KR100265372B1 - Image system for using of bank counter - Google Patents

Abstract

PURPOSE: A bank window image system is provided to automatically recognize a security, various bills and notes received at a bank window, exchange the analyzed contents and store a scanned image data. CONSTITUTION: A loading and ejection unit(40) loads a certain material such as a bank payment bill, a telephone charge bill, an electricity rate bill, an insurance bill, a bill of a government, a security like check and an account book and ejects the same when there is an error therein. A first image recognition unit(10) recognizes an upper surface of the loaded material by the loading and ejection unit(40). A magnetic sensor(30) reads the magnetically recorded information. A second image recognition unit(20) recognizes an image of a lower side of the material. A first printing unit(60) prints a recording content of the receipt and the account book. A cutter(80) cuts a receipt portion from the original material for issuing a receipt. A transfer unit(110) transfers the processed material. A plurality of stack units(120) store the materials transferred by the transfer unit(110). A dividing apparatus(90) separates a corresponding material by the stack units(120). A display unit(50) displays the inputted data to a user. A memory apparatus(100) stores a branch name, branch code, date, time, teller, serial number, etc.

Description

Bank teller image system

The present invention relates to a bank teller-type image system, and more particularly, to automatically recognize and process securities and documents such as checks at bank tellers, to remember and automatically classify the contents, and to share the data with related agencies. It relates to a bank teller-type image system.

When you receive checks or checks of various invoices at the current bank window, check the amount of the securities such as checks, check the contents of this document, endorse them, store them, and settle the front and back of the securities with a microfilm. The originals will be exchanged with other parties through the clearing house and financial settlement committee, and the exchanged securities will be identified and the requested amount will be paid.

In the case of various invoices, the clerk receives and collects the charges, and separates the ones containing the OCR (Optical Character Reader) and the other ones. The machine reads the machine, analyzes the bills, and separates the bills and sends the collected money to each billing agency.

However, in case of securities, there is a problem that a lot of time is delayed until each claiming agency receives cash remittance due to the excessive amount of work of the FSS for processing a large number of documents sent to the FSS. In the case of securities, microfilm In order to take a picture, a cashier must take a check. Even though the time for the exchange is delayed, it takes a lot of time for confirmation even if the money is deposited into the securities.

The present invention was created to solve the above problems, the object of the present invention is to automatically recognize the securities or various invoices and documents received at the bank teller and analyze and exchange the analyzed content with each other and scanned It is to provide a bank teller-type image system for archiving image data.

1 is a block diagram showing a bank teller type image system according to the present invention.

Figure 2 is a side view showing a specific embodiment of the bank teller image system according to the present invention.

3 is a flowchart showing an operation procedure of the bank teller type image system according to the present invention.

-Explanation of symbols for the main parts of the drawings

10,20: first and second image recognition means 30: magnetic sensor

40: suction / discharge means 50: display device

60,70: first and second factor means 80: cutter

90: branch device 100: storage device

110: transfer means 120: stack portion

130: communication means

The present invention for achieving the above object is the suction / discharge means for injecting or ejecting the medium, the first image recognition means for recognizing the top image of the inserted medium, and the contents recorded magnetically on the medium A magnetic sensor for reading, a second image recognition means for recognizing the bottom image of the loaded medium, a cutter for cutting a portion of the loaded medium for issuing a receipt, and the like for displaying the receipt of the received medium. A printing means, a conveying means for conveying the loaded medium, a second factor means for printing a processing matter on the bottom of the loaded medium, a plurality of stack portions for storing the loaded medium, a plurality of conveyed media A branching device for separating into a stack part, and for storing data input by the first image recognition means, the second image recognition means, and the magnetic sensor. A storage device, a display device for displaying data input by the first image recognition means, the second image recognition means and the magnetic sensor, communication means for communicating the processed data to the outside, suction / discharge means, The first image recognition means, the second image recognition means, the magnetic sensor, the first factor means, the second factor means, the display device, the storage device, the control means for controlling the transfer means and cutting machine.

