JP3171985B2 - Micro film camera - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a microfilm camera for printing the amount of a drawn bill or check on the bill or check with a magnetic ink and for photographing the image of the bill or check on a microfilm. It is about.

[0002]

2. Description of the Related Art A bill or a check issued by a bank is issued by a drawer by writing an amount or the like, and a recipient carries the bill or the check to the bank after endorsing.

[0003] The carry-in bank sorts the bills and checks brought in, writes the amount in a predetermined column with magnetic ink, photographs the film on a microfilm, and saves the film. Photographed bills or checks are collected at the clearing house and distributed to each bank. Then, the amount is deducted from the corresponding bank account at each corresponding bank.

[0004] In order to automatically read the amount and the classification in the flow of such bills and checks, the amount and the classification are printed with magnetic ink. Character recognition using this magnetic ink is called Magnetic Ink Character Recognition, and is hereinafter referred to as MICR.

[0005] The data relating to the classification other than the amount of money is stored in the MIC by a MICR printer in advance at the time of issuing the bill / check.
R is printed. Here, the data related to the classification and the like includes the classification of the bill and the check, the distinction between the bank and the other bank, the type of the bank code, the collection bill, the commercial bill and the collateral bill, the clearing house, the branch code, the date, and the like.

[0006] Since the amount of money is entered at the time of withdrawal, it is necessary to print the amount of money in MICR at the bring-in bank. Conventionally, MICR printing of this amount has been performed manually by an operator through a keyboard. That is, the operator reads the amount entered in the amount entry column and inputs a numeric key corresponding to the amount from the keyboard.

FIG. 6 is a conceptual view of a conventional apparatus for inputting the MICR print and photographing a microfilm, that is, a microcamera, FIG. 7 is a flowchart of processing of a bill and a check, and FIG. 8 is an example of photographing a microfilm. FIG. 9 and FIG. 10 are diagrams showing a handprint before swinging and after MICR printing.

First, the bank issues a bill / check (step 100 in FIG. 7). FIG. 9 shows the issued bill A, in which data relating to classification and the like is preliminarily entered. In FIG. 9, a is the bill number,
b is the exchange name and number, c is the due date, d is the place of payment,
e is a payment place, f is a payout date, g is a payout place address, and h is a payer name. Also, i is a column for entering the amount of money. Note that j is a column for entering the name of the issuer.

Of these columns a to j, c, f, g,
Each column except h and i is filled in beforehand with normal ink, that is, ink other than magnetic ink at the time of issuance from the bank.
The other columns c, f, g, h, and i are filled in by the drawer when the bill is drawn. Please fill in these fields
Includes entry by dedicated machine such as check writer.

At the bottom of the bill A, a MICR print box k is provided.
m is provided. In the print column k, MICR data on the classification is printed. For example, the type of bill, clearinghouse number, bank name, branch, settlement account number of the issuer, bill number, etc. are already written at the time of issuance of the bill A by numbers and codes. The print column m is a column for printing the amount of money by MICR, and is blank here.

The drawer writes out the amount and other necessary information on the bill A (step 102). The recipient of the issued bill B (see FIG. 6) endorses (step 104) and brings it to the bank (step 106). This bank uses the micro camera 1 shown in FIG.
MICR printing of the number in the money amount column i in the column m (step 108).

The micro camera 1 is fed from the feeder 2 containing a group of bills B one by one to the stacker 4 via the transport path 3. The MICR printer 5 and the optical system 6 are sequentially arranged in the transport path 3 along the transport direction. The MICR printer 5 prints the amount input from the keyboard 8 in the MICR print field m based on a command from the controller 7.

The operator 9 puts the bill B on the feeder 2
The amount is read by looking at the amount entry column i of
This amount is input from the numeric key of the user. The controller 7 determines the amount input from the keyboard 8 in the key input determination unit 7a, and causes the MICR printer 5 to write the amount in the MICR print column m. As a result, the bill B becomes the bill C shown in FIG.

The bill C is sent to the optical system 6 and photographed on the microfilm 10. The microfilm 10 is sent from a supply reel 11 to a take-up reel 13 via a photographing roller 12. The film 10 moves in close contact with the upper half peripheral surface of the photographing roller 12, where the optical system 6 forms an image of the front and back of the bill B. As a result, images B1 and B of the front and back sides are displayed.
2 are printed side by side as shown in FIG. 7 (step 110 in FIG. 7).

