their intention to purchase paid information and the like. Is sent to the HP establishers 12 and 13 with an address that allows access to the script for displaying the market page number by inputting the necessary information unique to the user and the HP establishers 12 and 13. For example, <A herf=address that can access the script> in the HP of the market HP address (market HP) registered in the market HP provider database 25, click here if you want to purchase </A>, etc. And link to the authentication information generation server 16 to indicate that the users 6 and 14 will purchase paid information and the like of the market HP of the HP establishers 12 and 13. Displaying a button screen 16 for (see (a) of FIG. 23). Then, when the users 6 and 14 click the button screen 16 displayed on the display of the computer terminal 9 or the display unit 1a of the mobile phones 106 and 114, the computer terminals 9 or the mobile phones 106 of the users 6 and 14 are clicked. , 114 are connected to the authentication information generation server 16 of the authentication information manager 15 and are connected by the computer terminal 9, and the first authentication desired registration processing program is connected by the mobile telephones 106 and 114. A screen 17 for inputting required information specific to the users 6 and 14 on the display of the computer terminal 9 or the display unit 1a of the mobile phones 106 and 114 by activating the second authentication request registration processing program (FIG. 23B) Is displayed, and if the specific required information is input, a screen 18 that informs the user of the intention display information corresponding to the price such as the pay information indicating the purchase intention. ((C) of FIG. 23) will be displayed.
[0045]
Next, a description will be given of a procedure by which the users 6 and 14 can purchase paid information and the like of the market HP.
[0046]
First, a description will be given of a first authentication request registration processing program which is started when the user 14 connects to the market HP of the HP establishers 12 and 13 from the computer terminal 9 via the Internet 7.
[0047]
When the user clicks the link button on the button screen 16 of the market HP on which the product name and the price of the product are displayed, the computer terminal 9 of the user 14 displays the authentication information of the authentication information manager 15 on the display of the computer terminal 9. Connected to the generation server 16, the first authentication request registration processing program starts.
[0048]
In the first authentication request registration processing program, as shown in FIG. 15, first, the market HP address is supplied from the environment variable received by the input determination unit 22 of the authentication information generation server 16 to the market HP of the second auxiliary storage unit 20 by connection. It is determined whether or not the market HP address is registered in the user database 25 (step s55). If the market HP address is a registered market HP address, the control unit 17 calculates the current date and time and the program storage unit 18 Is temporarily stored in the current date and time data memory m4 (step s56), and user-specific required information required for settlement (for example, "name", "address", mobile phone number "," sex "and" date of birth ") ) Is transmitted to the computer terminal 9 (step s57). As a result, if the user 14 inputs necessary information unique to the user required for payment from the screen 17 displayed on the display of the computer terminal 9 and clicks the registration button, the computer terminal 9 transmits the authentication information to the authentication information generation server 16. Under the control of the control device 17, it is determined whether or not all the required information has been input (step s 58). If all the required information has been input, the required information of the user 14 is stored in the first auxiliary storage unit 19. (Step s59), and if it is a new registration, the required information data is recorded in the database 24 for the applicant for authentication (step s60). In step s61, a user-specific registration number corresponding to the required information is assigned and recorded in the authentication applicant database 24 (step s61). The product amount data recorded in the market HP provider database 25 and the registration number data of the product amount are searched from the data, and the registration number data is stored in the registration number data memory m2 of the program storage unit 18, and The price data is temporarily stored in the product price data memory m3 (step s62). Subsequently, as shown in FIG. 7, the control device 17 compares the registration number data of the registration number data memory m2, the current date and time data of the current date and time data memory m4, and the user registration number data of the authentication applicant database 24. Generates the market page number data before use to identify the product price of the product name provided by the HP establishers 12 and 13 and the user 14 who has indicated the intention to purchase the product name, and generates the pre-use market page number data for the authentication applicant. It is recorded in the database 24 (step s63), and the market page number data before use is temporarily stored in the page number data memory m5 of the program storage unit 18 (step s64). Subsequently, under the control of the control device 17, data for displaying the screen 18 indicating the market page number is transmitted to the computer terminal 9 (step s65). As a result, the screen 18 is displayed on the display of the computer terminal 9, and the first authentication request registration processing program ends in a state of waiting for the input of the authentication number.
[0049]
If the market HP address is not registered in the market HP provider database 25 in the step s55, the data for displaying the screen 19 for notifying the use unavailable shown in FIG. 24 is transmitted to the computer terminal 9 (step s66), and the processing is performed. Is interrupted (step s67), and the program ends. If the required information of the user 14 has already been registered in the database 24 for the applicant for authentication in the first auxiliary storage unit 19 at the step s59, the required information of the user 14 and It is determined whether or not the pre-use market page number data in the processing state remains in the page number data memory m5 (step s68). If not, the process jumps to step s62, and if so, the process jumps to step s65.
[0050]
In the state where the screen 18 is displayed, the user 14 connects to the authentication information generation server 16 with the mobile phone 114, selects “authentication number desired” from the screen 2, and executes the authentication number Then, if the authentication number is input from the screen 18 and the registration button is clicked, the computer terminal 9 of the user 14 is connected to the authentication information generation server 16 of the authentication information manager 15 and continues to the step s65. The authentication processing program starts.
[0051]
In the authentication processing program, as shown in FIG. 16, under the control of the control device 17, the authentication number input from the screen 18 is a pre-use market page number temporarily stored in the page number data memory m5 of the program storage unit 18. It is determined whether or not the data corresponds to the data (step s69). If the authentication number is correct, the market page number before use of the page number data memory m5 is used as the market page number after use and corresponds to the authentication number data. After that, the registration number data, the commodity amount data, the current date and time data, and the market page number data before use stored in the program storage unit 18 are deleted and recorded in the database 24 for the applicant for authentication (step s70). Provide the product name with the settlement result data such as the product name data and the product amount data Recorded on the market HP provider database 25 in association with HP establisher data (step s71), the authentication processing program process is completed.
[0052]
If the input authentication number does not correspond to the market page number before use in the page number data memory m5 in the step s69, the data for displaying the screen 20 indicating that the processing shown in FIG. 9 (step s72), interrupt the processing (step s73), and the program ends.
[0053]
Next, a description will be given of a second authentication request registration processing program which is activated when the users 6, 14 are connected to the market HPs of the HP establishers 12, 13 via the Internet network 7 from the mobile phones 106, 114.
