JP2992824B2 - Transaction system using prepaid card - Google Patents

Description

Description: BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a transaction system using a prepaid card at a plurality of gas stations for supplying fuel such as gasoline to an automobile or the like.

[Conventional technology]

Transaction systems using prepaid cards are implemented by public telephones, railways, and the like. These traditional trading systems are:
A card in which the amount of money is recorded in advance is sold, and can be used only for a vending machine of a card issuing company, and the authenticity of the card is checked by the vending machine.

[Problems to be solved by the invention]

For this reason, gas stations that supply prepaid cards need to prepare cards that record various amounts of money, and only one type of product can be sold with prepaid cards. Regarding this point, for example, JP-A-64-95390 discloses a sales system in which the amount of money that can be purchased with the card can be freely set, but the authenticity of the card when the card is used is described. Was insufficient and there was a risk of unauthorized use.

An object of the present invention is to solve the inconvenience of the conventional example, and by issuing a prepaid card by a ticketing device at each gas station, not only can one kind of card be prepared but can cope with all amounts of money, and ticketing data can be obtained. And every time data is generated, the data is transmitted to the headquarters host computer via the gas station sales data input / output device as a terminal installed at the gas station, checked by the host computer, and the OK signal is output from the host computer. Issue a card for the first time,
It is another object of the present invention to provide a transaction system using a prepaid card, which can make it possible to purchase a product or the like so that unauthorized use can be eliminated.

[Means for solving the problem]

In order to achieve the above object, the present invention provides a sales data input / output device for a gas station installed at a plurality of gas stations and provided with a card reader / writer for reading and writing a prepaid card and a keyboard for inputting, and a fuel station installed at the gas station. A card reader / writer provided in a vending machine such as a washing machine or a car wash machine and connected to the gas station sales data input / output device, and a head office host computer connected to the gas station sales data input / output device via a modem. After the card in which the card number is stored is inserted into the card reader / writer and the amount data is input from the keyboard, the card number and the amount data are output to the host computer in response to a signal from the setting key, and the host computer Then, the card data is checked by receiving the card number and the amount data, If the card data is stored and processed, the card issuance OK signal is output to the gas station sales data input / output device, and the card issuance OK signal is received, and the card reader / writer stores the amount data on the card in response to the card issuance OK signal, A card having a card number and balance data is inserted into a card reader / writer, and if the card reader / writer is provided in a sales data input / output device for a gas station, after the amount data is further input from a keyboard, a setting key is pressed. , The card number, balance data and amount data are output to the host computer. The host computer receives the card number, balance data and amount data and checks the card data. Subtracts the data and updates the balance data, and fills the sales data for the gas station. Outputs sales OK signal to the output device receives the sales OK signal, the card reader writer is intended to subject matter that has a sales function of storing updated by subtracting the amount data from the balance data.

[Action]

According to the present invention, the prepaid card is issued by the sales data input / output device for the gas station, which is a ticketing device installed at each gas station, so that the refueling customer stops at the gas station where he or she stopped for refueling. Since you can purchase prepaid cards at the venue, the service station can prepare only one kind of empty prepaid card, you can freely set the amount of money that can be purchased with the card, and the ticketing check is also done at the head office host computer, Unauthorized card issuance can be prevented.

The refueling machine and the car washer, which are vending machines, are connected to the headquarters host computer via a card reader / writer provided for the vending machine and the sales data input / output device for the gas station, and the data is transmitted every time data is generated. Processing of the sales data of the card and checking of the authenticity of the card can be performed by the host computer, and unauthorized use can be reliably prevented.

〔Example〕

Hereinafter, embodiments of the present invention will be described in detail with reference to the drawings.

FIG. 1 is a flowchart of an operation showing an example in which a transaction system using a prepaid card of the present invention is implemented at a gas station.
FIG. 2 is a flowchart of a refueling operation using a prepaid card, and FIG. 3 is an explanatory diagram showing the system of the embodiment. First, the overall configuration of the system will be described with reference to FIG. Reference numeral 2 denotes a sales data input / output device (hereinafter referred to as POS) for a gas station installed in an office of the gas stations A, B, C, etc. for each of a plurality of gas stations A, B, C, etc.
The POS 2 is connected as a terminal of the host computer 1 via the modem 3.

