JP3192496B2 - Card transaction equipment - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a card transaction device capable of paying for a commodity for sale with various cards such as a prepaid card, a credit card, and an ID (identification) card.

[0002]

2. Description of the Related Art In recent years, prepaid cards have been introduced not only in transportation and public telephones, but also in general shops, department stores and shops in companies. In addition, various credit cards are also widely used, and various types of credit cards can be used in most shops and service businesses. Further, in shops and canteens in some companies, products and services can be provided only by presenting an ID (identification) card.

[0003] A card transaction device that can pay for products sold with various cards without using such cash is provided by the above-mentioned issuing company which is magnetically recorded on a prepaid card, a credit card, or an ID card. code,
A card processing unit for reading card information such as a card number and a card type is incorporated.

[0004] More specifically, in addition to the above-mentioned issuing company code, card number, and card type, a card balance is recorded on a prepaid card, and a membership number and a password are recorded on a credit card. . Furthermore, I
In the D card, an affiliated company code, a name, and an employee number are recorded.

[0005] Each store or department store can handle more than ten kinds of cards using only a credit card. Furthermore, in each store, in addition to a plurality of types of credit cards, such as a prepaid card issued by one's own store, a prepaid card issued by another store, a prepaid card jointly issued by the store to which one belongs, and the like. Multiple types of prepaid cards can be handled.

[0006] Further, in a business company or the like occupying a large communal building, employees of a plurality of business companies commonly use an employee cafeteria and a shop. In such a case, in a cafeteria or a shop, ID cards of a plurality of types of companies can be handled.

[0007]

However, as described above, the following problems still exist in the card transaction apparatus which can handle a large number of types of cards.

That is, in a card transaction device that can handle a plurality of types of cards, respectively. It is very complicated for a cashier to remember whether or not all issued cards can be handled at his or her store, and sometimes he mistakenly remembers it.

Further, in a coffee shop, a snack, a cafeteria, and the like, the business form may be completely different between morning, noon, and night. For example, in the same store, there is a case where the store is opened as a coffee shop in the morning, as a dining room during the day, and as a snack or a normal bar at night. Therefore, in such a case, the type of customer may be completely different depending on the time zone.
You. In addition, the amount of money used by one customer greatly differs depending on the time zone. Further, the types of products to be sold differ greatly. In some cases, the business owner of the store may differ depending on the time of day.

Therefore, the types of cards that can be handled vary depending on the business hours.

In the above-mentioned cafeteria in a company,
As part of employee welfare measures, as a meal aid at lunch time, there are cases where the purchase amount when an employee purchases a prepaid card is sold at a greatly discounted amount from the face value indicated on the card. It is necessary to avoid using the prepaid card purchased at such a discounted amount to pay for eating and drinking at night.

Therefore, in such a case, two types of prepaid cards are issued: a prepaid card that can be used only at lunch and a prepaid card that can be used at night and in the morning. The type of the prepaid card that can be used is distinguished according to the time zone.

However, if the usable card type differs for each time zone, the cashier cannot remember the usable card type for each time zone more than before. There is concern that payment will be made. In addition, there is a concern that payment with an available card may be refused.

The present invention has been made in view of such circumstances, and by providing a card type table for each time zone storing card types that can be used for each time zone, the present invention can be used even for each time zone. The purpose of the present invention is to provide a card transaction device that can reliably pay the card without error even if the card type is different, can greatly reduce the mental burden of the cashier, and can improve the reliability of the device itself. I do.

[0015]

SUMMARY OF THE INVENTION In order to solve the above-mentioned problems, the present invention provides a card transaction for paying for a product for sale using card information including a card type recorded on various cards read by a card processing unit. In the device,
Provision of a card type table for each time zone that registers the card types that can be used in the corresponding time zone, and a clock circuit that measures the current time, and read by the card processing unit in response to the card payment operation It is determined whether or not the card type is registered in the time zone to which the current time belongs, and if the result of this determination is unusable, payment by the card is prohibited.