[0054]
If the link button on the market HP button screen 16 displayed on the display unit 1a of the mobile telephones 106 and 114 is clicked, the mobile telephones 106 and 114 of the users 6 and 14 are connected to the authentication information generation server 16 of the authentication information manager 15. And the second authentication desired registration processing program is started.
[0055]
In the second authentication request registration processing program, as shown in FIG. 17, first, the market HP address is registered in the market HP provider database 25 of the second auxiliary storage unit 20 as in step s55. Is determined (step s74), the current date and time is calculated in the same manner as in step s56, and temporarily stored in the current date and time data memory m4 of the program storage unit 18 (step s75). Is transmitted to the mobile telephones 106 and 114 (step s76), and if all the necessary information unique to the user is input (step s77), as in step s58, the same as in step s59. It is determined whether the required information of the users 6 and 14 has already been registered in the database 24 for the applicant for authentication in the first auxiliary storage unit 19 (step s78). As in steps s60 and s61, the required information data and the registration number data unique to the user are recorded in the database 24 for the applicant for authentication (steps s79 and s80), and the registration number data of the product price is registered in the same manner as in step s62. The merchandise amount data is temporarily stored in the number data memory m2 in the merchandise amount data memory m3 (step s81), and the market page number data before use is generated and recorded in the authentication applicant database 24 as in step s63. (Step s82) As in step s64, the market page number data before use is temporarily stored in the page number data memory m5 (step s83), and the data for displaying the screen 21 (see FIG. 26) notifying the market page number data is displayed. Is transmitted to the mobile phones 106 and 114 (step s84), whereby the screen 21 is displayed on the display unit 1a of the mobile phones 106 and 114. In the state shown, the second authentication desired registration processing program ends.
[0056]
If the market HP address is not registered in the market HP provider database 25 in step s74, the program ends through steps s85 and s86 similar to steps s66 and s67, and the program ends in step s78. If the required information of the user 14 has already been registered in the database 24 for the applicant for authentication in the first auxiliary storage unit 19, the process jumps to step s81 or s84 through step s87 similar to step s68.
[0057]
Next, the authentication information providing processing program will be described.
[0058]
Users 6 and 14 can access the authentication information manager 15 from the window for connecting to the authentication information generation server 16 of the authentication information manager 15 registered in the mobile phones 106 and 114 or via the Internet 7. When connecting to the authentication information generation server 16 and selecting “authentication number request” from the screen 2, or when the users 6 and 14 are displayed on the display unit 1a of the mobile phones 106 and 114 in step s84. When the confirmation button is clicked from 21, the mobile phones 106 and 114 are connected to the authentication information generation server 16 and the authentication information provision processing program is started.
[0059]
In the authentication information provision processing program, as shown in FIG. 18, first, data for displaying the screen 22 (see FIG. 27A) for inputting the notified market page number is transmitted (step s88). Thus, the users 6 and 14 enter the market page number on the screen 22 displayed on the display unit 1a of the mobile phones 106 and 114, and click a registration button. By clicking the register button, the mobile phones 106 and 114 are connected to the authentication information generation server 16, and under the control of the control device 17, the input market page number data is stored in the page number data memory m5 of the program storage unit 18. Is determined (step s89), and if it is stored in the page number data memory m5, subsequently, data for displaying a screen 23 for inputting the commodity price (see FIG. 27 (b)) is transmitted. (Step s90). Thus, the users 6 and 14 enter the price of the commodity on the screen 23 displayed on the display section 1a of the mobile phones 106 and 114, and click the registration button. By clicking the registration button, the mobile phones 106 and 114 are connected to the authentication information generation server 16, and under the control of the control device 17, the input product price is stored in the product price data memory m3 corresponding to the page number data memory m5. It is determined whether or not the stored product price data is satisfied (step s91). If the information is correct, the data corresponding to the product price is obtained from the charging target HP address database 26 of the third auxiliary storage unit 21. It is determined whether the HP address of the usage fee for which the billing contract is made can be extracted (step s92). If the HP address can be extracted, the telephone company 2 is accessed to notify the extracted charging target HP address. At the same time, if the specific codes of the mobile phones 106 and 114 have been acquired, the specific codes are notified together (step s93), and the connection of the mobile phones 106 and 114 is identified by the authentication information management. By switching from the authentication information generation server 16 of the person 15 to the telephone company 2, prompting you to charge the same amount usage fee of the amount of money of the commodity.
[0060]
As a result, the screen 24 (see FIG. 27C) for inputting the personal identification numbers of the mobile phones 106 and 114 is displayed on the display unit 1a of the mobile phones 106 and 114 in the same manner as in the related art. , 14 by the password input from the screen 24 and the transmitted HP address of the charging target, the telephone charges of the users 6, 14 who own the portable telephones 106, 114 having the password are charged to the telephone usage fee of the charging target. After charging the usage fee corresponding to the HP address, the authentication information generating server 16 of the authentication information manager 15 is notified of the specific code of the mobile phones 106 and 114 or the identification code in place of the specific code and the HP address to be charged. Control is returned to the authentication information generation server 16 of the authentication information manager 15.
[0061]
After transmitting the data for displaying the screen 24 for inputting the personal identification numbers of the mobile phones 106 and 114 to the mobile phones 106 and 114 (step s94), the connection of the mobile phones 106 and 114 is established by the authentication information manager 15. The authentication information generation server 16 may switch to the telephone company 2. In addition, it is possible to confirm whether or not the amount displayed on the market HP is the same as the item price recorded in the market HP provider database 25 based on the item price input in step s90. In addition, since the user 6 and 14 are charged the usage fee of the same amount as the product price required for the purchase, the trouble can be prevented.
[0062]
When the input determining unit 22 of the authentication information generation server 16 receives the specific code transmitted from the telephone company 2 or the identification code in place of the specific code and the data of the HP address to be charged, the control unit 17 controls the charging. The data required for the settlement results, such as the date, the HP address, the product name, the product amount, and the market page number, are recorded in the authentication applicant database 24 in association with the data of the users 6 and 14 (step s95). Subsequently, a unique authentication number associated with the market page number corresponding to the settlement result data in the control device 17 (for example, a number including a product price and a serial number given by charging). Data is generated (step s96). Then, data for displaying the button screen 25 for notifying the authentication number shown in FIG. 28 in which the authentication number data is attached to the HP for each usage fee corresponding to the charging target HP address is transmitted to the mobile phones 106 and 114 ( Step s97).