The controller 7 sums up the amounts input from the keyboard 8 in the classifying / aggregating section 7b, and outputs the result together with other data such as date and bank name to the printer 1.
4 is output. This output result is journal print 1
Called 5. This journal print 15 is an optical system 6
, And is imprinted on a predetermined position such as the beginning and end of the microfilm 10 (step 112 in FIG. 7).
FIG. 8A shows a photographed image of the journal print 15.

[0016]

As described above, in the conventional micro camera, it is necessary to manually input an amount by an operator.
There was a problem that efficiency was poor. In addition, there was a high possibility that an input error would occur. Further, there is a problem that a great difference occurs in accuracy and processing speed between operators. Further
Also, the classification / aggregation results are output to the journal print,
If you want to print this on a microfilm,
It must be set in the system, and the processing is just troublesome
In addition, the optical system becomes larger.

[0017]

SUMMARY OF THE INVENTION The present invention has been made in view of the above circumstances, and eliminates the need to manually input a money amount from a keyboard when MICR printing a money amount on a bill or a check, thereby improving processing efficiency. it can increase, you can contact it also significantly reduce input errors, classify and aggregate formation
The process is simple when transferring the fruits to microfilm.
Ri, and to provide a micro-camera that can be smaller optical system therefor.

[0018]

According to the present invention, an object of the present invention is to read the above-mentioned amount of a bill or check brought into a bank by entering the amount in the amount entry field by the drawer and to MICR-print this amount on this bill or check. A microfilm camera for photographing the image of the bill or the check on a microfilm; an OCR for reading the amount written by the drawer;
The amount read downstream from the CR and read by the OCR is
A MICR printer for CR printing, an optical system for photographing the image of a bill or a check printed by the MICR printer on a microfilm , and reading the amount by the OCR.
A means of discharging unreceivable bills or checks, and
To manually enter the amount of the drafts or checks that have been discharged
Keyboard and a bill or bill downstream of the OCR
Is a bill written on the check in advance by MICR printing.
Or MICR reader that reads data indicating the classification of a check
And the output of the OCR and MICR readers
Grouping and grouping of groups that contain different bills or checks
And a controller, said the result of the determined classification and aggregation microphone
Imprinting means consisting of an illuminant array for imprinting on a film
This is achieved by a microfilm camera comprising:

[0019] In the case of discharging at the time of this bill or check can not read the amount of money due to OCR here, may be discharged in front of the optical system, but may be discharged after the optical system.
In the latter case, the image is photographed with the MICR printing column m blank, but there is no inconvenience if the bill or the check is MICR-printed separately in this column m by manual input.

Display means for displaying the amount of money read by the OCR;
Enter the amount of money to be displayed in the bill entry field at the time of the bill or check
If they are close to the column display means, they match
This is convenient for the operator to confirm this.

[0021]

With respect to the drawn bill or check, the number in the amount column i is read by the OCR, the amount is determined by the OCR determination unit, and the MCR printer prints the M of the bill / check.
It is printed in the ICR print field m. This bill or check is photographed on a microfilm in an optical system and then discharged to a stacker. Classification / aggregation results are printed
Is transferred to the microfilm.

[0022]

FIG. 1 is a conceptual diagram of one embodiment of the present invention, and FIG. 2 is an operation flowchart thereof. In FIG. 1, reference numeral 30 denotes a feeder,
Denotes a stacker, and an OCR (Optical Character Reader: optical character reader) 34, a discharge unit 36, an MICR reader 38, a MICR printer 40, an optical system 42, a discharge unit 44 are provided.

The OCR 34 reads numbers and symbols in the money amount entry column i (see FIGS. 9 and 10) of the bill B, and the contents are determined by the OCR determination section 46a of the controller 46 (step 120 in FIG. 2). . The discharging means 36
When the CR discriminating section 46a cannot discriminate, the lever is provided to enter the transport path 33 and discharge the bill B1. The bills B discharged here are collected in the stacker 48 (step 122).

The MICR reader 38 has a MICR print box k.
The data such as the classification (FIGS. 8 and 9) is read, and the content is determined and stored in the classification determining unit 46b of the controller 46 (step 124). The MICR printer 40 uses this OC
The amount read in R34 is printed in the MICR print column m (step 126). The bill B is photographed by the optical system 42 on the microfilm 50 fed in the same manner as in FIG. 6 (step 128). Since the film 50 feeding mechanism is the same as that in FIG. 6, the same reference numerals are given and the description is omitted. The discharging means 44 discharges the bill B when a trouble such as a jam or a double feed occurs in the feeding of the bill B and the photographing cannot be properly performed.