Referring to the operation of the present invention made as described above are as follows. If the input medium is sucked by the suction / ejection means and the upper surface of the medium is recognized by the first image recognition means, and the type of medium is not read after being read out, it is discharged by the suction / ejection means. The first factor means for recognizing the bottom of the medium by the second image recognition means according to the type of each medium, and checking the authenticity of the medium by the magnetic sensor and the contents in the case of the magnetic recording medium. When printing by and issuing a receipt by cutting the medium by the cutter is discharged by the suction / discharge means and the rest is transferred to the transfer means and stored in the stack. When it is stored in the stack part, it is automatically separated according to the type by the operation of the branch device, and the processing status is printed on the bottom of the medium.

In addition, the data input by the first and second image recognition means and the magnetic sensor is displayed on the display device and recorded in the storage device. And communicate with each other by a communication means to exchange the processed situation with the outside for quick financial processing.

Hereinafter, exemplary embodiments of the present invention will be described with reference to the accompanying drawings. In addition, this embodiment is not intended to limit the scope of the present invention, but is presented by way of example only.

1 is a block diagram showing a bank teller type image system according to an embodiment of the present invention.

As shown in Fig. 1, inhalation or error of the mediation of the current financial settlement agency, such as telephone bills, electricity bills, medical insurance premiums, standardized documents from the Ministry of Information and Communication, securities such as checks, non-confirmed checks, bankbook And suction / discharge means 40 for discharging a receipt or recorded contents, first image recognition means 10 for recognizing the top image of the media sucked by the suction / discharge means 40, and A magnetic sensor 30 for reading the contents recorded magnetically on the media, a second image recognition means 20 for recognizing the bottom image of the media, and a check of the receipt of the receipt or the record of the bankbook A first factor means 60 for cutting, a cutter 80 for cutting the receipt part from the master media for issuing a receipt, and a second factor means 70 for recording the processing matter on the bottom of the securities. And the treated media A conveying means 110 for conveying, a plurality of stack portions 120 for storing a medium conveyed by the conveying means 110, and a branching device for separating the media from the plurality of stack portions 120 ( 90, a display device 50 for displaying the data received from the first image recognition means 10, the second image recognition means 20, and the magnetic sensor 30 to the user, and the first image recognition means ( 10) and store the store name, point code, date of storage, date, time, teller, classification, serial number code, etc. for the data input from the second image recognition means 20 and the magnetic sensor 30 and payment confirmation and quick inquiry search. Memory device 100 for storing, communication means 130 for exchanging information or data with financial institutions and related organizations such as our head office and branches, and first and second image recognition means 10, 20 And magnetic sensor 30, first and second factor means 60 and 70, suction / discharge means 40, cutter 80 and branching device 90 ) And a control unit 140 that collectively controls the storage device 100, the transfer means 110, the communication means 130, and the display device 50.

Figure 2 is a side cross-sectional view showing a bank teller image system implemented in the above configuration, the first and second image recognition means, the first and second factor means, magnetic sensor, suction / discharge means, cutter, branch device, transfer means, stack Only buoys were shown.

As shown in FIG. 2, an imaging device using a charge coupled device (CCD) is used as the first image recognition means 10, and a CIS (Contact Image Sensor) as the second image recognition means 20. Close contact type image sensor). In addition, the suction / discharge means 40 allows the medium to move between the rollers 46 when the medium is inserted into the gap between the driving roller 42 and the driven roller 44, which is a pair of rollers 46, and the rollers 46 A plurality of rollers 46 sucked or discharged were installed by varying the direction of rotation. And the cutting machine 80 was to be cut by pressing the cutting line portion such as a receipt.

Meanwhile, the conveying means 110 connects the plurality of pulleys 115 with the belt 117 and the gears and inserts a medium into a gap between the belt 117 and the belt 117 where the belt 117 is in contact with each other. The media was moved by movement.

In order to explain the operation of the present embodiment made as described above in detail with reference to the flow chart of Figure 3 showing the operation procedure of the bank teller image system as follows.

In the state in which the system is operated, the medium inserted through the inlet is sucked through the suction / ejection means 40 to be inserted between the rollers 46 (S20). The suctioned medium is photographed by the first image recognition means 10 and output to the display device 50 (S30). Then, the controller 140 analyzes the image input by the first image recognition means 10 to analyze the type of the inserted medium (S40). And compare shooting or analysis problems. At this time, if an error occurs, the roller 46, which is the suction / discharge means 40, is rotated in the opposite direction to discharge the injected medium, and when a new medium is inserted through the feeding hole, the process returns to the suctioning step (S20). ).