[0063]
Then, when "authentication number request" on the screen 2 is selected and the authentication information provision processing program is started, the program ends and the process returns to step s1. Therefore, if the user 14 inputs an authentication number from the screen 18 displayed on the display of the computer terminal 9 and clicks a registration button, the authentication processing program starts.
[0064]
Also, when the authentication information providing processing program is started by clicking the confirmation button on the screen 21, the users 6, 14 click the button screen 25 displayed on the display unit 1a of the mobile phones 106, 114. For example, following the step s97, data for displaying the screen 18 is transmitted to the mobile phones 106 and 114 (step s98), and the authentication information providing program is terminated. I do.
[0065]
After the step s97, whether the authentication information providing processing program has been activated by selecting “authentication number request” on the screen 2 for processing the step s98 or by clicking the confirmation button on the screen 21 The determination as to whether the information addition processing program has been started is omitted in FIG.
[0066]
In the payment execution program, when the user 6, 14 displays the button screen 16 on the mobile phone 106, 114 and clicks, the user 14 displays the button screen 16 on the display of the computer terminal 9; Similarly, the first authentication request registration processing program may be started.
[0067]
Next, a specific example will be described in which the user 6 accesses the virtual store HP of the HP opener 13 who registers the virtual store HP in the market HP provider database 25 and purchases paid information or the like. .
[0068]
When the user 6 accesses the virtual store HP of the HP establisher 13 via the Internet network 7, as shown in FIG. 30 (a), the HP 1 of the "wall" corner is displayed on the display 1a of the mobile phone 106. Screen 27 is displayed.
[0069]
When the user 6 clicks on 2000 yen on the screen 27, a screen 28 notifying the wallet of 2000 yen is displayed on the display section 1a of the mobile phone 106. On the screen 28, the button screen 16 linked to the authentication information creation server 16 of the authentication information manager 15 is attached, and the user 6 decides to purchase the 2000 yen wallet, and the button screen 16 If the link button is clicked, the mobile phone 106 is connected to the authentication information creation server 16 and the second authentication request registration processing program is started, and the screen 17 is displayed on the display unit 1a of the mobile phone 106 (step s74). To s76).
[0070]
If the user 6 inputs “name”, “address”, “mobile phone number”, “gender” and “birth date” from the screen 17 and clicks a registration button, the specific necessary information of these users 6 Is recorded in the authentication applicant database 24 (steps s77 to s81), the registration number data "xxxxxx" of the registration number data memory m2, the user registration number data "zzzzzz", and the current date and time data of the current date and time data memory m4 " oo-dd-hh-mm-ss (month-day-hour-minute-second) "to generate market page number data, and the screen 21 is displayed on the display section 1a of the mobile phone 106 ( Steps s82 to s84).
[0071]
When the user 6 clicks the confirmation button on the screen 21, the mobile phone 106 is connected to the authentication information creation server 16 and the authentication information provision processing program is started, and the screen 22 is displayed on the display unit 1a of the mobile phone 106. Is performed (step s88). When the user 6 inputs the market page number “xxxxxxzzzzzzooddhhmmss” from the screen 22 and clicks the registration button, the mobile phone 106 is connected to the authentication information creation server 16 and the screen 23 is displayed on the display unit 1a of the mobile phone 106. (Steps s89 and s90). If the user 6 inputs the commodity price "2000" on the screen 23 and clicks the registration button, the mobile phone 106 is connected to the authentication information creation server 16 and the screen 24 is displayed on the display 1a of the mobile phone 106. (Steps s91 to s93).
[0072]
If the user 6 inputs the password “****” of the mobile phone 106 from the screen 24 and clicks the registration button, the mobile phone 106 is connected to the telephone company 2 and the user 6 is charged for the telephone usage fee. After the usage fee of 2,000 yen, which is the same as 2,000 yen, is charged and the use of the 2,000 yen HP address “getdbzzz.htm” for which a billing contract has been made with the authentication information manager 15 is recorded, the mobile phone 106 Is returned from the telephone company 2 to the authentication information creation server 16.
[0073]
As a result, the authentication number "2000aaaaaa" is generated and the button screen 25 on which the "2000aaaaaa" is attached is displayed on the display unit 1a of the mobile phone 106 (steps s94 to s97).
[0074]
When the user 6 clicks the confirmation button on the screen 25, the mobile phone 106 is connected to the authentication information creation server 16 and the screen 18 is displayed on the display 1a of the mobile phone 106 (step s98).
[0075]
Subsequently, the authentication processing program is started, and when the user 6 inputs the authentication number “2000aaaaaa” from the screen 18 and clicks the registration button, the mobile phone 106 is connected to the authentication information creation server 16 and the user 6 A commercial transaction is established between the virtual shop manager 13 and the virtual shop manager 13 (steps s69 to s71).
[0076]
As described above, when the users 6, 14 click the link button screen 16 in the market HP, a screen 18 for inputting the authentication number displaying the market page number is displayed. If the users 6, 14 connect to the authentication information creation server 16 with the mobile phones 106, 114 to obtain the authentication number, the mobile phones 106, 114 are connected to the telephone company 2 and the users 6, 14 After the usage fee equivalent to the product price is charged to the telephone usage fee, the mobile phones 106 and 114 are connected to the authentication information creation server 16 again, and a screen 25 for informing the mobile phone 106 and 114 of the authentication number is displayed. If the users 6 and 14 enter the authentication number on the screen 18, a commercial transaction is established between the users 6 and 14 and the HP establishers 12 and 13, and the users 6 and 14 can obtain the goods. it can. In addition, the telephone company 2 pays a usage fee to the authentication information manager 15, and the HP establishers 12 and 13 can receive from the authentication information manager 15 the product amount from which the commission has been deducted. Therefore, a fee remains for the authentication information manager 15. It should be noted that a fee equal to the usage fee may be paid, and a commission may be collectively collected by a separate contract.
[0077]
In the present embodiment, the same screen 25 created in the HP creation language and before attaching the authentication number is recorded in the HP address database 26 corresponding to the HP address of each usage fee. Further, in the market HP provider database 25, the market HP address and the product name are associated with each other, the product name and the product price of the product name are associated with each other, and a registration number is given for each product price. It is associated with the commodity price. Further, the market HP address and the required information of the HP establishers 12 and 13 are associated with each other, and the required information is associated with the mail address and the user name / ID.
