JP2002074230A - Settlement method, and settlement system adopting the settlement method, and settlement management server - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a settlement method by which a price is received even without making a contract for accounting use charges with a telecommunications company by an information provider and a manager of virtual store, etc. SOLUTION: The settlement method is constituted so that intention declaration information to specify declaration of intention is displayed when the intention to purchase pay information, etc., is declared via a computer network, authentication information by which the pay information, etc., based on the use fees contracted to be charged in use charges of a telephone with the telecommunications company holding a telephone line network which can be used by a portable telephone is displayed when the intention declaration information is obtained by connection from the portable telephone and the price for the pay information, etc., to a provider of the pay information, etc., in place of the telecommunications company when the authentication information is obtained via the computer network.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a method for recognizing a charge generated when browsing pay information, downloading pay data, purchasing a product, etc. on a pay information providing site or a virtual store site homepage established on a computer network. The present invention relates to a payment method for performing payment using a computer system on behalf of a telephone company.

[0002]

2. Description of the Related Art As is well known, portable telephones including PHS have been widely used in recent years. In addition to the original use of telephones, the portable telephones are connected to the Internet via a telephone company and connected to a computer network. Access to a paid information providing site, a virtual store site, and the like, browse paid information on the homepage of the paid information providing site (hereinafter, simply referred to as “HP”), and download paid data. H of virtual store site
It is also used in the method of purchasing products at P. The usage fee generated by these usage methods is a system that the telephone company charges together with the telephone usage fee.

The above system will be described in detail with reference to the drawings.

FIG. 31 is a block diagram showing the current state of a computer network which can be used by a user who owns a portable telephone.
The mobile phone 1 has a function of accessing the mobile phone 1.
An input unit 1b for inputting characters, symbols, and the like, and a determination key 1c for confirming a character string input from the input unit 1b or selecting an item are provided, and a function that can start a browser And a function for transmitting and receiving data in response to execution of a CGI (Common Gateway Interface) program on a WWW (World Wide Web) server. Reference numeral 2 denotes a telephone company that owns a telephone line network 3 and a DNS (Domain Name System) server (not shown) that can be used by the mobile phone 1. The telephone company 2 is a subscriber database of the mobile phone 1. 4 and a chargeable link management server 5 that manages the usage fee generated by accessing the paid information providing HP or the virtual store HP where the telephone company 2 charges the usage fee. The control device for the original use of the mobile phone is omitted.) Reference numeral 6 denotes a user who owns the mobile phone 1. The data of the user 6 includes the telephone number assigned to the mobile phone 1 of the user 6, the name of the user 6,
The subscriber database 4 is constructed by associating the address and the account number of the bank, etc., and the billing data of the usage fee corresponding to the user data recorded in the subscriber database 4 is stored in the pay information providing HP. Is established in the link management server 5 for charging in a state in which it corresponds to the data of the information provider who has opened the virtual store and the data of the virtual store manager who has opened the virtual store HP. Reference numeral 7 denotes the Internet network, and the Internet network 7 and the telephone network 3 are connected via a DNS server of the telephone company 2. Reference numeral 8 denotes the information provider that has established the pay information providing HP that can be used by the mobile phone 1 on the Internet 7 via a provider (not shown). A computer terminal 9 is connected to the Internet network 7. Reference numeral 10 denotes the virtual shop manager who has established the virtual shop HP usable on the mobile phone 1 on the Internet 7, and the WWW server 11 owned by the virtual shop manager 10 is connected to the Internet 7. It is connected.

In the current computer network, the user 6 inputs the URL (Uniform Resource Locator) of the HP from the input unit 1b of the mobile phone 1, or determines from the menu screen registered in the mobile phone 1. Telephone company 2 by sequentially selecting and confirming with key 1c
Connected to the paid information providing HP of the information provider 8 that has contracted to charge the usage fee with the virtual store HP of the virtual store manager 10 that has also contracted to charge the usage fee, and
View paid information, download paid data, or
If the intention of purchasing a product is indicated, after the mobile phone 1 is once connected to the telephone company 2 and the charging target link management server 5 determines whether or not it is the charging target HP address, After charging the usage fee for the telephone charge of the user 6 in association with the data of the information provider 8 or the data of the virtual store manager 10, the pay information providing HP or the virtual store HP is again charged. It is connected to execute the contents indicated by the intention. The usage fee is calculated based on data constructed in the subscriber database 4 and the chargeable link management server 5 by the telephone company 2.
Is charged to the user 6 together with the telephone usage fee, and the information provider 8 and the virtual shop manager 10 are paid by the telephone company 2 for the usage fee.

[0006]

As described above, since the telephone company 2 charges the use fee, the information provider 8
And the virtual store manager 10 must make a contract with the telephone company 2 to charge a usage fee. However, there are many information providers 8 and virtual store managers 10 waiting for a contract, and the computer network is It is a major obstacle in using commercial transactions. In addition, there is a problem that even if a contract is made with one telephone company 2, pay information or the like cannot be provided to owners of mobile telephones using the telephone line networks of a plurality of other telephone companies.

Therefore, the inventor of the present invention does not require an information provider or a virtual shop manager to make a contract with a telephone company to charge a usage fee, but can browse paid information, download paid data, and download a product. As a technical issue, providing a settlement method that can receive the price generated at the time of purchase, etc.,
As a result of repeated research and experiments to realize this, the authentication information manager has a billing target HP address that has concluded a conventional contract to charge a usage fee with a telephone company, and the information provider pays Generates information based on the user who has indicated the intention of browsing paid information, downloading paid data, or purchasing a product, etc. at the information providing HP or the virtual store HP of the virtual store manager, and the price thereof. The information is displayed on the paid information providing HP or the virtual store HP that has indicated the intention, and the information is transmitted from the mobile phone.
If a user and an information provider, a virtual store manager, and the like are allowed to establish a commercial transaction through authentication information associated with the chargeable HP address of the same amount as the price, the information provider and the virtual store manager, etc. Obtained the knowledge that even if the conventional contract was not made with the telephone company, the usage fee received from the telephone company can be paid to the information provider, the virtual store manager, and the like. It has been achieved.

[0008] Further, similar to the portable telephone, a display unit capable of browsing the Web, an input unit capable of inputting characters and symbols, and a character string input from the input unit are determined or an item is selected. A desktop type installed in a general home or office, which has a function of starting a browser with a determination key provided and a function of transmitting and receiving data in response to execution of a CGI program on a WWW server. In connection with a telephone (herein, simply referred to as a "telephone" and distinguished from a mobile telephone), a user who has indicated an intention to purchase pay information or the like received from a telephone company to which the user subscribes. The knowledge that the usage fee can be paid to the information provider, the virtual shop manager, and the like has been obtained, and the above-described technical problem has been achieved.

[0009]

The above technical problems can be solved by the present invention as described below.

[0010] A settlement method according to the present invention is a method for settlement of a charge generated when purchasing paid information or the like provided on a homepage established on a computer network via a settlement management server connected to the computer network. The payment management server provides the payment management server with an e-mail address identifying the provider of the pay information, etc., the unique information including the bank account name and the account number, the pay information, the price of the pay information, the pay information, etc. Provider storage means for storing each information with the homepage address which is set,
User storage means for storing unique information including an address and name specifying a user who has indicated an intention to purchase paid information, etc., and unique information for specifying a provider stored in the provider storage means Intention display information generating means for generating intention display information for specifying the intention display corresponding to the price of the pay information and the like and the price of the pay information and the unique information for specifying the user stored in the user storage means; And intention display information storage means for storing intention display information generated by the intention display information generating means, and prompts the provider to input the information in response to a registration request to the provider storage means. By receiving the information, the respective information is stored in the provider storage means, the address of the settlement management server for displaying the intention display information is transmitted to the mail address, and the pay information or the like is purchased. By receiving the intention display data, the user is prompted to input the unique information for identifying the user, and by receiving the unique information, the unique information is stored in the user storage means, and the intention display information generation is performed. Means for generating said intention display information, storing said intention display information in said intention display information storage means, transmitting said intention display information to said user, and purchasing paid information and the like by said intention display information. The user who has indicated the intention to do so is specified.

[0011] Further, a settlement method according to the present invention is a settlement method in which a charge generated when purchasing paid information or the like provided on a homepage established on a computer network is settled by a computer system. A telephone line network that can be used by the mobile phone when the intention display information is specified by displaying the intention display information specifying the intention display when there is an intention to purchase information and the like; The authentication information for purchasing the pay information and the like based on the same usage fee as the price in the contract for charging the telephone usage fee concluded with the telephone company that owns is displayed, and the authentication information is obtained. In such a case, instead of the telephone company, a fee obtained by subtracting a commission from a usage fee equal to the price is paid to a provider of the pay information or the like. Than it is.

[0012] Further, a settlement method according to the present invention is a settlement method in which a charge generated when purchasing paid information or the like provided on a homepage established on a computer network is settled by a computer system. A step of prompting a provider of information or the like to input unique information for identifying the provider, a homepage address where the pay information or the like is provided, and a price for the pay information or the like, and purchasing the pay information or the like. The step of prompting the user who has indicated the intention to input information specific to the user, and the step of prompting the user to indicate the purchase information indicating the intention to purchase and the specific information for specifying the user. Generating intention display information for identifying the intention display based on the intention display step; displaying the intention display information to a user who has performed the intention display; Prompting the input of intention display information by connection from a mobile phone owned by the user who has displayed the information, and a telephone company that owns a telephone line network that can be used by the mobile phone when the intention display information is obtained. Prompting the user to charge a usage fee equal to the price, and displaying authentication information for purchasing the pay information or the like based on the usage fee charged to the user who has indicated the intention. Is what it is.

[0013] Further, a settlement method according to the present invention is a settlement method in which a charge generated when purchasing paid information or the like provided on a homepage established on a computer network is settled by a computer system. The unique information for specifying the provider of the information, the homepage address where the pay information is provided, and the price of the pay information are stored, and the user who has indicated the intention to purchase the pay information, etc. is specified. It stores unique information, generates and stores intention display information for specifying the intention based on the unique information for specifying the user and the price of the pay information, etc., and is owned by the user who has indicated the intention. When the intention indication information is received through a connection from a mobile phone, the charge is charged by a telephone company that owns a telephone line network usable by the mobile phone. Generates and stores authentication information that allows the purchase of the pay information based on the usage fee of the same amount as the money, and, upon receiving the authentication information, gives the provider of the pay information or the like on behalf of the telephone company the same amount as the payment The fee is calculated by subtracting the commission from the usage fee.

[0014] Further, a settlement system according to the present invention is a settlement system for settlement by a computer system for a fee generated when purchasing paid information or the like provided on a homepage established on a computer network. Provider storage means for storing information specific to a provider of information and the like, a homepage address where the paid information and the like are provided, and a price for the paid information and the like;
User storage means for storing unique information for identifying a user who has indicated an intention to purchase paid information, etc .; a charge stored in the provider storage means; and a user stored in the user storage means. Intention display information generating means for generating intention display information for specifying the intention display based on the unique information to be specified, intention display information storage means for storing the intention display information generated by the intention display information generating means, A contract for charging a telephone usage fee concluded with a telephone company that owns a telephone line network that can be used by the mobile phone when the intention indication information is obtained by connection from the mobile phone owned by the user And authentication information generating means for generating authentication information capable of purchasing the pay information or the like based on the same usage fee as the price in (1).

[0015] Further, the settlement management server according to the present invention is connected to a computer network for making a payment by a computer system for a fee generated when purchasing paid information or the like provided on a homepage established on the computer network. A settlement management server, a home page including unique information data for specifying a provider of pay information, etc., home page address data to which the pay information is provided, and price data of the pay information, etc. A telephone that owns a telephone line network that can be used with a mobile phone, a provider management database, a user management database that includes unique information data that specifies a user who has indicated an intention to purchase paid information, etc. Usage fee data for which a contract has been made with the A homepage address management database configured to include homepage address data corresponding to the fee data has been constructed, and is received in the user management database by receiving the data indicating the intention to purchase the pay information or the like. Generating intention indication information data for identifying the intention indication based on the unique information data identifying the user who has indicated the intention and the payment data such as the pay information recorded in the homepage provider management database. By recording in the user management database in association with the unique information data identifying the user, and receiving the intention display information data from the mobile phone, a home page based on the price data corresponding to the intention display information data The same amount of interest recorded in the address management database The charge data is retrieved, the charge data and the homepage address data of the charge are transmitted to the telephone company, and authentication information data that can purchase the pay information or the like based on the charge according to a response from the telephone company. It is generated and recorded in the user management database in association with the unique information data specifying the user.