[0016]

In the card processing apparatus configured as described above, for example, when it is desired to limit the usable cards to different card types in each of the morning, noon, and night time zones, each time zone in the hourly card type table is specified. Set the card type that is permitted to be used in the corresponding time zone in the area.

In the card transaction device storing such a time-based card type table, whether the card type included in the card information read by the card processing unit can be used in the time zone to which the current time belongs. It is automatically determined whether or not the card transaction is prohibited. If the card cannot be used, the card transaction is automatically prohibited.

[0018]

An embodiment of the present invention will be described below with reference to the drawings.

FIG. 2 is an external view showing the card transaction device 1 of the embodiment. In addition, the card transaction apparatus 1 of this embodiment can pay the price by a prepaid card and cash.
FIG. 4 is a diagram showing a prepaid card 2 that can be handled by the card transaction device 1.

As shown in FIG. 4A, the name of a "shopping card" indicating that the card is a prepaid card and the name 3 of a usable department store or shopping street are printed on the surface of the prepaid card 2 in advance. ing. In addition, the front side contains the amount of “0” indicating zero card balance “0” “1000”
Four types of amounts 4 of “2000”, “3000”, and “4000” are printed. That is, the sales amount (face value) of the prepaid card 2 of this embodiment is 4000 yen. A punch hole forming area 6 for forming a punch hole 5 indicating that the card balance X1 has become equal to or less than the corresponding amount 4 is provided below each amount 4.

FIG. 4 shows the inside of the prepaid card 2.
The magnetic stripe 7 is buried as shown in FIG. As shown in FIG. 4C, areas 7a to 7e are formed in the magnetic stripe 7, and a card issuing company code and a series of card numbers are written in advance in the areas 7a and 7b. ing. The area 7c stores the card type B, the area 7d stores the current card balance X1, and the area 7e stores the card balance at the time of issuing the prepaid card 2, that is, the initial amount X0.

Next, the card transaction device 1 shown in FIG. 2 will be described. A keyboard 8 on the front of the housing for the cashier to execute a sales registration operation, a display 9 for displaying the sales amount, the total amount, the card balance X1, etc., and a display 1 for the customer as well.
0, a card insertion slot 11, a receipt issuing slot 13 for issuing a receipt 12, and the like, and a drawer 14 for storing cash and the like are incorporated in a lower portion.

The keyboard 8 includes a numeric key 15 for inputting numerical data such as the sales amount of each sales product, and a division key for inputting a department code of each sales product. A cash total key 17 used when paying the price in cash, a card total key 18 used when paying the price by the prepaid card 2, and the like are provided. Further, the keyboard 8 is provided with a business changeover switch 19 for switching each business mode such as [registration], [setting], [payment].

FIG. 1 shows a schematic configuration of the card transaction device 1.
It is a block diagram. For example, a controller 20 composed of a microcomputer or the like sells various types of cards to a card processing unit 21 for reading and writing card information for the prepaid card 2 inserted into the card insertion slot 11 and punching of punch holes, and a receipt 12. A printer 22 for printing out data, the indicators 9 and 10, the keyboard 8, and a clock circuit 23 for measuring the current time 23. And a storage unit 24 for temporarily storing various data.

The card processing unit 21 is provided for each area 7a of the magnetic stripe 7 of the prepaid card 2 shown in FIG.
Card reader 21a for reading card information consisting of each data stored in each of the storage areas 7a to 7e, a card writer 21b for writing each data in each of the areas 7a to 7e, and a prepaid card 2
A punch hole punching machine 21c for punching a punch hole 5 in the punch hole punching area 6 of the amount 4 corresponding to the card balance X1, and the prepaid card 2 inserted from the card insertion slot 11 into the card reader 21a. A card transport mechanism 21d for transporting the card to the position of the card writer 21b, and further, if necessary, to the position of the punching machine 21c, and finally discharging the processed prepaid card 2 from the card insertion slot 11. Have been.