[0078]
If a user who owns a mobile phone other than the mobile phone 1 indicates that he or she wants to purchase paid information or the like with the other mobile phone, the user is charged with the telephone company of the other mobile phone. The HP address database 26 in which the contracted usage fee and the HP address are constructed is searched.
[0079]
Since a registration number for specifying the product name and the product price is given, if the same product price exists in different product names, the product name can be specified. If a unique page number is generated based on the name, the product price of the product name, and the registration number of the user, the registration number need not be assigned.
[0080]
Also, if the required information of the HP establishers 12 and 13 can identify the HP establishers 12 and 13, the "operator's name", "address", "mobile phone number", "transfer destination bank name" and "account number" The information may be any one of a plurality of pieces of information, and may be other information that can identify the HP establishers 12 and 13. For example, when information that can identify the HP establishers 12 and 13 has been acquired in advance in writing or the like, the required information may be an identification number given to the HP establishers 12 and 13. In addition, the required information of the users 6 and 14 may be any information that can identify the users 6 and 14 among “name”, “address”, “mobile phone number”, “sex” and “birth date”. For example, "mobile phone number" may be used. When the information that can identify the users 6 and 14 has been acquired in advance in writing or the like, the required information may be an identification number assigned to the users 6 and 14.
[0081]
Further, the unique registration number for specifying the price of the pay information and the like and the unique registration number for the user may be serial numbers (for example, item11111 and user11111) which are respectively characterized.
[0082]
Further, the intention indication information may be any information as long as it can identify the price of the pay information and the like that can identify the HP establishers 12 and 13 and the users 6 and 14 who have indicated the intention to purchase the pay information and the like. It may be a unique intention information number associated based on the information.
[0083]
Further, the authentication information may be a number indicating that the telephone company is charged.
[0084]
In the settlement method according to the present embodiment, the settlement management server 16 stores unique information including the e-mail address for identifying the HP creator 12, 13 of the pay information, the bank account name, the account number, the pay information, the pay information, and the like. A second auxiliary storage unit 20 for storing each information of the price and the homepage address where the paid information and the like are provided, and an address and a name for specifying the users 6 and 14 who have indicated the intention to purchase the paid information and the like. The first auxiliary storage unit 19 that stores the unique information including the information, the unique information specifying the HP establishers 12 and 13 stored in the second auxiliary storage unit 20, the pay information, the price of the pay information, and the like. A control device 17 for generating intention display information for specifying the intention display corresponding to the unique information for specifying the users 6 and 14 stored in the auxiliary storage unit 19, and an intention display generated by the control device 17 The first auxiliary storage unit 19 for storing information. In response to the registration request to the second auxiliary storage unit 20, the HP establishers 12 and 13 are prompted to input the information, and by receiving the information, the information is stored in the second auxiliary storage unit 20. The unique address specifying the users 6, 14 by transmitting the address of the payment management server 16 for displaying the intention indicating information to the mail address and receiving the intention indicating data for purchasing the pay information or the like. The unique information is stored in the first auxiliary storage unit 19 by prompting the input of the information and receiving the unique information, and the intention display information is generated by the control device 17 and the first auxiliary storage unit 19 is generated. The intention display information is transmitted to the users 6 and 14, and the users 6 and 14 who have indicated the intention to purchase paid information and the like based on the intention display information are stored. Can be specified.
[0085]
Further, in the settlement method according to the present embodiment, the user 14 connects to the HP of the HP establishers 12 and 13 established on the Internet 7 to display the market HP on the display of the computer terminal 9, and the market HP Is clicked, or the users 6, 14 connect to the HP of the HP establishers 12, 13 established on the Internet 7 via the telephone network 3 to connect to the mobile phones 106, 114. When the market HP is displayed on the display unit 1a and the button screen 16 of the market HP is clicked, and the click signal is received by the authentication information generation server 16 of the authentication information manager 15, the click signal is transmitted to the pay information or the like. Intention indication information for specifying the intention indication is generated as the purchase intention indication, and the intention indication is displayed on the display of the computer terminal 9 or the display unit 1a of the mobile phones 106 and 114. When the screen 18 or 21 for notifying the display information is displayed, the mobile phone 106 or 114 is connected to the authentication information generation server 16 and the intention display information is obtained, the mobile phone 1 owns the telephone network 3 that can be used in the mobile phone 1. Authentication information for purchasing the pay information or the like based on the same usage fee as the price in the contract for charging the telephone usage fee concluded with the telephone company 2 is generated, and the display unit 1a of the mobile phones 106 and 114 is generated. A screen 25 notifying the user of the authentication information is displayed, and the users 6 and 14 input the authentication information to the display of the computer terminal 9 or the screen 18 displayed on the display unit 1a of the mobile phones 106 and 114 and transmit the same. By doing so, if the authentication information generation server 16 receives the authentication information, an amount obtained by subtracting a commission from a usage fee equal to the price on behalf of the telephone company 2 is replaced by the HP installer 1 Since payment is made to users 2 and 13, commercial transactions can be established between users 6 and 14 and HP establishers 12 and 13 via the authentication information. Even if there is no contract for charging the usage fee to the telephone usage fee with the authentication information manager, the amount obtained by subtracting the commission from the usage fee paid by the telephone company 2 to the authentication information manager 15 is used as the price. You can receive from 15.
[0086]
Further, the authentication information manager 15 makes a contract with the telephone company that owns the telephone network other than the telephone network 3 in addition to the telephone company 2 to charge the usage fee to the telephone usage fee. 12 and 13 can similarly provide pay information and the like to users who have different mobile phones.