[0016] A settlement method according to the present invention is a settlement method for settlement by a computer system of a price generated when purchasing paid information provided on a homepage established on a computer network. When there is an intention to purchase information, etc., the intention information that specifies the intention is displayed, and when the intention information is obtained by connection from a telephone, a contract is made with the telephone company. Displaying authentication information for purchasing the pay information and the like based on the same usage fee as the fee in the contract for charging the telephone usage fee, and displaying the authentication information on behalf of the telephone company when the authentication information is obtained. The amount obtained by subtracting the commission from the usage fee is paid to the provider of the pay information or the like.

[0017] A settlement method according to the present invention is a settlement method for settlement by a computer system for a fee generated when purchasing paid information or the like provided on a homepage established on a computer network. A step of prompting a provider of information or the like to input unique information for identifying the provider, a homepage address where the pay information or the like is provided, and a price for the pay information or the like, and purchasing the pay information or the like. The step of prompting the user who has indicated the intention to input information specific to the user, and the step of prompting the user to indicate the purchase information indicating the intention to purchase and the specific information for specifying the user. Generating intention indication information for identifying the intention indication based on the intention indication step; Prompting the input of intention display information by connection from a telephone owned by the user who has displayed the information, and, when the intention display information is obtained, the same amount as the price for the telephone company to which the user has joined And a step of displaying authentication information for purchasing the pay information or the like based on the charged usage fee to the user who has indicated the intention.

[0018] A settlement method according to the present invention is a settlement method in which a payment generated when purchasing paid information or the like provided on a homepage established on a computer network is settled by a computer system. The unique information identifying the provider of the information, the homepage address where the pay information is provided, and the price of the pay information are stored, and the user who has indicated the intention to purchase the pay information is specified. It stores unique information, generates and stores intention display information for specifying the intention display based on the unique information for specifying the user and the price of the pay information, etc., and is owned by the user who has performed the intention display. If the intention indication information is received through a connection from a telephone set, the user is charged based on a usage fee equal to the price charged by the telephone company to which the user subscribes. In addition, it generates and stores authentication information for purchasing the pay information and the like, and upon receiving the authentication information, deducts a fee from a usage fee equal to the price to a provider of the pay information on behalf of the telephone company. That is to pay the amount.

Further, the settlement system according to the present invention is a settlement system for making a payment by a computer system for a fee generated when purchasing paid information or the like provided on a homepage established on a computer network. Provider storage means for storing information specific to a provider of information and the like, a homepage address where the paid information and the like are provided, and a price for the paid information and the like;
User storage means for storing unique information for identifying a user who has indicated an intention to purchase paid information, etc .; a charge stored in the provider storage means; and a user stored in the user storage means. Intention display information generating means for generating intention display information for specifying the intention display based on the unique information to be specified, intention display information storage means for storing the intention display information generated by the intention display information generating means, When the intention indication information is obtained by connection from a telephone owned by the user, the same amount as the price in the contract for charging the telephone usage fee concluded with the telephone company to which the user has subscribed Authentication information generating means for generating authentication information for purchasing the pay information or the like based on the usage fee.

Further, the settlement management server according to the present invention,
A payment management server connected to a computer network for paying by a computer system for a fee generated when purchasing paid information and the like provided on a homepage established on a computer network. A homepage provider management database including the specific information data to be specified, the homepage address data to which the pay information and the like are provided, and the price data of the pay information and the like, and an intention to purchase the pay information and the like A user management database configured to include unique information data for identifying a user who has made the above, and a usage contract with a telephone company to which the user has subscribed for a telephone usage fee. It includes fee data and homepage address data corresponding to the usage fee data. The homepage address management database is constructed, and by receiving the intention indication data for purchasing the pay information or the like, unique information data for identifying the user who has indicated the intention recorded in the user management database Based on the price data such as the pay information recorded in the homepage provider management database and the intention information information specifying the intention indication, the usage information is associated with the unique information data identifying the user. By receiving the intention display information data from the telephone owned by the user, and using the same amount recorded in the homepage address management database based on the price data corresponding to the intention display information data. Search the charge data to find the charge data and To the telephone company, and generates authentication information data for purchasing the pay information or the like based on the usage fee in response to the response from the telephone company, and associates the authentication information data with unique information data for identifying the user. In the user management database.

[0021]

Embodiments of the present invention will be described below with reference to the drawings.

Embodiment 1

FIG. 1 is a block diagram of a computer network employing the settlement method according to the present embodiment, FIG. 2 is a hardware configuration diagram of an authentication information generation server shown in FIG. 1, and FIG. 3 is a program storage unit shown in FIG. Memory configuration diagram, FIG.
FIG. 5 is a diagram showing a data structure of a database for an applicant for authentication stored in the first auxiliary storage unit shown in FIG. 2, and FIG. 5 is a diagram showing data of a database for a market HP provider stored in the second auxiliary storage unit shown in FIG. FIG. 6 is a diagram showing a data configuration of a database for charging target HP addresses stored in the third auxiliary storage unit shown in FIG. 2, and FIG. 7 generates market page number data in the settlement method according to the present embodiment. 8 to 18 are flowchart diagrams illustrating an example of an execution program in the settlement method according to the present embodiment, and FIGS. 19 to 29 are FIGS. 8 to 18.
30 is an explanatory view of a screen displayed in the program shown in FIG. 30, and FIG. 30 is a view for explaining an example of the settlement method. In these figures, the same reference numerals as those in FIG. 2, telephone line network 3, subscriber database 4 of telephone company 2, link management server 5 for charging of telephone company 2, user 6 who owns mobile phone 1.
The Internet network 7 is the same as that in the current computer network shown in FIG. 31, and the description is omitted.

Reference numeral 12 denotes an information provider (hereinafter referred to as "H") that opens a pay information providing site HP (hereinafter, also referred to as "market HP") on the Internet 7 via a provider.
Also referred to as "P founder." ), And owns the mobile phone 1 and the computer terminal 9 that can use the telephone network 3 of the telephone company 2. Reference numeral 13 denotes an HP of a virtual store site on the Internet network 7 (hereinafter, also referred to as “market HP”).
Is a virtual store manager (hereinafter, also referred to as an “HP opener”) who establishes a mobile phone 1 and a WWW server 11 that can use the telephone network 3 of the telephone company 2. 14
Is a user who owns the mobile phone 1 that can use the telephone network 3, and the user 14 is a pay information providing site H established on the Internet 7 through a provider.
P and the computer terminal 9 which can be connected to the HP of the virtual store site. Like the user 6, the data of the user 14 is stored in the telephone number assigned to the mobile phone 1 of the user 14 and the user 14 Is stored in the subscriber database 4 of the telephone company 2 in correspondence with the name, address, and account number of the bank. In the case where the users 6 and 14 browse paid information, download paid data, purchase products, and the like at the paid information providing website of the information provider 8 and the virtual shop website of the virtual shop manager 10, In the same manner as described above, the data of the information provider 8 and the virtual shop manager who have a contract with the telephone company 2 for charging the usage fee corresponding to the user data recorded in the subscriber database 4. The chargeable link management server 5 is constructed in a state corresponding to the ten data.

An authentication information manager 15 manages an authentication information generation server (payment management server) 16 having the hardware configuration shown in FIG. 2. The authentication information manager 15 includes the information provider 8 shown in FIG. Similar to the virtual store manager 10, a contract is made with the telephone company 2 to charge the usage fee for each usage fee amount. The "HP address" is also a billing target HP of the authentication information generation server 16 which will be described later.
The HP address is registered in the chargeable link management server 5 of the telephone company 2. The authentication information generation server 16 is connected to the Internet 7 via a telephone line.
The users 6, 14 can view paid information, download paid data, purchase products, etc. at paid information providing websites and virtual store websites (hereinafter referred to as "paid information, paid data and products, etc." In the case where the act of browsing, downloading, purchasing, etc. is collectively referred to as "purchase.", The intention indication based on the information unique to the users 6, 14 and the price of the paid information, etc. By transmitting market page number (hereinafter, also simply referred to as “page number”) data, which is information indicating intention to specify the same, and receiving the page number data from the mobile phone 1, the same amount as the price is charged. Authentication information (hereinafter, also referred to as an “authentication number”) associated with the HP address of the usage fee that allows the purchase of paid information or the like is transmitted.

As shown in FIG. 2, the authentication information generation server 16 includes a control device (intention display information generation means) generally called a central processing unit (CPU), which comprises a main storage unit, an operation unit, and a control unit. , Authentication information generating means) 17;
A program storage unit 18 storing a payment execution program shown in FIGS. 8 to 18 and a pay information providing HP or a virtual store HP
The first auxiliary storage unit (Utility) storing a database (user management database) for authentication applicants, which records data on users 6 and 14 who have indicated their intention to purchase paid information and the like under the control of the control device 17. Memory means) 19 and H
A second auxiliary storage unit (provider storage means) 20 for storing a market HP provider database (homepage provider management database) in which data relating to P establishers 12 and 13 are recorded under the control of the control device 17; A third HP address database (homepage address management database) storing an HP address for each usage fee registered in the chargeable link management server 5 of the company 2 and an HP corresponding to the HP address. At the OS level, whether or not connection is possible with the auxiliary storage unit 21 and with respect to connection requests from the mobile phone 1 and the computer terminal 9 and various data such as program files and data files created in the language for creating HP such as shtml and hdml. An input determining unit 22 that controls and acquires a specific code of the mobile phone 1 from an environment variable;
OS determines whether or not various data can be output to Internet network 7
And an output determination unit 23 that controls the level.

The control unit 17 includes a program storage unit 18,
First, second, and third auxiliary storage units 19, 20, 21, and input determination unit 22
And an output determination unit 23, and a program storage unit.
Read the payment execution program from 18 and execute it.
Intention to purchase the paid information, etc. by prompting the establishers 12, 13 to input the unique information for identifying the HP established persons 12, 13; the market HP address of the paid information, etc .; and the price of the paid information, etc. For the users 6 and 14 who have displayed the information,
By prompting the user to input unique information for identifying the user, and receiving data indicating intention to purchase paid information, etc., thereby identifying the user 6, 14 who has indicated the intention recorded in the database for the applicant for authentication. Information Data and Market H
A user 6 who generates page number data for specifying the intention indication based on the payment data such as the pay information recorded in the P provider database, records the page number data in the authentication applicant database, and indicates the intention indication , 14 use the same amount as the price charged by the telephone company 2 owning the telephone network 3 that can be used by the mobile phone 1 when the page number data is received from the mobile phone 1 owned by the mobile phone 1. An authentication number that can be used to purchase the pay information or the like based on the fee is generated, recorded in the database for the applicant for authentication in association with the unique information data that specifies the users 6, 14, and the user 6, The control for establishing a commercial transaction between 14 and the HP establishers 12 and 13 is performed.

As shown in FIG. 3, the program storage unit 18 stores a program data memory m1 storing the payment execution program data, information specific to the HP creators 12 and 13, and a price (hereinafter referred to as "commodity"). Registration number data memory for temporarily storing registration information (hereinafter, also referred to as “registration number”) data provided in association with “amount”.
m2 and a commodity price data memory m3 for temporarily storing the commodity price data of the paid information and the like (hereinafter, also referred to as "product name") displayed on the market HP of the HP establishers 12 and 13, and purchase the paid information and the like. A current date and time data memory m4 for temporarily storing date and time data indicating the intention and a page number data memory m5 for temporarily storing the page number data are included.

In the first auxiliary storage unit (user storage means, intention display information storage means) 19, as shown in FIG. 4, the authentication applicant database 24 storing data on the users 6 and 14 is stored. The database 24 for applicants for authentication uses the data such as “name” data, “address” data, “mobile phone number” data, “gender” data, and “birth date” data of the users 6 and 14. User-specific required information (user-specific information) data and "user registration number"
Data, "specific code" (or "identification code" instead of "specific code") unique to the mobile phone, "market page number before use" data, "market page number after use" data, and "authentication number" data And payment of “authentication number issue date” data, “billing date” data, “HP address” data to be charged, “product name” data and “product price” data corresponding to the charged usage fee, etc. It is configured to include performance data and other credit information data such as the usage fee payment status.

As shown in FIG. 5, the second auxiliary storage unit 20 stores the database 25 for the market HP provider in which data on the HP establishers 12 and 13 is recorded. The database 25 stores “market HP address” data of HP establishers 12 and 13,
"Operator name" data, "address" data, "mobile phone number" data, "transfer destination bank name" data, and "account number"
Necessary information (specific information for specifying the provider) data such as data and the like, and a "specific code" (or an "identification code" instead of the "specific code") specific to the mobile phone.
, "E-mail address" data, "product name" data and "product price" data, "registration number" data, "user name" data and "ID" data, and other "use ) Data, "product name" data, and settlement result data such as "product price" data. Then, the required information data of the market HP provider database 25 and the "mail address"
The market information data including the data, the “product name” data, and the “product price” data is updated by addition, deletion, correction, and the like under the control of the control device 17, and the latest information is recorded.