However, in the case of normal analysis, the result of the analysis is compared with the check (S60). In this case, in the case of a check, the magnetic sensor 30 reads a character for a magnetic ink character reader (MICR) and displays the read content to the user through the display device 50 (S61). Then, the bottom image of the check is read through the second image recognition means 20 and displayed to the user through the display device 50 (S62). Then transfer the raw portion through the conveying means (110) (S63). At this time, if the upper surface and the lower surface are changed while the check passes through the first transport path 111, the check processing information is printed by the second factor means 70 on the check surface (S64). Then, the branching device 90 is operated to move the input medium to the second transport path 112 so that it is stored in the check stack 122 and returned to the storage step S90 of data (S65).

However, if the check is not a bankbook comparison (S70). In this case, if it is not the bankbook, the printing for the confirmation of the received writing on the receipt part of the inserted medium is printed by the first factor means 60 (S72). Then cut the cutting line portion of the receipt with a cutter (80) (S74). And the receipt is discharged to the inlet (48) by rotating the roller 46, which is the suction / discharge means 40 in reverse (S76). Then, the remaining portion of the circle is transferred to the bill stack unit 124 via the third transport path 113 via the first transport path, which is the transport means 110, and is returned to the storage step (S90) of the data (S78). ).

In addition, if the result of the comparison is the bankbook, the information recorded in the magnetic bar by the magnetic sensor 30 is read and displayed on the display device 50 (S80). Then, the transaction history is printed by the first factor means 60 (S82). When the printing is completed, the suction / discharge means 40 discharges the passbook to the inlet 48 and when a new medium is inserted through the inlet, it is returned to the step S20 of inhaling (S84).

Upon completion of processing such as checks and invoices, the read data and processing items are stored in the storage device 100 for quick inquiry and payment confirmation thereafter (S90). If the processed data is information that needs to be exchanged with other institutions, the communication is performed using the communication means 130, and when a new medium is inserted through the inlet, the suctioning process is returned to step S20 (S100). .

As described above, the present invention automatically recognizes securities such as various checks and checks received from customers at a bank teller and automatically stores them in computerized data in real time, and exchanges the securities by exchanging data with related organizations. There is an advantage that it can reduce the manpower and time required for the exchange, so it can be exchanged for cash as soon as possible, and it can reduce the amount of work of the financial settlement agency for collecting and analyzing various documents. There is an advantage that can be made.

Claims (3)

Suction / ejection means (40) having a plurality of rollers (46) comprising drive rollers (42) and driven rollers (44) for inputting and discharging various media such as checks, papers, bank accounts and slips; A transfer means (110) consisting of a plurality of pulleys (115) and a belt (117) for conveying the medium introduced through the suction / discharge means (40), image recognition means for recognizing the image of the injected medium; A storage device 100 for storing the data recognized by the recognizing means, printing means for listing processing matters in the loaded medium, and communication means for communicating the data stored in the storage device 100 with the outside. And a bank teller image including a control unit for controlling overall control of the suction / discharge means 40, the transfer means 110, the recognition means, the memory device 100, and the communication means 130. In the system, The recognition means includes a first image recognition means 10 for recognizing the top image of the check, paper, bankbook, slip, and the second image recognition means for recognizing the bottom image of the check for endorsement ( 20), wherein the printing means includes first recognition means (60) for writing a receipt confirmation mark on the top of the recognized check, paper, bank account, and slip, and a result of processing on the bottom of the check. A second factor means (70) for; Cutter 80 for cutting along the perforation line of the paper, for issuing the receipt of the treated paper by the printing means, and the branching device 90 for separating the media conveyed by the transfer means by type A stack unit 120 for storing and storing the media branched by the branching device 90 by type; Bank teller image system, characterized in that. The method of claim 1, wherein the first image recognition means 10 A bank teller image system, characterized by a CCD imaging device. The method of claim 1, wherein the second image recognition means 20 Bank teller image system, characterized in that the close-up image sensor.

Images