[0087]
Further, in the settlement method according to the present embodiment, the screen 4, the screen 5, the screen 7, and the screen 8 are displayed on the computer terminal 9 of the HP establishers 12, 13 or the mobile phones 112, 113, and the HP establisher 12, A step (steps s7 to s18) for prompting the user 13 to input necessary information for identifying the HP establishers 12 and 13, a market HP address such as pay information, and a price for pay information, etc .; A screen 17 is displayed on the computer terminals 9 of the users 6 and 14 or the mobile phones 106 and 114 that have indicated the intention to purchase, and a specific requirement for identifying the users 6 and 14 to the users 6 and 14 is displayed. A step for prompting the input of information (steps s57 and s76), and an intention display for specifying the intention display based on the price of the paid information or the like which the user 6, 14 has indicated the purchase intention and the required information of the user 6, 14 Steps to generate information (Step s63, s82), a step (steps s65, s84) of displaying the intention display information (the screen 18 or the screen 21) to the users 6, 14 who have made the intention display, and the user 6 who has made the intention display. , 14 to display the screen 22 on the mobile phones 106, 114 when connected from the mobile phones 106, 114 owned by the mobile phone 106, 114 to prompt the user to input the intention display information (step s88). Prompts the telephone company 2 that owns the telephone network 3 that can be used by the mobile phone 1 to charge a usage fee equal to the price (step s93), and the user 6 who has indicated the intention. , 14 (display screen 25) and a step (step s97) of displaying authentication information for purchasing the pay information or the like based on the usage fee charged to the user. It is possible to identify the users 6 and 14 who have indicated the intention to purchase the pay information and the like, and establish a commercial transaction between the users 6 and 14 and the HP establishers 12 and 13 through the authentication information. Therefore, the amount obtained by subtracting the commission from the usage fee received from the telephone company 2 can be paid to the HP establishers 12 and 13 that provide the paid information and the like as a price. In addition, by establishing a contract with another telephone company to charge the usage fee to the telephone usage fee, the HP establishers 12 and 13 can provide paid information and the like to users who have different mobile phones. Can be provided.
[0088]
Further, in the settlement method according to the present embodiment, the second auxiliary storage stores the unique necessary information for identifying the HP establishers 12, 13 such as the pay information, the market HP address of the pay information, and the price of the pay information. The first auxiliary storage unit 19 stores in the first auxiliary storage unit 19 specific necessary information that specifies the users 6 and 14 that have indicated the intention to purchase the pay information and the like stored in the unit 20. The intention display information for specifying the intention display based on the required information and the price of the pay information or the like is generated by the control device 17 and stored in the first auxiliary storage unit 19 and the program storage unit 18, and the intention display is performed. When the intention indication information is received by connection from the mobile phones 106 and 114 owned by the users 6 and 14, the price charged by the telephone company 2 owning the telephone line network 3 usable by the mobile phone 1 The paid information based on the same usage fee as The control device 17 generates authentication information that can be purchased, etc., stores it in the first auxiliary storage unit 19, and when the authentication information is received, the amount obtained by subtracting a fee from the usage fee is used as a price for the paid information, etc. Pay to HP Establishers 12, 13 To As a result, it is possible to establish a commercial transaction between the users 6, 14 and the HP establishers 12, 13 through the authentication information, and the HP establishers 12, 13 pay a usage fee with the telephone company 2. Even if there is no contract to charge for the telephone usage fee, the amount obtained by subtracting the commission from the usage fee paid by the telephone company 2 to the authentication information manager 15 can be received from the authentication information manager 15 as a price.
[0089]
Further, the authentication information manager 15 makes a contract with the telephone company that owns the telephone network other than the telephone network 3 in addition to the telephone company 2 to charge the usage fee to the telephone usage fee. 12 and 13 can similarly provide pay information and the like to users who have different mobile phones.
[0090]
Further, in the settlement system according to the present embodiment, a second information that stores unique required information for identifying the HP establishers 12, 13 such as pay information, a market HP address of the pay information, and a price of the pay information is stored. The auxiliary storage unit 20, the first auxiliary storage unit 19 for storing unique required information for specifying the users 6 and 14 who have indicated the intention to purchase paid information and the like, and the second auxiliary storage unit 20. A control device 17 that generates intention display information that specifies the intention display based on the price and the unique required information that specifies the users 6 and 14 stored in the first auxiliary storage unit 19; The page number data memory m5 (or the first auxiliary storage unit 19) of the program storage unit 18 for storing the obtained intention display information and the mobile phones 106 and 114 owned by the users 6 and 14 are received by connection. Intention information is page number When the charge stored in the data memory m5 (or the first auxiliary storage unit 19) is satisfied, the telephone usage fee between the mobile phone 1 and the telephone company 2 that owns the telephone network 3 can be reduced. Since the control device 17 for generating authentication information capable of purchasing the pay information based on the same usage fee as the price in the charging contract is provided, the users 6, 14 and the HP creator are established via the authentication information. If a commercial transaction is established between the users 12 and 13, the users 6 and 14 whose usage fees have been charged to the telephone usage fee and the pay information and the like purchased by the users 6 and 14 are specified, and the usage is determined. The amount obtained by subtracting the commission from the fee can be paid to the HP establishers 12 and 13 of the pay information and the like. Further, the same effects as those of the settlement method can be obtained.
[0091]
Further, in the settlement management server according to the present embodiment, required information data specific to the HP establishers 12, 13 such as pay information, market HP address data such as the pay information, and price data such as the pay information are stored. A database 25 for the market HP provider, which includes the database 25, and a database for the applicant for authentication, which includes the specific required information data for identifying the users 6, 14 who have indicated the intention to purchase the paid information or the like. 24, and usage charge data contracted with the telephone company 2 that owns the telephone network 3 that can be used by the mobile phone 1, and HP address data corresponding to the usage charge. And an HP address database 26, which is constructed of the following, and receives the data indicating the intention to purchase the pay information or the like, thereby obtaining the data for the applicant for authentication. The required information specific to the users 6 and 14 who have indicated the intention recorded in the source 24 and the price data such as the pay information recorded in the market HP provider database 25 and the intention The intention indicating information data for specifying the display is generated and recorded in the authentication applicant database 24 in association with the unique required information data for specifying the users 6 and 14, and the intention indicating information data is stored in the mobile phone 1. And retrieves the same amount of usage fee data recorded in the HP address database 26 based on the price data corresponding to the intention display information data, and retrieves the usage fee data and the HP address data of the usage fee. Is transmitted to the telephone company 2, and authentication information data that allows the purchase of the pay information based on the usage fee by a response from the telephone company 2 Since it is generated and recorded in the database 24 for the applicant for authentication in association with the necessary information data specific to the users 6 and 14, in addition to the above-mentioned effects, the use of the The purchase preferences of the users 6 and 14 can be grasped, and attention can be given to the users 6 and 14 whose accumulated usage charges exceed the predetermined amount.
[0092]
Needless to say, the method of paying the usage fee of the same amount as the above-mentioned price minus the fee includes a method of paying the same amount as the usage fee and separately collecting the fee by a separate contract.