This POS2 is for refueling data such as refueling amount and refueling amount,
The present invention manages sales data of products other than gasoline. In the present invention, as shown in FIG. 4, the POS2 further has a function as a ticketing device for a prepaid card. When the balance is small, an additional money input setting function and the like are provided, and a card reader / writer 6 is provided. 7 is a keyboard for input, 8
Indicates an indicator.

The card reader / writer 6 of this prepaid card is also provided in each of the vending machines 4 and the car washer 5 which are vending machines installed in the gas stations A, B, C. To POS2.

Next, a method of issuing a prepaid card will be described with reference to the flowchart of FIG.

The issuance of a new prepaid card is performed using POS2. First, when an empty card in which only the card number etc. provided in the gas station A is stored and the amount of money is not stored is inserted into the card reader / writer 6 of POS2 ( Step b), the card data of the prepaid card is read (step b). Next, the user inputs the previous amount, for example, 10,000 yen, received from the customer from the keyboard 7 (Stepta) and presses the set key (Step E), and the card data such as the card number of the issued new card and the purchase price are 10,000. Processing data such as a circle is output to the host computer 1 of the headquarters via the modem 3 (to step).

The host computer 1 of the headquarters receives this data (Step No.), checks the card data of the newly issued card (Step No.), and if it is determined to be correct, stores the data such as the card number and the amount of money and fills the gas station. Payment processing such as withdrawal of the purchase price of 10,000 yen from the account of A is performed (step ヲ), and the card issuance OK is output to POS2 (step w).

POS2 receives the output of this card issuance OK (step), stores 10,000 yen on the card, and issues a receipt (step). And hand the receipt issued with the new card to the customer.

If it is determined in the stapling step that the card to be newly issued is not a legitimate card, a card issuance NO signal is output to POS2 (step Y). The POS2 receives the output of the card issuance NO (step), notifies that the card cannot be issued, and stops the card issuance (step f).

Next, a case will be described in which a refueling customer purchases small articles such as car supplies and groceries in an office or the like using a prepaid card that has already been issued.

After inserting the prepaid card brought by the refueling customer into the POS2 card reader / writer 6 (step B) and reading the card number and the balance of the card (step B), the sales amount of accessories and foods is displayed on the keyboard. 7
(Step C), the prepaid card has a balance for the sales amount (Step D), and when the SET key is pressed (Step E), the card data such as the card number and the balance and the processing data such as the sales amount are stored in the headquarters. Output to the host computer 1 (to step).

The host computer 1 of the headquarters receives this input (step nu), checks the authenticity of the card data such as the difference between the stored balance and the received balance (step), and confirms that it is correct. If it is determined that there is, the present sales amount is subtracted from the card balance stored in the host computer 1 to update the balance of the remaining balance, and a cashing process such as transfer of the sales amount to the gas station A is performed (step ヲ). Output sales OK to POS2 (Stepwa).

POS2 receives the OK signal (step), subtracts the sales amount from the balance of the card brought by the refueling customer, updates the memory of the balance, and issues a receipt (step).

If it is determined in the stapling step that the card is not correct, a card use NO signal is output to POS2 (step yo), and the POS2 receives this NO signal output (step T) to determine that the card cannot be used. Notify (step).

If the remaining amount of the card is insufficient for the purchase amount when purchasing a small item using the card (step d), the cash is received from the customer, the amount is input from the keyboard 7 (step d), and the setting key is set. Is output to the head office's host computer 1 (to step), the host computer 1 checks the card (step n, le), transfers the sales amount to the gas station A, and collects the price. Payment processing such as dropping is performed, and the memory of the remaining balance is updated (step ヲ).

Next, the case of refueling using a prepaid card will be described with reference to the flowchart of FIG. The prepaid card brought by the refueling customer is inserted into a card reader / writer 6 provided in the refueling machine 4 for refueling (step-step), and data such as the card number and balance of the card is read (step-co). The balance is, for example, 100
If it is more than a circle (step S), refueling is possible, the refueling nozzle is removed from the nozzle hook, and in conjunction with this, the nozzle switch provided on the nozzle hook is turned on (steps), and refueling starts.