Numeral 48 denotes a photographing means consisting of a light emitting array such as an LED array, which is located on the side of the photographing roller 12. The output of the counting section 46c and the classification determining section 46b of the controller 46 is guided to the imprinting means 48, and the data of the classification and the like is added to the journal print 15 (FIG. 6) and its image 15A (FIG. 8) in the same manner as the image 15A (FIG. 8). The amount or the like is copied (step 130).

The bill B1 discharged by the discharging means 36 (step 122) is manually input by an operator according to the conventional method shown in FIG. 6 (step 132), photographed on another microfilm 10, and printed on the journal print 15 (step 132).
Is created and imprinted (step 134). The microfilms 50 and 10 thus created are stored as needed.

FIG. 3 is a conceptual diagram of the second embodiment. This embodiment has a keyboard 60 for inputting the amount of the bill B1 discharged by the discharging means 36. Also this bill B1
Is discharged, the conveyance of the bill B is stopped, and after waiting for an input from the keyboard 60, the bill B1 is returned to the conveyance path 33. 6
Reference numeral 2 denotes a feeder for returning the bill B1.

Therefore, when the bill B1 is discharged, the bill B
The conveyance is stopped until the amount of 1 is input by the keyboard 60, and the input content of the keyboard 60 is determined by the key input determination unit 46d of the controller 46. The amount of money input to this bill B1 returned to the transport path 33 is
Printing is performed by the printer 40. The operation in this case is shown by a virtual line in FIG. Instead of stopping the transport each time the bill B1 is discharged, the input may be collectively input to the feeder 62 and returned to the transport path.

FIG. 4 is a conceptual diagram of the third embodiment. In this embodiment, a discharging means 36A for discharging a bill B1 that cannot be read by the OCR 34 is provided downstream of the optical system 42. Therefore, the bill B with the MICR print column m left blank is photographed on the microfilm 50. The discharged bill B1 is input by manual input from the keyboard 60, the amount is printed in the MICR print column m, and then discharged without photographing. The result is tabulated together with the result of the bill B that has not been ejected, classified, and printed.
8 is copied. Therefore, unlike the conventional method, there is no need to create the journal print 15 (FIG. 6), and the processing efficiency can be increased.

FIG. 5 is a conceptual diagram of a fourth embodiment. In this embodiment, the content (amount) read from the amount entry column i by the OCR 34 is displayed side by side with the image of the actual bill or check amount entry column i. Then, the operator 9 can confirm whether or not the display contents of the two match.

In this figure, reference numeral 64 denotes money amount display means made of a liquid crystal plate or the like. This amount display means 64 is OCR3
The content of the money amount entry column i read in 4, ie, the money amount determined by the OCR determination unit 46a is displayed.

Reference numeral 66 denotes a money amount entry field display means for displaying an image of the bill entry area i of the bill or check B reading the money amount displayed on the money amount display means 64. The money amount entry field display means 66 guides the image of the money amount entry field i from a bill or check B stopped after passing through the OCR 34 to a display unit 72 such as a screen via a projection lens 68 and a reflection mirror 70. Can be configured.

The money amount entry column display means 66 may read the image of the money amount entry column i with an image sensor such as a CCD and display the image on a liquid crystal or the like. The display section of the money amount entry field display means 66 is provided close to the money amount display means 64,
The operator 9 is arranged so that both display contents can be compared and easily confirmed.

Reference numeral 74 denotes a feed control means,
By pressing the confirmation key 60a which is one of 0,
Control for intermittently sending bills or checks one by one to the transport path 33 is performed. In FIG. 5, the same parts as those in FIG. 4 are denoted by the same reference numerals, and the description thereof will not be repeated.

According to this embodiment, the bill or check B
Is read by the OCR 34, the amount is displayed on the amount display means 64. This bill or check B is then sent under the projection lens 68 and stopped, and the image of the money entry column i is displayed on the display section 72 of the money entry column display means 66. The operator 9 visually compares the display image of the amount displayed on the display unit 72 with the amount read by the OCR 34 displayed on the amount display unit 64.

If the displayed amounts match, the operator 9 presses the confirmation key 60a and clears the bill or the check B by one.
The sheet is fed, and the process proceeds to the next bill or check B. When the displayed amounts do not match, the operator 9 inputs the correct amount from the keyboard 60 and causes the MICR printer 40 to print the correct amount.

If the displayed amounts do not match, the bill or the check B may be discharged from the transport path 33, and the discharged bill or the check B may be collectively processed separately.

In the embodiment shown in FIG. 5, the projection lens 68, the reflection mirror 70 and the display section 72 may be omitted, and the operator 9 may directly view the amount of the bill or the check. In addition, FIG.
May be provided. In this case, the bills or checks B for which the amount or the like could not be determined by the OCR determining unit 46a are discharged, and the discharged bills or the checks B are collected, and the collected amounts are visually checked to see the amount and the like. Can be entered.