[0093]
Embodiment 2 FIG.
[0094]
This embodiment is a settlement method when a home telephone is used instead of the mobile phone 1 (106, 112, 113, 114) in the first embodiment. It will be described with reference to FIG.
[0095]
FIG. 32 is a block diagram of a computer network employing a settlement method according to an embodiment showing an example of the present invention. The same reference numerals as those in FIGS. 1 to 31 denote the same or corresponding parts, and 1 denotes a telephone. The telephone 1 has a display unit 1a for browsing the Web, an input unit 1b for inputting characters and symbols, and an enter key for confirming a character string input from the input unit 1b or selecting an item. 1c and a receiver 1d are provided, have a function of starting a browser, and have a function of transmitting and receiving data in response to the execution of a CGI program on a WWW server. The users 12 and 13 have a contract with the telephone company 2 to use the call service provided by the telephone company 2, and in the present embodiment, the specific code in the first embodiment is This is a subscriber-specific code assigned to the users 6, 14 who have made a subscription contract to use the talk service and the HP establishers 12, 13, and the authentication information manager 15 charges the usage fee to the input determination unit 22. It has a function of determining whether or not the code is a specific code issued by the telephone company 2 under contract, and rejecting the connection if the code is not a specific code of the specified telephone company 2. Accordingly, the determination as to whether or not the connection is made from the telephones 106 and 114 owned by the users 6 and 14 who have indicated the intention is made via the telephone company 2 to which the users 6 and 14 who have indicated the intention are subscribed. It is determined whether or not the connection is made via the telephone company 2 to which the authentication information manager 15 has a contract for charging a usage fee.
[0096]
In the present embodiment, step s12 in the new registration processing program, step s27 in the registration correction processing program, and step s46 in the registration deletion processing program, in this embodiment, the connection is established unless a specific code is obtained from the environment variable. This is not necessary because it is not permitted, and the present embodiment has the same configuration as in FIGS. 1 to 7 and employs the same settlement method as in FIGS.
[0097]
After step s93 in the authentication information providing program according to the first embodiment, the screen 24 for inputting the password of the telephones 106 and 114 is displayed on the display unit 1a of the telephones 106 and 114 in the same manner as in the related art (FIG. 27). (See (c)) is displayed, and the user who owns the telephones 106 and 114 having the personal identification number is displayed on the basis of the personal identification number inputted by the users 6 and 14 from the screen 24 and the transmitted billing target HP address. After charging the usage fee corresponding to the billing target HP address to the telephone usage fee of the user 6,14, the specific code assigned to the user 6,14 to the authentication information generation server 16 of the authentication information manager 15 or the specific code The control is returned to the authentication information generation server 16 of the authentication information manager 15 by notifying the identification code in place of the code and the HP address of the charging target, and the password is provided by the telephone company 2 to the user 6 for the charging. 14 darkness May be a number, it may be a password for the account that the phone company 2 is issued to the user 6, 14.
[0098]
Therefore, in the settlement method according to the present embodiment, similarly to the first embodiment, the user 14 connects to the HP of the HP establishers 12 and 13 opened on the Internet 7 and displays the same on the display of the computer terminal 9. The market HP is displayed, and the button screen 16 of the market HP is clicked, or the HP of the HP establishers 12 and 13 opened on the Internet 7 by the telephones 106 and 114 owned by the users 6 and 14. When the connection is established, the market HP is displayed on the display unit 1a of the telephones 106 and 114. When the button screen 16 of the market HP is clicked and the authentication information generation server 16 of the authentication information manager 15 receives the click signal, Generating the intention indication information for identifying the intention indication by using the click signal as an intention to purchase paid information or the like, and displaying the indication on the computer terminal 9, or A screen 18 or a screen 21 for notifying the intention display information is displayed on the display unit 1a of each of the telephones 106 and 114. When the telephones 106 and 114 are connected to the authentication information generation server 16 and the intention display information is obtained, the user 6 , 14 generate the authentication information for purchasing the pay information and the like based on the same usage fee as the fee in the contract for charging the telephone usage fee concluded with the telephone company 2 to which the telephone company 2 subscribes. , 114 is displayed on the display 1a of the computer terminal 9 or the screen 18 displayed on the display 1a of the telephones 106, 114 is displayed. When the authentication information generation server 16 receives the authentication information by inputting and transmitting the same, instead of the telephone company 2, the amount obtained by subtracting the commission from the usage fee equal to the price is replaced by the HP of the pay information or the like. Establisher Since the payment is made to the users 12 and 13, the commercial transaction can be established between the users 6 and 14 and the HP establishers 12 and 13 through the authentication information. Even if there is no contract for charging the usage fee to the telephone usage fee with the authentication information manager, the amount obtained by subtracting the commission from the usage fee paid by the telephone company 2 to the authentication information manager 15 is used as the price. You can receive from 15.
[0099]
Further, the authentication information manager 15 makes a contract between the telephone company 2 and another telephone company different from the telephone company to charge the usage fee to the telephone usage fee, so that the HP establishers 12 and 13 join the other telephone company. Paying information and the like can be similarly provided to the user who is doing the same.
[0100]
Further, in the settlement method according to the present embodiment, the screen 4, the screen 5, the screen 7, and the screen 8 are displayed on the computer terminal 9 of the HP establishers 12, 13 or the telephones 112, 113, and the HP establishers 12, 13 are displayed. (Steps s7 to s18) prompting the user to input required information for identifying the HP establishers 12 and 13, a market HP address such as pay information, and a price for pay information, etc .; Screen 17 is displayed on the computer terminals 9 of the users 6 and 14 or the telephones 106 and 114 that have indicated the intention to perform the operation. The step of prompting the input (steps s57 and s76), and the intention indication information for specifying the intention indication based on the price such as the pay information indicating the intention of the user 6,14 to purchase and the required information of the user 6,14. Generating step (steps s63, s8 2), a step (steps s65 and s84) of displaying the intention display information (the screen 18 or the screen 21) to the users 6 and 14 having made the intention display, and the users 6 and 14 having made the intention display Screen 22 is displayed on the telephones 106 and 114 when the connection is from the telephones 106 and 114 owned by the telephone company 2, that is, through the telephone company 2 to which the authentication information manager 15 has contracted to charge the usage fee. (Step s88) for prompting the user to input the intention indication information, and, when the intention indication information is obtained, a usage fee equal to the price to the telephone company 2 to which the users 6, 14 have joined. (Step s93) and displaying authentication information that allows the users 6 and 14 who have indicated the intention to purchase the pay information and the like based on the usage fee charged (screen 25) (screen 25). Step s97) It is possible to specify the price of the pay information and the users 6 and 14 who have indicated the intention to purchase the pay information and the like by using the intention information, and establish the HP with the users 6 and 14 via the authentication information. , It is possible to make a business transaction with the parties 12 and 13 and pay the amount obtained by subtracting the commission from the usage fee received from the telephone company 2 to the HP establishers 12 and 13 which provide the paid information and the like. it can. In addition, by signing a contract with another telephone company to charge the usage fee to the telephone usage fee, the HP establishers 12 and 13 will be able to provide users who are subscribed to the other telephone company. Pay information and the like can be provided.