Refueling is performed until the remaining amount becomes 0 or the refueling nozzle is returned to the nozzle hook and the nozzle switch is turned off, and the drive mechanism of the refueling machine is turned off (Stepne, na). Refueling processing data such as refueling amount and refueling amount is transmitted to the host computer 1 of the headquarters via POS2.
Is output to (stepler).

The host computer 1 receives this input (step No), checks the prepaid card (step o), and if correct, subtracts the current refueling amount from the card balance to update the storage of the card data, and refuel. Place A
Payment processing such as transfer to (stepk), sales OK PO
Output to S2 (step).

The card reader / writer 6 of the refueling machine 4 which has received the OK signal via the POS 2 updates the storage of the balance of the prepaid card and issues a receipt (step c).

If it is determined that the prepaid card brought by the customer is not correct at the stage of step o,
A NO signal is output to the POS2 (step), and the card reader / writer 6 provided in the refueling machine 4 receiving the NO signal from the POS2 (stepm) notifies that the card cannot be used (step ke).

Therefore, the refueling customer cannot pay by the prepaid card, and pays the refueling amount separately by cash or the like.

In the flowchart of the present embodiment, the authenticity check of the prepaid card is performed after the completion of product sales and refueling in any case, but the timing of the authenticity determination is not limited to this, and For example, it can be performed when a card is inserted into the card reader / writer 6 before the start of sales or refueling.

Since the card reader / writer 6 is also provided in the refueling machine 4 as described above, in the case of refueling with a prepaid card, the data processing of the card can be performed at the site where the refueling is performed. is there. The operation of the car washer 5 is the same as the operation of using the refueling machine 4.

〔The invention's effect〕

As described above, the transaction system using the prepaid card of the present invention can handle all the amounts of money by preparing one kind of card by issuing the prepaid card with the ticket issuing device at each gas station, thereby expanding the applicability. In addition to this, it is possible to freely set the amount of money that can be purchased with the card, and the issuance of the ticket is checked by the host computer at the headquarters.

The refueling machine and the car washer, which are vending machines, are connected to the headquarters host computer via a card reader / writer provided for the vending machine and the sales data input / output device for the gas station, and the data is transmitted every time data is generated. The processing of the sales data of the card and the checking of the authenticity of the card can be performed by the host computer, the unauthorized use can be reliably prevented, and the safety and reliability can be improved.

[Brief description of the drawings]

FIG. 1 is a flowchart of an operation of an embodiment of a transaction system using a prepaid card of the present invention, FIG. 2 is a flowchart of a refueling operation by a prepaid card, FIG. 3 is an explanatory diagram showing a system of the embodiment, and FIG. PO is the main part
It is a perspective view of S. DESCRIPTION OF SYMBOLS 1 ... Host computer 2 ... Sales data input / output device (POS) for a gas station 3 ... Modem 4, Fuel tank 5 ... Car wash machine 6, Card reader / writer 7 ... Keyboard, 8 ... Display A, B, C …… Gas station

Claims (1)

(57) [Claims] 1. A sales data input / output device for a gas station provided at a plurality of gas stations and provided with a card reader / writer for reading and writing a prepaid card and a keyboard for inputting.
A card reader / writer provided in a vending machine such as a refueling machine or a car wash machine installed at a gas station and connected to the gas station sales data input / output device, and a head office where the gas station sales data input / output device is connected via a modem. After the card with the card number is inserted into the card reader / writer and the amount data is input from the keyboard, the card number and the amount data are received by the setting key after receiving the signal from the setting key. The host computer receives the card number and the amount data and checks the card data. If the card data is correct, the card data is stored and processed, and a card issuance OK signal is output to the sales data input / output device for the gas station. In response to the card issuance OK signal, the card reader / writer In the case where a card having a ticket issuing function to be stored in the card reader and a card number and balance data is inserted into a card reader / writer, and the card reader / writer is provided in a sales data input / output device for a gas station, the amount data is further inputted from a keyboard. After receiving the signal from the setting key, the card number, balance data and amount data are output to the host computer, and the host computer checks the card data by receiving the card number, balance data and amount data. If it is correct, subtract the amount data from the balance data and store and update the balance data, output a sales OK signal to the sales data input / output device for the gas station, receive the sales OK signal, and use the card reader / writer to calculate the amount from the balance data. A prepaid card having a sales function of storing and updating data by subtracting the data. Trading system by code.