When the amount cannot be determined by the OCR determining section 46a, the operator 9 is alerted by issuing an audio warning, blinking the display of the amount display means 64, or changing the color of the display. It may be.

[0040]

According to the first aspect of the present invention, as described above, the amount of money described in the bill entry column of a bill or check is read by OCR, and this amount is printed in the MICR print column by a MICR printer. This eliminates the need for manual input by the operator, and significantly increases the processing efficiency. Also automatically MI
Since CR print input is possible, there is little possibility of input error.

Further reading and pre-MICR printing classification data MICR reader, because so as to make the data of the classification and aggregation with amounts read by OCR imprinted by light emitter array such as the starting end or terminal end of the microfilm Output the journal print,
Processing such as printing on black film is not required,
Becomes easier. In this case, the imprinting means is a running microphone
The optical system can be miniaturized because it is directly projected on the film.
You.

The bills and checks that cannot be read by the OCR can be ejected, and the amount can be manually input by the operator from the keyboard . This emission is OCR and M
By making an exchange with the ICR printer and returning it to the same position in the transport path after manual input of the amount, bills and checks with the amount of MICR printed are photographed on the microfilm, and the totalization of the amount is performed automatically at the same time it is convenient in the case (請
Claim 2 ). The discharge may be performed after the optical system, in this case the workability is good because only may be manually input in a what is discharged after finished continuously processing those read by the OCR (claim 3 ).

Further, if the amount read by the OCR and the image in the amount entry column are displayed close to each other so that the operator can confirm that they match, it is possible to prevent OCR reading errors ( claims). Item 4 ).

[Brief description of the drawings]

FIG. 1 is a conceptual diagram of a first embodiment of the present invention.

FIG. 2 is a flowchart of the operation.

FIG. 3 is a conceptual diagram of a second embodiment of the present invention.

FIG. 4 is a conceptual diagram of a third embodiment of the present invention.

FIG. 5 is a conceptual diagram of a fourth embodiment of the present invention.

FIG. 6 is a conceptual diagram of a conventional device.

FIG. 7 is a flowchart of processing a bill or a check.

FIG. 8 is a diagram showing a photographing example of a microfilm.

FIG. 9 is a view of a bill before being drawn.

FIG. 10 is a diagram of a bill printed with the amount of money by MICR.

[Explanation of symbols]

 5, 34 OCR 6, 42 Optical system 10, 50 Microfilm 36 Ejecting means 38 MICR reader 40 MICR printer 46 Controller 48 Imprinting means 60 Keyboard 60a Confirmation key 64 Amount display means 66 Amount entry field display means 74 Feed control means A, B, B1, C bills

──────────────────────────────────────────────────続 き Continued on front page (58) Field surveyed (Int. Cl. ⁷ , DB name) G03B 27/32 B41J 3/44 B41J 5/30

Claims (4)

(57) [Claims] 1. The amount written in the amount entry field by the drawer and the amount of the bill or check brought into the bank is read, the amount is MICR-printed on this bill or check, and the image of this bill or check is printed. A microfilm camera for bills or checks photographed on microfilm, an OCR for reading the amount written by the drawer, and an OCR downstream from the OCR.
A MICR printer for MICR printing the amount read by the CR, an optical system for photographing the image of the bill or check printed by the MICR printer on a microfilm, and a bill or check for which the OCR cannot read the amount.
Means for discharging the bill and the discharged bill or check
A keyboard for manually inputting the amount of the hand, and the OCR
MICR printing on bills or checks downstream
Indicating the classification of the bill or check written by
MICR reader for reading data, OCR and MIC
Group containing this bill or check using the output of the R reader
The controller that classifies and aggregates the
And a luminous body that transfers the results of counting and counting to the microfilm
A microfilm camera comprising: an imaging means comprising an array . 2. The discharging means is located between the OCR and the MICR printer, and is adapted to return the bill or the check between the OCR and the MICR printer after inputting the amount of the discharged bill or check from a keyboard. The microfilm camera according to claim 1 . 3. The microfilm camera according to claim 1 , wherein said discharging means is provided on the downstream side of said optical system, and the bills or checks discharged here are printed by MICR using a keyboard after photographing. 4. The money amount display means for displaying the money amount read by the OCR, and an image of a bill or check money amount entry column having the money amount read by the OCR is brought close to the money amount display means. A microfilm camera comprising: an image display unit for displaying an amount entry field to be displayed on the screen;