As shown in FIG. 6, the third auxiliary storage unit 21 stores the HP address database 26. The HP address database 26 is stored in the chargeable link management server 5 of the telephone company 2. Each “HP address” data for each registered usage amount (for example, getdbzzz.htm for a charge of 2,000 yen, getdczz for a charge of 3000 yen)
z.htm) and “HP (authentication number display screen (see FIG. 28))” data for each usage fee corresponding to each HP address. Each of the usage fees corresponds to the same price.

It should be noted that the above data is similarly constructed for a usage fee for which a telephone usage fee has been concluded with another telephone company.

Next, the settlement execution program will be described. The mobile phone 1 owned by the user 6 is referred to as a mobile phone 106 in order to distinguish it from other mobile phones 1, and the mobile phone 1 owned by the user 14 is referred to as another mobile phone 1.
Mobile phone 114 to distinguish it from the information provider.
The mobile phone 1 owned by the virtual store manager 12 is referred to as a mobile phone 112 to distinguish the mobile phone 1 from the other mobile phones 1. I do.

The settlement execution program is executed by the HP establishers 12, 13
Is registered in the market HP provider database 25 with a market HP address providing unique required information for specifying the information, a pay information, etc., a product name (pay information, etc.) to be displayed at the address, and a product amount (price). By inputting the market registration processing program (see FIG. 8) and the required information of the users 6 and 14 who have indicated the intention to purchase paid information and the like, intention indicating information (page number) data is generated and the intention The authentication request registration processing program (see FIGS. 15 and 17) for notifying the users 6 and 14 of the display information, and the intention display information data transmitted from the mobile telephones 106 and 114, thereby charging the telephone company 2 After completing the above, authentication information (authentication number) is generated and the authentication information is
14, and an authentication information providing program (see FIG. 18) for notifying the users 6, 14 via the authentication information.
An authentication processing program (see FIG. 16) for establishing a commercial transaction with the establishers 12 and 13.

The market registration processing program includes:
As shown in FIG. 9, a new registration processing program for registering necessary information and the like unique to the new HP establishers 12 and 13 in the market HP provider database 25 (see FIGS. 10 and 11).
And a registration correction processing program (see FIGS. 12 and 13) for correcting and changing required information and the like of the HP establishers 12, 13 registered in the market HP provider database 25.
A registration deletion processing program (see FIG. 14) is provided for deleting necessary information and the like of the HP establishers 12 and 13 registered in the market HP provider database 25 and canceling the registration.

The authentication request registration processing program includes a first authentication request which is started when the user 14 connects to the market HP on the computer terminal 9 and indicates his / her intention to purchase paid information or the like of the market HP. The registration processing program (see FIG. 15) and the users 6 and 14
There is provided a second authentication request registration processing program (see FIG. 17) which is activated when the user connects to the market HP at 106 and 114 and indicates an intention to purchase paid information or the like of the market HP.

The authentication information providing program is executed when the users 6, 14 connect to the authentication information generation server 16 with the mobile phones 106, 114 and make a selection for desired authentication information, and Activated when the user selects the desired authentication information after the authentication request registration processing program.

In the above-mentioned authentication request registration processing program, the first authentication request registration processing program may be activated when accessed by the mobile phone 1 in the same manner as when the computer terminal 9 is used.

First, the HP establishers 12 and 13 enter the market HP
A case in which registration is desired will be described.

HP establishers 12 and 13 use mobile phones 112 and 113
Windows for connecting to the authentication information generation server 16 of the authentication information manager 15 registered in the mobile phones 112, 11
3 by operating the input unit 1b and the enter key 1c to display and click on the display unit 1a, or by connecting to the authentication information generation server 16 of the authentication information manager 15 via the Internet 7 In the input determination unit 22 of the information generation server 16, the connected mobile telephones 112 and 113 are the telephone companies 2 with which the authentication information manager 15 has contracted to charge the usage fee.
It is determined whether or not the mobile phone 1 is the specified mobile phone 1. If the mobile phone 1 is the designated mobile phone 1, the input determining unit 22 obtains the specific codes of the mobile phones 112 and 113 from the environment variables received by the connection, and then the control device. Under the control of 17, the program storage unit 18
The payment execution program stored in the program data memory m1 is read by the control device 17, and the payment execution program is executed. If the mobile phone is not the designated mobile phone 1, the connection is rejected by displaying the screen 1 (see FIG. 19). Further, the specific code (identification code) does not necessarily have to be obtained when the cellular phones 112 and 113 are connected.

When the settlement execution program is executed, FIG.
As shown in FIG. 20, first, under the control of the control device 17, the output determination unit 23 selects one of the "authentication number request" and the "market registration" for the mobile phones 112 and 113 (see FIG. a) is transmitted (step s1). Thereby, the mobile phones 112, 11
The screen 2 is displayed on the display unit 1a of No.3, and the HP establishers 12 and 13 operate the input unit 1b and the enter key 1c to select either “authentication number request” or “market registration” from the screen 2. . Depending on the choice of the HP establishers 12, 13, the mobile phones 112,
When the selection data is transmitted from 113 to the authentication information generation server 16 and the input determination unit 22 receives the selection data, the control unit 17
Is determined (step s2), and if it is the selection data for which "market registration" is selected, the market registration processing program of the settlement execution program is started under the control of the control device 17. Then, as shown in FIG. 9, a screen for selecting one of “new market registration”, “market information correction” and “deletion of market information” from the output determination unit 23 to the mobile phones 112 and 113 as shown in FIG. 3 (see FIG. 20B) is transmitted (step s4).
As a result, the screen 3 is displayed on the display unit 1a of each of the mobile phones 112 and 113.
Is displayed, and the HP establishers 12 and 13 enter the input unit 1b and the enter key 1c.
To select one of “Register new market”, “Modify market information” and “Delete market information” from the screen 3. When the selection data is transmitted from the mobile phones 112 and 113 to the authentication information generation server 16 by the selection of the HP establishers 12 and 13 and the input determination unit 22 receives the selection data, the selection data received by the control of the control device 17 is transmitted. It is determined which one is (step s5), and if the selected data is "new market registration", the new registration processing program of the market registration processing program is started under the control of the control device 17 (step s6).

In the new registration processing program, as shown in FIG. 10 and FIG. 11, first, the HP determiners 12 and 13 provide the market HP addresses from which the HP establishers 12 and 13 provide pay information and the like to the cellular phones 112 and 113 from the output determination unit 23. Is transmitted (step s7) to display the screen 4 (see FIG. 20 (c)) for inputting the. As a result, the screen 4 is displayed on the display unit 1a of each of the mobile phones 112 and 113, and the HP establishers 12 and 13 enter the input unit.
Operate 1b and Enter key 1c to display Market HP from screen 4.
Enter the address and click the register button. When the market HP address data is transmitted from the mobile phones 112 and 113 to the authentication information generation server 16 by the operation of the HP establishers 12 and 13 and the input determination unit 22 receives the market HP address data, the control of the control device 17 causes It is determined whether or not the received market HP address data has already been registered in the market HP provider database 25 of the second auxiliary storage unit 20 (step s8). Record the market HP address data in 25 (step s
9), HP establishers 12, 13 against mobile phones 112, 113
Specific required information that identifies the (e.g., "operator's name", "address", "mobile phone number", "transfer bank name"
Screen 5 (FIG. 20 (d)) for inputting an account and an "account number")
(See step s1)
0). As a result, the screen 5 is displayed on the display unit 1a of each of the mobile phones 112 and 113, and the HP establishers 12 and 13 operate the input unit 1b and the enter key 1c to input the required information from the screen 5 and enter a registration button. Click. By the operation of the HP establishers 12 and 13, the authentication information generation server 16 is transmitted from the mobile phones 112 and 113.
When the required information data is transmitted to the input determining unit 22 and the required information data is received, the required information data is recorded in the market HP provider database 25 in association with the market HP address under the control of the control device 17 ( In step s11), if the specific code is obtained from the environment variables by connecting the mobile phones 112 and 113 (step s1).
2) In order to improve the accuracy of the required information input by the HP establishers 12 and 13, the specific code is also recorded (step s13). When it is determined in step s12 that the specific code has not been obtained, and after step s13, the output determining unit 23 sends the HP establisher 1 to the mobile phones 112 and 113.
Data for displaying the screen 6 (see FIG. 20 (e)) for inputting the e-mail addresses of 2 and 13 is transmitted (step s14). Thus, the display units 1a of the mobile phones 112, 113
Screen 6 is displayed, and the HP establishers 12 and 13 operate the input unit 1b and the enter key 1c to input a mail address from the screen 6 and click a registration button. By operating the HP establishers 12 and 13, the mail address data is transmitted from the mobile phones 112 and 113 to the authentication information generation server 16, and the input determination unit 22
Receives the e-mail address data, the e-mail address data is recorded in the market HP provider database 25 in association with the required information under the control of the control device 17 (step s15). Data for displaying a screen 7 (see (f) of FIG. 20) for inputting a product name (paid information or the like) provided on the market HP of the HP establishers 12 and 13 is transmitted to the telephones 112 and 113 ( Step s16). Thereby, the mobile phone 112
, 113, the screen 7 is displayed on the display unit 1a,
2 and 13 operate the input unit 1b and the enter key 1c to input a product name from the screen 7 and click a registration button. When the product name data is transmitted from the mobile phones 112 and 113 to the authentication information generation server 16 by the operation of the HP establishers 12 and 13 and the input determination unit 22 receives the product name data, the product is controlled by the control device 17. The name data is recorded in the market HP provider database 25 in association with the market HP address (step s17).
Screen 8 for inputting the product amount (price) for 112 and 113
The data for displaying (see (g) of FIG. 20) is transmitted (step s18). Thereby, the mobile phones 112, 113
Is displayed on the display unit 1a, and the HP establishers 12 and 13 operate the input unit 1b and the enter key 1c to input the commodity amount from the screen 8 and click a registration button. HP Openers 12, 13
When the product price data is transmitted from the mobile phones 112 and 113 to the authentication information generation server 16 by the operation of, and the input determination unit 22 receives the product price data, the product price data is stored under the control of the control device 17 under the control of the control device 17. After being recorded in the market HP provider database 25 in association with the product (step s19), a unique registration number for specifying the product price of the product name is generated, and the market HP provider database is generated.
25 (step s20), a user name and an ID corresponding to the required information are generated and recorded in the market HP provider database 25 (step s21). Then, the output determination unit 23 transmits data for displaying the screen 9 (see (h) in FIG. 20) of the completion of the registration of the market information to the mobile phones 112 and 113 (step s22).
As a result, the screen 9 is displayed on the display unit 1a of each of the mobile phones 112 and 113.
Is displayed, and the HP establishers 12 and 13 enter the input unit 1b and the enter key 1c.
And click the OK button on the screen 9. H
When the click signals are transmitted from the mobile phones 112 and 113 to the authentication information generation server 16 by the operation of the P establishers 12 and 13 and the input determination unit 22 receives the click signal, the market page number (intention display information) is displayed. Address and the user name and I that can access the script for
A script for inputting user-specific required information and the like is attached to the e-mail describing D and transmitted to the e-mail address (step s23), the new registration processing program ends, and the process returns to step s1.

In step s8, the market H
The P address data is the market HP of the second auxiliary storage unit 20
If it is already registered in the provider database 25, a screen notifying the completion of registration is displayed, the new registration processing program is interrupted, and the process jumps to step s1.

Note that, following step s19, step s22 is processed, and the display unit 1a of the portable telephones 112 and 113 is processed.
When the screen 9 is displayed on the screen, the OK button is clicked, and data indicating the intention to approve the registration is input to the input determination unit 22.
May be received to process steps s20 and s21 and return to step s1. In this case, in steps s9 to s19, the market information data input by the HP establishers 12 and 13 is stored in a program. The market information data is temporarily stored in the storage unit 18 and the market information data is recorded in the market HP provider database 25 by receiving the data indicating the intention to approve the registration.
0 and s21 may be processed, and when the data indicating the intention to cancel the registration is received, the market information data stored in the program storage unit 18 may be deleted and the process may jump to step s1. Incidentally, the step s23
May be notified at a later date.

In step s5 shown in FIG.
If the selected data is "market information correction", the registration correction processing program of the market registration processing program is started under the control of the control device 17 (step s24).

In the registration correction processing program, as shown in FIGS. 12 and 13, first, the output determining unit 23 sends the user names and the user names notified to the HP establishers 12 and 13 to the portable telephones 112 and 113. Data for displaying the screen 10 for inputting the ID (see FIG. 21A) is transmitted (step s25). Thus, the display units 1a of the mobile phones 112, 113
Screen is displayed, and the HP establishers 12 and 13 similarly input a user name and ID from the screen 10 and click a registration button. When the user name data and the ID data are transmitted from the mobile phones 112 and 113 to the authentication information generation server 16 and the input determination unit 22 receives the user name data and the ID data, the control unit 17 controls the received user name data and the ID data. It is determined whether or not the ID data exists in the market HP provider database 25 of the second auxiliary storage unit 20 (step s26). If the ID data does exist, it is determined whether or not the specific code has been obtained (step s26). Step s27), if obtained,
The specific codes of the connected mobile phones 112 and 113 are compared with the specific codes corresponding to the user names and IDs recorded in the market HP provider database 25 (step s28). Then, if it is determined that the specific code has not been obtained in step s27,
The data for displaying the screen 5 for inputting the necessary information specific to 13 is transmitted (step s29). As a result, the required information to be changed by the HP establishers 12 and 13 is input from the screen 5 displayed on the display unit 1a of the mobile phones 112 and 113, or the registration button is clicked as there is no corresponding item to be changed. When the input determining unit 22 receives the click signal, the control unit 17 determines whether required information has been input (step s30). The corresponding required information registered in the database 25 is searched, and the required information is corrected and updated to the input required information (step s31).
When it is determined in step s30 that the input has not been made, and following step s31, data for displaying the screen 6 for inputting the mail addresses of the HP establishers 12 and 13 is transmitted (step s32). Thereby, the mobile phone 112
, 113, the HP establisher 1 is displayed on the screen 6 displayed on the display unit 1a.
Enter the e-mail address to be changed in steps 2 and 13, or click the register button as there is no corresponding item to be changed. When the input determination unit 22 receives the click signal, the control unit 17 determines whether a mail address has been input (step s33).
Under the control of 17, a mail address registered in the market HP provider database 25 is searched from the user name, and the mail address is corrected and updated to the input mail address (step s34). If it is determined that no input has been made, and step s34
Then, data for displaying a screen 11 (see FIG. 21 (b)) for inputting a market HP address and a product name is transmitted (step s35). Thereby, the mobile phone 11
From the screen 11 displayed on the display unit 1a of 113
Enter the market HP address and / or product name to be changed by 12 and 13, or click the registration button as there is no corresponding item to be changed. When the input determination unit 22 receives the click signal, the market HP
It is determined whether one of the address and the product name has been input (step s36). If the address has been input, the user name is registered in the market HP provider database 25 from the user name under the control of the control device 17. Market HP
Search the address and / or product name to find the market HP
Market HP with address and / or product name entered
The address and / or the product name are corrected and updated (step s37), and when it is determined in step s36 that the input has not been made, and after step s37, data for displaying the screen 8 for inputting the product price is transmitted. (Step s38). Thus, the display units 1a of the mobile phones 112, 113
Enter the product price to be changed by the HP establishers 12 and 13 from the screen 8 displayed on the screen, or click the registration button as there is no corresponding item to be changed. When the input determination unit 22 receives the click signal, the control unit 17 determines whether or not the amount of the commodity has been input (step s39). The product price registered in the market HP provider database 25 is searched from the name, the product price is corrected to the input product price and updated (step s40), and it is determined in step s39 that the product price has not been input. Case and step s40
Then, the screen 12 of the completion of the correction of the market information (FIG. 21)
Is transmitted (step s41). Thereby, the display units of the mobile phones 112 and 113 are
The screen 12 is displayed on 1a, and the OK button is clicked.
When the input determination unit 22 receives the click signal, the control unit 17
Under the control of (1), an e-mail describing the changed market information is transmitted to the e-mail addresses of the HP establishers 12 and 13 (step s42), the registration correction processing program ends, and the flow returns to step s1.

If the user name data and the ID data do not exist in the market HP provider database 25 of the second auxiliary storage unit 20 in the step s26, If not satisfied, a screen notifying that the information is incorrect is displayed, the registration correction processing program is interrupted, and the routine jumps to step s1.

In step s5 shown in FIG.
If the selected data is "delete market information", the registration deletion processing program of the market registration processing program is started under the control of the control device 17 (step s43).

In the registration deletion processing program, as shown in FIG. 14, first, the screen for inputting a user name and an ID is displayed.
The data for displaying 10 is transmitted (step s44). As a result, the user name and ID are input from the screen 10 displayed on the display unit 1a of the mobile phones 112 and 113, and the registration button is clicked. When the user name data and the ID data are transmitted from the mobile phones 112 and 113 to the authentication information generation server 16 and the input determination unit 22 receives the user name data and the ID data, the control unit 17 controls the received user name data and the ID data. ID data is market HP of the second auxiliary storage unit 20
It is determined whether or not it exists in the provider database 25 (step s45). If it exists, it is determined whether or not the specific code has been obtained (step s46). The specific codes of the portable telephones 112 and 113 are compared with the specific codes corresponding to the user names and IDs recorded in the market HP provider database 25 (step s47). Following the determination and the determination that the specific code has not been obtained in step s46,
Data for displaying the screen 6 for inputting the e-mail addresses of 12 and 13 is transmitted (step s48). This allows
From the screen 6 displayed on the display unit 1a of the mobile phones 112 and 113, the HP establishers 12 and 13 enter their e-mail addresses and click a registration button. When the e-mail address data is transmitted from the mobile phones 112 and 113 to the authentication information generation server 16 and the input determination unit 22 receives the e-mail address data, the received e-mail address data is stored in the It is determined whether the mail address is the same as the correspondingly recorded mail address (step s49). If the mail address is satisfied, the output determination unit 23 determines whether the data is to be deleted from the mobile phones 112 and 113. The data for displaying the screen 13 (see FIG. 22A) for inputting the intention display is transmitted (step s50). Thereby, the mobile phone 112
, 113 from the screen 13 displayed on the display unit 1a
2 and 13 click either the "YES" or "NO" button. When the input determination unit 22 receives the click signal,
Under the control of the control device 17, it is determined whether the answer is "YES" or "NO" (step s51). If the data is an indication of intention to delete the market information ("YES"), the corresponding market in the market HP provider database 25 The deletion flag is set in the information data (step s52), and the output determination unit 23 displays a screen 14 (see FIG. 22B) notifying the mobile phones 112 and 113 that the deletion is completed. The data is transmitted (step s53), and the process returns to step s1.

If the user name data and the ID data do not exist in the market HP provider database 25 of the second auxiliary storage unit 20 in the step s45, the specific code is not satisfied in the step s47, and the mail address in the step s49 Is not the same, and if the data is an intention indication (“NO”) data not to delete the market information in step s51, a screen 15 (see FIG. 22C) indicating that the deletion operation has been interrupted is displayed. After transmitting the data (step s54) and displaying the screen 15 on the display unit 1a of the mobile phones 112 and 113,
When the P establishers 12 and 13 click the registration button on the screen 15, the registration deletion processing program is interrupted and the process jumps to step s1.

The deletion of the market information is executed based on the flag after all the settlement operations are completed.

When the HP establishers 12 and 13 perform market registration at the computer terminal 9, the same processing can be executed by changing the steps specific to the mobile phone.

As described above, since the market information of the HP establishers 12 and 13 is registered in the market HP provider database 25 of the second auxiliary storage unit 20, the user who has indicated the intention to purchase the pay information or the like. An e-mail describing the user name and ID and an address allowing access to the script for displaying the market page number by inputting the required information unique to the users 6 and 14 are transmitted to the HP establishers 12 and 13.
P Establishers 12 and 13 are market HP provider databases
In the HP of the market HP address registered in 25 (market HP), for example, <A herf = address that can access the script> Click here if you want to purchase </A> By linking to the generation server 16, a button screen 16 (see (a) of FIG. 23) for displaying the intention of the users 6 and 14 to purchase the pay information of the market HP of the HP establishers 12 and 13 is displayed. . Then, the user 6, 14 clicks the button screen 16 displayed on the display of the computer terminal 9 or the display unit 1a of the mobile phone 106, 114, and the user 6, 14
Computer terminal 9 or mobile telephones 106 and 114 are connected to the authentication information generation server 16 of the authentication information manager 15, and when connected by the computer terminal 9, the first authentication request registration processing program is executed. , 114, the second authentication request registration processing program is started, and a screen for inputting necessary information specific to the users 6, 14 on the display of the computer terminal 9 or the display unit 1a of the mobile phones 106, 114. When 17 (see FIG. 23 (b)) is displayed and the unique required information is input,
The screen 18 ((c) in FIG. 23) for informing the user of the intention display information corresponding to the price such as the pay information indicating the purchase intention is displayed.

Next, a procedure for enabling the users 6 and 14 to purchase paid information and the like of the market HP will be described.

First, a description will be given of a first authentication request registration processing program which is started when the user 14 connects to the market HP of the HP establishers 12 and 13 from the computer terminal 9 via the Internet 7.

The market H on the display of the computer terminal 9 in which the product name and the product price are described
When the link button on the button screen 16 of P is clicked, the computer terminal 9 of the user 14
Is connected to the authentication information generation server 16, and the first authentication request registration processing program is started.

In the first authentication request registration processing program, as shown in FIG. 15, the market HP address is first stored in the second auxiliary storage unit 20 from the environment variables received by the input determination unit 22 of the authentication information generation server 16 by connection. It is determined whether or not the market HP address is registered in the market HP provider database 25 (step s55). If the market HP address is a registered market HP address, the control device 17 calculates the current date and time and executes the program. The information is temporarily stored in the current date and time data memory m4 of the storage unit 18 (step s56), and required information unique to the user required for settlement (for example, "name", "address",
Data for displaying the screen 17 for inputting a "mobile phone number", "sex" and "date of birth" are transmitted to the computer terminal 9 (step s57). As a result, if the user 14 inputs necessary user-specific information required for payment from the screen 17 displayed on the display of the computer terminal 9 and clicks the registration button, the computer terminal 9 transmits the authentication information to the authentication information generation server 16. Under the control of the control device 17, it is determined whether or not all the necessary information has been input (step s58).
It is determined whether or not the required information has already been registered in the database 24 for the applicant for authentication in the first auxiliary storage unit 19 (step s59). 24 (step s60),
At the same time, a registration number unique to the user corresponding to the required information is given and recorded in the database 24 for the applicant for authentication (step s61), and the database 25 for the market HP provider is obtained from the market HP address data obtained from the environment variables.
The product price data and the registration number data of the product price are searched for and the registration number data is stored in the registration number data memory m2 of the program storage unit 18, and the product price data is stored in the product price data memory m3. It is temporarily stored (step s62). Subsequently, as shown in FIG. 7, the control device 17 compares the registration number data in the registration number data memory m2, the current date and time data in the current date and time data memory m4, and the user registration number data in the authentication applicant database 24. Generates the market page number data before use for identifying the product amount of the product name provided by the HP establishers 12 and 13 and the user 14 who has indicated the intention to purchase the product name, and generates the market page number data before use for the authentication applicant. The data is recorded in the database 24 (step s63), and the market page number data before use is stored in the program storage unit.
It is temporarily stored in the 18 page number data memory m5 (step s64). Subsequently, under the control of the control device 17, data for displaying the screen 18 indicating the market page number is transmitted to the computer terminal 9 (step s6).
Five). As a result, the screen 18 is displayed on the display of the computer terminal 9, and the first authentication request registration processing program ends in a state of waiting for the input of the authentication number.

In step s55, the market H
If the P address is not registered in the market HP provider database 25, data for displaying the screen 19 indicating that the service is unavailable shown in FIG. 24 is transmitted to the computer terminal 9 (step s66), and the process is interrupted (step s66). s6
7), the program ends. Step s59
In the case where the required information of the user 14 has already been registered in the database 24 for the applicant for authentication in the first auxiliary storage unit 19, the unprocessed state before use is obtained from the required information data of the user 14 and the product price data. It is determined whether or not the market page number data remains in the page number data memory m5 (step s68). If there is no market page number data, the process jumps to step s62.

In the state where the screen 18 is displayed, the user 14 connects to the authentication information generation server 16 with the cellular phone 114 and selects “desired authentication number” from the screen 2, and an authentication information provision processing program to be described later. To obtain a certification number,
If the authentication number is input from the screen 18 and the registration button is clicked, the computer terminal 9 of the user 14 is connected to the authentication information generation server 16 of the authentication information manager 15, and the authentication processing program following step s65 is executed. to start.

In the authentication processing program, as shown in FIG. 16, under the control of the control device 17, the authentication number input from the screen 18 is temporarily stored in the page number data memory m5 of the program storage unit 18 before use. Judge whether it corresponds to the market page number data (step s
69), if the authentication number is correct data, the market page number data before use in the page number data memory m5 is recorded as a post-use market page number in the database 24 for the applicant for authentication in association with the authentication number data ( Step s70), deleting the registration number data, the commodity price data, the current date and time data, and the pre-use market page number data stored in the program storage unit 18, and the commodity name data and commodity price data of the transaction target Is recorded in the market HP provider database 25 in association with the HP establishment data providing the product name (step s71), and the authentication processing program processing ends.

If the input authentication number does not correspond to the market page number before use in the page number data memory m5 in step s69, the data for displaying the screen 20 indicating that the processing shown in FIG. Is transmitted to the computer terminal 9 (step s72), the processing is interrupted (step s73), and the program ends.

Next, the users 6 and 14 use the mobile phones 106 and 11
4 via Internet network 7
The second authentication request registration processing program that is started by connecting to the market HP will be described.

When the link button on the button screen 16 of the market HP displayed on the display section 1a of the mobile telephones 106 and 114 is clicked, the mobile telephones 106 and 114 of the users 6 and 14 are connected to the authentication information of the authentication information manager 15. Connected to the generation server 16,
The second authentication registration program starts.

In the second authentication request registration processing program, as shown in FIG. 17, first, the market HP address is registered in the market HP provider database 25 of the second auxiliary storage unit 20, as in step s55. It is determined whether it is a market HP address (step s7).
4) The current date and time are calculated as in step s56 and temporarily stored in the current date and time data memory m4 of the program storage unit 18 (step s75).
The data for displaying 17 is transmitted to the mobile phones 106 and 114 (step s76), and if all the necessary information unique to the user is input (step s77), as in step s58, the user is processed in the same manner as in step s59. It is determined whether the required information 6 and 14 have already been registered in the database 24 for the applicant for authentication in the first auxiliary storage unit 19 (step s78), and the required information data and the user are determined in the same manner as in steps s60 and s61. The unique registration number data is recorded in the authentication applicant database 24 (steps s79 and s80), and the registration number data of the commodity price is stored in the registration number data memory m2 in the same manner as in step s62.
In step S81, the merchandise amount data is temporarily stored in the merchandise amount data memory m3 (step s81), and the market page number data before use is generated and recorded in the authentication applicant database 24 as in step s63 (step s82). The market page number data before use is temporarily stored in the page number data memory m5 as in step s64 (step s64).
83), Screen 21 to inform market page number data
(Refer to FIG. 26).
(Step s84), and the second authentication request registration processing program ends with the screen 21 being displayed on the display unit 1a of the mobile phones 106 and 114.

If the market HP address is not registered in the market HP provider database 25 in the step s74, the steps s66 and s67 are performed.
The program ends after steps s85 and s86 similar to the above. If the required information of the user 14 has already been registered in the database 24 for the applicant for authentication in the first auxiliary storage unit 19 in step s78, the program proceeds to step s68. Then, the processing jumps to step s81 or s84 through step s87 similar to.

Next, the authentication information providing processing program will be described.

The users 6, 14 are authenticated by the authentication information generation server 16 of the authentication information manager 15 registered in the portable telephones 106, 114.
When the user connects to the authentication information generation server 16 of the authentication information manager 15 through the window for connecting to the authentication information manager 15 via the Internet network 7 and selects "authentication number request" from the screen 2, or If the user clicks the confirmation button on the screen 21 displayed on the display unit 1a of the mobile telephones 106 and 114 in step s84, the mobile telephones 106 and 114 are connected to the authentication information generation server 16 to perform authentication. The information addition processing program starts.

In the authentication information addition processing program, the program shown in FIG.
As shown in (1), first, data for displaying the screen 22 (see FIG. 27A) for inputting the notified market page number is transmitted (step s88). As a result, the users 6, 14 enter the market page number on the screen 22 displayed on the display unit 1a of the mobile phones 106, 114, and click the registration button. By clicking the registration button, the mobile phones 106 and 114 allow the authentication information generation server 16
And determines whether or not the input market page number data is stored in the page number data memory m5 of the program storage unit 18 under the control of the control device 17 (step s89). If it is stored, the screen 23 for inputting the price of the commodity (FIG. 2)
7 (b) is transmitted (step s90). As a result, the users 6 and 14 enter the price of the commodity from the screen 23 displayed on the display section 1a of the mobile phones 106 and 114, and click the registration button. By clicking the registration button, the mobile phones 106 and 114 are connected to the authentication information generation server 16, and under the control of the control device 17, the input product price is stored in the product price data memory m3 corresponding to the page number data memory m5. It is determined whether or not the stored commodity price data is satisfied (step s91). If the information is correct, the price corresponding to the commodity price is determined from the charging target HP address database 26 of the third auxiliary storage unit 21. It is determined whether the HP address of the usage fee for which a billing contract has been made can be extracted (step s92). If the HP address can be extracted, the telephone company 2 is accessed and the extracted billing target HP address is notified. Along with mobile phones 106 and 11
If the specific code of 4 has been acquired, the specific code is notified together (step s93), and the connection of the mobile phones 106 and 114 is switched from the authentication information generation server 16 of the authentication information manager 15 to the telephone company 2. Urges the user to charge a usage fee equal to the product price.

Thus, as in the conventional case, the portable telephone 10
A screen 24 (see FIG. 27 (c)) for inputting the personal identification numbers of the portable telephones 106 and 114 is displayed on the display section 1a of each of the portable telephones 6 and 114. Based on the number and the transmitted HP address of the charging target, the usage fee corresponding to the HP address of the charging target is charged to the telephone usage fee of the users 6 and 14 who own the mobile phones 106 and 114 having the password. Thereafter, the authentication information generation server 16 of the authentication information manager 15 is notified of the specific code of the mobile phones 106 and 114 or the identification code in place of the specific code and the billing target HP address, and controls the authentication of the authentication information manager 15. Return to the information generation server 16.

After transmitting the data for displaying the screen 24 for inputting the personal identification numbers of the portable telephones 106 and 114 to the portable telephones 106 and 114 (step s94), the portable telephones
The connection between 106 and 114 may be switched from the authentication information generation server 16 of the authentication information manager 15 to the telephone company 2. Also, it is possible to confirm whether or not the amount displayed on the market HP and the amount of goods recorded in the market HP provider database 25 are the same based on the amount of goods input in step s90. In addition, since the usage fee for the users 6 and 14 is charged to the telephone usage fee equal to the product price required for the purchase, the occurrence of trouble can be prevented.

The specific code transmitted from the telephone company 2 or an identification code in place of the specific code and the charge target H
When the input determination unit 22 of the authentication information generation server 16 receives the data of the P address, the control unit 17 controls the payment date, the HP address, the product name, the product amount, the market page number, and the like for the payment results. User 6
The data is recorded in the authentication applicant database 24 corresponding to the 14 data (step s95). Subsequently, a unique authentication number associated with the market page number corresponding to the settlement result data (for example, a product price,
Data such as a number consisting of a serial number assigned by charging is generated (step s96). Then, a button screen 25 for notifying the authentication number shown in FIG. 28 obtained by attaching the authentication number data to the HP for each usage fee corresponding to the charging target HP address is displayed on the cellular phones 106 and 114.
Is transmitted (step s97).

When the "authentication number request" on the screen 2 is selected and the authentication information adding process program is started, the program is terminated and the process returns to step s1. Therefore, when the user 14 inputs the authentication number and clicks the registration button on the screen 18 displayed on the display of the computer terminal 9, the authentication processing program is started.

When the authentication information provision processing program is started by clicking the confirmation button on the screen 21, the users 6, 14 are displayed on the button screen 25 displayed on the display unit 1a of the mobile phones 106, 114. By clicking, following step s97, data for displaying the screen 18 is transmitted to the mobile phones 106 and 114 (step s98).
The authentication information providing program ends, and subsequently, the authentication program starts.

After step s97, whether "authentication number request" is selected on the screen 2 for processing the step s98, the authentication information adding processing program is started, or the confirmation button on the screen 21 is pressed. The determination as to whether or not the authentication information provision processing program has been activated by the click is omitted in FIG.

In the settlement execution program, when the users 6 and 14 display the button screen 16 on the mobile phones 106 and 114 and click the button screen, the button screen 16 is displayed on the display of the computer terminal 9 of the user 14. The first authentication request registration processing program may be started in the same manner as in the case where the first authentication request registration processing program is executed.

Next, a specific example in which the user 6 accesses the virtual store HP of the HP establisher 13 who has registered the virtual store HP in the market HP provider database 25 and purchases paid information and the like. Will be described.

When the user 6 accesses the virtual store HP of the HP establisher 13 via the Internet 7, FIG.
As shown in (a) of FIG. 0, the HP screen 27 of the "wall" corner is displayed on the display section 1a of the mobile phone 106.

When the user 6 clicks 2000 yen on the screen 27, a screen 28 for notifying the wallet of 2000 yen is displayed on the portable telephone.
106 is displayed on the display section 1a. The button screen 16 linked to the authentication information creation server 16 of the authentication information manager 15 is attached to the screen 28, and the user 6
If the user decides to purchase a wallet and clicks the link button on the button screen 16, the mobile phone 106 is connected to the authentication information creation server 16 and the second authentication request registration processing program is started, and the mobile phone 106 The screen 17 is displayed on the display section 1a (steps s74 to s76).

When the user 6 inputs “name”, “address”, “mobile phone number”, “gender” and “birth date” from the screen 17 and clicks a registration button, these user 6 The unique required information is recorded in the database 24 for the applicant for authentication (steps s77 to s81), and the registration number data memory m2
Registration number data "xxxxxx", the user registration number data "zzzzzz", and the current date and time data "oo-dd-hh-mm-ss (month-day-hour-minute-second)" in the current date / time data memory m4. Are linked to generate market page number data, and the screen 21 is displayed on the display section 1a of the mobile phone 106 (steps s82 to s84).

When the user 6 clicks the confirmation button on the screen 21, the mobile phone 106 is connected to the authentication information creation server 16, the authentication information providing processing program is started, and the screen is displayed on the display unit 1 a of the mobile phone 106. 22 is displayed (step s88). When the user 6 inputs the market page number “xxxxxxzzzzzzooddhhmmss” from the screen 22 and clicks the registration button, the mobile phone 106 is connected to the authentication information creation server 16 and the screen 1a is displayed on the display unit 1a of the mobile phone 106.
23 is displayed (steps s89 and s90). When the user 6 inputs the commodity price "2000" from the screen 23 and clicks the registration button, the mobile phone 106 is connected to the authentication information creation server 16 and the screen 24 is displayed on the display 1a of the mobile phone 106. (Steps s91 to s93).

When the user 6 inputs the password “****” of the mobile phone 106 from the screen 24 and clicks the registration button, the mobile phone 106 is connected to the telephone company 2 and the user 6
The usage fee of 2,000 yen, the same as the price of 2,000 yen, is charged to the telephone usage fee of, and a billing contract is made with the authentication information administrator 15 20
After the use of the 00 yen HP address “getdbzzz.htm” is recorded, the connection of the mobile phone 106 is returned from the telephone company 2 to the authentication information creation server 16.

As a result, an authentication number “2000aaaaaa” is generated and the button screen on which the “2000aaaaaa” is attached
25 is displayed on the display section 1a of the mobile phone 106 (steps s94 to s97).

When the user 6 clicks the confirmation button on the screen 25, the mobile phone 106 is connected to the authentication information creation server 16 and the screen 18 is displayed on the display 1a of the mobile phone 106 (step s98).

Subsequently, the authentication processing program is started, and when the user 6 inputs the authentication number “2000aaaaaa” from the screen 18 and clicks the registration button, the mobile phone 106 is connected to the authentication information creation server 16. A commercial transaction is established between the user 6 and the virtual shop manager 13 (steps s69 to s69).
71).

As described above, when the users 6 and 14 click the link button screen 16 on the market HP, a screen 18 for inputting the authentication number displaying the market page number is displayed. If the users 6 and 14 connect to the authentication information creation server 16 with the mobile phones 106 and 114 in order to obtain the authentication number, the mobile phones 106 and 114 are connected to the telephone company 2 and the users 6 and 14 After the usage fee equal to the product price is charged to the telephone usage fee, the mobile phones 106 and 114 are again connected to the authentication information creation server 16 and the mobile phones 106 and 114 are connected.
A screen 25 for notifying the user of the authentication number is displayed. User 6,
If 14 inputs the authentication number on the screen 18, the user 6, 14
A commercial transaction is established between the user and the HP establishers 12 and 13, and the users 6 and 14 can obtain products. In addition, the usage fee is paid from the telephone company 2 to the authentication information manager 15, and the HP
Items 12 and 13 can receive from the authentication information manager 15 the product amount from which the commission has been deducted. Therefore, a fee remains for the authentication information manager 15. It should be noted that the same amount as the usage fee may be paid, and the commission may be collectively collected by a separate contract.

In this embodiment, the same screen 25 created in the HP creation language and before attaching the authentication number is recorded in the HP address database 26 corresponding to the HP address of each usage fee. Further, in the market HP provider database 25, the market HP address is associated with the product name, the product name is associated with the product price of the product name, and a registration number is given for each product price. It is associated with the product price. Further, the market HP address and the required information of the HP establishers 12 and 13 are associated, and the required information is associated with the mail address and the user name / ID.

Further, if a user who owns a mobile phone other than the mobile phone 1 indicates that he / she wants to purchase paid information or the like with the other mobile phone, the user may contact the telephone company of the other mobile phone. Is searched in the HP address database 26 that has constructed the usage fee and the HP address for which a contract has been made.

Since the registration number for specifying the product name and the product price is given, if the same product price exists in different product names, the product name can be specified. However, if a unique page number is generated based on the product name, the product price of the product name, and the registration number of the user, the registration number need not be assigned.

Further, the necessary information of the HP establishers 12 and 13 is HP
As long as the establishers 12 and 13 can be identified, any one of the information of “operator's name”, “address”, “mobile phone number”, “transfer destination bank name” and “account number” may be used. Alternatively, other information that can identify the HP establishers 12 and 13 may be used. For example, when information that can identify the HP establishers 12 and 13 has been acquired in advance in writing or the like, the required information may be an identification number given to the HP establishers 12 and 13. Also,
The required information of the users 6 and 14 may be any information that can identify the users 6 and 14 among “name”, “address”, “mobile phone number”, “gender” and “birth date”. , "Mobile phone number". When the information that can identify the users 6 and 14 has been acquired in advance in writing or the like, the required information may be an identification number assigned to the users 6 and 14.

The unique registration number for specifying the price of the paid information and the like and the unique registration number for the user are serial numbers (for example, item11111 and user11111) which are respectively characterized.
).

The intention display information is provided by the HP establishers 12 and 13.
Any information may be used as long as it is information that can identify the price of the pay information or the like that can identify the user and the users 6 and 14 that have indicated the intention to purchase the pay information or the like. Is also good.

Further, the authentication information may be any number that indicates that the telephone company has been charged.

In the settlement method according to the present embodiment, the settlement management server 16 stores unique information including the payer information such as the mail address specifying the HP establishers 12 and 13, the bank account name, and the account number, and the pay information. A second auxiliary storage unit 20 for storing information such as the price of the pay information and the homepage address where the pay information is provided, and an address for specifying the users 6, 14 who have indicated their intention to purchase the pay information, etc. A first auxiliary storage unit 19 for storing unique information including a name and a name, a unique information for specifying the HP establishers 12 and 13 stored in the second auxiliary storage unit 20, a charge information, a charge information, and the like. Price and first auxiliary storage unit 19
A control device 17 that generates intention display information that specifies the intention display corresponding to the unique information that specifies the users 6 and 14 stored in the control device 17; and stores the intention display information generated by the control device 17. A first auxiliary storage unit 19 is provided, and in response to a registration request to the second auxiliary storage unit 20, the HP establishers 12, 13 are prompted to input the information, and the information is received to receive the information. By transmitting the address of the payment management server 16 for storing the intention display information to the mail address stored in the second auxiliary storage unit 20 and receiving the intention display data for purchasing the pay information, etc., the user By prompting the input of the unique information for identifying 6, 14 and receiving the unique information, the unique information is stored in the first auxiliary storage unit 19, and the intention display information is generated by the control device 17. And stores it in the first auxiliary storage unit 19. Since the information is stored and the intention display information is transmitted to the users 6 and 14, the users 6 and 14 who have indicated the intention to purchase the pay information or the like based on the intention display information can be specified. Can be.

In the settlement method according to the present embodiment, the user 14 uses the HP established on the Internet 7.
The market HP is displayed on the display of the computer terminal 9 by connecting to the HPs of the establishers 12 and 13, and the button screen 16 of the market HP is clicked, or the users 6 and 14 are connected via the telephone network 3. Connect to the HP of the HP establishers 12 and 13 established on the Internet network 7 and display the market HP on the display unit 1a of the mobile phones 106 and 114;
The button screen 16 of the market HP is clicked, and the click signal is transmitted to the authentication information generation server of the authentication information manager 15.
When the signal is received, the click signal is generated as intention to purchase the pay information or the like, and intention indication information for specifying the intention indication is generated, and the display of the computer terminal 9 or the display unit 1a of the mobile phones 106 and 114 is generated. Screen 18 or screen 21 that informs the user of the intention display information.
If the intention indication information is obtained by being connected to the authentication information generation server 16 from 106 and 114, the telephone usage fee concluded with the telephone company 2 that owns the telephone line network 3 that can be used by the mobile phone 1 is reduced. The authentication information for purchasing the pay information and the like based on the same usage fee as the price in the charging contract is generated, and the display unit 1a of each of the mobile phones 106 and 114 displays a screen 25 for notifying the authentication information, and the user 6 , 14 are the display of the computer terminal 9 or the mobile phone 106.
, 114 by inputting and transmitting authentication information on a screen 18 displayed on the display unit 1a.
When the authentication information is received, instead of the telephone company 2, the amount equal to the usage fee equal to the price minus a fee is paid to the HP installers 12 and 13 of the pay information or the like. It is possible to establish a commercial transaction between the users 6, 14 and the HP establishers 12, 13 through the information,
Even if the establishers 12 and 13 do not have a contract with the telephone company 2 to charge the usage fee to the telephone usage fee, the commission is subtracted from the usage fee paid by the telephone company 2 to the authentication information manager 15. The received amount can be received from the authentication information manager 15 as a price.

Further, the authentication information manager 15 makes a contract with the telephone company having a telephone network other than the telephone network 3 in addition to the telephone company 2 to charge the usage fee to the telephone usage fee. The HP establishers 12 and 13 can similarly provide pay information and the like to users who have different mobile phones.

In the settlement method according to the present embodiment, the computer terminals 9 of the HP establishers 12 and 13 or
Screens 4, 5, 5, and 8 are displayed on the mobile phones 112 and 113, and the HP establishers 12 and 13 are notified of the HP establishers.
Steps (steps s7 to s18) for prompting the input of unique required information for specifying 12, 13 and a market HP address such as pay information and a price for pay information, etc., and a user who has indicated an intention to purchase pay information or the like 6, 14 computer terminals 9,
Alternatively, a step of displaying the screen 17 on the mobile telephones 106 and 114 to prompt the users 6 and 14 to input necessary information specific to the users 6 and 14 (steps s57 and s76).
And a step of generating intention display information for specifying the intention display based on the price of the paid information or the like indicating the purchase intention of the users 6 and 14 and the required information of the users 6 and 14 (step s).
63, s82), a step (steps s65, s84) of displaying the intention display information (the screen 18 or the screen 21) to the users 6, 14 who have made the intention display, and the user 6 having made the intention display. , 14 to display the screen 22 on the mobile telephones 106, 114 when connected from the mobile telephones 106, 114 owned by the mobile telephones 106, 114 (steps s).
88) and the telephone company 2 that owns the telephone network 3 that can be used by the mobile phone 1 when the intention information is obtained.
Prompting the user to charge the same usage fee as the price (step s93), and authentication for purchasing the pay information or the like based on the usage fee charged to the users 6, 14 who have indicated the intention. Since there is a step of displaying information (screen 25) (step s97), the price of the pay information and the users 6 and 14 who have indicated the intention to purchase the pay information and the like are specified by the intention display information. And the users 6, 14 and the HP creator 1 via the authentication information.
Since a commercial transaction can be made between 2, 13
HP establisher 1 that provides paid information etc. with the amount obtained by subtracting the commission from the usage fee received from telephone company 2
You can pay 2,13. In addition, by establishing a contract with another telephone company to charge the usage fee to the telephone usage fee, the HP establishers 12 and 13 can provide paid information and the like to users who own different mobile phones. Can be provided.

Further, in the settlement method of the present embodiment, the required information specific to the HP creators 12, 13 such as pay information, the market HP address of the pay information, and the price of the pay information are stored in the payment method. (2) The first auxiliary storage unit 19 stores necessary information specific to the users 6 and 14 who have indicated the intention to purchase paid information and the like stored in the auxiliary storage unit 20 and specified the users 6 and 14 The control device 17 generates intention display information for specifying the intention display based on the specific required information to be performed and the price of the pay information or the like, and stores the generated intention display information in the first auxiliary storage unit 19 and the program storage unit 18. When the intention indication information is received by connection from the mobile telephones 106 and 114 owned by the users 6 and 14 who have displayed the information, the telephone company 2 owning the telephone network 3 usable by the mobile telephone 1 is charged. Based on the same usage fee as The control information is generated by the control device 17 so as to be able to purchase the pay information and the like, and the first auxiliary storage unit
19, and when the authentication information is received, the amount obtained by subtracting the fee from the usage fee is paid as a price to the HP establishers 12 and 13 of the pay information on behalf of the telephone company 2. Through the authentication information, it is possible to establish a commercial transaction between the users 6 and 14 and the HP establishers 12 and 13, and the HP establishers 12 and 13 convert the usage fee with the telephone company 2 into a telephone usage fee. Even if there is no contract for charging, the amount obtained by subtracting a commission from the usage fee paid by the telephone company 2 to the authentication information manager 15 can be received from the authentication information manager 15 as a price.

Further, the authentication information manager 15 makes a contract with the telephone company having a telephone network other than the telephone network 3 in addition to the telephone company 2 to charge the usage fee to the telephone usage fee. The HP establishers 12 and 13 can similarly provide pay information and the like to users who have different mobile phones.

Further, in the settlement system according to the present embodiment, required information specific to the HP establishers 12, 13 such as pay information, a market HP address of the pay information, and a price of the pay information are stored. A second auxiliary storage unit 20 for storing, the first auxiliary storage unit 19 for storing unique required information for identifying the users 6 and 14 who have indicated the intention to purchase paid information and the like, and the second auxiliary storage unit 20 for A control device 17 for generating intention display information for specifying the intention display based on the stored price and the unique required information for specifying the users 6 and 14 stored in the first auxiliary storage unit 19; A page number data memory m5 (or the first auxiliary storage unit 19) of the program storage unit 18 that stores the intention display information generated by the unit 17;
When the intention indication information received by the connection from the mobile phones 106 and 114 owned by the users 6 and 14 satisfies the price stored in the page number data memory m5 (or the first auxiliary storage unit 19). Generating authentication information capable of purchasing said pay information based on a usage fee equal to said price in a contract for charging a telephone usage fee with a telephone company 2 having a telephone line network 3 usable by said mobile phone 1; Since the control device 17 is provided, if a commercial transaction is established between the users 6, 14 and the HP establishers 12, 13 via the authentication information, the usage fee is charged to the telephone usage fee. And the paid information and the like purchased by the users 6 and 14 are specified, and the amount obtained by subtracting the commission from the usage fee is replaced by the telephone company 2 and the HP establishers 12 and 13 of the paid information and the like are substituted for the telephone company 2. Can be paid to. Further, the same effects as those of the settlement method can be obtained.

Further, in the settlement management server according to the present embodiment, the required necessary information data for identifying the HP establishers 12 and 13 such as the pay information, the market HP address data such as the pay information, and the price of the pay information are provided. Market HP provider database 25 including data
And users who indicated their willingness to purchase paid information, etc.
Contract between the database 24 for applicants for authentication, which includes necessary information data specific to the telephone, and the telephone company 2 that owns the telephone line network 3 that can be used for the mobile telephone 1, And an HP address database 26 including the HP address data corresponding to the usage fee is constructed, and receives the intention indication data for purchasing the pay information and the like. Thereby, the required information data specific to the user 6 and 14 who indicated the intention recorded in the database 24 for the authentication applicant and the price of the pay information etc. recorded in the database 25 for the market HP provider. Based on the data, intention indication information data for identifying the intention indication is generated, and the identification information is associated with the specific required information data for identifying the users 6 and 14, and the identification is performed. By recording it in the applicant database 24 and receiving the intention display information data from the mobile phone 1, the same amount recorded in the HP address database 26 is used based on the price data corresponding to the intention display information data. Authentication information data for retrieving fee data, transmitting the usage fee data and the HP address data of the usage fee to the telephone company 2, and purchasing the pay information based on the usage fee in response to the response from the telephone company 2. Is generated and associated with the unique required information data for specifying the users 6 and 14, the database for the authentication applicant.
24, so in addition to the above effects,
The users 12 and 13 can grasp the purchase preferences of the users 6 and 14, and can call attention to the users 6 and 14 whose accumulated usage charges exceed the predetermined amount.

Note that the method of paying the amount obtained by subtracting the fee from the usage fee of the same amount as the above price also includes a method of paying the same amount as the usage fee and collectively collecting the fee separately according to a contract. Needless to say.

Embodiment 2

This embodiment is a settlement method in the case where a home telephone is used instead of the portable telephone 1 (106, 112, 113, 114) in the first embodiment. This will be described with reference to FIG.

FIG. 32 is a block diagram of a computer network employing a settlement method according to an embodiment showing an example of the present invention. The same reference numerals as those in FIGS. 1 to 31 denote the same or corresponding parts, and 1 denotes a telephone. The telephone 1 has a display unit 1a for browsing the Web, an input unit 1b for inputting characters and symbols, and a character string input from the input unit 1b. A determination key 1c and a receiver 1d are provided to provide a function to start a browser and a function to transmit and receive data in response to execution of a CGI program on a WWW server. The HP establishers 12 and 13 have a contract with the telephone company 2 to use the call service provided by the telephone company 2, and in this embodiment, the specific code in the first embodiment is a telephone code. User 6, 14 and HP establishment's 12 was a subscription to use the call service by the company 2,
13 is a specific code unique to the subscriber, and the input determination unit 22 determines whether the authentication information manager 15 has issued the specific code issued by the telephone company 2 that has contracted to charge the usage fee. However, it has a function of rejecting the connection unless it is a specific code in the designated telephone company 2. Therefore, the telephones 106, 11 owned by the users 6, 14 who have indicated their will.
4 determines whether the connection is made through the telephone company 2 to which the users 6 and 14 who have indicated their intentions are subscribed, that is, the authentication information manager 15 It is determined whether or not the connection is made via the telephone company 2 that has a contract for charging a fee.

In the present embodiment, step s12 in the new registration processing program, step s27 in the registration correction processing program, and step s46 in the registration deletion processing program require that a specific code be obtained from an environment variable in the present embodiment. In this embodiment, the connection is not required because the connection is not permitted, and the present embodiment also has the same configuration as in FIGS. 1 to 7 and employs the same settlement method as in FIGS.

After the step s93 in the authentication information providing program of the first embodiment, the display 24a of the telephones 106 and 114 is displayed on the display 24a for inputting the personal identification numbers of the telephones 106 and 114 in the same manner as in the prior art. (See (c) of FIG. 27) is displayed, and the telephones 106 and 114 having the passwords are owned by the users 6 and 14 based on the password input from the screen 24 and the transmitted HP address of the charging target. After charging the usage fee corresponding to the billing target HP address to the telephone usage fee of the users 6 and 14, the specific code assigned to the users 6 and 14 to the authentication information generation server 16 of the authentication information manager 15 Alternatively, the identification code in place of the specific code and the HP address to be charged are notified, and control is returned to the authentication information generation server 16 of the authentication information manager 15, but the password is used by the telephone company 2 for the charging. Party 6,14 May be a personal identification number to be granted, it may be a password for the account that the phone company 2 is issued to the user 6, 14.

Therefore, in the settlement method according to the present embodiment, similarly to the first embodiment, the user 14 connects to the HP of the HP establishers 12 and 13 established on the Internet 7 and connects to the computer terminal 9. The market HP is displayed on the display of the user, and the button screen 16 of the market HP is clicked, or the HP establishers 12, 13 opened on the Internet 7 by the telephones 106, 114 owned by the users 6, 14. And the telephones 106 and 114
When the market HP is displayed on the display unit 1a, the button screen 16 of the market HP is clicked, and when the authentication information generation server 16 of the authentication information manager 15 receives the click signal, the click signal is transmitted to the pay information or the like. Is generated as intention to purchase the information, and the display of the computer terminal 9 or the telephone 106 is generated.
, 114, a screen 1 for informing the display unit 1a of the intention display information
8 or the screen 21 is displayed, and if the intention indication information is obtained from the telephones 106 and 114 connected to the authentication information generation server 16, the user 6 and 14 are concluded with the telephone company 2 to which the user has subscribed. A screen 25 for notifying the authentication information to the display unit 1a of the telephones 106 and 114 is generated by generating authentication information for purchasing the pay information or the like based on the same usage fee as the price in the contract for charging the telephone usage fee. Then, the users 6 and 14 display the computer terminal 9 or the telephone 10
6 and 114, the authentication information is input to the screen 18 displayed on the display unit 1a and transmitted.
When the authentication information is received, instead of the telephone company 2, the amount equal to the usage fee equal to the price minus a fee is paid to the HP installers 12 and 13 of the pay information or the like. It is possible to establish a commercial transaction between the users 6, 14 and the HP establishers 12, 13 through the information,
Even if the establishers 12 and 13 do not have a contract with the telephone company 2 to charge the usage fee to the telephone usage fee, the commission is subtracted from the usage fee paid by the telephone company 2 to the authentication information manager 15. The received amount can be received from the authentication information manager 15 as a price.

Further, the authentication information manager 15 makes a contract between the telephone company 2 and another telephone company different from the telephone company to charge the usage fee to the telephone usage fee. Similarly, paid information can be provided to users who have joined the company.

In the settlement method according to the present embodiment, the computer terminals 9 of the HP establishers 12 and 13 or
Screens 4, 5, 5, and 8 are displayed on the telephones 112 and 113, and the HP establishers 12 and 13 are
A step (steps s7 to s18) for prompting the user to input required information for identifying the information 13 and the market HP address of the pay information and the price of the pay information, etc .; The screen 17 is displayed on the 14 computer terminals 9 or the telephones 106 and 114 so that the user 6
A step (steps s57, s76) for prompting the user 14 to input required information specific to the user 6, 14; A step of generating intention indication information for specifying the intention indication based on the required information in steps 6 and 14 (steps s63 and s82)
Displaying the intention display information (screen 18 or screen 21) to the users 6 and 14 who have made the intention display (steps s65 and s84);
When the connection is made from the telephones 106 and 114 owned by 14, that is, through the telephone company 2 to which the authentication information manager 15 has contracted to charge the usage fee, the screen 22 is displayed on the telephones 106 and 114. Prompting the user to input the intention indicating information (step s88), and using the same amount as the price for the telephone company 2 to which the users 6, 14 have subscribed when the intention indicating information is obtained. A step of prompting the user to charge a fee (step s93);
(Screen 25) (step s97) for displaying authentication information for purchasing the pay information or the like based on the usage fee charged to the user. Identify the users 6 and 14 who have indicated their intention to purchase paid information, etc., and establish commercial transactions between the users 6 and 14 and the HP establishers 12 and 13 through the authentication information. Therefore, the amount obtained by subtracting the commission from the usage fee received from the telephone company 2 can be paid to the HP establishers 12 and 13 that provide the paid information and the like as a price. In addition, by signing a contract with other telephone companies to charge usage charges to telephone usage charges, HP
The establishers 12 and 13 can provide paid information and the like to users who subscribe to the other telephone companies.

Further, in the settlement method according to the present embodiment, the required information specific to the HP establishers 12 and 13 such as the pay information, the market HP address of the pay information and the price of the pay information are stored in the second place. (2) The first auxiliary storage unit 19 stores necessary information specific to the users 6 and 14 who have indicated the intention to purchase paid information and the like stored in the auxiliary storage unit 20 and specified the users 6 and 14 The control device 17 generates intention display information for specifying the intention display based on the specific required information to be performed and the price of the pay information or the like, and stores the generated intention display information in the first auxiliary storage unit 19 and the program storage unit 18. When the display of the intention indication information is received by the connection through the telephone company 2 to which the users 6 and 14 subscribe are displayed, the charge is made by the telephone company 2 to which the users 6 and 14 subscribe. By purchasing the paid information etc. based on the same usage fee as the price Authentication information to control device 17
And stores it in the first auxiliary storage unit 19, and when the authentication information is received, an HP creator of the pay information etc. on behalf of the telephone company 2 as a price by subtracting a commission from the usage fee. Since the payment is made to the users 12 and 13, the commercial transaction can be established between the users 6 and 14 and the HP establishers 12 and 13 through the authentication information. Even if there is no contract to charge the usage fee to the telephone usage fee between the users, the amount obtained by subtracting the commission from the usage fee paid by the telephone company 2 to the authentication information administrator 15 is used as the price for the authentication information administrator 15. Can be received from

Further, the authentication information manager 15 makes a contract with the telephone company 2 and another telephone company different from the telephone company 2 to charge the usage fee to the telephone usage fee, whereby the HP
The establishers 12 and 13 can similarly provide paid information and the like to users who subscribe to the other telephone companies.

Further, in the settlement system according to the present embodiment, required information specific to the HP establishers 12, 13 such as pay information, a market HP address of the pay information, and a price of the pay information are stored. The second auxiliary storage unit 20 to perform, the first auxiliary storage unit 19 that stores unique required information for specifying the users 6 and 14 who have indicated the intention to purchase paid information and the like, and the second auxiliary storage unit 20 A control device 17 for generating intention display information for specifying the intention display based on the stored price and the unique required information for specifying the users 6 and 14 stored in the first auxiliary storage unit 19; A page number data memory m5 (or the first auxiliary storage unit 19) of the program storage unit 18 that stores the intention display information generated by the unit 17;
The intention indication information received from the telephones 106 and 114 owned by the users 6 and 14 is stored in the page number data memory.
m5 (or the first auxiliary storage unit 19), when the user satisfies the charge stored in the first auxiliary storage unit 19, the charge in the contract for charging the telephone usage fee with the telephone company 2 to which the users 6 and 14 have joined. And the control device 17 that generates authentication information that can purchase the pay information based on the same usage fee as the user.
If a commercial transaction is established between the users 6 and 13, the users 6 and 14 whose usage fees have been charged to the telephone usage fee and the pay information and the like purchased by the users 6 and 14 are specified, and the usage is determined. The amount obtained by subtracting the commission from the fee can be paid on behalf of the telephone company 2 to the HP establishers 12 and 13 of the pay information and the like. Also,
The same effect as the settlement method can be obtained.

Further, in the settlement management server according to the present embodiment, the required required information data for identifying the HP establishers 12 and 13 such as the pay information, the market HP address data such as the pay information, and the price of the pay information are provided. Market HP provider database 25 including data
And users who indicated their willingness to purchase paid information, etc.
A contract is made between the database 24 for applicants for authentication, which includes the necessary information data specific to the user, and the telephone company 2 to which the authentication information manager 15 has subscribed. And an HP address database 26 that includes HP address data corresponding to the usage fee, and is configured to receive intention indication data for purchasing the pay information or the like.
Necessary information data specific to the users 6 and 14 who have indicated the intention recorded in the database 24 for authentication applicants, and price data such as the pay information recorded in the database 25 for market HP providers. Based on the intention indication information data that specifies the intention indication based on it and records it in the authentication applicant database 24 in association with the unique required information data that identifies the users 6 and 14, and transmits the intention indication information data to the telephone. 1 to retrieve the same amount of usage fee data recorded in the HP address database 26 based on the price data corresponding to the intention display information data, and retrieve the usage fee data and the H of the usage fee.
P address data is transmitted to the telephone company 2, and authentication information data capable of purchasing the pay information based on the usage fee is generated by a response from the telephone company 2 to specify the user 6, 14. Since the information is recorded in the database 24 for authentication applicants in association with the required information data, in addition to the above-mentioned effects, the HP installers 12 and 13 can grasp the purchase preferences of the users 6 and 14, It is possible to call attention to the users 6 and 14 whose usage fee accumulated amount exceeds the predetermined amount.

[0114]

According to the present invention, even if an information provider or a virtual shop manager who provides paid information or the like on a homepage does not make a contract with a telephone company to charge a usage fee, A payment method that can receive fees for paid information, etc., and authentication information managers who have contracts with telephone companies to charge usage fees can receive commissions from information providers, virtual store managers, etc. Can be provided, and a payment system and a payment management server employing the method can be provided.

Further, if the settlement method, the settlement system and the settlement management server according to the present invention are adopted, the user of the pay information or the like and the information provider or the virtual store manager can be connected by a portable telephone or a telephone. Since the authentication information for completing the commercial transaction is issued, the usage fee has already been charged to the telephone usage fee, and it is possible to prevent the information provider, the virtual store manager, and the like from being unpaid. In addition, information providers and virtual store managers also provide paid information etc. to users who own mobile phones of different telephone companies or have contracts to use telephone services with different telephone companies. can do.

Therefore, it can be said that the industrial applicability of the present invention is very high.

[Brief description of the drawings]

FIG. 1 is a block diagram of a computer network employing a settlement method according to an embodiment showing an example of the present invention.

FIG. 2 is a hardware configuration diagram of the authentication information generation server shown in FIG.

FIG. 3 is a memory configuration diagram of a program storage unit shown in FIG. 2;

FIG. 4 is a data configuration diagram of an authentication applicant database stored in a first auxiliary storage unit shown in FIG. 2;

FIG. 5 is a data configuration diagram of a market HP provider database stored in a second auxiliary storage unit shown in FIG. 2;

FIG. 6 is a data configuration diagram of a charging target HP address database stored in a third auxiliary storage unit illustrated in FIG. 2;

FIG. 7 is a block diagram illustrating a method for generating market page number data.

FIG. 8 is a flowchart illustrating an example of a payment execution program.

FIG. 9 is a flowchart illustrating an example of a market registration processing program.

FIG. 10 is a flowchart illustrating an example of a new registration processing program.

FIG. 11 is a flowchart illustrating an example of a new registration processing program.

FIG. 12 is a flowchart illustrating an example of a registration correction processing program.

FIG. 13 is a flowchart illustrating an example of a registration correction processing program.

FIG. 14 is a flowchart illustrating an example of a registration deletion processing program.

FIG. 15 is a flowchart illustrating an example of an authentication request registration processing program.

FIG. 16 is a flowchart illustrating an example of an authentication processing program.

FIG. 17 is a flowchart illustrating an example of an authentication request registration processing program.

FIG. 18 is a flowchart illustrating an example of an authentication information provision processing program.

FIG. 19 is an explanatory diagram of a screen displayed in the program shown in FIGS. 8 to 18;

FIG. 20 is an explanatory diagram of a screen displayed in the program shown in FIGS. 8 to 18;

FIG. 21 is an explanatory diagram of a screen displayed in the program shown in FIGS. 8 to 18;

FIG. 22 is an explanatory diagram of a screen displayed in the program shown in FIGS. 8 to 18;

FIG. 23 is an explanatory diagram of a screen displayed in the program shown in FIGS. 8 to 18;

FIG. 24 is an explanatory diagram of a screen displayed in the program shown in FIGS. 8 to 18;

FIG. 25 is an explanatory diagram of a screen displayed in the program shown in FIGS. 8 to 18;

FIG. 26 is an explanatory diagram of a screen displayed in the program shown in FIGS. 8 to 18;

FIG. 27 is an explanatory diagram of a screen displayed in the program shown in FIGS. 8 to 18;

FIG. 28 is an explanatory diagram of a screen displayed in the program shown in FIGS. 8 to 18;

FIG. 29 is an explanatory diagram of a screen displayed in the program shown in FIGS. 8 to 18;

FIG. 30 is a diagram illustrating an example of a settlement method.

FIG. 31 is a block diagram illustrating a current computer network that can be used by a user who owns a mobile phone.

FIG. 32 is a block diagram of a computer network employing a settlement method according to an embodiment showing an example of the present invention.

[Explanation of symbols]

DESCRIPTION OF SYMBOLS 1 Mobile telephone (telephone) 2 Telephone company 3 Telephone network 4 Subscriber database 5 Charge management link management server 6,14 User 7 Internet network 8 Information provider 9 Computer terminal 10 Virtual shop manager 11 WWW server 12 Information provision (HP creator) 13 Virtual store manager (HP creator) 15 Authentication information manager 16 Authentication information generation server (settlement management server) 17 Control device (intention display information generation means, authentication information generation means) 18 Program storage section Reference Signs List 19 first auxiliary storage unit (user storage unit) 20 second auxiliary storage unit (provider storage unit) 21 third auxiliary storage unit 22 input determination unit 23 output determination unit 24 database for authentication applicant (user management database) 25 Market HP Provider Database (Homepage Provider Management Database) 26 H P address database (homepage address management database) m1 Program data memory m2 Registration number data memory m3 Commodity amount data memory m4 Current date and time data memory m5 Market page number data memory

Claims (11)

[Claims] Claims: 1. A payment method for performing payment through a payment management server connected to a computer network, the payment being generated when purchasing paid information or the like provided on a homepage established on the computer network. An e-mail address that specifies the provider of the pay information, etc. to the payment management server, unique information including the bank account name and account number, the pay information, etc., the price of the pay information, etc., and the homepage address where the pay information, etc. are provided Provider storage means for storing each piece of information, user storage means for storing unique information including an address and a name identifying a user who has indicated an intention to purchase paid information and the like, and the provider storage means Unique information for specifying the provider, pay information, etc., the price of the pay information, etc., and the user stored in the user storage means. Intention display information generating means for generating intention display information specifying the intention display corresponding to the unique information, and intention display information storage means for storing the intention display information generated by the intention display information generating means, In response to the registration request to the provider storage unit, the provider is prompted to input the information, and by receiving the information, the information is stored in the provider storage unit. By transmitting the address of the payment management server that displays the intention display information, and receiving the intention display data for purchasing paid information and the like, the user is prompted to enter the unique information to identify the user, and the unique information is displayed. By receiving, the unique information is stored in the user storage means,
The intention display information is generated by the intention display information generating means, the intention display information is stored in the intention display information storage means, and the intention display information is transmitted to the user. A settlement method characterized by identifying a user who has indicated an intention to purchase paid information or the like. 2. A payment method for paying, by a computer system, a fee generated when purchasing paid information and the like provided on a homepage established on a computer network, wherein an intention to purchase the paid information and the like is indicated. If there is, display intention information for identifying the intention indication, and if the intention indication information is obtained by connection from the mobile phone, contact with a telephone company that owns a telephone line network that can be used with the mobile phone. Display authentication information that allows the purchase of the pay information and the like based on the same usage fee as the price in the contract for charging the telephone usage fee concluded in, and, when the authentication information is obtained, on behalf of the telephone company A settlement method characterized by paying a provider obtained by subtracting a commission from a usage fee equal to the price to the pay information or the like. 3. A payment method for paying, by a computer system, a fee generated when purchasing paid information or the like provided on a home page established on a computer network. A step of prompting the user to input information specific to the provider, a homepage address where the pay information and the like are provided, and a price for the pay information, etc .; Prompting the user to input unique information identifying the user, and indicating intention based on the price of paid information or the like indicating the user's intention to purchase and the unique information identifying the user. Generating information; displaying the intention display information to a user who has indicated the intention; and a portable device owned by the user who has indicated the intention. Prompting input of intention display information by connection from a mobile phone, and, when the intention display information is obtained, a usage fee equal to the price to a telephone company that owns a telephone network that can be used by the mobile phone. And a step of displaying authentication information for purchasing the pay information or the like based on the usage fee charged to the user who has indicated the intention. . 4. A payment method for paying, by a computer system, for a fee generated when purchasing paid information or the like provided on a homepage established on a computer network, wherein a provider of the paid information or the like is specified. The unique information, the homepage address where the pay information and the like are provided, and the price of the pay information are stored, and the unique information for specifying the user who has indicated the intention to purchase the pay information and the like is stored. Generates and stores intention display information for specifying the intention based on the unique information for specifying the user and the price of the pay information or the like, and stores the intention display information by connecting from a mobile phone owned by the user who has performed the intention display. Before receiving the intention indication information, based on the same usage fee as the price charged by the telephone company that owns the telephone network that can be used with the mobile phone Generating and storing authentication information for purchasing the pay information and the like, and when receiving the authentication information, a fee is subtracted from the usage fee of the same amount as the price to the provider of the pay information on behalf of the telephone company. A payment method characterized by paying an amount. 5. A payment system for paying, by a computer system, a fee generated when purchasing paid information and the like provided on a homepage established on a computer network, wherein a provider of the paid information and the like is specified. Provider storage means for storing the unique information, the homepage address where the pay information is provided, and the price of the pay information, etc., and the unique information for specifying the user who has indicated the intention to purchase the pay information, etc. User storage means for storing the intention display information for specifying the intention display based on the price stored in the provider storage means and the unique information specifying the user stored in the user storage means. Means for generating intention display information, means for storing intention display information generated by the means for generating intention display information, and a user When the intention indication information is obtained by connection from a mobile telephone owned by the telephone company, a contract for charging a telephone usage fee concluded with a telephone company that owns a telephone line network usable by the mobile telephone is provided. A payment system comprising: authentication information generating means for generating authentication information capable of purchasing the pay information or the like based on a usage fee equal to the price. 6. A payment management server connected to a computer network for paying by a computer system for a fee generated when purchasing paid information or the like provided on a homepage established on a computer network, the payment information server comprising: A homepage provider management database including unique information data for specifying a provider such as the pay information, homepage address data to which the pay information and the like are provided, and payment data such as the pay information; Between the user management database, which contains information specific to the user who has indicated the intention to purchase the product, and the telephone company that owns the telephone network that can be used with mobile phones. Usage fee data for which billing has been contracted and a homepage corresponding to the usage fee data And a homepage address management database configured to include the dress data, and receiving the indication data for purchasing the pay information or the like, and displaying the intention recorded in the user management database. The intention indication information data for identifying the intention indication is generated based on the unique information data for identifying the user and the price data such as the pay information recorded in the homepage provider management database to identify the user. By recording in the user management database in association with the unique information data, and receiving the intention display information data from the mobile phone, it is recorded in the homepage address management database based on the price data corresponding to the intention display information data. Search for the same amount of usage fee data And the homepage address data of the usage fee to the telephone company, generating authentication information data for purchasing the pay information based on the usage fee in response to the response from the telephone company, and identifying the user. A payment management server for storing the information in the user management database in association with the information data of the above. 7. A payment method for paying, by a computer system, a fee generated when purchasing paid information or the like provided on a homepage established on a computer network, wherein an intention to purchase the paid information or the like is indicated. In the case where there is an intention display information for specifying the intention display, and in the case where the intention display information is obtained by connection from a telephone, a contract for charging a telephone usage fee concluded with a telephone company is provided. Displaying authentication information for purchasing the pay information or the like based on the same usage fee as the price,
A payment method comprising: when the authentication information is obtained, paying a provider of the pay information or the like on behalf of the telephone company by subtracting a commission from a usage fee equal to the price. 8. A payment method for paying, by a computer system, a fee generated when purchasing paid information or the like provided on a homepage established on a computer network. A step of prompting the user to input information specific to the provider, a homepage address where the pay information and the like are provided, and a price for the pay information, etc .; Prompting the user to input unique information identifying the user, and indicating intention based on the price of paid information or the like indicating the user's intention to purchase and the unique information identifying the user. Generating information, displaying the intention display information to the user who has made the intention display, and displaying the information owned by the user who has made the intention display. Prompting input of intention display information by connection from a telephone, and prompting the telephone company to which the user has subscribed to charge a usage fee equal to the price when the intention display information is obtained. Steps and
Displaying authentication information for purchasing the pay information or the like based on the usage fee charged to the user who has indicated the intention. 9. A payment method for paying, by a computer system, a fee generated when purchasing paid information and the like provided on a homepage established on a computer network, wherein a provider of the paid information and the like is specified. The unique information, the homepage address where the pay information and the like are provided, and the price of the pay information are stored, and the unique information for specifying the user who has indicated the intention to purchase the pay information and the like is stored. Generates and stores intention display information for specifying the intention based on the unique information for specifying the user and the price of the pay information or the like, and stores the intention by connecting from a telephone owned by the user who has indicated the intention. When the display information is received, the pay information or the like can be purchased based on the same usage fee as the price charged by the telephone company to which the user subscribes. Generating and storing authentication information, characterized in that when the authentication information is received, the provider of the pay information or the like is paid on behalf of the telephone company by subtracting a commission from a usage fee equal to the price. Settlement method to do. 10. A payment system for paying, by a computer system, for a fee generated when purchasing paid information or the like provided on a homepage established on a computer network, wherein a provider of the paid information or the like is specified. Provider storage means for storing the unique information, the homepage address where the pay information is provided, and the price of the pay information, etc., and the unique information for specifying the user who has indicated the intention to purchase the pay information, etc. User storage means for storing the intention display information for specifying the intention display based on the price stored in the provider storage means and the unique information specifying the user stored in the user storage means. Intention display information generating means for generating, intention display information storage means for storing the intention display information generated by the intention display information generating means, use When the intention indication information is obtained by connection from the telephone owned by the user, the same amount as the price in the contract for charging the telephone usage fee concluded with the telephone company with which the user has subscribed A payment system comprising: authentication information generating means for generating authentication information capable of purchasing the pay information or the like based on a usage fee. 11. A payment management server connected to a computer network for paying by a computer system for a fee generated when purchasing paid information or the like provided on a homepage established on a computer network. A homepage provider management database including unique information data for specifying a provider such as the pay information, homepage address data to which the pay information and the like are provided, and payment data such as the pay information; Contract between the user management database including the specific information data for identifying the user who has indicated the intention to purchase the service and the telephone company to which the user subscribes And the homepage address data corresponding to the usage fee data A homepage address management database configured to include the pay information and the like, and receiving the indication data for purchasing the pay information, etc., identifies the user who has indicated the intention recorded in the user management database. Unique information data for identifying the user by generating intention display information data for specifying the intention display based on the unique information data to be paid and the charge data such as the pay information recorded in the homepage provider management database. Is recorded in the user management database in association with, and by receiving the intention display information data from the telephone owned by the user, is recorded in the homepage address management database based on the price data corresponding to the intention display information data Search for the same amount of usage charge data The homepage address data of the usage fee is transmitted to the telephone company, and in response to the response from the telephone company, authentication information data capable of purchasing the pay information or the like based on the usage fee is generated, and the unique information for identifying the user is generated. A payment management server, wherein the payment management server records the data in the user management database in association with data.