As shown in FIG. 3, the storage unit 24 shown in FIG. 1 has a totalizer 24a for calculating the total amount of goods sold to one customer, and card information read by the card reader 21a. Information memory 24b, a total sales unit 24c, a time slot card type table 24d, a section sales file 24e for accumulating sales amounts for each section, and a sales amount for each of the time zones T1 to T3. Time to accumulate
A zonal sales file 24f is formed .

Each card type B usable in the card transaction apparatus 1 is stored in the card type table 24d for each time zone.
(B1, B2, ...), the morning time zone T1 (8: 30-
10:30), daytime T2 (11: 00-14: 00), and night time T3 (17: 00-20: 00)
A bit indicating whether or not the prepaid card 2 of the corresponding card type B can be used is stored for each of .about.T3. [1]
Bit is available, [0] bit is not available. For example, the prepaid card 2 of the card type B4 can be used only in the daytime zone T2.

The control device 2 of the card transaction device 1
0 indicates that the business mode is set to “registration”, and FIG.
According to the flowchart shown in FIG. 6 and FIG. 6, the program is configured to execute the sales registration affairs.

The flow chart is started. In S (step) 1, when the cashier executes any input operation, the type of the input operation is checked. In S2, if the input operation is an operation of inputting sales data for one product by operating the combination key of the numeric key 15 and the section key 16, in S3, the input sales amount is calculated by the total amount of the totalizer 24a. Is added to. Further, the section designated by the section key 16 and the sales amount are printed out on the receipt 12 by the printer 22. Then, a single item registration process such as registering the sales amount in the section-specific sales file 24e is performed.

In S4, if the input operation is the operation of inserting the prepaid card 2 into the card insertion slot 11, an instruction is issued to the card processing section 21 in S5, and the card reader 2
1a, the card information recorded in each of the areas 7a to 7e of the magnetic stripe 7 is read and the card information memory 2 is read.
4b.

Next, the current time of the clock circuit 23 is read.
Using the card type B read from the card information memory 24b, each area of the time zone T to which the current time belongs in the time zone card type table 24d is searched (S6). If the [1] bit is set in the corresponding area , the corresponding prepaid card 2 can be used (S7), and the card balance X1 of the card information memory 24b is displayed on the displays 9 and 10 (S8).

If [0] bit is set in the corresponding area
For example , since the corresponding prepaid card 2 cannot be used,
The card types B and card unusable are displayed on the displays 9 and 10 (S9). Then, the corresponding prepaid card 2 is ejected, and the card information memory 24b is cleared.

Further, if the input operation is the operation of the card total key 18 in S10, the total amount of the totalizer 24a is displayed on the displays 9 and 10 in S11. In S12, it is confirmed that the card information is stored in the card information memory 24b. Further, at S13, the card information memory 24
The total amount of the totalizer 24a is subtracted from the card balance X1 of b, and the subtracted card balance is set as the updated card balance X1.

Insert the updated card balance X 1 into the card slot 1
1 is written as a new card balance X1 into the area 7d of the magnetic stripe 7 of the prepaid card 2 being inserted into the card. Then, the approximate amount 4 of the updated card balance X1
If the punch holes 5 have not yet been drilled in the punch hole area 6, the punch holes 5 are drilled by the punch hole drilling machine 21c.
After that, the corresponding prepaid card 2 is ejected.

Then, the total amount of the totaling unit 24a is added to the total sales of the totaling unit 24c. Further, the total amount is added to the total amount of the corresponding time period T of the hourly sales file 24f (S14). Thereafter, the summers 24a. The card information memory 24b is cleared (S15).

Further, when the cash total key 17 is depressed in S16 of FIG. 6, the totalizer 24a is displayed on the indicators 9, 10.
Display the total amount of. Then, the total amount of the totaling unit 24a is added to the total sales of the totaling unit 24c. further,
The total amount is converted to the corresponding time period T in the sales file 24f by time period.
(S17). Then, the totalizer 24
Clear a.

The setting contents of [1] or [0] for each card type B in each time zone T1 to T3 of the time zone card type table 24d of the storage unit 24 are determined by setting the job selector switch 19 to [Setting]. With the operation mode set, the setting can be changed arbitrarily according to a predetermined operation procedure.