[0101]
Further, in the settlement method according to the present embodiment, the second auxiliary storage stores the unique necessary information for identifying the HP establishers 12, 13 such as the pay information, the market HP address of the pay information, and the price of the pay information. The first auxiliary storage unit 19 stores in the first auxiliary storage unit 19 specific necessary information that specifies the users 6 and 14 that have indicated the intention to purchase the pay information and the like stored in the unit 20. The intention display information for specifying the intention display based on the required information and the price of the pay information or the like is generated by the control device 17 and stored in the first auxiliary storage unit 19 and the program storage unit 18, and the intention display is performed. The same amount as the fee charged by the telephone company 2 to which the users 6 and 14 have joined when the intention indication information has been received through the connection through the telephone company 2 to which the users 6 and 14 have joined. Authentication information that allows you to purchase the above-mentioned paid information based on the usage fee Is generated in the control device 17 and stored in the first auxiliary storage unit 19, and when the authentication information is received, the amount obtained by subtracting a fee from the usage fee is used as the price to set the HP establishers 12, 13 of the pay information or the like. To pay for To As a result, it is possible to establish a commercial transaction between the users 6, 14 and the HP establishers 12, 13 through the authentication information, and the HP establishers 12, 13 pay a usage fee with the telephone company 2. Even if there is no contract to charge for the telephone usage fee, the amount obtained by subtracting the commission from the usage fee paid by the telephone company 2 to the authentication information manager 15 can be received from the authentication information manager 15 as a price.
[0102]
Further, the authentication information manager 15 makes a contract with the telephone company 2 and another telephone company different from the telephone company 2 to charge a usage fee to the telephone usage fee. Similarly, paid information can be provided to users who have subscribed to other telephone companies.
[0103]
Further, in the settlement system according to the present embodiment, a second information that stores unique required information for identifying the HP establishers 12, 13 such as pay information, a market HP address of the pay information, and a price of the pay information is stored. The auxiliary storage unit 20, the first auxiliary storage unit 19 for storing unique required information for specifying the users 6 and 14 who have indicated the intention to purchase paid information and the like, and the second auxiliary storage unit 20. A control device 17 that generates intention display information that specifies the intention display based on the price and the unique required information that specifies the users 6 and 14 stored in the first auxiliary storage unit 19; Page number data memory m5 (or the first auxiliary storage unit 19) of the program storage unit 18 for storing the obtained intention display information, and the intention received by connection from the telephones 106 and 114 owned by the users 6 and 14. The displayed information is the page number In the contract for charging the telephone usage fee with the telephone company 2 to which the users 6 and 14 have subscribed when the price stored in the data memory m5 (or the first auxiliary storage unit 19) is satisfied. Since the control device 17 that generates authentication information that can purchase the pay information based on the same usage fee as the price is provided, the user 6, 14 and the HP establishers 12, 13 communicate with each other via the authentication information. If a commercial transaction is established between the users, the users 6, 14 whose usage fee has been charged to the telephone usage fee and the pay information etc. purchased by the users 6, 14 are specified, and the fee is subtracted from the usage fee. The paid amount can be paid to the HP establishers 12 and 13 of the pay information and the like. Further, the same effects as those of the settlement method can be obtained.
[0104]
Further, in the settlement management server according to the present embodiment, required information data specific to the HP establishers 12, 13 such as pay information, market HP address data such as the pay information, and price data such as the pay information are stored. A database 25 for the market HP provider, which includes the database 25, and a database for the applicant for authentication, which includes the specific required information data for identifying the users 6, 14 who have indicated the intention to purchase the paid information or the like. 24, and usage fee data for which a contract has been made for charging a telephone usage fee between the telephone company 2 to which the authentication information manager 15 has subscribed, and HP address data corresponding to the usage fee. An HP address database 26 is established, and by receiving the intention indication data for purchasing the pay information or the like, the data is recorded in the authentication applicant database 24. The intention indication that specifies the intention indication based on the required information data specific to the users 6 and 14 who have indicated the intention and the payment data such as the pay information recorded in the market HP provider database 25. By generating information data and associating it with the required information data specific to the users 6 and 14 and recording it in the database 24 for the applicant for authentication, and receiving the intention display information data from the telephone 1, Based on the price data corresponding to the display information data, the same amount of usage fee data recorded in the HP address database 26 is searched, and the usage fee data and the HP address data of the usage fee are transmitted to the telephone company 2. In response to the response from the telephone company 2, authentication information data capable of purchasing the pay information based on the usage fee is generated, and the user 6, 14 Since the information is recorded in the database 24 for authentication applicants in association with the specific information required to be specified, in addition to the above-mentioned effects, the HP establishers 12 and 13 grasp the purchase preferences of the users 6 and 14. Therefore, it is possible to call attention to the users 6 and 14 whose accumulated usage charges exceed the predetermined amount.
[0105]
【The invention's effect】
According to the present invention, even if an information provider or a virtual store manager who provides paid information or the like on a homepage does not make a contract with a telephone company to charge a usage fee, it is possible to pay for the charged information and the like. The authentication information administrator who has a contract with the telephone company to charge the usage fee can provide a settlement method that can receive a commission from the information provider, the virtual store administrator, etc. A payment system and a payment management server employing the method can be provided.
[0106]
In addition, the settlement method according to the present invention The law If adopted, authentication information is issued to establish commercial transactions between users such as pay information and information providers or virtual store managers by connecting from mobile phones or telephones. Since the user is charged for the telephone usage fee, it is possible to prevent the information provider, the virtual shop manager, and the like from not being paid. In addition, information providers and virtual store managers provide paid information, etc., to users who own mobile phones from different telephone companies or who have subscribed to call services with different telephone companies. can do.
[0107]
Therefore, it can be said that the industrial applicability of the present invention is very high.
[Brief description of the drawings]
FIG. 1 is a block diagram of a computer network employing a settlement method according to an embodiment showing an example of the present invention.
FIG. 2 is a hardware configuration diagram of the authentication information generation server shown in FIG.
FIG. 3 is a memory configuration diagram of a program storage unit shown in FIG. 2;
FIG. 4 is a data configuration diagram of an authentication applicant database stored in a first auxiliary storage unit shown in FIG. 2;
FIG. 5 is a data configuration diagram of a market HP provider database stored in a second auxiliary storage unit shown in FIG. 2;
FIG. 6 is a data configuration diagram of a chargeable HP address database stored in a third auxiliary storage unit illustrated in FIG. 2;
FIG. 7 is a block diagram illustrating a method for generating market page number data.
FIG. 8 is a flowchart illustrating an example of a payment execution program.
FIG. 9 is a flowchart illustrating an example of a market registration processing program.
FIG. 10 is a flowchart illustrating an example of a new registration processing program.
FIG. 11 is a flowchart illustrating an example of a new registration processing program.
FIG. 12 is a flowchart illustrating an example of a registration correction processing program.
FIG. 13 is a flowchart illustrating an example of a registration correction processing program.
FIG. 14 is a flowchart illustrating an example of a registration deletion processing program.
FIG. 15 is a flowchart illustrating an example of an authentication request registration processing program.
FIG. 16 is a flowchart illustrating an example of an authentication processing program.
FIG. 17 is a flowchart illustrating an example of an authentication request registration processing program.
FIG. 18 is a flowchart illustrating an example of an authentication information provision processing program.
FIG. 19 is an explanatory diagram of a screen displayed in the program shown in FIGS. 8 to 18;
FIG. 20 is an explanatory diagram of a screen displayed in the program shown in FIGS. 8 to 18;
FIG. 21 is an explanatory diagram of a screen displayed in the program shown in FIGS. 8 to 18;
FIG. 22 is an explanatory diagram of a screen displayed in the program shown in FIGS. 8 to 18;
FIG. 23 is an explanatory diagram of a screen displayed in the program shown in FIGS. 8 to 18;
FIG. 24 is an explanatory diagram of a screen displayed in the program shown in FIGS. 8 to 18;
FIG. 25 is an explanatory diagram of a screen displayed in the program shown in FIGS. 8 to 18;
FIG. 26 is an explanatory diagram of a screen displayed in the program shown in FIGS. 8 to 18;
FIG. 27 is an explanatory diagram of a screen displayed in the program shown in FIGS. 8 to 18;
FIG. 28 is an explanatory diagram of a screen displayed in the program shown in FIGS. 8 to 18;
FIG. 29 is an explanatory diagram of a screen displayed in the program shown in FIGS. 8 to 18;
FIG. 30 is a diagram illustrating an example of a settlement method.
FIG. 31 is a block diagram illustrating a current computer network that can be used by a user who owns a mobile phone.
FIG. 32 is a block diagram of a computer network employing a settlement method according to an embodiment showing an example of the present invention.
[Explanation of symbols]
1 mobile phone (telephone)
2 Telephone companies
3 telephone network
4 Subscriber database
5 Charge management link management server
6,14 users
7 Internet network
8 information providers
9 Computer terminal
10 virtual store manager
11 WWW server
12 Information Provider (HP Opener)
13 Virtual store manager (HP opener)
15 Authentication information manager
16 Authentication information generation server (payment management server)
17 control device (intention display information generating means, authentication information generating means)
18 Program storage
19 first auxiliary storage unit (user storage means)
20 second auxiliary storage unit (provider storage means)
21 Third auxiliary storage unit
22 Input judgment unit
23 Output judgment unit
24 Authentication Applicant Database (User Management Database)
25 Market HP Provider Database (Homepage Provider Management Database)
26 HP address database (homepage address management database)
m1 Program data memory
m2 Registration number data memory
m3 Commodity price data memory
m4 Current date and time data memory
m5 Market page number data memory

Claims (2)

A payment method for performing payment via a payment management server connected to the computer network for payment generated when purchasing paid information or the like provided on a homepage established on a computer network. Causing the payment management server to input the unique information specifying the provider and the price of the pay information into the payment management server via the computer network; and transmitting the unique information specifying the user who has indicated the intention to purchase the pay information and the like. Causing the payment management server to input through the computer network, and the payment management server including, in the intention display information generating means, a fee such as paid information indicating the user's intention to purchase and unique information identifying the user. Generating intention indication information for identifying the intention indication based on the intention table; Transmitting the intention display information to the user who has made the information via a computer network, and causing the user who made the intention display to input the intention display information to the payment management server by connection from a mobile phone owned by the user. A step in which the settlement management server prompts the telephone company that owns the telephone line network that can be used by the mobile phone to charge the same usage fee as the price when receiving the intention display information; The server can purchase the pay information and the like based on the usage fee charged to the user who has indicated the intention by the authentication information generation means in response to the notification that the usage fee has been charged to the telephone usage fee. Generating authentication information, and the payment management server transmitting the authentication information to the mobile phone. Settlement method to the symptoms. A payment method for performing payment via a payment management server connected to the computer network for payment generated when purchasing paid information or the like provided on a homepage established on a computer network. Causing the payment management server to input the unique information specifying the provider and the price of the pay information into the payment management server via the computer network; and transmitting the unique information specifying the user who has indicated the intention to purchase the pay information and the like. Causing the payment management server to input through the computer network, and the payment management server including, in the intention display information generating means, a fee such as paid information indicating the user's intention to purchase and unique information identifying the user. Generating intention indication information for identifying the intention indication based on the intention table; Transmitting the intention indication information to the user who has made the information via a computer network; and inputting the intention indication information to the payment management server by connection from a telephone owned by the user who has made the intention indication. A step in which the settlement management server prompts the telephone company to which the user subscribes to charge a usage fee equal to the price when the intention management information is received, and the settlement management server Upon receipt of the notification that the fee has been charged to the telephone usage fee, the authentication information generating means generates authentication information for purchasing the pay information or the like based on the usage fee charged to the user who has indicated the intention. And a step in which the payment management server transmits the authentication information to the telephone.

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