JPH02278495A - Dealing system by prepaid card - Google Patents

Abstract

PURPOSE:To handle all amounts of money only by preparing one kind of card and to eliminate illegal use by issuing the prepaid card at the card issuing device in each vending office such as a gas station and sending card issuing data and sale data to the host computer of headquarters every time data is generated. CONSTITUTION:Prepaid cards are issued by gas station sale data input/output devices(POS) 2 which are card issuing devices installed in vending offices, i.e. gas stations A - C. Oil supply devices 4 and car washing devices 5 as the vending devices are connected to the host computer of the headquarters 1 through the POSs 2 and data is transmitted every time the data is generated, so the host computer 1 processes the sale data of the prepaid cards and checks whether or not the cards are regular. Consequently, only one kind of blank cards are prepared at the gas stations and never used illegally.

Description

DETAILED DESCRIPTION OF THE INVENTION [Field of Industrial Application] The present invention relates to a transaction system using a prepay card at a merchandise sales point, for example, a filling station where cars and the like are refueled with fuel such as gasoline.

[Conventional technology]

Transaction systems using prepaid cards are implemented at public telephones, railways, etc. These conventional transaction systems sell cards with pre-recorded amounts and can only be used in the card issuer's sales equipment, and can be used to check the authenticity of the card.
~ is done by the sales equipment.

[Problem to be solved by the invention]

For this reason, stores that sell prepay cards must prepare cards with various amounts recorded on them, and only one type of product can be sold with a prepay card. Furthermore, checking the authenticity of the card was insufficient, and there was a risk of fraudulent use.

The purpose of the present invention is to eliminate the disadvantages of the conventional example,
By issuing prepaid cards using ticketing machines at each sales office, it is possible to handle all amounts by simply preparing one type of card, and by sending ticketing data and sales data to the host computer at the headquarters each time data is generated, fraud can be prevented. To provide a transaction system using a prepaid card that eliminates the need for use.

[Means to solve the problem]

In order to achieve the above object, the present invention provides a prepay card ticketing device and a prepay card vending device at each sales office, and transmits ticketing data and sales data to a host computer at the headquarters each time data is generated. The main points are as follows.

[Function] According to the present invention, a prepaid card is issued by the gas station sales data human output device, which is a ticket issuing device installed at each sales point, that is, each gas station. You can purchase a prepaid card on the spot at the gas station you stop at, and all you need to do is prepare one type of blank prepaid card at the gas station.

The sales equipment, such as refueling equipment and car wash equipment, is connected to the host computer at the headquarters via the sales data output device for gas stations, and the data is transmitted every time data is generated, so it is possible to process the sales data of prepaid cards and the card processing. Authenticity can be checked on the host computer.

[Example] Embodiments of the present invention will be described in detail below with reference to the drawings.

FIG. 1 is a flow chart of the operation of an example in which the prepaid card transaction system of the present invention is implemented at a gas station;
The figure is a flowchart of refueling operation using a prepay card.
FIG. 3 is an explanatory diagram showing the system of the embodiment. First, the overall configuration of the system will be explained with reference to FIG. 3. In the figure, 1 is a host computer installed at the headquarters, 2 is a gas station A
,B.

For each service station A, B, C..., a sales data input/output device for service stations (hereinafter referred to as PO8) is installed in the offices of service stations A, B, C, etc.
This PO 32 is connected as a terminal to the host computer 1 via the modem 3.

This PO 32 manages refueling data such as refueling amount and refueling amount, as well as sales data of products other than gasoline. In the present invention, as shown in FIG. 4, the PO 32 is further provided with a function as a prepay card issuing device. In order to do this, a card reader/writer 6 is provided with functions such as a function to identify a new card and a function to input additional money when the balance on an already issued card is low. In the figure, 7 indicates an input keyboard, and 8 indicates a display device.

In addition, this prepay card card reader writer 6
In addition to the above PO32, there are also gas stations A and B.

It is also installed in the refueling machine 4 and car wash machine 5, which are the vending machines installed in C..., and these card reader/writers 6 can be used as PO.
Connect to 32.

Next, the method of issuing a prepaid card will be explained with reference to the flowchart of FIG.

A new prepaid card is issued using PO52. First, an empty card with only the card number and other information stored but no amount stored at gas station A is sent to PO3.
When inserted into the card reader/writer 6 of No. 2 (step entry), the card data of this prepay card is read (step entry). Next, the advance amount received from the customer, for example -
When inputting 10,000 yen from the keyboard 7 (step 7) and pressing the setting key (step 5), card data such as the card number of the newly issued card and processing data such as the purchase price minus 10,000 yen are transmitted via the modem 3. It is output to the xylem host computer 1 (to step).

The host computer 1 at the headquarters receives this data (Stepne), checks the card data of the newly issued card (Stellaple), and if it is determined to be correct, stores the data such as the card number and amount and sends it to the gas station. A
10,000 yen, which is the purchase price, is performed from the bank account (step port), and a card issuance OK message is output to the PO 32 (step port).

PO32 receives the output indicating that the card issuance is OK (step), stores 10,000 yen on the card, and issues a receipt (step). The customer is then given a receipt issued along with the new card.

Incidentally, if it is determined that the card to be newly issued is not a regular one at the stellar pull stage, a signal indicating card issue NO is output to the PO 32 (step port). P.O.
At step 32, upon receiving the output of the card issuance NO (step), it notifies that the card cannot be issued and also cancels the card issuance (step).

Next, a case will be explained in which a prepaid card that has already been issued is used to refill fuel and purchase small items such as car supplies or food at an office or the like.

Insert the prepaid card you brought with you into the card reader/writer 6 of the PO 32 (step 1), read the data such as the card number and balance of the card (step 1), and enter the sales amount of small items, food, etc. on the keyboard 7.
If you input the information in step \), there is a balance of the sales amount on the prepay card (step ni), and you press the setting key (stellar pull), the card data such as the card number and balance, and the processing data such as the sales amount will be sent to the headquarters. It is output to the host computer 1 (to step).

The host computer at the head office receives this input (step) and checks the authenticity of the card data (stellar pull) to see if the stored balance is the same as the sent balance (stellar pull). If it is determined that there is, the current sales amount is subtracted from the card balance stored in the host computer 1 to update the memory of the remaining amount, and the transaction process such as transferring the sales amount to gas station A is performed (step power). , Sales O
Output K to PO32 (step force).

Upon receiving this OK multiplication signal (step), the PO 32 subtracts the sales amount from the remaining amount on the card carrying the relevant amount of refueling, updates the memory of the remaining amount, and issues a receipt (step).

If it is determined that the card is not correct at the stellar pull stage, a NO card usage signal is output to the POS 2 (step YO), and upon receiving this NO times signal output (step YO), the PO 32 notifies that the card cannot be used. (step force).

When purchasing small items using a card, if the balance on the card is insufficient for the purchase amount (Step 2),
Receive cash from the customer, input the amount using the keyboard 7 (Suterapuri), and press the setting key (Stellapur), it will be output to the host computer 1 at the headquarters (go to step), and the host computer 1 will check the card and then (
Steps 1 and 2), payment processing such as transfer of sales amount to gas station A and withdrawal of the price is performed, and the memory of the remaining amount is updated (step power).

Next, the second case is when refueling using a prepaid card.
The flowchart in the figure will be explained.

Insert the prepaid card you brought with you into the card reader/writer 6 installed in the refueling machine 4 (Stella Play), read the card number and balance, etc. (Stepco), and check the remaining amount. If it is, for example, 100 yen or more (Sterapuri), the amount of refueling is reached, and the refueling nozzle is removed from the nozzle hook, and in conjunction with this, the nozzle switch provided on the nozzle hook is turned on (step force) and refueling begins.

Refueling is performed until the remaining amount becomes 0 or until the refueling machine drive mechanism is turned off, such as when the refueling nozzle is returned to the nozzle hook and the nozzle switch is turned off.
n) When refueling is completed, refueling processing data such as the amount of refueling and amount of refueling is sent to the host computer at the headquarters via PO32.
(step force).

Upon receiving this input (step), the host computer 1 checks the relevant BriPay card and if it is correct, subtracts the current refueling amount from the card balance, updates the card data memory, and refuels. Steps to process payments such as transfer to office A), confirm sales OK
Output to O32 (Step Ya).

The card reader/writer 6 of the refueling machine 4 that receives this OK signal via the PO 32 (step) updates the memory of the balance of the prepay card and issues a receipt (step).

In addition, if it is determined that the prepaid card brought by the customer at the step strength stage is not the correct one, the refueling No.
The signal is output to PO32 (step master), and PO32
The card reader/writer 6 (step) in preparation for the refueling machine 4 that receives this NO double signal informs that the card cannot be used (step).

Therefore, the amount of refueling cannot be paid using a prepaid card, and the amount of refueling must be paid separately in cash.

In the flowchart of this embodiment, the authenticity check of the prepaid card is performed after the product sale or refueling is completed in any case, but the timing to determine the authenticity is not limited to this. It is also possible to do this, for example, at the time the card is inserted into the card reader/writer 6, before the start of sales or refueling.

Since the refueling machine 4 is also provided with the card reader/writer 6, in the case of refueling using a prepaid card, card data can be processed at the refueling site, thereby reducing card processing time such as payment time and making work easier. be.

Note that the operation of the car wash machine 5 is similar to that of the fuel dispenser 4.

〔Effect of the invention〕

As described above, the prepay card transaction system of the present invention can handle all amounts by simply preparing one type of card by issuing a prepay card with a ticket issuing device at each sales point such as a gas station. It is something that can expand your sexuality.

In addition, by transmitting ticketing data and sales data to the host computer at the headquarters each time the data is generated, unauthorized use can be eliminated, so safety and reliability can be improved.

[Brief explanation of drawings]

Fig. 1 is a flowchart of the operation showing an embodiment of the transaction system using the prepay card of the present invention, Fig. 2 is a flowchart of the refueling operation using the prepay card, Fig. 3 is an explanatory diagram showing the system of the embodiment, and Fig. 4 is PO8 which is the main part
FIG. 1...Host computer 2...Sales data input/output device for gas station (PO3) 3.
...Modem 4...Refueling machine 5...Car wash machine 6...Card reader/writer 7...Keyboard 8...Displays A, B, C...
・・Refueling station

Claims (1)

[Claims] This transaction system using a prepay card is characterized in that each sales office is provided with a prepay card ticket issuing device and a prepay card sales device, and ticket issuing data and sales data are transmitted to a host computer at a headquarters every time data is generated.