With the card transaction device 1 configured as described above, before starting the normal sales registration business, the availability of each prepaid card 2 in each time zone T1 to T3 of the time zone card type table 24d. If the information is set, even if the unusable prepaid card 2 is erroneously inserted into the card insertion slot 11 in the time zone to which the current time belongs, the card unusable is displayed on the indicators 9 and 10. The corresponding prepaid card 2 is ejected from the card insertion slot 11 as it is. When the prepaid card 2 is discharged, another type of prepaid card 2 may be inserted into the card insertion slot 11 or paid by cash.

As described above, the card type B of the usable prepaid card 2 can be set arbitrarily for each time zone T1, T2, T3. Then, it automatically determines whether or not the prepaid card 2 inserted into the card processing unit 21 in the card transaction device 1 is usable in the current time zone T, and executes the card transaction processing. Therefore, the cashier can use the usable card type B (B1, .B2,...) For each time period T1 to T3.
…) Does not need to be remembered, so the mental burden on the cashier can be greatly reduced. Furthermore, since the card is never paid with an originally unusable card, the reliability as the card transaction device 1 can be improved.

The present invention is not limited to the embodiment described above. In the card transaction device of the embodiment, the price can be paid by the prepaid card 2, for example, FIG.
The ID card 30 shown in FIG. In this case, in the magnetic stripe 31 of the ID card 30, a company code as a card type B, an employee number, a name, and the like are recorded.

The card transaction device is provided with a card reader as a card processing unit. Then, when you press the card total key, IDs such as company code, employee number, etc.
The information and the total amount are transmitted, for example, to a company host computer.

Further, the usable card may be a normal credit card. In this case, the card type is set for each issuing company. That is, the types of credit cards that can be used in one store differ between day and night.

[0043]

As described above, the card transaction apparatus of the present invention is provided with a clock circuit for measuring the current time and a card type table for each time zone which stores usable card types for each time zone. ing. Therefore, even if the type of cards that can be used at the same store differs depending on the time zone, the card can be securely paid without error, and the mental burden on the cashier can be significantly reduced, and the reliability of the device itself can be reduced. Can be improved.

[Brief description of the drawings]

FIG. 1 is a block diagram showing a schematic configuration of a card transaction device according to one embodiment of the present invention;

FIG. 2 is an external view showing the apparatus of the embodiment,

FIG. 3 is a diagram showing storage contents of a storage unit of the apparatus according to the embodiment;

FIG. 4 is a diagram showing a prepaid card used in the apparatus of the embodiment;

FIG. 5 is a flowchart showing the operation of the apparatus of the embodiment;

FIG. 6 is a flowchart showing the operation of the apparatus of the embodiment;

FIG. 7 is a diagram showing an ID card used in a device according to another embodiment of the present invention.

[Explanation of symbols]

DESCRIPTION OF SYMBOLS 1 ... Card transaction device, 2 ... Prepaid card, 5 ... Punch hole, 7,31 ... Magnetic stripe, 8 ... Keyboard,
9, 10 display unit, 11 card insertion slot, 17 cash total key, 18 card total key, 20 control device, 21
... Card processing unit, 22 ... Printer, 23 ... Clock circuit, 2
4 storage unit, 24a totalizer, 24b card information memory, 24d card type table by time zone, 30 ID
card.

──────────────────────────────────────────────────続 き Continued on the front page (58) Field surveyed (Int.Cl. ⁷ , DB name) G07G 1/12 321 G06K 17/00

Claims (1)

(57) [Claims] 1. A card transaction device (1) for paying for a product for sale using card information including a card type recorded on various cards (2, 30) read by a card processing unit (21). A card type table for each time zone (24d) for registering card types usable in the corresponding time zone for each time zone, a clock circuit (23) for measuring the current time, and the card processing in response to a card payment operation. Card use judgment means (S6, S7) for judging whether or not the card type read by the section is registered in the time zone to which the current time belongs, and the card use judgment means judges that the card cannot be used. Card handling prohibition means to prohibit payment by the applicable card (S9)
And a card transaction device comprising: